Proposal form is meant to seek accurate information about the proposer and his/ her life. Apollo Munich website gives you ready access to the proposal form of Optima Plus- a unique top-up plan for people. The form is to be filled in by the proposer. The buyer needs to provide details like name, address, plan details, nominee details, occupation and income details and other medical and lifestyle information. Here, the insured need to make sure that information provided is genuine. It is important to claim all the committed benefits by the insurance company. With policy declaration and warranty information, it demystifies the understanding with clear details.
Along with the proposal form, the proposer need to attach certain crucial documents like ID proof, residence proof, age proof and income proof. Read all the related instructions about the documents to be attached.
This document is an insurance proposal form for an OptimaRestore health insurance plan. It requests information from the applicant such as personal details, plan details, details of individuals to be insured, nominee details, existing insurance policies, medical history, lifestyle details, and payment details. The document outlines general exclusions of the policy such as a 30-day waiting period for pre-existing diseases and exclusions for war-related events, criminal acts, suicide, and hazardous activities.
Proposal form is meant to seek accurate information about the proposer and his/ her life. Proposal form for Maxima is easily accessible through the website of Apollo Munich. It requires the details like name, address, plan details, nominee details and about the life of the proposer. The form is to be filled by the proposer according to the instructions provided in the form. Make sure that the information provided is genuine.
The form is to be closely studied by the proposer and must be filled with due attention. Along with the proposal form, the proposer need to attach certain crucial documents like ID proof, residence proof, age proof, renewal notice with claim details and photocopies of other documents like previous policies and endorsements. The form is to be duly filled and attached with all necessary documents (information regarding documents to be attached is clearly mentioned in the form).
Proposal form is meant to seek accurate information about the proposer and his/ her life. Easy Health proposal form is easily accessible through the website of the company. It requires the details like name, address, plan details, nominee details and about the life of the proposer. The form is to be filled by the proposer and the information provided should be authentic.
The form is to be closely studied by the proposer and must be filled with due attention. It seek information about any pre- existing illness if any and the life style of the individual. Along with the proposal form, the proposer need to attach certain crucial documents like ID prooof, residence proof, age proof, renewal notice with claim details and photocopies of other documents like previous policies and endorsements. The form is to be duly filled and attached with all necessary documents (information regarding documents to be attached is clearly mentioned in the form).
Proposal form is meant to seek accurate information about the proposer and his/ her life. Easy Travel proposal form is easily accessible through the website of the company. It requires the details like name, address, contact details, plan details, nominee details and about the life of the proposer. The form is to be filled by the proposer and the information provided should be authentic. It help the insurer, Apollo Munich to provide customers required information.
Policy proposal form seek information about any pre- existing illness if any and the life style of the individual. Along with the proposal form, the proposer need to attach certain crucial documents like ID prooof, residence proof, age proof, renewal notice with claim details and photocopies of other documents like previous policies and endorsements. The form is to be duly filled and attached with all necessary documents (information regarding documents to be attached is clearly mentioned in the form).
Proposal form is meant to seek accurate information about the proposer and his/ her life. Proposal form for Optima Senior is easily accessible through the website of Apollo Munich. It requires the details like name, address, plan details, nominee details and about the life of the proposer. The form is to be filled by the proposer and the information provided should be authentic.
Information about any pre- existing illness if any and the lifestyle of the individual is to be provided by the policyholder. Along with the proposal form, the proposer need to attach certain crucial documents like ID proof, residence proof, age proof, renewal notice with claim details and photocopies of other documents like previous policies and endorsements. The form is to be duly filled and attached with all necessary documents (information regarding documents to be attached is clearly mentioned in the form).
Tradespack Insurance provides commercial insurance policies for small businesses. This document contains:
1) A product disclosure statement that outlines important information about the policies;
2) Additional important information for some policyholders regarding workers' compensation requirements;
3) The full policy wording including definitions, conditions, exclusions, and coverage sections for property, general property, liability, and personal accident insurance.
The document provides all the key details about the various commercial insurance products and policies offered by Tradespack Insurance in a comprehensive manner.
This document is a product disclosure statement and policy wording for First Option Business Insurance. It contains important information about the General Insurance Code of Practice, underinsurance/average clauses, duty of disclosure requirements, privacy policy, and details to be provided in the application form such as business/premises details, interests of other parties, and security measures in place.
This document is a general claim form for Wesfarmers General Insurance. It contains instructions for completing the form when property is lost, damaged, stolen or destroyed. It notes that temporary repairs may be necessary to protect the property. The form requests details about the insured, policy, incident details, property and repairs. It also contains information on privacy, complaints procedures and declarations.
This document is an insurance proposal form for an OptimaRestore health insurance plan. It requests information from the applicant such as personal details, plan details, details of individuals to be insured, nominee details, existing insurance policies, medical history, lifestyle details, and payment details. The document outlines general exclusions of the policy such as a 30-day waiting period for pre-existing diseases and exclusions for war-related events, criminal acts, suicide, and hazardous activities.
Proposal form is meant to seek accurate information about the proposer and his/ her life. Proposal form for Maxima is easily accessible through the website of Apollo Munich. It requires the details like name, address, plan details, nominee details and about the life of the proposer. The form is to be filled by the proposer according to the instructions provided in the form. Make sure that the information provided is genuine.
The form is to be closely studied by the proposer and must be filled with due attention. Along with the proposal form, the proposer need to attach certain crucial documents like ID proof, residence proof, age proof, renewal notice with claim details and photocopies of other documents like previous policies and endorsements. The form is to be duly filled and attached with all necessary documents (information regarding documents to be attached is clearly mentioned in the form).
Proposal form is meant to seek accurate information about the proposer and his/ her life. Easy Health proposal form is easily accessible through the website of the company. It requires the details like name, address, plan details, nominee details and about the life of the proposer. The form is to be filled by the proposer and the information provided should be authentic.
The form is to be closely studied by the proposer and must be filled with due attention. It seek information about any pre- existing illness if any and the life style of the individual. Along with the proposal form, the proposer need to attach certain crucial documents like ID prooof, residence proof, age proof, renewal notice with claim details and photocopies of other documents like previous policies and endorsements. The form is to be duly filled and attached with all necessary documents (information regarding documents to be attached is clearly mentioned in the form).
Proposal form is meant to seek accurate information about the proposer and his/ her life. Easy Travel proposal form is easily accessible through the website of the company. It requires the details like name, address, contact details, plan details, nominee details and about the life of the proposer. The form is to be filled by the proposer and the information provided should be authentic. It help the insurer, Apollo Munich to provide customers required information.
Policy proposal form seek information about any pre- existing illness if any and the life style of the individual. Along with the proposal form, the proposer need to attach certain crucial documents like ID prooof, residence proof, age proof, renewal notice with claim details and photocopies of other documents like previous policies and endorsements. The form is to be duly filled and attached with all necessary documents (information regarding documents to be attached is clearly mentioned in the form).
Proposal form is meant to seek accurate information about the proposer and his/ her life. Proposal form for Optima Senior is easily accessible through the website of Apollo Munich. It requires the details like name, address, plan details, nominee details and about the life of the proposer. The form is to be filled by the proposer and the information provided should be authentic.
Information about any pre- existing illness if any and the lifestyle of the individual is to be provided by the policyholder. Along with the proposal form, the proposer need to attach certain crucial documents like ID proof, residence proof, age proof, renewal notice with claim details and photocopies of other documents like previous policies and endorsements. The form is to be duly filled and attached with all necessary documents (information regarding documents to be attached is clearly mentioned in the form).
Tradespack Insurance provides commercial insurance policies for small businesses. This document contains:
1) A product disclosure statement that outlines important information about the policies;
2) Additional important information for some policyholders regarding workers' compensation requirements;
3) The full policy wording including definitions, conditions, exclusions, and coverage sections for property, general property, liability, and personal accident insurance.
The document provides all the key details about the various commercial insurance products and policies offered by Tradespack Insurance in a comprehensive manner.
This document is a product disclosure statement and policy wording for First Option Business Insurance. It contains important information about the General Insurance Code of Practice, underinsurance/average clauses, duty of disclosure requirements, privacy policy, and details to be provided in the application form such as business/premises details, interests of other parties, and security measures in place.
This document is a general claim form for Wesfarmers General Insurance. It contains instructions for completing the form when property is lost, damaged, stolen or destroyed. It notes that temporary repairs may be necessary to protect the property. The form requests details about the insured, policy, incident details, property and repairs. It also contains information on privacy, complaints procedures and declarations.
This document is a proposal form for a family floater health insurance policy from Bajaj Allianz General Insurance Company. It collects personal and medical information about the proposer and family members to be insured. The proposer must provide full and accurate information in the proposal form which will form the basis of the insurance policy if issued.
This document contains forms for applying for a micro loan through a credit union. It requests business and personal information from loan applicants, including details about the business, ownership, financial history, the loan request, and personal financial statements. If approved, the loan would be processed, underwritten and serviced by a third party on behalf of the credit union.
This document provides forms and instructions for a hardship assistance package to help borrowers who are behind on their mortgage payments or in danger of default. It requests copies of recent pay stubs, tax returns, and bank statements. It includes forms to provide borrower information, property details, income and expense details, assets, general hardship questions, and an authorization to release information. Borrowers are instructed to complete as many questions as possible and that additional information may be needed to thoroughly review the situation.
This document summarizes a registration form for a community exchange program that facilitates sharing of services among members. It requests basic contact information, references, skills, availability, and a signed waiver. Members agree to provide certain services, keep information confidential, and not hold the program liable for any injuries or damages from participation. Registration requires emergency contacts, driver's license if transporting others, and signed acceptance of terms.
This document is a homeless assistance referral form that collects information about clients seeking assistance. It collects details about household type and members, housing and residential history, income, expenses, employment, and a needs assessment. The form aims to understand clients' current situation and housing needs to determine appropriate referrals for assistance.
This document contains a liability claim form that is used to report incidents or accidents that could result in claims being made against the policyholder. It requests details about the policy, those involved in the incident, witnesses, property damage, injuries, and other insurance coverage. The policyholder must complete all sections, provide documentation, and declare that the information is true for the claim to be assessed.
This document discusses insurance requirements for vacation rental property managers. It explains that standard commercial general liability insurance policies automatically consider property managers as insured parties without needing to be added separately. This is because commercial policies extend liability coverage to real estate managers, unlike homeowner's or landlord policies. The document recommends that property managers require owners to carry $1 million in commercial general liability coverage as proof of the manager being insured, rather than asking to be added as an additional insured.
The document discusses the different types of individual life insurance, including term life insurance (which provides protection for a specified period), whole life insurance (which provides protection for one's whole life and has a savings component), universal life insurance (which separates the insurance and investment elements), and variable life insurance (where the cash value and death benefits may fluctuate based on investment performance). It provides examples of how death benefits and cash values change over time for different types and options.
Dodson, who was 16 at the time, purchased a truck from Shrader for $4900. In January 1988, the truck's engine broke down. Dodson sued Shrader to get his money back. Shrader argued that Dodson damaged the truck through his actions. As a minor, Dodson could disaffirm the contract but was still responsible for returning or compensating Shrader for any reduction in value or damage to the truck during Dodson's possession of it. The case centered around balancing Dodson's right to disaffirm as a minor with Shrader's right to be returned to the original status quo.
This document is a uniform residential loan application. It is designed to collect information from applicants to assist the lender. The application collects information about the applicant, co-applicant, property, and employment. It asks for details like social security number, current and previous addresses, monthly income, and housing expenses to evaluate the applicant's ability to repay the loan.
This document contains a merchant application form for Decimal Factor Inc. It requests information such as the business's legal name, physical address, date started, ownership details, bank information, credit card processing details, and trade references. The applicant agrees to Decimal Factor obtaining a consumer report and investigating the application details. It collects information on two business principals including their names, roles, contact details, social security numbers, and residence histories.
This document provides an overview of pay, allowances, and personal administration policies for Army Reserve personnel. It defines key terms, outlines procedures for updating personal details and emergency contacts, and describes entitlements such as travel reimbursement and insurance. Personnel are responsible for ensuring their personal information is accurate and reporting any changes in a timely manner, as this impacts pay and eligibility for allowances. The document is intended to help reservists understand administrative policies but does not constitute authority to claim payments.
QBE Insurance (Australia) Limited received a liability claim from an insured. The document provides instructions for submitting a claim and requests details about the incident, those involved, any injuries, property damage, witnesses, and a declaration authorizing QBE to investigate the claim. The insured is asked to provide their contact information, describe what happened and how it was reported, identify if vehicles, property, equipment or animals were involved, and sign declaring the information is true.
The document discusses key principles of insurance that individuals should understand when developing an effective insurance plan. It outlines six principles: 1) Know your goals and needs, 2) Understand your budget and affordability, 3) Fully understand insurance products and costs, 4) Only insure against high-cost, high-severity losses, 5) Work with high-quality agents and companies, and 6) Review your insurance needs annually. The document emphasizes understanding principles over specific products, which can change over time, in order to wisely manage insurance needs.
In simple and uncomplicated policy wordings, the customer information sheet of Maxima provide all policy details. It help the policy buyer or the policyholder to get familiar with what he/ she is covered for, the benefits offered by the plan, exclusions, renewal benefits, information about renewal benefits, renewal conditions and the claim procedure. Conditions related to cashless access must also be studied in detail. With no hidden clause Apollo Munich help you understand the policy coverage with genuine information to make the process transparent and simple for the customers. As per the policy variant the benefits offered will differ, thus it require a close study.
The information must be read in accordance to the policy document and policy brochures to obtain a clear idea about the related terms and conditions.
In simple and uncomplicated policy wordings, the customer information sheet of Optima Restore provide all policy details. It help the policy buyer or the policyholder to get familiar with what he/ she is covered for, the benefits offered by the plan, exclusions, renewal benefits, information about renewal benefits, renewal conditions and the claim procedure. Conditions related to cashless access must also be studied in detail. With no hidden clause Apollo Munich help you understand the policy coverage with genuine information to make the process transparent and simple for the customers. As per the policy variant the benefits offered will differ, thus it require a close study.
The information must be read in accordance to the policy document and policy brochures to obtain a clear idea about the related terms and conditions.
In simple and uncomplicated policy wordings, this link provide all policy details about Optima Plus. It help policy buyers to get familiar with what he/ she is covered for, the benefits offered by the plan, exclusions, renewal benefits, claim procedure and other related terms of the policy. To help people understand all crucial features easily, Apollo Munich website provide link for policy wording form. The link will familiarize you with information about waiting period, schedule of benefits and similar other features that must be read well before making payment.
However, the information must be read in accordance to the policy document and policy brochures to obtain a clear idea about the related terms and conditions.
1) This document outlines the benefits provided by an Individual Personal Accident Standard policy. The policy provides insurance coverage for accidental death, permanent total or partial disability, and other related costs like transportation of remains, education funds for dependents, etc. subject to specified terms and conditions.
2) The policy pays a percentage of the sum insured for permanent total or partial disabilities. It also provides a weekly benefit for temporary total disability, reimbursement of medical expenses, and other additional benefits like family transportation in case of certain claims.
3) The policy contains standard exclusions for pre-existing conditions, suicide, HIV/AIDS, war, pregnancy, congenital anomalies, non-allopathic treatments, and criminal acts.
To claim insurance coverage under Maxima health plan, the insured need to fill the respective claim form. The form seek basic information like policy number, contact details, name of the insured and details regarding the illness for which the claim is to be filed. However, the insured need to be sure of the information provided. In case of any dishonest information provided, the benefits will be forfeited making the policy void. With a ready link to Claim Form at Apollo Munich website, all customers can move ahead with the procedure. Proper reading of form is important before beginning to fill the form.
Take a look at the check list of enclosures to be submitted with the claim form.
This document outlines a project to help manage outsourcing projects more effectively. The project aims to decrease outsourcing project failures, improve efficiency for suppliers and contractors, and increase profitability. Specific objectives include creating supply chain and knowledge management systems, reducing costs, improving communication between partners, and regulating the outsourcing market. The project scope involves selecting organizations to help with events, producing a supplier directory, and documenting best practices. Risks include meeting deadlines, supplier issues, and changes to client requirements.
This document outlines a project to help manage outsourcing projects more effectively. The project aims to decrease outsourcing project failures, improve efficiency for suppliers and contractors, and increase profitability. Specific objectives include creating supply chain and knowledge management systems, reducing costs, improving communication between partners, and regulating the outsourcing market. The project scope involves selecting organizations to help with events, producing a supplier directory, and documenting best practices. Risks include meeting deadlines, supplier issues, and changes to client requirements.
This document outlines the goals, objectives, scope, and budget for a project to develop a framework called MOOP (Management of Outsourcing Projects) to help manage outsourcing projects more effectively. The goals are to decrease outsourcing project failures, improve efficiency, and increase profitability. Objectives include creating supply chain and knowledge management systems to improve communication and flexibility. The framework will include an online platform, conference, and business plan. A budget is requested to implement the MOOP framework over 18 months.
This document is a proposal form for a family floater health insurance policy from Bajaj Allianz General Insurance Company. It collects personal and medical information about the proposer and family members to be insured. The proposer must provide full and accurate information in the proposal form which will form the basis of the insurance policy if issued.
This document contains forms for applying for a micro loan through a credit union. It requests business and personal information from loan applicants, including details about the business, ownership, financial history, the loan request, and personal financial statements. If approved, the loan would be processed, underwritten and serviced by a third party on behalf of the credit union.
This document provides forms and instructions for a hardship assistance package to help borrowers who are behind on their mortgage payments or in danger of default. It requests copies of recent pay stubs, tax returns, and bank statements. It includes forms to provide borrower information, property details, income and expense details, assets, general hardship questions, and an authorization to release information. Borrowers are instructed to complete as many questions as possible and that additional information may be needed to thoroughly review the situation.
This document summarizes a registration form for a community exchange program that facilitates sharing of services among members. It requests basic contact information, references, skills, availability, and a signed waiver. Members agree to provide certain services, keep information confidential, and not hold the program liable for any injuries or damages from participation. Registration requires emergency contacts, driver's license if transporting others, and signed acceptance of terms.
This document is a homeless assistance referral form that collects information about clients seeking assistance. It collects details about household type and members, housing and residential history, income, expenses, employment, and a needs assessment. The form aims to understand clients' current situation and housing needs to determine appropriate referrals for assistance.
This document contains a liability claim form that is used to report incidents or accidents that could result in claims being made against the policyholder. It requests details about the policy, those involved in the incident, witnesses, property damage, injuries, and other insurance coverage. The policyholder must complete all sections, provide documentation, and declare that the information is true for the claim to be assessed.
This document discusses insurance requirements for vacation rental property managers. It explains that standard commercial general liability insurance policies automatically consider property managers as insured parties without needing to be added separately. This is because commercial policies extend liability coverage to real estate managers, unlike homeowner's or landlord policies. The document recommends that property managers require owners to carry $1 million in commercial general liability coverage as proof of the manager being insured, rather than asking to be added as an additional insured.
The document discusses the different types of individual life insurance, including term life insurance (which provides protection for a specified period), whole life insurance (which provides protection for one's whole life and has a savings component), universal life insurance (which separates the insurance and investment elements), and variable life insurance (where the cash value and death benefits may fluctuate based on investment performance). It provides examples of how death benefits and cash values change over time for different types and options.
Dodson, who was 16 at the time, purchased a truck from Shrader for $4900. In January 1988, the truck's engine broke down. Dodson sued Shrader to get his money back. Shrader argued that Dodson damaged the truck through his actions. As a minor, Dodson could disaffirm the contract but was still responsible for returning or compensating Shrader for any reduction in value or damage to the truck during Dodson's possession of it. The case centered around balancing Dodson's right to disaffirm as a minor with Shrader's right to be returned to the original status quo.
This document is a uniform residential loan application. It is designed to collect information from applicants to assist the lender. The application collects information about the applicant, co-applicant, property, and employment. It asks for details like social security number, current and previous addresses, monthly income, and housing expenses to evaluate the applicant's ability to repay the loan.
This document contains a merchant application form for Decimal Factor Inc. It requests information such as the business's legal name, physical address, date started, ownership details, bank information, credit card processing details, and trade references. The applicant agrees to Decimal Factor obtaining a consumer report and investigating the application details. It collects information on two business principals including their names, roles, contact details, social security numbers, and residence histories.
This document provides an overview of pay, allowances, and personal administration policies for Army Reserve personnel. It defines key terms, outlines procedures for updating personal details and emergency contacts, and describes entitlements such as travel reimbursement and insurance. Personnel are responsible for ensuring their personal information is accurate and reporting any changes in a timely manner, as this impacts pay and eligibility for allowances. The document is intended to help reservists understand administrative policies but does not constitute authority to claim payments.
QBE Insurance (Australia) Limited received a liability claim from an insured. The document provides instructions for submitting a claim and requests details about the incident, those involved, any injuries, property damage, witnesses, and a declaration authorizing QBE to investigate the claim. The insured is asked to provide their contact information, describe what happened and how it was reported, identify if vehicles, property, equipment or animals were involved, and sign declaring the information is true.
The document discusses key principles of insurance that individuals should understand when developing an effective insurance plan. It outlines six principles: 1) Know your goals and needs, 2) Understand your budget and affordability, 3) Fully understand insurance products and costs, 4) Only insure against high-cost, high-severity losses, 5) Work with high-quality agents and companies, and 6) Review your insurance needs annually. The document emphasizes understanding principles over specific products, which can change over time, in order to wisely manage insurance needs.
In simple and uncomplicated policy wordings, the customer information sheet of Maxima provide all policy details. It help the policy buyer or the policyholder to get familiar with what he/ she is covered for, the benefits offered by the plan, exclusions, renewal benefits, information about renewal benefits, renewal conditions and the claim procedure. Conditions related to cashless access must also be studied in detail. With no hidden clause Apollo Munich help you understand the policy coverage with genuine information to make the process transparent and simple for the customers. As per the policy variant the benefits offered will differ, thus it require a close study.
The information must be read in accordance to the policy document and policy brochures to obtain a clear idea about the related terms and conditions.
In simple and uncomplicated policy wordings, the customer information sheet of Optima Restore provide all policy details. It help the policy buyer or the policyholder to get familiar with what he/ she is covered for, the benefits offered by the plan, exclusions, renewal benefits, information about renewal benefits, renewal conditions and the claim procedure. Conditions related to cashless access must also be studied in detail. With no hidden clause Apollo Munich help you understand the policy coverage with genuine information to make the process transparent and simple for the customers. As per the policy variant the benefits offered will differ, thus it require a close study.
The information must be read in accordance to the policy document and policy brochures to obtain a clear idea about the related terms and conditions.
In simple and uncomplicated policy wordings, this link provide all policy details about Optima Plus. It help policy buyers to get familiar with what he/ she is covered for, the benefits offered by the plan, exclusions, renewal benefits, claim procedure and other related terms of the policy. To help people understand all crucial features easily, Apollo Munich website provide link for policy wording form. The link will familiarize you with information about waiting period, schedule of benefits and similar other features that must be read well before making payment.
However, the information must be read in accordance to the policy document and policy brochures to obtain a clear idea about the related terms and conditions.
1) This document outlines the benefits provided by an Individual Personal Accident Standard policy. The policy provides insurance coverage for accidental death, permanent total or partial disability, and other related costs like transportation of remains, education funds for dependents, etc. subject to specified terms and conditions.
2) The policy pays a percentage of the sum insured for permanent total or partial disabilities. It also provides a weekly benefit for temporary total disability, reimbursement of medical expenses, and other additional benefits like family transportation in case of certain claims.
3) The policy contains standard exclusions for pre-existing conditions, suicide, HIV/AIDS, war, pregnancy, congenital anomalies, non-allopathic treatments, and criminal acts.
To claim insurance coverage under Maxima health plan, the insured need to fill the respective claim form. The form seek basic information like policy number, contact details, name of the insured and details regarding the illness for which the claim is to be filed. However, the insured need to be sure of the information provided. In case of any dishonest information provided, the benefits will be forfeited making the policy void. With a ready link to Claim Form at Apollo Munich website, all customers can move ahead with the procedure. Proper reading of form is important before beginning to fill the form.
Take a look at the check list of enclosures to be submitted with the claim form.
This document outlines a project to help manage outsourcing projects more effectively. The project aims to decrease outsourcing project failures, improve efficiency for suppliers and contractors, and increase profitability. Specific objectives include creating supply chain and knowledge management systems, reducing costs, improving communication between partners, and regulating the outsourcing market. The project scope involves selecting organizations to help with events, producing a supplier directory, and documenting best practices. Risks include meeting deadlines, supplier issues, and changes to client requirements.
This document outlines a project to help manage outsourcing projects more effectively. The project aims to decrease outsourcing project failures, improve efficiency for suppliers and contractors, and increase profitability. Specific objectives include creating supply chain and knowledge management systems, reducing costs, improving communication between partners, and regulating the outsourcing market. The project scope involves selecting organizations to help with events, producing a supplier directory, and documenting best practices. Risks include meeting deadlines, supplier issues, and changes to client requirements.
This document outlines the goals, objectives, scope, and budget for a project to develop a framework called MOOP (Management of Outsourcing Projects) to help manage outsourcing projects more effectively. The goals are to decrease outsourcing project failures, improve efficiency, and increase profitability. Objectives include creating supply chain and knowledge management systems to improve communication and flexibility. The framework will include an online platform, conference, and business plan. A budget is requested to implement the MOOP framework over 18 months.
This document outlines a project to help manage outsourcing projects more effectively. The project aims to decrease outsourcing project failures, improve efficiency for suppliers and contractors, and increase profitability. Specific objectives include creating supply chain and knowledge management systems, reducing costs, improving communication between partners, and regulating the outsourcing market. The project scope involves selecting organizations to help with events, producing a supplier directory, and documenting best practices. Risks include meeting deadlines, supplier issues, and changes to client requirements.
This document outlines a project to help manage outsourcing projects more effectively. The project aims to decrease outsourcing project failures, improve efficiency for suppliers and contractors, and increase profitability. Specific objectives include creating supply chain and knowledge management systems, reducing costs, improving communication between partners, and regulating the outsourcing market. The project scope involves selecting organizations to help with events, producing a supplier directory, and documenting best practices. Risks include meeting deadlines, supplier issues, and changes to client requirements.
Claim form for Optima Senior is easily available on the website of Apollo Munich. With this provision, the process has been uncomplicated.
The policyholder need to provide basic information like policy number, contact details, name of the insured and details regarding the illness for which the claim is to be filed. However, the insured need to be sure of the information provided. In case of any dishonest information provided, the benefits will be forfeited making the policy void. With a ready link to Claim Form, all customers can move ahead with the procedure. Proper reading of form is important before beginning to fill the form.
You can acquire the claim form for Optima Plus through Apollo Munich Health Insurance website. Here the buyer need to provide basic information like policy number, contact details, name of the policyholder, details of the insured, nature of disease or illness caused, nature of claim and list of enclosures to be attached with the form. The documents provided must be complete and genuine as per the claim. It is to be filled with due care and after proper understanding. Any dishonest information provided can affect the coverage offered by the plan.
With a ready link to Claim Form, all customers can move ahead with the procedure. Proper reading of form is important before beginning to fill the form.
Health Insurance Proposal Form - HDFC ERGOSaurav Mishra
HDFC ERGO is one of the leading insurance companies in India which has brought to you a comprehensive health insurance plan at an cost-effective premium rate. Read the health Insurance proposal document for your reference.
This document is an application for a deferred annuity from Farm Bureau Life Insurance Company. It collects information such as the proposed annuitant's name, date of birth, social security number, and contact details. It also requests details about the type of annuity and plan being applied for, including premium payment amounts and frequencies. The application is signed by the proposed annuitant, owner if different, and agent to certify that all statements are true.
Allianz have won several awards for providing quality health insurance products and exceptional claims services. Their Worldwide Care international medical insurance policy provides excellent cover and value for money. Brought to you by Pacific Prime Insurance Brokers. For more information, please visit: http://www.pacificprime.com/insurers/allianz/company-overview/
This document is an annual confirmation form from the Social Security System of the Philippines. It collects information from pensioners to confirm their eligibility for continued pension benefits. The form collects identification information of the pensioner and their beneficiary. It asks questions about the pensioner's employment, marital, and dependent status. The pensioner must sign to certify the accuracy of the information. Bank managers or barangay chairmen can also certify the pensioner's identity. The form documents what verification materials were submitted and the actions taken and recommendations regarding the pensioner's benefits.
Claim intimation form seek information from the insured individual about self, illness he/ she is suffering from and kind of treatment against which the claim is filed. Apollo Munich explains the procedure to be followed while filing claim under Optima Plus coverage. The form is to be filled to intimate the insurer about the treatment to be availed and the related expenditure. It includes information about the policyholder, the diagnosis to be done, expected treatment expenses, address, date of birth and contact details. The claim settlement will depend on the information and documents provided by the insured. Also, the claimant must submit the claim intimation form as soon as possible, in order to allow the insurance company work over it.
Complete submission of the required documents is extremely important. It will affect the kind of coverage offered by the insurer.
This document provides information about making an insurance claim for residential property damage through CGU Insurance. It outlines the claims process, including that CGU will contact the claimant about the claim, may inspect damage before authorizing repairs, and may appoint a loss adjuster. It advises claimants not to authorize repairs themselves and to provide documentation like receipts or photos to support the claim. Disputes can be resolved through CGU or referred to the Financial Ombudsman Service. The second page is a claims report form for claimants to provide details of the damaged property, tenants, costs, and other relevant information to support their claim.
While undergoing any planned treatment the insured can inform his/ her respective insurer in advance. Like other plans of Apollo Munich, Optima Senior is also available with this provision. The insured can fill the claim intimation form and claim the coverage for better facilities. This form will seek information about self, the illness that the person is suffering from and the treatment against which the claim is filed. This will intimate the insurance company well in advance about the treatment insured will be going for thereby providing him/ her the right support.
The insured need to provide information about the diagnosis to be done, expected treatment expenses, address, date of birth and contact details. The claim settlement will depend on the information and documents provided by the insured. Also, the claimant must submit the claim intimation form as soon as possible, in order to allow the insurance company work over it. Complete submission of the required documents is extremely important.
This document discusses various insurance documents needed at different stages of a life insurance policy. It explains that a proposal form is needed initially to apply for a policy and provide details. If approved, a policy document is issued which serves as the contract. Other documents include premium receipts, endorsements for any policy changes, proof of identity and age. Documents are also needed to make nominations, assign policies, or get duplicates if originals are lost. Renewal notices are sent as a courtesy to help policies stay active. Overall, documentation establishes the agreement and protects both insurer and insured.
This risk assumption letter from ICICI Lombard General Insurance Company provides the policy details for Ms. Mukta Mehta's international travel insurance. The policy number is 4129/107759001/00/000 and covers her travel from October 25, 2015 to January 22, 2016 for trips to Schengen countries. Key policy details like her name, address, passport number, nominee, and plan type are listed. The insured is asked to review the details and contact the company within 15 days if any discrepancies are found.
Proposal form is the most important and basic document required for life insurance contract between the insured and insurance company. It includes the insured's basic information like address, age, name, education, occupation etc. It also includes the person's medical history.
This loan application form collects personal and financial details from potential borrowers. It requests information such as the loan amount and purpose, personal details including name, address and contact information, income and employment details, existing credit dealings and references. The borrower agrees to provide accurate information and authorizes the lender to verify the details. The lender has discretion to approve or reject the application without providing a reason.
UltraCare plan individual application form for 1 January 2012. The document provides an application for an UltraCare health insurance plan. It requests personal details for the applicant and any dependents to be covered. It asks for coverage options including level of coverage, area of coverage, excess options, and payment details. It also requests contact information for the applicant's doctor. Credit card and direct debit payment authorizations are included.
The document discusses interviews conducted with employees and policyholders of an insurance company in Bangladesh. In the interviews:
- Employees provided details on the types of policies offered, how premiums are collected, and loan facilities available to policyholders.
- Policyholders described both their satisfaction with insurance reducing their risks and mental pressures, and providing investment opportunities, as well as their dissatisfactions with complex processes and lack of quality service.
- Potential customers from different occupations expressed varying levels of understanding of insurance, willingness to purchase policies, and premium amounts they would be willing to pay, depending on their needs and financial situations.
- Problems in the Bangladeshi insurance sector were identified as including low public awareness, poor economic conditions
This document contains a proposal form for life insurance on an individual's own life. It requests information such as the proposed insured's name, address, age, occupation, income, family medical history, personal medical history, existing insurance policies and beneficiary details. The proposed insured is required to declare that their statements are true and complete, and consent to the insurer obtaining medical information if required. Witness signatures are also required.
This document is a proposal form for life insurance on an individual's own life from the Life Insurance Corporation of India. [1] It requests basic personal information about the applicant such as name, address, age, occupation, income, family history and medical history. [2] The applicant is required to disclose details of any previous life insurance policies and must declare that all information provided is true and complete. [3] The form includes declarations that must be signed by the applicant and witness.
This document is a proposal form for life insurance on an individual's own life from the Life Insurance Corporation of India. [1] It requests basic personal information about the applicant such as name, address, age, occupation, income, family history and medical history. [2] The applicant is required to disclose details of any previous life insurance policies and sign a declaration that the information provided is true and complete. [3] The form contains various declarations and consents including consent for medical authorities to provide health information to the insurer and consent for the insurer to reconsider terms if the applicant's health changes before issuance of the first premium receipt.
This document contains a proposal form for life insurance on an individual's own life. It requests information such as the proposed insured's name, address, age, occupation, income, family medical history, personal medical history, existing insurance policies and beneficiary details. The proposed insured is required to declare that their statements are true and complete, and consent to the insurer obtaining medical information if required. Witness signatures are also required.
This document describes a proposed "break-up insurance" product that would provide financial compensation to individuals after a romantic relationship ends. Key details include: premiums would be based on relationship data like spending habits and commitment level; customers could receive 50% refunds for early dating expenses or gifts with proof of purchase; certain post-breakup therapy, living, or shopping costs would be fully covered for one month; and premium rates would increase if a claim is filed. Critics argue this implies relationships are disposable. The proposal outlines various plan and premium options, exclusions, benefits like wedding discounts, and marketing strategies to target singles and couples.
This document discusses the use of a designated representative for a revocable living trust. When a trust becomes irrevocable after the death of the grantor, beneficiaries are entitled to information about trust assets and annual accountings. However, the grantor may want to keep certain beneficiaries, such as a young grandson, uninformed. The document explains that Florida law allows the grantor to appoint a designated representative to receive notices and information in place of beneficiaries. This can help keep a trust and its details private from beneficiaries the grantor does not want to have access to such information.
Calliden Business Pack PDS (Product Disclosure Statement / Policy Wording)InsuranceRateMonitors
This document provides an overview of the First Option Business Insurance product offered by Steadfast, including:
1) Important information about Your duty of disclosure and privacy.
2) Application forms and sections to apply for various types of business insurance coverage including property, business interruption, theft, money, glass, public liability, and optional extensions.
3) Questions to provide details about Your business, premises, security measures, and products to facilitate underwriting.
4) Sum insured limits that can be selected for different types of coverage.
The document aims to clearly outline the types of insurance available and obtain necessary information to assess and provide a business insurance quote and policy.
Similar to Apollo Munich Optima Plus Proposal Form (20)
Pre- Authorization form is to be filled in case of hospitalization. It is basically a declaration by the patient to make claim for the expenses incurred during the hospitalization. While seeking health insurance coverage under Optima Restore, the Pre- Authorization form must be filled to avail the policy support. Through this Apollo Munich seek information about the patient or the insured person like name of the patient, contact details, age, policy number and card ID number, name of the hospital, nature of illness and other related details. All columns must be closely examined to provide genuine information to the insurer. The form must be duly filled and then must be attached with all the necessary documents absence of which can lead to complication.
To assist insured people with uncomplicated health insurance services, Apollo Munich explains claim procedure in simple language and clear guidelines. Giving all information about the procedure for reimbursement for medical expenses, procedure to avail cashless facility and intimation details. Optima Restore offers unique coverage through easy to follow claim procedure. It is advised to be clear about the process of claim as it will affect the kind of services received. Optima Restore claim procedure form gives access to information about the steps to be followed.
To enjoy hassle free and uncomplicated claim process, it is advised to keep copies of documents submitted to the Third Party Administrator and also don’t forget to quote your policy number or member ID.
Claim intimation form seek information from the insured individual about self, illness he/ she is suffering from and kind of treatment against which the claim is filed. Apollo Munich explains the procedure to be followed while filing claim under Optima Restore coverage. The form is to be filled to intimate the insurer about the treatment to be availed and the related expenditure. It includes information about the policy holder, the diagnosis to be done, expected treatment expenses, address, date of birth and contact details. The claim settlement will depend on the information and documents provided by the insured. Also, the claimant must submit the claim intimation form as soon as possible, in order to allow the insurance company to work over it.
Complete submission of the required documents is extremely important. It will affect the kind of coverage offered by the insurer.
Optima Restore claim form seek information like policy number, contact details, name of the insured and details regarding the illness for which the claim is to be filed. However, the insured need to be sure of the information provided. In case of any dishonest information provided, the benefits will be forfeited making the policy void. With a ready link to Claim Form at Apollo Munich website, all customers can move ahead with the procedure. Proper reading of form is important before beginning to fill the form.
Take a look at the check list of enclosures to be submitted with the claim form.
Optima Restore is the recently launched Unbelievable plan by Apollo Munich. The product is available in affordable sum insured options ranging from 3 lakhs to 15 lakhs. It is available for individual as well as family coverage. Optima Restore comes equipped with unique healthcare benefits like Restore benefit- that automatically reinstates entire sum insured if exhausted in the policy year and Multiplier benefit- that offers 50% no claim bonus going maximum up to 100%. Besides the basic coverage features, the policy weaves along another list of unique healthcare benefits. With no sub-limit, lifelong renewal and tax benefit, Optima Restore entitle the insured to family discount of 10% and an additional discount of 7.5% as per the policy terms.
Enjoy unique health insurance coverage with first of its kind plan- Optima Restore.
In simple and uncomplicated policy wordings, the customer information sheet provide all policy details. Information regarding Optima Senior coverage is explained in uncomplictade language by Apollo Munich. It help the policyholder to get familiar with what he/ she is covered for, the benefits offered by the plan, exclusions, renewal benefits, information about renewal benefits, renewal conditions and the claim procedure. Conditions related to cashless access must also be studied in detail. With no hidden clause, it provide genuine information to make the process transparent and simple for the individual. As per the policy variant the benefits offered will differ, thus it require a close study.
The information must be read in accordance to the policy document and policy brochures to obtain a clear idea about the related terms and conditions.
Optima Senior is a plan exclusively designed for senior citizens by Apollo Munich Health Insurance. This wonderful plan is power packed with amazing benefits to guarantee best healthcare to people of age 61 years or above. With no additional loading, the plan ensures best coverage during retirement years. Optima Senior is available in cover options of 2 lakhs, 3 lakhs and 5 lakhs. It is possible to acquire lifelong coverage under this plan along with an access to e-opinion for listed critical illnesses. With an option of higher sum insured one can enjoy several benefits with comprehensive coverage.
Tax Benefit and discount offer makes the plan affordable for all income groups.
This document provides the prospectus for the OptimaSENIOR health insurance plan. It outlines the plan's suitability, schedule of benefits, salient features and benefits, exclusions, and waiting periods. Key details include:
- The plan covers medical expenses for inpatient treatment, pre-hospitalization, post-hospitalization care, day care procedures, and more.
- It has benefits like e-opinion and ambulance coverage up to specified limits.
- Several medical conditions and treatments have waiting periods of up to 36 months.
- Exclusions include cosmetic treatments, substance abuse, experimental treatments, and pre-existing conditions (among others).
- The basic sum insured ranges from Rs. 200,000
Claim intimation form seek information from the insured individual about self, illness he/ she is suffering from and kind of treatment against which the claim is filed. Apollo Munich explains the procedure to be followed while filing the claim. The form is to be filled to intimate the insurer about the treatment to be availed and the related expenditure. It includes information about the policyholder, the diagnosis to be done, expected treatment expenses, address, date of birth and contact details. The claim settlement will depend on the information and documents provided by the insured. Also, the claimant must submit the claim intimation form as soon as possible, in order to allow the insurance company work over it.
Complete submission of the required documents is extremely important. It will affect the kind of coverage offered by the insurer.
At times the policyholder need to get some changes in the details provided while buying the policy. Also the person might want to change the plan. To allow people do that, Apollo Munich provides the respective link on its website. The insured need to fill the Change Request Form in order to avail the provision. The individual need to provide the detail about the change. He/ she can opt from the categories of change in the plan, change in address, change in sum insured, member addition/ deletion and others. Thereafter, the form will seek further related information and details so as to exercise the required change. Along with these details, the individual need to provide name of witness, address and contact details.
Pre- Authorization form is to be filled in case of hospitalization. It is basically a declaration by the patient to make claim for the expenses incurred during the hospitalization. While seeking health insurance coverage under Optima Plus, the Pre- Authorization form must be filled to avail the policy support. Through this Apollo Munich seek information about the patient or the insured person like name of the patient, contact details, age, policy number and card ID number, name of the hospital, nature of illness and other related details. All columns must be closely examined to provide genuine information to the insurer. The form must be duly filled and attached with all the necessary documents absence of which can lead to complication.
To assist insured people with uncomplicated health insurance services, claim procedure is explained in simple language by Apollo Munich. Giving all information about the procedure for reimbursement, this document help you get familiar with all the related terms and conditions. Obtain all claim procedure information about Optima Plus through link available on website. It explains the procedure to be followed in different circumstances. With the help of the information displayed, you can obtain information about the precautions to be exercised in terms of policy document for future references and claim purposes.
To enjoy hassle free and uncomplicated claim process, it is advised to keep copies of documents submitted to the Third Party Administrator and also don’t forget to quote your policy number or member ID.
To assist insured people with uncomplicated health insurance services, Apollo Munich explains claim procedure in simple language and clear guidelines. The form provides information in uncomplicated guidelines. The policyholder can read all about the claim procedure to be followed while seeking outpatient and inpatient benefits. The procedure for reimbursement of medical expenses incurred, procedure to avail cashless facility and intimation details must be understood before paying for any plan. It is advised to be clear about the process of claim as it will affect the kind of services offered.
To enjoy hassle free and uncomplicated claim process, it is advised to keep copies of documents submitted to the Third Party Administrator and also don’t forget to quote your policy number or member ID.
Claim intimation form seek information from the insured individual about self, illness he/ she is suffering from and kind of treatment against which the claim is filed. Apollo Munich explains the procedure to be followed while filing claim for coverage under Maxima health plan. The form is to be filled to intimate the insurer about the treatment to be availed and the related expenditure. It includes information about the policyholder, the diagnosis to be done, expected treatment expenses, address, date of birth and contact details. The claim settlement will depend on the information and documents provided by the insured. Also, the claimant must submit the claim intimation form as soon as possible, in order to allow the insurance company to work over it.
Complete submission of the required documents is extremely important. It will affect the kind of coverage offered by the insurer.
Maxima is a plan that takes care of your everyday health needs. It is an easy to buy plan that covers expenses incurred in the form of Doctors’ consultations, Pharmacy bills, Diagnostic tests, Dental treatment, Optical services and Annual health check-up. Maxima health plan by Apollo Munich offers comprehensive coverage while taking care of little illnesses too. Along with wide inpatient coverage, Maxima also offer benefits with unique outpatient coverage. With additional critical illness coverage and provision of lifelong renewal, the plan makes insurance coverage feasible at affordable premium rates. Get self as well as your family members insured under this easy to understand plan and enjoy a stress free health future.
Apollo Munich claim procedure is easy to understand with information provided in simple and uncomplicated wordings. Insure Health claim form is easily available on the website of the company. The form is to filled while filing the claim for insured illness.
The form seeks basic information like policy number, contact details, name of the insured and details regarding the illness for which the claim is to be filed. However, the insured need to be sure of the information provided. Details provided must be correct and complete to receive the listed benefits. In case of any dishonest information provided, the benefits will be forfeited making the policy void. With a ready link to Claim Form on the website, all customers can move ahead with the procedure.
More from Apollo Munich Health Insurance Company (16)
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
Understanding how timely GST payments influence a lender's decision to approve loans, this topic explores the correlation between GST compliance and creditworthiness. It highlights how consistent GST payments can enhance a business's financial credibility, potentially leading to higher chances of loan approval.
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The Universal Account Number (UAN) by EPFO centralizes multiple PF accounts, simplifying management for Indian employees. It streamlines PF transfers, withdrawals, and KYC updates, providing transparency and reducing employer dependency. Despite challenges like digital literacy and internet access, UAN is vital for financial empowerment and efficient provident fund management in today's digital age.
1. Optima Plus
Proposal Form 10th Floor, Building No. 10, Tower B, DLF City Phase II, DLF Cyber City, Gurgaon-122002
Application No. :
The information provided by me in this document is True to the best of my knowledge.
Signature of Proposer:
This proposal will be the basis of any insurance policy that We may issue. You must disclose all facts relevant to all persons proposed to be insured that may affect Our
decision to issue a policy or its price, terms, conditions and exclusions. Non-compliance may result in the avoidance of the Policy. If there is insufficient space for you
to provide information whether as requested or otherwise, please attach a separate sheet. If you are in any doubt, please seek the advice of your insurance advisor. We
are under no obligation to accept any proposal for insurance. If We accept a proposal for insurance, it shall be subject to the Policy terms and conditions and We shall
have no liability to make any payment under the Policy if premium is not received by Us in full and in time, or is not realised or non-fullfillment of pre-policy check-up.
Please fill-up this form in capital letters and attach a passport sized photograph of yourself and each proposed insured person and write the
name of the person above the photograph.
1. Proposer Details
Proposer : (Mr./Ms./Mrs.)
First Name Middle Name Last Name
Address :
City/Town :
District : State :
Pin Code : Mobile :
Telephone : E Mail :
Nationality : Marital Status : Annual Income :
Profession : Salaried Self Employed Others Details
ID Proof Type : PAN Passport Driving License Voter’s Card Others
ID Proof No. :
2. Plan Details
Sum Insured : Rs. 500,000
Deductible : Rs. 100,000 Rs. 200,000 Rs. 300,000 Rs. 400,000 Rs. 500,000
Proposed Policy Period : 1 year / 2 year From D D M M Y Y Y Y To D D M M Y Y Y Y
3. Proposed insured(S) Details
Details of Person Proposed to be Insured
Insured 1 : Name : Mr./Ms./Mrs.
Height cms Relationship Date of Birth D D M M Y Y Y Y Occupation
Weight kg Gender Male Female
Insured 2 : Name : Mr./Ms./Mrs.
Height cms Relationship Date of Birth D D M M Y Y Y Y Occupation
Weight kg Gender Male Female
Insured 3 : Name : Mr./Ms./Mrs.
Height cms Relationship Date of Birth D D M M Y Y Y Y Occupation
Weight kg Gender Male Female
Insured 4 : Name : Mr./Ms./Mrs.
Height cms Relationship Date of Birth D D M M Y Y Y Y Occupation
Weight kg Gender Male Female
Insured 5 : Name : Mr./Ms./Mrs.
Height cms Relationship Date of Birth D D M M Y Y Y Y Occupation
Weight kg Gender Male Female
Insured 6 : Name : Mr./Ms./Mrs.
Height cms Relationship Date of Birth D D M M Y Y Y Y Occupation
Weight kg Gender Male Female
Please paste the photographs in sequence (Insured 1, Insured 2, Insured 3, Insured 4, Insured 5 & Insured 6) as specified in section 3 - Proposed insured details
Insured 1 Insured 2 Insured 3 Insured 4 Insured 5 Insured 6
1
2. Optima Plus
Proposal Form 10th Floor, Building No. 10, Tower B, DLF City Phase II, DLF Cyber City, Gurgaon-122002
4. Nominee Details
In the event of the death of an insured person any payment due under the policy shall become payable to the nominee in accordance with the policy terms and
conditions. The nominee must be an immediate relative of the proposer. For all other persons proposed to be insured, the proposer shall be the nominee.
Nominee Name Relationship Address of the Nominee
*If the Nominee is minor, Name and Address of Assignee and Relationship with Minor:
Assignee Name Relationship Address of the Assignee
5. EXISTING/PREVIOUS INSURANCE DETAILS
Is the proposer or any of the persons proposed, already insured under a plan with Apollo Munich Health Insurance Co. Ltd. or any other insurer or is a proposal
pending for Policy issuance? Yes No
If yes, please indicate below the Policy/ Application number(s) (Please mention application number in case of pending proposal.)
Since when are you continuously insured: D D M M Y Y
Member ID Employee ID
Do you want us to consider these details for continuity ? Yes No
Policy No./Application Insurer Period of Insurance Sum Insured Claims lodged during the
No. From To (Rs.) preceding 3 years
D D M M Y Y D D M M Y Y
D D M M Y Y D D M M Y Y
D D M M Y Y D D M M Y Y
D D M M Y Y D D M M Y Y
D D M M Y Y D D M M Y Y
D D M M Y Y D D M M Y Y
Important: You must answer these questions truthfully.
6. medical and life style information Not doing so affects your coverage in case of a Claim
Medical History: Please answer the below mentioned questions Yes (Y) or No (N) ONLY: Signature of the Proposer
Section A : Have any of the persons proposed to be insured ever suffered from/ Insured Insured Insured Insured Insured Insured
Person Person Person Person Person Person
are currently suffering from any of the following : 1 2 3 4 5 6
i. Hypertension, chest pain, Ischemic heart disease or any other cardiac disorder Y/N Y/N Y/N Y/N Y/N Y/N
ii. Tuberculosis, asthma, bronchitis or any other lung/respiratory disorder Y/N Y/N Y/N Y/N Y/N Y/N
iii. Ulcer (stomach/duodenal), hepatitis, cirrhosis or any other Digestive or Liver/ Y/N Y/N Y/N Y/N Y/N Y/N
Gallbladder disorder
iv. Renal failure, calculus or any other Kidney/Urinary tract or Prostate disorder Y/N Y/N Y/N Y/N Y/N Y/N
v. Dizziness, Stroke, Epilepsy, Paralysis or other brain/ nervous system disorder Y/N Y/N Y/N Y/N Y/N Y/N
vi. Diabetes, Thyroid disorder or any other endocrine disorder Y/N Y/N Y/N Y/N Y/N Y/N
vii. Tumor-benign or malignant, any ulcer/growth/cyst Y/N Y/N Y/N Y/N Y/N Y/N
viii. Arthritis, Spondylosis or any other disorder of the muscle/bone/joint Y/N Y/N Y/N Y/N Y/N Y/N
ix. Diseases of the Nose/Ear/Throat/Teeth/ Eye ( please mention Diopters ) Y/N Y/N Y/N Y/N Y/N Y/N
x. HIV/AIDS or sexually transmitted diseases or any immune system disorder Y/N Y/N Y/N Y/N Y/N Y/N
xi. Anaemia, Leukaemia or any other blood/lymphatic system disorder Y/N Y/N Y/N Y/N Y/N Y/N
xii. Psychiatric/Mental illnesses or Sleep disorder Y/N Y/N Y/N Y/N Y/N Y/N
xiii. DUB, Fibroid, Cyst/Fibroadenoma or any other Gynaecological/Breast disorder Y/N Y/N Y/N Y/N Y/N Y/N
Section B : Have any of the persons proposed to be insured:
xiv. Been addicted to alcohol, narcotics, habit forming drugs or been under detoxication Y/N Y/N Y/N Y/N Y/N Y/N
therapy
xv. Been under any regular medication (self/ prescribed) Y/N Y/N Y/N Y/N Y/N Y/N
xvi. Undertaken any lab/blood tests, imaging tests viz. scans/MRI in the last 5 years Y/N Y/N Y/N Y/N Y/N Y/N
xvii. Undertaken any surgery or a surgery been advised in the last 10 years or is a surgery Y/N Y/N Y/N Y/N Y/N Y/N
still pending
xviii. Suffered from any other disease/illness/accident/injury Y/N Y/N Y/N Y/N Y/N Y/N
2
3. Optima Plus
Proposal Form 10th Floor, Building No. 10, Tower B, DLF City Phase II, DLF Cyber City, Gurgaon-122002
xix. Is any of the insured persons pregnant? If yes, please mention the expected date of Y/N Y/N Y/N Y/N Y/N Y/N
delivery
xx. Any complaint of diabetes, hypertension or any complication during current or earlier Y/N Y/N Y/N Y/N Y/N Y/N
pregnancy
Section C : Name and Details of Illness/Medicine/Test/Surgery/ Diagnosis Date of last Treatment In/ Doctor/Hospital Name &
Diopter grade (for questions answered as Yes in Section A & B) date consultation Outpatient Phone No.
Insured Person 1 :
Insured Person 2 :
Insured Person 3 :
Insured Person 4 :
Insured Person 5 :
Insured Person 6 :
Section D : Name, address, qualification and contact details of the family doctor, if any:
Name :
Qualification :
Address :
Pin Code : Mob. No. :
Phone No : Email ID :
Section E : Does any person proposed to be insured smoke or consume gutkha/ pan Pan
Alcohol Smoke Others
masala or alcohol. If yes, please indicate the name and quantity per week: Masala
Insured Person 1 :
Insured Person 2 :
Insured Person 3 :
Insured Person 4 :
Insured Person 5 :
Insured Person 6 :
Section F : In respect of any of the persons proposed to be insured: Insured Insured Insured Insured Insured Insured
Person Person Person Person Person Person
1 2 3 4 5 6
Has any application for life, health or critical illness insurance ever been declined, postponed, Y/N Y/N Y/N Y/N Y/N Y/N
loaded or been made subject to any special conditions by any insurance company?
7. Payment Details
Instrument type : Cash Cheque Debit Card Credit Card Others
Name of the Premium
Instrument No. Bank Details Date Amount (in Rs.)
Payor
Please make a crossed Cheque/DD/Pay Order in favour of ‘Apollo Munich Health Insurance Company Limited’ only.
Section 41 of Insurance Act 1938 (Prohibition of rebates):
1) No person shall allow or offer to allow either directly or indirectly as an inducement to any person to take out or continue an insurance in respect of any kind of
risk relating to lives or property in India any rebate of the whole or part of the commission payable or any rebate of premium shown on the policy nor shall any person
taking out or renewing or continuing a policy accept any rebate except such rebate as may be allowed in accordance with the prospectus or tables of the insurers.
2) Any person making default in complying with the provisions of this section shall be punishable with fine which may extend to five hundred rupees.
additional information
(If there is insufficient space to provide additional relevant information, whether as requested or otherwise, please attach extra sheet duly signed.)
8. General exclusions I have read the below mentioned exclusions carefully. Signature of the Proposer
The following is an outline of the general exclusions under the policy. For more details on the exclusions and the waiting periods please refer to the policy wordings
before purchasing this policy.
30 days waiting period in the first year and is not applicable in subsequent renewals; War or any act of war, invasion, act of foreign enemy, war like operations,
nuclear weapons/materials radiation of any kind; committing or attempting to commit a breach of law with criminal intent, or intentional self injury or attempted
suicide while sane or insane; participation or involvement in naval, military or air force operation or any hazardous or dangerous or adventurous activities including
3
4. Optima Plus
Proposal Form 10th Floor, Building No. 10, Tower B, DLF City Phase II, DLF Cyber City, Gurgaon-122002
but not limited to racing, driving, aviation, scuba diving, parachuting, hang-gliding, rock or mountain climbing; abuse or the consequences of the abuse of intoxicants
or hallucinogenic substances such as intoxicating drugs and alcohol, smoking cessation programs and the treatment of nicotine addiction or any other substance
abuse treatment or services or supplies; treatment of obesity or any weight control program; psychiatric, mental disorders, Parkinson and Alzheimer’s disease,
general debility or exhaustion (“run-down condition”), congenital internal or external diseases, genetic disorders, stem cell implantation or surgery or growth
hormone therapy; sleep apnoea; venereal disease, sexually transmitted disease, “AIDS” (Acquired Immune Deficiency Syndrome) and/or infection with HIV (Human
immunodeficiency virus)’ sterility / infertility treatment of any type; pregnancy (including voluntary termination), miscarriage (except as a result of an Accident or
Illness) except in the case of ectopic pregnancy; treatment and supplies for analysis and adjustments of spinal subluxation, diagnosis and treatment by manipulation
of the skeletal structure, muscle stimulation by any means except for treatment of fractures (excluding hairline fractures) and dislocations of the mandible and
extremities; dental treatment unless requiring hospitalization; treatment of nasal concha resection, circumcisions unless necessitated by illness or injury and
forming part of treatment, laser treatment for correction of eye due to refractive error, aesthetic or change-of-life treatments; plastic surgery or cosmetic surgery
unless necessary as a part of medically necessary treatment for reconstruction following an Accident, Cancer or Burns; experimental, investigational or unproven
treatment devices and pharmacological regimens; measures primarily for diagnostic, X-ray or laboratory examinations or other diagnostic studies which are not
consistent with or incidental to the diagnosis and treatment; convalescence, cure, rest cure, sanatorium treatment, rehabilitation measures, private duty nursing,
respite care, long-term nursing care or custodial care; all preventive care, vaccination including inoculation and immunizations (except in case of post- bite
treatment); any non allopathic treatment; enteral feedings and other nutritional and electrolyte supplements, unless certified to be required by the attending Medical
Practitioner as a direct consequence of an otherwise covered claim; charges related to a Hospital stay not expressively mentioned as being covered, items of
personal comfort and convenience, vitamins and tonics; treatments rendered by a Medical Practitioner which is outside his discipline or the discipline for which he
is licensed; treatments rendered by a Medical Practitioner who shares the same residence as an Insured Person or who is a member of an Insured Person’s family;
the provision or fitting of hearing aids, spectacles or contact lenses including optometric therapy, any treatment and associated expenses for alopecia, baldness,
wigs, or toupees, medical supplies including elastic stockings, diabetic test strips, and similar products; any treatment or part of treatment that is not of a reasonable
cost, not medically necessary; drugs or treatment which are not supported by a prescription; artificial limbs, crutches or any other external appliance and/or device
used for diagnosis or treatment.
9. Declaration & warranty on behalf of all persons proposed to be insured
I hereby declare and warrant on my behalf and on behalf of all persons proposed to be insured that the above statements are true and complete in all respects.
I agree that this proposal and the declarations shall be the basis of the contract between me and all persons to be insured and Apollo Munich Health Insurance
Company Ltd.
I further consent and authorize Apollo Munich Health Insurance Company Ltd. and/or any of their authorized representatives to seek medical information from
any hospital/consultant/insurer that I or any person proposed to be insured has attended or may attend in future concerning any disease or illness or injury in
respect to a particular claim.
I agree to Apollo Munich Health Insurance Company Limited taking appropriate measures to capture the voice log for all such telephonic transactions carried out
by me, in accordance with procedures/regulations.
I authorize Apollo Munich Health Insurance and associate partners to contact me via e-mail, phone or SMS.
Date :
D D M M Y Y
Place : Signature of the Proposer :
Vernacular Declaration :
Certification in case the proposer has signed in vernacular (to be witnessed by someone other than agent/ employee of the company).
Name of the Proposer :
The content of this form and its particulars have been explained by me in vernacular to the proposer who has understood and confirmed the same :
Signature of the Proposer :
Signature of the witness :
Date : M
D D M Y Y Place : Name of the witness :
Insurance is the subject matter of solicitation
10. Agent’s declaration
I, (Full Name) in my capacity as an Insurance
Advisor/ Specified Person of the Corporate Agent/Authorised employee of the Broker/Relationship Officer, do hereby declare that I have explained all the contents
of this Proposal Form, including the nature of the questions contained in this Proposal Form to the Proposer including statement(s), information and response(s)
submitted by him/her in this Proposal Form to questions contained herein or any details sought herein will form the basis of the Contract of Insurance between
the Company and the Proposer, if this Proposal is accepted by the Company for issuance of the Policy. I have further explained that if any untrue statement(s)/
information/response(s) is/are contained in this Proposal Form/including addendum(s), affidavits, statements, submissions, furnished/to be furnished, the Company
shall have the right to vary the benefits which may be payable and further more if there has been a non-disclosure of any material fact, the policy issued to his/her
favour pursuant to this Proposal may be treated by the Company as null and void and all premiums paid under the Policy may be forfeited to the company.
License No. (Advisor/Corporate Agent/Broker/Relationship Officer) :
Date : D D M M Y Y Place : Signature of Agent :
11. checklist
Please check the following documents are attached along with the proposal form
1. : Passport/ PAN Card/ Voter ID/ Driving License/ Letter from a recognized public authority
ID Proof
2. Proof of residence : Telephone Bill/ Bank Account Statement/ Letter from any recognized public authority/Electricity Bill/ Ration Card
3. Age Proof : Proof of Age
4. Renewal Notice with claim details
5. Certification of previous insurer for previous claim details
6. Photocopies of all previous policies and endorsements
AMHI/PR/H/0013/0046/112010/P
12. for office use only
Apollo Munich Health Office Code : Advisors Code & Name :
Branch Receipt Date : Channel Type :
Business Type : Urban/ Rural/ Social
E-mail : customerservice@apollomunichinsurance.com toll free 1800-102-0333 www.apollomunichinsurance.com
OP/PF/V0.03/102011