© PDST Home Economics
Why consumer protection?
 Stops manufacturers or retailers
taking advantage of consumers
 Protects the rights of consumers
 Ensures consumers gets redress
if needed
Consumer Information Act 1978
Protects the consumer against
false or misleading claims about goods or services
Forbids false or misleading information about the
 Price
 Previous price
 Recommended retail price of goods or services
Examples of claims
Goods
 100% cotton
 Made in Ireland
 Waterproof
 Free from artificial
colours
 Low fat
 Real leather
Services
 24 hour service
 1 hour photos
 Delivery to all areas
 Irelands most punctual
airline
Claims about prices
 Cannot be charged more than displayed price
 Read carefully e.g. “From €10 “ is legal
 Crossed out price replaced by lower price must be true
Sale of Goods and
Supply of Services Act 1980
This act states that goods must be:
 merchantable quality
 fit for purpose
 as described
 same as the sample
Illegal to display such signs as:
“no money refunds”
“no liability accepted for faulty goods”
“credits notes only given on returned goods”
“sale goods non-returnable”
Redress for faulty goods
 Redress means: to set right, make amends
 Under the Sale of Goods Act 1980
compensation may be given if goods are faulty
The type and amount depends on:
 How serious the fault is
 When the fault occurs
 How soon the consumer complains
Types of Redress
 Cash Refund
 Repair
 Replacement
 Credit note
 Partial compensation
Services
The Sale of Goods and
Supply of Services act
1980 states that :
 The supplier of
services must have the
necessary skills
 The materials used
must be of
merchantable quality
 The service must be
carried out with due
care and attention
Redress:
If these terms are broken
the consumer can:
 Get a full refund
 Partial compensation
 Some other remedy e.g.
Job redone free of
charge
Caveat emptor
 Let the buyer beware
 No law can protect
careless consumers
Guarantees
 A contract between the manufacturer and the
consumer that the product you buy will be
satisfactory for a stated length of time
 Covered by the Sale of Goods Act 1980.
 Guarantee is an added bonus it does not affect
your consumer rights
Consumer Complaints
Consumer Complaints
If goods are faulty or not what they should be
a consumer has the right to complain and
may get a full refund if :
 Goods were not able, from the beginning, to
do what they were supposed to do
 The goods were not as described
 The consumer was totally mislead
The consumer can refuse
a replacement, repair or credit note and
DEMAND their money back
Consumer Complaints
Consumers can loose their rights if :
 They alter the good in any way
 They wait too long after finding the fault
before returning the goods
A consumer not entitled to a full refund may get a
partial refund, repair or credit note
Unjustified Complaints
Consumer complaints are not justified if:
 the goods were misused or abused
 the fault was shown before purchase
 consumer changes their minds
Making a Complaint
 Return to shop with goods and receipt a.s.a.p.
 Ask for manager, explain the problem and what you want
the shop to do, be realistic about compensation
 Contact head office (chain store), trade association, or
consumer organisation if complaint ignored
 The Small Claims court deals cheaply and quickly with
disputes less than €2000. Use if complaint still not
sorted.
Consumer Organisations
Statutory/government
Agencies
National Consumer Agency
(NCA )
 Enforces consumer law,
informs public of their
rights
Office of Ombudsman
 Investigates complaints
against public bodies
e.g. Government
departments, local
authority, HSE, An Post
 Voluntary Organisations
Consumers Association of
Ireland(CAI)
 Informs people about
consumer issues through
the media and Consumer
Choice magazine.
 Lobbies government to
improve consumer law
Advertising Standards
Authority for Ireland
(ASAI)
 Ensures adverts are legal
decent honest truthful
Complaining by Letter
 Description of goods : make, model, number, brand etc.
 Where and when it was bought?
 Send a copy of receipt
 Briefly describe what the problem is
 What you have done about it so far
 What you expect the company to do
 Keep a copy of the letter and send it by registered
post

Consumer protection

  • 1.
    © PDST HomeEconomics
  • 2.
    Why consumer protection? Stops manufacturers or retailers taking advantage of consumers  Protects the rights of consumers  Ensures consumers gets redress if needed
  • 3.
    Consumer Information Act1978 Protects the consumer against false or misleading claims about goods or services Forbids false or misleading information about the  Price  Previous price  Recommended retail price of goods or services
  • 4.
    Examples of claims Goods 100% cotton  Made in Ireland  Waterproof  Free from artificial colours  Low fat  Real leather Services  24 hour service  1 hour photos  Delivery to all areas  Irelands most punctual airline
  • 5.
    Claims about prices Cannot be charged more than displayed price  Read carefully e.g. “From €10 “ is legal  Crossed out price replaced by lower price must be true
  • 6.
    Sale of Goodsand Supply of Services Act 1980 This act states that goods must be:  merchantable quality  fit for purpose  as described  same as the sample Illegal to display such signs as: “no money refunds” “no liability accepted for faulty goods” “credits notes only given on returned goods” “sale goods non-returnable”
  • 8.
    Redress for faultygoods  Redress means: to set right, make amends  Under the Sale of Goods Act 1980 compensation may be given if goods are faulty The type and amount depends on:  How serious the fault is  When the fault occurs  How soon the consumer complains
  • 9.
    Types of Redress Cash Refund  Repair  Replacement  Credit note  Partial compensation
  • 10.
    Services The Sale ofGoods and Supply of Services act 1980 states that :  The supplier of services must have the necessary skills  The materials used must be of merchantable quality  The service must be carried out with due care and attention Redress: If these terms are broken the consumer can:  Get a full refund  Partial compensation  Some other remedy e.g. Job redone free of charge
  • 11.
    Caveat emptor  Letthe buyer beware  No law can protect careless consumers
  • 12.
    Guarantees  A contractbetween the manufacturer and the consumer that the product you buy will be satisfactory for a stated length of time  Covered by the Sale of Goods Act 1980.  Guarantee is an added bonus it does not affect your consumer rights
  • 13.
  • 14.
    Consumer Complaints If goodsare faulty or not what they should be a consumer has the right to complain and may get a full refund if :  Goods were not able, from the beginning, to do what they were supposed to do  The goods were not as described  The consumer was totally mislead The consumer can refuse a replacement, repair or credit note and DEMAND their money back
  • 15.
    Consumer Complaints Consumers canloose their rights if :  They alter the good in any way  They wait too long after finding the fault before returning the goods A consumer not entitled to a full refund may get a partial refund, repair or credit note
  • 16.
    Unjustified Complaints Consumer complaintsare not justified if:  the goods were misused or abused  the fault was shown before purchase  consumer changes their minds
  • 17.
    Making a Complaint Return to shop with goods and receipt a.s.a.p.  Ask for manager, explain the problem and what you want the shop to do, be realistic about compensation  Contact head office (chain store), trade association, or consumer organisation if complaint ignored  The Small Claims court deals cheaply and quickly with disputes less than €2000. Use if complaint still not sorted.
  • 18.
    Consumer Organisations Statutory/government Agencies National ConsumerAgency (NCA )  Enforces consumer law, informs public of their rights Office of Ombudsman  Investigates complaints against public bodies e.g. Government departments, local authority, HSE, An Post  Voluntary Organisations Consumers Association of Ireland(CAI)  Informs people about consumer issues through the media and Consumer Choice magazine.  Lobbies government to improve consumer law Advertising Standards Authority for Ireland (ASAI)  Ensures adverts are legal decent honest truthful
  • 20.
    Complaining by Letter Description of goods : make, model, number, brand etc.  Where and when it was bought?  Send a copy of receipt  Briefly describe what the problem is  What you have done about it so far  What you expect the company to do  Keep a copy of the letter and send it by registered post