The document outlines an investment strategy for a $1 million portfolio. It allocates 20.75% ($207,500) to retirement funds, 60% ($600,000) to stocks, 12% ($120,000) to bonds, and 7.25% ($72,500) to other assets. For retirement funds, it recommends contributing the maximum to a Roth IRA each year until age 50 to yield around $840,000. For stocks, it recommends index funds tracking the S&P 500 and total stock market for domestic and international equities. For bonds, it recommends treasury bonds, total bond market index funds, and international government bonds. The other assets allocation includes industries like marijuana, tech, and real

1. Wealth Management
Group
FMA Case Competition

2. Strategy
 Retirement Fund - $207,500 (20.75%)
 Stocks - $600,000 (60%)
 Domestic Stocks - $420,000 [70%]
 International Stocks - $180,000 [30%]
 Bonds - $120,000 (12%)
 Domestic Bonds - $96,000 [80%]
 International Bonds - $24,000 [20%]
 Other - $72,500 (7.25%)
 Industries – $54,375 [75%]
 Commodities/Other Assets – $18,125 [25%]

3. Retirement Fund
 Open a low expense ratio ROTH IRA and deposit the max of $5,500 every year
until age 50, then $6,500/year. Expected return should be ~7%. The result of
continuing contributions and 35 years of compounding interest should yield
about $840,000.
 Money Invested: $207,500 / 1m
 Money Returned: ~$840,000
 Investments within IRA includes age-based sliding-allocation between
international and domestic stocks and bonds/mutual funds.

4. Stocks - $600,000 (60%)
 Domestic Stocks - $420,000 [70%]
 S&P 500 Index Fund
 Total Stock Market Index Fund
 International Stocks – $180,000 [30%]
 Total International Stock Index Fund
 China
 India
 Ukraine

5. Bonds - $120,000 (12%)
 Domestic Bonds – $96,000 [80%]
 Treasury Bonds
 Total Bond Market Index Fund
 International Bonds – $24,000 [20%]
 Argentina
 Russia
 Japan

6. Other - $72,500 (7.25%)
 Industries - $54,375 [75%]
 Marijuana
 Tech
 Green Energy
 Real Estate
 Commodities - $18,125 [25%]
 Gold
 Oil