This document outlines the by-laws of the Black Data Processing Associates (BDPA) Cleveland Chapter. It defines the chapter's name, mission, objectives, membership structure, officer roles and responsibilities, committees, nominations and elections process, meeting procedures, and financial policies. The by-laws establish the framework for how the chapter will be governed and managed.
This document contains the by-laws of the Atlanta chapter of the Black Data Processing Associates (BDPA). The by-laws establish the name of the organization, its objectives to strengthen expertise in the IT community and broaden IT knowledge among minorities, and its business areas. It defines membership, officers and their responsibilities, committees, nominations and elections procedures, meetings, and financial policies. The by-laws provide the overall governance structure for the BDPA Atlanta chapter.
This document provides guidance for leaders of the Society for Technical Communication's communities (chapters and special interest groups) on governance, leadership roles and responsibilities, committees, programs, communication, and other operational aspects. It defines chapters and SIGs, outlines typical leadership roles and calendars, and provides templates and guidance for developing bylaws, mission statements, strategic plans, budgets, and other foundational documents. The document also offers tips for running effective meetings and programs, transitioning leadership, and communicating with members through newsletters and other channels. The overarching goal is to help community leaders operate effectively and in alignment with the Society.
- Microsoft Dynamics CRM Online is a cloud-based CRM solution hosted by Microsoft that provides sales, marketing, and customer service automation capabilities.
- It offers 99.9% uptime, integration with Office 365 and other Microsoft services, and is available in 42 markets and 41 languages.
- The document provides an overview of CRM Online capabilities, features, administration, and integration with other Microsoft services like Yammer, Lync, Skype, and SharePoint.
This document is UnitedHealth Group's annual report on Form 10-K for the fiscal year ending December 31, 2004 filed with the Securities and Exchange Commission. It provides an overview of UnitedHealth's business operations, segments, regulatory environment, competition, employees and executive officers. The report details UnitedHealth's revenues, customers, markets, products and services across its business segments. It also addresses properties, legal proceedings, submission to shareholder votes and financial results.
Environmental sanitation policy of GhanaEnoch Ofosu
The Environmental Sanitation Policy (Revised, 2009) is the outcome of reviews to address limitations of the old policy published in 1999. A result of nation-wide consultation among sector stakeholders, this new policy redirects our efforts five years to the to the MillenniumDevelopment Goals (MDGs) target year of 2015.
This document provides a summary of the Queensland Local Government Regulation 2012 which outlines regulations related to local governments in Queensland.
The regulation contains 7 chapters that cover:
1. Preliminary definitions and information
2. Regulations related to local government areas including boundaries, names, representation and processes for changes
3. Regulations related to the business operations of local governments including local laws, business reform, competitive neutrality requirements, and water/sewerage services
4. Requirements for local governments to establish competitive neutrality complaint processes to address complaints about significant business activities.
The regulation provides detailed rules and guidelines to standardize practices across local government areas in Queensland.
eModeration: Managing Social Media Around Live EventsEmoderation
Social media involvement adds the ‘wow factor’ to live events. This white paper explains how to manage social media around live events, drive engagement and improve the overall live event experience, with some suggestions for the tools to help you do it.
This document contains the amended and restated by-laws of Quest Diagnostics Incorporated, a Delaware corporation, as amended through February 11, 2009. The by-laws outline procedures for stockholder meetings, the board of directors, officers, execution of instruments, deposits, finances, capital stock, seal and offices, indemnification, and amendments to the by-laws. Key sections include requirements for advance notice by stockholders of business or nominations to be brought at annual meetings, the composition and duties of the board of directors and officers, and indemnification of directors and officers.
This document contains the by-laws of the Atlanta chapter of the Black Data Processing Associates (BDPA). The by-laws establish the name of the organization, its objectives to strengthen expertise in the IT community and broaden IT knowledge among minorities, and its business areas. It defines membership, officers and their responsibilities, committees, nominations and elections procedures, meetings, and financial policies. The by-laws provide the overall governance structure for the BDPA Atlanta chapter.
This document provides guidance for leaders of the Society for Technical Communication's communities (chapters and special interest groups) on governance, leadership roles and responsibilities, committees, programs, communication, and other operational aspects. It defines chapters and SIGs, outlines typical leadership roles and calendars, and provides templates and guidance for developing bylaws, mission statements, strategic plans, budgets, and other foundational documents. The document also offers tips for running effective meetings and programs, transitioning leadership, and communicating with members through newsletters and other channels. The overarching goal is to help community leaders operate effectively and in alignment with the Society.
- Microsoft Dynamics CRM Online is a cloud-based CRM solution hosted by Microsoft that provides sales, marketing, and customer service automation capabilities.
- It offers 99.9% uptime, integration with Office 365 and other Microsoft services, and is available in 42 markets and 41 languages.
- The document provides an overview of CRM Online capabilities, features, administration, and integration with other Microsoft services like Yammer, Lync, Skype, and SharePoint.
This document is UnitedHealth Group's annual report on Form 10-K for the fiscal year ending December 31, 2004 filed with the Securities and Exchange Commission. It provides an overview of UnitedHealth's business operations, segments, regulatory environment, competition, employees and executive officers. The report details UnitedHealth's revenues, customers, markets, products and services across its business segments. It also addresses properties, legal proceedings, submission to shareholder votes and financial results.
Environmental sanitation policy of GhanaEnoch Ofosu
The Environmental Sanitation Policy (Revised, 2009) is the outcome of reviews to address limitations of the old policy published in 1999. A result of nation-wide consultation among sector stakeholders, this new policy redirects our efforts five years to the to the MillenniumDevelopment Goals (MDGs) target year of 2015.
This document provides a summary of the Queensland Local Government Regulation 2012 which outlines regulations related to local governments in Queensland.
The regulation contains 7 chapters that cover:
1. Preliminary definitions and information
2. Regulations related to local government areas including boundaries, names, representation and processes for changes
3. Regulations related to the business operations of local governments including local laws, business reform, competitive neutrality requirements, and water/sewerage services
4. Requirements for local governments to establish competitive neutrality complaint processes to address complaints about significant business activities.
The regulation provides detailed rules and guidelines to standardize practices across local government areas in Queensland.
eModeration: Managing Social Media Around Live EventsEmoderation
Social media involvement adds the ‘wow factor’ to live events. This white paper explains how to manage social media around live events, drive engagement and improve the overall live event experience, with some suggestions for the tools to help you do it.
This document contains the amended and restated by-laws of Quest Diagnostics Incorporated, a Delaware corporation, as amended through February 11, 2009. The by-laws outline procedures for stockholder meetings, the board of directors, officers, execution of instruments, deposits, finances, capital stock, seal and offices, indemnification, and amendments to the by-laws. Key sections include requirements for advance notice by stockholders of business or nominations to be brought at annual meetings, the composition and duties of the board of directors and officers, and indemnification of directors and officers.
This document outlines the constitution of the Inter-College Residents' Association (ICRA) at the University of California, San Diego. It details ICRA's purpose of serving on-campus residents through educational, social, and community programs. It establishes ICRA's affiliation with campus housing, involvement centers, and residential area councils. The constitution defines ICRA membership and outlines the roles and responsibilities of the executive board positions, including the president, vice presidents, and National Residence Hall Honorary chair. It also covers financial procedures, amendments, and enactment.
RFP digitaal platform van branche organisaties KBb en GAU bevat de 130 requirements die uitgevers en boekverkopers hebben opgesteld om te bepalen welke diensten het digitaal platform (aangeduid met de naam DOLCI) moet kunnen leveren. Op basis van deze 130 requirements zijn partijen geselecteerd om het platform te realiseren en te beheren.
Micron Acquisition of Elpida - Strategy AnalysisAlexandre Reitor
This document appears to be a team assignment analyzing Micron Technology's acquisition of Elpida Memory. It includes:
1) An executive summary outlining the strategic rationale for the acquisition, key issues, and recommendation.
2) An external analysis of the DRAM industry, competitors, macro trends, and competitive positioning of Micron and Elpida.
3) An internal analysis of Micron and Elpida's business definitions, management, organization, strategic positioning, and finances.
4) A section beginning the analysis of whether acquisition was the right strategic move for Micron.
Strategy Analysis - Micron Acquisition of ElpidaGabriel Bowers
Micron Technology is acquiring Elpida Memory for $2.5 billion. This consolidation in the DRAM industry is expected to benefit companies by easing oversupply issues and allowing for more stable pricing. With the acquisition, Micron will become the world's second largest DRAM maker behind Samsung. The deal could help Micron convert some Elpida facilities to produce more profitable NAND flash chips. Overall, industry analysts expect the consolidation to improve profitability for the remaining major DRAM companies through more rational supply levels. However, the improved environment may not help smaller Taiwanese DRAM firms as much due to their competitive disadvantages compared to the top producers.
This document is the preface to the Constitution of India. It provides some brief context about the Constitution. Specifically, it notes that the Constitution is a living document that has been amended over time. It states that this edition of the text incorporates all amendments to the Constitution made by Parliament up to 2006. It also notes that the Constitution applies to Jammu and Kashmir with some exceptions and modifications. Finally, it provides information about where the text of certain amendments that have not yet come into force can be found.
The document describes an integrated identity management solution implemented at a large international bank, What Bank International (WBI), using IBM Tivoli security products. It discusses WBI's business needs, current IT architecture challenges with user identities and access management. The solution implemented a phased approach to first enable self-service access management and then integrate additional identity management capabilities. The solution holistically addressed WBI's security needs of access control, identity management, audit, directory services and privacy using components from IBM Tivoli portfolio.
Chico’s exclusively designed, private branded clothing for women featuring a combination of great style with on-trend, expressive and one-of-a-kind designs that are figure-flattering, unique, relaxed, and fashionable. http://www.chicos.com
Attach to legal pleadings in order to ensure that the court does not challenge or undermine your choice of citizenship or domicile. Establishes that any court which attempts to do this is involving itself in "political questions", which is a violation of the separation of powers doctrine.
This document is the preamble and table of contents for the Constitution of India. It introduces the constitution as the living document that establishes the government system in India. The preamble is followed by a table of contents that outlines the structure and contents of the constitution under the following parts:
I) The Union and Its Territory
II) Citizenship
III) Fundamental Rights (including rights to equality, freedom, religion, against exploitation, and cultural/educational rights)
It lists 51 articles that comprise these parts and the fundamental rights guaranteed under the constitution.
- Salesforce reported strong financial results for FY14 with $4.1 billion in revenue, a 33% increase over the previous year, and anticipated revenue growth to exceed $5 billion in FY15.
- The company achieved several accolades in FY14 including being named the #1 CRM platform worldwide by Gartner and the world's most innovative company for the third year in a row by Forbes.
- Salesforce saw continued growth of its platform in FY14 with over 2,000 apps on the AppExchange and 1.5 billion daily transactions on the Salesforce1 Platform.
This research proposal examines the role of automatic teller machine (ATM) cards in customer satisfaction at Bank of Kigali in Kigali, Rwanda. The study aims to understand how ATM cards impact customer satisfaction. It will survey customers at Bank of Kigali's headquarters and branches in Kigali on their experiences using ATM cards and level of satisfaction. The proposal outlines the background, problem statement, objectives, research questions, significance, limitations and scope of the study. It also reviews literature on factors influencing customer satisfaction, methods for measuring satisfaction, and satisfaction in banking. The research design, sample, instruments, data collection and analysis are described.
The document is an introduction to the IFC Family Business Governance Handbook. It defines a family business and notes that while they make up a large percentage of businesses worldwide and have certain strengths, only about 5% survive to the third generation due to a lack of proper governance structures. The handbook aims to provide guidance on governance practices and structures that can help family businesses mitigate challenges and ensure long-term viability. It discusses common stages of growth in family businesses and provides an overview of topics that will be covered, including roles of family members, governance practices, management succession planning, and considerations for going public.
The document outlines the by-laws of the Black Data Processing Associates St. Louis Metro Chapter. It defines the chapter's name, objectives, membership policies, officer roles and responsibilities, committees, nominations and elections procedures, meeting guidelines, fiscal policies, and procedures for amending the by-laws. The by-laws establish the organizational structure and governance of the chapter.
Nathan is a Certified Investment Management Analyst®, and earned this designation from Wharton at the University of Pennsylvania. Nathan is also a Certified Private Wealth Advisor
This document outlines the by-laws of the Black Data Processing Associates Cincinnati Chapter. It details the objective and business areas of the organization which are to strengthen expertise of minority members in information technology and offer career resources. It defines membership as open to those employed or interested in IT. Membership types include full members and student members. The by-laws also specify financial obligations of members, election procedures for officers, requirements for meetings and amendments.
This document contains the bylaws of the Black Data Processing Associates (BDPA) Middle Tennessee chapter from June 2005. The bylaws define the organization's name, objective to share IT knowledge and expertise with minorities, and business areas. It outlines membership which includes full members and student members. The bylaws also describe the officers of the association including responsibilities, and the board of directors. It covers committees, nominations/elections, meetings, financial policies, amendments, and the BDPA Education and Technology Foundation.
This document provides a report on the informal sector of waste recycling in Egypt. It discusses the historical context and various actors involved, including traditional waste collectors, roamers, peddlers, middlemen, and formal government and private entities. It describes the adaptive strategies of informal recyclers and assesses their institutional frameworks. Challenges facing informal workers are analyzed, such as poor organization, financial constraints, and stigma. The report also examines lessons learned, such as how source segregation benefits incomes. It reviews Egypt's legal framework regarding solid waste and integration efforts, including awareness campaigns and business formalization.
This document provides a summary of the informal sector involved in waste recycling in Egypt. It describes the various actors in the informal recycling economy, including traditional waste collectors, roamers, peddlers, and middlemen. It also outlines the formal actors in Egypt's solid waste system, including local governments, ministries, private companies, donors, and residents. The document then analyzes the institutional framework of informal waste workers, including their business aspects, livelihoods, challenges, and efforts of non-profit groups. It also assesses Egypt's legal framework related to solid waste management and integration of informal workers. In conclusion, the document presents an overview of Egypt's informal waste recycling sector and efforts to integrate these workers formally.
United Health Group Annual Report on Form 10-Kfinance3
This document is a Form 10-K annual report filed by UnitedHealth Group Incorporated with the SEC for the fiscal year ending December 31, 2005. It provides an overview of UnitedHealth Group's business segments and operations, including its acquisition of PacifiCare Health Systems in December 2005. UnitedHealth Group conducts business through operating divisions in health insurance, health care services, specialized care services, and health care data and information services. It derives revenues from health insurance premiums, fees for administrative services, product sales, and investment income.
This document is a registration statement filed by Telecom Italia S.p.A. with the U.S. Securities and Exchange Commission (SEC). It provides information on Telecom Italia's directors, shareholders, business operations, financial statements, and other regulatory disclosures required by the SEC. Specifically, the document discloses that:
- Telecom Italia is a large telecommunications company based in Italy that offers services across Europe.
- It has different classes of shares that trade on the New York Stock Exchange.
- It operates in highly regulated markets and discusses the key regulations that impact its business.
- Financial information and operating results are provided for 2013 and prior years, along with discussion of liquid
This document is a registration statement and annual report filed by Telecom Italia S.p.A. with the U.S. Securities and Exchange Commission (SEC). It provides information on Telecom Italia's directors, shareholders, business operations, financial results, properties, employees, compensation, and other details required by the SEC. The filing includes Telecom Italia's audited financial statements and notes for the fiscal year ending December 31, 2012, prepared according to International Financial Reporting Standards. It also outlines the company's accounting policies, results of operations, liquidity, research activities, and regulatory environment.
This report provides recommendations to improve the marketing of financial products in France. It identifies reasons for action such as a growing need for consumer advice, lessons from past incidents of misselling, and ensuring fair competition. Key recommendations include:
1) Simplifying product information for consumers and ensuring advertising accurately reflects risks and rewards.
2) Improving how retail networks target customers by refining segmentation, differentiating product ranges, and tiering advisor skills.
3) Clearly defining the scope of advice obligations and ensuring suitable recommendations by maintaining records of advisor-customer interactions.
4) Safeguarding advice impartiality by monitoring distributor compensation and ensuring neutral product recommendations.
5) Promoting responsibility across
This document outlines the constitution of the Inter-College Residents' Association (ICRA) at the University of California, San Diego. It details ICRA's purpose of serving on-campus residents through educational, social, and community programs. It establishes ICRA's affiliation with campus housing, involvement centers, and residential area councils. The constitution defines ICRA membership and outlines the roles and responsibilities of the executive board positions, including the president, vice presidents, and National Residence Hall Honorary chair. It also covers financial procedures, amendments, and enactment.
RFP digitaal platform van branche organisaties KBb en GAU bevat de 130 requirements die uitgevers en boekverkopers hebben opgesteld om te bepalen welke diensten het digitaal platform (aangeduid met de naam DOLCI) moet kunnen leveren. Op basis van deze 130 requirements zijn partijen geselecteerd om het platform te realiseren en te beheren.
Micron Acquisition of Elpida - Strategy AnalysisAlexandre Reitor
This document appears to be a team assignment analyzing Micron Technology's acquisition of Elpida Memory. It includes:
1) An executive summary outlining the strategic rationale for the acquisition, key issues, and recommendation.
2) An external analysis of the DRAM industry, competitors, macro trends, and competitive positioning of Micron and Elpida.
3) An internal analysis of Micron and Elpida's business definitions, management, organization, strategic positioning, and finances.
4) A section beginning the analysis of whether acquisition was the right strategic move for Micron.
Strategy Analysis - Micron Acquisition of ElpidaGabriel Bowers
Micron Technology is acquiring Elpida Memory for $2.5 billion. This consolidation in the DRAM industry is expected to benefit companies by easing oversupply issues and allowing for more stable pricing. With the acquisition, Micron will become the world's second largest DRAM maker behind Samsung. The deal could help Micron convert some Elpida facilities to produce more profitable NAND flash chips. Overall, industry analysts expect the consolidation to improve profitability for the remaining major DRAM companies through more rational supply levels. However, the improved environment may not help smaller Taiwanese DRAM firms as much due to their competitive disadvantages compared to the top producers.
This document is the preface to the Constitution of India. It provides some brief context about the Constitution. Specifically, it notes that the Constitution is a living document that has been amended over time. It states that this edition of the text incorporates all amendments to the Constitution made by Parliament up to 2006. It also notes that the Constitution applies to Jammu and Kashmir with some exceptions and modifications. Finally, it provides information about where the text of certain amendments that have not yet come into force can be found.
The document describes an integrated identity management solution implemented at a large international bank, What Bank International (WBI), using IBM Tivoli security products. It discusses WBI's business needs, current IT architecture challenges with user identities and access management. The solution implemented a phased approach to first enable self-service access management and then integrate additional identity management capabilities. The solution holistically addressed WBI's security needs of access control, identity management, audit, directory services and privacy using components from IBM Tivoli portfolio.
Chico’s exclusively designed, private branded clothing for women featuring a combination of great style with on-trend, expressive and one-of-a-kind designs that are figure-flattering, unique, relaxed, and fashionable. http://www.chicos.com
Attach to legal pleadings in order to ensure that the court does not challenge or undermine your choice of citizenship or domicile. Establishes that any court which attempts to do this is involving itself in "political questions", which is a violation of the separation of powers doctrine.
This document is the preamble and table of contents for the Constitution of India. It introduces the constitution as the living document that establishes the government system in India. The preamble is followed by a table of contents that outlines the structure and contents of the constitution under the following parts:
I) The Union and Its Territory
II) Citizenship
III) Fundamental Rights (including rights to equality, freedom, religion, against exploitation, and cultural/educational rights)
It lists 51 articles that comprise these parts and the fundamental rights guaranteed under the constitution.
- Salesforce reported strong financial results for FY14 with $4.1 billion in revenue, a 33% increase over the previous year, and anticipated revenue growth to exceed $5 billion in FY15.
- The company achieved several accolades in FY14 including being named the #1 CRM platform worldwide by Gartner and the world's most innovative company for the third year in a row by Forbes.
- Salesforce saw continued growth of its platform in FY14 with over 2,000 apps on the AppExchange and 1.5 billion daily transactions on the Salesforce1 Platform.
This research proposal examines the role of automatic teller machine (ATM) cards in customer satisfaction at Bank of Kigali in Kigali, Rwanda. The study aims to understand how ATM cards impact customer satisfaction. It will survey customers at Bank of Kigali's headquarters and branches in Kigali on their experiences using ATM cards and level of satisfaction. The proposal outlines the background, problem statement, objectives, research questions, significance, limitations and scope of the study. It also reviews literature on factors influencing customer satisfaction, methods for measuring satisfaction, and satisfaction in banking. The research design, sample, instruments, data collection and analysis are described.
The document is an introduction to the IFC Family Business Governance Handbook. It defines a family business and notes that while they make up a large percentage of businesses worldwide and have certain strengths, only about 5% survive to the third generation due to a lack of proper governance structures. The handbook aims to provide guidance on governance practices and structures that can help family businesses mitigate challenges and ensure long-term viability. It discusses common stages of growth in family businesses and provides an overview of topics that will be covered, including roles of family members, governance practices, management succession planning, and considerations for going public.
The document outlines the by-laws of the Black Data Processing Associates St. Louis Metro Chapter. It defines the chapter's name, objectives, membership policies, officer roles and responsibilities, committees, nominations and elections procedures, meeting guidelines, fiscal policies, and procedures for amending the by-laws. The by-laws establish the organizational structure and governance of the chapter.
Nathan is a Certified Investment Management Analyst®, and earned this designation from Wharton at the University of Pennsylvania. Nathan is also a Certified Private Wealth Advisor
This document outlines the by-laws of the Black Data Processing Associates Cincinnati Chapter. It details the objective and business areas of the organization which are to strengthen expertise of minority members in information technology and offer career resources. It defines membership as open to those employed or interested in IT. Membership types include full members and student members. The by-laws also specify financial obligations of members, election procedures for officers, requirements for meetings and amendments.
This document contains the bylaws of the Black Data Processing Associates (BDPA) Middle Tennessee chapter from June 2005. The bylaws define the organization's name, objective to share IT knowledge and expertise with minorities, and business areas. It outlines membership which includes full members and student members. The bylaws also describe the officers of the association including responsibilities, and the board of directors. It covers committees, nominations/elections, meetings, financial policies, amendments, and the BDPA Education and Technology Foundation.
This document provides a report on the informal sector of waste recycling in Egypt. It discusses the historical context and various actors involved, including traditional waste collectors, roamers, peddlers, middlemen, and formal government and private entities. It describes the adaptive strategies of informal recyclers and assesses their institutional frameworks. Challenges facing informal workers are analyzed, such as poor organization, financial constraints, and stigma. The report also examines lessons learned, such as how source segregation benefits incomes. It reviews Egypt's legal framework regarding solid waste and integration efforts, including awareness campaigns and business formalization.
This document provides a summary of the informal sector involved in waste recycling in Egypt. It describes the various actors in the informal recycling economy, including traditional waste collectors, roamers, peddlers, and middlemen. It also outlines the formal actors in Egypt's solid waste system, including local governments, ministries, private companies, donors, and residents. The document then analyzes the institutional framework of informal waste workers, including their business aspects, livelihoods, challenges, and efforts of non-profit groups. It also assesses Egypt's legal framework related to solid waste management and integration of informal workers. In conclusion, the document presents an overview of Egypt's informal waste recycling sector and efforts to integrate these workers formally.
United Health Group Annual Report on Form 10-Kfinance3
This document is a Form 10-K annual report filed by UnitedHealth Group Incorporated with the SEC for the fiscal year ending December 31, 2005. It provides an overview of UnitedHealth Group's business segments and operations, including its acquisition of PacifiCare Health Systems in December 2005. UnitedHealth Group conducts business through operating divisions in health insurance, health care services, specialized care services, and health care data and information services. It derives revenues from health insurance premiums, fees for administrative services, product sales, and investment income.
This document is a registration statement filed by Telecom Italia S.p.A. with the U.S. Securities and Exchange Commission (SEC). It provides information on Telecom Italia's directors, shareholders, business operations, financial statements, and other regulatory disclosures required by the SEC. Specifically, the document discloses that:
- Telecom Italia is a large telecommunications company based in Italy that offers services across Europe.
- It has different classes of shares that trade on the New York Stock Exchange.
- It operates in highly regulated markets and discusses the key regulations that impact its business.
- Financial information and operating results are provided for 2013 and prior years, along with discussion of liquid
This document is a registration statement and annual report filed by Telecom Italia S.p.A. with the U.S. Securities and Exchange Commission (SEC). It provides information on Telecom Italia's directors, shareholders, business operations, financial results, properties, employees, compensation, and other details required by the SEC. The filing includes Telecom Italia's audited financial statements and notes for the fiscal year ending December 31, 2012, prepared according to International Financial Reporting Standards. It also outlines the company's accounting policies, results of operations, liquidity, research activities, and regulatory environment.
This report provides recommendations to improve the marketing of financial products in France. It identifies reasons for action such as a growing need for consumer advice, lessons from past incidents of misselling, and ensuring fair competition. Key recommendations include:
1) Simplifying product information for consumers and ensuring advertising accurately reflects risks and rewards.
2) Improving how retail networks target customers by refining segmentation, differentiating product ranges, and tiering advisor skills.
3) Clearly defining the scope of advice obligations and ensuring suitable recommendations by maintaining records of advisor-customer interactions.
4) Safeguarding advice impartiality by monitoring distributor compensation and ensuring neutral product recommendations.
5) Promoting responsibility across
This report provides recommendations to improve the marketing of financial products in France. It identifies reasons for action such as a growing need for consumer advice, lessons from past incidents of misselling, and ensuring fair competition. Key recommendations include:
1) Simplifying product information for consumers and ensuring advertising accurately reflects risks and rewards.
2) Improving how retail networks target customers by refining segmentation, differentiating product ranges, and tiering advisor skills.
3) Clearly defining the scope of advice obligations and ensuring suitable recommendations by maintaining records of advisor-customer interactions.
4) Safeguarding advice impartiality by monitoring distributor compensation and ensuring neutral product recommendations.
5) Promoting responsibility across
This document provides guidelines for the in-building physical infrastructure (IPI) requirements for new construction buildings in Saudi Arabia. It covers definitions of key terms, requirements for single dwelling units (SDUs) and multi-dwelling units (MDUs), as well as general construction guidelines. The document aims to ensure new buildings are equipped with high-speed ready IPI to facilitate cost-effective broadband installation. Adherence to these guidelines is compulsory for developers, consultants, and contractors. The guidelines foster competition by providing an open infrastructure for any communications service provider. Sharing of infrastructure like rooms and ducts is emphasized to optimize investments for all parties.
This document is Goldman Sachs' annual report on Form 10-K for the fiscal year ended November 28, 2008 filed with the US Securities and Exchange Commission. It provides an overview of Goldman Sachs' business segments, financial results, risk factors, legal proceedings, executive officers and other required disclosures. Goldman Sachs is a leading global investment banking, securities and investment management firm that provides financial services to corporations, financial institutions, governments and high-net-worth individuals worldwide.
This document is a report submitted to the Central Government of India on the trend and progress of banking in India for the year ending June 30, 2011. It contains detailed information on developments in commercial banking, cooperative banking, and non-banking financial institutions. The report has chapters on the policy environment, operations and performance of commercial banks, developments in cooperative banking, and non-banking financial institutions. It provides statistics and analysis on various aspects of the banking and financial system in India.
This document provides context on participatory local governance in South Africa. While the country has strong structural models for participation like ward committees and IDP forums, research shows their performance has been questionable. Weakened public participation and accountability have led to problems like corruption, poor service delivery, and community protests. The 2010 Local Government Turnaround Strategy aims to address challenges through tailored interventions for individual municipalities. This study on using ICT to promote inclusion, participation and accountability could contribute to the strategy's objectives of building clean, effective local government and strengthening partnerships between municipalities and communities.
1.2. Approach of the Study
The study adopted a multi-pronged approach involving:
1. A comprehensive literature review of international and
The U.S. Department of Transportation (DOT) released its Open Government Plan for 2010-2012. The plan outlines DOT's strategic goals and initiatives to increase transparency, public participation, and collaboration over the next two years. Key aspects of the plan include exploring new ways to engage the public in rulemaking, releasing additional data to the public, soliciting feedback on strategic plans online, and establishing platforms for employees and the public to collaborate and share ideas. The plan is intended to help institutionalize an open culture at DOT and advance its open government objectives through 2017.
This document provides a user manual for submitting new customs declarations through the MIRSAL 2 system of Dubai Customs. It covers entering general declaration information such as declaration type and parties involved, shipping details, invoice details, and payment details. It also provides instructions for searching, tracking, amending, canceling, and printing declarations. The document contains details on declaration processes, generic interface buttons, and appendices with additional reference information.
This document provides an analysis of energy efficiency financing needs and gaps in California. It finds that achieving California's energy efficiency goals will require $4 billion in annual capital investment, but current investment is only about half that. It evaluates the single family residential, government and institutional, and commercial sectors.
For single family residential, it finds financing products are available but interest rates are high and products are cumbersome. It recommends working with federal programs to reduce rates on unsecured loans, mortgages, and second liens.
For government and institutional, it recommends expanding use of performance contracting and transforming energy service company funding models.
For commercial, it finds financing gaps and recommends principles and programs to increase financing options
This document is Health Net, Inc.'s annual report on Form 10-K filed with the Securities and Exchange Commission for the fiscal year ending December 31, 2002. It provides information on Health Net's business operations, legal proceedings, financial statements, executive compensation, and other required disclosures. Health Net operates health plans and government contracts in managed care, Medicare, Medicaid, and other healthcare services. It has two business segments: Health Plan Services and Government Contracts.
This document provides information on SBI Capital Protection Oriented Fund - Series I, including its investment objective, asset allocation, risk factors, fees and expenses, and other operational details. The key points are:
1) The fund aims to protect the capital invested at maturity while seeking capital appreciation through investments in debt and money market instruments.
2) The fund will invest primarily in debt and money market instruments to generate returns and provide capital protection at maturity.
3) The document outlines various risks associated with the scheme such as interest rate risk, liquidity risk, and credit risk and how the fund aims to manage these risks.
4) Various fees and expenses including ongoing fees, load structure, and accounting
Oracle knows talented individuals drive success, and they are willing to encourage positive workforce development through organizations such as BDPA. As such, Oracle made decision to offer the 10th Annual Oracle Scholarship for BDPA Students again this year. The scholarship application period goes through July 15 2018.
These scholarships are available to high school students (grade 12), community college students and undergraduate college students. The student must be studying in STEM-related curriculum. The student must be a BDPA member in good standing on or before the July 15th deadline. BDPA student membership is $25 annually.
Past Oracle scholars were helped by this funding as well as the BDPA programs and services made available to them at the local chapter level. Do you know a high school or college student (or their parents!) who could benefit from this information? If so, please share this message with them right away. Don't procrastinate ... the application is ready and available for immediate download.
Earl Pace and David Wimberly founded BDPA in November 1975 as a local association. Within three years, the founders grew BDPA into a national organization with chapters in Philadelphia, Washington DC and Cleveland. Today, there are 46 chapters throughout the United States. One part of the BDPA legacy is our program for college students and college campuses. This is a program that enriches the opportunities for our students in a variety of post-secondary education institutions with a focus on low-and moderate-income communities.
31% of BDPA’s membership consists of college students. BDPA understands that its educational life cycle moves from the classroom to the boardroom. A major element of the educational life cycle resides with college students. Annual membership dues for college students are only $25 … a significant savings from the annual membership dues that adult professionals invest in BDPA membership.
BDPA established the college student program to teach advanced computer science and community responsibility to students from historically disadvantaged communities. These are major components of our college student program that impact on the educational future of K-12 students:
1. College Scholarships
2. IT Showcase
3. Internships and Entry-Level Jobs in IT Industry
4. Mobile Application Showcase
Most of our 46 local BDPA chapters run programs that provide science, technology, engineering and math (STEM) curriculum and experiences for young people of color in community colleges, 4-year colleges and vocational schools. These training programs include a monthly program meeting hosted by each local chapter that provides remarkable information from industry professionals as well as unique networking opportunities that are not replicated anywhere else in the community.
BDPA seeks to have more students in college studying STEM-related disciplines. BDPA created the BDPA Education and Technology Foundation (BETF) in 1992 for the purpose of giving college scholarships to deserving high school students. Over 250 college scholarships valued at over $550,000 have been handed out by BDPA and BETF. In addition, BDPA created two programs that feature college students - IT Showcase (2003) and Mobile Application Showcase (2014). BDPA began the process to bridge the ‘digital divide’ before the term was widely known. BDPA recognizes that to close the gap of computer and technology literacy, minority youth must participate and compete in today’s digital economy. Otherwise, our youth run the risk of being obsolete in America’s workforce.
The BDPA college student program is intellectually challenging and builds self-esteem through the mastery of applied computer science. We create a foundation for academic and career success.
The Eli Lilly and Company/Black Data Processing Associates (Lilly/BDPA) Scholarship provides $2,500 scholarships to outstanding minority students pursuing degrees in information technology. To be eligible, applicants must have a GPA of 3.0 or higher and demonstrate leadership and community service. To apply, students must submit an application form, photo, transcript, 500-word essay on the impact of IT, and two recommendation letters by June 29th. Winners will be announced at the 2018 BDPA Technology Conference.
I. Purpose
The Johnson & Johnson Scholarship is intended to provide financial assistance of a matriculated student, rising sophomore or higher enrolled at a 4 year accredited college/university full time. The objective of this scholarship is to support students who are committed to their academic studies and demonstrate evidence of being a good citizen as stated in the Johnson & Johnson Credo.
II. Criteria/Eligibility
An applicant must be a matriculated student, rising sophomore or higher, enrolled at a 4 year accredited college/university working full time towards their undergraduate degree within the US. The scholarship committee will review completed applications and awards will be made on the basis of the following criteria:
• Proven academic performance – minimum cumulative GPA of 3.0
• Strong and consistent community involvement
• Currently enrolled in a STEM-related major (with emphasis on Info Technology)
• Past recipients of this scholarship are not eligible to apply
III. Award Description
The Johnson & Johnson Scholarship Committee will award $2,500 one-time only scholarships for a rising sophomore or higher of 4 year accredited college or university.
IV. Application Deadline
The completed application, typed essay, two letters of recommendation, official transcript, and resume must be received by the Johnson & Johnson Scholarship Committee, please scan and send all documents via email to RA-JJCUS-BDPA@its.jnj.com no later than Sunday, June 1, 2018. Only complete packets will be accepted. Please do not send multiple emails with various documents. It is the sole responsibility of the applicant to take the necessary action and precautions to insure that the completed application packet is received by the deadline.
BDPAConnect Virtual Career Fair Registration (http://www.stemdiversityconnect.net/) already started. Please see attached document and request more information on how your organization can participate and become part of this event.
BDPA is the largest home of African American information technology (IT) professionals in the country. We plan to connect candidates and {!Account.Name} to fill important technology positions and promote your diversity initiatives in information technology, computer science and related STEM fields.
The BDPA Cincinnati Chapter is accepting nominations for chapter leadership positions including President, Vice President of Business Management/President Elect, and Vice President of Finance. The nomination form requires the nominee's name and position, the nominator's contact information, and a brief bio or qualifications for the nominee. Nominations must be submitted by November 1st and the nominee and nominator must both be current BDPA Cincinnati members.
The document discusses several topics:
1) Algoriddim was named App Creator of the Year at Microsoft Build 2017 for their DJ app djay Pro. The app leverages the latest Windows 10 features to provide an immersive DJ experience.
2) BDPA's action items to increase African American representation in IT include developing an executive leadership track, growing their pipeline of students through partnerships and outreach programs, and establishing partnerships with Silicon Valley tech firms.
3) A story about students competing in the World Series of Entrepreneurship pitching their business ideas. Washington D.C. was a host city for one of the regional competitions.
Oracle knows talented individuals drive success, and they are willing to encourage positive workforce development through organizations such as BDPA. As such, Oracle made decision to offer the 10th Annual Oracle Scholarship for BDPA Students again this year. The scholarship application period goes through July 15 2018.
These scholarships are available to high school students (grade 12), community college students and undergraduate college students. The student must be studying in STEM-related curriculum. The student must be a BDPA member in good standing on or before the July 15th deadline. BDPA student membership is $25 annually.
Past Oracle scholars were helped by this funding as well as the BDPA programs and services made available to them at the local chapter level. Do you know a high school or college student (or their parents!) who could benefit from this information? If so, please share this message with them right away. Don't procrastinate ... the application is ready and available for immediate download.
The objective of the Wanda Everett BDPA Scholarship is to award $2,500 to an outstanding student in the St. Louis metropolitan area that has an interest in pursuing or continuing 4-year academic program related to Information Technology.
The National BDPA Individual PACESetter Awards recognize members who have demonstrated exceptional results in one of the three (3) categories below. Nominations are accepted and evaluated by a team of National BDPA members in accordance with the descriptions below. One winner will be selected per category and winners will be celebrated during the 2017 National BDPA Technology Conference & Career Fair.
For over 40 years, BDPA has partnered with corporate America to provide a steady stream of talented African Americans in IT.
BDPA offers our stakeholders in corporations, educational institutions and government agencies opportunities to network with other employers, career professionals and students in the pursuit of IT talent and services, as well as receive critical information on technology trends.
The prestigious Top Companies for Blacks in Technology award is presented annually during the National BDPA Technology Conference and Career Fair to the company that best demonstrates a workplace and environment that supports the advancement of African-Americans in the Information Technology industry. Each year, National BDPA surveys Fortune 1000 companies to make an assessment of their internal workplace and career development climate using the following rating categories:
BDPAConnect Virtual Career Fair Registration (http://www.stemdiversityconnect.net/) already started. Please see attached document and request more information on how your organization can participate and become part of this event.
BDPA is the largest home of African American information technology (IT) professionals in the country. We plan to connect candidates and {!Account.Name} to fill important technology positions and promote your diversity initiatives in information technology, computer science and related STEM fields.
The document summarizes the orientation for the 2017 BDPA Computer Camp. It provides an agenda for the orientation which includes welcoming remarks, an overview of camp practices and procedures, an overview of the camp content and schedule, and introductions. It then provides more details on the history and mission of BDPA, the camp schedule and practices, goals of the camp content which includes providing technical experience and career development for students, and opportunities for technology exposure through projects and speakers. Contact information is also provided at the end.
This document advertises a virtual career fair hosted by BDPA (Black Data Processing Associates) on October 25-26. The career fair, called BDPAConnect, will connect technology candidates from across the US with participating employers seeking to fill positions in information technology, computer science, and related STEM fields. Employers can purchase packages starting at $1,295 for a basic profile and 15 job postings. The event aims to help diversify the technology industry and promote opportunities for minority candidates and members of BDPA, which includes black professionals in technical roles such as analysts, developers, and engineers.
BDPA Triangle chapter held its SITES Technology Academy kicked off in March 2016. Students attended class for 12 weeks from 9am - 1pm. IT professionals volunteered, and lead the comprehensive program to provide 20 students with the Internet technology skills to solve essential business problems in a global economy.
The National BDPA Mobile App Showcase, co-sponsored by McDonald's, State Farm Insurance and WWT, allows student application developers the opportunity to participate in a competition that allows them to an opportunity to test their talents against others and develop a working, functional mobile application, at no cost to themselves. The applications being showcased will represent three different application categories (i.e. business, personal productivity, and gaming). Each category will have stringent requirements to be met in advance to the showcase.
BDPA Education and Technology Foundation (BETF) is proud to support Information Technology Senior Management Forum (ITSMF) Educational Scholarship Foundation. They seek to provide 5 scholarships to college-level students who are engaged in STEM-related disciplines. These scholarships will be awarded to students who have completed a minimum of 30 credit hours. Students are recognized for their academics, aptitude to lead and serve and their commitment to further their education.
Five (5) $1,000 scholarships will be awarded in honor of five (5) ITSMF Fellows and one $5,000 scholarships in honor of ITSMF's Chair Emeritus, Carl Williams.
Learn more about the eligibility, essay, letters of recommendation, selection, awards and application details. You must apply by November 15th ... including all of your supporting documents.
For more info you should call (404.514-4845) or email (info@itsmfonline.org)
The document is a registration form and information for the 14th Annual BDPA Golf Outing benefiting student scholarship awards on August 13, 2016 at Heritage Golf Links. The event is a fundraiser for the Black Data Processing Associates (BDPA) organization, which promotes minorities in IT and STEM fields through scholarships, training programs, and community chapters across the US. The golf outing will include a scramble format, contests, breakfast and lunch. Sponsorship packages are available starting at $5,000 and include benefits like player entries, signage and recognition.
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4. BDPA-Cleveland By-laws
ARTICLE I: NAME
The official name of this organization shall be known as Black Data Processing Associates (BDPA) Cleveland
Chapter, also known as BDPA Cleveland Chapter, or BDPA Leaders in Information Technology Cleveland Chapter,
herein called the Chapter.
ARTICLE II: MISSION, OBJECTIVE AND BUSINESS AREAS
Section 1 Mission
BDPA is a global member-focused technology organization that delivers programs and services
for the professional well being of its stakeholders.
Section 2 Objective
To accumulate a pool of information technology knowledge and business experience with the
intention of utilizing these resources to:
2.1 Strengthen the expertise of minority members of the information technology community;
2.2 Offer this expertise to those minorities evaluating information technology for future
career/business potential;
2.3 Broaden the information technology knowledge of the minority community as a whole.
Section 3 Business Areas
The objective of the Chapter is carried out through six (6) Business Areas also known as standing
committees or departments.
3.1 Business Management
3.2 Membership Management
3.3 Finance Management
3.4 Member Services
3.5 Marketing Communications
3.6 Community Services
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5. BDPA-Cleveland By-laws
ARTICLE III: MEMBERSHIP
Section 1 Membership Definition
Shall be available to persons directly employed by, involved with or interested in the information
technology industry.
1.1 Full Member: Information Technology professional or a person who has interest in the
profession and has paid the full-membership dues.
1.2 Student Member: Full time registered student at an accredited educational institution
interested in the information technology industry, but not limited to the industry and has
paid the student-membership dues.
Section 2 Financial Obligation
2.1 Shall be determined by the Executive Committee and approved by voting membership.
2.2 Shall be paid by all Full and Student members.
2.3 Shall be paid annually. Dues are payable within the anniversary month of joining date.
Delinquency of dues shall result in the loss of voting privileges.
Section 3 Application
3.1 Shall be made to the Local office by submission of a completed official application form
and the appropriate membership fee or to the local chapter.
3.2 Shall not be accepted from former members who have been terminated as a result of
conduct deemed detrimental to the best interest of the Chapter in accordance with the
provisions of Article III, Section 4.
Section 4 Termination
Shall occur due to dues delinquency as described in Article III Section 2.3 or for conduct deemed
unethical or contrary to the established by-laws of the Chapter.
ARTICLE IV: OFFICERS
Section 1 Elected Officers
1.1 Shall consist of the President, the Vice President of Business Management, and the Vice
President of Finance Management.
1.2 Shall be elected in accordance with the provisions of Article VI.
1.3 Shall include the Immediate Past President.
Section 2 Term of Office
2.1 Shall be defined as two (2) years running concurrent with the fiscal year of the Chapter or
until new officers are elected.
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6. BDPA-Cleveland By-laws
2.2 The President shall serve as the Immediate Past President in the term of office following
the completion of their term as President.
Section 3 Appointed Officers
3.1 Shall be filled by appointment of the President with approval of the Executive
Committee.
3.2 Shall consist of the Parliamentarian and/or Sergeant-at-Arms.
3.3 Shall consist of Vice Presidents of the following Business Areas: Membership
Management, Member Services, Community Services and Marketing Communications.
3.4 Shall consist of the Chapter Founder.
Section 4 Responsibilities of Officers
4.1 The President shall:
(a) Preside over all meetings of the general membership and the Executive Committee
of the Chapter;
(b) Be responsible for seeing that the decisions of the general membership are carried
out;
(c) Be an ex-officio member of all Business Areas with the approval of the Executive
Committee ;
(d) Serve as official spokesperson of the Chapter.
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7. BDPA-Cleveland By-laws
4.2 The Vice President of Business Management shall:
(a) Serve as President in the absence of the President;
(b) Manage all activities of the Business Management business area;
(c) Fulfill the duties of Assistant Vice President of Finance Management;
(d) Fulfill the duties of Recording Secretary, either directly or by appointment;
(e) Coordinate the activities of the Chapter’s Business Areas;
(f) Be responsible for determining when a quorum is reached at all meetings of the
Chapter.
4.3 The Vice President of Finance Management shall:
(a) Manage all activities of the Finance Management Business area;
(b) Have the responsibility of maintaining complete financial records of all monies
received and disbursed by the Chapter;
(c) Issue periodic financial reports in accordance with the provisions of Article VII,
Section 2;
(d) Determine which members of the Chapter are financially current;
(e) Oversee the collection of fees and dues;
(f) Oversee the payment of debts.
4.4 The Vice President of Membership Management shall manage all activities of the
Membership Management Business Area, including the fulfillment of the duties of a
traditional membership committee, either directly or by appointment.
4.5 The Vice President of Member Services shall manage all activities of the Member
Services Business Area, including the fulfillment of the duties of Coordinator of monthly
Program Meetings, either directly or by appointment.
4.6 The Vice President of Marketing Communications shall manage all activities of the
Marketing Communications Business Area, including the fulfillment of the duties of
Corresponding Secretary, either directly or by appointment.
4.7 The Vice President of Community Services shall manage all activities of the Community
Services Business Area, including the fulfillment of the duties of Director of the BDPA
Student Information Technology Education and Scholarship (SITES) program, either
directly or by appointment.
4.8 The Immediate Past President and/or Chapter Founder shall at the discretion of the
President:
(a) Advise the President;
(b) Maintain the articling of the Chapter’s history;
(c) Provide continuity of BDPA-Cleveland strategies, objectives and goals;
(d) Serve as Parliamentarian.
4.9 The Parliamentarian and/or Sergeant-at-Arms shall maintain order in meetings of the
Chapter in accordance with Robert’s Rules of Order.
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8. BDPA-Cleveland By-laws
Section 5 Vacancies of Office
5.1 In the Presidency, vacancy shall be filled by the Vice President of Business Management.
5.2 In the office of Vice President of Business Management, vacancy shall be filled by a
special election.
5.3 In the office of Vice President of Finance Management with less than one half (1/2) of
the term remaining, shall be filled by presidential appointment with the approval of the
Executive Committee. With more than one half (1/2) of the term remaining, vacancy
shall be filled by a special election.
5.4 For appointed officers, vacancy shall be filled by presidential appointment with the
approval of the Executive Committee.
Section 6 Recall of Officers
6.1 Shall be initiated by the presentation of a recall petition containing specific charges and
the signatures of a majority of the voting membership at a general membership meeting.
6.2 Shall occur when two-thirds (2/3) of the voting membership have approved the recall
petition.
6.3 Shall occur for failure to maintain membership.
6.4 Shall be a result of conduct deemed by the Executive Committee, by a two-thirds (2/3)
vote, to be detrimental to the best interest of the Chapter.
ARTICLE V: EXECUTIVE COMMITTEE
Section 1 Executive Committee
1.1 Shall consist of the officers of the Chapter as defined in Article IV Sections 1 and 3.
1.2 Shall provide direction and control of the Chapter.
1.3 Shall propose and establish policy for the operation of the Chapter.
1.4 Shall evaluate any issues unresolved at the General Membership or Program meetings.
1.5 Shall report its recommendations to the General Membership body.
1.6 Shall have its recommendations accepted as the policy of the Chapter unless overridden
by a majority of the voting membership.
Section 2 Ad Hoc Committees
2.1 Shall be established or terminated as deemed necessary by the President or a majority of
the Executive Committee.
2.2 Shall have their Director appointed by the President in accordance with Article IV,
Section 3.3.1.
Confidential Page 5 Revised January 10, 2009
9. BDPA-Cleveland By-laws
ARTICLE VI: NOMINATIONS AND ELECTIONS
Section 1 Eligibility
1.1 For offices of President, Vice President of Business Management and Vice President of
Finance Management shall be restricted to financially current full members.
1.2 For all offices, shall be restricted to financially current full members.
Section 2 Nominations
2.1 Shall only be accepted from financially current members.
2.2 Must be received in writing by the Nominations and Elections Committee no later than
the scheduled deadline set by the Executive Committee.
2.3 Shall be approved for only one (1) office per nominee.
2.4 Shall be approved only for members who are financially current in the Chapter.
2.5 The names of all nominees who are approved to appear on the official voting ballot shall
be communicated to all financially current members, and presented at a General
Membership or Program meeting at least 21 days prior to the date of the Election.
Section 3 Elections
3.1 Shall be conducted and supervised by the Nominations and Elections Committee.
3.2 Shall be conducted on a date designated by the Nomination and Elections Committee
with official voting ballots given to financially current members at the time of the
election.
3.3 May be expanded to include electronic methods with approval of the Executive
Committee.
3.4 Shall be in accordance with the requirements of Article IV.
Section 4 Special Elections
Shall be held in accordance with the requirements of Article IV, Section 5.
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10. BDPA-Cleveland By-laws
ARTICLE VII: APPOINTMENTS
Section 1 Eligibility
For the offices of Vice President of Membership Management, Vice President of Member Services
and Vice President of Community Services and Vice President of Marketing Communications
shall be restricted to full financially current members.
Section 2 Appointments
Shall be approved by a two-thirds (2/3) majority of the Executive Committee members in
attendance of an Executive Committee meeting.
ARTICLE VIII: MEETINGS
Section 1 Quorum
1.1 For General Membership meetings, shall consist of 25 percent of financially current
members or 10 financially current members; whichever is less.
1.2 For Executive Committee meetings, shall consist of the majority of the Executive
Committee.
1.3 Shall be declared at the beginning of each meeting.
1.4 Shall be verified by the Vice President of Business Management.
1.5 Shall in the absence of the Vice President of Business Management, be declared by the
Parliamentarian, by the President or the President's delegate respectively.
Section 2 Voting
2.1 Shall be by ballot for elections.
2.2 Shall be by ballot, show of hands or verbal for other than elections.
2.3 Shall not be accepted by proxy.
Section 3 General Membership Meetings
3.1 Shall be held at least quarterly, at a time and place determined by the Executive
Committee.
3.2 Shall be preceded by notification, including proposed agenda, to all financially current
members.
3.3 May be held during Program meetings, in accordance with the requirements of Article
VIII, Sections 3.2 and 3.4.
3.4 Shall be official when a quorum is declared.
Confidential Page 7 Revised January 10, 2009
11. BDPA-Cleveland By-laws
Section 4 Executive Committee Meetings
4.1 Shall be held at least quarterly at a time and place determined by the President.
4.2 Shall be official when a majority of the Executive Committee is present.
4.3 May be expanded to include electronic-meeting methods with committee approval.
Section 5 Program Meetings
5.1 Shall be held monthly at a time and place determined by the Executive Committee.
ARTICLE IX: FISCAL AND FINANCIAL POLICIES
Section 1 Fiscal Year
Shall begin January 1st of each year and end December 31st of the same year (the same as the
National BDPA fiscal year).
Section 2 Financial Reports
2.1 Shall begin January 1st of each year and end December 31st of the same.
2.2 Shall be presented by the Vice President of Finance Management on a quarterly basis to
the General Membership.
2.3 Financial reports shall include, but not be limited to, balance sheet, income statement and
cash flow statement.
Section 3 Disbursements and Financial Commitments
3.1 Exceeding $100.00 must be approved by a majority of the Executive Committee and
noted in the minutes.
3.2 Exceeding $5000.00 for one line item must be approved by a majority of the voting
membership (voting membership must be financially current).
3.3 Must be issued by check with the signatures of two of the following authorized officers:
President, Vice President Business Management or Vice President Finance Management.
ARTICLE X: AMENDMENTS OF BY-LAWS
1 Proposed Bylaw Amendments shall be communicated to all financially current members, and shall
be presented at a General Membership or Program meeting at least 21 days prior to the official
General Membership meeting where voting for approval shall take place.
2 Shall be approved by a majority of the voting membership at an official General Membership
Meeting.
3 Shall be adopted as an amendment to the By-laws by a quorum of the voting membership at an
official General Membership Meeting.
Confidential Page 8 Revised January 10, 2009
12. BDPA-Cleveland By-laws
ARTICLE XI: AFFILIATION
This local chapter is affiliated with and governed by National Black Data Processing Associates (BDPA) and hereby
accepts all tenets included in the Constitution and By-laws of that national organization.
ARTICLE XII: PARLIAMENTARY
The rules contained in the current edition of the Robert’s Rules of Order shall govern the Chapter in all cases to
which they are not consistent with the By-laws and any special rules of order that the Chapter may adopt.
ARTICLE XIII: INDEMNIFICATION
1 Shall allow the Chapter the power to purchase and maintain insurance on behalf of any person
who is or was an officer, employee or agent of the Chapter.
2 Any such insurance shall be determined and approved by the Executive Committee.
Confidential Page 9 Revised January 10, 2009