Aditya Birla Sun life Insurance (ABSLI) Sip presentation on Thechnical and Fu...SoumyaKatiyar
I made this PPT for my summer internship in Aditya Birla Sun Life Insurance (ABSLI). The topics are Fundamental and Technical analysis on the Oil and Gas sector, Portfolio Management and Insurance selling.
Aditya Birla Sun life Insurance (ABSLI) Sip presentation on Thechnical and Fu...SoumyaKatiyar
I made this PPT for my summer internship in Aditya Birla Sun Life Insurance (ABSLI). The topics are Fundamental and Technical analysis on the Oil and Gas sector, Portfolio Management and Insurance selling.
This is the brief document about Birla Sun Life Group..which include almost all its insurance plans, and policies. This documents also help those students and people how are seeking to get to know about BSLI. I provide all the detailed history about birla group in this documents..:)
focusing on Aditya Birla capital Advertisement Strategies, tying to know consumer behaviour and Branding. Understand how companies find target group and also get to know consumer insight.
Done Research get to know consumer behaviour towards Insurance Sector and i.e. also develop questionnaire to know consumer behavior towards private and public Insurance Company.
This is the brief document about Birla Sun Life Group..which include almost all its insurance plans, and policies. This documents also help those students and people how are seeking to get to know about BSLI. I provide all the detailed history about birla group in this documents..:)
focusing on Aditya Birla capital Advertisement Strategies, tying to know consumer behaviour and Branding. Understand how companies find target group and also get to know consumer insight.
Done Research get to know consumer behaviour towards Insurance Sector and i.e. also develop questionnaire to know consumer behavior towards private and public Insurance Company.
Max Life Whole Life Super, a life insurance plan in which you
pay premiums for only a limited number of years and enjoy protection up to the age 100 years.
Wonderful Product From LIC For Limited Period Only ..
Nice Scheme For Children Future Planning ....
Also Superb Liquidity .....
Attractive Return With Free Risk Cover ................
ULIP - Buy High Return ULIP Policy Online in India | HDFC LifeLisaDavid26
Click2Wealth is a high return ULIP plan by HDFC Life which offers premium waiver benefit, tax benefits and whole life coverage with golden years benefit option. Buy Now!
ULIP - Buy High Return ULIP Policy Online in India | HDFC LifeLisaDavid26
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Bajaj Allianz Life Long Assure| Retirement Insurance Solution Harshit2014
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Bajaj Allianz Life Long Assure “with maturity benefit between 200-300 % of sum assured.
Kotak e-Invest - a comprehensive Unit Linked Life Insurance Plan that can be customized as per your goals and requirements. Click here to know more about it.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdfcoingabbar
Introducing BONKMILLON - The Most Bonkers Meme Coin Yet
Let's be real for a second – the world of meme coins can feel like a bit of a circus at times. Every other day, there's a new token promising to take you "to the moon" or offering some groundbreaking utility that'll change the game forever. But how many of them actually deliver on that hype?
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
This presentation poster infographic delves into the multifaceted impacts of globalization through the lens of Nike, a prominent global brand. It explores how globalization has reshaped Nike's supply chain, marketing strategies, and cultural influence worldwide, examining both the benefits and challenges associated with its global expansion.
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how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
The European Unemployment Puzzle: implications from population aging
Birla SunLife Platinum Plus Iii Plan
1. Birla Sun Life Insurance Platinum Plus Plan
Birla Sun Life Insurance Company Limited
Confidential Copyright Birla Sun Life Insurance Company Limited 2008
2. BSLI Platinum Plus
Disclaimers
Investment risk in the investment portfolio is borne by the policy holder.
The premiums paid in Unit Linked Life Insurance policies are subject to investment
risks associated with capital markets and the NAVs of the units may go up or down
based on the performance of the fund and factors influencing the capital market and
the policy owner is responsible for his or her decision
decision.
Birla Sun Life Insurance, BSLI Platinum Plus and Platinum Plus Fund III are only the
names of the Company, Policy and the Investment Funds respectively and do not in
any way indicate the quality of the Policy, Investment Funds or their future prospects or
returns.
Insurance is the subject matter of the solicitation.
Tax benefits are subject to changes in tax laws.
Refer to product brochure for more details.
UIN: 109L037V02
TRA/05/09-10/3329 For Internal Use Only
Birla Sun Life Insurance Company Limited 2
Copyright Birla Sun Life Insurance Company Limited 2008
3. Why should you let your money go anywhere else?
Protects your NAV and its growth
Birla Sun Life Insurance Company Limited 3
Copyright Birla Sun Life Insurance Company Limited 2008
4. Why BSLI Platinum Plus Plan
Birla Sun Life Insurance Company Limited 4
Copyright Birla Sun Life Insurance Company Limited 2008
5. The Plan – Basics
Entry Age of Life Insured
y g 18 to 70 years
y
Policy Term 10 years
Policy Features
Premium Paying Term 3 years
Premium Paying Frequency Annual / Semi-annual / Quarterly / Monthly
Minimum Policy Premium Rs. 50,000 per annum, Rs. 25,000 half yearly
Rs. 15,000 quarterly, Rs. 10,000 per month
Premium Reduction Not Allowed
Top-Up Premium Not Allowed
Partial Withdrawal Allowed
Sum Assured
Minimum 5 x Annual Premium
Maximum Subject to Underwriting
Birla Sun Life Insurance Company Limited 5
Copyright Birla Sun Life Insurance Company Limited 2008
6. The Plan - Charges
Premium Allocation C a ge
e u oca o Charge 10% First Year Premium
(% of Premium Received) 4% Renewal Premium
Policy Administration Charge Rs. 720 in all years
plus in years 1 to 3 only 6 per 1000 SA
Surrender Charge 16.0% in year 1
(% of Annual Premium) 13.0% in year 2
10.0% in year 3
Nil thereafter
Mortality Charge (per 1000 SaR) 95% BSLI Table
Miscellaneous Charges
Revival f Policy
R i l of P li Rs.
R 100
Premium Redirection N/A
Fund Switch N/A
Partial Withdrawal Nil
Birla Sun Life Insurance Company Limited 6
Copyright Birla Sun Life Insurance Company Limited 2008
7. The Plan
Welcome to Innovation
Premium Allocated*
when to purchase units in
received Platinum Plus Fund III
Applications to participate in Platinum Plus Fund III
will be accepted until August 16, 2009
p g ,
{No need to select Investment fund option in the application}
Guaranteed Maturity Unit Price
HIGHEST Unit Price in 7 years
recorded on business days between May 15, 2009 to August 16, 2016
is Minimum Value of Units at Maturity
*Premium net of premium allocation charge is allocated
Birla Sun Life Insurance Company Limited 7
Copyright Birla Sun Life Insurance Company Limited 2008
8. The Plan – Platinum Plus Fund III
Objective – to optimise the participation in an actively managed well diversified equity
portfolio of fundamentally strong blue chip companies while using debt instruments &
derivatives to lock-in capital appreciations.
Derivatives are for hedging purposes only and as approved by the IRDA.
Risk profile is high and asset allocation is –
0 – 40% in Money Market & Cash
y
0 – 100% in Debt Instruments & Derivatives
0 – 100% in Equities & Equity Related Securities
Initial asset allocation in equities – 80% to 100%
Fund Management Charge 1.50% p.a.
Birla Sun Life Insurance Company Limited 8
Copyright Birla Sun Life Insurance Company Limited 2008
9. The Plan – Guarantee
Guaranteed Maturity Unit Price
Starts at Rs. 10 on the first business day which is May 15, 2009
Until August 16, 2016, increased on subsequent business days to then prevailing price of
Platinum Plus Fund III, if higher
, g
Applies only at maturity and not in case of death, surrender or partial withdrawal
Birla Sun Life Insurance Company Limited 9
Copyright Birla Sun Life Insurance Company Limited 2008
10. The Plan - Benefits
Death Benefit
Higher of Fund Value or Sum Assured (less applicable partial withdrawals)
Fund Value is not guaranteed in any way
Surrender Benefit
Full liquidity after 3 policy years – 100% Fund Value
Fund Value is not guaranteed in any way
Maturity Benefit
100% Fund Value plus an amount equal to
the number of units at maturity; times
any excess of the Guaranteed Maturity Unit Price over the then prevailing unit price
of Platinum Plus Fund III
Value of Units at Maturity is HIGHEST Unit Price
Birla Sun Life Insurance Company Limited 10
Copyright Birla Sun Life Insurance Company Limited 2008
11. Let the Experts do all the Work for You
Strategy – Allocation between equities and fixed income instruments will be dynamically
managed. The equity investment strategy will revolve around building and actively
managing a well-diversified equity portfolio of value & growth driven fundamentally strong
blue-chip companies by following a research-focused investment approach. On the fixed
income side, investments will be made in government securities, high rated corporate
bonds and money market instruments.
At inception, 80% to 100% of the assets will be invested in equities. However
subsequently, and particularly in case of a market decline, the assets may be more heavily
reallocated in debt instruments and money market funds. As a result, the future returns of
Platinum Plus Fund III may be lower than those of the equity market
market.
Birla Sun Life Insurance Company Limited 11
Copyright Birla Sun Life Insurance Company Limited 2008
12. Let the Experts do all the Work for You
Strategy – At Work
gy
Following Hypothetical Fund Performance is for illustrative purposes only and in no way is
meant to indicate the expected future performance of the Platinum Plus Fund III. Platinum
Plus Fund III may or may not outperform other investment fund options.
Although hypothetical, the example does reflect how the company would have dynamically
managed assets of Platinum Plus Fund III under such circumstances.
In this plan prior to maturity, the investment risk in the
investment funds is borne by you. Investment funds are
subject to investment risks associated with the capital
j p
markets and unit prices may go up or down reflecting
the market value of the underlying assets. Past
performance is no guarantee of future results.
Birla Sun Life Insurance Company Limited 12
Copyright Birla Sun Life Insurance Company Limited 2008
13. Hypothetical Fund Performance (FMC – 1 50%)
1.50%)
Birla Sun Life Insurance Company Limited 13
Copyright Birla Sun Life Insurance Company Limited 2008
14. Hypothetical Fund Performance (FMC – 1 50%)
1.50%)
Interesting scenario in second year
Unit Price of Platinum Plus Fund III is 8.4714
Yet Guaranteed Maturity Unit Price (GMUP) is 10.0000
Second Year Premium of Rs. 100,000 (less 4% Premium Allocation Charge)
Buys about 11,332 units (96,000 divided by 8.4714)
Yet units will mature for no less than Rs. 113,322 (11,332 units x GMUP 10)
Enjoy the best of both worlds!
j y
If Platinum Plus Fund III performs well – why not invest more
Otherwise – why not invest more given the unique guarantee at maturity
In either case, you are a winner!
,y
Kindly note - Not all units will necessarily mature due to Policy Administration & Mortality
Charges which are covered by redeeming units on a monthly basis.
Birla Sun Life Insurance Company Limited 14
Copyright Birla Sun Life Insurance Company Limited 2008
15. Hypothetical Fund Performance (FMC – 1 50%)
1.50%)
Sample Illustration using Male with Issue Age 40
Platinum Plus Fund III Start of Year End of Year
Policy Annual Year-End Year-End Premium Units Units Unit Fund GMUP
Year Return Unit Price GMUP Paid Purchased Redeemed Balance Value Value
Issue 10.0000 10.0000
1 %
-15.3% 8.4714 10.0000 100,000
, 9,000
, 544 8,456
, 71,637
, 84,564
,
2 46.2% 12.3838 12.3838 100,000 11,332 533 19,256 238,458 238,458
3 33.9% 16.5844 17.9494 100,000 7,752 313 26,695 442,714 479,152
4 27.2% 21.0947 22.0997 - - 47 26,648 562,128 588,908
5 -9.2% 19.1541 22.0997 - - 36 ,
26,612 509,728
, 588,116
,
6 20.1% 23.0103 23.0103 - - 36 26,576 611,512 611,512
7 -2.9% 22.3391 24.1253 - - 32 26,543 592,953 640,365
8 0.4% 22.4219 24.1253 - - 32 26,511 594,437 639,597
9 5.9% 23.7500 24.1253 - - 31 ,
26,480 628,906
, 638,845
,
10 5.2% 24.9924 24.1253 - - 30 26,451 661,066 638,130
Guaranteed Maturity Unit Price is highest unit price of Platinum Plus Fund III recorded on Business
days between May 15, 2009 and August 16, 2016.
Units Purchased is Premium (net of Premium Allocation Charge) ÷ by unit price at that time
time.
Units Redeemed reflect Policy Administration & Mortality Charges covered on a monthly basis.
Birla Sun Life Insurance Company Limited 15
Copyright Birla Sun Life Insurance Company Limited 2008
16. Actual Fund Performance - Platinum Plus Fund II
11.00 Platinum Plus Fund II Guaranteed Maturity Unit Price
10.00
9.00
8.00
7.00 Despite fall in markets,
policyholders continue
6.00
to enjoy guaranteed
maturity value of 10.25
5.00
7‐Jan
4‐Mar
14‐Jan
21‐Jan
28‐Jan
3‐Dec
11‐Mar
18‐Mar
25‐Mar
1‐Oct
8‐Oct
5‐Nov
10‐Dec
17‐Dec
24‐Dec
31‐Dec
4‐Feb
1‐Apr
8‐Apr
15‐Oct
22‐Oct
29‐Oct
10‐Sep
17‐Sep
24‐Sep
12‐Nov
19‐Nov
26‐Nov
11‐Feb
18‐Feb
25‐Feb
15‐Apr
22‐Apr
29‐Apr
NAV as on 30th April’09 : 10.33
p
Guaranteed returns in volatile markets
Despite providing guaranteed maturity unit price (GMUP) to its policyholders, the fund has
maintained higher equity exposure
Policyholders will continue to enjoy the upside while the downside is protected by GMUP (i e 10 25
(i.e. 10.25
as on 15th April, 09)
Birla Sun Life Insurance Company Limited 16
Copyright Birla Sun Life Insurance Company Limited 2008
17. BSLI Platinum Plus Plan
Designed with features to suit your needs
Innovating to achieve wealth creation & protection solutions
Convenience through shorter payment period & full liquidity
Structured well-diversified portfolio with quality professional advice
Commitment through guarantees
A premier plan which takes cares of your Ins rance and Investment worries!
hich o r Insurance In estment orries!
Birla Sun Life Insurance Company Limited 17
Copyright Birla Sun Life Insurance Company Limited 2008
18. Thank You
Birla Sun Life Insurance Company Limited
Copyright Birla Sun Life Insurance Company Limited 2008
