PI n PSI India Pvt. Ltd. has proposed developing a new variable interest management system for YourMoney. The system will use a web-based front end and back end processes to automatically calculate fluctuating interest rates. A team of 7 specialists in areas like project management, financial markets, mainframes, and web technologies will complete the 9 month project for approximately Rs. 20.23 lakh. Successful implementation would provide YourMoney with automated interest calculations, improved risk management, and regulatory reporting capabilities.

1. Variable Interest Management
System
A Business Proposal
Strictly Confidential – For Intended Audiences Only
Prepared for:
Samual Washburn
CEO, YourMoney
Prepared by:
Joseph Miller
VP, PI n PSI

2. Introduction
Company Name: PI n PSI India Pvt. Ltd.
Company Logo:
Presenter’s Name: Joseph Miller, Vice President
Company Website:
www.pipsi.com

3. Problem Statement
Currently YourMoney does not have a capability to process
variable interest rates. With a limited workforce and
technological capabilities, YourMoney intends to outsource
the work and seeks for proposal.
Solution
A new web based system will be created by PI n PSI which
can process the fluctuating interest rates.

4. Technical Work Structure
Development of a front end
 Creation of a web based user interface
 Creation of a middle web service layer
Development of a back end process
 Creation of procedures for runtime updated and processes
 Creation of batch job cycle
Creation of separate authorization matrix
Creation of application database

5. Project Work Structure
Development of technical applications/systems
Integration of existing data with new proposed system
Train & Sensitize YourMoney staff about new system
Provide post deployment support

6. Technology Information
Front End
Back End
Database
Authority matrix
-
Dot-NET
Cobol
SQL/DB2
Dot-NET
These technologies are chosen based on vendor’s expertise,
available resources, existing system and limitations.

7. Project Cost Information
Total expenditure on salaries (a)
Total infrastructure cost (b)
Total team building and other cost (c)
Total Project Cost
= Rs. 1260000
= Rs. 700000
= Rs. 63000
=A+B+C
= Rs.2023000
These figures are estimates only and could change depending
upon external or internal factors.

8. Project Schedule Information
Total Time Estimate
=
9 months
Mon 1
Mon 3
Mon 4
Mon 5
Mon 6
Mon 7
Mon 8
Mon 9
Analysis/Design
Mon 2
Task A
Task B
Task A
Task B
Section 3
Integration
Implementation
Section 1
Section 2
These figures are estimates only and could change depending
upon external or internal factors.

9. Benefit to the Customer
Automated recording of rates of varying nature and interest
amount calculations.
Better risk assessment and therefore greater risk
management capabilities.
Periodic reports consisting of daily as well as summary data.
Availability of the data due to online nature of application.
Increased control over the access of data.
Effective management of various resources due to time and
cost saving.
More efficient conformity to various regulatory norms.
Better positioning in competitive market.

10. Company’s Qualification
A proven leader in providing technology based solutions to
financial business.
One of the top 100 companies by The Book of Outsourcing.
Over 1500 qualified and skilled workforce.
More than 100 reputed clients across the globe.
Experience of successfully more than 600 projects for
financial business.
Recommended by many clients for its excellent quality of
delivery.

11. Additional Terms &
Conditions
+/- 10% of schedule variances are acceptable.
Payment for the project will be settled in three phases:
 30% at the beginning of the project
 35% after 6 months from project start date.
 Rest 35% after final delivery (implementation)
Delay in payment would result in financial compensation
which will be mutually decided but will not be less than Rs.
10000 per month.
Unaccepted or unapproved delay in project output will invite
financial penalty which will be mutually decided but will not
be less than Rs. 50000 per month.

12. Project’s Team Introduction
Resource
Total Team Size
Skill
Experience
=
Role
7
Area of expertise
Location
1
Project Management >10 Years
Manager
Project management
Company office
2
Financial Market
>7 years
Team Leader
Coordination,
communication and
reporting
Customer office
3
Mainframes
>5 years
Sr. Developer
Cobol, SQL
Company office
4
Mainframes
>3 years
Developer
Cobol, SQL
Company office
5
Web Technologies
>5 years
Sr. Developer
Dot-NET
Customer office
6
Web Technologies
>3 years
Developer
Dot-NET
Company office
7
Web Technologies
>3 years
Developer
Dot-NET
Company office

13. Thank You!!
Team Members:
 Sharad Srivastava
-
12810076
 Abhay Kumar
-
12810001
 Ankit Katiyar
-
12810010
 Shailendra Shankar Gautam
-
12810075
 Karan Dev
-
12810042