The document discusses State Life Insurance Company of Pakistan. It provides information on the history of State Life including its establishment in 1972 and headquarters in Karachi. It also outlines several types of insurance policies offered by State Life such as endowment assurance, whole life assurance, and child education and marriage assurance. The document includes details on bonuses, loans, group insurance plans, and commercial buildings owned by State Life. It concludes with a quiz on the information presented.

4. 1:-VIDEO OF STATE LIFE ADVERTISEMENT
2:-INSURANCE
3:-BUILDING BLOCKS OF FAMILY LIFE
4:-GERNAL TYPES OF INSURANCE
4:-HISTORY OF STATE LIFE INSURANCE
5:-TYPES OF STATE LIFE INSURANCE POLICYES
6:-GROUP AND PENSION TYPE OF INSURANCE
6:- HOW TO GIVES THE BONUSES
8:- RANKING OF STATE LIFE STAFF
9:-COMMERCIAL BULDINGS OF STATE LIFE INSURANCE
COMPANY
10:-VEDIO ABOUT STATE LIFE COMPANY
COVERS THE TOPICS IN THE PRESENTATION

6. A company that provides coverage, it the form of compensation resulting form
Loss, damages, injury , treatment , the loss to determine the premium amount
DEFINITION OF INSURANCE COMPANY
DEFINITION OF INSURANCE
'Insurance' A contract (policy) in which an individual or entity receives
financial protection or reimbursement against losses from an insurance
company.

7. INSURED
The person, group, or organization whose life or property is covered by
an insurance policy.
The person, group, or organization whose life or property is covered by
an insurance policy.
INSURED

10. HISTORY OF STATE LIFE INSURANCE COMPANY
 The state life insurance corporation of Pakistan
was establish November 1 ,1972..
 The state life head office is located
at Karachi
The state life is biggest life insurance corporation
in Pakistan

11. TYPES OF STATE LIFE INSURANCE COMPANY
 ENDOWMENT ASSURANCE
WHOLE LIFE ASSURANCE
CHILD EDU & MARRIAGE ASSURANCE
JEEVAN SATHI ASSURANCE
SHAD ABAD ASSURANCE
 COMMITTEE POLICY

12. Endowment is type of permanent life insurance in which the
premium paying period is shorter than whole life insurance and
the insurance amount is paid out within a certain period (10-20
yrs) or when the insured reaches a certain age.
ENDOWMENT ASSURANCE
• Minimum Age:10 years
• Maximum Age:65 years
• Age (Maximum) on Maturity : Age 75 years
Eligible ages

13. WHOLE LIFE ASSURANCE
Eligible ages
• Minimum Age:15 years
• Maximum Age:60 years
• Age (Maximum) on Maturity : Age 90 years
A life insurance contract with level premiums that has both an
insurance and an investment component. The insurance component
pays a stated amount upon death of the insured. The investment
component accumulates a cash value that the policyholder can
withdraw or borrow against.

14. Child Education & Marriage Assurance is a plan for the protection of child’s future. It
provides a lump sum benefit for the child at the completion of the policy term. On
completion of term of the policy, full sum insured together with the accrued bonuses
become payable to the policyholder.
Minimum Age: 20 years
Maximum Age: 60 years
Age (Maximum) on Maturity: 70 year
CHILDREN EDU & MARRIAGE ASSURANCE
Eligible ages

15. Plan is best suited for those Married couples who want to enjoy insurance
coverage for a comparatively lesser premium. Moreover, housewives who
are otherwise not insurable can also enjoy the benefits of insurance
policy through this plan. This is a joint life plan and covers lives of two
partners say Husband and Wife simultaneously.
• Minimum Age (Equivalent):20years
• Maximum Age:50 years
• Equivalent Age (Maximum) on Maturity:70 years
JEEVAN SATHI ASSURANCE PLAN
Eligible ages:-

16. Sadabahar is an anticipated endowment type with-profit plan that
provides lump sum benefit at certain stages during the premium-
paying term or on earlier death. In addition, this plan has a built-in
Accidental Death Benefit (ADB) rider so that the policyholder gets
an additional sum assured in case of death due to an accident.
This policy will participate in State Life's surplus. Rates of bonus
applicable will be 25% higher than those on anticipated endowment plan.
SADBAHAR ASSURANCE
Bonuses

17.  Committee Policy is exclusive short term saving plan that offers an
approximated amount of money at specified time according to
terms of policy or on death. The plan is based on Pakistani Rupees
and so all payments and claim will be payable in PKR …..
COMMITTEE POLICY

18.  Provident Fund Insurance Scheme
 House Building and Perquisites Insurance Scheme
Pay Continuation Scheme
Group Endowment insurance Scheme
Group Pension Scheme
Private Education
Group life & Pension Plans

19. If the life insured commits suicide within thirteen months from the date
this policy was signed or within thirteen months from the date this
policy was last revived then State Life will only return premiums actually
received under this policy
Suicide
Loans
State Life may grant a loan to the policyholder on his/her written
request, against the net surrender value of the policy. The amount of
loan shall not exceed 80% of the said net surrender value
State Life at the time of granting the loan. Loans of less than
Rs.100/- will not be given.

20. Terminal bonus is available for all with profit Pak Rupee policies in force
for the full sum assured, except Anticipated Endowment policies. It is
payable only on maturity or earlier death of the life insurer
HOW TO GIVES THE BONUSES
Terminal Bonus
Special Terminal bonus, at present rates, is available for all with
profit Pak Rupee policies in force for the full sum assured. It is
payable on maturity of the policy
Special Terminal Bonus

21. Period between Survival
Benefit due date &
maturity date
Special Reversionary Bonus per
Rs.1000 Survival Benefit
Period between Survival Benefit
due date and maturity date
Special Reversionary Bonus per Rs.1000
Survival Benefit
20 years Rs. 3,165 9 years Rs. 1,005
18 years Rs. 2,765 8 years Rs. 845
16 years Rs. 2,350 7 years Rs. 695
14 years Rs. 1,940 6 years Rs. 555
12 years Rs. 1,545 5 years Rs. 420
10 years Rs. 1,175 4 years Rs. 300

22. RANKING OF STATE LIFE STAFF

23. COMERCIAL BUILDINGS OF STATE LIFE

26. Q1 :- WHEN STATE LIFE IS ESTABLISHRD?
A- 1975 B-1976 C-1972 D-1978 E-1979
Q:-2 HEAD OFFICE OF STATE LIFE IN WHICH CITY
A:- KARACHI B:-ISLAMABAD C:-LAHORE D:- MULTAN E-RAWALPINDI
Q:-3 HOW MANY BUILDING BLOCKS ARE IN FAMILY ARE PRESENTED…
A : 7 B-10 C-9 D-12 E- 6
Q:-04 HOW MANY STATE LIFE INSURANCES ARE DISUCSS IN THE
PRESENTATION…
A -5 B-7 C-6 D-4 E-8
Q05:-HOW MANY EXTRA BONOUS GIVING IN THE SADABHAR ASSURANCE
A-22% B- 15% C-30 % D- 25% E-20

27. Q:-6HOW MUCH STATE LIFE IS GIVING THE LOAN TO POLICYHOLDER
A- 75% B-80% C- 60 % D-90% E-50%
Q:-7 HOW MANY STAPES IN THE STATE LIFE EMPLOYES FOR PROMOTION
SALES REPORTER TO CHAIRMAN ?
A-6 B-9 C-8 D-5 E-10
Q08:-HOW MANY BUILDING IN PAKISTAN ……
A-50 B-52 C-29 D-23 E-60
Q:-09WHAT IS MINIMUM LIFE OF THE JAVAN SATHI ASSURANCE IS
A-18 B-24 C-20 D-25 E-26
Q:-10 WHAT IS THE MINIMUM AGE IN THE ENDOMENT ASSURANCE
A-15 B-20 C-18 D-10 E-12

28. ANSWERS OF THE QUESTIONS
Q:1 ….. C,,,1972
Q:2 ….. A,,,KARACHI
Q:3 ….. B,,,,10
Q:4 ….. C,,,,6
Q:5 ….. D,,,,25%
Q:6 …. B,,,80%
Q:7 ….. C,,,8
Q:8 ….. B,,,,52
Q:9 …. C,,,,20
Q:10 …. D,,,,10