1. CRisMac Solution For
MIS-ADF

2. Introduction - RBI Requirement
 Flow of data from Individual source system into a Centralized Data Repository
 Need for a common end state covering the dimensions of Process & Technology
 Accurate and timely data without any manual intervention
 Transformation of Data to be submitted to RBI through various layers:
• Data Acquisition Layer
• Data Integration & Submission Layer
• Data Conversion/Validation Layer
• Data Submission Layer

3. Benefits of Automation:
 Improved Timelines
 Enhanced Data Quality
 Improved Efficiency of Processes
 Reduced Costs
 Use of the CDR for MIS Purposes

4. CRisMac in Banks
Comprehensive Database (Assets, Liabilities & others)
Interfacing with transaction system
Existing customers / accounts.
New customers/ accounts.
Cross validation of parameterized data
 Gen of business & regulatory MIS
Gen of Information of Dash Boards for executives
Gen of monitoring reports on banking ops.
Generation of internal analytical reports.

5. CRisMac in Banks
Processing engine for granular data output for DSS
 Automated asset classification & provision computation.
MOC incorporation.
Generation of compliance reports (pre/post MOC).
Basel II computation of RWA of loans & generation of XBRL output as per RBI
taxonomy.
Generation of CIBIL outputs
Commercial & consumer data (new & old formats).
CIBIL mortgage & CIBIL detect (available).
Credit monitoring reports.
Potential NPA reports.
Review / renewal monitoring reports.
Document / insurance due date monitoring.
Limit wise, age wise classification reports.

6. CRisMac in Banks
Facilitating audit process at branch / RO/HO level.
Closing returns (pre/post MOC ) for loans assets
Verification of fresh slippages/ upgradation.
Verification of RW computation for Basel II compliance
Reconciliation of MOCs and net effect verification.
Movement of gross / Net NPA / provision at account level.
Generation of Schlixof BS.
Generation of regulatory returns
BSR 1A , 1B in ASCII format
DSB returns
Priority sector returns.

7. Work Flow of ADF by RBI
Bank Data Data
Current Acquisition Integration &
State Storage
Ensure data
timeliness Define standard data
structure for storage
Ensure data
quality
Build a common
Ensure required metadata framework
data is captured
Ensure data is loaded to
centralized data
Build provision for repository
receiving and interpreting
feedback from Reserve
Bank systems
Build the return
submission tracking
mechanism Map target data to
Prepare and repository data structure
implement the
calendar for returns
submission Define the business logic
Build provision for mapping and validation
for generation
of certificate Implement the
Common business logic
Data
End State Submission
Data
Conversion

8. Work Flow of CRisMac ADF by D2K

9. Road-map for implementation
Finalisation of requirement.
Study of data sources for mapping of source data elements with target data elements.
Identification of gap data elements.
Finalisation of business rules for cross validations.
SRS sign off
Designing/ development of ETL routines.
Designing & development of interface.
Designing and development of reports.
UAT sign off.
Pilot run and sign off.
Go live

10. CRisMac ADF Extraction Process
SOURCE OF FIELDS
USER_DIRECTIONS
CBS TO STG
SQLs
STG TO TEMP_diagram
SQLs STG TO TEMP
TEMP TO MAIN
SQLs TEMP TO MAIN
BRANCH_REALLOCATION
TIMEKEY_CHECK
bg_status
UNIFORM BRCODE

11. CRisMac ADF Extraction Process - SSIS

12. CRisMac ADF Extraction Process - SSIS

13. CRisMac ADF Extraction Process - SSIS

14. Data Quality & Cleansing through
CRisMac ADF
Data Issues:
Invalid Data
Conflicting Data
Insufficient Data
Quality Data leads to:
Increased efficiency.
Enhanced customer satisfaction.
Drives profitability of organisation.
Poor Quality Data:
Conflicting reports.
Flawed business plans.
Erroneous decisions

15. Data Quality & Cleansing through
CRisMac ADF
Total number of source records:
Percent of missing column values: May be represented by NULL or a
dummy value such as NA, Unknown, or 9999 etc in source data.
Percent of referential integrity errors.
Missing file indicator.
Source system schema change indicator.
Flagging suspicious data values: Exceptionally high or low values.

16. CRisMac ADF - GAP Data Interface
Inward-Outward Remittances
Unclaimed Deposits
Details of Service Tax Paid
Trade Credit Approvals
BSR-III
Trade Credit Disbursements & Debt Servicing
NHAG Details
Bond Details
Bank Reconciliation
Credit Card Business Details
Sundry Debtors.
Loan Sale Securitization Details
Bullion Import Details
BSR-IV

17. Mode of Operation
Change Branch Selection
Add
Edit/Delete
View

18. Reports
 RBI 28- Balance sheet Analysis
 RBI 31- DSB Return no-III report on Quarterly operating results
 RBI 36-Statement of Structural Liquidity
RBI 109–BSR Accounts with Credit Limits of Over Rs 2 lakh
 RBI 110A-
 RBI 110 B –BSR Classification of Term Deposits According to Original Maturity

19. Reports
 RBI 110 C –BSR Classification of Term Deposits According to Interest Rate
Range
RBI 110D-
RBI 110 E -BSR Classification of Term Deposits According to Residual
Maturity
 RBI 189-SME_IOutstanding Credit to Micro Small and Medium Enterprises
(MSME) Sector
 RBI 197 -Half Yearly Adhoc data on Priority Sector Advances
 RBI 200- State wise Yearly return on Priority Sector Advances (Final)

20. CRisMac ADF - Key Solution components
Solution/Service Component Proposed Components
ADF solution CRisMac©
Data Base SQL 2008 R2 Enterprise edition
SQL Server Integration Services (Built-in
ETL
with MS SQL Server license)
Interface Visual Studio 2010
Compatible servers from recognized
Hardware
vendors as per Hardware requirements

21. CRisMac ADF Solution Architecture: Physical

22. CRisMac ADF - High Availability Architecture
Clustering of Database Servers
Clustering of Application servers
Redundant Power, LAN, FC Interfaces
Redundant Boot Disks for Operating systems
ISCSI Based Blade Storage deployment
Remote Management and Proactive Diagnosis of Hardware
SQL DB Mirroring

23. OUR CREDENCE