This document describes a payment option program called ARC 90 that allows customers to purchase goods and services without a credit check. It offers no interest financing based on income rather than credit scores, with fast approvals. Merchants can qualify for an upfront payment and guaranteed future payments to increase sales and recover lost revenue. The program includes marketing materials and training. For customers, there is a one-time $35 fee plus 9% of the purchase price added to purchases, to be paid through income-based weekly or monthly installments. Merchants pay a one-time $495 membership fee or $150 annual renewal fee, plus $25 for marketing materials.

1. No Credit Checks
No Interest
Payment Option For Your Customers

2. Sound Familiar?
• “I can’t afford that.”
• “I just can’t afford to pay that all today.”
• “It’s perfect, but I’ll have to save up for it.”
We have a SOLUTION
for your business and your customers!

3. Payment Option
• Are you losing customers because they can’t
afford to pay for your product/service up
front?
• Based on customers income, not credit score
– Millions of customers have income to pay
– But have poor credit

4. Payment Option
• Fast approvals; 24/7 Internet authorization
• High approval rates
• Increased sales
• Backed by Global Check Services

5. ARC 90 (Merchant)
• MAY qualify for $1,500 up front payment
• Future payments MAY be guaranteed
• Recover lost sales
• Drive in new customers
• Income qualifier
• Payment calculator

6. ARC 90 (Merchant)
• 2 weeks to 6 months payment plans
• $500 to $10,000 purchases
• Banner for storefront
• Brochures/Window Decals
• Customized video commercial
• Complete training and setup

7. ARC 90 (Customer)
• NO Credit Checks
• Interest Free
• One time $35 plus 9% fee added to purchase
• Courtesy reminders

8. Cost to Merchant
• $495 one-time membership fee
– Can be broken into 3 monthly payments
– Recouped with one $500 sale
• $25, one time, for marketing materials
– Banner, brochures, fliers, video commercial
• Monthly fees – only $25-$35
• OR Annual renewal of $150.

9. Cost to Customer
• Purchase price
• $35 fee + 9% of purchase price
– No interest, so does not compound
• Down payment required, then weekly OR
monthly payments
– Based on income and payment calculators

10. Ready to get started?
• Tina DeLima
– TD Marketing
• 916-234-3770
• tina_delima@ymail.com