The document is a report by Ma. Cristina D. Panganoran that discusses Benjamin Franklin's 13 virtues: temperance, silence, order, resolution, frugality, industry, sincerity, justice, moderation, cleanliness, tranquility, chastity, and humility. It notes that Franklin published these virtues in 1732 as part of Poor Richard's Almanack. The report is repeatedly attributed to Ma. Cristina D. Panganoran.