1. CURRICULUM VITAE
Johan Breedt
083 327 1599
1. PERSONAL DETAILS
SURNAME / FIRST NAMES Breedt, Johan Petrus
I D NUMBER / GENDER 591123 5106 088 / Male
MARITAL STATUS Married
HOME ADDRESS 51 Rietfontein Street GLEN
MARAIS KEMPTON PARK,
1619
PREVIOUS WORK ADDRESS The Motor Lab Group, working from East
Rand Motor Lab (PTY) Ltd Centric Business
Park
Cnr Romeo Road & North Rand Road
Boksburg.
HOME LANGUAGE / OTHER Afrikaans / English (speak, read & write)
NATIONALITY South African
CRIMINAL OFFENCES None
HEALTH Good
I am a family man, enjoy gardening (keeps me “close to the ground”) and working in and around the house,
dedicated to my job and take pride in my work. I appreciate the small things in life, keep work things at work when I
go home, don’t appreciate being embarrassed in front of others and will do the best I can to make a success of
what I do.
I am currently unemployed from 12 January 2017.
2. ACADEMIC QUALIFICATIONS/COURSES ATTENDED
2.1. ACADEMIC QUALIFICATION
 Diploma in Advanced Banking (UOJ – October 2001)
 Certificate in Compliance Management (UOJ – September 2003)
 Program in Board Governance (Cum laude – UOJ 2005)
 Certificate in Money Laundering Control (UOJ – November 2008)
 CISA (Compliance Institute of SA) accredited compliance officer
2.2. COURSES MANAGEMENT
 Management Education Program Phase 1 & 2
 Strategic Management
 Performance Management workshop
 Management Development Program Phase 1 to 3
 Interaction Management
 Performance Management Appraiser Phase 1 & 2
CREDIT
 Advance Instalment Finance Module 1
 Consumer Credit Evaluation

2.  Understanding Financial Statements
 Basic Balance Sheet
 Principals Of Lending
 Securities workshop
 Credit Package workshop
INSTALMENT FINANCE
 About Instalment Finance
 Hewlett Packard 10B & 12C courses
 Credit Automated Approval workshop
 Structured Payments workshop
OTHER
 Self Development
 Interpersonal Communication Skills for Managers
 Time Management
 Debtors system 4 - Principals & Practices
 Consultative Selling Skills
 VAT workshop
 Communication Skills
 Career Development workshop
 Salesmanship & Selling Skills Phase 1
 Business Writing skills
3. EMPLOYMENT HISTORY
3.1. MOST RECENT EMPLOYMENT
3.1.1 The Motor Lab Group (Main shareholder is VUWA
Investments)(Panelbeating
/ motor industry) (06 SEPTRMBER 2011 to 11 JANUARY 2017)
PRESENT POSITION Head of Group : HR & Management information reporting to the CEO - (Four businesses
units and approximately 200 staff)
 Management information reporting and the accuracy thereof
Implementation/enhancing Policies & Procedures
 Assist in developing and implementing processes and procedures
throughout the Group
 Full spectrum of staff matters including payroll & benefits.
 Statutory reporting to Labour Department (EE, Skills, OID, etc)
 SARS returns & payment of PAYE & VAT
 Workmans Comp. & RMA returns & payment
 Oversee implementation of OHSA in the group
 Oversee supplier approval and relationships such as Mc Carthy parts
purchases to the value of approximately R2.5m
 Member of the executive committee
ACHIEVEMENTS  I developed the entire management reporting framework currently in
place, started from scratch(monthly & weekly reporting)
 Contributions to develop Corporate Governance framework including
duties & responsibilities, departed from a zero platform
 Currently developing policies and procedures
 Made improvements to the way the payroll is handled including the setup
and capture of information relating to EE reporting
 Implemented & rolled out E-toll for the fleet of courtesy cars in the
Group.

3. REASON FOR LEAVING Retrenched as the Motor Lab Group was disbanded as a result there was no further
need for a Group Human Resources function.
3.2.PREVIOUS EMPLOYMENT
3.2.1 Pick n Pay Olivedale (01October 2010 to 22 July 2011)
POSITION HELD Director & Shareholder (Administration, Finance and HR)
 Human Resources function - 70 staff
 Administration & Finance function (excluding purchases and
marketing)
REASON FOR LEAVING I took the opportunity to buy 20% shareholding (R1.3m) of the Pick n Pay Olivedale
franchise. A few months later the Pick n Pay was closed down.
3.2.2 Imperial Bank Ltd (inclusive of several subsidiaries including MFC) – 24
Achter Road Paulshoff Sandton (Asset based Finance
institution)(01/08/1996 to 30/09/2010)
POSITIONS HELD
1. Manager Bonds & Client Services (01/08/96-31/05/98)
2. Administration Manager : Commercial Finance Administration
(01/06/98-31/12/98)
3. Asst. General Manager : Commercial Finance Administration
(01/01/99 to 31/12/00)
4. Asst. General Manager : Financial Reporting (01/01/01 to 28/02/02)
5. Chief Compliance Officer of the bank (General Manager)(01/03/02 to
30/09/2010).
ACCOUNTABILITIES IN PAST (POINTS 1 TO 3 ABOVE) INCLUDED
 Human Resources (Divisional level)
 New Business Admin (excludes approval process)
- Bonds (Residential, Commercial, Building loans)
- Aircraft finance
- Equipment/practice finance
- Personal Loans & vehicle finance
- Shareblock finance/Business loans
- Management of Structured Finance Deals
 Risk management
 Implementation/enhancing Policies & Procedures
 Safe custody, control and upliftment of all securities
 Compile and manage capital & expenditure budgets
 Monitor and scrutinise daily reports
 Debtors & Creditors (Divisional level)
 Managing customer queries / service
 Scrutiny & Control of
- Outstanding securities
- Client record/account maintenance
- Drawing up of all documentation & securities
- Settlements and uplifting of securities
- Insurance/Assurance (new business & annual reviews)
- Revenue stamp control
- Registration & cancellation of cessions & liens
 Managing & developing subordinates
- Coaching
- Nomination for official courses
- Performance appraisals
- Feedback on performance / development

4. ACCOUNTABILITIES RELATING TO POINT 4 ABOVE INCLUDED:
 Statutory reporting to SARB
 People management
 Management information and the accuracy thereof
 Assist in developing and implementing processes and procedures
throughout the bank.
 Liason with SARB and senior management of the bank
ACCOUNTABILITIES PRESENTLY (POINT 5 ABOVE) INCLUDES (Appointment as per
Section 60A and Regulation 49 of the Banks Act)
 COMPLIANCE WITH APPLICABLE STATUTORY, REGULATORY ANDSUPERVISORY
REQUIREMENTS
- Provide assistance to line management in discharging their responsibility
to comply with applicable statutory, regulatory and supervisory
requirements.
- Responsible for monitoring, on an ongoing basis, compliance with laws
and regulations or supervisory requirements by the Bank.
- Establish prompt mechanisms for reporting and resolution of non-
compliance with laws and regulations or supervisory requirements.
- Setting of compliance standards and ensuring adherence within the
Bank.
- Timeouse reporting of instances of non-compliance to the Chief Executive
Officer, Board of Directors, Directors Affairs Committee and Nedbank Group
Compliance division.
- Compile and maintain an effective compliance manual, which
addresses all material risks to which the bank is exposed.
- Promote a co-operative relationship with supervisors and other
stakeholders.
 EFFECTIVE RISK MANAGEMENT
- Responsible for establishing a compliance culture that contributes to the
overall objective of prudent risk management by the Bank.
 STRATEGIC DIRECTION, LEADERSHIP AND ALIGNMENT
- Ensure that the division's goals are aligned with those of Imperial
Bank
- Demonstrate a thorough understanding of how functions interface in order to
support other divisions efforts and minimise the exposure to risk.
- Ensure that procedures pertaining to risk are adhered to.
 POLICY CUSTODIAN OF THE BANK
- Manage approval and publishing of all policies
ACHIEVEMENTS
 Written commendation from CEO in establishing the compliance function in the
bank
 Mention in Board meeting and Audit Committee meeting for excellent work
done in compliance during 2002
 Recipient of the Chairman’s award in 1997 (All paid expenses trip to Mauritius)
 Enormous contributions made in respect of development and
enhancement of our systems
 Developed & implement Floorplan Finance successfully
 Developed & implemented Policies/Procedures and workflows
 Excellent FICA audit from SARB in 2006

5. COMMITTEES, FORUMS & MEMBERSHIPS
 Internal
- Board Meetings (invitee)
- Directors Affairs Committee, Board Risk & Capital Management Committee & Audit
Committee (invitee)
- Bank EXCO (invitee)
- Property Finance EXCO (invitee)
- Professional Finance EXCO (invitee)
- Motor Finance EXCO (invitee)
- Imperial Bank Compliance Forum (chairman)
- Enterprise Risk Committee (invitee)
- Training Committee (member)
 External
- Compliance Institute of SA (CISA) (member)
- Company Secretaries Interest Group (CSIG
REASON FOR LEAVING Voluntary retrenchment as Imperial Bank was amalgamated into Nedbank, to take on a
business opportunity in Retail.
3.2.3 MLS Bank (Financial institution aimed at Medical Profession)
Johannesburg - 01/12/95 to 31/07/96
POSITIONS HELD Marketing Coordinator & Internal Marketing Consultant
MAIN JOB FUNCTIONS
 Applications for finance prepared
 Reference checks
 Preparation of documents on mainframe computer (contracts ) system
 Word Perfect 5.1 (supporting documents & all client correspondence )
 Lotus ( schedules / reports & cashflows)
 Record maintenance of
- Debit orders
- Address changes
 Settlements / paid up accounts including conservation
 Client queries
 Interviewing clients - financial facilities
 Signing up & seeing clients in the area South of JHB, the Vaal Triangle & West
Rand
3.2.4 Trust Bank Lower West (Commercial Bank) Street DURBAN
POSITION HELD Teller (TEMP) 21/09/95 to 30/11/95
MAIN JOB FUNCTIONS
 Bank teller functions
 Client liason
 Enquiries
REASON FOR LEAVING Permanent appointment with MLS Bank as well as Medical aid, Pension &
other benefits

6. 3.2.5 SANLAM (Assurance Company) West Street DURBAN
POSITION HELD Marketer ( TEMP ) 01/09/94 to 31/09/95
MAIN JOB FUNCTIONS
Client prospecting / making appointments
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Analysis of pension fund details & portfolio
Preparing proposals on PC
Completion of proposals
Arranging appointments for blood tests or medical examinations
Visiting sources on a regular basis
Follow-up on current and new proposals
Collection on arrears / default payments Filing,
typing of letters, cards and other letters Extensive
travelling
REASON FOR LEAVING
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Temporary appointment
Commission basis only
40 % of all commission was placed in reserve
Assurance Vs Banking environment
3.2.6 STANNIC Kempton Park
POSITION HELD Manager Customer Services ( 01/03/89 to 31/07/94 )(22 staff)
MAIN JOB FUNCTIONS
 Compile and manage capital & expenditure budgets
 Action plans
 Control & monitor expenditure
 Monitor and scrutinise daily reports
 Administer & control :
- Branch systems (mainframe & PC's )
- Office equipment
- Premises & repairs and maintenance
- Assets
 Payment & control of creditor accounts ( 25 to 30 )
 Purchase & control of stationery
 Assisting Branch Manager in daily activity
 Approval mandate of R 50 000.00
 Managing customer queries / service
 Scrutiny & control of :
- Applications received
- References
- Coding & loading of applications / deals
- Drawing up of all documentation & securities
 Managing & developing subordinates
- Coaching
- Nomination for official courses
- Performance appraisals
- Feedback on performance / development
 Administration of Dealer Floorplan of R 7,8 million
 Managing dealer desk consultants (F&I’s)
 Visits to Dealers
 Reconciliation of debtor accounts / settlements
 Account payments
 Daily banking and balancing procedures (cashier in branch)
 Revenue & petty cash floats
 Range of Insurance & Assurance products offered to clients
 Registration & cancellation of cessions & liens

7. REASON FOR LEAVING Relocation to Durban as a result of ill health of both parents.
3.2.7 Santambank LTD Sandton
01/07/82 to 31/08/86 & 01/03/87 to 28/02/89
POSITIONS HELD Finance Manager
Senior Systems Analyst
MAIN JOB FUNCTIONS As per duties at Stannic including the following :
1. Finance Manager Duties:
 Monthly reconciliation, pay-over & follow-up of :
- General Sales Tax account
- Insurance General Ledger accounts
- Assurance General Ledger accounts
 Safekeeping & control of all security documents and debtor account files
 Approval mandate of R 75 000.00
2. Snr Systems Analyst :
 User development on Customer Information System
 Needs analysis
 Loading & testing of multiple customer records &
 account links
 Screen design & layout
 Compilation of training manuals & on-line help facility
 Compilation of coding manual
REASON FOR LEAVING Better package & remuneration
3.2.8 South African Defence Force Recruiting Centre Durban
22/02/78 to 30/06/82 & 01/09/86 to 28/02/87
POSITIONS HELD Personnel clerk - Snr Personnel Clerk
MAIN JOB FUNCTIONS Both positions :
 Planning visits to schools & defense force units in the Natal area
 Interview applicants
 Process & follow-up on applications
 Accompany applicants to selection boards in Pretoria
 Train & air bookings
 Control & replenishment of stationery & perishable stocks
 Driving duties
REASON FOR LEAVING Better career opportunities & remuneration