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DataCity1997 Median Price1997 Change1998 Forecast1993-98
Annualized
ChangeAlbany,N.Y.$109,3332.412.31.9Albuquerque$128,2004.
99.26.9Allentown,pa.$98,15512.57.72.1Anchorage,Alaska$142,
93034.41.99.7Ann
Arbor,Mich.$152,32717.313.49.2Atlanta$111,34610.513.96.719
97 Median
PriceAustin,Tex.$116,6627.88.66.8Baltimore$119,25668.12.2M
ean122343.62Baton Rouge,La.$88,0140.47.74.6Standard
Error4358.7350178596Bergen and Passaic
Counties,N.J.$204,3072.88.61.9Median112393.5Billings,
Mont.$114,628-
3.38.11.7ModeERROR:#N/ABirmingham,Ala.$115,8351.47.75S
tandard
Deviation43587.3501785956Boise,Idaho$105,8824.70.95.1Samp
le
Variance1899857095.59152Boston$184,3114.53.24Kurtosis5.07
0322278Buffalo$85,7363.65.93.1Skewness2.046653093Burlingt
on,Vt.$102,7208.310.4-
0.3Range240031Casper,Wyo.$92,9248.177.6Minimum70464Cha
rleston,W.Va.$90,3510.113.55.7Maximum310495Charlotte,N.C.
$120,3913.27.83.7Sum12234362Chicago$157,9365.110.34.6Cou
nt100Cincinnati$112,0277.19.26.6Cleveland$117,8365.65.56.4
Columbia,S.C.$98,7906.39.64.8Columbus,Ohio$120,02811.211.
87.9Dallas$110,7307.29.15.6Dayton$98,3773.98.66.2Denver$14
4,4438.49.68.8Des
Moines$96,2224.29.76.2Detroit$120,9859.110.39El Paso,
Tex.$73,699-3.1-3.1-0.1Fargo, N.D.$85,8123.38.74.6Flint,
Mich.$102,35114.26.86.6Fort
Lauderdale,Fla.$120,4037.10.23.2Fort Wayne,
Ind.$95,93265.13.6Fresno, Cal.$157,3830.73.80.4Gary,
Ind.$95,0720.14.43.8Grand Rapids$94,7898.79.16.2Harrisburg,
Pa.$117,58313.18.34.4Hartford$140,3410.97.82.2Honolulu$310
,495-70-
2.8Houston$90,2386.810.34.3Indoanapolis$102,0894.354.4Jack
son, Miss.$97,693-3.90.43.5Jacksonville.
Fla.$89,3591.37.34.6Kansas City, Mo.$96,207-2.6-
3.22.3Knoxville, Tenn.$101,3612.65.14.6Las
Vegas$119,4220.85.73.2Little Rock, Ark.$87,1514.29.63.8Los
Angeles$174,24326.9-0.9Louisville,
Ky.$97,4336.67.37.1Manchester,
N.H.$124,04213.49.33.5Memphis$104,7528.975.3Miami$115,0
651.7-5.22Milwaukee$127,2407.17.95.8Minneapolis-
St.Paul$117,4812.38.25.4Mobile,Ala.$84,0141.25.85.5Nashville
$116,3863.48.26.9Nassau and Suffolk counties,
N.Y.$167,7165.19.62.9New Have,
Conn.$140,0485.613.92.3New Orleans$88,4061.75.24New York
City$179,1571.73.81.5Newark, N.J.$191,937-0.13.81.6Norfolk,
Va.$106,766-1.66.82.9Oakland,
Cal.$232,8642.38.83.2Oklahoma City, Okla.$70,464-
5.21.42.1Omaha, Neb.$84,213-4.21.53.6Orange County,
Cal.$229,2557.49.73Orlando$93,3721.33.31.4Peoria,Ill.$77,890
5411.26.6Philadelphia$135,24812.133.5Phoenix$112,7607.18.7
6.6Pittsburgh$88,5004.75.62.8Portland,
Maine$132,3531.78.42.1Portland,
Ore.$152,1977.78.99.5Providence,
R.I.$122,3164.17.52.5Raleigh-Durham,
N.C.$149,84410.647.6Richmond$115,3926.512.56.8Riverside,
Cal.$115,134011.9-
0.9Rochester,N.Y.$87,7792.27.12.2Sacramento,Cal.$115,7830.7
9-0.5St. Louis, Mo.$89,513-1.6-1.30.9Salt Lake City$122,212-
0.32.78.3San Antonio$85,9811.47.63.9San
Diego$184,5945.88.72.6San Francisco$289,02399.64.8San Jose,
Cal.$247,2254.810.64.6Sarasota,
Fla.$102,7380.57.94.1Scranton,
Pa.$98,27914.774.2Seattle$173,1105.37.54.5Sioux Falls,
S.D.$90,9404.110.86.2Springfield,
Mass.$105,9570.99.20.7Syracuse,
N.Y.$79,6270.911.71Tampa$82,5781.55.13.1Toledo$89,1075.9
13.47.1Tucson, Ariz.$104,324-0.94.84.6Tulsa$78,363-
4.31.22.2West Palm Beach,
Fla.$130,7073.44.43.7Washington,D.C.$170,5686.513.64.2Wich
ita, Kan.$84,1254.112.65.9Wilmington,Del.$137,27944.710.3
Descriptionfile: Home-Prices.xlsx
1997 median price of existing single-family homes in 100 of the
largest metropolitan areas in the U.S. Also included are the
1997 change in price and the 1998 forecast. Finally, the data
shows the annualized change in the median home price for each
metropolitan area for the period 1993 to year end 1998.
Source: The numbers were supplied by Standard & Poor' DRI
and reported in Kiplinger ONLINE
http://kiplinger.com/magazine/archives/1998/January/homprice.
html
Course Syllabus
History 2030
Tennessee History
Instructor: Pamela Bobo
Office: Crouch Hall 208
Office Hours: Wed.9:00-2:00
Phone: 963-2573
Email: [email protected]
Fax Number: 963-5497
Students are required to use the above mentioned email. Elearn
will only be used to submit assessments. Also, and equally
important, students are required to show proof of a syllabus,
and will be tested, during the first week of class or after
admission into the course.
Course Description
A survey of the geographical background, peoples, political life,
and economic and social development of the state. This
development traced from the earliest beginnings of the state to
the present.
Course Purpose/Rationale
History 2030 is part of the General Education Core. The history
component of the Core consists of six semester hours and is
normally completed by taking History 2010 and History 2020.
History 2030 may be substituted for one semester of the
American History survey. It is also required for students
seeking teacher certification.
Course Audience
History 2030 is a sophomore level course required for teacher
education majors. Students attempting the course must have
completed all remedial and development requirements. No prior
courses in History are required.
Course goals
The general goals and objectives of History 2030 are:
1) to work together with other General Education courses in
realizing the University’s Philosophy of General Education;
2) to foster a historical perspective, including chronology,
continuity and change over time, and a understanding of the
present in its relationship to the past;
3) to identify important historical events
4) to develop skills in critical analysis
5) to demonstrate basic research techniques used by historians
6) critique the merits of secondary resource materials
7) to promote global responsibility through an understanding of
Tennessee/ American History in an international context
8) to foster an understanding of history as interpretation
Learning Resources
Textbook: Bergeron, Paul H., et al. Tennesseans and Their
History. Knoxville: University of Tennessee, 1999.
Lamon, Lester C. Blacks in Tennessee 1791-1970. Knoxville:
University of Tennessee, 1981.
Additional reading documents will be posted on elearn, under
the content section.
The textbooks are available at the university bookstore. Along
with the textbook, students may be required to purchase
additional materials. Students should consult the syllabus
supplement for their specific section of the course to determine
whether additional materials are required.
Learning Outcomes
Student completing History 2030 should be able to:
1. analyze historical facts and interpretations;
2. recognize and identify persons, institutions and events in
Tennessee History from prehistoric era through the present;
3. recognize and articulate the diversity of human experiences
in the history of Tennessee;
4. discuss major themes in the development of Tennessee
politics, society, and culture;
5. analyze and compare political, geographic, economic, social,
cultural, religious and intellectual institutions across a range of
historical periods and cultures;
6. recognize and critically evaluate historical interpretations;
and
7. construct well written research papers using primary and
secondary sources.
Instructional Methodology
1. Guided Reading:
The regular reading of the textbook and substitute materials to
the
course schedule is essential in learning History 2030. The
textbook
provides fundamental knowledge for lectures and class
discussion.
Students are responsible for preparing for class by reading the
Textbook.
2. Lectures:
Lectures in History 2030 build on the content of the textbook
by
exploring issues of significance and interpretations. Notetaking
is
an essential part of the class given that all lectures are
narratives
In addition, outside resources will be used.
3. Class Discussion: Class discussion is a vital
part of learning History 2030. Times for
discussion may be incorporated into lectures. Students are
encouraged to participate in class, introducing questions, and
expressing their own viewpoints.
4. Research:
Students in History 2030 develop writing skills through
research.
Instructions in grammar, organization, clarity, and
effectiveness is
provided by the instructor.
Evaluation Procedures
The mastery of learning outcomes of History 2030 will be
evaluated based on: examinations, research assignments, and
oral presentations.
1. Examinations: The examinations for
History 2030 may be comprised of multiple
choice questions, identifying, maps and short answers. Test
questions will afford students the ability to demonstrate
knowledge of familiar people, institutions and governmental
policies in Tennessee (Learning outcome #5).
2. Research Assignments: Research assignments
assess student’s proficiency in using
historical documents. The out of class assignments will assess
the
ability of students to think and reason, to organize and to
communicate their
ideas effectively and in their own words.
Students will also
utilize library and other research sources. The
Individual assignment
will consist of no less than five 1 ½
spaces pages and a
reference page. (Learning
outcome #6&7).
Course Schedule
Week/Date
Midterm Exam Topics
Textbook Reading
Wk 1:
January 15-17
Tennessee’s Beginnings
Wk 2:
January 22-4
Frontier Times –
Syllabus Test
January 4th
Wk 3:
January 29-31
Frontier Times/ Southwest Territory
Quiz I
January 31st
Wk 4:
February 5-7
Early Statehood
Friday. February 8th- Nashville Conference on African
American History Avon Williams Campus
Wk 5:
February 12-14
Antebellum Politics, Economy, and Society
Lamon, Chapter 1
Wk 6:
February 19-21
Antebellum Politics, Economy, and Society
Andrew Jackson
Research Assignment 2/21
Lamon, Chapter 1
Wk 7:
February 26-28
The Civil War/Reconstruction
Midterm Week (test 2/28)
Lamon, Chapter 1
Wk 8:
March 12-14
The New South/The Era of Reform
Wk 9:
March 19-21
The New South/The Era of Reform
Museum Assignment
Due 3/21/19
Wk 10:
March 26-28
Modern Times/Depression and War
Lamon, chapter 2
Wk 11:
April 2-4
Modern Times/ Depression and War
Lamon, Chapter 3
Wk 12:
April 9-11
The Civil Rights Era
Wk 13:
April 16-18
The Civil Rights Era
Bi-Centennial Park Assignment 4/18
Lamon Chapter 4
Wk 14:
April 23-25
The 1960s to Century’s End
Lamon Chapter 4
Wk 15:
April 23-25
The 1960s to Century’s End
Lamon, Chapter 4
Final Exams Period (Examination schedule is published on TSU
website)
No two students should have the same topics. Topics (1) are to
be selected from a list generated by the instructor. Assignments
will be included five references, with only two from internet
data base sources. Assignments that do not comply with MLA
or APA will be given a grade of F and will not be allowed to
resubmit. Students are required to attend the Writing Center for
assistance with their research before submission. Research
assignments, regardless of grade, will be uploaded into
eportfolio. Examples of parenthetical citations and reference
pages are included at the end of this document. All writing
assignments will be submitted via elearn.
The final examination will be administered at the date and time
indicated by the University. The schedule is printed in the class
schedule book each semester and is also available on the
University’s web site.
If changes to this document are needed because of scheduling
conflicts, students will be informed in advance.Attendance
Policy
The attendance policy for History 2030 is based on the policy
stated in the University’s Undergraduate Catalog. Students are
expected to attend class punctually and regularly, and those
arriving after the beginning of class may, at the instructor’s
discretion, be counted absent and/or asked to remain outside the
classroom until the end of the lecture. Students who arrive more
than 30 minutes late, or not at all, are counted absent. Five (5)
tardies are equivalent to one (1) unexcused absent.
In accordance with the attendance policy for all courses at the
University, students, who incur three absences in a class
meeting twice per week must withdraw from the course or
received a mandatory grade of F.
In the event of an illness or emergency requiring absence from
class, students should contact the Office of the Vice President
for Student Affairs in order to obtain the documentation
necessary to have the absence excused. Documentation of an
excused absence must be submitted on the day of return.
Attendance and punctuality are required. Final grades will
reflect both participation and attendance. Leaving class before
the class is dismissed is disruptive. If you must go to the rest
room while class is in session, you should not return until the
class session is completed. Cell Phones will not be tolerated.
Accommodations for Disabilities
The Department of History, Geography, and Political Science,
in conjunction with the Office of Disabled Student Services,
makes reasonable accommodation for qualified students with
medically documented disabilities.
The instructor acknowledges and embraces the fact that all
individuals have different learning styles, physical, or mental
conditions that may affect their ability to participate in class or
course related activities. This instructor will strive to afford all
students with appropriate and feasible opportunities to learn and
excel in this class. Any student, who has a condition which
might interfere with his/her class performance, may arrange for
reasonable accommodations by contacting the office of Disabled
Student Services. This office is located in room #117 Floyd
Payne Student Center. The phone number is (615) 963-7400.
You will be provided a document stating what type of classroom
accommodations, if any, are to be made by the instructor. It is
your responsibility to give a copy of this document to the
instructor as soon as you receive it. Accommodations will only
be provided AFTER the instructor receives the accommodation
instructions from ODS; accommodations are not retroactive.
DISABILITY ACCOMMODATION STATEMENT
TSU is committed to creating inclusive learning environments
and providing all students with opportunities to learn and excel
in their course of study. Any student with a disability or
condition which might interfere with his/her class performance
or attendance may arrange for reasonable accommodations by
visiting the Office of Disability Services (ODS). ODS is located
in Kean Hall, room 131 and can be reached at 963-7400 or
www.tnstate.edu/disabilityservices . You will be required to
speak with ODS staff and provide documentation of the need for
an accommodation. If you qualify for an accommodation you
will be provided with a document stating what type of
classroom accommodations are to be made by the instructor. It
is your responsibility to give a copy of this document to the
instructor as soon as you receive it. Accommodations will only
be provided AFTER the instructor receives the accommodation
instructions from ODS; accommodations are not retroactive.
You must follow this process for each semester that you require
accommodations.
SEXUAL MISCONDUCT, DOMESTIC/DATING VIOLENCE,
STALKING
TSU recognizes the importance of providing an environment
free of all forms of discrimination and sexual harassment,
including sexual assault, domestic violence, dating violence,
and stalking. If you (or someone you know) has experienced or
is experiencing any of these incidents, there are resources to
assist you in the areas of accessing health and counseling
services, providing academic and housing accommodations, and
making referrals for assistance with legal protective orders and
more.
Please be aware that most TSU employees, including faculty
and instructors, are “responsible employees”, meaning that they
are required to report incidents of sexual violence,
domestic/dating violence or stalking. This means that if you
tell me about a situation involving sexual harassment, sexual
assault, dating violence, domestic violence, or stalking, I must
report the information to the Title IX Coordinator. Although I
have to report thesituation, you will still have options about
how your situation will be handled, includingwhether or not you
wish to pursue a formal complaint. Our goal is to make sure
you areaware of the range of options available to you and have
access to the resources youneed.
You are encouraged to contact TSU’s Title IX Coordinator to
report any incidents of sexual harassment, sexual violence,
domestic/dating violence or stalking. The Title IX coordinator
is located in the Office of Equity and Inclusion, McWherter
Administration Building, Ste. 260 and can be reached at 963-
7494 or 963-7438. For more information about Title IX and
TSU’s SART or policies and procedures regarding sexual,
domestic/dating violence and stalking please visit:
www.tnstate.edu/equity.
If you wish to speak to someone confidentially, who is not
required to report, you can contact the TSU Counseling Center,
located in the basement of Wilson Hall, at 963-5611 or TSU
Student Health Services, located in the Floyd Payne Campus
Center room 304, at 963-5084. You may also contact the
following off campus resources: Sexual Assault Center of
Nashville at 1-800-879-1999 or www.sacenter.org or the
Tennessee Coalition to End Domestic & Sexual Violence at
615-386-9406 or www.tncoalition.org .
HARASSMENT & DISCRIMINATION
Tennessee State University is firmly committed to compliance
with all federal, state and local laws that prohibit harassment
and discrimination based on race, color, national origin, gender,
age, disability, religion, retaliation, veteran status and other
protected categories. TSU will not subject any student to
discrimination or harassment and no student shall be excluded
from participation in nor denied the benefits of any educational
program based on their protected class. If a student believes
they have been discriminated against or harassed because of a
protected class, they are encouraged to contact the Office of
Equity and Inclusion at McWherter Administration Building,
Ste. 260, 615-963-7494 or 963-7438, www.tnstate.edu/equity.
Class Conduct
· All assignments submitted in the course must be the original
work of the student. In cases of plagiarism or cheating, the
instructor may assign an F on the assignment or an F in the
course and is also advised to report such cases immediately to
both the Vice President for Student Affairs and the Vice
President for Academic Affairs.
· Please come to class on time and leave only when class is
over. Attendance and punctuality are required. Final grades will
reflect both participation and attendance. Leaving class before
the class is dismissed is disruptive. If you must go to the
restroom while class is in session, you should not return until
the class session is completed.
· Students will be asked to leave with any form of disruptive
behavior that includes excessive chatter, sleeping, or anything
that may hinder the learning or opportunity of other students in
the classroom. All electronic equipment, such as cell phones,
ear plugs, CD players, and I-pods should be turned OFF during
class time. No Cell Phones!
· Eating and drinking are not permitted in the classrooms.
· Learn the names of the other class members.
· Student participation is expected and will be considered in the
final grade process.
· I will not discuss any grades or classroom performance with a
parent or spouse unless the student is present. I will also not
discuss grades over the telephone, in the hallway or
immediately before and after class.
· Extra credit, if given, will not be allowed for students with
excessive absences, and disruptive behavior.
· If you, the student, cannot follow classroom rules, please
withdraw from the class.Make-Up Examinations
Students, who are officially excused from absence on the date
of examination, may complete a make-up examination on a date
scheduled by the instructor. *See attendance policy for
acceptance of excused absenses.
Grading Policy
Grades will be determined by the instructor’s evaluation of the
learning outcomes for the course as reflected on examinations,
writing assignments and student involvements.
The final grade for the course is determined according to the
following points:
One class test 100 pts.
Research Assignment 100 pts.
Museum Assignment
100 pts.
Midterm Examination
100 pts.
Final Examination 100 pts
Final letter grades will be based on the following: 500-401 A;
400-301 B; 300-201 C; 200-101 D; 100-0 F. According to the
attendance policy, midterm and final grades will reflect said
attendance.
Attendance will be reflective in the final grade.
Reference Materials
Online Databases
Tennesseeencyclopedia.net
Tngenweb.org/maps/tenn
America: History and Life (citations and abstracts only)
Infotrac Expanded Academic ASAP (some full text)
Historical Journals
America Historical Review, E 171 .A 57
Tennessee Historical Quarterly, F431 .T 285 (articles on
Tennessee History)
Journal of Southern History, F 206 .J68 (articles on the history
of the South)
West Tennessee Historical Society Papers
Components of the rubric
· Statement of Purpose
The student is able to distill a primary purpose into a single,
compelling statement.
· Organization
The student is able to order major points in a reasonable and
convincing manner based on that purpose.
· Analysis and Argument
The student is able to develop ideas using appropriate rhetorical
patterns (e.g., narration, example, comparison/contrast,
classification, cause/effect, and definition) in response a
specific rhetorical situation.
· Grammar and Mechanics
The students is able to employ standard diction, syntax, usage,
grammar, and mechanics.
· Use of Sources
The student is able to manage and coordinate basic information
gathered from multiple sources.
Additional Research Information
Research must include five (5) pages of content and a separate
reference page; margins set at1 ½; using a 12 or 14 font.
Students will choose an individual or state from a list generated
by the instructor. Biographies should also include a reference
page, with no fewer than five references. Also, only two
internet and/or data base sources will be allowed. Papers that
exceed the required amount of internet or data base citations
will drastically reduce in points. All papers must include in-text
citations as described in MLA or APA. Papers not having proper
citations and references will receive a failing grade, with no
exceptions. There will be no do over assignments for students
who do not comply the first time. Below are a few examples of
in-text citations as they should be included in the body of the
paper.
In Mississippi, one of the post-war Black codes restricted land
ownership by Negroes and the state legislature reinstated a pre-
emancipated code declaring that Negroes had no rights a white
man had to respect (Ayers, 1998).
The Jim Crow Movement was the single most influential factor
that led to the immobilization of the black population in
America from 1865-1950 (Painter, 1998). This movement was a
technique on the part of southern landowners, to get around the
assurance of rights for blacks. This movement contributed to the
invisibility of blacks in white society.
The reference page is not to be counted in the actual research
paper. References must be alphabetized and as follows:
Ayers, Edward L. (1998). An American Nightmare. New York
Times Book Review 05/03/98, vol. 147 Issue 51146, p.14
Gilmore, Glenda Elizabeth. (1996). Gender and Jim Crow:
Women and the Politics of White Supremacy in North Carolina,
1896-1920. North Carolina: University of North Carolina Press.
As noted above, references for journals and books are not the
same. Refer to materials in the library or bookstore for proper
usage.
***Students are encouraged and required to visit the writing
center, in the LRC for assistance and clarity. Students can
schedule an appointment with the writing center at
http://tnstate.mywconline.com Please do not wait or hesitate to
make an appointment. The center works on a first come basis.
Students who receive a failing grade because they fail to
include proper writing techniques, will not be allowed to do the
assignment over. No exceptions.
Bibliography
Bergeron, Paul. Paths of the Past. Knoxville, Tennessee: The
University of Tennessee Press. 1979.
Bond, Beverly. Memphis in Black and White. Charleston:
Arcadia Publishing. 2002.
Chattanooga African American Museum. Black America Series:
Chattanooga. Charleston: Arcadia Publishing. 2005.
Corlew, Robert. Tennessee: A Short History. Knoxville,
Tennessee: University of Tennessee. 2003.
Country Music Foundation. Night Train to Nashville. Music
City Rhythm and Blues, 1945-1970. Nashville: Country Music
Foundation Press. 2004.
Crabb, Alfred. Nashville: Personality of a City. The Bobbs-
Merrill Company, Inc. 1960.
Crutchfield, James. On This Day: a Brief History of Nashville
and Middle Tennessee. Franklin, Tennessee: Cool Springs Press.
1995.
Doyle, Don. Nashville Since the 1920s. Knoxville, Tennessee:
The University of Tennessee Press. 1985.
Doyle, Don. Nashville in the New South: 1880-1930. Knoxville,
Tennessee: The University of Tennessee Press. 1985.
Dykeman, Wilma. Tennessee: A History. Newport, Tennessee:
Wakestone Books. 1984
Egerton, John. Visions of Utopia. Nashoba, Rugby, Ruskin, and
the “New Communities” in Tennessee’s Past. Knoxville: The
University of Tennessee Press. 1977.
Ely, James. A History of the Tennessee Supreme Court.
Knoxville: The University of Tennessee Press. 2002.
Fleenor, E. Michael. Images of America. East Nashville.
Charleston: Arcadia Publishing. 1998.
Foster, Austin. Counties of Tennessee: A Reference of
Historical and Statistical Facts forEach of Tennessee’s
Counties. Johnson City, Tennessee: The Overmountain Press.
1998.
Foster, Dave. Tennessee. Territory to Statehood. Johnson City,
Tennessee: The Overmountain Press. 2002.
Freeman, Sarah Wilkerson and Bond, Beverly Greene.
Tennessee Women: Their Lives and Times-Volume I. Athens:
University of Georgia. 2009.
Hoobler, James. Nashville andthe Collection of Carl and
OttoGiers. Volume II. Charleston: Arcadia Publishing. 2000.
Hubbard, Rita Lorraine. African Americans of Chattanooga: A
History of Unsung Heroes. Charleston: The History Press. 2007.
Ivey, Jennie. Tennessee Tales the Textbooks Don’t Tell.
Johnson City: Overmountain Press. 2002.
Johnson, Charles W., Sr. The Spirit of a Place Called Meharry:
The Strength of Its Past to Shape the Future. Franklin,
Tennessee: Hillsboro Press. 2000.
Jones, James B. Every day in Tennessee History. Winston
Salem, North Carolina: John F. Blair Publisher. 1996.
Lamon, Lester. Blacks in Tennessee, 1791-1970. Knoxville,
Tennessee: University of Tennessee Press. 1981.
Long, Joanna. The Cost. Franklin, Tennessee: Hillsboro Press.
1996.
Lovett, Bobby. The African American History of Nashville,
Tennessee, 1780-1930. Fayetteville: The University of Arkansas
Press. 1999.
Lovett, Bobby. The CivilRights Movement in Tennessee: A
Narrative History. Knoxville: The University of Tennessee
Press. 2005.
Mansfield, Stephen and Grant, George. Faithful Volunteers: The
History of Religion in Tennessee. Nashville, Tennessee:
Cumberland House. 1997.
Norton, Herman. Religion in Tennessee, 1777-1945. Knoxville:
The University of Tennessee Press. 1981.
Satz, Ronald. Tennessee’s Indian Peoples. From White Contact
to Removal, 1540-1840. Knoxville: The University of
Tennessee Press. 1979.
Shapiro, Karen A. A New South Rebellion: The Battle Against
Convict Labor in The Tennessee Coalfields, 1871-1896. Chapel
Hill: University of North Carolina. 1998.
Smith, Jessie Carney and Wynn, Linda T. Freedom Facts and
Firsts: 400 years of the African American Civil Rights
Experience. Detroit: Visible Link Press. 2009.
Sullivan, Patricia. Lift Every Voice: The NAACP and the
Making of the Civil Rights Movement. New York: The New
Press. 2009.
Vile, John and Byrnes, Mark. Tennessee Government and
Politics. Democracy in the Volunteer State. Nashville:
Vanderbilt University Press. 1998.
West, Carroll Van. Tennessee History. The Land, the People,
and the Culture. Knoxville: The University of Tennessee Press.
1998.
West, Carroll Van. Trial and Triumph. Essays in Tennessee
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Solution
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Wynn, Linda. Journey to Our Past: A Guide to African
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Zimmerman, Mark. Guide to Civil War Nashville. Nashville:
Battle of Nashville Preservation Society.
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Data52WK HIP- EMarket
Value311915367163843532231294121812652424157348181529
28667888362217852032338636464399333526456421142044261
94150473444301916788015162734204177489153848141544521
21177
DescriptionInvestmentFile: Investment.xlsxColumn A:
Customer Number52-Week high stock priceColumn B: Pending
Home Sales IndexP-E RatioColumn C:Market value
DataYearGas PriceNatural GasElectricityS
PricesIndex19931.076.168.3215.55100.00%19941.086.418.3815
.87102.06%19951.166.068.415.62100.45%19961.276.348.3615.
97102.70%19971.246.948.4316.61106.82%19981.076.828.2616.
15103.86%19991.186.698.1616.03103.09%20001.527.768.2417.
52112.67%20011.469.638.6319.72126.82%20021.397.898.4317.
71113.89%20031.609.638.7219.95128.30%20041.9010.758.942
1.59138.84%20052.3112.709.4324.44157.17%20062.6213.7310.
3726.72171.83%20072.8413.0810.6426.56170.80%20083.3013.
8911.2528.44182.89%b. 82.89%c.76.10%
b. ((28.44 - 15.55)/15.55)*100 = 82.89%
c. ((28.44-16.15)/16.15)*100 = 76.10%
DescriptionPRICESFile:Prices.xlsxColumn A:yearColumn
B:$/gallonColumn C:$/thou. cubic feetColumn D:cents/kilowatt
hour
DataCustomerCustomer Waiting Time (Seconds)Time of Day
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DataBrandMoldelClassSports Car 1=YesSUV 1 = YesWagon
1= YesMinivan 1 = YesPickup 1 = YesAll- Wheel Drive
1 = YesRear Wheel Drive 1 = YesSuggested Retail
PriceDealer CostEngine Size (Liters)Cylinders (-1 =
Rotary)HorsepowerCity MPGHighway MPGWeightWheel
Base (inches)Length
(inches)WidthChevroletAveo4dr0000000$11,690$10,9651.6410
3283423709816766ChevroletAveoLS0000000$12,585$11,8021.
64103283423489815366ChevroletCavalier2dr0000000$14,610$
13,6972.241402637261710418369ChevroletCavalier4dr0000000
$14,810$13,8842.241402637267610418368ChevroletCavalierLS
0000000$16,385$15,3572.241402637261710418369DodgeNeon
SE0000000$13,670$12,849241322936258110517467DodgeNeon
SXT0000000$15,040$14,086241322936262610517467FordFocu
sZX30000000$13,270$12,482241302633261210316867FordFoc
usLX0000000$13,730$12,906241102736260610316867FordFoc
usSE0000000$15,460$14,496241302633260610316867FordFocu
sZX50000000$15,580$14,607241302633269110316867HondaCi
vicDX0000000$13,270$12,1751.741153238243210317567Hond
aCivicHX0000000$14,170$12,9961.741173644250010317567H
ondaCivicLX0000000$15,850$14,5311.74115323825131031756
8HyundaiAccent2dr0000000$10,539$10,1071.641032933225596
16766HyundaiAccentGL0000000$11,839$11,1161.64103293322
909616766HyundaiAccentGT0000000$11,939$11,2091.6410329
3323399616766HyundaiElantraGLS0000000$13,839$12,781241
382634263510317868HyundaiElantraGT0000000$15,389$14,20
7241382634263510317868HyundaiElantraGT0000000$15,389$1
4,207241382634269810317868KiaOptimaLX0000000$16,040$1
4,9102.441382330328110618672KiaRio4dr0000000$10,280$9,8
751.64104263324039516766KiaRio4dr0000000$11,155$10,705
1.64104253224589516766KiaSpectra4dr0000000$12,360$11,63
01.841242432266110117868KiaSpectraGS0000000$13,580$12,
8301.841242432268610117868KiaSpectraGSX0000000$14,630$
13,7901.841242432269710117868Mazda3i4dr0000000$15,500$
14,52524148**2696***MiniCooper0000000$16,999$15,4371.64
115283725249714367MitsubishiLancerES0000000$14,622$13,7
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15,71824120**279510218167NissanSentra1.80000000$12,740$
12,2051.841262835251310017867NissanSentra1.80000000$14,7
40$13,7471.841262835258110017867PontiacSunfire1SA000000
0$15,495$14,3752.241402433277110418268SaturnIon14dr0000
000$10,995$10,3192.241402635269210318567Saturnlon24dr00
00000$14,300$13,3932.241402635269210318567Saturnlon34dr
0000000$15,825$14,8112.241402635269210318567Saturnlon2q
uad0000000$14,850$13,9042.241402635275110318568Saturnlo
n3quad0000000$16,350$15,2992.241402635275110318568Scio
nxA4dr0000000$12,965$12,3401.54108323823409315467Suzuk
iAenoS0000000$12,884$12,7192.34155253126769817168Suzuk
iAerioLX0000000$14,500$14,3172.34155253126769817168Suz
ukiForenzaS0000000$12,269$12,116241192431270110217768S
uzukiForenzaEX0000000$15,568$15,3782411922302756102177
68ToyotaCorollaCE0000000$14,085$13,0651.841303240250210
217867ToyotaCorollaS0000000$15,030$13,6501.841303240252
410217867ToyotaCorollaLE0000000$15,295$13,8891.84130324
0252410217867ToyotaEcho2dr0000000$10,760$10,1441.54108
354320359316365ToyotaEcho2dr0000000$11,560$10,8961.541
08333920859316365ToyotaEcho4dr0000000$11,290$10,6421.5
4108354320559316365BuickCenturyCustom0000000$22,180$20
,3513.161752030335310919573ChevroletImpala4dr0000000$21,
900$20,0953.461802132346511120073ChevroletMalibu4dr0000
000$18,995$17,4342.241452434317410618870ChevroletMalibu
LS0000000$20,370$18,6393.562002230329710618870Chevrolet
MonteCarlo0000000$21,825$20,0263.461802132334011119873
ChryslerPTCruiser0000000$17,985$16,9192.4415022293101103
16967ChryslerPTCruiser0000000$22,000$20,5732.44150222931
0510316967ChryslerSebring4dr0000000$19,090$17,8052.44150
2230317310819171ChryslerSebringTouring0000000$21,840$20,
2842.762002128322210819171DodgeIntrepidSE0000000$22,03
5$20,5022.762002129346911320475DodgeStratusSXT0000000$
18,820$17,5122.441502128318210819171DodgeStratusSE00000
00$20,220$18,8212.441502128317510819171FordFocusSVT000
0000$19,135$17,878241702128275010316867FordTaurusLX00
00000$20,320$18,881361552027330610919873FordTaurusSES0
000000$22,735$20,857362011926331310919873HondaAccordL
X0000000$19,860$17,9242.441602634299410518871HondaAcc
ordEX0000000$22,260$20,0802.441602634304710518871Hond
aCivicEX0000000$17,750$16,2651.741273237260110317568Ho
ndaCivicSi0000000$19,490$17,849241602630278210116667Ho
ndaCivicHybrid0000000$20,140$18,4511.449346512732103175
68HondaInsight2dr0000000$19,110$17,91123736066185095155
67HyundaiSonataGLS0000000$19,339$17,5742.7617019273217
10618772HyundaiSonataLX0000000$20,339$18,3802.76170192
7321710618772KiaOptimaLX0000000$18,435$16,8502.761702
027327910618672Mazda3s4dr0000000$17,200$15,9222.34160*
*2762***Mazda6i4dr0000000$19,270$17,8172.3416024323042
10518770MercurySableGS0000000$21,595$19,84836155202733
0810920073MiniCooperS0000000$19,999$18,1371.6416325342
6789714467MitsubishiGalantES0000000$19,312$17,9572.4416
0**335110819172MitsubishiLancerOZ0000000$17,232$16,1962
4120**274410218167NissanAltimaS0000000$19,240$18,0302.5
41752126303911019270NissanSentraSE-
R0000000$17,640$16,4442.541652328276110017867Oldsmobil
eAleroGX0000000$18,825$17,6422.241402432294610718770Po
ntiacGrandAm0000000$22,450$20,5953.4617520293118107186
70PontiacGrandPrix0000000$22,395$20,5453.86200203034771
1119874PontiacSunfire1SC0000000$17,735$16,3692.24140243
3277110418268SaturnL300-
24dr0000000$21,410$19,801361822028319710719069SubaruIm
preza2.50000010$19,945$18,3992.54165222829659917469Suba
ruLegacyL0000010$20,445$18,7132.541652128328510418469S
uzukiVeronaLX0000000$17,262$17,0532.561552027338010618
872ToyotaCamryLE0000000$19,560$17,5582.44157243330861
0718971ToyotaCamryLE0000000$22,775$20,325362102129329
610718971ToyotaCamrySolara0000000$19,635$17,7222.441572
433317510719372ToyotaCamrySolara0000000$21,965$19,8193.
362252029341710719372ToyotaPrius4dr0000000$20,510$18,92
61.541105951289010617568VolkswagenGolfGLS0000000$18,7
15$17,47824115243128979916568VolkswagenGTI1.8T0000000
$19,825$18,1091.84180243129349916868VolkswagenJettaGLS
0000000$21,055$19,6381.94100384630039917268VolkswagenN
ewBeetle0000000$21,055$19,6381.84150243128209916168Acu
raRSXType0000000$23,820$21,761242002431277810117268Ac
uraTSX4dr0000000$26,990$24,6472.442002229323010518369A
udiA41.8T0000000$25,940$23,5081.841702231325210417970B
MW325i4dr0000001$28,495$26,1552.561842029321910717669
BuickLeSabreCustom0000000$26,470$24,2823.8620520293567
11220074BuickRegalLS0000000$24,895$22,8353.86200203034
6110919673BuickRegalGS0000000$28,345$26,0473.862401828
353610919673ChevroletImpalaLS0000000$25,000$22,9313.862
002030347611120073ChevroletImpalaSS0000000$27,995$25,67
23.862401828360611120073ChevroletMalibuLT0000000$23,49
5$21,5513.562002332331510618870ChevroletMonteCarlo00000
00$24,225$22,2223.862001828343411119873Chrysler300M4dr0
000000$29,865$27,7973.562501827358111319874ChryslerConc
ordeLX0000000$24,130$22,4522.762002129347911320874Chry
slerConcordeLXi0000000$26,860$24,9093.56232192735481132
0874ChrvslerPTCruiser0000000$25,955$24,1722.442202127321
710316967ChryslerSebringconvertible0000000$25,215$23,4512
.441502230335710619464DodgeIntrepidES0000000$24,885$23,
0583.562321827348711320475FordCrownVictoria0000001$24,3
45$22,8564.682241725405711521278FordCrownVictoria000000
1$27,370$25,1054.682241725405711521278HondaAccordLX00
00000$23,760$21,428362402130334910819072HondaAccordEX
0000000$26,960$24,304362402130329410518871HyundaiXG35
04dr0000000$24,589$22,0553.561941726365110819272Hyunda
iXG350L0000000$26,189$23,4863.561941726365110819272Inf
initiG354dr0000001$28,495$26,1573.562601826333611218769I
nfinitiG35Sport0000001$29,795$27,5363.562801826341611218
272JaguarX-
Type2.50000010$29,995$27,3552.561921826342810718470Kia
Amanti4dr0000000$26,000$23,7643.561951725*11019673Merc
edes-
BenzC230Sport0000001$26,060$24,2491.841892230325010717
868Mercedes-
BenzC320Sport0000001$28,370$26,4353.262151926343010717
868MercuryGrandMarquis0000001$24,695$23,2174.682241725
405211521278MercuryGrandMarquis0000001$29,595$27,1484.
682241725405211521278MercurySableLS0000000$23,895$21,9
18362011926331510920073MitsubishiDiamanteLS0000000$29,
282$27,2503.562051825354910719470MitsubishiGalantGTS000
0000$25,700$23,8833.862301826364910819172NissanAltimaSE
0000000$23,290$21,5803.562452126319711019270NissanMaxi
maSE0000000$27,490$25,1823.562652028347311119472Nissan
MaximaSL0000000$29,440$26,9663.562652028347611119472O
ldsmobileAleroGLS0000000$23,675$21,4853.461702029308510
718770PontiacGrandPrix0000000$24,295$22,2843.8620020303
48411119874SubaruLegacyGT0000010$25,645$23,3362.541652
128339510418469SubaruOutbackLimited0000010$27,145$24,68
72.541652027349510418469SubaruOutbackH60000010$29,345$
26,660362121926361010418469ToyotaAvalonXL0000000$26,5
60$23,693362102129341710719272ToyotaCamryXLE0000000$
25,920$23,125362102129336210718971ToyotaCamrySolara000
0000$26,510$23,9083.362252029343910719372VolkswagenJett
aGLI0000000$23,785$21,6862.86200213031799917268Volkswa
genNewBeetle0000000$23,215$21,68924115243030829916168
VolkswagenPassatGLS0000000$23,955$21,8981.841702231324
110618569VolvoS404dr0000000$25,135$23,7011.94170222927
6710117868AcuraTL4dr0000000$33,195$30,2993.26270202835
7510818672AudiA41.8Tconvertible0000000$35,940$32,5061.84
1702330363810518070AudiA430000000$31,840$28,846362202
028346210417970AudiA430000010$33,430$30,3663622017263
58310417970AudiA430000010$34,480$31,38836220182536271
0417970AudiA630000000$36,640$33,129362202027356110919
271AudiA630000010$39,640$35,992362201825388010919271B
MW325Ci2dr0000001$30,795$28,2452.56184202931971071776
9BMW325Ciconvertible0000001$37,995$34,8002.56184192735
6010717769BMW325xi4dr0000010$30,245$27,7452.561841927
346110717669BMW330i4dr0000001$35,495$32,525362252030
328510717669BMW330Ci2dr0000001$36,995$33,89036225203
0328510717669BMW330xi4dr0000010$37,245$34,1153622520
29348310717669BMW525i4dr0000001$39,995$36,6202.561841
928342811419173BuickLeSabreLimited0000000$32,245$29,566
3.862052029359111220074BuickParkAvenue0000000$35,545$3
2,2443.862052029377811420775CadillacCTSVVT0000001$30,8
35$28,5753.662551825369411319071Chrysler300MSpecial0000
000$33,295$30,8843.562551827365011319874ChryslerSebring
Limited0000000$30,950$28,6132.762002128344810619469Ford
CrownVictoria0000001$30,315$27,7564.6823917254057115212
78InfinitiG354dr0000010$32,445$29,7833.56260182636771121
8769InfinitiI354dr0000000$31,145$28,3203.5625519263306108
19470JaguarX-
Type30000010$33,995$30,995362271825351610718470LexusE
S3300000000$32,350$28,7553.362252029346010719171LexusI
S3000000001$31,045$27,404362151825325510517768LexusIS3
000000001$32,415$28,611362151824328510517768LincolnLS
V60000001$32,495$29,969362322026368111519473LincolnLS
V60000001$36,895$33,929362322026368111519473Mercedes-
BenzC2404dr0000001$32,280$30,0712.66168202533601071786
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BenzC2404dr0000010$33,480$31,1872.66168192533601071786
8Mercedes-
BenzC320Sport0000001$35,920$33,4563.262151926343010717
868Mercedes-
BenzC3204dr0000001$37,630$35,0463.26215202634501071786
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BenzC3204dr0000010$38,830$36,1623.262151927*10717868M
ercuryGrandMarquis0000001$30,895$28,3184.68224172540521
1521278MercuryMarauder4dr0000001$34,495$31,5584.6830217
23419511521278PontiacBonnevilleGXP0000000$35,995$32,997
4.68275**379011220374Saab3-
SepArc0000000$30,860$29,269242102028317510518369Saab3-
SepAero0000000$33,360$31,562242102028317510518369Saab5
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SepArc0000000$35,105$33,0112.342202129347010619071Saab
5-
SepAero0000000$39,465$37,7212.342502129347010619071Sub
aruOutbackH-
60000010$31,545$28,603362121926363010418469ToyotaAvalo
nXLS0000000$30,920$27,271362102129343910719272Volkswa
genPassatGLX0000000$33,180$30,5832.8619019263721106185
69VolkswagenPassatW80000000$39,235$36,0524827018253953
10618569VolvoS602.50000010$31,745$29,9162.552082027390
310718071VolvoS60T50000000$34,845$32,9022.352472028376
610718071VolvoS60R0000010$37,560$35,3822.5530018253571
10718171VolvoS802.90000000$37,730$35,5422.962082028357
611019072VolvoS802.5T0000010$37,885$35,6882.5519420273
69111019072Acura3.5RL0000000$43,755$39,0143.5622518243
88011519772Acura3.5RL0000000$46,100$41,1003.5622518243
89311519772AudiA430000000$42,490$38,32536220202738141
0518070AudiA430000010$44,240$40,075362201825401310518
070AudiA62.70000010$42,840$38,8402.7625018253836109192
71AudiA64.20000010$49,690$44,9364.28300172440241091937
1AudiA8L0000010$69,190$64,7404.283301724439912120475A
udiS4Quattro0000010$48,040$43,5564.28340142038251041797
0BMW330Ciconvertible0000001$44,295$40,5303622519283616
10717769BMW530i4dr0000001$44,995$41,1703622520303472
11419173BMW545iA4dr0000001$54,995$50,2704.4832518263
81411419173BMW745i4dr0000001$69,195$63,1904.483251826
437611819875BMW745Li4dr0000001$73,195$66,8304.4832518
26446412320475BuickParkAvenue0000000$40,720$36,9273.86
2401828390911420775CadillacDeville4dr0000000$45,445$41,6
504.682751826398411520774CadillacDevilleDTS0000000$50,5
95$46,3624.683001826404411520774CadillacSevilleSLS000000
0$47,955$43,8414.682751826399211220175InfinitiM454dr0000
001$42,845$38,7924.583401723385111019770InfinitiQ45Luxur
y0000001$52,545$47,5754.583401723397711320073JaguarS-
Type30000001$43,895$40,004362351826377711519272JaguarS
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Type4.20000001$49,995$45,5564.282941828387411519272Jagu
arS-
TypeR0000001$63,120$57,4994.283901724404611519272Jagua
rVandenPlas0000001$68,995$62,8464.282941828380311920073
JaguarXJ84dr0000001$59,995$54,6564.28294182838031192007
3JaguarXJR4dr0000001$74,995$68,3064.283901724394811920
073LexusGS3000000001$41,010$36,1963622018253649110189
71LexusGS4300000001$48,450$42,2324.3830018233715110189
71LexusLS4300000001$55,750$48,5834.3829018253990115197
72LincolnLSV80000001$40,095$36,8093.982801724376811519
473LincolnLSV80000001$43,495$39,8693.98280172437681151
9473LincolnTownCar0000001$41,815$38,4184.6823917254369
11821578LincolnTownCar0000001$44,925$41,2174.682391725
436911821578LincolnTownCar0000001$50,470$46,2084.68239
1725447412422178Mercedes-
BenzC32AMG0000001$52,120$48,5223.2634916213540107178
68Mercedes-
BenzCL5002dr0000001$94,820$88,32458302162440851141967
3Mercedes-
BenzCL6002dr0000001$128,420$119,6005.51249313194473114
19673Mercedes-
BenzCLK320coupe0000001$45,707$41,9663.262152026377010
718369Mercedes-
BenzCLK500coupe0000001$52,800$49,10458302172235851071
8369Mercedes-
BenzE3204dr0000001$48,170$44,8493.26221192736351121907
1Mercedes-
BenzE5004dr0000001$57,270$53,382583021620381511219071
Mercedes-
BenzS4304dr0000001$74,320$69,1684.38275182641601222037
3Mercedes-
BenzS5004dr0000010$86,970$80,939583021624439012220373
Saab3-
SepArc0000000$40,670$38,520242102129348010518269Saab3-
SepAero0000000$43,175$40,883242102130370010518269Volks
wagenPhaeton4dr0000000$65,000$59,9124.28335**5194118204
75VolkswagenPhaetonW120000000$75,000$69,130612420**53
9911820475VolvoC70LPT0000000$40,565$38,2032.451972128
345010518672VolvoC70HPT0000000$42,565$40,0832.3524220
26345010518672VolvoS80T60000000$45,210$42,5732.9626819
26365311019072AcuraNSXcoupe1000001$89,765$79,9783.262
901724315310017471AudiRS61000000$84,600$76,4174.284501
522402410919178AudiTT1.81000000$35,940$32,5121.8418020
2831319515973AudiTT1.81000010$37,390$33,8911.842252028
29219615973AudiTT3.21000010$40,590$36,7393.26250212933
519615973BMWM3coupe1000001$48,195$44,1703.2633316243
41510817770BMWM3convertible1000001$56,595$51,8153.263
331623378110817770BMWZ4convertible1000001$33,895$31,0
652.56184202829329816170BMWZ4convertible1000001$41,04
5$37,57536225212929989816170CadillacXLRconvertible10000
01$76,200$70,5464.683201725364710617872ChevroletCorvette
2dr1000001$44,535$39,0685.783501825324610518074Chevrole
tCorvetteconvertible1000001$51,535$45,1935.78350182532481
0518074ChryslerCrossfire2dr1000001$34,495$32,0333.2621517
2530609516070DodgeViperSRT-
101000001$81,795$74,4518.310500**34109917675FordMustan
g2dr1000001$18,345$16,9433.861932029329010118373FordMu
stangGT1000001$29,380$26,8754.682601725334710118373For
dThunderbirdDeluxe1000000$37,530$34,4833.98280172437801
0718672HondaS2000convertible1000001$33,260$29,9652.2424
0202528359516269HyundaiTiburonGT1000000$18,739$17,101
2.761721926302310017369JaguarXK8coupe1000001$69,995$63
,7564.282941826377910218771JaguarXK8convertible1000001$
74,995$68,3064.282941826398010218771JaguarXKRcoupe1000
001$81,995$74,6764.283901623386510218771JaguarXKRconve
rtible1000001$86,995$79,2264.283901623404210218771Lexus
SC4301000001$63,200$55,0634.383001823384010317872Mazd
aMX-
5Miata1000001$22,388$20,7011.84142232823878915666Mazda
MX-
5Miata1000001$25,193$23,2851.84142232823878915666Mazda
RX-84dr1000001$25,700$23,7941.3-
119718253053106174*MazdaRX-
84dr1000001$27,200$25,1791.3-
123818243029106174*Mercedes-
BenzSL500convertible1000001$90,520$84,32558302162340651
0117972Mercedes-
BenzSL55AMG1000001$121,770$113,3885.5849314214235101
17972Mercedes-
BenzSL600convertible1000001$126,670$117,8545.5124931319
442910117972Mercedes-
BenzSLK230convertible1000001$40,320$37,5482.34192212930
559515868Mercedes-
BenzSLK32AMG1000001$56,170$52,2893.26349172232209515
868MitsubishiEclipseGTS1000000$25,092$23,45636210212832
4110117769MitsubishiEclipseSpyder1000000$26,992$25,21836
2102128329610117769MitsubishiLancerEvolution1000000$29,5
62$27,466242711826326310317970Nissan350Zcoupe1000001$2
6,910$25,2033.562872026318810416972Nissan350ZEnthusiast1
000001$34,390$31,8453.562872026342810416972PontiacGTO2
dr1000001$33,500$30,7105.78340**372511019073Porsche911C
arrera1000001$79,165$69,2293.66315182631359317570Porsche
911Carrera1000010$84,165$72,2063.66315172432409317572Po
rsche911Targa1000001$76,765$67,1283.6631518263119931757
0Porsche911GT21000001$192,465$173,5603.664771724313193
17572PorscheBoxsterconvertible1000001$43,365$37,8862.7622
8202928119517070PorscheBoxsterS1000001$52,365$45,7663.2
6258182629119517070SubaruImprezaWRX1000010$25,045$23,
02224227202730859917469SubaruImprezaWRX1000010$31,54
5$29,1302.543001824326310017469ToyotaCelicaGT-
S1000000$22,570$20,3631.841802433250010217168ToyotaMR
2Spyder1000001$25,130$22,7871.84138263221959715367Cadil
lacEscaladet0100000$52,795$48,3775.382951418536711619979
CadillacSRXV80100000$46,995$43,5234.683201621430211619
573ChevroletSuburban15000100000$42,735$37,4225.38295141
8494713021979ChevroletTahoeLT0100010$41,465$36,2875.382
951418505011619779DodgeDurangoSLT0100010$32,235$29,47
24.782301521498711920176FordExcursion6.80100010$41,475$
36,4946.810310**719013722780FordExpedition4.60100000$34,
560$30,4684.682321519500011920679GMCEnvoyXUV0100000
$31,890$28,9224.262751519494512920875CMCYukon1500010
0000$35,725$31,3614.882851619504211619979GMCYukonXL0
100010$46,265$40,534683251317613313021979HummerH2010
0010$49,995$45,815683161012640012319081IsuzuAscenderS0
100010$31,849$29,9774.262751520496712920876LincolnNavig
atorLuxury0100010$52,775$46,3605.483001318596911920680
NissanPathfinderArmada0100000$33,840$30,8155.6830513195
01312320779ToyotaSequoiaSR51100010$35,695$31,8274.7824
01417527011820478AcuraMDX0000010$36,945$33,3373.56265
1723445110618977BMWX33.0i0100010$37,000$33,873362251
623402311018073BMWX54.4i1100010$52,195$47,7204.483251
622482411118474BuickRainier0000010$37,895$34,3574.26275
1521460011319375BuickRendezvousCX0100000$26,545$24,08
53.461851926402411218774ChevroletTrailBlazerLT0100000$3
0,295$27,4794.262751621442511319275FordExplorerXLT0100
010$29,670$26,983462101520446311419072HondaPilotLX0100
010$27,560$24,8433.562401722438710618877IsuzuRodeoS010
0000$20,449$19,2613.261931721383610617870JeepGrandCher
okee0100000$27,905$25,686461951621379010618172KiaSoren
toLX0100000$19,635$18,6303.561921619411210718073LandR
overRange0100010$72,250$65,8074.482821216537911319576L
exusGX4700100010$45,700$39,8384.782351519474011018874
LexusLX4700100010$64,800$56,4554.78235131755901121937
6LexusRX3300100010$39,195$34,5763.3623018244065107186
73LincolnAviatorUltimate1100000$42,915$39,4434.683021318
483411419376Mercedes-
BenzG5000100010$76,870$71,540582921314542311218671Mer
cedes-
BenzML5000100010$46,470$43,268582881417487411118372M
ercuryMountaineer0000000$29,995$27,31746210162143741141
9072MitsubishiEndeavorXLS0100010$30,492$28,3303.8621517
21413410919074MitsubishiMonteroXLS0100010$33,112$30,76
33.862151519471811019075NissanPathfinderSE1100000$27,33
9$25,9723.562401621387110618372PontiacAztekt0000000$21,
595$19,8103.461851926377910818274PorscheCayenneS110001
0$56,665$49,8654.583401418495011218876SaturnVUE0000010
$20,585$19,2382.241432126338110718172SuzukiXL-
7EX0100000$23,699$22,3072.761851822368211018770Toyota4
RunnerSR50100000$27,710$24,801462451821403511018974To
yotaHighlanderV60100010$27,930$24,9153.3623018243935107
18572ToyotaLandCruiser0100010$54,765$47,9864.7832513175
39011219376VolkswagenTouaregV60100010$35,515$32,2433.2
62201520508611218776VolvoXC90T61100010$41,250$38,8512
.962681520463811318975ChevroletTracker0000000$20,255$19,
1082.56165192228669816367FordEscapeXLS0100010$22,515$
20,907362011823334610317370HondaCR-
VLX0100010$19,860$18,4192.441602125325810317970Honda
ElementLX0100010$18,690$17,3342.441602124346810116772
HyundaiSantaFe0100000$21,589$20,2012.761732026354910317
773JeepLibertySport0100010$20,130$18,9732.44150202438261
0417472JeepWranglerSahara0100010$25,520$23,275461901619
35759315067LandRoverDiscovery0100010$39,250$35,7774.682
171216457610018574LandRoverFreelander0100010$25,995$23,
9692.561741821357710117571MazdaTributeDX0100010$21,08
7$19,742241302225309110317372MitsubishiOutlanderLS01000
00$18,892$17,5692.441602127324010317969NissanXterraXE01
00000$20,939$19,5123.361801720376010417870SuzukiVitaraL
X1100010$17,163$16,9492.56165192230209816367ToyotaRAV
40100010$20,290$18,5532.44161222731199816768AudiA63001
0010$40,840$37,060362201825403510919271AudiS4Avant001
0010$49,090$44,4464.283401521393610417970BMW325xiSpor
t1010010$32,845$30,1102.561841926359410717669ChevroletM
alibuMaxx0010000$22,225$20,3943.562002230345811218870C
hryslerPacifica0010001$31,230$28,7253.5625017234675116199
79FordFocusZTW0010000$17,475$16,375241302633270210317
867FordTaurusSE0010000$22,290$20,457361551926349710919
873InfinitiFX350010001$34,895$31,7563.562801622405611218
976InfinitiFX450010010$36,395$33,1214.583151519430911218
976KiaRioCinco1010000$11,905$11,4101.64104263324479516
766LexusIS3000010001$32,455$28,64736215182434101051776
8Mercedes-
BenzC2400010001$33,780$31,4662.661681925347010717968M
ercedes-
BenzE3200010001$50,670$47,1743.262211927396611219071M
ercedes-
BenzE5000010010$60,670$56,474583021624423011219071Mer
curySableGSLS010000$22,595$20,748361551926348810919873
MitsubishiLancerSportback0010000$17,495$16,2952.44160**3
02010218167NissanMuranoSL0010001$28,739$27,3003.562452
025380111118874PontiacVibe0010001$17,045$15,9731.841302
936270110217270Saab5-
SepAero0010000$40,845$38,3762.342501929362010619071Sat
urnL30020010000$23,560$21,7792.241402434310910719069Sc
ionxB0010000$14,165$13,4801.54108313524259815567Subaru
ForesterX0010010$21,445$19,6462.54165212830909917568Sub
aruOutback0010010$23,895$21,7732.541652128343010418769
SuzukiAerioSX0010010$16,497$16,2912.341552429293298167
68ToyotaMatrixXR0010000$16,695$15,1561.841302936267910
217170VolkswagenJettaGL0010000$19,005$17,4272411524303
0349917468VolkswagenPassatGLS0010000$24,955$22,8011.84
1702231333810618469VolkswagenPassatW80010000$40,235$3
6,956482701825406710618469VolvoV400010000$26,135$24,64
11.941702229282210118068VolvoXC700010010$35,145$33,11
22.552082027382310918673ChevroletAstro0001010$26,395$23
,9544.361901417460511119078ChevroletVentureLS0001000$27
,020$24,5183.461851926369911218772ChryslerTownand00010
00$27,490$25,3713.361801926406811920179ChryslerTownand
0001000$38,380$35,0633.862151825433111920179DodgeCarav
anSE0001000$21,795$20,5082.441502026386211318979Dodge
GrandCaravan0001010$32,660$29,8123.8621518254440119201
79FordFreestarSE0001000$26,930$24,4983.9619317234275121
20177GMCSafariSLE0001001$25,640$23,2154.3619016204309
11119078HondaOdysseyLX0001000$24,950$22,4983.56240182
5431011820176HondaOdysseyEX0001000$27,450$24,7443.562
401825436511820176KiaSedonaLX0001000$20,615$19,4003.56
1951622480211519475MazdaMPVES0001000$28,750$26,60036
2001825381211218872MercuryMontereyLuxury0001000$33,99
5$30,8464.262011623434012120277NissanQuestS0001000$24,7
80$22,9583.562401926401212420478NissanQuestSE0001000$3
2,780$30,0193.562401825417512420478OldsmobileSilhouetteG
L0001000$28,790$26,1203.461851926394812020172PontiacMo
ntana0001000$23,845$21,6443.461851926380311218772Pontia
cMontanaEWB0001010$31,370$28,4543.4618518244431121201
72ToyotaSiennaCE0001000$23,495$21,1983.362301927412011
920077ToyotaSiennaXLE0001000$28,800$25,6903.3623019274
16511920077CadillacEscaladeEXT0000110$52,975$48,5416834
513175879130**ChevroletAvalanche15000000110$36,100$31,6
895.3829514185678130**ChevroletColoradoZ850000110$18,76
0$17,0702.8417518233623111**ChevroletSilverado1500000010
1$20,310$18,4804.3620015214142119**ChevroletSilveradoSS0
000110$40,340$35,3996830013174804144**ChevroletSSR0000
101$41,995$39,3065.3830016194760116**DodgeDakotaRegula
r0000101$17,630$16,2643.7621016223714112**DodgeDakotaC
lub0000101$20,300$18,6703.7621016223829131**DodgeRam1
5000000101$20,215$18,0763.7621516214542121**FordF-
150Regular0000101$22,010$19,4904.6823115194788126**Ford
F-
150Supercab0000110$33,540$29,4055.4830014185464133**For
dRanger2.30000101$14,385$13,7172.3414324293028111**GM
CCanyonZ850000101$16,530$14,8772.8417519243351111**G
MCSierraExtended0000101$25,717$22,6044.882851720454814
4**GMCSierraHD0000110$29,322$25,75968300**5440133**G
MCSonomaCrew0000110$25,395$23,0434.3619015194083123*
*MazdaB2300SX0000101$14,840$14,0702.3414324292960112*
*MazdaB4000SE0000110$22,350$20,4824620715193571126**
NissanFrontierKing0000110$19,479$18,2533.361801720393211
6**NissanTitanKing0000110$26,650$24,9265.68305141852871
40**SubaruBaja0000110$24,520$22,3042.5416521283485104**
ToyotaTacoma0000101$12,800$11,8792.4414222272750103**T
oyotaTundraRegular0000101$16,495$14,9783.46190162039251
28**ToyotaTundraAccess0000110$25,935$23,5203.4619014174
435128**
DataShopperStore 1Store 2Store
31$113.45$120.74$116.762$76.59$82.08$79.813$67.33$73.62$
70.174$124.56$130.31$127.315$67.90$69.27$70.846$134.56$1
38.56$137.847$89.00$98.38$92.258$45.53$52.21$48.639$109.4
5$117.98$112.1710$33.45$37.98$36.3811$178.36$180.57$181.
3312$27.80$38.60$30.6513$62.08$69.52$64.9714$25.79$31.13
$28.9515$88.90$96.44$91.9216$47.90$49.33$50.8017$111.57$
121.93$114.4418$102.22$102.54$105.5619$88.90$93.65$92.11
20$92.33$108.63$95.42
DescriptionTest for grocery prices at three chain storesFile:
Grocery.xlsxColumn A: Shopper (each shopper has a different
list of groceries to purchase)Column B: Cost of groceries on
shopper's list at Store 1Column C: Cost of groceries on
shopper's list at Store 2Column D: Cost of groceries on
shopper's list at Store 3
DATANameRevenuesProfitsEmployeesCITICORP34697359193
700CHASE MANHATTAN
CORP.30381370869033BANKAMERICA
CORP.23585321077000NATIONSBANK
CORP.21734307780360J.P.MORGAN &
CO.17701146516943FIRST UNION
CORP.14329189643933BANC ONE
CORP.13219130656600BANKERS TRUST N.Y.
CORP.1217686618286FIRST CHICAGO NBD
CORP.10098152533962NORWEST
CORP.9660135155729WELLS FARGO &
CO.9608115533100FLEET FINANCIAL
GROUP8095130332317U.S. BANCORP690983925858PNC
BANK6859105224814BANKBOSTON
CORP.672787921500KEYCORP656891924595BANK OF NEW
YORK CO.5697110416494WACHOVIA
CORP.527059321652NATIONAL CITY
CORP.515280729841MELLON BANK
CORP.513477127500SUNTRUST
BANKS458566721227MBNA452462317398CORESTATES
FINAN. CORP.437981318847BARNETT
BANKS410225521487REPUBLIC NEW YORK
CORP.37384495900STATE ST.
CORP.342838014199COMERICA317553011000BB&T
CORP.25983609803SOUTHTRUST
CORP.250330710311SUMMIT
BANCORP23673718566HUNTINGTON
BANCSHARES23242939485NORTHERN TRUST
CORP.22673097553MERCANTILE
BANCORP.22572059510FIRST OF AMER. BANK
CORP.207831510622CRESTAR FINANCIAL
CORP.19973108215FIFTH THIRD
BANCORP19244016787REGIONS
FINANCIAL19123009227FIRSTAR
CORP.18932957755UNION PLANTERS
CORP.17782097711MARSHALL & ILSLEY
CORP.174324510227POPULAR17392108854AMSOUTH
BANCORP.16442266400FIRST TENN. NATL.
CORP.16091978207FIRST SECURITY
CORP.15032067673OLD KENT FINANCIAL
CORP.13061806328FIRST EMPIRE STATE
CORP.12581764781PACIFIC CENTURY
FINANCIAL12501395114PROVIDIAN
FINANCIAL12171913884SYNOVUS FINANCIAL
CORP.12151657496COMPASS
BANCSHARES11311565060FIRST NATL. OF
NEBRASKA1047755200
DESCRIPTION
Source: Fortune 1 Thousand Ranked Within Industries
FORTUNE, April 27, 1998, pp. F-46 to F-47.
Revenues are in $ million.
Profits are in $ million.
Employees are the number of employees.
Data%FatAgeWeightHeightChestAbdomenHipThigh12.623154.2
567.7593.185.294.559.06.922173.2572.2593.683.098.758.724.6
22154.0066.2595.887.999.259.610.926184.7572.25101.886.410
1.260.127.824184.2571.2597.3100.0101.963.220.624210.2574.7
5104.594.4107.866.019.026181.0069.75105.190.7100.358.412.8
25176.0072.5099.688.597.160.05.125191.0074.00100.982.599.9
62.912.023198.2573.5099.688.6104.163.17.526186.2574.50101.
583.698.259.78.527216.0076.00103.690.9107.766.220.532180.5
069.50102.091.6103.963.420.830205.2571.25104.1101.8108.66
6.021.735187.7569.50101.396.4100.169.020.535162.7566.0099.
192.899.263.128.134195.7571.00101.996.4105.264.822.432209.
2571.00107.697.5107.066.916.128183.7567.75106.889.6102.46
4.216.533211.7573.50106.2100.5109.065.819.028179.0068.001
03.395.9104.963.515.328200.5069.75111.498.8104.863.415.731
140.2568.2586.076.494.657.417.632148.7570.0086.780.093.454
.914.228151.2567.7590.276.395.858.44.627159.2571.5089.679.
796.555.08.534131.5067.5088.674.685.351.722.431148.0067.50
97.488.794.757.54.727133.2564.7593.573.988.550.19.429160.7
569.0097.483.598.758.912.332182.0073.75100.588.799.857.56.
529160.2571.2593.584.5100.658.513.427168.0071.2593.079.19
4.557.320.941218.5071.00111.7100.5108.367.131.141247.2573.
50117.0115.6116.171.238.249191.7565.00118.5113.1113.861.9
23.640202.2570.00106.5100.9106.263.527.550196.7568.25105.
698.8104.866.033.846363.1572.25136.2148.1147.787.331.3502
03.0067.00114.8108.1102.561.333.145262.7568.75128.3126.21
25.672.531.744205.0029.50106.0104.3115.570.630.448217.007
0.00113.3111.2114.167.730.841212.0071.50106.6104.3106.065.
08.439125.2568.0085.176.088.250.014.143164.2573.2596.681.5
97.258.411.240133.5067.5088.273.788.553.36.439148.5071.258
9.879.592.752.713.445135.7568.5092.383.490.452.05.047127.5
066.7583.470.487.250.6
DescriptionBODYFATFile: Bodyfat.xlsxColumn A: % Body
FatColumn B: Age (yrs)Column C:Weight (lbs)Column
D:Height (inches)Column E:Chest circumference (cm)Column
F:Abdomen circumference (cm)Column G:Hip circumference
(cm)Column H:Thigh circumference (cm)
Demography
The scientific study of population.
U.S. Census Bureau
Decennial Census collected every 10 years since 1790.
Worlds largest data set.
Determines the number of congressional representatives and
allocation of federal funds.
Census Form
American Community Survey (ACS) sample that supplements
the census with ongoing data gathering on additional topics
(housing, education, occupation, etc.).
Center for Disease Control (CDC)
Data on diseases, life expectancy, drug use, obesity, behaviors,
etc.
Records vital stats (births, deaths, marriages & divorces)
Pew Research Organization
Various surveys on such topics as immigration, personal
finance, political affiliation, and attitudes.
Demography
Census: Topics, Population, Data, More Population Data
CDC: Diseases and Conditions, Data Statistics, Vital Stats
2
Demography
Issues with Census Data:
Self enumerations may undercount specific groups
Privacy issues, mistrust of government, and/or inability to
locate may limit participation by minorities, inner city
residents, homeless, and transients.
Reduces political representation and funding.
Prisoners count as residents of the prison
Prisoners are disproportionally adult minority males, skewing
geographical demographics.
May add to political representation and funding in location of
prison.
Inter-census year data are estimates only
Population changes are based on county birth and death data.
County housing records are then used to allocate the population
growth to individual cities within each county.
Creates large gaps between decennial headcounts relative to the
prior year.
Demography
Issues with Census Data:
Privacy
Data is adjusted to preserve anonymity without sacrificing
demographic patterns.
Identities of respondents are removed.
Income values are rounded off.
Outliers are averaged together.
Characteristics of respondents are swapped.
Researching Undocumented Immigrants
Lowest estimates come from surveys since many are hesitant to
reveal their undocumented status out of fear of deportation.
Medium estimates come from a residual approach that involves
subtracting legal immigrants from the entire foreign-born
population in the U.S.
Highest estimates come from Border Patrol extrapolations
measuring arrests at the border; however, these are biased since
the same individual may be arrested multiple times.
Accurate counts are critical!
Undocumented residents count for congressional apportionment
Allows for better cost/benefit analysis of migrants and policy
prescriptions.
Demography
Researching Race and Ethnicity
Non-scientific conflations of biological, national origins, and/or
linguistic traits.
Census provides multiple categories of race but no “multi-
racial” category.
Who is “Black” or “African American”
NAACP estimated that despite 70% of Blacks being multi-
racial, only 3% checked more than one box.
CDC’s Vital Statistics definition historically assigned the race
of the non-white parent to the child; since 1989 they have used
the mother’s race (led to an increase in black infant mortality
rates).
Race at death often involves a visual inspection of the body by
a mortician or physician.
Who is “Asian”
Typically identified by country of origin.
Write-in surveys are especially problematic for uneducated
groups, causing an undercount.
Who is “Hispanic”
Broader definition using cultural characteristics; has led to
increased political power.
Acquired an entirely separate question on Census form.
Who is “Arab” or “Middle Eastern”
No separate category in census.
Summary
Imbalances in political representation and funding for certain
groups.
Death rates often use mortician/physician evaluation of race in
numerator but census evaluation in denominator.
Inconsistent results, lack of clear definition cause people to
often choose different categories at different times in their
lives.
Demography
Researching LGBT Community
1948 Kinsey study contended 10% of the population is
homosexual.
Sample bias: males studied were incarcerated and included
prostitutes and sex offenders.
1992 national opinion poll showed 2.8% (identify as gay), 6%
(attracted to same sex), and 9% (had at least on homosexual
experience since puberty).
Self-selection bias: volunteers may not have been representative
of all consumers.
1993 Yankelovich Consumer Survey found 5.7% of respondents
were gay.
Self-selection bias: volunteers may not have been representative
of all consumers.
2011 Researcher Gary Gates averaged four national and two
state surveys conducted after 2000 and concluded about 3.5%
self identify as Lesbian, Gay, or Bisexual.
Sample bias: one of the surveys was in California (highest gay
population in the U.S.)
Summary
Sample and self-selection biases limit the credibility of many
studies.
Surveys conducted in specific geographies may not be
representative of the larger population.
Personal nature implies survey method (online, phone, mail,
personal interview) may yield inconsistent results.
Phrasing: different interpretations of “Transgender”, “Bi”,
“Homosexual”, “Gay”.
Sexual behavior may differ from sexual orientation and gender
identity.
Demography
Researching Households
Census identifies “Household” by the housing unit, not the
relationship of inhabitants.
“Family” vs. “Non-Family” households: family is two people or
more people related by birth, marriage, or adoption and residing
together.
Recent rulings on gay marriage suggest Household composition
may shift from “Non-family” to “Family”.
Many research projects analyze “family households”, omitting
young affluent, single, and/or cohabiting individuals.
May bias income, housing, education, employment, and other
key statistics.
Demography
Researching Marriage and Divorce
Divorce & Marriage
Since the 1980s divorces per 1000 people have fallen.
Stat controls for population changes but not the number of
marriages.
Over same time frame number of marriages has fallen too.
Is the lower number of divorces because of lower marriages
failing or just less marriages?
Longitudinal studies estimate the marriage survival rate
For marriages occurring in the 1970s the 25-year rate was 48%
(typical media point that half of marriages fail)
From 2006-2010 the survival rate for first marriages was:
10 year: 68% for women and 78% for men.
20 year: 52% women and 56% men.
Details Matter
Divorce rates are much lower for those that marry older relative
to those that marry young.
Cohabitation vs. Marriage
Decline in married households is partly due to a substitution
toward long-term cohabitation.
In 2002 >20% of cohabitating couples had lived together for >5
years, suggesting a long-term arrangement.
8
Housing
Housing
Sources
US Census
American Housing Survey
Compiles data on housing size and quality, neighborhood
characteristics, home financing, and recently moved households.
Conducted biennially in odd-numbered years.
Building Permits Survey
Provides data on housing permits, starts, and completions.
Bureau of Labor Statistics (BLS) Shelter Index
Consumer Price Index (CPI) subcategory of shelter costs.
Conducted monthly
National Association of Realtors
Provides data on existing pending home sales, actual sales,
price data to the county level, and housing affordability
indexes.
Conducted monthly
The Housing Bubble
Shiller Index revealed high price volatility
240% ↑ from 1997-2006 and 120% ↓ from 2006-2009
Federal Housing Finance Administration was much less volatile
Explanation: Shiller was a more comprehensive measurement
and included sub-prime financed units.
Housing data often too broad in scope
Most data is at the metropolitan area or larger.
Limited neighborhood, city, and county analysis.
California and San Diego Association of Realtors provide more
geographically specific prices.
Predicting the housing bubble was challenging
Housing prices change due to fundamental and speculative
factors
Fundamentals (less volatile): income, rental value, inflation,
vacancies, demographics, etc.
Speculative (highly volatile): buy low and sell high for a quick
profit.
Some researchers confused fundamental and speculative forces
and failed to accurately predict the bubble.
Housing
Both metrics only represent price data collected from sold
homes, inadequately reflecting the value of homes that are not
sold: particularly important for distressed sales.
FHFA does provide data on appraisals for refinancing but this
may overestimate values since the only homes that are likely
refinanced are the ones that have sustained their value.
3
Homeownership Rates
Rates increased to an all time high of 69% in 2004 and racial
gaps had shrunk significantly.
Formula: (owner-occupied households) ÷ (owner & renter
occupied households)
Rates can increase due to:
Renters becoming owners
Renters consolidate (move back home, take in roommates, etc.).
Important: When the numerator and denominator are
simultaneously changing, quick conclusions should not be
made.
Mortgage Interest Deduction
Largest federal subsidy for owner-occupied housing
Touted as a “middle class tax break”
Contention: middle class may be more likely to buy homes,
itemize taxes, and in a higher tax bracket receiving a greater
benefit (up to $750,000 debt cap)
Data: suggests otherwise, benefit may go primarily to higher
income households.
See data in text.
Housing
4
Quality of Housing
Changes in housing prices may reflect quality changes.
Shiller and FHFA control for many price influential variables
by looking at the same home over time (lot size, square footage,
neighborhood, schools, etc.) making adjustments upon each new
sale.
Downward skew in prices during housing bust due to greater
short-sales and foreclosures.
Units failed to represent the typical home (Sample Bias)
Geographical Units
Important for detailed geographic issues and data consistency
across time.
“City”, “County”, “Rural Area” are often subjective and
arbitrary.
Census defines
“Urban” as any incorporated place with more that 50,000
residents and “Built Up” characteristics.
Census Blocks (11.5 million in U.S)
Census Tracts (65,000 in U.S.)
Metropolitan Statistical Area:
Determined by the Office of Management and Budget (OMB)
based on economically and socially linked geographies.
389 in the U.S as of 2018.
Housing
Best Places to Live
Different studies use different variables (climate, crime,
housing, culture, education, income, wealth, public
transportation, etc.)
Different studies use different weights despite using same
variables.
Hedonic Pricing: analyzing price differences to impute a value
for a qualitative variable.
How much more would the same house sell for in San Diego vs.
El Centro.
Challenge is to determine which factors are causing the price
differences (climate, crime, etc..)
Affordability
Qualifying Income
Proportion able to afford a median priced home.
Housing
Homeless
Estimates suggest anywhere from 500,000 to 3 million homeless
in the U.S.
Lower estimates: point-in-time head counts.
Records people in shelters, transitional housing, and on the
street.
HUD reports 553,742 (0.17% of population) homeless people on
one night in Jan. 2017
Fails to consider length of homelessness.
Overestimates chronic homelessness since some individuals are
only temporarily homeless.
Underestimates the number of people that have been homeless
at some time in their life.
Larger estimates: one year estimates.
HUD reports 1.56 million people spent at least one night in a
shelter from 2009-2010
Underestimate; does not include those on the streets.
Highest estimates: extrapolation
Point-in-time estimates ÷ population in poverty
National Law Center on Homelessness and Poverty and the
Urban Institute generate a range of 2.5-3.5 million based on
their January 2015 report.
Fails to consider that the proportion of those in poverty that are
homeless may change over time.
Housing
Racial Discrimination
1975 Home Mortgage Disclosure Act (HMDA) required banks
disclose lending practices in census tracts.
Early data suggested “Redlining” but did not control for other
pertinent characteristics (e.g. wealth, income, FICO).
In 1990 the Boston FED controlled for other factors and found
race remained a factor.
FED Report has been contested:
Omitted variables; however, they controlled for over 60.
Similar default rates in minority and non-minority
neighborhoods.
If standard is higher for minorities than default rates should be
lower those neighborhoods.
More recent studies have demonstrated that applicants identical
in all respects except race receive less information and are
quoted higher rates if Hispanic or Black.
Discrimination may not carry through to application denial.
Housing
Segregation
Typically measured by census track demographic data,
obscuring neighborhood segregation.
Dissimilarity Index
The proportion of a group that would need to move in order to
achieve perfect integration.
1970 to 2010 index suggests decreased dissimilarity (less
segregation).
May be due to movements of Asians and Hispanics rather that
Blacks.
Housing
Data Analysis Project 1
For this project each student will learn and demonstrate
competency in researching economics; that is, creatively
designing a research question, locating pertinent and credible
data to support an answer, and presenting results in a
professional and articulate manner. The skill set practiced in
this project is highly valued in business and government
occupations. Follow these steps to complete the project:
1. Using the data covered in the Demography and Housing
slides, generate five research questions to study (e.g. “Have
home prices in the U.S. increased since 2010?”, “What is the
racial composition of U.S. males?”). You are to create two
research questions from Demography, two from Housing, and
one from either category. You are to use at least 3 different data
sources (e.g. census, CDC, NAR, etc.) in the overall project.
2. Excel File: For each research question create an Excel sheet
with your data set and one graph. You are to use each of the
following graphs once in the overall project:
· Bar chart(horizontal or vertical)
· Pie chart
· Histogram
· Frequency table,
· Scatterplot (lined or unlined).
3. PowerPoint Presentation: For each question, create a
PowerPoint slide containing one graph, up to three bullet points
(optional), and hyperlinks to your data source website (make
sure the links work and ). The PowerPoint should also contain
an introduction slide (e.g. name, project #, and class).
4. Submission: Upload the Excel and PowerPoint file into the
link provided in Blackboard by the due date (no e-mailed
copies).
5. Grading: Project grade is weighted 50/50 for
Excel/PowerPoint; however, both must be submitted to receive a
score. Excel graphs must be derived from the data input in
Excel. The PowerPoint is graded subjectively as a presentation
to your fellow classmates so cosmetics, spelling, character size,
color, creativity all matter.
6. Academic Integrity: Do not copy graphs from websites nor
replicate another student’s work.

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