The document is a comprehensive overview of David Carrithers' work in payment technologies, detailing his involvement in various credit, debit, prepaid, and loyalty programs from 1990 to 2017. It lists numerous products, services, and initiatives he developed or contributed to, including systems for currency conversion, loyalty rewards, and virtual currencies. The timeline highlights significant patents and positions held, emphasizing his extensive experience in the financial technology sector.

1. David Carrithers 707-484-3620 Oct 2017
David Carrithers Payment Technologies & Products
Credit, Debit, Pre-Paid, Stored-Value, Currency Conversation & Virtual Currencies
2017 AI Payment Systems – 100+ Verification Point Payment System (bio/data)
2016-2017 DNA Based Secured Payment Network
2016-2017 Gold/ Precious Metals Backed Prepaid Card
2015-2016 Moneycorp Powered By Tempus International Currency Conversion Platform
2015-2014 Casino Loyalty Points Reward Program
2013-2015 Xingley Email Based Payment System
2012-2013 Gift Card Pooling / Combination Platform
2012-2014 Capital One Spark Card Business Rewards & Discount Program
2013-2014 FNBO Business Rewards Credit Card Program
2013-2014 AchieveLinks Visa UMB Business Credit Card
2011-2014 AAHOA Association AchieveLinks Visa Credit Card
2011-2014 US Soybean Association AchieveLinks Visa Credit Card
2012-2014 AchieveLinks Visa UMB Consumer Credit Card
2011-203 AchieveLinks Seasonal Rewards & Bonus Earnings Catalog Print/Web
2010-2014 Association Member Rewards Program Platform
2010-2014 AchieveLinks Loyalty Point Bank System/Rewards Platform
2010-2014 Web Merchant Buying / Rewards Affiliate Program – 2,000+ Merchants
2010-2014 Gift Bridge Gift Card & Pre-paid Platform
2010-2014 Charity Rewards - Points To Donations Conversation
2007-2009 Pay Yourself First – American Express Savings/Debit Card Program
2006 -2007 Clayton MO Card – Credit/Stored-Value Payment & Rewards Program
2004-2006 Partners In Performance Construction Reward Program
2005-2009 eMoneta Loyalty Currency
2003-2004 Mall Card Payment & Issuance System / Pre-paid Card
2002-2003 Community Private Currency – Stored-Value/ Pre-paid Card
2002-2003 Universal Gift Pre-Paid Certificate & Card – Fundraising
2002-2003 Automated Gift Card/Pre-paid Fulfillment System
2002 DoD Commissary Pre-paid Card
2002-2003 Pre-paid Multi-Merchant Gift Card System Issuance & Interface Platform
2002-2003 Super Gift Card (Web/Card Platform) Pre-paid
2003 Time Warner Magazine Subscription Card Program - Prepaid
2002-2003 NFC Canadian Fundraising Loyalty Gift Card Program
2002-2003 Super Scrip Multi Merchant American Express Pre-paid Card
2002-2003 Incentives With A Heart – Multi Merchant B2B / Funds To Charity
2002-2003 Gas Card American Express Prepaid All Fuel Brands Donation To Charity
2002-2003 Costco American Express Prepaid Card – Donation To Charity
2002-2003 Seton Fundraising Visa Credit Card With Select Merchant Bonus Donations
2002-2003 Baby Mint MasterCard Credit Card – Promotional Plan
2002-2003 Bank One Credit Card Points Conversion To Donations
2002-2003 MBNA Affinity Card Fundraising Program
2002-2003 Card Scrip MasterCard Credit Card – Fundraising Program
2000-2001 Access Control Technologies – Debit/Prepaid Card Platform
2000 eMaritz – Reward/Incentive Product Review & Recommendations
2000 Instant Incentive – Virtual Awards Card
2000 GiftCertifcates.com – SuperCert

2. David Carrithers 707-484-3620 Oct 2017
David Carrithers Payment Technologies & Products Pg2
Credit, Debit, Pre-Paid, Stored-Value, Currency Conversation & Virtual Currencies
2000-2001 WebMiles Loyalty Program – At POS In Store Tracking Card
2000-2001 WebMiles Loyalty Program – White Label Assessment For VC
2000-2001 iCard Systems – Debit/ Prepaid Issuance Platform
1998-2001 Praise Points Loyalty Platform & Card Program
1999-2000 800 Gift Certificates – B2B Program Development
1999-2000 ITA Performance One Visa Debit Card
1998-2000 e-blity Employee & Sales Reward Management Platform
1996-1998 Barter & Trade Tracking / Trading Platform and Card
1995-2000 Virtual Awards – American Express Web Based Payment Currency
1998-2000 Filler Up American Express Prepaid Gas Card
1998-2000 Encompass Select Spend Prepaid Card American Express
1998-2000 Canadian Persona Debit Card American Express
1998-2000 Encompass Debit Card American Express
1998-2000 Preferences Select Prepaid Card American Express
1997-2000 American Express Corp Gift Cheques Retooling / Re-launch
1997-2000 Persona Select Prepaid Card American Express
1997-2000 Persona Debit Card American Express
1997-1998 Progressive Insurance Select Payment Prepaid Card – Body Shop Partners
1997-1998 Progressive Insurance Instant Claim Payment Prepaid Card
1998 Awarded U.S. Patent Prepaid/ Stored Value Cards Gift Cards/Payment Cards
1996-2000 American Express Incentive Services – International Strategy
1996-1997 First Consumer Packaging Design – Prepaid Cards First Data
1996-2000 Development Lead Of American Express Debit /Stored Value/ Prepaid Platform
1996-1997 Lead Launch Of Business All Aspects – American Express Incentive Services
1996-1997 Lead Development Interim Debit/Prepaid Processing System – American Express
1997 Awarded US Patent Prepaid /Stored Value Cards For Loyalty/Rewards/Incentives
1996 Authored 10 Year Operating Agreement American Express Incentive Service
1995-2000 Preferences Debit Card – American Express & MasterCard Versions
1995-2000 Co-Founder American Express Incentive Services
1995-1996 Key Member Maritz Negations Team For American Express JV
1994-1996 Back Up Plan For Debit/Prepaid Products – Visa, Value Link, Discover, etc.
1995 Merchant Branded Consumer Payment Network – Eliminate Banks
1995-2003 DataMark Technologies Gift Card & Loyalty Card Purchase Tracking Platform
1994-1996 MasterCard Smart Card Merchant Advisory Board
1995 -1996 Canadian Exclusively Yours MasterCard Debit Card
1994 CertSource – Established Business Unit To Sell Gift Cards/Certs Maritz
1994-1996 Reward Catalogs Maritz - Print/Web
1994 -1995 Formation of Individual Awards Division (IAD) Maritz
1994 Exclusively Yours Gold MasterCard
1994-2000 Exclusively Yours Debit Card – MasterCard and American Express
1993-2000 Your Choice Prepaid Card – MasterCard and American Express
1994-2000 1000+ Custom Debit and Stored Value Cards – MasterCard and American Express
1993-1996 International Reward Strategy Maritz
1993-1994 Boatmen’s Bank/MasterCard Development of First Prepaid Cards
1993 Lifestyle Select – Travel & Discount Merchandise Certificate Product

3. David Carrithers 707-484-3620 Oct 2017
David Carrithers Payment Technologies & Products Pg3
Credit, Debit, Pre-Paid, Stored-Value, Currency Conversation & Virtual Currencies
1993 Marriott Reward Certificates
1993-1996 Exclusively Yours Cheques – Private Currency
1993-1996 Certificate Management Software (SAM)
1990-2017 Over 2000 Award Point/ Loyalty/ Engagement Sales Incentive/ Reward Programs