Discount And Hawkins

Discount and Hawkins
Discount and Hawkins Case
Case Synopsis
The subject matter of the case is presented as a negotiation between a real estate developer, Hawkins, and a possible anchor tenant, Discount
Marketplace. Both parties are represented by professional negotiators: Myra Hart is representing the Hawkins Company and Genia is representing the
Discount Marketplace. The Hawkins Company is a real estate developer, who is operating across UK, offering different types of services, such as:
Mortgages, Energy Performance Certificates, Sales and Lettings. They are interested in having Discount Marketplace as a tenant in a proposed
shopping center. The Discount Marketplace is an innovative national retailer with the main activity focused on... Show more content on Helpwriting.net
...
The Developer wished that the Retailer would deal only with soft goods, and asked them to use same product mix for all locations around the country.
The proposal was declined because the Retailer felt it was limiting to deal with only soft goods. Retailer wanted to be free in selecting the type of
goods and services. Their argument was that they needed to be more flexible regarding their product mix in order to achieve innovation and to follow
their advertising strategy. Also the Retailer didn't agree to use the same product mix across country because their main activity was based around a
strategy of adapting the product mix. In order to get to an agreement the Developer suggested limiting the activity to some percentage of the operation
area. They offered a limit of 10 – 15% for trial. The Retailer accepted the offer and issue was solved.
2. Operating Covenant Developer's concern about the contract duration was that the Discount Marketplace would operate for only as long as the
business would be viable. Their aspiration level was to sign the contract for a period of minimum 15 years and their soft constrain was to sign the
contract for a minimum of 10 years. Developer needed to be sure that the retailer would perform the best they can and they needed to be safe in case
the Marketplace wanted to make sudden changes after signing the contract, like changing the location too soon. The Retailer's aspiration level was to
have the contract
... Get more on HelpWriting.net ...

Advantages Of Anti-Competitive Agreement
CHAPTER IV
ANTI–COMPETITIVE AGREEMNENT
"People of the same trade seldom meet together, even for merriment and diversion, but the conversation ends in a conspiracy against the public, or in
some contrivance to raise prices."
While doing business in India, parties are prohibited from executing anti–competitive agreements. Generally, the agreements which cause or are likely
to cause appreciable adverse effect on competition ("AAEC") are anti–competitive agreements. However, the Competition Act, 2002 ("Act") recognizes
intellectual property rights and to facilitate their protection, the Act permits reasonable restrictions imposed by their owners. Similarly, the Act exempts
agreements between exporters as exports do not impact markets in India. ... Show more content on Helpwriting.net ...
The most obvious example would be that of agreements between enterprises dealing in the same products. However, in general, it is important to define
the relevant market(s). To attract the provision of the law, the products must be substitutes. Being at the same stage of the production chain implies that
the parties to the agreement are both (all) producers, or retailers or wholesaler. As has been interpreted over the years in the U.S. (and enacted more
recently in other countries) a dissention is drawn in this regard between horizontal and vertical agreements. In certain circumstances it can be
established that firms that are collaborating on some socially valuable activity may need to agree to do away with competition so to establish the
cooperative relationship. In this, the European Community law goes beyond the objective of maximizing welfare and explicitly allows some
Restrictive contracts if they promote progressiveness and consumers ultimately stand to gain. The Japanese law also allows for actions in
contravention of the law provided they are in the "public interest". It would be dangerous to allow the kind of discretion in interpretation possible
under the Japanese law. Any exceptions that are permissible should be clearly laid down. However, we recommend that Restrictive contract which are
designed to promote use of energy efficient manufacturing processes and production of Eco–friendly products or conservation of natural resources
should be explicitly permitted as

Negotiation Report Pakistani Prunes Essay
Negotiation simulation:
The Pakistani Prunes
The case is about a negotiation with a competitor to buy Pakistani prunes in order to use them to save lives. In fact, being a world leader of genetic
engineering processes, I need Pakistani prunes to work on people. However, my direct competitor needs Pakistani prunes too and we have to find a
deal before the day after.
The outcome has been buying fifty–fifty in the short term. In fact, we agreed to share the limited resources on the short term, and then find another
agreement 5 years after because each 5 years there are lots of changes thanks to progress of researches etc. we decided during the auction to offer 2
millions as our first offer, and to make our maximum as 4 millions. I ... Show more content on Helpwriting.net ...
At this time, he asked me to do fifty–fifty, I agreed on that statement because I thought that he will spend all his money and I will save some if I need
it in the future. The other issue was to agree on a short term and a long–term agreement because thanks to researches and progress, things are changing
each five years. So we agreed on a fifty–fifty share in the sort term but we also signed to review our agreement in few years, depending on the
progress and changes. My strategy was firstly to try to know more about the other party's ambitions, goals, strategy etc. Dr Sanchez told me a lot about
what he wanted to do with prunes, how much he wanted to spend, what he wanted in the short term and long–term since the beginning of the
discussion so I decided to trust what he said to me, even if I was maybe wrong doing that, I had the feeling that he was trustful, he was open to me
and didn't seem to lie. His strategy was to expose the all situation in order to obtain the maximum he could have from me. I think he knew that he had
a really limited budget and that the best thing would be to cooperate and not to compete. The critical moments has been firstly the moment when he
told how much he had to spend on it because he gave me an important information, the second one has been when I learnt about his goals because I
could analyse the long–term and short–term strategies we had to

Who Is The Contractor?
Allison Fiel
This agreement is entered on August 20th 2015 between David Duke (The "Customer"), and Paulette Painter (The "Contractor").
Both parties agree to the following:
1. Services Provided. Customer employs the Contractor to complete the following Services in agreement with the terms and conditions stated in this
agreement: The Contractor will scrape off all of the loose paint and then apply two coats of paint to the Customer's house.
Contractor shall provide the necessary equipment to perform the Services.
Contractor has the needed skills to perform the services in a capable and professional manner and without guidance or direction from the Customer. 2.
Time. Contractor agrees that time is of the essence in this ... Show more content on Helpwriting.net ...
5. Relationship of the Parties. Contractor is an independent contractor, not Customer's employee. Nothing in this Agreement shall generate an
employment, agency, partner relationship, or joint venture among the parties. Furthermore, nothing in this Agreement shall oblige the parties to
provide one another with confidential information or trade secrets in their personal possession.
6. Compensation. For the services performed by the Contractor as required by this Agreement, the Customer will be responsible for compensation in
the amount of $2,500 to be paid in cash immediately
In addition to the Compensation, Contractor has the right to charge additional fees for premium paints, the cost of the disposal of paint related waste
or any and all other expenses incurred while performing the Services. Expenses over the amount of $150 must be approved in advance by the Customer.
7. Payment and Performance Penalties. In the event that the Customer does not obey with the amount or payment days provided in this Agreement the
penalty will be as follows: The Customer will pay an additional $150 for late payment for every additional week after 14 days of the Contractor's
Services completion.

In the event of the Contractor not finishing the Services agreed to on or before November 20th 2015, the penalty will be as follows:
The compensation owed under this Agreement will be reduced by $100 for each day

What Are The Advantages And Disadvantages Of Hire Purchase
4.The terms of agreements are unlikely to be fair, for the hirer rarely deals on equal footing with the owner. Thus he may be subjected to heavy penalty
on the ground of breach of the agreement.
BENEFITS OF THE HIRE PURCHASE AGREEMENT
There were two reasons for the adoption of the Hire Purchase Act which include: 1) To allow credit to someone who is unable to pay cash for the
goods he wants and who would be glad to pay some deposit and there after pay the balance installment at a stipulated rate of interest. Since this
encourages people to demand more goods, the system has become an instrument of economic policy.
2) The second reason for the hire purchase device is that a dealer in particular goods or the manufacturer cannot always ... Show more content on
Helpwriting.net ...
The hire purchase agreement is there so as to enable the hirer acquire goods which he needs at that time and also give him the option of paying
immediately or taking the payment slowly and easy based on his financial buoyancy, this helps individuals in the society to go on with their business
and lives and acquire that which is needed. The owner on the other hand benefit tremendously from this agreements as instead on giving goods on
credit he gives them on hire purchase and limits his business from going down as he gets instalmental payments from the hirer. It also has its flaws, as
the provisions which govern the agreement are backdated or nor reasonable as

Essay about Syndexa and Technology Transfer at Harvard
1. Towards the end of his medical training in the early 1980s, Gokhan Hotamisligil was working on a unique tumor case on a patient and found they
were comprised primarily of fat cells. The fatty tumors were due to a rare condition, Proteus Syndrome. Working in the field of metabolic regulation
Hotamisligil began to explore the underlying pathways for insulin resistance. In his dissertation he discovered that the fat tissue of obese animals and
humans were capable of producing inflammatory mediators. His research helped shape the current view of fat tissue as a "discrete, active organ in its
own right, continuously exchanging messages with the rest of the body by way of the bloodstream." By early 2002 Hotamisligil and his laboratory made
... Show more content on Helpwriting.net ...
To balance these competing interests, Harvard agreed to receive an equity stake in the company, and Syndexa would pay Harvard a small up–front fee to
license the patents that Hotamisligil had developed. For Syndexa one of the key parts of negotiations was centered on the research that the start–up
intended to fund in Hotamisligil's lab at Harvard. Harvard had major concerns with how the Syndexa–sponsored research will be separated from the
other funds (government– or foundation–funded projects) that Hotamisligil receives. Harvard cannot funnel federally funded inventions to companies,
however at the same time Syndexa was looking for assurance that they would have first crack at intellectual property for a technology that they funded.
Another major issue extending negotiations was the conditions under which Syndexa would make royalty payments to Harvard for products that were
not covered under Harvard patents, but discovered using Harvard technologies. To ensure that Harvard would receive a reasonable return on the
patents it was licensing, Syndexa agreed to pay a small royalty rate if they developed a new therapeutic cure for diabetes using its Harvard license.
Both parties agreed to the concept of an 'identified product', essentially a drug discovered through the use of patents, targets and assays being licensed
from Harvard. Negotiations over what constituted an 'identified product' continued through the rest

Call Money Market in India
A Financial Market can be defined as the market in which financial assets are created or transferred. As against a real transaction that involves
exchange of money for real goods or services, a financial transaction involves creation or transfer of a financial asset. Financial Assets or Financial
Instruments represents a claim to the payment of a sum of money sometime in the future and /or periodic payment in the form of interest or dividend.
The primary function of a financial market is to facilitate the transfer of funds from surplus sectors (lenders) to deficit sectors (borrowers). A financial
market consists of investors or buyers, sellers, dealers and brokers and does not refer to a physical location. The participants in the market ... Show more
content on Helpwriting.net ...
Some deposits are repayable instantly on demand. However, the banks cannot instantly take the money back from their borrowers. Banks keep some
cash ready for meeting any demand from their depositors but sometimes, the demand could be higher than the cash in hand.
During the course of the day, after taking care of all their needs, some banks may have surplus cash in hand and some may have a deficit. The bank
having a deficit will borrow money overnight or for any period extending up to 14 days from bank having a surplus. The borrowing bank has to pay
interest on the borrowed money. Thus call money usually serves the role of equilibrating the short–term liquidity position of banks.
The call money market crosses international lines, with funding opportunities located in a number of countries around the world. Because of the
inclusion of international banking institutions, the role of the brokerage firm becomes vital to the individual investor. Brokers will be aware of
applicable banking laws, and how those laws could impact the transaction. This knowledge regarding participants in the call money market allows the
firm to pick and choose among possible avenues for funding with a level of efficiency that would be difficult for the individual.
Call money is also required by banks to meet their CRR requirements. They borrow money from other banks and non bank entities to cover any
shortages of cash on a "Reporting

Service Agreement For Cherry Creek Concierge
Service Agreement
This agreement is made and entered into between Cherry Creek Concierge (Provider) and Zocalo Community Development (Client) for On–site
concierge services at Coda located at 100 Steele St. Denver, Co 80206
Effective the 17th day of October, 2016
Term of this agreement 12 months
The beginning date of on–site services is to be set by the client, the provider agrees to work off–site and not bill the client until the provider begins the
on–site portion of this agreement.
BACKGROUND: A. The Client is of the opinion that the Provider has the necessary qualifications, experience and abilities to provide services to the
Client. B. The Provider is agreeable to providing such services to the Client, on the terms and conditions ... Show more content on Helpwriting.net ...
The Client shall provide one dedicated onsite parking space .
Termination of contract:
If and when this agreement is terminated there shall be a 30–day written notice. With the 30–day written notice all tangible and intellectual property
that belongs to the Client shall be surrendered. Any monies owed the Provider shall be paid in full in the same 30–day period. Any proprietary or
intellectual property that is not directly related to resident information shall remain with the Provider.
On–Site Coverage:
It is hereby agreed that the Provider will provide on–site concierge coverage for the following hours.
Monday – Sunday 6:00 pm – 12:00 am When the concierge is away from the desk or not in the office they are always available via phone.
Payment for services:
The Client and Provider hereby agree to the following payment schedule,
The Client shall pay the Provider the following amounts on a monthly basis per the Client's payment cycle via direct deposit to the Provider's bank
account.
Up to 50% leased $1900 per month
50% – 90% leased $3800 per month 95% leased $9050.per month.

The base pay is on total units not on leased

The Pros And Cons Of The Schengen Agreement
Before the adoption of the Dublin Regulation, the Schengen Agreement was used to regulate what country would process the asylum application, but
with too many gray areas, clear guidelines were needed (Refugee Council Briefing, 2002). The Regulation cleared up issues concerning responsibility.
If an asylum seeker has a spouse who has refugee status in a EU state, then "that country will be responsible for determining the asylum application"
(Refugee Council Briefing, 2002). Although, this practice is rarely followed, and applications are processed in whatever country the person was
apprehended in and found to be traveling through. Apart from preventing people from applying for asylum in multiple countries, the Regulation was
also used to block... Show more content on Helpwriting.net ...
Apart from trying to control who enters the country, there are endless searches within the country to ensure that everyone who is in the country is there
legally–with the proper paperwork. Additionally, there are methods used to prevent people (refugees) from entering the country in the first place–a case
study to demonstrate this would be Italy. When asylum seekers try to enter Italy, they are off–shored. This practice is done by wealthy countries that do
not wish to compromise themselves with the responsibility of the asylum seekers applications. When analyzed, the Italy–Libya Deal provides a deeper
look into the concept. Nearly one year after the deal was signed, refugees and migrants are still stuck waiting to know what their fate is. Many are stuck
in limbo in Libyan detention camps where people have been "forced to endure torture, arbitrary detention, extortion and unthinkable conditions"
(Amnesty,

The Issues Of Financial Demands And Permits
In reaching an agreement on the issues of financial demands and permits, our party thought that the last issue in the agenda was the press release;
however, the mayors asked for an annual fixed payment of $250,000.00 per town from the corporation. While our party was not provided with an
acceptable range to which we may agree upon as precluded by the confidential instructions, we instead offered to pay $200,000.00 as a low cost
inducement instead, to which the mayors agreed upon. In an effort to reach an agreement with the counterparts to a positive press release of the
corporation and its project, our party agreed to the payment in the spirit of the consensus decision rule because the need for the positive press release
outweighed the need to minimize costs. In addition, the mayors offered to promote the project in the towns with the use of the $200,000.00 as a form
of marketing expense, which the corporation could then respectively decrease from the marketing budget.
In reaching an agreement on the issues of financial demands, permits, and fixed payments, each one of the parties were able to agree upon a positive
press release with much ease, with an agreement that the mayors would take actions in order to prevent the potential blocking of the access to the site
(see Appendix B for the final contract).
III. Cultural influences
A. Subgroup dominance Subgroups, as previously mentioned, were formed in the multiparty negotiation, as the respective mayors of the

The Naivety Of Grisilde In The Clerk's Tale
In Chaucer "The Clerk's Tale" Grisilde, is portrayed not only as a naГЇve and foolish girl, but also enigmatic and troubling in regard to when she is
interacting with Walter. Grisilde is written as an almost impossibly perfect daughter and wife, which could have something to do with how she
was raised in poverty. Her naiveite isn't necessarily a bad thing since she spent her whole life looking after her father, Janicula, "with everich
obeisanuce and diligence." (230) Naivety for Grisilde, is from that she is humble in the way that she cares for others, and doesn't seek assertion
from her acts of kindness, and so obedience and diligence are where others could think Grisilde was naive and a fool. Which is why she is seen as
the perfect wife for Walter, because Grisilde isn't the type of woman to assert herself and get in the way of others, but we are also made to think that
Walter considered Grisilde virtue and not... Show more content on Helpwriting.net ...
It is also possible that Chaucer wrote her this way on purpose to show us how women were expected to behave back in those times, in a foolish and
naГЇve type of manner. If these types of situations are considered, then yes, we would think that Grisilde was to naГЇve for her own good. However,
this isn't the case, her foolishness and naiveite may come from how when she agreed to be Walters wife she at the time was trembling in fear and
so subconsciously she said yes to everything that Walter asked not knowing that in the end she would be tested on more than one occasion. Grisilde
is not as hopeless as we are made to believe, but because of her situation growing up as a child she comes across as being a little naГЇve and easy to
take advantage of and so we are given the assumption that she has no sense of

Artist Public Appearance Agreement Essay
The topic I picked for this research paper is "Artist Public Appearance Agreement". In this research paper, I will be explaining the process leading up to
retaining the artist for the performance or appearance and what the agreement could entail. Such things as selecting the artist to the workings of the
contract with the artist or artist's manager.
First, we need to start from where agreement comes into place. As a concert producer, you need to think about selecting a artist or artists for the
performance. Also the date in which you wish to have the artist make the appearance. You will need to pick a date that will give you enough time to
work out all the bugs and prepare accordingly for this event. You need to think of what... Show more content on Helpwriting.net ...
Percentage fees ( fees plus percentage of net income) can be a bit more multifaceted. While flat fees are relatively simple while a set figure will be
the amount paid to the artist to matter what. Many artist with their own contract will include such things as hospitality, a technical rider, fees,
payments, the way the payments should be made, and the policy regarding cancellations or any type of rain dates. Frequently, the contract
determination will be dependent on the budget and its approval. This is where all percentage sums of net income come into play with the
indenture. The advantage of having a contract would be to avoid any form of arguments, legal issues and so on that may arise. Working out all the
details of the agreement can be helpful. This way you will be able to spot light any problem issues that may come up. By doing this you will be able
to fix any problems before they occur, possibly ruining your event. Also any modification to a contract should be reviewed n signed by both parties to
ensure smoothness. Different states can also have many different laws pertaining to performance agreements, and you must abide by all these
regulations or you run the risk of being shut down. "California law stipulates that if the terms of a contract last for more than one year, the contract
must be in writing. A performance agreementВ– an agreement between a performer

Unit Six: Principles of Budgets in a Business Environment
Unit six: Principles of budgets in a business environment Assessment You should use this file to complete your Assessment. The first thing you need
to do is save a copy of this document, either onto your computer or a USB drive Then work through your Assessment, remembering to save your work
regularly When you've finished, print out a copy to keep for reference Then, go to www.vision2learn.com and send your completed Assessment to your
tutor via your My Study area – make sure it is clearly marked with your name, the course title and the Unit and Assessment number. Please note that
this Assessment document has 7 pages and is made up of 3 Sections. Name: Section 1: The purpose of budgets This section will... Show more content
on Helpwriting.net ...
The budgets process could help to spread resoursces that increase the skill to get best outcome. Now that you have completed Section 1 of your
Assessment, remember to save the work you have done so far – you will need to send your work to your tutor for marking once you have completed all
3 Sections of this Assessment. Section 2: How to develop budgets This section will help you to evidence Learning Outcome 2: Understand how to
develop budgets. |Learning objective |Place in Assessment | |2.1 Explain the purpose of agreeing the format in which a budget will be presented
|Question 1 Page 2 | |2.2 Explain the purpose of using estimations when developing a budget and ways of doing so |Question 2 Page 3 | | |Question
3 Page 3 | |2.3 Explain the purpose of identifying timescales, priorities and financial resources needed |Question 4 Page 4 | |when preparing a budget
and ways of doing so |Question 5 Page 4 | |2.4 Describe the purpose of negotiating and agreeing a budget |Question 6

Amazon Case Study
| Amazon Case Study| | | 11/24/12| Amazon Case Study | | |
Amazon Case Study
Question 1
In 2000, Amazon and Toys–R–Us entered into a symbiotic agreement that would benefit both corporate entities. Both companies had recently had
unimpressive fiscal years due to differing issues. Toys "R" Us struggled with poor order fulfillment. Although they were equipped with enough
merchandise, other issues kept them from being able to get orders to customers in a timely manner; especially during the busy holiday season.
Conversely, Amazon was forced to write off $34 million because of a miscalculation in inventory and had orders that could not be honored (Ouchi,
2004). Following these debacles, both organizations felt that joining ... Show more content on Helpwriting.net ...
After all, the number of customers that shop Amazon.com each day dwarfs the number that shop Toys–R–Us in a given day.
Another aspect of the negotiation that could have been changed, resulting in a more effective and symbiotic outcome, would have been the number of
years the terms included. If the agreement had, instead, called for an annual or bi–annual renegotiation, then perhaps neither organization would have
been prompted to sue. Instead, they may have simply waited out the shorter termed agreement and renegotiated the terms or cancelled the agreement
afterwards.
Question 4
Management Memo
To: Amazon.com Upper Management
From: Zappos Upper Management
Cc: Amazon.com and Zappos.com Shareholders
Date: November 24, 2012
Re: Merging Web Presences
Throughout the past several years, since our companies merged, both organizations have benefitted from each other's pool of core competencies. As a
result, consideration has been made to move the merger further by combining our two web presences. Up until now, we have been able to share each
organization's strengths while keeping each company dynamic separate to allow us both to succeed in terms of what we do best. For example,

although Amazon.com is fantastic in its ability to provide vast product lines, speedy delivery, andcustomer convenience, Zappos.com prides itself on a
different approach. Zappos.com prefers to focus upon developing rapport and deep customer

Understanding the Importance of Working in Ways of Agreed...
Understanding the importance of working in ways that are agreed with the employer
2.1 Describe why it is important to adhere to the agreed scope of the job role.
It is important to adhere to the agreed scope of the job role as this sets out boundaries in your job role, enables you to know your role and
responsibilities. Knowing your own level of competence and skills, knowing your job description.
2.2 Outline what is meant by agreed ways of working
By following our company's policies and procedures based on sector standards and guidelines, following our individuals' care plans, and reading the
code of conduct it's all about protecting the vulnerable.
2.3 Explain the importance of full and up to date details of agreed ways of ... Show more content on Helpwriting.net ...
3.3 Identifying skills and approaches needed for resolving conflicts
In order to resolve a conflict i would show I was using careful listening skills and have a calm tactful approach towards that person that offers a
compromise that both sides can accept.
3.4 Explain how and when to access support and advice about:
Partnership working
When things aren't going well or when I am unsure about something in my job role I would speak to my work colleagues. Deputy Manager or Line
Manager. If I had a dispute with my Manager and I think she was treating me unfairly I would go to external agencies ie unions, City Advice. If I
thought there was abuse going on in my home and I couldn't speak to my manager I would go to CQC, social services.
Resolving conflicts
By talking through it with the other person seeing if there is any underline problems, resentment or jealousy. Trying to agree a way of working
together. Trying not to be the winner in the argument and trying to win it. Listen to what the other person is telling me. Try to work through it speak in
a calm tone. This simple agreement of working together will simply strengthen your bond. If you feel you are being reasonable, and nothing is coming
of the conflict you now have to speak to

The Rent Regulation Laws Of 2015
When you were running for mayor you said that you will stand for the 99%, being true to your word you are trying to pass regulations to help that
99%. Especially passing the Rent Regulation Laws of 2015, which will save hundreds of tenants, but it will only solve the issue for the next four
years. Other solutions that you are taking is inclusionary zoning where Developers get tax breaks for having at least 20% of their apartments to
be affordable rent. On the other hand the price of affording rent is far fetch from what is affordable for the working class. As rent increases to a
record high in parts of Brooklyn and Queen. We are now facing with the older tenants being price out. The average household income in New York
City, where the rent is changing faster than wages, renters don 't make enough for the new affordable rent which is about 2000 a month in these
inclusionary zones. Moreover, these solutions just solve the question of the limited stabilized rent and not the issue of stopping the removal of the
population that was already around nor the gap between the rich and the poor. You said you are a mayor for the working class and their families and
sought to protect our most vulnerable people from mistreatment. But the gap of wealth is getting larger and gentrification isn't helping the people of
New York City, it destroying us. Taking Greenpoint for instance, it becoming a more desirable place for hipster and people who are starting a new
family while catching the

Building A New Water Drainage System
The last time this apartment complex saw a renovation was in the nineteen eighties, since then only minimal and cheap repairs have been done. This is
a small apartment complex of less than forty units, separated into five buildings. As of right now, this small apartment complex is losing money;
because of rain drainage damaging the buildings and making several units uninhabitable. On the other hand, the actual rentable units are so outdated,
rent has to be kept low in order to keep tenants. Cheap and minimal repairs will no longer remedy this situation, a major renovation is needed. To make
this apartment complex successful again, the renovation must include a new water drainage system, water damage repairs, and unit updates, while still
Any potential tenant will see that this apartment complex has zero curb appeal and will most likely scare them away before they even look at the
price or floorplans. The main stucco walls are a dingy shade of yellow, smudged with black stains from water exposure. These yellow walls are
then paired dark green doors, rails, and wood panels. Together this color palette creates and ugly stained frog look. The land around the apartments
is poorly kept with all the bushes looking warped, over grown, and splotchy. To make a major difference, the main yellow walls should be changed
to a simple gray. The dark green doors should be painted a clean white and the other dark green details should become the darker grey. If the roof
doesn't pass inspection and needs to be replaced, the new shingles should be black. Any shrubs and wacky bushes remaining, after the French drains
have been placed, will also need to be removed. All replaced and remaining greenery should be clean cut, healthy grass.
Before interior apartment changes begin, the units must be inspected and treated for mold. The thirty year old kitchen cabinetry and bedroom sink
cabinets should be demolished. Any door that swings inwards into the microscopic bathrooms, must be replaced with a space saving pocket door. The
useless hallway closet should be the expansion of the bathroom that provides just enough space for a sink to

Case Study: A Furniture Designer For Universal Furniture...
1.Answer Case Problem #4 on page 36 (Chapter 3) A furniture designer for Universal Furniture International started with a design for the furniture
from the public domain, but then he mixed and changed the furniture style enough that they were two original pieces. UFI placed copyright on the
style as a result of it. The company, Collezione Europe USA looked at the two furniture lines and produced copies that were incredibly similar. Even
the UFI's vice president could not recognize which were the imitations and which were the originals. CE's imitations infringed on UFI's copyrights.
CE's copies were cheaper than UFI's originals which placed CE at a business advantage. Based on the facts stated, CE did not have the right to imitate
the furniture designs of UFI. CE... Show more content on Helpwriting.net ...
The couple signed the proposal agreeing to follow through with everything in it and pay Ullrhahn. The couple failed to pay. When a "party" fails
to perform the obligations mentioned under a contract, it is termed as a breach of conduct. In such an instance of failure or refusal to perform, the
law allows that the other party may take an appropriate action to obtain the damages so caused, or may enforce performance by the party breaking
the contract. 3. Answer Case Problems #1 on pages 66 (Chapter 6) Larry Horton had accepted the deal because he made the first payment of $500,
which means that, agreed by the offer made by Commercial Recovery Systems Inc., one fact arises here is that there was no acceptance in writing
by Larry for the offer made by CRS. The offer can be accepted in any manner that is reasonable under the circumstances. Usually the mode of
expressing the assent is not consequential as long as it successfully makes the offer known to the offeror that his offer has been accepted. It is
agreeable that acceptance may be shown by conduct. 4. Answer Case Problem #6 on page 76 (Chapter

Case 9-4 Needsspace Essay
Brief Summary
Needspace entered a operating lease with WeHaveIt for 10–Year Lease term.Lease agreements have certain provisions depending on how the contract
is written by the lessor to the lessee and what type of lease agreement. In this lease agreement we are focusing operating lease with provisions of
NeedSpace and WeHaveIt, which has a 10 year lease term, no options to renew or negotiate renewal offered in the contract and the lessee incurs
certain cost, repairs and maintenance. In regards to ASC 840 leases, according to 840–10–20 and 840–10–05–9A, 840–10–05–9B an operating lease is
when the lessor the owner of the property gives the lessee the right to use property, plant or equipment for a limited amount of time. Meaning the lessee
However, the provision in the lease agreement does not call upon the lessee to make deposits but simply requires the lessee to perform repair and
maintenance on the leased premises.
Alternative 1: Accrual Method
Since there is a contractual liability for the lessee to perform general repair and maintenance, the maintenance requirement provision may be assumed as
a present economic obligation, not just a future commitment. If the fair value estimate of future maintenance expense can be measured with sufficient
reliability, the provision may lead to recognition of an accrued liability for the repair and maintenance performance obligation at the inception of the
lease. The accrued liability for the repair and maintenance can be reversed when payment is made or liability is created through the performance of the
required repair and maintenance.
Alternative 2: Direct expense method
Another way to treat this provision would be not to recognize at the inception of the lease but directly expense the costs when the required maintenance
is performed. Regarding the accrual method in Alternative 1, ASC 360–15–25–5 prescribes "the use of accrue–in–advance (accrual) method of
accounting for planned maintenance activities is prohibited in annual and interim financial reporting periods." This is consistent to FASB's opinion

Business and Administration
Unit six: Principles of budgets in a business environment
Assessment
You should use this file to complete your Assessment.
The first thing you need to do is save a copy of this document, either onto your computer or a USB drive
Then work through your Assessment, remembering to save your work regularly
When you've finished, print out a copy to keep for reference
Then, go to www.vision2learn.com and send your completed Assessment to your tutor via your My Study area– make sure it is clearly marked with
your name, the course title and the Unit and Assessment number.
Please note that this Assessment document has 12 pages and is made up of 3 Sections.
Name: ANASTASIA ROTARU
Section 1: The purpose of budgets
This section will help you to ... Show more content on Helpwriting.net ...
Section 3: Managing budgets
This section will help you to evidence Learning Outcome 3: Understand how to manage budgets.
Learning objective
Place in Assessment
3.1 Explain the purpose of monitoring, controlling and recording income and expenditure
Question 1 Page 6
3.2 Describe situations in which revisions to the budget and / or plans may be needed

Question 2 Page 7
It is important to monitor, control and record income and expenditure. [3.1]
1a. In the space below, explain the purpose of monitoring budgets in relation to both income and expenditure. Make reference to the advantages of
doing this and the consequences of not doing this when you give your answer. Provide some examples to support your answer. [3.1]
1b. In the space below, explain the purpose of controlling budgets in relation to both income and expenditure. Make reference to the advantages of
doing this and the consequences of not doing this when you give your answer. Provide some examples to support your answer. [3.1]
1c. In the space below, explain the purpose of recording budgets in relation to both income and expenditure. Think about the advantages of doing this
and the consequences of not doing this when you give your answer. Provide some examples to support your answer.

The United Kingdom Is A Sovereign State Under...
National Non–Sectarianism
Referendums are not written in law, or are they set in stone or designated to time. For those who 're basing their vote on sovereignty: straightaway, I
will clarify that already the United Kingdom is a sovereign state under international law. I will clarify also... that the Parliament in Westminster is the
only lawmaking authority in this country. The 'EU ' is not a sovereign state and cannot rule over one.
The 'EU ' only has the powers that it 's gifted under the 'EU ' treaties. If you find judicial systems operating under a 'EU ' priority this is done so under
our elected parliament 's instruction. A sovereign state has control. We have that control!
– – –
Here we have it... the final hours to an ... Show more content on Helpwriting.net ...
then a cash–till worth of 'ol pennies dropped, 'Brexiters ' can only speak in sound bites, when it comes to something they know nothing about; out
comes the faux pas idiom. "Independence was worth something in old pence." Ah, let 's go back to 1974, when our annual inflation rate was set at
17.2%... an era of inglorious fiscal depravity; be careful what you wish for. Why on this occasion, I opt to agree with the experts, not for the sound
advice, but due to the premise their observations aren 't based on predictions; instead they 're based on uniformed logic there is a behemoth difference,
uniformed logic informs us all that if to remove yourselves from influence you become 'increasingly ' isolated and less influential – this is not a
positive outcome for a democratic state – see, no prediction required, or scaremongering.
Now, for argument sake why not call me an expert because the general view seems that I 'm going to be ignored anyhow; if a 'Leave ' vote wins I 'm in
the clear; ' what–more, I 'm assuming I 'm entitled to an opinion after the excrement hits the fan after 24th June 2016 too; which happens to be the 16th
anniversary of the death of my beloved nan; I can assure you 'll it 'll be worth a read. I 've already had threats having been on the 'Remain ' campaign
trail in my local area and I live in a quintessential British town;

Rental Boat Safety Tips For A Boat
Rental Boat Safety Tips
Summer is winding down, but there is still plenty of time left to enjoy the remaining summer days on a boat. Even, if you don 't have a boat or find
yourself away from your boat, don 't fret, your not left out. Boats are a very expensive, and time–consuming commitment that not everyone has the
means for. However, withboat rentals you can still enjoy everything that boating has to offer. There are rental opportunities available that you can take
advantage of for those times you are itching to hit the open water but don 't have a boat. Many may be intimidated by the thought of renting a boat, but
in fact it is a rather easy undertaking. However, even though renting a boat is a pretty straightforward process, there are some things to keep in mind
before you pay.
Before you rent, there are some safety tips that one needs to know to help ensure that the boat and everyone on board remains safe and sound. You don
't want a good time to turn into a living nightmare, and the best way to prevent that is with knowledge. Don 't head out on the open water without first
knowing and understanding these important rental boat safety tips.
**Always be prepared, being over–prepared is best, especially if you are renting a boat you have no experience with or you are renting in a new area.
Make sure the boat you are renting has current maps and charts onboard so you can navigate safely. Part of being prepared is making sure the boat
you are renting is well–maintained

Contract Of Agency Can Be Split Up Into Two Separate...
Contract of agency can be split up into two separate definitions to help explain it. Firstly, a contract is an agreement which creates or is intended to
create a legal obligation between the parties to it (G.Black, 2011). Secondly, an agency in Scotland can be defined as the relationship which exists
when one person instructs or allows another person to execute business on their behalf (Yvonne McLaren, Commercial Law, Slide 1) (G.Black,
2011). The person who instructs is known as the principal, and the person who acts on behalf of the principal in known as the agent. A contract of
agency would often arise in business situations because the principal is maybe too busy to do it themselves and maybe has bigger priorities, and
would find it easier having someone else do it for them. It is also possible that the principal may require someone else to execute business for them,
because they do not have enough expertise in the area in order to make a well informed choice. It's only fair, and to avoid major problems in court,
there has been set ways in which a contract of agency can be terminated. It can be terminated if the case fulfils any of the following criteria. The
first way that a contract of agency can be terminated is if there is an expiry of time. So to expand, when the contract between an agent and a
principal was made, it could have a specific time period, by which the agent is allowed to act on behalf of the principal, and so when this time period
expires, the

cypop 5 4.1/4.3 Essay
Routines
Arrivals and departures:
Meeting the child's needs: Helping the child to feel safe and secure and to reassure them that their parent will come back for them.
Agreements with parents : Share any dietary requirements , agree to any sleep pattern , parent to be encouraged to develop their own departure routine .
The participation of children: Child will know where to hang coat , put belongings and were to go to begin the day.
School / pre–school runs:
Meeting the child's needs: Time to talk about the day ahead ,good preparation routine to ensure no rushing
Agreements with parents: Take child to agreed school at agreed time
The participation of children: Encourage older children to be independent and carry their own ... Show more content on Helpwriting.net ...
It is important to adapt routines to suit all of the children in a setting.
An arrival routine can be adaped for a baby, toddler and school child . A parent and child will arrive at the setting they can then choose an activity
thats set out in the morning , for example lego for a school age child, a farm for a toddler and noisey toys for baby.

Black Political Actors, Methods And Approach
Black Political Actors
Methods and Approach Our group followed political races in Baltimore City focusing on the Democratic races for Mayor and some city council
districts. We limited our scope to six candidates. Originally, they included former Mayor Sheila Dixon, State Senator Catherine Pugh, attorney
Elizabeth Embry, businessman David Warnock, City Councilmember Nicholas Mosby, and City Councilmember Carl Stokes. Based on aBaltimore
Sun/University of Baltimore poll, these candidates placed in the top six within a crowded field. On April 13, however, Councilmember Mosby dropped
out of the race and pledged his support to Senator Pugh. Therefore, we included the top five remaining candidates. Criminal justice reform and the
economy were the issues candidates discussed the most on the campaign trail. Given the events of Freddie Gray's murder and the city's high
unemployment rate, the emphasis on these issues is understood. Yet, these discussions did not complement our research. Between January2016 and
primary day, only one housing related forum was held. This forum focused on neighborhood revitalization, but did not address renter issues. At another
general issues debate, the Right to Housing Alliance asked the mayoral candidates the first rent court question in nearly two decades. Thus, our group
did not find it surprising that the candidates offered little policy proposals on reforms for renters. On April 26, the Democratic Party held its primary.
Senator Pugh won

Essay about Renting Versus Buying
Buying a home can be an exciting experience for anyone. However, in some cases you just might be better off continuing to rent your home. There are
many advantages to buying a home. However, it is not for everyone and buying varies from individual to individual. Currently more people are leaning
towards renting but this could change in the near future.
When someone makes the decision to buy or rent a home they must consider the advantages and disadvantages of each. In buying a home the primary
advantage is that you actually own it. You can do whatever you want with it. Also, you are building equity as the years go by. "People today have
problems saving for their future" (CNN Money, 2014). However, when they buy a home, the... Show more content on Helpwriting.net ...
You might be better off paying a reasonable amount for rent and saving your money when buying seems more logical. Also, it depends on lifestyle
preferences. Some people may not want to do all the work that comes along with owning a home. As of right now many people are leaning towards
renting. This is because the market is going down. Some don't want to commit to a mortgage if when they go to sell they can't find any buyers.
It is likely that the renting trend will decline and buying will increase in the future but it is hard to say when. However, "if rent keeps rising and
prices keep falling, fearful buyers could slowly become bargain hunters." (Business Week, 2014). I feel that people will eventually get tired of spending
there money on rent and will want to invest more in there future. I don't think that the real estate market will ever be a boom again. I believe that
people have learned that just because interest rates are low doesn't mean they can financially take on a mortgage. Overall, buying a house is a big
decision and should be looked at carefully. You should look at the advantages and disadvantages of each and decide what is best for you in your life.
There is no way to pin point if buying or renting is best for anyone. Currently many prefer to rent their homes. However, as rent rise, a majority may
soon change their minds.

The Bombing Of The Twin Towers
The bombing of the Twin Towers in 2001 began a darker age in history. This age would include acts of extreme violence, secrecy, intelligence,
counterintelligence, and a general lack of trust between any two people, not to mention any two countries. In the midst of this, there was a group of
countries in Europe that forewent the distrust and trusted each other enough to open borders between their countries. The agreement which in 1985,
Belgium, France, Germany, Luxembourg, the Netherlands, Portugal and Spain initially signed in Schengen, Luxembourg signed to alleviate borders
for a visa that will allow access to their countries, needing only to be checked at the beginning and the end of the travels in those six countries. These
"states", numbering up to a grand total of 26 now in 2016, have worked together to maintain order and peace in their little piece of the world (Peter).
In 2011 some heads of the European Union regarded the Schengen Agreement as "'one of the most tangible and successful achievements of European
integration'" (Collett). Recently though, it has come under attack. People coming from the war–torn Middle East are swarming to Europe for safety
(Melvin). Not all of them are travelling to protect themselves and their loved ones though. Some people are venturing to Europe to destroy the safety
other so yearn for. With having to balance terrorism, overpopulation, and maintaining their open borders, the Schengen States have to consider these
factors for the

Lannie Resnick's Analysis
The father reported that they have been litigating for two years. He tried to negotiate for two years. He told her she can win, do what is best for
Hudson. The father stated that the child should have both parents in his life. She wanted him to have no time with the child. He indicated that the
parents was with Lannie Resnick. He indicated that they worked with Ms. Resnick from June to July of 2014. He believed they made no progress.
He believes Ms. Resnick did not want a structured program of access. The father stated that Ms. Resnick stated that he could see the child over the
summer however, there would be no overnights. He indicated that Ms. Resnick wanted the overnights to be based on how the child was doing. The
father stated that he did not agree with no overnights. He wanted to have overnights with an... Show more content on Helpwriting.net ...
Marsha Pruitt for consultations. He indicated she was guiding him through as he requested 50–50%. She has never evaluated the child. He never asked
the mother to allow Dr. Pruitt to evaluate the child. Mr. Katzoff stated that Dr. Pruitt wrote a paper on father's access. He indicated that she quoted the
literature on father's access. The father stated that Dr. Pruitt said, if the child is doing well there is no reason for the father not to have 50–50 time at
Hudson's age. He asked the mom repeatedly for her to agree to 50–50.
Mr. Katzoff reported based on Dr. Pruitt analysis he should have 50–50 time with the child. He believes the academic paper is a better foundation to
make decisions for Hudson, than the child psychiatrist who had assessed the family, child and interactions and made recommendations. Mr. Katzoff
stated that he did not think Dr. Koplewicz was an expert and was not knowledgeable of the literature.
The father reported that he currently alternate weeks, he indicated that he has every Wednesday, Friday to Monday mornings. He indicated on his
alternate weeks he gets Wednesday and Thursday

A Scientific Monitoring System
Outcome Description We agreed that Janet was supposed to email us the finalized results of what we agreed on, but she never did. Thus, the following
information is from the pictures that I took from the blackboard (the single–text that we agreed upon), and what I remember from my notes to fill in the
gaps: For Issue 1 we agreed on Option 1, which was to "maintain and enhance the water supply". This option ensured that it would be a top priority to
maintain the flow for existing diversions, as well as making sure that no further harm happens. It is important to note that we agreed to add a "scientific
monitoring system" to ensure that there is still a pollution limit. Furthermore, we agreed to have some storage monitoring in place. If the... Show more
content on Helpwriting.net ...
Much like the last option, inclusivity was also agreed upon; all of the parties involved agreed to be a part of the local commision, as they will be
developing joint research studies and monitoring. It was concluded that the commission will manage any land and water that would be acquired
through leasing, purchase of transfer of title. My Strategy A continuous process, I assessed the various conflict styles, as well as how each
individual role conflict style would interact with the styles of the other parties involved (which I will expand on in the next section). It was
important for me to also assess my own style in relation to my role and any predetermined bias (considering my individual background) that I might
have. This meant that my own environmentally conscious views could not influence the way in which I negotiated when representing the Irrigators
group, as they were pushing for things such as more water to produce food and crops. Being aware of this helped me assert my interests when the
other parties would try to sway for other options (which happened often). There were only a few cases where I built coalitions with Pat and Chi. Aside
from that, the coalition forming and grouping happened more amongst the others. Because of my directing type behavior in this negotiation, I believe
that I was able to advocate more vocally than the others at times

Ethical Case Analysis: Bartering Services
Ethical Case Analysis: Bartering Services
I am currently counseling Sam, whom I have diagnosed with adjustment disorder with mixed emotional features. He has progressed so far, but my
anticipated amount of treatment is six months. He mentions that his business is slow and is willing to renovate the bathroom in my new home in
exchange for therapy. Sam's proposal presents the dilemma of whether I should consider bartering or determine a more appropriate approach, such as a
referral.
Ethical Principles involved Bartering with Sam complexes the therapeutic relationship in regards to his autonomy. The proposition will offer him the
option to continue treatment, but if the conditions of the arrangement do not go accordingly, Sam might feel trapped. Agreeing to this business
relationship also constitutes as a dual relationship, which runs the risk of exploitation and infringing the principle of nonmaleficence. However, by
bartering, I will be maintaining beneficence and fidelity because I will be keeping my promise to help Sam and he will have the chance to continue
improving his life.
Ethical Codes and Regulations ... Show more content on Helpwriting.net ...
Although bartering is not recommended for routine use, ACA does not prohibit licensed professional counselors from bartering with clients in
exchange for therapeutic services. According to ACA A.10.e (2014) code, bartering agreements must maintain three conditions, which include:
corresponding to the client's wishes, must be accepted by other professionals and must not lead to exploitation. Such factors coincide with the primary
responsibility of a counselor in which one must respect and safeguard the wellbeing of the client (ACA A.1.a & A.4.a,

The United Kingdom Is A Sovereign State Under...
Referendums are not written in law, or are they set in stone or designated to time.
For those who 're basing their vote on sovereignty: straightaway, I will clarify that already the United Kingdom is a sovereign state under international
law. I will clarify also... that the Parliament in Westminster is the only lawmaking authority in this country. The 'EU ' is not a sovereign state.
The 'EU ' only has the powers that it 's gifted under the 'EU ' treaties. If you find judicial systems operating under a 'EU ' priority this is done so under
our elected parliament 's instruction. A sovereign state has control. We have that control!
– – –
Here we have it... the final hours to an uncertain future. This is the result when rhetoric rules ... Show more content on Helpwriting.net ...
then a cash–till worth of 'ol pennies dropped, 'Brexiters ' can only speak in soundbites, when it comes to something they know nothing about; out
comes the faux pas idiom. "Independence was worth something in old pence." Ah, let 's go back to 1975, when our annual inflation rate was set at
17.2%... an era of inglorious fiscal depravity; be careful what you wish for. Why on this occasion, I opt to agree with the experts, not for the sound
advice, but due to the premise their observations aren 't based on predictions; instead they 're based on uniformed logic there is a behemoth difference,
uniformed logic informs us all that if to remove yourselves from influence you become 'more ' isolated and less influential – this is not a positive
outcome for a democratic state – see, no prediction required, or scaremongering.
Now, for argument sake why not call me an expert because the general view seems that I 'm going to be ignored anyhow; if a 'Leave ' vote wins I 'm in
the clear; ' what–more, I 'm assuming I 'm entitled to an opinion after the excrement hits the fan after 24th June 2016 too; which happens to be the 16th
anniversary of the death of my beloved nan; I can assure you 'll it 'll be worth a read. I 've already had threats having been on the 'Remain ' campaign
trail in my local area and I live in a quintessential British town; social changes are happening regardless of what the referendum outcome is. One of the
changes

Mr. Roberts The Property Owner
Terry a student at the Center College has rented an apartment from Mr./Mrs Roberts and from ever since they have been having a huge problem with
each other, due to Terry is not paying her rent on time, and Mr. Roberts fails to repair the apartment. However, what I have analyzed is that Mr.
Roberts the property owner (landlord) said he is having a huge problem with his tenant Terry where paying her rent is a concern. Terry on the other
hand, claims that paying her rent on time is not a big deal, but her living condition needs immediate attention, in which she had spoken to Mr. Roberts
countless times about, but he fails to repair the apartment. Consequently, upon the confrontation with both parties, Mr. Roberts and his tenant Terry to...
Show more content on Helpwriting.net ...
What are their needs? And whose obligations are these?" What I have also analysed is that both parties have been harmed/hurt in one way or the
other. This can due to the fact that, they are not paying attention to each other needs effectively. Therefore, both Mr. Roberts and Terry Smith, will
begin to comprehend the consequences of their behavior, by taking responsibility to repair the harm in order to make things right. Thus, both parties
will be interviewed separately, in order to get more information about each other needs, the finally both parties will come together in the decision
process and what justice is required in this case. However, during the meeting with Terry I analysed that because Mr. Roberts fails to attend to her
needs, by fixing the apartment, etc. Consequently, she declined paying her rent and refuses to listen to his complaints about where to put the trash
etc. She mentioned that she is financially stable, so there is no problem for her to pay her rent on time, but where comfort is a concern that is her
priority. She said that just as much as paying her rent that will result making her landlord comfortable, she also wants to be comfortable as well.
Therefore, what I analysed here is that if Mr. Robert pay attention to her needs, she would do the same that will enhance the happiness on both sides.
Thus, fixing the apartment, repairing the soiled and ripped wallpaper, replace some cracked plaster and

The Value Of A Company's Earning And Profitability
QUESTION 1: RELATIVE PROFITABILITY
There are several ways to measure a company's earning and profitability. Return on Equity ("ROE") and Return on Assets ("ROA") are,
historically, among the most widely used measures to assess relative profitability in the banking industry. The technique used in this paper is based
on Dr. Cole's ROE Model. This model helps "demystify" ROE and ROA; and focuses and analyzes the main factors that are driving profitability for
a bank. For this paper, selected financial data for East West Bank ("EWB" or the "Bank") and its Peer Group ("peers") was obtained from the
December 31, 2013 Uniform Bank Performance Report ("UBPR") and various EWB documents ; and from interviews conducted with EWB
management . ... Show more content on Helpwriting.net ...
Thus, EWB's Equity Multiplier ("EM") is also higher than peers (10.09x vs. 8.88x).
EWB's higher ROE compared to peers highlights a higher rate of return on shareholder's equity; nonetheless, it does not provide the complete picture
in itself. Decomposing the ROE to better understand the reason for change, it was determined that 42% of EWB's 2013 ROE was due to leverage, i.e.,
lower relative equity.
Since ROA growth itself will not yield important insights, nine variables have been identified, reflecting variances (Bank vs. Peer) for each in Exhibit
1. The following four key drivers out of the nine have been examined below, to provide a more detailed picture:
1.PROFIT STRENGTHS (HIGHEST POSITIVE VARIANCE)
A.YIELD ON EARNING ASSET ("EA")
Over the past 3 years, EWB's yield on EA has decreased 66 bps from 2011 to 2013 (Exhibit 2). This is essentially owing to the "lowinterest rate
environment" and the lower average yield on non–covered loans . EWB's average yield is above peers (Exhibit 1), as EWB used funds more
efficiently; placing a larger proportion of EA (82.47% vs. 68.63%) in higher yielding assets (i.e., Gross Loans and Fed Funds Sold & Resales); as
illustrated in Exhibit 3. EWB's higher yield on gross loans was attributable to the interest income from the "covered loans" portfolio, which is due to the
additional accretion accounted for under ASC 310–30. As the covered loan balance continues to decrease, the overall yield will

We Must Stop The Privacy Of Service From Someone Misusing...
Terms and conditions are something we encounter daily, yet we do not give a second thought. They are a legally binding document that tells us
what rules we must follow if we want to use a service. The terms and conditions are used to protect the provider of that service from someone
misusing the service. Most of the time they are reasonable but in some occasions they include conditions we would never agree to. For example, we
give a service like Facebook the right to store information about our personal lives when we use it but we also unknowingly give Facebook the right
to use the information for other purposes. Some people who use Facebook may not know that their personal information is actually being sold to other
companies and used for... Show more content on Helpwriting.net ...
We can then use that information to make a conclusion. For example, there was a connection between certain search terms in Google and the
spread of the flu. If the certain terms were searched then it was likely that the flu had spread to the area where the search was made (Big Data 2).
Using this information we were able to administer treatments to targeted areas and prevent the spread of the flu. What new technology allows us to
do is process data in a huge scale. It will take data and find correlations between data points. We can then use this correlation and form conclusions
that will help us make decisions. In theory, this practice is beneficial but it will undoubtedly have side effects. If big data was to be widely
implemented into society then companies will use any source of information and use it without any prejudice. Any information that big data can get
its hand on will most likely be used no matter how sensitive it is. With big data, society will have preconceived ideas about an individual based on the
correlation of the individual's characteristic and other people who have the same characteristics. The article "They're Watching You at Work" highlights
an instance when the language and behavior of programmers was used to evaluate their skill. The study found a correlation between using certain
phrases and words with writing good code. So then by looking

The First Nations On The Proposed Windy Energy Project
Introduction
In this report I will outline my recommendation on how to approach the Metlakatla First Nations on the proposed Windy Energy Project. Through my
research I believe a promising opportunity is present in pursuing business negotiations with this community. With our mutual goals of providing
sustainable project developments I believe the Metlakatla community will make strong business partners. In order to establish a respectful and
welcoming negotiation process, Windy Power must strongly understand their values, cultural sensitivities and organizational structure.
Background Information
The Metlakatla First Nation is based on the north coast of British Columbia, north of Prince Rupert. The community is quite small and remote ... Show
more content on Helpwriting.net ...
As indicated in appendix A, the Metlakatla territory spans roughly 20,000 square kilometers including twenty–one reserves, ten of which are Metlakatla
only (Leighton, 2012). The Metlakatla traditional language is Sm'algyax, but due to the close proximity to Prince Rupert and an aging elder population
very few members fluently speak the language (Metlakatla Governing Council, 2015). Thus there are no significant language barriers that would be of
concern when communicating with the community.
Metlakatla is a signatory to a number of agreements including (Treaty, n.d.): Ongoing: Treaty Negotiations, Marine use Planning Dec 10, 2009:
Reconciliation Protocol: Official recognition of Metlakatla's Aboriginal Rights and Title
Oct 18, 2007: Protected Area Collaborative Management Agreement
June 07, 2006: Strategic Land Use Planning Agreement
2006: Land and Resource Protocol Agreement
Currently the Metlakatla First Nations are at Stage 4 in negotiating a treaty intended to provide use and management of land and resources, set out First
Nations self–government, and create viable First Nations economies (Treaty, n.d.). The outcome of the treaty process will strongly influence the
viability of the project and should be followed closely for any changes that should be made in the assessment process.
Land Management:
The Federal Government currently has

Experience with a Chemical Company Sales Expert
Customer Relations Analysis When I first met Mike, I immediately knew he was a professional. He was cool, calm, and collected. He had been
working for DuPont for many years and knew how to sell that Chemical. He came and talked to my plant science class a couple weeks earlier
before my SWAS. After he talked to us I thought, "I am really interested in what he had to say, why don't I ask him if I can go on a SWAS." On
February 7, 2014, at 8:00 a.m. I headed to Edmond Oklahoma, to meet with Mike. When I first arrived at his house, he was on a conference call
with several people in Oklahoma and many from many different other states. They were listening to a researcher from DuPont talk about how
many different chemicals, both new and old, were performing in field trials. Mike told me he had been up since 7:00 a.m. listening to a
conference call and that this was the second one he was on for the day. By getting the latest field data, Mike was able to prepare for his upcoming
sales calls for the day, and tell his customers the latest information. After the conference call ended at 10:30 we got in Mike's company pickup and
headed to El Reno Oklahoma to meet with Escott Aerial Spraying. On our way there, Mike called a distributer of chemical products for DuPont and
asked if he had some products on hand that he was going to try to get Escott to use. By making this call Mike was making plans and strategies to be
able to serve Escott. I could tell he was strategizing on the way there

Did Victor Frankenstein Make The Right Or Wrong Decision?
Did Victor Frankenstein make the right or wrong decision?
''All monsters are humans'' is the famous quote from The Murder House,Season 1 of the popular tv series of 2011–20–– ,American Horror Story;and
this relates to the argument I have about who really is the monster in the story of Frankenstein. Yes,sureFrankenstein is created as one,but who created
him and abandoned him, well...that'd be Victor.Continuing along with this,the monster talks about his journey and misfortunes being brought into this
world to Victor,after he tells his story he then asks for Victor to create a lady companion for him.But even though this sounds like a good idea,Victor
first has to take into consideration that the monster is a murderer of his brother ,William, but he also owes his creation happiness and wants to hide his
creation from his family and for his creation not to hurt anyone anymore so,he agrees he's to make a companion.He then creates a companion in
England and when he completes it, all these thoughts provoke him nervously that have making the companion could fail him and make the matters he
has with creation even worse than before;his creation then sees his companion with delight,when Frankenstein then decides to destroy his companion.
My perspective on this is that destroying his creation's companion was a good decision because there is no certainty that they would of gotten along or
would've fallen for each other,plus if they procreated that make might more evil kinds like

Sample Resume : Master Service Agreement
We are aware of two documents (Quote No. Q–00609204 & No. Q–00609205 for Store 340) that predate the three–3/25/15 agreements executed by
our CFO. Any documents/agreements executed prior to 3/25/15 are superseded by the 3/25/15 agreements due to Section 16 of the 3/25/15 Master
Services Agreement. This is correct, agreement all quotes will be governed by the 3/25/15/MSA. (Section 2 of the MSA also stipulates this.) The
processes used to add on additional burg and fire alarms/monitoring after the parties executed their March 25, 2015, Master Service Agreement, Burg
Schedule (Quote Q–00347798), and Fire Schedule (Quote Q–00349979) were not correct. – Why are these quotes not correct? Here is what the SOSP
indicate:
347787 – Burg (Leased Systems) TKO –– 143 sites total –– $130 month.
п‚· Monitoring – intrusion alarm
п‚· Online Support & Basis account maintenance
п‚· Service Plan
п‚· GSM Cellular Basic Intrusion
п‚· Monitoring of additional areas
п‚· PIN Management by SCSS
349979 – Fire (Leased Systems) TKO –– 43 sites total –– $98/mon
п‚· Technical Assistance Center Support
п‚· Annual Fire Test & Inspections
п‚· Basic eData Manager
п‚· Fire & Sprinkler Monitoring
п‚· 24 hr auto dialer testing
п‚· Standard service Plan
These were completely separate agreements for the intrusion and fire alarm installations at store 340. (Incorrect assessment on these Qs.)
As an initial matter, neither Brandon Snyder

Description And Description Of Personal Details
personal details, physical description, identification means, occupation and skills, economic and financial information, behavioural data, contacts and
associates, means of communication used, means of transport used, information relating to criminal activities, references to other data bases in which
information on the person is stored and information on legal persons associated with the data referred to under economic and financial information.
People working in Europol have immunity with the EU, and though it is denied by Europol authorities, the Europol police is said to be rapidly
approaching the status of a European FBI. Eurodac, Enfopol and Echelon system The Eurodac (which stands for European Dactyloscopy) system is
like a European register where fingerprints and other information about all asylum seekers in Europe over 14 years of age is entered and stored for a
period of 10 years. All EU members currently participate in this scheme including Norway, Iceland and Switzerland. It has two exceptions: information
about those who have obtained citizenship must be deleted and information about persons with formal refugee status under the UN convention is to be
kept for a shorter period of time and only used for statistical purposes. This register is meant to facilitate the enforcement of the Dublin Convention that
determines the state responsible for examining applications for asylum within the EU. The register also contains the possibilities for the surveillance of

Discount And Hawkins

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