1. CURRICULUM VITAE
Digambar M. Patil
#725, 2nd Last flr, 1’D’ Main, 2nd Phase, Girinagar,
Bangalore-560 085
Mobile: 09844410565, E-Mail: digambarniam@gmail.com
Career Objective
I am seeking a position with challenging objectives, which will afford me the opportunity to succeed and
be rewarded for my job performance. I want to utilize my skills and knowledge of FINANCIAL institutions
to create opportunities for advancement.
Educational Qualifications
M.B.A NIAM-National institute of
Applied Management
Bangalore.
Gauhati University, Guwahati (2013)
Pass: 2nd
Class
B.Com
M.M. Arts & Com. College,
Khanapur, Belgaum.
Dharwad University (2006-2009) Percentage:
66%
Higher
secondary
Maratha Mandal’s PUC College
Khanapur, Belgaum.
Government of Karnataka,
Department of pre-university
education. (2006)
Percentage:
62%
S.S.L.C.
Maratha Mandal’s
Higher Secondary School
Khanapur.
Karnataka sec
Education examination board. (2004)
Percentage:
52%
Strengths
• Achievement oriented with willingness to learn and a team facilitator having ability to lead the team
in delivering positive results.
• Extensive knowledge about the anti-money laundering laws, procedures and practices.
• Strong error detection, analytical and problem solving skills.
• Team player and comfortable working with deadlines.
Organizational Scan
Associated with DEUTSCHE BANK AG, Bangalore since Sep 2010 – current date
Job Role: Process Executive
Deutsche Bank Operational International Global Services Pvt Ltd
Training and Mentored:
Provided training to new staffs/hires on process flows and mentored as well as designed and build the
perpetual training plans to meet the contingency needs of the team.
Process re-engineering:
I have provided ideas to re build the process expansion and implement best practices in reducing the TAT
and also cost & improving customer experience.
Awarded the Spot/Star Awards for outstanding quality & performance.
Suggested various 'Continuous Improvement Ideas' and pointed out critical updates of the procedures
demonstrating ownership and dedication to continuous improvement.

2. Had opportunity to migrate (Resiliency) AML process from Jaipur Region through off site (WebEx) and
trained a team of two and declared BAU within 3months achieving 100% quality and performance.
Consecutive appreciation received from Jaipur Business Partners for the quality of the work
Job Profile:
Identifying potential money laundering through the monitoring of unusual account activity. It will monitor
all retail bank accounts in the APAC/EUROP/EMEA generate an alert on a customer if various criteria
and rules within the business are breached. Investigate suspicious transactions and file Suspicious
Activity Reports as required. Attend training sessions as required to update current regulation changes
and bank policies to develop and modify procedures for carrying out the requirements of the applicable
laws & regulations.
Team: AML Compliance (Risk Operations)
Process Description: AML program includes ongoing monitoring of financial transactions to identify
potentially suspicious activity, including money laundering and terrorist financing. This involves
monitoring customer account activity on an ongoing basis, reporting and record keeping of potentially
suspicious transactions, and escalation of any suspected money laundering activities and issues
immediately to the DB AML Compliance Officer.
AML Software’s knowhow:
SMARAGD
NORKOM
UK MENTAS
FINACLE
IDMS
Responsibilities:
• Data downloading, preparing MIS sheets, production planning & setting deadlines with Manager.
• Monitoring financial transactions to identify potentially high-risk transaction activity and patterns
for different regions.
• Creating reports based on the Investigation and giving suggestions based on the Intensity of
Fraud.
• Researching and ultimately determining if the activity appears to be for a legitimate business
purpose.
• Conduct alert investigations using global standard policies, procedures and tools (Lexus/Nexus),
aimed at meeting internal and external regulatory requirements.
• Conduct inquiries of the customer's suspected for indulging in illegal activities. Gather information
from them to check the legality of the transactions.
• Escalating potentially suspicious transactions and suspected money laundering activities to DB
AML Compliance Officer.
• Conduct searches; gather data and record evidence from internal systems, internet, commercial
databases and enquiry in business or compliance contacts within Deutsche Bank.
• Report to PCR (Preventative Crime Research) team for negative information.

3. • Carried out varying levels of research/investigation, depending on the complexity of each
alert/case.
• Determined if additional field enquiries are required and escalate as appropriate for non/low
quality responses.
• Provided recommendations for SAR filing by presenting documentation to support findings.
• Undertook prompt closure of eligible alerts not deemed as unusual or suspicious and make
suitable recommendations for alert suppression.
• Proactively contributed to team performance, actively participated and contribute in team
meetings & provided support and share best practice across team.
• Provided input to continuous improvement and be receptive to change
• Ensure that all required KYC information and documentation for new and existing customer is
complete and accurate.
• Performing QA (4 Eye checks) on the cases/alerts reviewed and completed by 1st level analyst to
detect any suspicions of money laundering or terrorist financing activity.
• Preparing Daily Production Report and informing to Management and Onshore team in mail.
• Preparing PRB/ORB/KPI’s monthly production/capacity model reports.
• Taken initiative when Country Anti Money Laundering Officer visited for Audit.
Technical overview
MS Office, Microsoft Excel, Tally 9.0, Lotus Notes & Junior Typewriting (Typing Speed 40+)
Personal Details
Name : Digambar Patil,
Date of Birth : 15th June 1987,
Age : 27,
Sex : Male,
Father's Name : Maruti Patil.
Language known : English, Hindi, Marathi, Konkani and Kannada (Speak & Write)
Permanent Address : At/post: Bargaon, Taluka: Khanapur, Dist: Belgaum, State: Karnataka.
Extracurricular activities
Participated in ISTD International convention,
Participated in state level university cricket tournament,
Playing in DBOI’s leather ball cricket team.

4. Declaration
I hereby declare that all the particulars furnished are true to the best of my knowledge and belief.
DATE : July 2015
PLACE : BANGALORE