This presentation explains the services Currency Exchange International offers, why corporations and financial institutions trust CXI, and most importantly the benefits of working alongside CXI.

2. About CXI
• Currency Exchange International is one of North America’s largest
foreign currency exchange providers of banknotes.
• We work with over 450 companies and more than 10,000 transacting locations
while creating mutually beneficial relationships.
• We service Individuals, Corporations, Money Service Businesses and Financial
Institutions and develop an exchange model that best suits their unique needs.
• We provide top of the line software allowing for an easier and safer experience.
• Our numerous services include:
• Bank Notes
• International Wire Transfers
• U.S. and Foreign Traveler’s Cheques
• Issuing Foreign Drafts
• Clearing Foreign Check Items

3. The Issue at Hand
Some financial institutions…
• May not see a need for foreign exchange within their company.
• Perceive there is a complicated process or there is more labor cost
associated foreign currency exchange.
• Believe there is no financial benefit or too low revenue return.

4. No Need for Foreign Currency Exchange?
Foreign Currency Exchange services attract many new customers into your
branch and fulfill the current need of your account holders.
• Over 68 Million U.S. Citizens have traveled outside the country in 2014
alone, 2015 has already shown signs that it will surpass that total.
• Total travel expenditures continue to grow exponentially.
• Cash is the most used form of payment.
• The Foreign Exchange market is so large, our travel payments totaled over
$110 billion, last year, and we are projected to exceed that this year.

5. We Are Increasing at a Rapid Rate
Within the first seven months of 2015 we have seen
more than $68 Billion in travel payments, that’s
more than $5 Billion more than in the first seven
months of 2014.
0
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
6,000,000
7,000,000
8,000,000
9,000,000
NumberofU.S.Citizens
U.S. Citizens Travel to International
Regions
2013 2014 2015
34,853,991
68,303,359
61,610,450
In 2015, within the six five months, we have seen about than
35 Million U.S. citizens travel outside the U.S., which is more
than 2.2 Million more than the first six months of 2014.
2010 2011 2012 2013 2014
Travel Payments Per Year
(in Millions $USD)
$86,622, $89,699, $100,340 $104,106 $110,788
$-
$20,000,000,000.00
$40,000,000,000.00
$60,000,000,000.00
$80,000,000,000.00
$100,000,000,000.00
$120,000,000,000.00
TravelPayments
How large is the Foreign Exchange
Market?
Travel.trade.gov

6. U.S. Travel Forecasts
[“Travel & Tourism in 2015 will grow faster than the global
economy… Long-term forecasts for Travel & Tourism
show continued annual growth at 3.8% over the next ten
years to $11.4 trillion.”] – The World Travel & Tourism
Council
Total Travel Expenditures continue to grow exponentially.
U.S. Travel Association

7. It is clear to see that the foreign exchange
market is continuously growing but if you
are not servicing these customers, then your
competition will.

8. Cash is the Most Used Form of Payment
“… Consumers choose to use
cash more frequently than any
other payment instrument,
including debit or credit cards.
Cash plays a dominant role for
small-value transactions*, is the
leading payment instrument for
many types of purchases, and
stands as the key alternative
when other options are not
available.”
Cash
40%
Debit Cards
25%
Credit Cards
17%
Electronic
7%
Misc.
5%
PAYMENT METHODS
*Small Value Transactions are $21 or less
Federal Reserve Bank of San Francisco
Being able to exchange your customer’s banknotes is very important because
consumers are choosing cash as their most used form of payment.

9. Make Foreign Exchange Services Cost-Effective and
Simple.
CXI makes foreign currency exchange services cost-effective by:
• Providing free CEIFX Software, Marketing, Accounting, and Reconciliation.
• CXI’s experience in the FX field delivers expert help to ensure there is no need for
additional international department or personnel required from your institution.
CXI makes foreign currency exchange services simple by:
• CEIFX, an industry leading software, makes the FX process automated and features
integrated compliance verification and versatile reporting.
• As a vendor that isn’t your competitor in the banking market, CXI’s marketing
support is designed to grow the business instead of just servicing it.
• Accounting and reconciliation is provided by CXI to minimize any internal work for
the bank.

10. Make Foreign Exchange Services Cost-
Effective and Simple.
Providing Foreign Currency Exchange could not be easier. Bank’s continue to
find CXI’s process quick and seamless to implement.
Teller places order for
foreign currency in
automated software CEIFX
Client pays for
currency and CXI
debits bank
CXI fulfills order -
sends directly to
branch
Bank contacts
client to pick up
currency
Client brings in
foreign currency for
USD
Teller enters
exchange in CXI’s
automated software
CEIFX
Bank sends
currency to CXI
CXI credits
bank for
currency
Buying Selling

11. No Financial Reasons or Low Revenue?
• The bank receives income from rates and fees for every transaction.
• Our shared revenue system provides motivation to help grow the
volume through our marketing support.
• Working with CXI directly removes any middlemen, allowing CXI to
give more revenue to your bank instead of the correspondent banks.
• Drives current and new customers into the bank branches, giving an
opportunity to cross-sell or introduce them to other bank products.

12. At a Glance: Case Study 1
• Bank X had 220 branches and was located in the North East U.S. area.
• Before Bank X had joined CXI in June 2013, they were making an average of $150k in volume per month with their
competing vendor.
• With CXI’s expertise and free support in multiple departments this reduced error and labor costs and kept the process
quick and seamless to implement.
• We introduced them to free CEIFX Software, Marketing, Accounting, and Reconciliation:
• The CEIFX software has live compliance checks, customized setup, automated transaction process, and an updated banknote
verification system which allows for an easy and safe experience by reducing the chance for teller error. Also, by using a
decentralized model, the suggested model, each and every branch was able to use our software and reduced costs because of the
quicker process.
• The marketing included desktop, wall, and window signs, statement stuffers, and quick reference cards. By promoting foreign
exchange services through visual signs we were able to help bring awareness to customers about the bank’s services. Also, the
statement stuffers were seasonally targeted in order to maximize profit during peaks in the year. Lastly, the quick reference cards
allowed the tellers to feel much more comfortable and knowledgeable with their foreign currency services.
• Free Accounting and Reconciliation allowed the bank to stay worry free and keep their costs low by not having to purchase
additional software and employees.
• After being with CXI for a year, they increased their average by 15% to $172k per month and approximately 160
transactions per month.
• The bank can now buy & sell currency using CXI which has a larger reach to their clients.
Sourced Internally

13. At a Glance: Case Study 2
• Bank Z had 50 branches and was located in the Mid-America area.
• After having some difficulty in the past with another vendor (process was too difficult to implement), they eventually
stopped Foreign Exchange altogether for many years.
• Eventually Bank Z joined CXI in January 2014 and their volume has shown the success they have had with CXI.
• We also introduced them to free CEIFX Software, Marketing, Accounting, and Reconciliation:
• The CEIFX software has live compliance checks, customized setup, automated transaction process, and an updated
banknote verification system which allows for an easy and safe experience by reducing the chance for teller error. Also, by
using a decentralized model, the suggested model, each and every branch was able to use our software and reduced costs
because of the quicker process.
• The marketing included desktop, wall, and window signs, statement stuffers, and quick reference cards. By promoting
foreign exchange services through visual signs we were able to help bring awareness to customers about the bank’s
services. Also, the statement stuffers were seasonally targeted in order to maximize profit during peaks in the year. The
business to business marketing helped tremendously as CXI associates marketed to other banks and hotels who needed
this service daily for their customers in the hopes that those locations would refer their customers to Bank Z. Lastly, the
quick reference cards allowed the tellers to feel much more comfortable and knowledgeable with their foreign currency
services.
• Free Accounting and Reconciliation allowed the bank to stay worry free and keep their costs low by not having to purchase
additional software and employees.
• Bank Z is now averaging 138 transactions monthly and is growing to an average of $80k monthly in volume. Assets are
now $3,482,878.
• The bank can now buy & sell currency using CXI which has a larger reach to their clients and tourists. Sourced Internally

14. With CXI by your side, your company
will always feel safe and secure
The powerful CVS allows:
• Live compliance checks of regulatory watch lists
• Easy to review matches
• Live-stop capabilities
• Branch hopper aggregation
• Robust compliance reporting
• Compliance with the USA PATRIOT Act, OFAC, and the Bank Secrecy Act.
CXI's CEIFX software offers expanded compliance resources and an increased level of
comfort when transacting with non-account holders by incorporating its CVS to the core
of the software.

15. Want to be a part of this growing industry?
Currency Exchange International will help you with this process.
With CXI you will have:
• A smooth transition into the foreign exchange market
• An increase in your customer base
• Financial growth
• Safety and security using our industry leading software
Growing your foreign currency exchange market has never been safer,
easier and valuable for your institution.

16. The Benefits of Working with CXI
• Buy and Sell more than 80 foreign currencies
• Offer competitive International Wire Transfers, Foreign Check Clearing, and Foreign Draft
Issuance
• Customized company setups for centralized or decentralized and inventory or non-
inventory
• Automated transaction process and updated banknote verification minimizes chance for
teller errors
• Full training support, marketing support, and live customer assistance
• Custom built exportable reports and transaction email notifications
• Compliance friendly system at your fingertips so all audits are handled smoothly
• Interactive system that ensures administrators are in control of how each user can use
the system
Your company will now have a competitive edge like no other.

17. For More information on Currency Exchange
International
• Call 1-888-998-3948
• Visit www.ceifx.com
• Email us at Sales@ceifx.com