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Subtopics covered: Planning/Budgeting, Developing a financial roadmap, financial statements: the four
components, How to budget for startup success, Bootstrapping and alternative sources of funding, Informal capital–
Friends & Family, Role of Government in ED, various schemes - PMEGP, CGTMSE, MPDA, SFURTI. Role of MSDE; Schemes by MSDE: PMKVY, SANKALP, STAR. Crowd funding, Venture capital, Private Equity
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This presentation contains the organization structure, culture and strategies adopted by Wipro. It includes an overview, milestone,history, SWOT analysis, structure,culture and strategies.
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Dvara KGFS came into existence as a financial institution with a goal to cater to all the basic financial needs of rural customers of India. Dvara KGFS aspired to be a one-stop solution for customers' wealth creation and risk management requirements by providing a combination of credit, savings, investments or insurance solutions. After setting up a line of credit products--group, individual and mortgaged-backed loans, Dvara KGFS planned to add savings and investment products to its portfolio. It aimed to bring about a fundamental change in the mindset of its customers; which was to move from relying on credit to fulfill their financial goal to relying on savings and creating a financial plan to achieve those goals.
Dvara KGFS developed a data-driven algorithm that would recommend customized product packages to each customer based on their specific financial goal. Dvara KGFS also added investment and insurance products to their portfolio and piloted them through an integrated investment offering named Dvara Sampoorna Sampath Plan. The new product package was piloted in October 2019 and later rolled out in a phased manner across most of its branches reaching more than 5,000 customers to date.
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STARTUP INCUBATORS -As an Opportunity for Entrepreneurship
What are startup incubators?,
What do they provide?,
Incubator companies in India,
services provided by Incubators,
Phases of Incubation,
Reasons to join business incubators,
Process of Startup Incubators,
The key ingredients,
The changing role of startup incubators,
Examples of startup incubators.
This report only prepared for my academic requirement not for any other purpose. It might not be used with the interest of opposite party of the corporation.
under tjis report cover my internship industry introduction, company introduction, and marketing department.
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This paper discusses the roles and impacts of business incubators within the developing world. The context of this paper will look into the history of business incubators, its objective, their strengths and weaknesses, and recommendations for a successful program. In addition, this paper will discuss past studied incubation programs in both Brazil and Nigeria, and how they fared within their environment. Overall, the facts within this paper indicate that business incubators can be successful if it is implemented and operated correctly.
Dvara KGFS came into existence as a financial institution with a goal to cater to all the basic financial needs of rural customers of India. Dvara KGFS aspired to be a one-stop solution for customers' wealth creation and risk management requirements by providing a combination of credit, savings, investments or insurance solutions. After setting up a line of credit products--group, individual and mortgaged-backed loans, Dvara KGFS planned to add savings and investment products to its portfolio. It aimed to bring about a fundamental change in the mindset of its customers; which was to move from relying on credit to fulfill their financial goal to relying on savings and creating a financial plan to achieve those goals.
Dvara KGFS developed a data-driven algorithm that would recommend customized product packages to each customer based on their specific financial goal. Dvara KGFS also added investment and insurance products to their portfolio and piloted them through an integrated investment offering named Dvara Sampoorna Sampath Plan. The new product package was piloted in October 2019 and later rolled out in a phased manner across most of its branches reaching more than 5,000 customers to date.
Presenters: Nikhil AC, Head of Liability Products at Dvara KGFS, and Sandeep Kumar, ILO Social Finance Fellow at Dvara KGFS. Moderator: Aparna Dalal (Senior Technical Officer, Impact Insurance Facility).
This PPT consists of what is agri start up, how it is to be registered and what are the different avenues to start an enterprise in agriculture, various organisations supporting and nurturing start ups etc.,
STARTUP INCUBATORS -As an Opportunity for Entrepreneurship
What are startup incubators?,
What do they provide?,
Incubator companies in India,
services provided by Incubators,
Phases of Incubation,
Reasons to join business incubators,
Process of Startup Incubators,
The key ingredients,
The changing role of startup incubators,
Examples of startup incubators.
This report only prepared for my academic requirement not for any other purpose. It might not be used with the interest of opposite party of the corporation.
under tjis report cover my internship industry introduction, company introduction, and marketing department.
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Impact of Ethnobotany in traditional medicine,
New development in herbals,
Bio-prospecting tools for drug discovery,
Role of Ethnopharmacology in drug evaluation,
Reverse Pharmacology.
1. ENTREPRENEURSHIP
DEVELOPMENT
MEANING
• ENTREPRENUERSHIP IS A PURPOSEFUL ACTIVITY OF AN
INDIVIDUAL OR A GROUP OF ASSOCIATED INDIVIDUALS,
UNDERTAKEN TO INITIATE, MAINTAIN AND AGGRANDIZE PROFIT BY
PRODUCTION AND DISTRIBUTION OF ECONOMIC GOODS AND
SERVICES.
• ENTREPRENEURSHIP IS A PROCESS OF SETTING UP A NEW BUSINESS
ORGANIZATION. IT IS THE PROCESS WHERE ONE DECIDES TO BUILD A
BUSINESS CAREER BY FINDING THE MARKET OPTIONS AND
MOBILIZING THE AVAILABLE RESOURCES.
2. INNOVATION
• ENTREPRENEURSHIP IS AN INNOVATION.
NEW COMBINATION OF VARIOUS FACTORS OF PRODUCTIONS IS
INNOVATION.
A NEW PRODUCT , USES NEW PRODUCTION TECHNOLOGY,
DISCOVERS NEW SOURCE OF SUPPLY OF RAW MATERIALS AND
OPENS A NEW MARKET FOR THE SPECIFIC PRODUCT.
CHANGING TASTE OF CONSUMERS LEADS, ENTREPRENEURSHIP
FOCUSES ON THE RESEARCH AND DEVELOPMENT TO PRODUCE
GOODS TO SATISFY THE CUSTOMERS.
3. ECONOMIC ACTIVITY
AN ENTREPRENEUR PRODUCES A NEW PRODUCT FOR THE
CUSTOMERS AS PER THEIR NEEDS.
HE FEELS THE NEED OF THIS TO SATISFY HUMAN WANTS AND
AS WELL IN EXCHANGE EARN A BETTER LIVELIHOOD.
4. ORGANIZATION BUILDING
IT IS AN ACTIVITY WHERE VARIOUS FACTORS OF
PRODUCTION HAVE TO BE ORGANIZED.
PLACE UTILITY, TIME UTILITY, FORM UTILITY ETC. HAS TO
BE CONSIDERED TO COLLECT THEM UNDER ONE ROOF FOR
NEW PRODUCTION.
5. CREATIVE ACTIVITY
INNOVATION SHOULD HAVE A STRONG SUPPORT OF
CREATIVITY.
INTRODUCING CREATIVITY IN PRODUCING SOMETHING NEW
IS A BIG CHALLENGE FOR THE ENTREPRENEUR. THUS
CREATIVITY IS AN ESSENTIAL PART OF ENTREPRENEURSHIP.
6. MANAGERIAL SKILLAND LEADERSHIP
•
A PERSON WHO WANTS TO BE A SUCCESSFUL ENTREPRENEUR
SHOULD HAVE MORE PASSION OF DOING SOMETHING NEW
THAN JUST EARNING PROFIT.
LEADERSHIP AND MANAGERIAL SKILLS ARE THE MOST
IMPORTANT FACETS OF ENTREPRENEURSHIP.
AN ENTREPRENEUR MUST HAVE THE ABILITY TO LEAD AND
MANAGE.
7. SKILLFUL MANAGEMENT
THE SUCCESS OF ANY ENTREPRENEURSHIP DEPENDS ON
THE MANAGEMENT OF THE ORGANIZATION.
WITH PROFESSIONAL MANAGEMENT AND SKILLED
MANAGERS, ENTREPRENEURSHIP BECOMES
SUCCESSFUL ACTIVITY.
8. RISK BEARING
UNCERTAINTY IS DEFINED AS A RISK WHICH CAN NOT BE
INSURED AGAINST AND IS INCALCULABLE.
ENTREPRENEUR IS AN AGENT WHO BUYS FACTORS OF
PRODUCTION AT CERTAIN PRICES, IN ORDER TO COMBINE
THEM INTO A PRODUCT, TO SELL THEM AT UNCERTAIN
PRICES IN FUTURE.
9. GAP FILLING FUNCTION
IT IS THE ENTREPRENEUR'S JOB TO FILL THE GAP OR
• MAKE UP THE DEFICIENCIES WHICH ALWAYS EXIST IN
• THE KNOWLEDGE ABOUT THE PRODUCTION FUNCTION.
10. START-UP INDIA
• START-UP INDIA IS AN INITIATIVE OF THE GOVERNMENT OF INDIA. IT WAS
LAUNCHED IN 2016. IT AIMS AT BUILDING AN ECOSYSTEM WHICH WILL
NURTURE START-UPS IN THE COUNTRY.
• TO BRING SUSTAINABLE ECONOMIC GROWTH AND LARGE SCALE
EMPLOYMENT OPPORTUNITIES CAN BE GENERATED.
• A START-UP IS DEFINED AS AN ENTITY HAVING ITS HEADQUARTER IN
INDIA, WHICH WAS OPENED with AN ANNUAL TURNOVER OF LESS THAN
RS.100 CRORES.
• THE I:MADE PROGRAM, TO HELP INDIAN ENTREPRENEURS TO BUILD 10
LAKH MOBILE APP START-UPS.
• THE MUDRA BANK'S SCHEME (PRADHAN MANTRI MUDRA YOJANA) IS AN
INITIATIVE BY INDIAN GOVERNMENT WHICH AIMS TO PROVIDE MICRO-
FINANCE, LOW-INTEREST RATE LOANS TO ENTREPRENEURS FROM LOW
SOCIO-ECONOMIC BACKGROUNDS.
11. OBJECTIVES OF START UPS
• RS.10,000CRORE STARTUPFUNDING POOL.
• REDUCTION IN PATENTREGISTRATIONFEES.
• IMPROVEDBANKRUPTCYCODE,TO ENSUREA90 DAYS EXITWINDOW.
• FREEDOM FROM MYSTIFYING INSPECTIONS FOR FIRST 3 YEARS OF
OPERATION.
• FREEDOM FROM CAPITALGAIN TAX FOR FIRST 3YEARS OF OPERATION.
• FREEDOMFROMTAX FOR FIRST3YEARSOFOPERATION.
• SELF-GLORIFICATION COMPLIANCE.
• TOTARGET5LAKHSCHOOLS,ANDINVOLVE10LAKHCHILDRENIN.
INNOVATION-RELATEDPROGRAMS.
• ENCOURAGE ENTREPRENEURSHIPWITHINTHE COUNTRY.
• PROMOTE INDIAACROSS THE WORLDASASTART-UPHUB.
• BUILTSTARTUPOASISAS RAJASTHAN INCUBATION CENTER
12. START UP INDIAACTION PLAN
THE GOVERNMENT OF INDIA HAS ANNOUNCED START UP INDIA ACTION
PLAN THAT FOCUSES ON THE FOLLOWING AREAS:
1) SIMPLIFICATION&HANDHOLDING:HERE,COMPLIANCEPROCEDURESFOR
START-UPS WILL BE MADE EASY. SIMILARLY, IF NECESSARY, WINDING UP
WILLALSOBEALLOWEDONFASTTRACKBASIS.
2) FUNDING SUPPORT & INCENTIVES: GOVERNMENT WILL PARTICIPATE IN
FUNDING PROCESS INDIRECTLY AS WELL AS TAX EXEMPTIONS WILL BE
ALLOWEDIN CAPITALGAIN, INCOMETAX ETC.
3) INDUSTRY - ACADEMIA PARTNERSHIP & INCUBATION: UNDER THIS
INITIATIVE,GOVERNMENTISPROPOSINGTOINTRODUCESTARTUPFESTS,TO
PROVIDE PRE - INCUBATION TRAINING, TO SET UP INCUBATORS WITH THE
HELP OF PRIVATE SECTOR, TO LAUNCH INNOVATION FOCUSED PROGRAMS
FOR STUDENTSAND SO ON.
13. OBJECTIVES OF THE STAND-UP INDIA
SCHEME
• THE OBJECTIVE OF THE STAND-UP INDIA SCHEME IS TO
FACILITATE BANK LOANS BETWEEN RS.10 LAKH AND RS.1
CRORE TO AT LEAST ONE SCHEDULED CASTE (SC) OR
SCHEDULED TRIBE (ST) BORROWER
• AT LEAST ONE WOMAN BORROWER PER BANK BRANCH FOR
SETTING UP A GREENFIELD ENTERPRISE. THIS ENTERPRISE
MAY BE IN MANUFACTURING, SERVICES OR THE TRADING
SECTOR.
• IN CASE OF NONINDIVIDUAL ENTERPRISES AT LEAST 51 % OF
THE SHAREHOLDING AND CONTROLLING STAKE SHOULD BE
HELD BY EITHER AN SC/ST OR WOMAN ENTREPRENEUR.
14. ELIGIBILITY
1) SC/ST AND/OR WOMAN ENTREPRENEURS, ABOVE 18
YEARS OF AGE.
2) LOANS UNDER THE SCHEME ARE AVAILABLE FOR
ONLY GREEN FIELD PROJECT.
GREEN FIELD SIGNIFIES, THE FIRSTTIME VENTURE OF
THE BENEFICIARYIN THE MANUFACTURING OR
SERVICES OR TRADING SECTOR.
IN CASE OF NON-INDIVIDUAL ENTERPRISES, 51%
OF THE SHAREHOLDINGAND CONTROLLING STAKE
SHOULD BE HELD BY EITHER SC/STAND/OR WOMEN
ENTREPRENEUR.
15. ABOUT STAND-UP INDIA
SCHEME
•NATURE OF LOAN:
• COMPOSITE LOAN (INCLUSIVE OF TERM LOAN AND WORKING
CAPITAL) BETWEEN RS.10 LAKH AND UPTO RS. 1 CRORE LAKH.
•PURPOSE OF LOAN:
• FOR SETTING UPA NEW ENTERPRISE IN MANUFACTURING, TRADING
OR SERVICES SECTOR BY SC/ST/WOMEN ENTREPRENEUR.
•SIZE OF LOAN:
• COMPOSITE LOAN OF 75% OF THE PROJECT COST INCLUSIVE OF
TERM LOAN AND WORKING CAPITAL. HOWEVER, IT WILL NOT BE
APPLICABLE IF THE BORROWER'S CONTRIBUTION ALONG WITH
CONVERGENCE SUPPORT FROM ANY OTHER SCHEME EXCEEDS 25% OF
THE PROJECT COST.
16. ABOUT STAND-UP INDIA
SCHEME
• INTEREST RATE:
• THE RATE OF INTEREST WOULD BE LOWEST APPLICABLE RATE OF
THE BANK FOR THAT CATEGORY (RATING CATEGORY) NOT TO
EXCEED (BASE RATE (MCLR) + 3%+ TENOR PREMIUM).
•SECURITY:
• BESIDES PRIMARY SECURITY, THE LOAN MAY BE SECURED BY
COLLATERAL SECURITY OR GUARANTEE OF CREDIT GUARANTEE
FUND SCHEME FOR STAND-UP INDIA LOANS (CGFSIL) AS DECIDED BY
THE BANKS.
•REPAYMENT:
• THE LOAN IS REPAYABLE IN 7 YEARS WITH A MAXIMUM
MORATORIUM PERIOD OF 18 MONTHS.
17. ABOUT STAND-UP INDIA SCHEME
•WORKING CAPITAL:
• FOR WITHDRAWAL OF WORKING CAPITAL UPTO 10 LAKH, THE
SAME MAY BE SANCTIONED BY WAY OF OVERDRAFT. RUPAY DEBIT
CARD TO BE ISSUED FOR CONVENIENCE OF THE BORROWER.
WORKING CAPITAL LIMIT ABOVE 10 LAKH TO BE SANCTIONED BY
WAY OF CASH CREDIT LIMIT.
•MARGIN MONEY:
• THE SCHEME ENVISAGES 25% MARGIN MONEY WHICH CAN BE
PROVIDED IN CONVERGENCE WITH ELIGIBLE CENTRAL/STATE
SCHEMES.
18. AGRO TOURISM (RURAL TOURISM):
NEW APPROACH TOWARDS
ENTREPRENEURSHIP
AGRO TOURISM OFFERS TOURISTS A CHANCE TO RECONNECT WITH THE
LAND AND PROVIDES A "HANDS ON EXPERIENCE" WITH LOCAL FOODS.
AGRITOURISM ACTIVITIES INCLUDE PICKING FRUITS, TENDING BEES,
MILKING COWS AND OTHER EDUCATIONAL PURSUITS.
• AGRITOURISM FOCUSES ON TRAVEL THAT IS EMPOWERING TO LOCAL
COMMUNITIES, BOTH SOCIALLY AND ECONOMICALLY.
• DEFINITION:
• AGRITOURISM IS "A COMMERCIAL ENTERPRISE AT A WORKING FARM,
RANCH, OR AGRICULTURAL PLANT CONDUCTED FOR THE ENJOYMENT OF
VISITORS THAT GENERATES SUPPLEMENT INCOME FOR THE OWNER."
19. ACTIVITIES IN AGRO TOURISM:
• AGRITOURISM AND NATURE-TOURISM ENTERPRISES MIGHT
INCLUDE:
• OUTDOOR RECREATION (TREKKING, FISHING, HUNTING, WILDLIFE
STUDY, HORSEBACK RIDING).
• EDUCATIONALEXPERIENCES(FARMINGEXPERIENCESLIKERICE
PLANTATION,COOKING EXPERIENCEON CHULHA).
• ENTERTAINMENT(HARVEST FESTIVALS LIKE 'HURDAPARTY' IN
MAHARASHTRA).
• HOSPITALITYSERVICES (FARM STAYS, GUIDED TOURS OR OUTFITTER
SERVICES).
• ON-FARM DIRECT SALES (U-PICK OPERATIONS OR ROADSIDE STANDS).
22. WBCSD (World Business
CouncilFor Sustainable
Development)
“The continuing commitment by business to behave
ethically and contribute to sustainable economic
development while improving the quality of life of
the workforce and their families as well as of the
local community and the society.”
23. UNIDO (UNITED NATIONS
INDUSTRIAL DEVELOPMENT
ORGANISATION)
• “CSR IS A MANAGEMENT CONCEPT WHEREBY
COMPANIES INTEGRATE SOCIAL AND
ENVIRONMENTAL CONCERN IN THEIR BUSINESS
OPERATION AND INTERACTIONS WITH THEIR
STAKEHOLDER”
24. SCOPE OF CSR
A) APPLICABILITY
• 1. COMPANIES HAVING NET WORTH OF 1500 CR. OR
TURNOVRER OF 1000 CR IN FINANCIALYEAR SHOULD
CONSTITUTE CSR.
• 2. BOARD SHOULD DISCLOSE COMPOSITION OF
CSR
• 3. 2% OF AVERAGE NET PROFIT SHOULD BE
INVESTED IN CSR ACTIVITIES
• 4. COMPANIES SHOULD COMPLIENCE WITH CSR
COMMITTEE
25. SCOPE OF CSR
• B) CSR COMMITTEE
• 1. CSR COMMITTEE SHOULD CONSTITUTE
FOUR DIRECTORS
• 2. THEY SHOULD MEET TWICE IN A YEAR
TO DISCUSS ON CSR MATTER
26. SCOPE OF CSR
• COMPANIES ACT 2014 LAYS DOWN THE CSR
ACTIVITIES FOR THE COMPANIES
• 1. ERADICATING HUNGER, POVERTY,
PROMOTING PREVENTIVE HEALTH CARE &
SANITIZATION
2. PROMOTING EDUCATION
• 3. REDUCING CHILD MORTALITY &
IMPROVING MATERNAL HEALTH
• 4. ENSURING ENVIRONMENTAL
SUSTAINABILITY
• 5. EMPLOYMENT ENHANCING
• 6. CONTRIBUTION TO PM RELIEF FUND
• 7. RURAL DEVELOPMENT PROGRAMMES
27. SCOPE OF CSR
• D) NON- COMPLIANCE OF CSR ACTIVITIES
• 1. PENALITIES FOR NON COMPLIANCE OF CSR
DUTY - NOT LESS THAN RS. 50,000 TO RS. 25,00,000
• 2. OFFICER SHALL BE PUNISHED FOR A TERM
WHICH MAY EXTEND TO 3 YEARS OF IMPRISONMENT
• OR
• FINE OF RS. 50,000 WHICH CAN EXTEND TO RS.
5,00,000
28. BOTTOM LINE CONCEPTS
OF CSR
RESPONSIBILITY TOWARDS EMPLOYEES
RESPONSIBILITY TOWARDS SOCIETY
RESPONSIBILITY TOWARDS CONSUMERS
RESPONSIBILITY TOWARDS SHAREHOLDERS
RESPONSIBILITY TOWARDS GOVERNMENT
29. RESPONSIBILITYTOWARDS
EMPLOYEES
To provide a healthy working
environment.
To grant regular and fair
wages.
To provide welfare services.
To provide training and
promotion facilities.
Proper recognition of
efficiency and hardwork.
30. RESPONSIBILITYTOWARDS
SOCIETY
Carry on business with moral & ethical
standards.
Prevention of environmental pollution.
Minimizing ecological imbalance.
Contribution towards the development of
social health & education.
Making use of appropriate technology.
Overall development of locality.
31. RESPONSIBILITY
TOWARDS CONSUMERS
Supplying socially harmless
products.
Supplying the quality &
standards as promised.
Adopt fair pricing.
Adopt after sales services.
Resisting black-marketing.
Maintaining consumer’s
grievance cell.
Fair competition.
33. RESPONSIBILITYTOWARDS
GOVERNMENT
Obey rules and regulation.
Regular payment of taxes.
Cooperating with the government to promote
social values.
Not to take advantage of loopholes in business
laws.
Cooperating with the government for economic
growth and development.
34. CSRPRINCIPLESAND
STRATEGIES
Respect for human rights.
Respect for the differences of
views.
Make social contributions.
Self realization and creativity.
Fair dealing and collaboration.
Feedback from the community.
Long term social and
economic development.
35. ARGUMENTS FOR
CSR
FOR:
Corporate should have some moral & social
obligations to undertake for the welfare of the
society.
Proper use of resource, capability &
competence.
The expenditure on CSR is a sort of investment.
Company can avoid many legal complications.
It create a better impressions.
37. CSRACTIVITIESOF
AMUL
Trust named AMUL Relief Trust.
Campaign- Green Gujarat Tree Plantation
Campaign
Tribhuvandas Foundation
Dairy Demonstration Farm
AMUL Scholar
Blood Donation
Rural Sanitation Campaign
Other Activities:
• Encourage women to participate in dairy
Cooperative Societies.
• To develop & enhance leadership skills & qualities
38. CSRACTIVITIES OF
INFOSYS
Learning & Education
• Donated 10,200 books alone in
Karnataka
• Reconstructed 14 Govt. schools
Art & Healthcare
• Organizes Cultural Programs
• Constructed Infosys Super Speciality
Hospital
Social Rehabilitation
• Constructed hostels, orphanages, old
age homes
Donation Camps
• Eye & blood donation camps -
39. CSRACTIVITIESOF
RELIANCE
• EMPLOYMENT
• Train the employees of the company through some
camps & seminars.
• English speaking classes.
• Personality development classes.
• Training by NAC & make them for future requirements
of the construction.
HEALTH:
• Provide quality health care facilities in the regions around the
site.
• It runs medical facility centre, physiotherapy centre & mobile
vans that dispenses free medicines & provide free medical
check-ups.
• Periodically company comes up with health camps like
general health check-up camps, eye check-up camps &
corrective surgery camps for disables children.
• Drishti
41. CONCLUSION
CSR is the heart and soul of modern corporations
and is an important standards for corporate
governance.
CSR is an indispensable mechanism for
both increased corporation
accountability, profitability and
environmental sustainability.
CSR is the pole star of modern corporations in order
to maintain the integrity of moral fabrics both inside
and outside the corporation while conducting
socially responsible business.