Vantiv is a leading payment processor focused on helping merchant and financial institution clients succeed by offering comprehensive payment processing and technology solutions. As a 40-year industry leader, Vantiv has 1,400 financial institution relationships and processes transactions for over 130,000 merchant locations across the United States. Vantiv aims to deliver more value to its clients and shareholders by leveraging its innovative spirit and strategic expansion.
Saldazo, a Visa debit card product co-branded with Banamex bank, has made Mexico’s largest corner store retail chain – OXXO – the country’s number one transactional account supplier. This presentation provides a Mexican market overview and shares key success factors, challenges and insights from this project.
Alternative lending options have grown rapidly over the past 10 years. This deck offers an overview of digital credit and key takeaways from contexts around the world.
The Customer Journey: Owning the Moments That Matter: Diane Scott, Executive ...Argyle Executive Forum
Diane Scott, Executive Vice President and Global Chief Product and Marketing Officer for Western Union, discussed what it takes for a company to effectively serve its customers during her presentation at the 2014 Customer Care Leadership Forum in Denver on Sept. 11. In her presentation, “The Customer Journey: Owning the Moments That Matter,” Scott noted understanding customer attitudes, behaviors and processes is key for a business to fully support its clientele.
According to Scott, understanding the customer journey is important because it enables a company to learn about its customers and find the best ways to connect with them. In addition, Scott pointed out customers are amazing people, and devoting the necessary time and resources to learn about them can have far-flung effects on a business: “If you take the customers, the consumer side of our business, they really are probably some of the most incredible people you’ll ever meet literally in your lives. These are global citizens. They actually know no boundaries, they know no borders.”
A multinational business, meanwhile, faces numerous challenges to connect with customers in multiple countries simultaneously, Scott said. If a multinational company understands each country’s landscape, Scott said, it can extend its global reach: “When you work with as many countries as we do, and as many as you do, their country’s unique, their customer segment’s unique [and] we’re different. And when you’re trying to figure out how to get efficiency and scale, you have to have that balance of how unique and different as well as what some of those universal truths are.”
- See more at: http://www.argylejournal.com/customer-care/the-customer-journey-owning-the-moments-that-matter-diane-scott-executive-vice-president-global-chief-product-and-marketing-officer-western-union/#sthash.f7obFZAb.dpuf
Saldazo, a Visa debit card product co-branded with Banamex bank, has made Mexico’s largest corner store retail chain – OXXO – the country’s number one transactional account supplier. This presentation provides a Mexican market overview and shares key success factors, challenges and insights from this project.
Alternative lending options have grown rapidly over the past 10 years. This deck offers an overview of digital credit and key takeaways from contexts around the world.
The Customer Journey: Owning the Moments That Matter: Diane Scott, Executive ...Argyle Executive Forum
Diane Scott, Executive Vice President and Global Chief Product and Marketing Officer for Western Union, discussed what it takes for a company to effectively serve its customers during her presentation at the 2014 Customer Care Leadership Forum in Denver on Sept. 11. In her presentation, “The Customer Journey: Owning the Moments That Matter,” Scott noted understanding customer attitudes, behaviors and processes is key for a business to fully support its clientele.
According to Scott, understanding the customer journey is important because it enables a company to learn about its customers and find the best ways to connect with them. In addition, Scott pointed out customers are amazing people, and devoting the necessary time and resources to learn about them can have far-flung effects on a business: “If you take the customers, the consumer side of our business, they really are probably some of the most incredible people you’ll ever meet literally in your lives. These are global citizens. They actually know no boundaries, they know no borders.”
A multinational business, meanwhile, faces numerous challenges to connect with customers in multiple countries simultaneously, Scott said. If a multinational company understands each country’s landscape, Scott said, it can extend its global reach: “When you work with as many countries as we do, and as many as you do, their country’s unique, their customer segment’s unique [and] we’re different. And when you’re trying to figure out how to get efficiency and scale, you have to have that balance of how unique and different as well as what some of those universal truths are.”
- See more at: http://www.argylejournal.com/customer-care/the-customer-journey-owning-the-moments-that-matter-diane-scott-executive-vice-president-global-chief-product-and-marketing-officer-western-union/#sthash.f7obFZAb.dpuf
eWallets
Easy and secure to use, this
is quickly growing payment
method becoming
increasingly popular across
all sectors. Consumers can
either use stored value or
take funds from a payment
type linked to their eWallet,
giving them choice and
convenience.
eInvoices
When using eInvoices,
consumers can pay for
goods after delivery,
without sharing credit card
or bank details.
It can be as simple as
entering their email
address and postcode to
make a payment.
Post COVID, the world will be different from today’s in many ways. As CFOs and business leaders are grappling to handle the economic uncertainty and supply chain disruptions, accounts receivables and treasury departments are facing demanding times to assess risk rapidly, bolster liquidity and secure working capital. The disruption of the back-office shared services with remote working is adding to the impact. Now more than ever, CFOs are prioritizing digital transformation of order-to-cash processes to stay ahead of the turbulent times.
Join us for a free webinar on Wednesday May 13 at 10 AM PST in which guest speaker, Kevin Permenter, from the analyst firm IDC and Veena Gundavelli, our CEO will discuss
In 2015, the CGAP-funded Financial inclusion Insights Survey was conducted in Ghana by InterMedia to analyze the trends and usage of mobile money in the country. This report shares data from the survey and highlights opportunities for growth and expansion.
for more information, visit www.cgap.org/mobilemoneymomentum
Digitizing Merchant Payments: What Will It Take?CGAP
A staggering amount of cash is paid to retail merchants worldwide -- around $19 trillion out of a total of $34 trillion in payments. What will it take for digital payments to beat cash?
The New Payments Platform: Fast-Forward to the FutureCognizant
Today's bank customers demand digital payment instruments that support real-time payments and settlements. While banks worldwide have adopted this concept, Australia's New Payments Platform (NPP), when contrasted with global models, takes this concept a step further with benefits that include all of the features today's bank customers want, such as 24x7x365 availability; real-time settlement, posting in seconds, premier messaging standards and alternate identifiers. It is thus imperative to build a carefully planned, all-inclusive NPP solution that will remain viable, profitable, efficient and serviceable from internal, regulatory, payments and customer perspectives alike.
It has been 34 years since the first online B2B transaction was completed – and much has changed since then. In a time when payment companies are under tremendous pressure to produce more with fewer resources, many are jumping the traditional payments ship and switching over to electronic payments. This slideshare will take you on a journey from paper checks to automation in the B2B space, and unveil the power of AvidXchange's solutions on a company’s bottom line.
All over the world, small loans to invididuals and very small business are increasingly made using digital channels, whether online, via a mobile devide or through an agent. However, trust, confidence and responsible lending practices need to be in place to ensure this industry is successful and its customers are protected and empowered.
In Responsible Digital Credit, CFI Fellow John Owens outlines the digital credit landscape and the risks customers face, and examines the best practices, standards and initiatives that exist or should be implemented to improve consumer protection in digital lending. Ultimately, John argues, it will take a village to ensure that digital credit clients are protected—including govenrment, regulators, industry players, advocates and consumers themselves. He sees three key activities: 1) industry self-regulation, 2) certification of digital credit providers, and 3) directly empowering consumers, as key to the future of what responsible digital credit looks like.
This report is published jointly with the Smart Campaign and was made possible by support from Mastercard Foundation and other partners. See https://mobilemoneyfordevelopment.wordpress.com/2018/08/02/a-framework-for-responsible-digital-credit/ to download the report,
World Payments Report 2014 Key Findings PresentationCapgemini
Ten years after publishing the first World Payments Report, Capgemini and RBS continue to provide insight into global and regional non-cash payment trends. In this presentation from the World Payments Report 2014, we explore what is driving payments growth, the increasing overlap of key regulatory and industry initiatives, the increased cascade effect, and innovation and transformation in payments processing. Visit www.worldpaymentsreport.com for more information.
The countdown has officially begun! 9 days left until the Supply Chain Finance Summit in Amsterdam (24th – 25th January). Neurosoft is a proud Gold Sponsor.
For 1000's of years across the globe the physical exchange of money has dominated. Within a decade cash has become virtually invisible, digital transactions dominate, then it's without a doubt in my mind; critical that I sit up and take heed of the wave of crypto-currency. Even more so, with the unstoppable develop and deployment of the Blockchain technology!
B2B Payments in the Networked Age: How to Reduce Risk, Improve Communication,...SAP Ariba
"While innovation abounds in the consumer world, the most recent true innovation in B2B payment was introduced the same year as the Betamax videotape (1975) using the same IBM patented technology as the 1960's Bat-computer. With more than 50 percent of U.S. payments being made by check, and electronic B2B payment methods that contain too little information, businesses struggle with the consequences of a payment system that is opaque, complex, risky, and disconnected from their core payables and P2P processes. In the Networked Economy of the 21st century, this should not be so and B2B payments are ripe for needed change.
In this session, you will hear from industry experts and Ariba customers about how AribaPay (Ariba's groundbreaking B2B payment solution) is changing the game by:
• Removing the need for companies to capture, manage, and maintain vendor bank information inside their ERP
• Integrating payment directly into the P2P process
• Delivering rich remittance and track and trace payment visibility to suppliers
• Virtually eliminating payment risk and the need to field supplier inquiries
• Supercharging P2P supplier enablement efforts"
Payment Network International is a international payment processor. Please enjoy our short company presentation, should you have any question please email info@pni.com.au
Cashing in on Mobile Payments with a Winning StrategyPerficient, Inc.
Is your organization ready to execute on new thinking in payments? Does your infrastructure accelerate time-to-market for new services? The boom in smart phone sales and mobile usage is changing the way consumers pay for products and gain access to new banking services.
Perficient will help you navigate these paradigm shifts and address the technologies reshaping the payments ecosystem that will drive your digital strategies. You'll learn about:
A holistic view of the payments value chain - banking and retail
A technical review of evolving payment architectures
How you can provide innovative service utilities for greater consumer adoption
Framework enablers to support rapidly growing transaction volumes
Adapting your existing payment models to support the omni-channel experience
eWallets
Easy and secure to use, this
is quickly growing payment
method becoming
increasingly popular across
all sectors. Consumers can
either use stored value or
take funds from a payment
type linked to their eWallet,
giving them choice and
convenience.
eInvoices
When using eInvoices,
consumers can pay for
goods after delivery,
without sharing credit card
or bank details.
It can be as simple as
entering their email
address and postcode to
make a payment.
Post COVID, the world will be different from today’s in many ways. As CFOs and business leaders are grappling to handle the economic uncertainty and supply chain disruptions, accounts receivables and treasury departments are facing demanding times to assess risk rapidly, bolster liquidity and secure working capital. The disruption of the back-office shared services with remote working is adding to the impact. Now more than ever, CFOs are prioritizing digital transformation of order-to-cash processes to stay ahead of the turbulent times.
Join us for a free webinar on Wednesday May 13 at 10 AM PST in which guest speaker, Kevin Permenter, from the analyst firm IDC and Veena Gundavelli, our CEO will discuss
In 2015, the CGAP-funded Financial inclusion Insights Survey was conducted in Ghana by InterMedia to analyze the trends and usage of mobile money in the country. This report shares data from the survey and highlights opportunities for growth and expansion.
for more information, visit www.cgap.org/mobilemoneymomentum
Digitizing Merchant Payments: What Will It Take?CGAP
A staggering amount of cash is paid to retail merchants worldwide -- around $19 trillion out of a total of $34 trillion in payments. What will it take for digital payments to beat cash?
The New Payments Platform: Fast-Forward to the FutureCognizant
Today's bank customers demand digital payment instruments that support real-time payments and settlements. While banks worldwide have adopted this concept, Australia's New Payments Platform (NPP), when contrasted with global models, takes this concept a step further with benefits that include all of the features today's bank customers want, such as 24x7x365 availability; real-time settlement, posting in seconds, premier messaging standards and alternate identifiers. It is thus imperative to build a carefully planned, all-inclusive NPP solution that will remain viable, profitable, efficient and serviceable from internal, regulatory, payments and customer perspectives alike.
It has been 34 years since the first online B2B transaction was completed – and much has changed since then. In a time when payment companies are under tremendous pressure to produce more with fewer resources, many are jumping the traditional payments ship and switching over to electronic payments. This slideshare will take you on a journey from paper checks to automation in the B2B space, and unveil the power of AvidXchange's solutions on a company’s bottom line.
All over the world, small loans to invididuals and very small business are increasingly made using digital channels, whether online, via a mobile devide or through an agent. However, trust, confidence and responsible lending practices need to be in place to ensure this industry is successful and its customers are protected and empowered.
In Responsible Digital Credit, CFI Fellow John Owens outlines the digital credit landscape and the risks customers face, and examines the best practices, standards and initiatives that exist or should be implemented to improve consumer protection in digital lending. Ultimately, John argues, it will take a village to ensure that digital credit clients are protected—including govenrment, regulators, industry players, advocates and consumers themselves. He sees three key activities: 1) industry self-regulation, 2) certification of digital credit providers, and 3) directly empowering consumers, as key to the future of what responsible digital credit looks like.
This report is published jointly with the Smart Campaign and was made possible by support from Mastercard Foundation and other partners. See https://mobilemoneyfordevelopment.wordpress.com/2018/08/02/a-framework-for-responsible-digital-credit/ to download the report,
World Payments Report 2014 Key Findings PresentationCapgemini
Ten years after publishing the first World Payments Report, Capgemini and RBS continue to provide insight into global and regional non-cash payment trends. In this presentation from the World Payments Report 2014, we explore what is driving payments growth, the increasing overlap of key regulatory and industry initiatives, the increased cascade effect, and innovation and transformation in payments processing. Visit www.worldpaymentsreport.com for more information.
The countdown has officially begun! 9 days left until the Supply Chain Finance Summit in Amsterdam (24th – 25th January). Neurosoft is a proud Gold Sponsor.
For 1000's of years across the globe the physical exchange of money has dominated. Within a decade cash has become virtually invisible, digital transactions dominate, then it's without a doubt in my mind; critical that I sit up and take heed of the wave of crypto-currency. Even more so, with the unstoppable develop and deployment of the Blockchain technology!
B2B Payments in the Networked Age: How to Reduce Risk, Improve Communication,...SAP Ariba
"While innovation abounds in the consumer world, the most recent true innovation in B2B payment was introduced the same year as the Betamax videotape (1975) using the same IBM patented technology as the 1960's Bat-computer. With more than 50 percent of U.S. payments being made by check, and electronic B2B payment methods that contain too little information, businesses struggle with the consequences of a payment system that is opaque, complex, risky, and disconnected from their core payables and P2P processes. In the Networked Economy of the 21st century, this should not be so and B2B payments are ripe for needed change.
In this session, you will hear from industry experts and Ariba customers about how AribaPay (Ariba's groundbreaking B2B payment solution) is changing the game by:
• Removing the need for companies to capture, manage, and maintain vendor bank information inside their ERP
• Integrating payment directly into the P2P process
• Delivering rich remittance and track and trace payment visibility to suppliers
• Virtually eliminating payment risk and the need to field supplier inquiries
• Supercharging P2P supplier enablement efforts"
Payment Network International is a international payment processor. Please enjoy our short company presentation, should you have any question please email info@pni.com.au
Cashing in on Mobile Payments with a Winning StrategyPerficient, Inc.
Is your organization ready to execute on new thinking in payments? Does your infrastructure accelerate time-to-market for new services? The boom in smart phone sales and mobile usage is changing the way consumers pay for products and gain access to new banking services.
Perficient will help you navigate these paradigm shifts and address the technologies reshaping the payments ecosystem that will drive your digital strategies. You'll learn about:
A holistic view of the payments value chain - banking and retail
A technical review of evolving payment architectures
How you can provide innovative service utilities for greater consumer adoption
Framework enablers to support rapidly growing transaction volumes
Adapting your existing payment models to support the omni-channel experience
How would you like to work as an Account Executive for Central Payment? This will put you no the fast tract to financial independence
For further information: pbisconti@cpay-usa.com
or call (561) 441 4675
Welcome to The Business Fame’s exclusive issue; "2020’s Leading Fintech Companies to Watch" here we have highlighted some companies whose efforts for innovations in FinTech industry is growing very fast with its simple and convenient solutions.
The 10 most innovative business leaders making a difference in 2021 (1)Swiftnlift
specialize in connecting corporate #buyers and sellers, enabling businesses to #economically and efficiently #export and import goods and services.
With The Special Edition Of The 10 Most Innovative Business Leaders Making A difference in 2021, We Have Feature Euro Exim Bank On Our Cover Page.
The Most Recommended Fintech Solution Providers 2020The Business Fame
"Welcome to The Business Fame’s exclusive edition, "The Most Recommended Fintech Solution Providers 2020" is our annual feature of the most Recommended Fintech solution providers in today's rapidly growing technology sector. Read on to meet these disruptors, innovators and prepare to be get inspired."
Global payments community consulting firm and the world’s leading advisor on business strategy. We partner with clients from the private, public, and not-for- profit sectors in all regions to identify their highest-value opportunities, address their most critical challenges, and transform their enterprises. Our customized approach combines deep insight into the dynamics of companies and markets with close collaboration at all levels of the client organization. This ensures that our clients achieve sustainable competitive advantage, build more capable organizations, and secure lasting results.
1. Expect More.
At Vantiv, our committed professionals are thought leaders, and our innovative spirit is our strength. Because
of this, our clients constantly expect more from us, and we deliver by helping them benefit from the growing
role electronic payments are playing in a rapidly changing marketplace. Similarly, as a publicly traded company,
we understand our shareholders will expect more from us in terms of value creation, and we are committed to
delivering that value by leveraging our strengths and strategically expanding our business.
2013 PERFORMANCE
Net Revenue
1.17
billion
Transactions
16.9
billion
Volume Processed
611
billion
$$
Vantiv is a leading, integrated payment processor
focused on helping our merchant and financial
institution clients be more successful.
We stand apart from other processors because our consultative
approach and our single, proprietary technology platform enable us
to offer our clients a comprehensive suite of payment processing and
technology solutions that can be tailored to meet their unique needs.
As a newly public company with 40 years of leadership experience
in the industry, we employ nearly 2,800 associates dedicated to
serving a growing number of clients in a geographic footprint that is
expanding throughout the United States. Headquartered in Cincinnati,
Ohio, Vantiv reported annual net revenue1
of $1.17 billion in 2013.
OUR HISTORY
• A 40-year leader and innovator in the payment
processing industry
• Former business unit of Fifth Third Bank until
June 2009
• An agile, stand-alone company that can quickly
scale to seize growth opportunities
• Continued business expansion through organic
growth, high-growth vertical segments and key
acquisitions
• Completed ipo and began trading on the nyse
in March 2012
We Are Vantiv
1
Net Revenue is revenue less network fees and other costs.
1
®
2. Developed and
implemented
Jeanie®, the
nation’s first
shared online
atm network
Processing
volume hits
$1 billion
Expanded
product
offerings
to include
merchant
services
Introduced
a state-of-
the-art online
system for data
management
and reporting
Processed
for more than
130,000
merchant
and financial
institution
locations
Jeanie®
recognized as
the seventh-
largest eft
network2
FINANCIAL INSTITUTION SERVICESMERCHANT SERVICES
THE VANTIV DIFFERENCE
Many payment processors are limited to providing services in only specific areas of the payment
processing value chain, such as merchant acquiring or payment network and issuer processing
services. Vantiv has the capabilities to provide products and services across the entire payments
value chain, serving as a single, scalable and efficient payment processing provider to meet clients’
needs. We have driven many of the changes that prompted the shift from cash to electronic
payments, and that innovative spirit continues to be our strength.
1
Source: The Nilson Report
2
Source: Media’s Card Industry Directory
3
Net Revenue is revenue less network fees
and other costs.
4
Source: The Nilson Report, March 2011, 2012 and 2013,
Issues 967, 990 and 1013, respectively
The industry reached $4.48 trillion in 2009 and is projected to reach $7.23 trillion in
20151
, driven by the secular shift from cash and checks toward card-based and other
forms of electronic payments.
The electronic payments industry is large and growing.
FOUR DECADES OF INNOVATION
1977 1988 1991 1998 2005 2009
Financial
Institution
Consumer
Issuer
Processor
Payment
Network
Merchant
Acquirer
MerchantConsumer
Payment Processing Value Chain
We Stand Apart from the Rest
Introduced
innovative
Mobile
Acceptance and
Mobile Wallet
Products
Certified by
major card
networks to
process EMV
transactions
2012 2013
3. #1 Ranked U.S. Merchant Acquirer in pin
debit transactions 5
#2 Ranked U.S. Merchant Acquirer in transaction
growth (2010-2011) 5
#3 Ranked U.S. Merchant Acquirer in total transactions5
8 of the top 25 national retailers are clients of Vantiv
SERVICES
CLIENTS
MARKET LEADERSHIP 4
Small to mid-sized merchants and top-tier regional and
national retailers
Approximately 60% of our merchant transactions are
driven by “everyday” spend categories, such as grocery
and drug purchases, which limits our economic exposure.
Community banks, credit unions, large and regional
financial institutions and regional pin debit networks
Many financial institutions do not have the scale or
infrastructure to support their payment processing
needs and are likely to outsource this function.
10% market share in the U.S. based on number of
financial institution clients
1,400 financial institution relationships across
the U.S.
$838 MILLION
71% OF NET REVENUE 3
29% OF NET REVENUE3
$335 MILLION
We help strengthen our merchant clients with
industry-specific solutions and value-added services.
We provide integrated card issuer processing,
payment network processing and value-added
services to financial institutions.
Financial Institution ServicesMerchant Services
VANTIV FAMILY OF BRANDS
5
Purchase transactions represent number of transactions and include all general purpose credit, debit and prepaid card transactions, including signature and pin debit; First Data includes Citi, SunTrust and
Sovereign. Vantiv numbers are not Pro Forma for npc acquisition.
Vantiv’s single, proprietary technology platform provides a suite of comprehensive services to
merchants and financial institutions of all sizes through both direct and indirect distribution channels.
We Offer Comprehensive Solutions
• Prepaid
• Data Security
• Data & Reporting
• Advisory Services
• eCommerce
• Remote Check Capture
• Fraud & Data Security
• Loyalty Programs
• Advisory Services
• Data & Reporting
• Mobile Wallet Services
• Credit
• PIN Debit
• Electronic Check
• Mobile Acceptance
Applications
• Card Not Present
• Payment Processing –
Debit & Credit
• ATM Solutions
• Merchant Services
• Prepaid
4. We Drive Success
VANTIV, INC.
8500 Governors Hill Drive
Symmes Township, OH 45249
www.vantiv.com
Our Mission: To create market-leading payment solutions
that help our clients compete and win.
Dedicated to doing the
job right down to the
last detail; focused and
accountable
Integrated within
Vantiv; in lockstep with
clients; in constant
contact with other
experts and partners
across the industry
Leading the way for
clients and pushing
the envelope with our
thinking; empowered to
take action
Finding new ways to
improve our offering,
drive insights and
anticipate needs
Knowing that we, and
our clients, succeed
when we are proactive,
flexible and adaptive
We are commited We are connected We are bold We are progressive We are agile
Vantiv’s accomplished professionals, thought leaders and experienced strategists
understand the needs of our clients and are dedicated to helping them succeed by
making payment processing more efficient and profitable. Over the last 15 years,
we have received 24 Quality Service and Data Integrity awards from Visa® and
MasterCard® for our best-in-class customer service and support.
Our drive for success is deeply rooted in our culture as we pursue an ambitious
strategy of value creation for our clients and shareholders.
This is reflected by our brand attributes: