This document provides forms and instructions for a hardship assistance package to help borrowers who are behind on their mortgage payments or in danger of default. It requests copies of recent pay stubs, tax returns, and bank statements. It includes forms to provide borrower information, property details, income and expense details, assets, general hardship questions, and an authorization to release information. Borrowers are instructed to complete as many questions as possible and that additional information may be needed to thoroughly review the situation.
Proposal form is meant to seek accurate information about the proposer and his/ her life. Apollo Munich website gives you ready access to the proposal form of Optima Plus- a unique top-up plan for people. The form is to be filled in by the proposer. The buyer needs to provide details like name, address, plan details, nominee details, occupation and income details and other medical and lifestyle information. Here, the insured need to make sure that information provided is genuine. It is important to claim all the committed benefits by the insurance company. With policy declaration and warranty information, it demystifies the understanding with clear details.
Along with the proposal form, the proposer need to attach certain crucial documents like ID proof, residence proof, age proof and income proof. Read all the related instructions about the documents to be attached.
Proposal form is meant to seek accurate information about the proposer and his/ her life. Proposal form for Maxima is easily accessible through the website of Apollo Munich. It requires the details like name, address, plan details, nominee details and about the life of the proposer. The form is to be filled by the proposer according to the instructions provided in the form. Make sure that the information provided is genuine.
The form is to be closely studied by the proposer and must be filled with due attention. Along with the proposal form, the proposer need to attach certain crucial documents like ID proof, residence proof, age proof, renewal notice with claim details and photocopies of other documents like previous policies and endorsements. The form is to be duly filled and attached with all necessary documents (information regarding documents to be attached is clearly mentioned in the form).
Proposal form is meant to seek accurate information about the proposer and his/ her life. Apollo Munich website gives you ready access to the proposal form of Optima Plus- a unique top-up plan for people. The form is to be filled in by the proposer. The buyer needs to provide details like name, address, plan details, nominee details, occupation and income details and other medical and lifestyle information. Here, the insured need to make sure that information provided is genuine. It is important to claim all the committed benefits by the insurance company. With policy declaration and warranty information, it demystifies the understanding with clear details.
Along with the proposal form, the proposer need to attach certain crucial documents like ID proof, residence proof, age proof and income proof. Read all the related instructions about the documents to be attached.
Proposal form is meant to seek accurate information about the proposer and his/ her life. Proposal form for Maxima is easily accessible through the website of Apollo Munich. It requires the details like name, address, plan details, nominee details and about the life of the proposer. The form is to be filled by the proposer according to the instructions provided in the form. Make sure that the information provided is genuine.
The form is to be closely studied by the proposer and must be filled with due attention. Along with the proposal form, the proposer need to attach certain crucial documents like ID proof, residence proof, age proof, renewal notice with claim details and photocopies of other documents like previous policies and endorsements. The form is to be duly filled and attached with all necessary documents (information regarding documents to be attached is clearly mentioned in the form).
This Statement and any applicable supporting schedules may be completed jointly by both married and unmarried Co-Borrowers if their assets and liabilities
are sufficiently joined so that the Statement can be meaningfully and fairly presented on a combined basis; otherwise, separate Statements and Schedules
are required. If the Co-Borrower section was completed about a non-applicant spouce or other person, this Statement and supporting schedules must be
completed by that spouce or other person also.
Sample 5 page loan modifcation proposal with before and after budgets, cash flow, payments based on HAMP NPV model version 3. Excellant way to begin rapport with lender. Organization, calculation, presentation & negotiation. Used alongside lenders papaerwork.
This is a sample "basic" rental agreement to use as a starting point. Landlord-tenant state laws vary, are continually changing and some states require certain specific mandatory language to be included. You are therefore advised to check your State Laws for current statutes that may affect the rental agreement you use. Most landlords start with a basic agreement and add/modify clauses as they deem necessary.
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
Need MCA leads? No sweat! MCAs are great for small biz funding. Learn how to snag top-notch leads: businesses needing cash, with repayment ability, decision-makers, and accurate contacts. Use content, social ads, lead platforms, partnerships, and capture processes for quality leads.
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Sense Levent Kagithane Catalog - Listing TurkeyListing Turkey
Sense Levent offers a luxurious living experience in the heart of Istanbul’s vibrant Levent district.
This cutting-edge development seamlessly integrates modern design with natural elements, featuring live evergreen plants maintained by an advanced irrigation system, ensuring lush greenery year-round.
The building’s elegant ceramic balconies are both stylish and durable, enhancing the overall aesthetic and functionality. Residents can enjoy the 700m Sky Lounge, which provides breathtaking views of Istanbul and a perfect space to relax and unwind.
Sense Levent promotes a healthy and active lifestyle with a full gym, swimming pool, sauna, and steam room, all available in the building. The interiors are crafted with high-quality materials, ensuring a luxurious and inviting living space.
Designed with young professionals in mind, Sense Levent features 1+1 and 2+1 units with smart floor plans and balconies. The project promises high investment returns, with an expected annual return of 6.5-7%, significantly above Istanbul’s average ROI.
Located in the rapidly growing and highly desirable Levent area, the development benefits from ongoing urban regeneration projects. Its prime location offers proximity to shopping malls, municipal buildings, universities, and public transportation, adding immense value to your investment.
Early investors can take advantage of discounted units during the construction phase, with an expected capital appreciation of +45% USD upon completion. Property Turkey provides comprehensive rental management services, ensuring a seamless and profitable investment experience.
Additionally, robust legal support and significant tax advantages are available through Property Turkey’s licensed Real Estate Investment Fund. Levent is a dynamic urban hub, ideal for young professionals with its numerous corporate headquarters and shopping malls.
Sense Levent is more than just a residence; it’s a place where dreams and opportunities come to life. Contact us today to secure your place in this exclusive development and experience the best of Istanbul living. Sense Levent: Sense the Opportunity. Live the Dream.
https://listingturkey.com/property/sense-levent/
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...JagadishKR1
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
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The KA Housing - Catalogue - Listing TurkeyListing Turkey
Welcome to KA Housing, a distinguished real estate development nestled in the heart of Eyüpsultan, one of Istanbul’s most promising districts.
Just 10 minutes from the bustling city center, Eyüpsultan offers a serene escape with the convenience of urban living. The direct metro line ensures seamless connectivity to all parts of Istanbul, making it an ideal location for residents who seek both tranquility and vibrancy.
KA Housing boasts unparalleled accessibility, with proximity to Istanbul Airport only 30 minutes away, facilitating easy international travel. Effortless city access is guaranteed by direct metro and transportation links to Istanbul’s cultural and commercial hubs. Quick access to key metro lines connects you to every corner of the city within minutes, making commuting and exploring the city hassle-free.
The development offers luxurious living spaces with a range of unit layouts from 1+1 to 4+1, designed with meticulous attention to detail. Each unit features balconies or terraces, providing stunning vistas of Istanbul and enhancing the living experience. High-quality materials and superior craftsmanship ensure durability and elegance, while sound-proof insulation and high ceilings (2.95 m) offer comfort and sophistication.
Residents of KA Housing enjoy exclusive on-site amenities, including a state-of-the-art gym, outdoor swimming pool, yoga area, and walking paths. Entertainment options abound with a private cinema, children’s playground, and a variety of dining options including a café and restaurant. Security and convenience are paramount with 24/7 security, a dedicated carpark garage, and an IP intercom system.
KA Housing represents a prime investment opportunity with limited availability in a high-demand area, ensuring enduring value and potential for lucrative returns. Homes in this development provide exceptional value without compromising on quality, offering affordable luxury for discerning buyers. The construction is of the highest quality, built to the latest seismic and disaster resistance standards, ensuring safety and resilience.
The community and surroundings of KA Housing are enriched by close proximity to prestigious universities such as Haliç University, Bilgi University, and Istanbul Ticaret University, making it an ideal location for students and academics. The development is adjacent to the Alibeyköy stream leading into the Halic waters, offering serene natural escapes amidst lush greenery. Residents can enjoy the cultural richness of the area, surrounded by historical and cultural landmarks that blend leisure, nature, and culture seamlessly.
https://listingturkey.com/property/the-ka-housing/
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Flat available for sale
Location- Tupudana, Ranchi
Savitri enclave
Area- 3BHK
Rate- 4000/sq.ft.
Super Build Up Area-1629 sq.ft.
Build-up area-1253 sq.ft.
Rate- 65lakh16k(approx)
Floor available- Flat available in all floor(G+12)
Balcony- 2
Washroom- 2
Parking - CAR PARKING
Amenities- Joggers track,temple, children's park,gym,banquet hall (5 Lakh)
Possession year (Handover year)- Dec 2025
Outside View from the apartment and flat balcony is very beautiful.
For more information contact AASHIYANA STAR PROPERTIES
7766900371
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
Omaxe Sports City Dwarka stands out as a premier residential and recreational destination, offering a blend of luxury and sports-centric living. Located in the thriving area of Dwarka, this project by Omaxe Limited is designed to cater to modern lifestyle needs while promoting a healthy, active living environment.
1. HARDSHIP ASSISTANCE PACKAGE
Please bring in copies of:
- 2 recent consecutive pay stubs, or
- 2 consecutive months of bank statements CITI LOAN NUMBER
- 2 recent tax returns
Part A - Borrower Information
Borrower Name Social Security Number Co-Borrower Name Social Security Number
Borrower Phone No. Co-Borrower Phone No.
Day ( ) Day ( )
Evening ( ) Evening ( )
Cell ( ) Cell ( )
Property Address: Mailing Address (if applicable):
Street 123 main st Street 123 main st
City, State, Zip Code , City, State, Zip Code
sssssx
Email Address Email Address
Employer (Current) Position Employer (Current) Position
Years on Job Employer Phone Years on Job Employer Phone
If in current job for less than 5 years, enter your previous employer information below.
Employer (Previous) Position Employer (Previous) Position
Years on Job Employer Phone Years on Job Employer Phone
PART B Property Information
Property for SALE? Property for RENT?
List Date/Price Monthly Rent Monthly Last Paid Date Lease Expires
Realtor Name
Realtor Phone
PART C Monthly Income
DESCRIPTION (MONTHLY)
1. Gross Salary/Wages
2. Other Income
3. ther Additional Income
O
(SSI, Rental, Second Job, Child Support)
4. Total Net Income
2. PART D Assets
DESCRIPTION (MONTHLY) Borrower Co-Borrower Total
1. Cash/Checking $ $ $
2. 401(k) $ $ $
3. Savings $ $ $
PART E Monthly Expenses
DESCRIPTION (MONTHLY) Monthly Payment Balance Due # Months Delinquent
1. Primary Home Mortgage $ $
2. Rent Payment (if owner not occupying subject property) $ $
3. Maintenance/Homeowners Association Fees $ $
4. Property Taxes $ $
5. Homeowners Insurance/Flood Insurance $ $
6. Other Mortgages $ $
7. Automobile Loans $ $
8. Other Loans $ $
9. Credit Cards (minimum payment) $ $
10. Alimony/Child Support $ $
11. Child/Dependent Care $ $
12. Utilities (water, electricity, gas, cable, etc.) $ $
13. Telephone (landline and cell phone) $ $
14. Insurance (automobile, health, life) $ $
15. Medical Expenses (uninsured) $ $
16. Car Expenses (gas, maintenance, parking) $ $
17. Groceries and Toiletries $ $
18. Other (explain) $ $
19. Other (explain) $ $
Total $ $
PART F General Questions
Questions Yes No
1. Do you occupy this mortgaged property as a Primary Residence?
If you answered ”Yes“ to question 1, how long at this residence? Years: Months:
2. How many people in the household?
3. Any dependents under the age of 18? If ”Yes,“ how many?
4. Do you have any other debts or obligations secured by this property?
(Example: second mortgage, home equity loan, judgments or liens)
If you answered ”Yes“ to question 4, please itemize. Amount
$
$
Amount
5. Do you own any other properties? How many?
If you answered ”Yes“ to question 5: Monthly Payment: $ Principal Balance: $
Rental Income: $ Vacant?
6. What is the amount of funds you immediately have available to apply
toward your mortgage delinquency?
7. In addition to the amount stated above, what amount will you have
available in 30 days?
3. PART F General Questions (Cont’d)
Briefly explain the reason why you are behind on your mortgage payment(s) or are in imminent danger of default:
(If needed, attach a separate sheet of paper for explanation.)
What is your proposal for repaying the arrearage?
INSTRUCTIONS: Please try to complete as many of the questions as possible. Additional information may
be necessary and Citi will need to speak with you during the assistance process.
4. Authorization to Release Information
IN ADDITION TO THIS FINANCIAL STATEMENT AND ITS ATTACHMENTS, THERE MAY BE TIMES WHEN ADDITIONAL INFORMATION
IS NEEDED TO REVIEW THE SITUATION THOROUGHLY, SUCH AS:
1. ORDERING CREDIT REPORTS
2. VERIFYING BANK ACCOUNTS IN THIS DISCLOSURE
3. OBTAINING ANY OTHER INFORMATION NECESSARY
TO PROPERLY ANALYZE THIS REQUEST
I ACKNOWLEDGE THAT EVERYTHING I HAVE STATED IN THIS DISCLOSURE IS TRUE AND FACTUAL TO THE BEST OF MY
ABILITY. I ALSO AGREE THAT IF IT IS DETERMINED THAT I HAVE PROVIDED INFORMATION THAT IS MISREPRESENTED AND
THEREBY CAUSED ACTIONS TO BE TAKEN WHICH WOULD NOT HAVE BEEN TAKEN HAD THE TRUE FACTS BEEN KNOWN,
I SHALL BE LIABLE FOR ANY AND ALL LOSSES SUFFERED BY THE LENDER OF MY MORTGAGE LOAN.
Borrower Signature Date Borrower Signature Date
AUTHORIZATION TO RELEASE INFORMATION
I/WE HEREBY AUTHORIZE YOU TO RELEASE TO
ANY AND ALL INFORMATION THEY MAY REQUIRE FOR THE PURPOSE OF A CREDIT TRANSACTION.
THANK YOU.
Borrower Signature Date Borrower Signature Date
Social Security Number Social Security Number
FOR INTERNAL USE ONLY
o Residential Lending
Citi CitiMortgage
o CitiFinancial
o Other:
o
Spanish speaking preferred
o
# of payments due Is a foreclosure date set?
How did you hear of this Office of Homeownership Preservation Event?
o Letter o Media o Advocacy Group o Campaign
Call Other:
o
Have you applied for State assistance? If so, name of program:
Status of application:
Are you a union member? If so, name of union:
Hardship: Proposed Resolution:
o Disability o Loss of Income o Adjustment of loan terms
o Divorce o Loss of Job o Borrowers Current / Program Inquiry
o Death o Military Service o Currently working with HRG
o Excessive Obligations o Natural Disaster o Forbearance Plan
o Illness o Property Insurance Issue o Not Qualified for CRLI Programs
o Interest Adjustment o Property Tax Issue o Non-borrower 3rd Party Representative
o Other svvkvv o Other (SCRA, BK, REO, Legal, Redemption, Discharged BK7)
o Repayment Plan
o Review for Deed in Lieu
o Short Sale
Notes:
5. FAX COVER SHEET
Sender’s Information Receiver’s Information
Name: To: Citi
Telephone: Fax:
Number of Pages: Loan #
Required Information
o Signed and dated Hardship Letter
o months of paystubs for:
2
The last 2 recent W-2 Forms
Current complete 1040s
o Year-to-Date Profit and Loss Statement for Self-Employed Borrowers
o Social Security Income (Award Letter) for:
o Spousal and/or Child Support Income
o Supplemental Income or other:
o Complete bank statements for the last two months
o Current Homeowners Insurance Policy
o Current and/or Delinquent Property Tax Information
o Rental Agreement(s), Purchase Agreements
Please fax or mail the required documentation to:
CitiMortgage or CitiFinancial
Attn: Office of Homeownership Preservation
14415 S. 50th Street, Suite 100
Phoenix, AZ 85044
Phone (866) 915- 9417
Fax (480) 753-7832
Note: Please reference your loan number on your documentation