This document provides information on demand drafts (DD), including: 1. Definitions of DDs under the Negotiable Instruments Act and key features such as being payable to order and not bearer. 2. Security features that should be present on DDs such as unique tracking numbers. 3. Relationships and responsibilities involved in DDs between the purchaser, payee, and bank. 4. Policies for stopping payment, issuing duplicates, handling simultaneously presented originals and duplicates, and validity periods. 5. Guidelines for addressing situations like an unsigned DD, customer requests for duplicates without indemnity, old RBI drafts, and bearer DDs.