The Student Financial Success Conference aims to advance the national dialogue about the use of data and technology to support undergraduate students by minimizing their financial risk that may adversely impact their academic success.
Breaking Bad primarily targeted white males aged 20-49 when it first aired. However, the audience expanded over time to include younger and older viewers. Most viewers were male, though female viewership increased as well. The target audience was also broad in terms of ethnicity, with many white, Mexican, and black Americans watching the show due to the diversity of characters. Demographic information such as age, gender, ethnicity, and psychographic factors like interests and lifestyle were used to define and understand the ideal target audience for Breaking Bad.
The document discusses trends in the modern workforce including increased diversity, characteristics of Generation Y employees, traits of effective leaders, and the purpose of performance evaluations. Minorities now comprise a third of the US population and are projected to become the majority by 2023. Generation Y, those born after 1977, make up over a quarter of the US population and are ethnically diverse, optimistic, and see education as key to career success. Effective leaders demonstrate traits like drive, integrity, self-confidence, creativity, expertise, and flexibility. Regular performance evaluations identify employee strengths and weaknesses, and can impact promotions, pay, training opportunities, and even job security.
This document discusses interest groups and their role in influencing policy. It defines interest groups as groups of citizens who share common interests and try to influence policy. It describes different types of interest groups, such as proactive, reactive, homogeneous, and heterogeneous groups. It also outlines some of the functions of interest groups, including representation, participation, education, agenda building, and program monitoring. Finally, it discusses factors that motivate individuals to join interest groups, such as common problems or threats, leadership, and different types of benefits members may receive.
This document discusses factors that influence voter turnout and voting decisions. It examines who votes and who doesn't based on demographics like age, gender, income, and education. It explores how political views are shaped over time through socialization and discusses the role of party identification. The document also analyzes why some people choose not to vote and the cognitive factors like political knowledge, media influence, and issue positions that impact how people cast their ballots.
This document discusses several key concepts relating to public opinion and political socialization. It defines public opinion as collective political beliefs and attitudes of the public or groups on important government issues. It also outlines factors that influence political socialization such as family, education, peer groups, religion, media, national events, and demographic characteristics. Finally, it notes some potential issues with public opinion polling through ambiguous, leading, and biased word choice in questions.
This document provides an overview of political socialization and public opinion polling. It defines key concepts in political socialization like the agents that socialize individuals such as family, education, peer groups, religion, media and generational events. It also outlines factors like demographics that shape political views. The document then explains key aspects of public opinion polling like sampling, question wording biases, and types of polls including national polls, campaign polls, exit polls and pseudo-polls.
The document discusses philanthropy among American youth, providing information on donating to organizations, ensuring donations go to reliable causes, and highlighting one youth-based organization called Youth Noise that makes it easy for teens to donate to various causes through activities like toy and research drives.
This document provides an overview of political parties in the United States. It defines political parties as coalitions that recruit candidates, control government, and promote their ideas. It discusses the role of parties in elections, government organization, and linking citizens to government. It also examines factors like party identification, regional variations, and notable third parties. Duverger's law is noted, stating two parties typically emerge under plurality voting systems. Examples of realigning elections are provided.
Breaking Bad primarily targeted white males aged 20-49 when it first aired. However, the audience expanded over time to include younger and older viewers. Most viewers were male, though female viewership increased as well. The target audience was also broad in terms of ethnicity, with many white, Mexican, and black Americans watching the show due to the diversity of characters. Demographic information such as age, gender, ethnicity, and psychographic factors like interests and lifestyle were used to define and understand the ideal target audience for Breaking Bad.
The document discusses trends in the modern workforce including increased diversity, characteristics of Generation Y employees, traits of effective leaders, and the purpose of performance evaluations. Minorities now comprise a third of the US population and are projected to become the majority by 2023. Generation Y, those born after 1977, make up over a quarter of the US population and are ethnically diverse, optimistic, and see education as key to career success. Effective leaders demonstrate traits like drive, integrity, self-confidence, creativity, expertise, and flexibility. Regular performance evaluations identify employee strengths and weaknesses, and can impact promotions, pay, training opportunities, and even job security.
This document discusses interest groups and their role in influencing policy. It defines interest groups as groups of citizens who share common interests and try to influence policy. It describes different types of interest groups, such as proactive, reactive, homogeneous, and heterogeneous groups. It also outlines some of the functions of interest groups, including representation, participation, education, agenda building, and program monitoring. Finally, it discusses factors that motivate individuals to join interest groups, such as common problems or threats, leadership, and different types of benefits members may receive.
This document discusses factors that influence voter turnout and voting decisions. It examines who votes and who doesn't based on demographics like age, gender, income, and education. It explores how political views are shaped over time through socialization and discusses the role of party identification. The document also analyzes why some people choose not to vote and the cognitive factors like political knowledge, media influence, and issue positions that impact how people cast their ballots.
This document discusses several key concepts relating to public opinion and political socialization. It defines public opinion as collective political beliefs and attitudes of the public or groups on important government issues. It also outlines factors that influence political socialization such as family, education, peer groups, religion, media, national events, and demographic characteristics. Finally, it notes some potential issues with public opinion polling through ambiguous, leading, and biased word choice in questions.
This document provides an overview of political socialization and public opinion polling. It defines key concepts in political socialization like the agents that socialize individuals such as family, education, peer groups, religion, media and generational events. It also outlines factors like demographics that shape political views. The document then explains key aspects of public opinion polling like sampling, question wording biases, and types of polls including national polls, campaign polls, exit polls and pseudo-polls.
The document discusses philanthropy among American youth, providing information on donating to organizations, ensuring donations go to reliable causes, and highlighting one youth-based organization called Youth Noise that makes it easy for teens to donate to various causes through activities like toy and research drives.
This document provides an overview of political parties in the United States. It defines political parties as coalitions that recruit candidates, control government, and promote their ideas. It discusses the role of parties in elections, government organization, and linking citizens to government. It also examines factors like party identification, regional variations, and notable third parties. Duverger's law is noted, stating two parties typically emerge under plurality voting systems. Examples of realigning elections are provided.
This document contains summaries of key concepts in political science:
- It describes the original design of the US presidency and differences between the House and Senate. The House represents proportional population, sits for 2 years. The Senate gives 2 seats to each state, terms are staggered.
- It defines types of campaign funding: direct "hard money" donations and less regulated "soft money".
- It explains swing states that can support either party, and microtargeting of specific demographic ads.
- It outlines valence, position, and wedge issues that candidates emphasize.
- It lists key factors that influence elections: the economy, presidential popularity, time in office of the incumbent party.
- It defines party identification and the coat
This document discusses several topics related to political science including public opinion, political socialization, polling, and survey methodology. It defines public opinion and its components of salience, stability, direction, and intensity. It also outlines several key agents of political socialization like family, education, peer groups, religious institutions, media, and national events. Additionally, it introduces common polling topics, populations and samples, biases, question wording issues, and types of polls.
This document discusses interest groups and their role in influencing policy. It defines interest groups as groups of citizens who share common interests and try to influence policy. It describes different types of interest groups and some of their key functions, such as representation, agenda building, and program monitoring. The document also discusses factors that motivate individuals to join interest groups, such as common problems, leadership, and material, solidary, and expressive benefits. Finally, it outlines some examples of interest groups organized around attributes like age, race, gender, and issues like the environment, consumers, and reproductive rights. It also distinguishes between direct and indirect lobbying techniques.
This document discusses political socialization, which is the process by which people develop their political beliefs and attitudes. It notes several key agents of political socialization, including family, education, peer groups, religious institutions, political leaders/parties, and the media. It also discusses how political socialization can be affected by generational differences and national events. The document provides examples of different types of political polls and some potential sources of bias in survey questions.
This document discusses factors that influence voter turnout and voting decisions. It examines who votes and who doesn't based on demographics like age, gender, income, and education. It explores how political views are shaped by socialization, party identification, and attitudes. Voting is analyzed through considerations of past performance and future plans of candidates, as well as costs and benefits like a vote's impact and civic duty. The media's role in agenda-setting and how voters compare candidates to ideals is also summarized.
Volunteers of America Hires Two New National Staff EmployeesJon Schorsch
Since transitioning away from his career in law enforcement in 2007, Jon Schorsch has earned an MPA and a JD from Seattle University as well as undertaken mediation training through Volunteers of America. Today, Jon Schorsch draws on this training to co-mediate a variety of cases through Volunteers of America’s Dispute Resolution Center in Everett, Washington.
This document discusses factors that influence voter turnout and voting decisions. It examines who votes and who doesn't based on demographics like age, gender, income, and education. It explores how our views are shaped by our social environment and relationships, and how we tend to vote similarly to those in our social and economic circles. The document also analyzes the cognitive processes behind voting decisions and how voters evaluate candidates and issues based on past performance, future plans, costs and benefits, and other considerations.
This document contains summaries of key concepts in political science:
1) It discusses the origins of the presidency and how it was designed with George Washington in mind without many concrete details. The office was meant to be above partisan politics with leaders acting in the national interest.
2) It also summarizes the structure of Congress, including proportional representation in the House, state representation in the Senate, and terms being staggered.
3) Key terms are defined like hard money, soft money, swing states, microtargeting, valence issues, position issues, and wedge issues in electoral politics.
This document discusses the concepts of political socialization and public opinion polling. It addresses the various socializing agents that influence people's political beliefs such as family, education, peers, religious institutions, political leaders, and the media. National events can also impact political socialization. Younger generations may be socialized differently than older ones based on defining historical events. Public opinion polls measure concepts like political attitudes, salience, stability, direction, and intensity. They can be influenced by factors like economic self-interest, ideology, education, age, gender, race, religion, and geographic region. Different types of polls include national polls, campaign polls, exit polls, and pseudo-polls.
The document summarizes the findings of a survey conducted by Good Scout on men's charitable habits and motivations. Some key findings include:
- Men prefer to be solicited for donations through word-of-mouth from friends and family over other methods like mail or advertising.
- While most men donate small amounts of money monthly, over half prefer non-monetary ways of supporting causes like volunteering time.
- Men are most motivated to support causes they have a personal connection to, such as children/youth causes.
- Peer-to-peer communication may be an effective way to encourage more monetary donations and engagement from men.
This document discusses factors that influence voter turnout and voting decisions. It examines who votes and who doesn't based on demographics like age, gender, income, and education. It explores how political views are shaped by socialization, party identification, and attitudes. Voting is analyzed through considerations of past performance and future plans of candidates, as well as costs and benefits like a vote's impact and civic duty. Pocketbook and sociotropic voting are also defined. The media, interpersonal communication, and idea of representativeness prime how voters evaluate candidates. Reasons for nonvoting include legal obstacles and decreased social connectedness.
A recession is defined as two consecutive quarters of negative economic growth. It is characterized by a widespread drop in spending. The psychological impact of a recession includes increased unemployment, falling productivity, and negative effects on people's health and well-being. These psychological effects are self-reinforcing as anxiety, depression, and a sense of powerlessness take hold. People experience growing frustration, uncertainty, and a loss of control during an economic downturn.
The document discusses several aspects of American business culture and politics, including the American dream of individual success, the emphasis on individualism over centralized systems, and both the positives and negatives of individualism. It also summarizes sections on the current mood in Main Street America, challenges of intercultural communication, and adapting to a diverse workforce. Key topics covered include cultural variations, decision-making practices, concepts of time, religious differences, and studying other cultures to facilitate international business relationships.
This document discusses several key concepts relating to public opinion and political socialization. It defines public opinion as collective political beliefs and attitudes of the public or groups on important government issues. It also outlines factors that influence political socialization such as family, education, peer groups, religion, media, national events, and demographic characteristics. Finally, it notes some potential issues with public opinion polling through ambiguous questions, leading questions, and biased word choices.
Millennials, Divorce, and Marriage: A Changing Point-of-ViewBrandon_Terry
Millennials are delaying marriage and divorcing less than previous generations. Only 27% of millennials are currently married, while 59% remain single with no plans to marry. Younger millennials have also seen the divorce of their parents, making them more cautious about marriage. While millennials have the lowest divorce rates in history, experts are uncertain if this trend will continue as their views on commitment and relationships may still change.
This document discusses the strengths and weaknesses of legislators and the evolution of interest groups in the US political system. It notes that while there were few interest groups until the 1960s focused on agriculture, business, and labor, there was an explosion of new groups in the 1960s and 1970s focused on coalition building. It also analyzes the relationship between US presidents and interest groups, noting that presidents need interest groups for funding, support, and governing, while interest groups try to influence the White House, making their relationship mutually beneficial.
Rodney A. Brooks is a veteran newspaper business journalist who writes about retirement, personal finance issues, and racial, wealth and health disparities. His columns currently run in U.S. News & World Report and AARP’s Senior Planet. He has also written for The Washington Post, USA TODAY and TheStreet.com. Brooks recently published a book titled "Fixing the Racial Wealth Gap" which provides simple financial advice to help Black Americans gain and maintain generational wealth, after explaining the history of racism and discrimination that has impacted Black wealth in the U.S.
Giving Harford County\'s Troubled Youth Hope for Their Future.Carol Frontera
The Close Foundation helps troubled youth with nowhere left to turn. These youth find hope through the programs we support, and a chance to change their lives.
This document provides an overview of political parties in the United States. It defines political parties as coalitions that recruit and elect candidates to control government according to their ideas. It discusses the role of parties in organizing voters, government, and managing conflict. It also examines the development of the party system over time through realigning elections and issues that have divided the electorate and led to the rise and fall of parties.
This document discusses factors that influence voter behavior and turnout in US elections. It explores sociological and psychological theories for why people vote the way they do. Socioeconomic factors like age, gender, income and education all impact likelihood to vote, with older, female, richer and more educated citizens voting more. Partisanship, social context, attitudes and political knowledge also shape voting decisions. The document examines reasons people may vote based on past performance, future considerations, costs/benefits, and pocketbook or sociotropic issues. Barriers to voting like legal obstacles and decreased social connections can impact turnout.
This document contains summaries of key concepts in political science:
- It describes the original design of the US presidency and differences between the House and Senate. The House represents proportional population, sits for 2 years. The Senate gives 2 seats to each state, terms are staggered.
- It defines types of campaign funding: direct "hard money" donations and less regulated "soft money".
- It explains swing states that can support either party, and microtargeting of specific demographic ads.
- It outlines valence, position, and wedge issues that candidates emphasize.
- It lists key factors that influence elections: the economy, presidential popularity, time in office of the incumbent party.
- It defines party identification and the coat
This document discusses several topics related to political science including public opinion, political socialization, polling, and survey methodology. It defines public opinion and its components of salience, stability, direction, and intensity. It also outlines several key agents of political socialization like family, education, peer groups, religious institutions, media, and national events. Additionally, it introduces common polling topics, populations and samples, biases, question wording issues, and types of polls.
This document discusses interest groups and their role in influencing policy. It defines interest groups as groups of citizens who share common interests and try to influence policy. It describes different types of interest groups and some of their key functions, such as representation, agenda building, and program monitoring. The document also discusses factors that motivate individuals to join interest groups, such as common problems, leadership, and material, solidary, and expressive benefits. Finally, it outlines some examples of interest groups organized around attributes like age, race, gender, and issues like the environment, consumers, and reproductive rights. It also distinguishes between direct and indirect lobbying techniques.
This document discusses political socialization, which is the process by which people develop their political beliefs and attitudes. It notes several key agents of political socialization, including family, education, peer groups, religious institutions, political leaders/parties, and the media. It also discusses how political socialization can be affected by generational differences and national events. The document provides examples of different types of political polls and some potential sources of bias in survey questions.
This document discusses factors that influence voter turnout and voting decisions. It examines who votes and who doesn't based on demographics like age, gender, income, and education. It explores how political views are shaped by socialization, party identification, and attitudes. Voting is analyzed through considerations of past performance and future plans of candidates, as well as costs and benefits like a vote's impact and civic duty. The media's role in agenda-setting and how voters compare candidates to ideals is also summarized.
Volunteers of America Hires Two New National Staff EmployeesJon Schorsch
Since transitioning away from his career in law enforcement in 2007, Jon Schorsch has earned an MPA and a JD from Seattle University as well as undertaken mediation training through Volunteers of America. Today, Jon Schorsch draws on this training to co-mediate a variety of cases through Volunteers of America’s Dispute Resolution Center in Everett, Washington.
This document discusses factors that influence voter turnout and voting decisions. It examines who votes and who doesn't based on demographics like age, gender, income, and education. It explores how our views are shaped by our social environment and relationships, and how we tend to vote similarly to those in our social and economic circles. The document also analyzes the cognitive processes behind voting decisions and how voters evaluate candidates and issues based on past performance, future plans, costs and benefits, and other considerations.
This document contains summaries of key concepts in political science:
1) It discusses the origins of the presidency and how it was designed with George Washington in mind without many concrete details. The office was meant to be above partisan politics with leaders acting in the national interest.
2) It also summarizes the structure of Congress, including proportional representation in the House, state representation in the Senate, and terms being staggered.
3) Key terms are defined like hard money, soft money, swing states, microtargeting, valence issues, position issues, and wedge issues in electoral politics.
This document discusses the concepts of political socialization and public opinion polling. It addresses the various socializing agents that influence people's political beliefs such as family, education, peers, religious institutions, political leaders, and the media. National events can also impact political socialization. Younger generations may be socialized differently than older ones based on defining historical events. Public opinion polls measure concepts like political attitudes, salience, stability, direction, and intensity. They can be influenced by factors like economic self-interest, ideology, education, age, gender, race, religion, and geographic region. Different types of polls include national polls, campaign polls, exit polls, and pseudo-polls.
The document summarizes the findings of a survey conducted by Good Scout on men's charitable habits and motivations. Some key findings include:
- Men prefer to be solicited for donations through word-of-mouth from friends and family over other methods like mail or advertising.
- While most men donate small amounts of money monthly, over half prefer non-monetary ways of supporting causes like volunteering time.
- Men are most motivated to support causes they have a personal connection to, such as children/youth causes.
- Peer-to-peer communication may be an effective way to encourage more monetary donations and engagement from men.
This document discusses factors that influence voter turnout and voting decisions. It examines who votes and who doesn't based on demographics like age, gender, income, and education. It explores how political views are shaped by socialization, party identification, and attitudes. Voting is analyzed through considerations of past performance and future plans of candidates, as well as costs and benefits like a vote's impact and civic duty. Pocketbook and sociotropic voting are also defined. The media, interpersonal communication, and idea of representativeness prime how voters evaluate candidates. Reasons for nonvoting include legal obstacles and decreased social connectedness.
A recession is defined as two consecutive quarters of negative economic growth. It is characterized by a widespread drop in spending. The psychological impact of a recession includes increased unemployment, falling productivity, and negative effects on people's health and well-being. These psychological effects are self-reinforcing as anxiety, depression, and a sense of powerlessness take hold. People experience growing frustration, uncertainty, and a loss of control during an economic downturn.
The document discusses several aspects of American business culture and politics, including the American dream of individual success, the emphasis on individualism over centralized systems, and both the positives and negatives of individualism. It also summarizes sections on the current mood in Main Street America, challenges of intercultural communication, and adapting to a diverse workforce. Key topics covered include cultural variations, decision-making practices, concepts of time, religious differences, and studying other cultures to facilitate international business relationships.
This document discusses several key concepts relating to public opinion and political socialization. It defines public opinion as collective political beliefs and attitudes of the public or groups on important government issues. It also outlines factors that influence political socialization such as family, education, peer groups, religion, media, national events, and demographic characteristics. Finally, it notes some potential issues with public opinion polling through ambiguous questions, leading questions, and biased word choices.
Millennials, Divorce, and Marriage: A Changing Point-of-ViewBrandon_Terry
Millennials are delaying marriage and divorcing less than previous generations. Only 27% of millennials are currently married, while 59% remain single with no plans to marry. Younger millennials have also seen the divorce of their parents, making them more cautious about marriage. While millennials have the lowest divorce rates in history, experts are uncertain if this trend will continue as their views on commitment and relationships may still change.
This document discusses the strengths and weaknesses of legislators and the evolution of interest groups in the US political system. It notes that while there were few interest groups until the 1960s focused on agriculture, business, and labor, there was an explosion of new groups in the 1960s and 1970s focused on coalition building. It also analyzes the relationship between US presidents and interest groups, noting that presidents need interest groups for funding, support, and governing, while interest groups try to influence the White House, making their relationship mutually beneficial.
Rodney A. Brooks is a veteran newspaper business journalist who writes about retirement, personal finance issues, and racial, wealth and health disparities. His columns currently run in U.S. News & World Report and AARP’s Senior Planet. He has also written for The Washington Post, USA TODAY and TheStreet.com. Brooks recently published a book titled "Fixing the Racial Wealth Gap" which provides simple financial advice to help Black Americans gain and maintain generational wealth, after explaining the history of racism and discrimination that has impacted Black wealth in the U.S.
Giving Harford County\'s Troubled Youth Hope for Their Future.Carol Frontera
The Close Foundation helps troubled youth with nowhere left to turn. These youth find hope through the programs we support, and a chance to change their lives.
This document provides an overview of political parties in the United States. It defines political parties as coalitions that recruit and elect candidates to control government according to their ideas. It discusses the role of parties in organizing voters, government, and managing conflict. It also examines the development of the party system over time through realigning elections and issues that have divided the electorate and led to the rise and fall of parties.
This document discusses factors that influence voter behavior and turnout in US elections. It explores sociological and psychological theories for why people vote the way they do. Socioeconomic factors like age, gender, income and education all impact likelihood to vote, with older, female, richer and more educated citizens voting more. Partisanship, social context, attitudes and political knowledge also shape voting decisions. The document examines reasons people may vote based on past performance, future considerations, costs/benefits, and pocketbook or sociotropic issues. Barriers to voting like legal obstacles and decreased social connections can impact turnout.
Live Webinar: Winning Affluent MillennialsLinkedIn
Affluent Millennials are on the brink of a massive generational transfer of personal wealth and, as one of the largest generations in history, this powerful demographic will command major changes within the finance industry. How can you help your Financial Services clients prepare for it?
Tune into this webinar where Emily Friedman, senior research consultant at LinkedIn, will present results from a global study conducted by LinkedIn and Ipsos of about 9200 Millennial and GenX Internet users to answer this question.
The document summarizes key findings from a 2017 survey of Millennials (ages 20-36) about their finances, happiness, and priorities. It found that most Millennials consider themselves happy and associate love rather than money with happiness, but they also want help managing financial anxiety. The survey also revealed that Millennials are motivated to invest in companies that make the world better and are redefining work-life balance and career satisfaction.
This document discusses financial literacy and the negative impacts of financial distress on employees and workplaces. It defines financial literacy as understanding financial choices and managing life events like job loss or education costs. The nonprofit Heartland Institute aims to promote financial wellness in workplaces through educational courses. The document outlines how financial problems often first surface in the workplace, and lists common symptoms experienced by financially distressed workers like irritability and forgetfulness. It argues that employers should provide financial wellness programs as a form of primary prevention, since financially distressed employees are more likely to be absent, less productive, and incur higher health costs.
This document discusses the costs of financial distress among employees for employers. It notes that about 34% of workers report high levels of financial stress, which can reduce productivity through absenteeism, inattentiveness, and time spent dealing with financial issues at work. Financial distress is also linked to poorer health, as 40-50% of financially distressed workers report negative health impacts from their worries, potentially increasing employers' healthcare costs. However, the document argues that workplace financial education programs can help reduce these costs. It cites a study finding a 9:1 return on investment for employers who provide such programs through improved productivity and potentially lower absenteeism and healthcare expenses. The programs have led many employees to improve their financial behaviors and decisions.
The document argues that high schools must nationally require financial literacy courses for graduation. It provides several reasons why financial literacy is important: American teenagers are financially illiterate and struggle with money management; only 30% of states currently require financial literacy courses; and students in the US score below average in financial literacy compared to other developed countries. Requiring financial literacy courses would help students develop essential skills for success by teaching them how to handle everyday financial tasks and decisions. While financial literacy may not directly lead to financial success, it does influence positive financial behaviors that can help students achieve goals and adapt to financial challenges over their lifetime. National requirements would help address the growing problem of financial illiteracy among young Americans.
Brian Tracy identifies 5 main reasons why most people do not become wealthy:
1. They do not realize that becoming wealthy is possible for them since they lack wealthy role models.
2. They never make a firm decision to become wealthy and take the necessary steps.
3. They procrastinate and always find reasons to put off taking steps towards wealth.
4. They are unable to delay gratification and discipline themselves to save money instead of spending it.
5. They have a short-term perspective and do not consider how their actions will impact their future financial situation.
The document provides instructions for requesting writing assistance from HelpWriting.net. It outlines a 5-step process: 1) Create an account with an email and password. 2) Complete a 10-minute order form providing instructions, sources, and deadline. 3) Review bids from writers and choose one based on qualifications. 4) Review the completed paper and authorize payment if satisfied. 5) Request revisions to ensure satisfaction, and the company offers refunds for plagiarized work.
This document provides updates from the JPS Financial Group team. It summarizes that the team has had a busy quarter with new babies born to two team members, a promotion of Joshua Marson to Branch Manager, and Samantha Coomes graduating college and joining the team full-time. It also discusses the team's participation in industry conferences and recognition for their 2014 growth. Finally, it announces the team's recent client appreciation picnic with over 275 attendees.
Societal demographics are shifting: women are amassing and controlling greater personal wealth. Financial Advisors as well as nonprofits need to recognize this shift and understand how women approach wealth management and philanthropy.
The document discusses fraud risks faced by non-profit organizations, noting that fraud accounts for estimated losses of $40 billion annually in the non-profit sector. It outlines common types of fraud such as skimming donations, creating fraudulent tax losses, and overstating expenses. The document also provides recommendations for non-profits to implement controls to prevent fraud, such as requiring two signatures on checks and having bank statements sent directly to someone other than the treasurer.
Article7Beware Big DonorsMegafoundations used to be quiet gi.docxdavezstarr61655
Article7
Beware Big Donors
Megafoundations used to be quiet giants. Now they're noisy activists, shaping policy and politics.
In a January speech at the University of Michigan at Ann Arbor, laying out his policy for higher education, President Obama opened by noting his agenda: "How can we make sure that everybody is getting the kind of education they need to personally succeed but also to build up this nation--because in this economy, there is no greater predictor of individual success than a good education." Although the United States still has "the best network of colleges and universities in the world," he said, "the challenge is it's getting tougher and tougher to afford it." Thus his primary policy concerns were high tuition and student debt.
At Ann Arbor, President Obama captured the spirit of the megafoundation program for higher education. Should we be worried about that confluence?
First, consider how the foundation world has changed. Also in January, at the World Economic Forum in Davos, Switzerland, Bill Gates announced that the Bill & Melinda Gates Foundation was contributing $750-million to the Global Fund to Fight AIDS, Tuberculosis and Malaria. That's a big number. For purposes of comparison, on the same day Japan announced that it would contribute $340-million to the Global Fund, less than half the Gates gift. As of the end of 2010 (the last year for which figures are publicly available), the total assets of the Gates foundation were $37.4-billion, and that does not include the approximately $30-billion Warren Buffett pledged in 2006 to give the foundation. The next largest American philanthropic foundation in terms of net assets is the Ford Foundation (for decades our largest), which at the end of September 2011, had net assets of $10.3-billion.
While, at least for the moment, unique in size, Gates is also representative of an explosion in the net worth and annual-giving potential of the private-philanthropic sector in the United States. According to the Foundation Center, as of March 8, 2012, there were 65 private and community foundations in the United States with net assets of more than $1-billion, 11 private foundations with assets of more than $5-billion, and 30 with assets of more than $2-billion. Total foundation giving in the United States (circa 2010) was about $20.5-billion.
According to a recent Chronicle study, America's top 50 donors gave a total of $10.4-billion in 2011, rebounding from the $3.3-billion of the previous year, with its recession worries. Those numbers reflect the continued growth in the number of private philanthropic foundations in this country--10,093 were created in the 1990s, and more than 8,500 appeared between 2000 and 2009 (as opposed, for instance, to the 1,264 created in the 1970s). There are now more than 33,000 foundations in the United States.
But what grabs my attention is the number with megaresources, almost all of which have emerged over the past two decades. This is truly the er.
The document discusses financial literacy topics and challenges for different demographic groups. It outlines 10 curriculum areas for financial literacy including managing money, credit cards, retirement planning, and estate planning. It emphasizes that women and minority groups face unique financial challenges such as earning less and having greater caregiving responsibilities. The document encourages attendees to take financial literacy courses and share financial information with others to gain control of their financial futures.
The document summarizes the eventful first quarter of 2016, including a volatile stock market that ended the quarter in positive territory, unexpected results in presidential races, and Financial Synergies being recognized on two prestigious local lists. It also previews topics that will be covered in the quarterly newsletter, such as perspectives on the market volatility and importance of emergency funds.
Money is not a woman’s business. Just look at our banknotes.
And women feel more comfortable talking to a doctor than a financial advisor.
So men still earn and control the majority of the wealth
the investment field ends up being largely male dominated.
Women only run a mere 2% of hedge funds.
86% of investment advisors are men.
Yet, funds run by women have better results…
But unconscious biases still keep them out of this male sphere. And women entrepreneurs struggle to get funded.
And rich women tend to be philanthropists rather than investors.
So which initiatives are shifting the balance of the investment world?
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The Student Financial Success Conference aims to advance the national dialogue about the use of data and technology to support undergraduate students by minimizing their financial risk that may adversely impact their academic success.
Flavio Carillo & Katherine Grau near peer teaching and collaborative learningGeorgia State University
The Student Financial Success Conference aims to advance the national dialogue about the use of data and technology to support undergraduate students by minimizing their financial risk that may adversely impact their academic success.
Eric Cuevas & Jessica Williams panther retention grant, panther acceleratio...Georgia State University
The Student Financial Success Conference aims to advance the national dialogue about the use of data and technology to support undergraduate students by minimizing their financial risk that may adversely impact their academic success.
The Student Financial Success Conference aims to advance the national dialogue about the use of data and technology to support undergraduate students by minimizing their financial risk that may adversely impact their academic success.
How to Make a Field Mandatory in Odoo 17Celine George
In Odoo, making a field required can be done through both Python code and XML views. When you set the required attribute to True in Python code, it makes the field required across all views where it's used. Conversely, when you set the required attribute in XML views, it makes the field required only in the context of that particular view.
How to Fix the Import Error in the Odoo 17Celine George
An import error occurs when a program fails to import a module or library, disrupting its execution. In languages like Python, this issue arises when the specified module cannot be found or accessed, hindering the program's functionality. Resolving import errors is crucial for maintaining smooth software operation and uninterrupted development processes.
This presentation was provided by Steph Pollock of The American Psychological Association’s Journals Program, and Damita Snow, of The American Society of Civil Engineers (ASCE), for the initial session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session One: 'Setting Expectations: a DEIA Primer,' was held June 6, 2024.
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...PECB
Denis is a dynamic and results-driven Chief Information Officer (CIO) with a distinguished career spanning information systems analysis and technical project management. With a proven track record of spearheading the design and delivery of cutting-edge Information Management solutions, he has consistently elevated business operations, streamlined reporting functions, and maximized process efficiency.
Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
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Training: ISO/IEC 27001 Information Security Management System - EN | PECB
ISO/IEC 42001 Artificial Intelligence Management System - EN | PECB
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Article: https://pecb.com/article
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This presentation includes basic of PCOS their pathology and treatment and also Ayurveda correlation of PCOS and Ayurvedic line of treatment mentioned in classics.
it describes the bony anatomy including the femoral head , acetabulum, labrum . also discusses the capsule , ligaments . muscle that act on the hip joint and the range of motion are outlined. factors affecting hip joint stability and weight transmission through the joint are summarized.
Main Java[All of the Base Concepts}.docxadhitya5119
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.
How to Setup Warehouse & Location in Odoo 17 InventoryCeline George
In this slide, we'll explore how to set up warehouses and locations in Odoo 17 Inventory. This will help us manage our stock effectively, track inventory levels, and streamline warehouse operations.
3. HOW WELL DO YOU UNDERSTAND PERSONAL FINANCE?
In Other Words:
If you were to grade yourself
on your knowledge about
money – what GRADE would
that be?
4. Half of Americans grade
themselves “C”, “D”, or “F”
on their knowledge of personal
finance *
*The 2010 Consumer Financial Literacy Survey Final Report. Harris Interactive
5. The research shows that,
“fights over money is the
#1 cause of divorce.”
8 out of 10 people
identify money as a
significant source of
stress in their lives.*
Regardless of income
half of Americans are
living paycheck
to paycheck.***
WHY?
The Wall Street Journal | Harris Interactive
8. Most people talk about
financial success in terms of…
“He makes six figures”
INCOME
STUFF
“She’s a millionaire”
“That family is loaded.”
9. True Financial Confidence is
more than outward prosperity and
has less to do with dollar signs
than it does with how money
affects your life and your
relationships.
- Brian Ford
10. • Family
• Happiness
• Spirituality
• Security / Safety
• Health
Let’s talk about what you VALUE
23. • Become a Rock Star Saver
• Calculate Your Net Worth
• Inspire, Educate, Equip
• Short-Term, Long-Term
• 3 Levels of Measurement
Recap
YOU
YOUR
STUDENTS