Banking originated as early as 2000 BC in ancient Mesopotamia. In India, banking transactions predate money and the use of adesha, an early bill of exchange, has been traced back to 321-185 BC. Banking in India originated in the 18th century and was established by agencies like the Bank of Hindustan and Bank of Bengal. Major developments include nationalization in 1969 and liberalization in 1990. The document discusses the history and evolution of banking in India including the establishment of public, private and foreign banks. It also analyzes performance trends, best practices and winning strategies for different bank categories.
A comparative study of retail banking strategies adopted by various private s...Projects Kart
A comparative study of retail banking strategies adopted by various private sector bank (compared with axis bank to other banks i.e. icici bank & hdfc bank)
A comparative study of retail banking strategies adopted by various private s...Projects Kart
A comparative study of retail banking strategies adopted by various private sector bank (compared with axis bank to other banks i.e. icici bank & hdfc bank)
Commercial Banking In India An Overviewraji_ajwani
Provides an overview about the history of commercial banking in India. Covers various types of customer accounts viz resident and NRE,NRO,FCNR accounts and concepts of KYC Norms and anti Money Laundering
Commercial Banking In India An Overviewraji_ajwani
Provides an overview about the evolution of commercial banking in India. Covers important concepts such as resident and different types of Non Resident Accounts. Also discusses the importance of KYC and anti Money Laundering procedures being followed by banks today
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
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How Does CRISIL Evaluate Lenders in India for Credit RatingsShaheen Kumar
CRISIL evaluates lenders in India by analyzing financial performance, loan portfolio quality, risk management practices, capital adequacy, market position, and adherence to regulatory requirements. This comprehensive assessment ensures a thorough evaluation of creditworthiness and financial strength. Each criterion is meticulously examined to provide credible and reliable ratings.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
2. BANKING ORIGIN
• The first records of Banks dates back to around 2000 BC in
Assyria and Babylonia.
• Later, in ancient Greece and during the Roman empire, lenders who were based
in temples made loans but also added two important innovations: accepting
deposits and charging money.
• The word bank can be traced to medieval and early Renaissance Italy
• The history of banking is closely related to the history of money but banking
transactions probably predate the invention of money
• In ancient India during the Maurya dynasty(321 to 185 BC), an instrument
called adesha was in use, which was an order on a banker desiring him to pay
the money of the note to a third person, which corresponds to the definition of a
bill of exchange as we understand it today
• The religious societies regarded inanimate matter as alive, like plants, animals
and people, and capable of reproducing itself. Hence if you lent 'food money', or
monetary tokens of any kind, it was legitimate to charge interest.
3. BANKING HISTORY
IN INDIA
• Banking Originated in 18 th century
• 1786 -1st bank named General Bank was started.
• 1790 -2nd bank named Bank of Hindustan
• 1806 -Oldest bank(SBI) in calcutta started which later became Bank of Bengal
• Presidency Banks established during British East India Company were Bank of
Bengal,Bank of Bombay,Bank of Madras
• 1839 -Union Bank
• 1860 -Arrival of foreign banks in Calcutta, India.
• 1869 -HSBC started in Bengal
• 1865 -Allahabad Bank
• 1881-1st Indian JSC-The Oudh Commercial bank(failed in 1958)
• 1895 -PNB (1 of the largest bank )
• 1906-1911-Establishment of Banks inspired by SWADESHI Movement
• 1913-1918- Failure of 94 Banks
• 1949-Establishment of RBI
• 1960– Banks became important tool for providing funds in the economy
• 1969– Nationalisation of 14 large banks
• 1980- 2nd dose of nationalisatio n
6. VALUES PROVIDED TO
CUSTOMERS
• Search and match
Finding other side of the transaction, matching sellers with
borrowers &/or vice versa
• Market Related Info
Delivering real time prices, macro, micro economic
insights/reports & corporate outlooks
• Processing Convenience
Ensuring successful execution of banking transactions
• Capital
Providing funding, guaranteeing liquidity &transferring risk
• Knowledge
Providing information of market flow &drivers generating
insights opportunities & solutions for customers
8. BASIC TYPES OF
BANKS
Public Sector
Private Sector
Foreign Banks
9. PUBLIC SECTOR
BANKS
• Allahabad Bank • IDBI Bank • SB(B&J)
• Andhra Bank • Indian Bank • SBM
• Bank of Baroda • Indian Overseas • SBP
• Bank of India Bank • SBT
• Bank of • Oriental Bank of • Syndicate Bank
Maharashtra Commerce
• UCO Bank
• Canara Bank • Punjab and Sindh
• Union Bank of
bank
• Central Bank India
• PNB
• Corporation Bank • United Bank of
• SBI india
• Dena Bank
• SBH
10. PRIVATE SECTOR
BANKS
• Axis bank • TamilNadu Mercantile Bank
• City Union • Catholic Syrian Bank
• Development Credit Bank • Federal Bank
• Dhanlaxmi Bank • Karur Vyasa Bank
• HDFC • The Laxmi Vilas Bank
• ICICI • The South Indian Bank
• IndusInd • The Tamil Nadu Bank
• ING Vyasa • Yes Bank
• Karnataka Bank
• Kotak Mahindra
11. FOREIGN BANKS
• The Barclays Bank
• Citi Bank
• DBS
• Deutsche Bank
• The Standard Chartered Bank
• Bank of Nova Scotia
• HSBC
• RBC
• Wells Fargo
• PNC Bank
• The Bank of America
• Goldman Sachs
• Grindlays Bank
• Credit Sussie
12. DIVERSIFICATION IN
BANKING
Merchan
Mutual
t
funds
banking
ATM’ Retail
S banking
Anywh
Factorin ere
g bankin
g
13. BREAKTHROUGHS
• Axis bank adopts SWIFT’S exceptions and investigations
automated solution
• SUB –K-Vijay Mahajan
• ICICI Bank
• Virtual wallet-PNC Bank
• M pesa
• Wizzit
14. VALUE PARAMETERS
• Accessibility • Customer Satisfaction
ATM • Value Added Services
Branches
Check Book
• Flexibility Transaction SMS
Timing
Mobile Banking
• Mode of paymen t
Cash • Relationship
Credit Personal Banking
RTGS
NEFT • Services
Locker
• Usability Accounts
Understanding
16. STRATEGY CANVAS
(PUBLIC SECTOR BANKS)
6 Bank of Baroda
Andhra Bank
5
Allahabad Bank
Bank of India
Bank of Maharashtra
4 Canara Bank
Central Bank
3 Corporation Bank
Dena Bank
2 IDBI
Indian Overses Bank
1 Oriental bank of
commerce
Punjab & Sindh
0 Punjab National
SBI
SBBJ
SBH
SBM
SBP
SBT
Syndicate Bank
17. STRATEGY CANVAS
( TOP PUBLIC SECTOR
BANKS)
6 Bank of Baroda
5 Bank of India
4
Canara Bank
Central Bank
3
Corporation Bank
2 IDBI
1 Indian Overses Bank
0 Punjab National
SBI
UCOBank
United Bank Of India
Union Bank of India
18. STRATEGY CANVAS FOR
PRIVATE SECTOR BANK
6 Axis
City Union
5
Dev Credit
4 Dhanlaxmi
HDFC
3 ICICI
IndusInd
2 ING Vyasa
Karnataka
1 Kotak M
0 Federal
YES
Tamilnadu M
Catholic S
Karur V
Laxmi V
South Ind
21. WINNERS
BT-KPMG BEST BANKS SURVEY OF 2011
• GROWTH (MID-SIZED BANKS)
Dhanlaxmi Bank
QUALITY OF ASSETS (MID-SIZED BANKS)
Karur Vysya Bank
• PRODUCTIVITY & EFFICIENCY (MID-SIZED BANKS)
City Union Bank
• PRODUCTIVITY & EFFICIENCY (SMALL BANKS)
JPMorgan Chase
• GROWTH, QUALITY OF ASSETS (SMALL BANKS)
Mizuho Corporate Bank
• QUALITY OF ASSETS (SMALL BANKS)
Bank of America
22. WINNERS
• BEST LARGE BANK
Bank of Baroda
• BEST MID-SIZED BANK
IndusInd Bank
• BEST SMALL BANK
JPMorgan Chase
• MOST CONSISTENT LARGE BANK
Axis Bank
• GROWTH, QUALITY OF ASSETS (LARGE BANKS)
YES Bank
• PRODUCTIVITY & EFFICIENCY (LARGE BANKS)
IDBI Bank
• GROWTH (MID-SIZED BANKS)
Dhanlaxmi Bank
QUALITY OF ASSETS (MID-SIZED BANKS)
Karur Vysya Bank