This document discusses biblical principles of financial stewardship. It teaches that everything belongs to God and we are merely stewards of what He has provided. It encourages tithing 10% of one's income to support God's work. It provides guidance on increasing income, decreasing expenses, avoiding debt, and letting money work through investments. The overall message is that one should manage their finances in a way that glorifies God and grows their relationship with Him.

1. CFC Singles for Christ
June 20, 2012
Jhonsen D. Sales

2. Everything belongs to God.
We are merely stewards of
what belongs to God.
It is God who enables us to
acquire wealth.

3. Everything belongs to God
Psalm 24:1 "The Lord's are the earth
and its fullness; the world and those
who dwell in it“
Haggai 2:8 "Mine is the silver and
mine the gold, says the Lord of hosts”
God created everything.
God is the owner of everything without exception.

4. Stewards of what belongs to God
We are stewards (or managers) and
not masters over the things God has
entrusted to us.
We are to manage what has been
entrusted to us wisely, unselfishly and in
accordance with God's plan.

5. God who enables us to acquire wealth
Proverbs 10:22 "It is the Lord's
blessing that brings wealth, and no
effort can substitute for it".
Ecclesiastes 5:18 "Any man to whom God
gives riches and property, and grants power to
partake of them, so that he receives his lot and
finds joy in the fruits of his toil, has a gift from God"
Without God's blessings, we would not have
the good things we have.

6. God who enables us to acquire wealth
1 Corinthians 4:7 "Name something you
have that you have not received. If
then, you have received it, why are you
boasting as if it were your own?“
Sirach 11:14
"Poverty and riches are from the Lord“
Sirach 11:21
"It is easy with the Lord suddenly, in an
instant, to make a poor man rich"

7. God who enables us to acquire wealth
Proverbs 3:9
"Honor the Lord with your wealth.“
Though God allows us to enjoy our
possessions, these are not exclusively for our
benefit. We need to see how we can use our
possessions to serve God and to do His work
on earth.
We should use our finances (wealth and possessions) to
glorify God and participate in the spread of His Kingdom.

8. What is TITHING?
The tithe consists of ten percent (10%) of an
individual's income after taxes from whatever source,
i.e., wages, rents, investments, business, etc.
TITHING
The tithe is given to the immediate body of Christ of
which one is a part, and where one draws support for
one's Christian life. Ex. SFC, Parish
Good News: It is given to support the work of the Lord.

9. WHY we do TITHING?
We rob God if we don't tithe. Simply because the
money is His in the first place and He's just asking us
to turn over 10% of it.
TITHING
We tithe so that there may be "food in God's
house.“Food is life-giving, which gives life to many.
"open the floodgates": God can never be outdone
in generosity.
Good News: It is given to support the work of the Lord.

10. Scripture Readings about TITHINGS
Scriptures
Genesis 14:20 Proverbs 3:9
Leviticus 27:30 Matthew 23:23
Numbers 18:26-29 Luke 18:12
Deuteronomy 14:22-27 Hebrews 7:4-9
Good News: Read, meditate and reflect!

11. Tithing as Lifestyle
Tithing is not part of our covenant in SFC.
But it is certainly an essential part of our life
as a growing Christian.
Evangelization Administration
Support for missionaries Donations (needy members)
Formation of members Purchase of assets as needed
Community activities International mission
The only source of income of CFC Singles
for Christ is from contributions, basically
from its members.

12. God's work needs money, God
Himself does not!
PERSPECTIVE
 The practical need for money is just His way
of giving us the privilege of being His
co-workers in Kingdom-building.
Focus not so much on the 10%, but
on the 90% we keep for ourselves!

13. What if I do not have enough?
The Widow’s Offering
21 As Jesus looked up, he saw the rich putting their
gifts into the temple treasury. 2 He also saw a poor
widow put in two very small copper coins. 3 “Truly I
tell you,” he said, “this poor widow has put in more
than all the others. 4 All these people gave their gifts
out of their wealth; but she out of her poverty put in all
she had to live on.” - Luke 21:1-4
Note: It’s about what’s left when you give.

14. Roadmap to Financial Stability
God desires our abundance.
We sometimes do not realize that we are blessed
because we measure abundance differently.
Trust God for Provisions.
God asks us not to worry about the material, rather to
concentrate on seeking His kingdom, then all else will
follow. (Luke 12:22-34)
Do our part.
First is to increase our source of income.
Second, is to decrease our expenses.

15. Basic Financial Education
F1 – Financial INCOME
F2 – Financial SHARE
F3 – Financial EXPENSES
F4 – Financial DEBT
F5 – Financial GROW

16. F1 – Financial INCOME
Job
Business
Investments
Golden Rule: SPEND LESS THAN YOU EARN.

17. F2 – Financial SHARE
Tithing
Donating
Giving
Supporting
Golden Rule: Tithes is priority. Tithes not Tip.

18. F3 – Financial EXPENSES
Needs
Wants
Golden Rule: Keep WANTS to minimum.

19. F4 – Financial DEBTS
Mortgage
Credit Cards
Car Loans
Loans, etc.
Golden Rule: Live simply.

20. F5 – Financial GROW
Paper Assets
Stocks
Dividends
Bonds
Mutual Fund
Income continuance
Business
Real Estate
Golden Rule: Let money works for you.

21. FINANCIAL FORMULA
Income – Tithes – Savings = Expenses
100% 10% 20% 70%
1st 2nd 3rd
Action Item:
List all your monthly expenses.
Add all then subtract to your monthly income.
Check your cash-flow! It must be POSITIVE!

22. Responding to the Invitation:
RESPONSE
Are you ready to take seriously this life’s
journey not just the Financial Stewardship
but as your whole life towards CHRIST, of
knowing Christ more and growing in an
intimate relationship with Him?
If your answer is YES, the journey begins!!!

23. Reflection:
1. Did I LIVE ?
2. Did I LOVE?
3. Did I MATTER?
The WAY you PRAY. The WAY you LIVE.

24. Get this FREE, just email me at
jhonsen2010im@gmail.com

25. Thank you!
Praise
GOD!
Love from Jesus, fill us!
Holy Spirit, guide us!
God the Father,
your will be done! AMEN