David Cohen has over 15 years of experience in risk management and operational roles in the financial services industry. He has expertise in risk assessment, controls reviews, credit analysis, and ensuring adherence to regulations. Most recently, he provided operational risk and control support to UBS Bank AG and American Express, where he reviewed processes, risks, controls, and key risk indicators. Prior to that, he held risk management roles at Bank of New York Mellon, where he conducted risk assessments, developed risk dashboards, and engaged with compliance on risk oversight. He has a bachelor's degree in economics from Queens College.
Capital projects often face risks and challenges that cause cost overruns, delays, and failures to meet quality standards. PwC offers troubled project turnaround services to identify issues, recommend solutions, and help projects get back on track. Their process includes reviewing documentation, interviewing managers, and assessing areas like cost management, scheduling, procurement, and organizational structure. PwC aims to deliver benefits like risk mitigation strategies, more reliable cost forecasts, improved claims handling, and lessons learned to manage future projects' risks.
Kelly Dreishpoon is an experienced operational risk management and compliance professional with over 20 years of experience in audit, consulting, and risk governance at various financial institutions. She has a strong background in establishing controls and ensuring regulatory compliance, especially regarding anti-money laundering requirements and lending practices. Her experience also includes implementing risk management systems, performing risk and control assessments, managing operational losses, and supporting business units with compliance and risk remediation.
Michael Randle has over 15 years of experience in banking, loan servicing, operations, call center operations, credit analysis, risk management, budgeting, and forecasting. He has held several leadership roles managing teams that service mortgages, handle bankruptcies and short sales, and provide customer service. Randle has a proven track record of achieving results through strategic initiatives while ensuring compliance with regulations.
This document is a resume for Michael L. Randle. It summarizes his professional experience in banking, loan servicing, real estate, and operations management over the past 15+ years. Randle has held several leadership roles at banks like JPMorgan Chase and Bank of America, where he managed loan portfolios, short sales, bankruptcy, and loss mitigation. He also has experience as a realtor at Coldwell Banker Residential. Randle's resume emphasizes his skills in risk management, mortgage lending, project management, and financial services.
Michael Randle has over 15 years of experience in banking, loan servicing, operations, call center operations, credit analysis, risk management, budgeting, and forecasting. He has held several leadership roles managing teams and portfolios at JPMorgan Chase, Bank of America, and other financial institutions. Randle holds a Bachelor's degree in Business Administration and has additional real estate and engineering qualifications.
This document outlines a 9-step process for implementing regulatory changes to mortgage lending. The steps include: 1) scoping the new requirement, 2) developing an activity list and task breakdown, 3) scheduling implementation and tasks, 4) estimating costs, 5) quality planning, 6) human resource planning, 7) communications planning, 8) risk planning, and 9) contract planning. The end product is a management plan to implement the new regulatory requirement that can be used as a baseline and include lessons learned.
Lawrence Moody has over 35 years of experience in financial auditing, accounting, and information technology management. He has a B.S. in Business Administration from Villanova University. Most recently, he worked at Dell Computer Corp from 2006 to 2015 in various client technical support roles, where he assisted agents in resolving customer issues and drove customer satisfaction. Prior to Dell, he spent 25 years at CNA Insurance Company in roles of increasing responsibility, culminating as the Audit Operations Director where he oversaw the internal audit division.
Tonya Shelby has over 20 years of experience in banking and mortgage servicing, holding various managerial roles. She currently works as a Senior Operations Analyst for JP Morgan Chase, where she is responsible for project management and analysis. Prior to this, she held positions as a Senior Business Analyst, Operations Support Manager, and Property Preservation Supervisor. Throughout her career, she has consistently delivered results, improved processes, and exceeded performance standards.
Capital projects often face risks and challenges that cause cost overruns, delays, and failures to meet quality standards. PwC offers troubled project turnaround services to identify issues, recommend solutions, and help projects get back on track. Their process includes reviewing documentation, interviewing managers, and assessing areas like cost management, scheduling, procurement, and organizational structure. PwC aims to deliver benefits like risk mitigation strategies, more reliable cost forecasts, improved claims handling, and lessons learned to manage future projects' risks.
Kelly Dreishpoon is an experienced operational risk management and compliance professional with over 20 years of experience in audit, consulting, and risk governance at various financial institutions. She has a strong background in establishing controls and ensuring regulatory compliance, especially regarding anti-money laundering requirements and lending practices. Her experience also includes implementing risk management systems, performing risk and control assessments, managing operational losses, and supporting business units with compliance and risk remediation.
Michael Randle has over 15 years of experience in banking, loan servicing, operations, call center operations, credit analysis, risk management, budgeting, and forecasting. He has held several leadership roles managing teams that service mortgages, handle bankruptcies and short sales, and provide customer service. Randle has a proven track record of achieving results through strategic initiatives while ensuring compliance with regulations.
This document is a resume for Michael L. Randle. It summarizes his professional experience in banking, loan servicing, real estate, and operations management over the past 15+ years. Randle has held several leadership roles at banks like JPMorgan Chase and Bank of America, where he managed loan portfolios, short sales, bankruptcy, and loss mitigation. He also has experience as a realtor at Coldwell Banker Residential. Randle's resume emphasizes his skills in risk management, mortgage lending, project management, and financial services.
Michael Randle has over 15 years of experience in banking, loan servicing, operations, call center operations, credit analysis, risk management, budgeting, and forecasting. He has held several leadership roles managing teams and portfolios at JPMorgan Chase, Bank of America, and other financial institutions. Randle holds a Bachelor's degree in Business Administration and has additional real estate and engineering qualifications.
This document outlines a 9-step process for implementing regulatory changes to mortgage lending. The steps include: 1) scoping the new requirement, 2) developing an activity list and task breakdown, 3) scheduling implementation and tasks, 4) estimating costs, 5) quality planning, 6) human resource planning, 7) communications planning, 8) risk planning, and 9) contract planning. The end product is a management plan to implement the new regulatory requirement that can be used as a baseline and include lessons learned.
Lawrence Moody has over 35 years of experience in financial auditing, accounting, and information technology management. He has a B.S. in Business Administration from Villanova University. Most recently, he worked at Dell Computer Corp from 2006 to 2015 in various client technical support roles, where he assisted agents in resolving customer issues and drove customer satisfaction. Prior to Dell, he spent 25 years at CNA Insurance Company in roles of increasing responsibility, culminating as the Audit Operations Director where he oversaw the internal audit division.
Tonya Shelby has over 20 years of experience in banking and mortgage servicing, holding various managerial roles. She currently works as a Senior Operations Analyst for JP Morgan Chase, where she is responsible for project management and analysis. Prior to this, she held positions as a Senior Business Analyst, Operations Support Manager, and Property Preservation Supervisor. Throughout her career, she has consistently delivered results, improved processes, and exceeded performance standards.
Public sector risk management faces particular challenges due to increased complexity, partnerships, and public involvement in strategic decision making. A successful enterprise risk management program would involve identifying risks through qualitative and quantitative assessment, monitoring risks, and considering actions like terminating, tolerating, treating, or transferring risks. Senior management buy-in is crucial for an effective risk management program.
This document summarizes the career experience of a senior level risk manager with nearly 10 years of experience in risk management, compliance, operations, audit, credit, and policy formulation. They currently serve as a senior risk manager at Bajaj Finserv Lending, where they establish risk frameworks, develop policies, implement risk management tools, conduct risk analysis and reporting, ensure compliance, and provide staff training. Prior experience includes roles as a credit analyst at Development Credit Bank and Axis Bank, where responsibilities involved credit analysis, financial assessment, and risk profiling of corporate clients. Additional experience was gained in business intelligence, product development, and technical support roles.
Trevor Gittens is seeking an administrative position where he can utilize his communication, organizational, and problem-solving skills. He has over 10 years of experience in human resources, customer service, and administrative roles at Target Corporation and Goodwill Industries. His experience includes tasks like employee training, payroll processing, customer service, and office administration. He has a Bachelor's degree in Business Administration with a focus on management.
CEI Compliance is the UK's fastest growing risk & regulatory consultancy and provides associate opportunities to consultants and cost effective value to financial services and other regulated companies.
The document summarizes a job posting for a Senior Operational Risk Manager position at a world leading voice and electronic wholesale brokerage in NYC. The SORM will identify, manage and mitigate operational risks across all business units, monitor daily statistics, and partner with units on risk projects. Responsibilities include implementing risk strategy, promoting a risk culture, reviewing new initiatives and incidents, and maintaining risk management systems. Qualifications include a Bachelor's degree, 4-7+ years of relevant experience in brokerage operations or consulting, project management experience, understanding of various traded products and regulatory risk standards, and strong communication and presentation skills.
Michael Nisenson has over 8 years of experience as a project manager on large infrastructure programs. He has experience working for large financial institutions for over 16 years and holds a PMP certification and MBA in Finance. He has strong skills in analytics, administration, communication and interacts well with all project stakeholders. He strives for professionalism and works well under pressure adapting to different corporate cultures.
The document summarizes a meeting held by Save the Children, USA Bangladesh Country Office to discuss program risk management. It defines key terms like internal control, internal audit, compliance, investigation, monitoring and evaluation, and risk management. It also identifies common risk factors in various areas of program management like organizational impacts, budget and grants, project linkages, and human resources. Qualitative methods for risk analysis involving likelihood and impact scores are presented.
This document discusses estimating risk for projects. It notes that preventative measures should be taken to avoid unrealistic or unidentified losses of opportunities or other losses. Risk estimating allows an analysis of threats to a project's objectives related to time, cost, and performance. Risks can then be removed or mitigated to increase the probability of successful project completion. Risks are categorized into needs related to profit margins and social/economic affairs, and needs related to security and opportunities, which are a higher priority especially for insurance and financial institutions.
This document provides an overview of project management basics. It discusses why projects are popular, common project types, and main project phases. It also examines project definitions, characteristics, structures, roles and responsibilities. Additionally, it covers setting goals and objectives, developing a risk management plan, and common project risks including technical, contract, commercial, market, and distributional risks. The document provides examples of different project types like investment, organizational, social, and R&D/innovation projects to illustrate concepts. It emphasizes decomposing projects, setting measurable objectives, and developing strategies to identify, quantify, and respond to risks.
Medicare Locals - Accreditation Challenges WebinarTarun Philip
The document discusses strategies for implementing risk management and contract management in Medicare Locals (MLs). It recommends establishing a risk management framework with strategic, operational and project-level risks. Risks should be assessed based on likelihood and consequence. Contract management processes for MLs are also outlined, including demonstrating contestable tendering, effective implementation and management of subcontracts, and ensuring variations are properly negotiated and documented. The presentation provides MLs with practical guidance on risk and contract processes to meet accreditation standards.
Risk management in higher education is important to help institutions achieve their objectives and take appropriate risks while reducing errors. While understanding risk is not new, managing risk formally and at a high corporate governance level is a newer practice. Audit committees should work to ensure their institution has an effective risk management process by familiarizing themselves with risk management practices, ensuring audits assess the risk management system, reviewing risk information and reports, and reporting on risk management effectiveness to the governing body. Effective risk management can help improve management, maintain reputation, encourage innovation, and aid in managing change.
Risk
Risk management
Risk Management process groups
Plan Risk Management
Identify Risks
Perform Qualitative Risk Analysis
Perform Quantitative Risk Analysis
Plan Responses
Control Risks
Risk management is important for public sector organizations to address uncertainties and help achieve objectives. There are challenges like balancing priorities across different services with increased public involvement. A successful risk management program looks at operational, strategic, corporate and performance aspects holistically. It is important to distinguish between operational risks affecting short term goals and strategic risks impacting long term objectives.
OFSA TP Training Lession 2 On Funds Transfer Pricing Conceptual Framework By ...davidttcheung
Contents:
1)Conceptual Framework of Funds Transfer Pricing (FTP) in Banks
2)FTP Methodology in Banks
3)Application of FTP in Banks
. Capital Adequacy Ratio (Capital Management)
. Risk-based Performance Measurement
. Interest Rate Risk Management
. Risk-based Pricing
. Asset/Liability Management (ALCO) Strategies
4)Management of FTP in Banks
5)Main Features of OFSA TP Module
Maxohlhaut has over 10 years of experience in financial crime compliance and internal auditing. They currently work as an Audit Leader for Wells Fargo focusing on BSA/AML compliance and remediation efforts to address regulatory consent orders. Previously, they worked as a Senior Global Financial Crime Compliance Specialist at Bank of America conducting complex fraud investigations, identifying control weaknesses, and facilitating suspicious activity reporting. Maxohlhaut also has experience in internal auditing, process improvement, risk-based auditing, and ensuring Sarbanes-Oxley compliance during audit rotations at Bank of America. They hold a Bachelors degree in Business Administration and are a Certified Fraud Examiner with additional Lean and Six
Cynthia J. Winnington has over 20 years of experience in portfolio risk management, operational risk analysis, and credit risk analysis. She currently works as a Portfolio Risk & Control Manager/Vice President at Citi in Wilmington, DE where she evaluates loan loss forecasts and assesses controls to improve processes. Previously, she held several risk analysis and management roles at Bank of America/MBNA America where she developed risk assessment procedures, analyzed portfolio performance, and validated loan loss models. Winnington aims to obtain a new position providing challenges and opportunities to demonstrate her experience in risk analysis, process improvement, and communication skills.
This was a presentation given by Lisa Shi, head of risk management at E C Harris Hong Kong, at the Royal Hong Kong Yacht club as one of the APM HK branch's monthly CPD events. Lisa gave her presentation to some 30 local members and guests.
Roberta Allen has over 20 years of experience managing fraud operations and projects in the banking and financial services industries. She has a proven track record of reducing costs through process improvements and staff restructuring initiatives. Allen is skilled in project management, process optimization, and developing policies and procedures to ensure regulatory compliance.
The document discusses the residential mortgage services offered by NewOak Credit Services, including credit underwriting and due diligence, mortgage regulatory compliance, servicing oversight and advisory, and RMBS litigation and enforcement actions. NewOak provides consulting, advisory, and professional services to help clients address challenges in areas like regulatory compliance, risk management, and legal issues throughout the loan lifecycle.
Christine Lucchetti has over 20 years of experience in compliance, investigations, quality assurance, and customer service roles. She has extensive experience conducting investigations to ensure compliance with regulations such as OFAC, AML, and KYC. She is skilled in updating customer records for accuracy, performing quality assurance reviews, and project execution. Lucchetti seeks successful outcomes for businesses and provides assistance across multiple organizational levels with a customer service focus.
Christine Lucchetti has over 20 years of experience in compliance, investigations, quality assurance, and customer service roles. She has extensive experience conducting investigations to ensure compliance with regulations such as OFAC, AML, and KYC. She is skilled in updating customer records for accuracy, performing quality assurance reviews, and project execution. Lucchetti seeks successful outcomes for businesses and provides assistance across multiple organizational levels with a customer service focus.
Public sector risk management faces particular challenges due to increased complexity, partnerships, and public involvement in strategic decision making. A successful enterprise risk management program would involve identifying risks through qualitative and quantitative assessment, monitoring risks, and considering actions like terminating, tolerating, treating, or transferring risks. Senior management buy-in is crucial for an effective risk management program.
This document summarizes the career experience of a senior level risk manager with nearly 10 years of experience in risk management, compliance, operations, audit, credit, and policy formulation. They currently serve as a senior risk manager at Bajaj Finserv Lending, where they establish risk frameworks, develop policies, implement risk management tools, conduct risk analysis and reporting, ensure compliance, and provide staff training. Prior experience includes roles as a credit analyst at Development Credit Bank and Axis Bank, where responsibilities involved credit analysis, financial assessment, and risk profiling of corporate clients. Additional experience was gained in business intelligence, product development, and technical support roles.
Trevor Gittens is seeking an administrative position where he can utilize his communication, organizational, and problem-solving skills. He has over 10 years of experience in human resources, customer service, and administrative roles at Target Corporation and Goodwill Industries. His experience includes tasks like employee training, payroll processing, customer service, and office administration. He has a Bachelor's degree in Business Administration with a focus on management.
CEI Compliance is the UK's fastest growing risk & regulatory consultancy and provides associate opportunities to consultants and cost effective value to financial services and other regulated companies.
The document summarizes a job posting for a Senior Operational Risk Manager position at a world leading voice and electronic wholesale brokerage in NYC. The SORM will identify, manage and mitigate operational risks across all business units, monitor daily statistics, and partner with units on risk projects. Responsibilities include implementing risk strategy, promoting a risk culture, reviewing new initiatives and incidents, and maintaining risk management systems. Qualifications include a Bachelor's degree, 4-7+ years of relevant experience in brokerage operations or consulting, project management experience, understanding of various traded products and regulatory risk standards, and strong communication and presentation skills.
Michael Nisenson has over 8 years of experience as a project manager on large infrastructure programs. He has experience working for large financial institutions for over 16 years and holds a PMP certification and MBA in Finance. He has strong skills in analytics, administration, communication and interacts well with all project stakeholders. He strives for professionalism and works well under pressure adapting to different corporate cultures.
The document summarizes a meeting held by Save the Children, USA Bangladesh Country Office to discuss program risk management. It defines key terms like internal control, internal audit, compliance, investigation, monitoring and evaluation, and risk management. It also identifies common risk factors in various areas of program management like organizational impacts, budget and grants, project linkages, and human resources. Qualitative methods for risk analysis involving likelihood and impact scores are presented.
This document discusses estimating risk for projects. It notes that preventative measures should be taken to avoid unrealistic or unidentified losses of opportunities or other losses. Risk estimating allows an analysis of threats to a project's objectives related to time, cost, and performance. Risks can then be removed or mitigated to increase the probability of successful project completion. Risks are categorized into needs related to profit margins and social/economic affairs, and needs related to security and opportunities, which are a higher priority especially for insurance and financial institutions.
This document provides an overview of project management basics. It discusses why projects are popular, common project types, and main project phases. It also examines project definitions, characteristics, structures, roles and responsibilities. Additionally, it covers setting goals and objectives, developing a risk management plan, and common project risks including technical, contract, commercial, market, and distributional risks. The document provides examples of different project types like investment, organizational, social, and R&D/innovation projects to illustrate concepts. It emphasizes decomposing projects, setting measurable objectives, and developing strategies to identify, quantify, and respond to risks.
Medicare Locals - Accreditation Challenges WebinarTarun Philip
The document discusses strategies for implementing risk management and contract management in Medicare Locals (MLs). It recommends establishing a risk management framework with strategic, operational and project-level risks. Risks should be assessed based on likelihood and consequence. Contract management processes for MLs are also outlined, including demonstrating contestable tendering, effective implementation and management of subcontracts, and ensuring variations are properly negotiated and documented. The presentation provides MLs with practical guidance on risk and contract processes to meet accreditation standards.
Risk management in higher education is important to help institutions achieve their objectives and take appropriate risks while reducing errors. While understanding risk is not new, managing risk formally and at a high corporate governance level is a newer practice. Audit committees should work to ensure their institution has an effective risk management process by familiarizing themselves with risk management practices, ensuring audits assess the risk management system, reviewing risk information and reports, and reporting on risk management effectiveness to the governing body. Effective risk management can help improve management, maintain reputation, encourage innovation, and aid in managing change.
Risk
Risk management
Risk Management process groups
Plan Risk Management
Identify Risks
Perform Qualitative Risk Analysis
Perform Quantitative Risk Analysis
Plan Responses
Control Risks
Risk management is important for public sector organizations to address uncertainties and help achieve objectives. There are challenges like balancing priorities across different services with increased public involvement. A successful risk management program looks at operational, strategic, corporate and performance aspects holistically. It is important to distinguish between operational risks affecting short term goals and strategic risks impacting long term objectives.
OFSA TP Training Lession 2 On Funds Transfer Pricing Conceptual Framework By ...davidttcheung
Contents:
1)Conceptual Framework of Funds Transfer Pricing (FTP) in Banks
2)FTP Methodology in Banks
3)Application of FTP in Banks
. Capital Adequacy Ratio (Capital Management)
. Risk-based Performance Measurement
. Interest Rate Risk Management
. Risk-based Pricing
. Asset/Liability Management (ALCO) Strategies
4)Management of FTP in Banks
5)Main Features of OFSA TP Module
Maxohlhaut has over 10 years of experience in financial crime compliance and internal auditing. They currently work as an Audit Leader for Wells Fargo focusing on BSA/AML compliance and remediation efforts to address regulatory consent orders. Previously, they worked as a Senior Global Financial Crime Compliance Specialist at Bank of America conducting complex fraud investigations, identifying control weaknesses, and facilitating suspicious activity reporting. Maxohlhaut also has experience in internal auditing, process improvement, risk-based auditing, and ensuring Sarbanes-Oxley compliance during audit rotations at Bank of America. They hold a Bachelors degree in Business Administration and are a Certified Fraud Examiner with additional Lean and Six
Cynthia J. Winnington has over 20 years of experience in portfolio risk management, operational risk analysis, and credit risk analysis. She currently works as a Portfolio Risk & Control Manager/Vice President at Citi in Wilmington, DE where she evaluates loan loss forecasts and assesses controls to improve processes. Previously, she held several risk analysis and management roles at Bank of America/MBNA America where she developed risk assessment procedures, analyzed portfolio performance, and validated loan loss models. Winnington aims to obtain a new position providing challenges and opportunities to demonstrate her experience in risk analysis, process improvement, and communication skills.
This was a presentation given by Lisa Shi, head of risk management at E C Harris Hong Kong, at the Royal Hong Kong Yacht club as one of the APM HK branch's monthly CPD events. Lisa gave her presentation to some 30 local members and guests.
Roberta Allen has over 20 years of experience managing fraud operations and projects in the banking and financial services industries. She has a proven track record of reducing costs through process improvements and staff restructuring initiatives. Allen is skilled in project management, process optimization, and developing policies and procedures to ensure regulatory compliance.
The document discusses the residential mortgage services offered by NewOak Credit Services, including credit underwriting and due diligence, mortgage regulatory compliance, servicing oversight and advisory, and RMBS litigation and enforcement actions. NewOak provides consulting, advisory, and professional services to help clients address challenges in areas like regulatory compliance, risk management, and legal issues throughout the loan lifecycle.
Christine Lucchetti has over 20 years of experience in compliance, investigations, quality assurance, and customer service roles. She has extensive experience conducting investigations to ensure compliance with regulations such as OFAC, AML, and KYC. She is skilled in updating customer records for accuracy, performing quality assurance reviews, and project execution. Lucchetti seeks successful outcomes for businesses and provides assistance across multiple organizational levels with a customer service focus.
Christine Lucchetti has over 20 years of experience in compliance, investigations, quality assurance, and customer service roles. She has extensive experience conducting investigations to ensure compliance with regulations such as OFAC, AML, and KYC. She is skilled in updating customer records for accuracy, performing quality assurance reviews, and project execution. Lucchetti seeks successful outcomes for businesses and provides assistance across multiple organizational levels with a customer service focus.
This document provides a summary of an individual's experience and qualifications for a senior financial management role. Over 16 years of experience is highlighted across accounting, financial management, operations management, team leadership, and consulting roles. Specific experiences mentioned include managing accounting operations and teams, financial reporting, internal controls, process improvement, and client relationships. A range of core competencies are also listed such as accounting, business partnering, and issue management.
Brian McCabe has over 15 years of experience managing client relationships and business development. He has held roles at Investec Securities, BNY Mellon, and Royal Bank of Canada focusing on trade surveillance, client management, and pricing/risk analysis. McCabe has experience developing strategic plans, marketing materials, and identifying new business opportunities to strengthen client relationships.
Tim Jackson has over 25 years of experience in controls, risk management, and auditing across various financial services firms. He is currently a Senior Internal Auditor at St. James's Place, where he leads complex audits and engages with stakeholders. Previously, he held senior roles at Nationwide Building Society, Santander UK, and Abbey Plc, where he implemented controls frameworks and managed audit teams. Jackson is a qualified Chartered Accountant with a BA in Accounting and Finance.
This document is a resume for Carissa Szeto summarizing her experience as an executive assistant and legal analyst. Over 12 years of experience, she held multiple roles providing administrative support, legal document review, and risk management analysis. She is skilled in areas such as administration, accounting, and event planning. Key accomplishments include automating reporting processes, facilitating online document access, and receiving numerous awards for her work.
Mindy Kaplan is an experienced internal auditor and SOX compliance executive with an MBA in finance. She has 20 years of experience in internal audit, SOX compliance, and enterprise risk management at major financial institutions. She is skilled in process analysis, risk assessment, project management, and internal controls. Currently, she works as an independent contractor providing audit, compliance, and consulting services.
Cindy Rumbaugh has over 30 years of experience in risk management, internal controls, and operations management in the financial services industry. She has a proven track record of leading teams, implementing risk frameworks, and driving process improvements. Currently she is seeking a new role where she can apply her expertise in risk analysis, strategic planning, and team leadership.
Patricia Baldwin is an accounting and finance professional with over 15 years of experience in banking and credit unions. She has held roles such as Assistant Treasurer, Quality Control Officer, Internal Auditor, and Bookkeeper. Baldwin has expertise in accounting systems, investment portfolio analysis, cash management, financial reporting, and ensuring compliance. She is skilled at process improvement, developing staff, and delivering executive briefings on financial matters.
Diana Oh-Armetta is an accomplished financial management professional with extensive experience in risk management, financial analysis, compliance, and process automation. She has over 20 years of experience at J.P. Morgan Chase & Company and The Chase Manhattan Corporation in various roles such as controller, credit analyst, underwriter, and middle office associate. She holds a Bachelor of Science degree in Accounting from St. John's University.
Nancy Riyad has over 30 years of experience managing operations roles at major global investment banks. She has a track record of transforming operations through initiatives like robotics deployment, outsourcing, and change management programs. Currently she is the Regional Head of Integrated Middle Office at UBS, managing a team that provides services across various business lines.
This summary provides an overview of Karen Rockoff's professional experience:
Karen Rockoff has over 20 years of experience in risk management and credit analysis. She most recently served as Chief Risk Officer at Peapack-Gladstone Bank from 2013 to 2016, where she created an enterprise risk management program and managed regulatory relationships. Prior to that, she spent 17 years at Morgan Stanley in various credit risk management roles, including leading coverage of a $4 billion healthcare client portfolio and managing new product credit approvals. She began her career as a Senior Credit Analyst at Nomura Securities International.
Hajer Jaouani is an experienced internal audit consultant offering over 15 years of experience in internal audit, risk management, and compliance. She has expertise in a variety of industries including real estate, healthcare, and telecommunications. Jaouani has held senior roles at PricewaterhouseCoopers and Bell Canada where she led internal audit engagements, assessed risks, and tested internal controls. She is proficient in audit standards and frameworks including COSO and Sarbanes-Oxley.
John Eric Engstrom has over 20 years of experience in operational risk and compliance analysis. He is currently an Operational Risk and Compliance Analyst at the Federal Home Loan Bank of Boston where he prepares risk reports, ensures adherence to risk policies and procedures, establishes independent risk processes, recommends policy changes, and more. Previously he held risk and compliance roles at the Bank of New York Mellon where he conducted risk assessments, implemented testing programs, performed reviews and audits, managed a system access review process, analyzed risk events, and developed risk and control self-assessments.
Abhishek Kumar has over 12 years of experience in operations management, process management, credit risk management, and team leadership. He is currently a Team Leader at Tata Consultancy Services working on credit risk processes for Deutsche Bank in the UK. Previously he worked as an Account Assistant at Ravian Pharmaceuticals. He holds an MMS in Finance and a BCOM degree.
Hussam Eldin Mustafa Al Askallany is seeking a position that allows him to utilize his over 20 years of experience in accounting, finance, auditing and financial management. He currently works as the Treasury Officer at ARABSAT where he is responsible for treasury functions like investment planning, risk management and ensuring regulatory compliance. Previously he has held roles like Financial Manager, Accounting Manager and Chief Accountant. He has expertise in areas like financial reporting, budgeting, auditing, taxation and system implementation. He aims to contribute to organizational success through his skills in leadership, analysis, communication and teamwork.
Sateesh Reddy Chilukala has over 10 years of experience in fund accounting, reconciliation, and reference database roles. He has strong skills in metrics and analysis, Lean processes, business process transformation, and MS Office. Key achievements include training teams, reconciling fund transactions, investigating discrepancies, and monitoring and reporting breaks. He aims to leverage his experience in a management position.
Brian D. Fontanella has over 30 years of experience in banking and financial services. He has held several leadership roles at Citibank, including branch manager, statement specialist, and operations manager. Most recently, he was a private bank service assistant vice president at Citibank, where he advised private banking clients and was licensed for Series 6 and 63. He has expertise in banking, investments, auditing, and operations management.
Soraja Klacar has over 18 years of experience in financial operations and mortgage loan servicing at JPM Chase Mortgage Co. She has a proven track record of meeting and exceeding production goals through strong organizational skills and managing teams effectively. Her core skills include customer service, research, training, and problem solving. She is fluent in English and Serbo-Croatian/Bosnian languages.
Gregory D. Howard is seeking a challenging position utilizing his analytical, organizational, communication, and collaborative skills. He has over 10 years of experience in financial services, currently working as an Implementation Consultant at Wells Fargo managing projects and providing guidance. Prior experience includes roles in business process analysis, loan administration management, collections supervision, and loan adjustment. He is skilled in problem solving, risk analysis, procedure development, and quality improvement.
1. DAVID R. COHEN
1626 August Road, North Babylon, NY 11703
631-321-7127 (H) · 631-388-1262 (C)
dcohen511@optonline.net
VICE PRESIDENT/OPERATIONAL RISK MANAGER
• Highly accomplished, well rounded securities industry leader with broad subject matter expertise
in the areas of risk management, including trending of KRIs, KPIs, familiarity with controls
reviews, root cause analysis, credit analysis, client service and all phases of global securities
operations, settlements and securities servicing.
• Sound understanding of applicable regulations and laws, including ERISA.
• Partnered with Legal and Compliance while performing detailed risk assessments to insure that
internal and external rules and regulations were adhered to.
• Recognized for ability to work collaboratively with colleagues within and outside own sphere of
influence.
• Membership on the Business Acceptance Committee while in Operational Credit allowed for
accepting or declining business that was outside the company’s risk appetite.
• Keen understanding of the operational risk associated with global payments and cash
management.
• Able to identify material risks and ensure they are measured, reported and managed within the
risk appetite of senior management
• Extensive experience in operational risk gained from a broad experience in financial services that
has provided credible and knowledgeable challenge to various businesses as they manage
operational risk.
• Ability to stay abreast of industry wide Operational Risk developments and continually assess the
impact to the business of one of the largest SFIs (Significant Financial Institutions).
• Strong knowledge of the control environment surrounding capital markets, corporate and
investment banking
Notable Achievements
• Risk and Compliance Circle of Excellence (2009) - Part of a team of five underwriters
that completed the re-rating of over 5,000 borrower ratings within the mandated schedule
by regulators of the Bank.
• Coordinated the transition of approvals for one of the Bank’s core service areas, Mutual
Funds Custody, located in New York and Florida to the centralized credit approval team
in Operational Credit. This entailed gathering of intelligence on client cash transactions
and cash flows. The successful assumption of this function substantially mitigated the
risk of seeking credit approvals from up to three hours to less than ten minutes, resulting
in better overdraft control in client accounts. It also helped the Bank’s Treasury Desk to
monitor large cash outflows in a more controlled manner.
PROFESSIONAL EXPERIENCE
International Market Recruiters
September 2015-Present
Consulting & Temporary Division
Recently assigned to provide Finance & Accounting Control support to the Executive Director and Global
Head of Valuations Oversight and Consistency Group at UBS Bank AG, Stamford Ct.
• Produced a Supervisory Review and Controls Guidance document that established the
framework to ensure that the 3rd
party provider completed all processes within the agreed services
documented in SLAs that was recently moved offshore.
2. • Responded to and provided Operational Effectiveness & Design Efficiency evidence for four
Operational Risk Incident action items for Global Internal Audit
• Managed a SharePoint site for the Valuations & Oversight Group’s documentary evidence of the
supervisory review performed for key processing control deliverables by both the Onshore and
Offshore managers.
• Worked with key Financial and Accounting Control regional stakeholders to ensure there was
good governance over the design and implement the recent changes in the control framework
• Supported the delivery of committed and strategic tactical remediation of control weaknesses and
assuring remediation of those weaknesses.
• Supported internal control functions in the execution and resolution of risk and control points
• Prepared presentations of senior management updates as required
• Supported the Global Head of Valuations Oversight and Consistency Group manage the planning,
organization and execution of Financial Accounting and Control initiatives for 2015 and
upcoming for 2016.
Experis Finance
November 2014-December 2014
Consulting Professional
Risk Advisory Team
Assigned to providing Operational Risk Management project oversight support to the Finance Division as
a member of the Finance Operational Risk team, at American Express Company. I reported in to the
Director of Finance Operational Risk Management during this contract.
• Reviewed and documented evidence that the current business process inventory for Finance
requiring a Process Risk Assessment according to the company’s operational risk framework was
current and logged onto the company’s Process Risk Assessment inventory
• Identified that all business processes were to be assigned at the appropriate corporate staff levels.
• Insured that any processes to be decommissioned were properly identified.
• Insured that businesses were identifying new business risks that were undocumented that were to
be included in the 2015 Process Risk Self-Assessment execution plan.
• Detailed project progress on a shared Project Tracker that was discussed at weekly project status
meeting
Bank of New York Mellon
Operational Risk Manager (November 2012- May 2014)
• Wrote Risk Assessments for Location Migration movements of several business partners from
Investment Management Service (Client Accounting and Reporting, Benefits Disbursements and
Global Risk Solutions). If risk was significant , insured adequate risk mitigants were put in place
• Wrote New Product Risk Assessments for each of the businesses above.
• Met with and discussed with the Embedded Control Managers of each business to review
existing Key Risk Indicators. Provided monthly Dashboard that trended in graphical format over
a rolling 12 month period, areas of weakness that required review and remediation.
• Insured where appropriate, that changes to the Red, Amber, and Green thresh hold ratings for
key business processes that were persistently Red or Amber, were made by each business partner
in the Corporate Risk Management database reporting platform.
• Identified and translated business risks into actionable controls or remediation activities.
• Utilized knowledge of applicable regulations and laws to insure that self-identified business risks
and controls were compliant and not outside the boundaries of those laws.
• Engaged Compliance and Legal partners where necessary to insure that there were no residual
gaps outside the boundaries of the company’s published risk appetite.
3. Operational Risk Manager (April 2012-November 2012)
• Risk Manager providing an independent risk oversight view to the Bridgewater Transformation
Project.
• Worked with Project Management Office team to review and assess the inherent as well as the
residual risks during the design phase of the Middle Office solution for trade processing,
collateral management and derivatives processing for one of the world's largest hedge fund
managers.
Vice President and Senior Credit Approval Officer (June 2006-March 2012)
• Maintained significant communications channels with business partners in Asset Servicing,
Domestic Treasury Services, International Client Services and Corporate Trust.
• Established credit risk profiles (borrower ratings, credit facilities).
• Provided guidance for business acceptance and client on-boarding.
• Successfully completed firm-sponsored credit training.
• Knowledge of credit risk support systems and credit risk exposure systems.
• Maintained detailed product knowledge related to custody, treasury and transfer agency services.
• Coordinated with business sponsors and credit risk personnel, to underwrite, approve and monitor
operational credit limits for cash management, asset servicing, corporate trust, FX/Derivatives
and ADR.
• Analyzed the credit worthiness of the counterparty and recommended risk mitigants when
appropriate
• Stayed abreast of newsworthy events when reviewing operational credits for clients that were
headed for a possible ratings downgrade or a subjects of a bankruptcy filing.
• Prepared ad hoc analyses and other special projects for Quarterly Portfolio reviews.
EDUCATION
Bachelor of Arts, Economics, Queens College, Flushing, New York
Professional Training- Stroble Financial Statement Analysis (December 2009-June 2010)