Cynthia J. Winnington has over 20 years of experience in portfolio risk management, operational risk analysis, and credit risk analysis. She currently works as a Portfolio Risk & Control Manager/Vice President at Citi in Wilmington, DE where she evaluates loan loss forecasts and assesses controls to improve processes. Previously, she held several risk analysis and management roles at Bank of America/MBNA America where she developed risk assessment procedures, analyzed portfolio performance, and validated loan loss models. Winnington aims to obtain a new position providing challenges and opportunities to demonstrate her experience in risk analysis, process improvement, and communication skills.