Chapter 1 Indian banking introduction newNayan Vaghela
Meaning & Definition of Bank, Portfolio Management, Role of Banking Sector in Economic Development, Constituents of Banking System in India, Functional Classification of Banks
Principles & Practices of Banking module 1ARUNKUMAR7358
Introduction to Banking System
Financial markets and its segmentation
Financial system overview
Recent developments in Indian financial system
Role and functions of RBI
Introduction to equity and debt markets
Historical aspects of banking in India
Evolution of banking system
Types of banks (Public sector, Regional banks)
Performance of public sector banks
Performance of private sector banks
Commercial banking
Commercial bank’s structure
Commercial bank’s functions (Primary & secondary function)
Role of commercial banks in socio economic development
Services rendered by commercial banks
Credit creation and deployment of funds in commercial banks
Role of RBI & GOI as regulator of banking system
Books referred - Dr.Nirmala Prasad, K. Chandrasass j (Banking and financial system)& Mithani, Gordan (Banking and financial systems)
This presentation have the detailed analysis of the Indian banking sector, how it has evolved and reformes that have come gradually.It also has a classic case of merger of ICICI bank with BOM.
Chapter 1 Indian banking introduction newNayan Vaghela
Meaning & Definition of Bank, Portfolio Management, Role of Banking Sector in Economic Development, Constituents of Banking System in India, Functional Classification of Banks
Principles & Practices of Banking module 1ARUNKUMAR7358
Introduction to Banking System
Financial markets and its segmentation
Financial system overview
Recent developments in Indian financial system
Role and functions of RBI
Introduction to equity and debt markets
Historical aspects of banking in India
Evolution of banking system
Types of banks (Public sector, Regional banks)
Performance of public sector banks
Performance of private sector banks
Commercial banking
Commercial bank’s structure
Commercial bank’s functions (Primary & secondary function)
Role of commercial banks in socio economic development
Services rendered by commercial banks
Credit creation and deployment of funds in commercial banks
Role of RBI & GOI as regulator of banking system
Books referred - Dr.Nirmala Prasad, K. Chandrasass j (Banking and financial system)& Mithani, Gordan (Banking and financial systems)
This presentation have the detailed analysis of the Indian banking sector, how it has evolved and reformes that have come gradually.It also has a classic case of merger of ICICI bank with BOM.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
This assessment plan proposal is to outline a structured approach to evaluati...
BANKING SYSTEM IN INDIA
1.
2. AGENDA
MEANING OF BANK…?
FIRST COMMERCIAL BANK IN WORLD
FIRST COMMERCIAL BANK IN INDIA
FIRST FULLY INDIANISED BANK
ABOUT SBI AND ITS RELATED BANKS
NATIONALIZATION OF COMMERCIAL BANKS
CAUSES OF NATIONALISATION OF CB IN INDIA
PROGRESS OF CB AFTER NATIONALISATION
SHORT COMINGS
BANK TYPES
FUNCTIONS OF COMMERCIAL BANKS
4. FIRST COMMERCIAL BANK IN WORLD
FIRST COMMERCIAL BANK IN WORLD
WAS BANK OF VENICE
IN THE YEAR 1157 AD AT ITALY
5.
6. FIRST COMMERCIAL BANK IN INDIA
BANK OF HINDUSTHAN
ESTABLISHED IN THE YEAR OF 1770 AD
FOUNDED BY ALEXANDEREN AGENCY
COMPANY AT KOLKATA
7.
8. FIRST FULLY INDIANISED BANK
PUNJAB NATIONAL BANK
ESTABLISHED IN THE YEAR OF 1894
AT CHANDIGARH
9. SBI AND ITS RELATED BANKS
STATE BANK OF INDIA
ESTABLISHED IN THE YEAR OF 1955 JULY 1ST
IN 1959 SBI ESTABLISHED THE RELATED
BANKS
STATE BANK OF HYDERABAD
STATE BANK OF JAIPUR
STATE BANK OF TRAVANCORE
STATE BANK OF PATIALA
STATE BANK OF MYSORE
STATE BANK OF INDORE
STATE BANK OF SAURASHTRA
10. NATIONALISATION OF BANKS
IN JULY 19TH 1969 14 BANKS ARE
NATIONALISED
CENTRAL BANK OF INDIA
BANK OF INDIA
PUNJAB NATIONAL BANK
CANARA BANK
UNIFIED COMMERCIAL BANK
SYNDICATE BANK
BANK OF BARODA
UNITED BANK OF INDIA
11. DHEENA BANK
ALLAHABAD BANK
INDIAN BANK
INDIAN OVERSEAS BANK
BANK OF MAHARASTRA
12. IN 1980 APRIL 17
AGAIN 6 BANKS ARE NATIONALISED
ANDHRA BANK
VIJAYA BANK
PUNJAB AND SIND BANK
CORPORATION BANK
NEW BANK OF INDIA
ORIENTAL BANK OF COMMERCE
13. CAUSES FOR NATIONALISATION
TO REMOVE PRIVATE OWNERSHIP OF
COMMERCIAL BANKS
TO CONCENTRATION OF ECONOMIC
POWER
URBAN BIAS
NEGLECT OF AGRICULTURE SECTORS
VIOLATION OF NORM
NEGELECT OF PRIORITY SECTORS
14. PROGRESS OF CB AFTER NATIONALISATION
EXPANSION OF BRANCHES (8262 TO
97111)
BRANCH OPENING IN RURAL AND
UNBANKED AREAS
22% ( 1969) TO 37% (2012)
DEPOSIT MOBILISATION
1969 ( 4665/-CRORES) TO 2012 (60 LAKH
CRORES)
BANK LENDING
3394 TO 46 LAKH CRORES
