This document discusses banking technology and strategies. It covers the basic services banks provide like checking and savings accounts. It defines technology strategies as how organizations approach technology decisions and defines banking manuals. It also outlines some online banking services from HDFC like NRI banking, online loans, payments and forex trading. It discusses mobile banking options and using smart cards and technology for corporate customers. It states the business strategy emphasizes forthcoming strategies and technology growth.

1. We Understand your world Project on Banking Technology

2. Banking, the business of providing financial services to consumers and businesses. The basic services a bank provides are checking accounts, which can be used like money to make payments and purchase goods and services; savings accounts and time deposits that can be used to save money for future use

3. What is Technology strategy ?A Technology strategy (e.g. as in Information technology(IT)) is a particular generation of an organization's overall objective(s), principles and tactics relating to the technologies that the organization uses. Such strategies primarily focus on the technologies themselves and in some cases the people who directly manage those technologies. The strategy can be implied from the organization's behaviors towards technology decisions, and may be written down in a document.

4. What are Banking Manuals ?

5. Online Services at HDFC NRI Banking

6. Facilitating online loans

7. Online payments

8. GPRS activated payments

9. Forex and Trade servicesNRI BankingNRI-Banking follows a modular structure.The various modules render our NRI Banking solution offerings (which are stated below) in a seamlessly integrated fashion

10. E-Payment facilitates payment of direct taxes online by taxpayers. To avail of this facility the taxpayer is required to have a net-banking account with any of the banks listed below, which are the only banks offering this facility at present.

11. Mobile Banking: The various flavors of mobile banking are: Browser-based mobile banking

12. Downloadable-client based mobile