Commissions sustainability action plan

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The document summarizes the European Commission's Action Plan on Sustainable Finance. It discusses establishing a unified taxonomy for sustainable finance across Europe. It also outlines proposals to foster sustainable finance in different sectors like banks, insurance companies, credit rating agencies and institutional investors. The plan aims to reorient capital flows towards sustainable development and close Europe's investment gap in climate and energy targets. It provides a schedule of upcoming legislative proposals to start work on the taxonomy, revise reporting requirements, and establish sustainability benchmarks and a green bond prospectus.

Economy & Finance

European Commission’s Action
Plan on Sustainable Finance
Elina Kamppi
Adviser, Finance Finland

A shared view on sustainable development
• The High Level Expert Group on Sustainable
Finance published its recommendations on January
31st 2018.
• Connecting the financial system with the real
economy.
• Strengthen financial stability by incorporating ESG
factors into decision-making.
• Europe’s yearly investment gap of almost 180
billion EUR to achieve EU climate and energy
targets by 2030.
• The financial system cannot solve the problem
alone – taxes and subsidies must be aligned with
the sustainability goals.

Priorities of sustainable finance
Taxonomy of sustainable
finance
Where is financing needed?
Responsibilities of
asset managers
Time horizon
emphasis on ESG:
environmental, social and
governance
Information
Opportunities and risks
Sustainable Infrastructure
EuropeSustainable investing
Possible also for retail
investors Management and
supervision
European standards
Financial instruments

Large-scale proposals for promoting
sustainable finance
Fostering long-term
investments Empowering citizens
Monitoring
investment plans
Transparency and features
of benchmarks
Revision of accounting
systems
Reorienting capital flows towards a more sustainable economy
Global action

Proposals for different sectors to foster
sustainable finance
Banks
More opportunities for
funding real economy and
sustainable development
Insurance companies
More equity,
infrastructure and
long-term investments
Credit rating agencies
Take ESG factors into
account
Investment firms and
insurance
distributors
Take into account
customer preferences
on sustainable
development in
financial advice
Institutional investors
Integrate sustainability
considerations in
investment decision-
making, increase
transparency
Corporate governance
Lengthen the time
horizon in corporate
decision-making

Q2 2018 legislative
proposals
• Starting the work
on taxonomy
• Investor duty
• Reporting
• MiFID II and IDD
suitability
assessments (L2)
• Sustainability
benchmarks (L2)
2018 under research
• EU environmental
label for financial
products
• Prudential
requirements of
banks and
insurance
companies
2019 legislative
proposals
• Green bond
prospectus
Schedule of sustainable finance legislative proposals

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esko.kivisaari@financefinland.fi
@EskoKivisaari

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"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia." Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments. My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.

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Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.

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[4:55 p.m.] Bryan Oates OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people. Decoding job postings: Improving accessibility for neurodivergent job seekers Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.

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Commissions sustainability action plan

1. European Commission’s Action Plan on Sustainable Finance Elina Kamppi Adviser, Finance Finland

2. A shared view on sustainable development • The High Level Expert Group on Sustainable Finance published its recommendations on January 31st 2018. • Connecting the financial system with the real economy. • Strengthen financial stability by incorporating ESG factors into decision-making. • Europe’s yearly investment gap of almost 180 billion EUR to achieve EU climate and energy targets by 2030. • The financial system cannot solve the problem alone – taxes and subsidies must be aligned with the sustainability goals.

3. Priorities of sustainable finance Taxonomy of sustainable finance Where is financing needed? Responsibilities of asset managers Time horizon emphasis on ESG: environmental, social and governance Information Opportunities and risks Sustainable Infrastructure EuropeSustainable investing Possible also for retail investors Management and supervision European standards Financial instruments

4. Large-scale proposals for promoting sustainable finance Fostering long-term investments Empowering citizens Monitoring investment plans Transparency and features of benchmarks Revision of accounting systems Reorienting capital flows towards a more sustainable economy Global action

5. Proposals for different sectors to foster sustainable finance Banks More opportunities for funding real economy and sustainable development Insurance companies More equity, infrastructure and long-term investments Credit rating agencies Take ESG factors into account Investment firms and insurance distributors Take into account customer preferences on sustainable development in financial advice Institutional investors Integrate sustainability considerations in investment decision- making, increase transparency Corporate governance Lengthen the time horizon in corporate decision-making

6. Q2 2018 legislative proposals • Starting the work on taxonomy • Investor duty • Reporting • MiFID II and IDD suitability assessments (L2) • Sustainability benchmarks (L2) 2018 under research • EU environmental label for financial products • Prudential requirements of banks and insurance companies 2019 legislative proposals • Green bond prospectus Schedule of sustainable finance legislative proposals

7. Financial sector – better finances for everyone WWW.FINANCEFINLAND.FI Esko Kivisaari Deputy Managing Director esko.kivisaari@financefinland.fi @EskoKivisaari

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