StateTrust specializes in providing financial products and portfolio management. Their process starts by defining clients' goals, then determining an investment strategy and vehicles suited to their risk tolerance, time horizon, taxes, and expected returns. StateTrust reviews portfolios quarterly and makes adjustments in response to changing economic conditions.

1. FOR IMMEDIATE RELEASE
The Portfolio Management Process at StateTrust, a TRIED AND TRUE COURSE
FOR SUCCESS
StateTrust specializes in providing a complete range of financial products, services and strategies to help
its clients to grow and preserve their net worth, while reaching their investment objectives and financial
goals.
Miami, Florida, USA – March 20, 2014 – The investment and portfolio management process at
StateTrust starts by defining the client’s financial goals, then they determine an investment allocation
strategy, choose the right financial vehicles, select an appropriate money manager with the expertise to
advice on portfolio management decisions and finally, design a portfolio that encompasses the right mix
of assets to suit the client’s financial needs and tolerance for risk.
To create a financial profile we match the following investment parameters with the client’s specific
investment goals and objectives:
Risk tolerance level: The amount of risk the clientis willing to take as an investor. Generally, higher
returnsimply a higher amount of risk.
Time Horizon: Defining the amount of time available to reach a financial objective is critical in
determining the investment vehicles used to attain that goal.
Liquidity: If the client might need to cash out a significant portion of their investments in a short time
period,it isimportant to look at the ability to convert the investment into cash at any point without
having to sell it at a significant discount fromits current market price.
Income Tax Considerations: Investment selection can be influenced by the client’s tax bracket, available
tax credits, amounts and types of income, deductions and depreciation.
Expected Return on Investment: Based on historical information of returns for different asset classes.
Since past performance does not guarantee future performance, the difference between historical
returns and actual returns could be significant.
Systematic Risk: The risks that cannot be reduce or eliminate, such as Inflation, marketplace, interest
rate, politics and regulations.
Unsystematic Risk: Company-specific or industry-specific riskin a portfolio. It can be significantly
reduced or eliminated through diversification.
Minimum Required Rate of Return: The amount of return necessary to warrant a purchase. This rate is
defined by the client’s financial objectives.

2. Actual Return: The return that an investor accrued on investments in a period of time. The calculation
takesinto accountinterest, dividends, the investment's price appreciation and the time the investment
was held.
Selecting Appropriate Investment Vehicles: Asset allocation (the process of distributing a portfolio over
various asset classes) iswidely recognized as the principal reasonfor a portfolio's return variations. Itis
critical to determine an asset allocation strategy with the client's goals and objectives in mind, balanced
against the client's risk tolerance. One of the reasonsfor asset allocation is to stabilize returns through
diversification.
Asset Allocation Review: Periodically, basic asset allocation policy or calculations may be amended.
Every quarter, StateTrustwill review the portfolio and each asset class in whichit isinvested and carry
out the necessary readjustments in response to changing economic or business conditions.
Selecting the Appropriate Manager: StateTrust supports a large database of the world's most qualified
managers across more than 20 asset classes. Managers from a pool of 500 are categorized according to
their investment style and performance is measured against 100 specialized benchmarks. To obtain the
highest probability of superior returns, historical performance is analyzed under different market
conditions with emphasis on risk adjusted returns.
ABOUT STATETRUST
StateTrust is a privately owned financial institution specializing in wealth and investment management.
It operates in the United States through StateTrust Capital LLC, an investment advisor firm and
StateTrust Investments Inc., a registered broker-dealer.
If you are interested in more information about StateTrust Wealth Management services or for further
information about this release, please contact:
StateTrust Group
800 Brickell Avenue, Suite 100
Miami, FL 33131
(305) 921-8100
www.statetrust.com
DISCLAIMER: Investors should carefully review the objectives, risks, charges and expenses ofany investment company before investing.
Prospectus and, ifavailable, thesummary prospectus, contains important informationabout the investment company. You can contact us to
request our prospectus, which we encourage you to read carefully. The value ofyour investment may fluctuate, and when redeemed, shares
may be worth more or less than their original cost. Investments ina fund (Investment Company) are not insured or guaranteed by the Federal
Deposit Insurance Corporation orany other government agency. Securities offered through StateTrust Investments, Inc. Member of
SIPC/FINRA. SIPC protection offered only on accounts heldat StateTrust Investments, Inc. For more informationabout SIPCand the protection
it provides, please visit SIPC's website. You may also want to read FINRA's Investor Alert entitled SIPC Protection. Further information regarding
the SEC and its regulatory framework can be foundat www.sec.gov.