Cover Genius provides embedded insurance through partnerships with large digital companies. It offers regulated insurance policies in over 60 countries and 50 US states. Its API bundles insurance policies dynamically based on location, currency, and language for any product sale worldwide. Cover Genius makes 5,000 claims payments per month in over 90 currencies through its XClaim platform, which allows for instant payments and 24/7 claims assessment in 40+ languages. It partnered with Descartes to reduce claim processing times for Descartes' ShipRush customers from 20 days to 24 hours through automation and a simplified approach enabled by its global operational capabilities.