CAMELS is a tool used by US bank regulators to measure the financial condition of institutions. It assesses Capital adequacy, Asset quality, Management, Earnings, Liquidity and Sensitivity to market risk based on financial statements, portfolio aging, funding sources, business information, and cash flow projections. For example, capital adequacy ensures solvency by maintaining sufficient capital for risks in business, which can be measured by the capital growth rate of (current equity - prior equity) / prior equity.

1. CREDIT AND FINANCIAL RISK ANALYSISPresented by Fast Group

3. CAMELSA tool of measurement of the financial condition of financial institution.development it was developed by bank regulators in the united states.

4. CAMELSCapital adequacyAsset qualityManagementEarningsLiquidity and fundingSensitivity to market risk

5. Requirement of camels analysisFinancial statementsPortfolio aging schedulesFunding sourcesInformation of b/dCash flow projection