Coins Matter
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This document discusses the key concepts taught in a financial literacy class, including earning money, spending less, saving more, and how our future outcomes are determined by our current actions. Some of the main ideas presented are that we should study to learn, learn to earn and not want to be poor by wanting to get rich. It also discusses obstacles to financial freedom like procrastination and impulse buying, but notes there are ways to overcome these through mechanisms like taking time, leveraging compound interest and using current resources wisely.
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"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
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Coins Matter
- 3. A nice little something will be given to someone who can give the right answer! A nice little something will be given to the ones who can give the right answer!
- 4. EARN
- 5. learn to
- 7. is a medium of exchange goods services
- 8. poor
- 12. Who wants to be RICH?
- 13. Who wants to learn to become RICH?
- 19. Thoughts to think ABOUT
- 23. Any guess?
- 24. SPEND LESS
- 25. SAVE
- 27. WE STUDY TO LEARN WE LEARN TO EARN
- 28. WE DON’T WANT TO BE POOR WE WANT TO BE RICH
- 29. WHAT WE BECOME IN THE FUTURE IS THE RESULT OF WHAT WE DO TODAY
- 30. WE COULD NOT GET WHAT WE DESIRE UNLESS WE KNOW HOW TO GET IT
- 31. SPEND LESS SAVE
- 35. WE STUDY TO LEARN WE LEARN TO EARN
- 36. REVIEW WE DON’T WANT TO BE POOR WE WANT TO BE RICH
- 37. REVIEW WHAT WE BECOME IN THE FUTURE IS THE RESULT OF WHAT WE DO TODAY
- 38. WE COULD NOT GET WHAT WE DESIRE UNLESS WE KNOW HOW TO GET IT
- 39. SPEND LESS SAVE
- 45. TO GET RICH IS TO PRACTICE THE HABIT OF EARNING MORE AND SPENDING LESS
- 46. SAVE by Spending LESS POSITIVE TERRITORY + (-) NEGATIVE TERRITORY BORROW to Spend GETTING RICH MORE
- 47. ALLOWANCE SPEND SAVINGS
- 48. ALLOWANCE SPEND NO SAVINGS
- 49. INCOME SPEND NO SAVINGS
- 50. INCOME ENOUGH TO SPEND POOR
- 53. OBSTACLES TO ATTAINING FINANCIAL FREEDOM • Procrastination • Inflation
- 54. OBSTACLES TO ATTAINING FINANCIAL FREEDOM • Impulse Buying • Spending Due to Fads • Lack of awareness on the methods of achieving financial freedom
- 56. If there are obstacles to achieving financial freedom, there are also strong mechanisms to win it. • Time • Compound Interest @ • Leverage
- 57. The key to financial success lies in being able to plan, save, and build wealth using what you now have.