This document compares the performance of Canara Bank and Yes Bank over 2011-2012 based on various financial ratios. Canara Bank's total deposits grew 11.5% to over Rs. 327054 crores in 2012. Yes Bank focuses on establishing 900 branches and over 2000 ATMs by 2015. Canara Bank has a higher credit deposit ratio and cash deposit ratio, indicating more loans given and liquidity held. Yes Bank has a higher investment deposit ratio, focusing more on investments. Canara Bank has a higher equity multiplier ratio, using more debt to finance assets. Overall, both banks are growing their core businesses while focusing on deposits and long-term investments.

2. INTRODUCTION
 Shri Ammembal Subba Rao Pai , a great
philanthropist founded canara bank in july 1906, at
mangalore .
 In 1969 canara bank became nationalize bank.
Allover india more then 3500 branches and 2858 atm
to withdrawing cash .
 Main focusing area is through CASA.

3. BUSINESS GROTH IN (2011-12)
Total deposit growth 11.5% to reach 327054 crors at
march 2012 compare to 293437 a year ago .
The bank CASA deposit increase 79611 in 2012 .
Saving deposit rose by 10.5%, bank has added 24 lakh
new saving account 2012.
During 2011-2012, Bank’s advances grow up 10.5% .

4. INTRODUCTION
 The two entrepreneure Mr. Rana kapoor and Late.
Ashok kapoor founded yes bank in 2003-04.
 World largest private sector bank .(by Balance sheet
31,march 2012.
Visionof yes bank is establishing 900 branches
And more then 2000 ATM in the end
of 2015.

5. Chart Title
Performance area by annual report
1 2 3
interest earend increase by 1200
to 1600 . 37%
 Net profit gone up 700cr to 950 cr in 63%
( 2011-12).
Chart Title
1000
800
600
400
200
0
1 2
1 2

6. Importance of Ratio analysis
 Ratio analysis is important to compare itself to other
companies . it’s gives your actual performance detail
over a particular period of time .
when we compare the ratio one company to another
company then the existing problem can easily define so
that we can rectify that easily and improve our
performance level.

7. RATIO COMPARING
81
 Credit deposit ratio- 80
79
credit deposit tells that company 78
how much loan given outside out 77
canara
Of his total deposit . Higher this 76
yes
Ratio better for company, if company 75
74
Give loan in high interest rate so 73
Company get good yield .yes bank 72
Is little higher for effective growth of canara yes
Company .

8. Cash deposit ratio
5.6
Interpretation 5.4
The cash deposit ratio tells 5.2
how much total liquidity 5
Axis Title
You have in hand out of 4.8
Series2
Total deposit receipt .comparing 4.6
Series1
Both ratio canara bank is quite
4.4
Good ,they are holding more
4.2
Cash in hand but yes bank canara bank yes bank
is more focusing on giving Axis Title
Loans.

9. Investment deposit ratio Chart Title
 interpretation- canara yes
80.00%
71.08%
investment deposit ratio basically
70.00%
60.00%
give information that where bank 50.00%
56.47%
Using there deposit may be devlop 40.00%
30.00%
-ment , economy wealth and many 20.00%
other sector where bank can put 10.00%
0.00%
Their money for investment so that canara
yes
Bank earn more interest .

10. Equity multiplier ratio Chart Title
17
Interpretation-
16.5
16
Equity multiplier of cnara bank
Axis Title
15.5
Is higher then yes bank. Equity 15
canara
YES
Multiplier is way of finding how 14.5
a company uses debt to finance 14
canara YES
its assets . Axis Title

11. Conclusion
 Both bank is performing good they are generating
businesses from their core business .Both bank having
a less liquidity in hand focusing in long term investing
in lending ,advances for increasing their future interest
income .the primary concern of both bank is deposit
through CASA.