The document announces the New SSS Member Loan Penalty Condonation Program for Individual Members. It provides guidelines for who can avail of the program under different situations: members whose employers deducted loan payments but did not remit them to SSS; beneficiaries of deceased members; and delinquent members who have made some payments or are filing retirement or disability claims. It outlines the terms, including availment periods, eligibility requirements, penalties that will be condoned, payment options, and consequences of defaulting. Required documents for application are also listed.
These slides will give overview of the Debt Recovery Tribunal and its Working of the Tribunal. Further it will help in understanding the requirements for filing an application under the Act.
https://www.africanbank.co.za/insurance/credit-life-insurance# | Have you got your personal loans and credit cards in order? Be sure to contact African Bank to find about Credit Life Insurance Cover. Read through the policy here.
CBC Mortgage Agency (CBCMA) is a federally chartered, public-purpose government lender. CBC Mortgage Agency (CBCMA) created Chenoa Fund to help lenders to assist their borrowers to obtain the 3.5% minimum required investment on an FHA loan.
These slides will give overview of the Debt Recovery Tribunal and its Working of the Tribunal. Further it will help in understanding the requirements for filing an application under the Act.
https://www.africanbank.co.za/insurance/credit-life-insurance# | Have you got your personal loans and credit cards in order? Be sure to contact African Bank to find about Credit Life Insurance Cover. Read through the policy here.
CBC Mortgage Agency (CBCMA) is a federally chartered, public-purpose government lender. CBC Mortgage Agency (CBCMA) created Chenoa Fund to help lenders to assist their borrowers to obtain the 3.5% minimum required investment on an FHA loan.
the ppt is about the Journal entries made to record issue of debenture under companies act 1956. It covers issue of debenture as per different situations. Hope you people find it helpful. you are welcome for any query.
RBI (Transfer of Loan Exposures) Directions have been issued in exercise of the powers conferred by the Sections 21 and 35A of the Banking Regulation Act, 1949 read with Section 56 of the Banking Regulation Act, 1949; Chapter IIIB of the Reserve Bank of India Act, 1934; and Sections 30A, 32 and 33 of the National Housing Bank Act, 1987
The Bankruptcy and Debt Advice (Scotland) Bill 2013Alan McIntosh
An Overview of the Bankruptcy and Debt Advice (Scotland) Bill 2013 (BADAS Bill). Delivered at the Legal Service Agency Glasgow on the 20th of March 2013.
This Charter was developed in compliance with the provisions of Republic Act No. 9485, also known as the "Anti-Red Tape Act of 2007" but also as part of the SSS' desire to achieve its vision of providing world-class and delightful service to you our members.
SSS Advisory on RTS (Return-to-Sender) UMID CardsSSS Philippines
Please be informed that the Unified Multi Purpose ID (UMID) Card of the SSS members that were returned to SSS are now available for pick up at the Member Services Section I, Members Assistance Center, SSS Diliman Branch Office, East Avenue, Diliman, Quezon City. Please bring valid ID card/s for proper identification.
Guide to SSS registration and payment for Household Employer and Domestic Worker (Kasambahay), under "Batas Kasamabahay' including family driver, under SSS Law
Revoking Executive Order No. 523 (s.2006) and conferring upon the office for alternative dispute resolution the management, development, coordination, and oversight of alternative dispute resolution programs in the executive department for other purposes.
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
1. A N N O U N C E M E N T
SOCIAL SECURITY SYSTEM
CIRCULAR NO. 2012-005
TO : SSS MEMBER-BORROWERS
SUBJECT : NEW SSS MEMBER LOAN PENALTY CONDONATION PROGRAM FOR INDIVIDUAL MEMBERS
Pursuant to the approval of the New SSS Member Loan Penalty Condonation Program for Individual Members by the President of the Philippines on
13 October 2011, as recommended by the Social Security Commission (SSC) under Resolution No. 916-s.2011 dated 24 August 2011, the following
guidelines and procedures are hereby issued:
I. Who can avail of the program?
Situation 1a: Members whose employers deducted loan amortization from their salaries/separation pay but did not remit said loan amortization to
SSS;
1b: Beneficiaries of deceased member-borrowers with unpaid loans who shall file for death claim within the availment period;
Situation 2: Delinquent member-borrowers who have paid at least three (3) monthly amortization since loan takeout;
Situation 3: Delinquent member-borrowers who shall file for retirement or total disability claim during the availment period.
II. What are the terms and conditions?
Situation 1a: Members whose employers deducted loan amortization from their salaries/ separation pay but did not remit said loan amortization to SSS.
Availment Period 02 April 2012 to 30 September 2012
Eligibility Requirement Three (3) monthly contributions within the last six (6) months
prior to month of application for condonation
Penalties Covered Penalties that have accrued as of 01 April 2012.Penalties from 02 April 2012 up to payment
date shall be collectible.
Penalties to be Condoned 100% of penalties covered
Modes of Payment a. Full Payment
b. Installment Payment over 12, 24 or 36 months at 3% per annum
Loan Renewal Upon full payment within the availment period and after the 2-year prescribed amortization
period of loan.
Required Documents Any of the following:
Pay slip showing deductions of loan amortization·
Pay envelope showing deductions of loan amortization·
Employer’s certification/applicant’s notarized/administered affidavit
attesting to the fact that loan amortization has/have been deducted
from salary·
Proof of payment of contributions (if without posted contributions
prior to month of application).
Situation 1b: Beneficiaries of deceased member-borrowers with unpaid loans who shall file for death claim within the availment period
Availment Period 02 April 2012 to 13 March 2013
Eligibility Requirement None
Penalties Covered Penalties that have accrued as of 01 April 2012.Penalties from 02 April 2012 up to payment
date shall be collectible.
Penalties to be Condoned 100% of penalties covered
Modes of Payment Outstanding loan less 100% of penalties covered as of 01 April 2012 shall be automatically
deducted from the death benefit
Loan Renewal Not Applicable
Situation 2: Delinquent member-borrowers who have at least three (3) posted monthly amortization since loan takeout
Availment Period 02 April 2012 to 30 September 2012
Eligibility Requirement Three (3) monthly contributions within the last six (6) months prior to month of application
for condonation
Penalties Covered Penalties that have accrued as of 01 April 2012.Penalties from 02 April 2012 up topayment
date shall be collectible.
Penalties to be Condoned Full Payment: 90% of penalties covered
Installment Payment: 80% of penalties covered
Modes of Payment a. Full Payment
b. Installment Payment over 12, 24 or 36 months at 3% per annum
Loan Renewal Full Payment: 2 years from date of full payment
Installment Payment: 3 years from date of full payment
Required Documents Proof of payment of contributions (if without posted contributions prior to month of
application).
Situation 3: Delinquent member-borrowers who shall file for retirement or total disability claim during the availment period
Availment Period 02 April 2012 to 30 September 2012
Eligibility Requirement None
Penalties Covered Penalties that have accrued as of 01 April 2012.Penalties from 02 April 2012 up to
payment date shall be collectible.
Penalties to be Condoned 50% of penalties covered
Modes of Payment Outstanding loan less 50% of penalties as of 01 April 2012 shall be automatically deducted from the
retirement or total disability benefit.
Loan Renewal Not Applicable
III. What are the sanctions when the member-applicant defaults in the payment of the scheduled monthly amortization of his restructured
loan?
Termination of the member-applicant’s approved installment plan;
Re-imposition of accrued penalties on the loan in proportionate amount;
Entire loan becomes due and demandable;
Total loan obligation shall be deducted from the member’s future benefits;
Permanent suspension of member’s loan privileges
IV. Documentary Requirements for Submission
The applicant shall submit to the SSS Office the accomplished application for New Member Loan Penalty Condonation Program for Individual
Members, together with the documents listed under full or installment payment, in addition to the listed requirements under situations 1a and 2:
1. Full payment
- Statement of Account from SSS
2. Installment payment
- Statement of Account from SSS
- Installment payment schedule
- Notarized promissory note
Please be guided accordingly.
EMILIO S. DE QUIROS JR.
Approved by: President and CEO
THE SOCIAL SECURITY COMMISSION
JUAN B . SANTOS
Chairman
28 February 2012
Address: SSS Main Building, East Avenue, Diliman, Quezon City
E-mail: member_relations@sss.gov.ph Web Site: http://www.sss.gov.ph