This is a presentation by Soraya Ghebleh that explains the major components of Medicare and the associated terms an individual would need to know to navigate the vast amount of information available on Medicare.
This is a presentation by Soraya Ghebleh that explains the major components of Medicare and the associated terms an individual would need to know to navigate the vast amount of information available on Medicare.
Emeritrust Benefits provides a Medicare educational seminar to help explain what Medicare does and does not cover. We also explain what other types are available including Medicare supplement plans, Medicare Advantage Plans, and Medicare Part D drug plans.
Apollo Munich introduces a first of its kind, unique Restore benefit that automatically reinstates the basic sum insured in case you exhaust it in a policy year.
Insuring yourself against the risk of incurring medical expenses is important. However, before choosing the health insurance policy, it is important to know more about the different health insurance plans. This SlideShare provides more information about medical insurance and its benefits. http://bit.ly/1pHFP90
Your personal guide to health insuranceAnisha Sachit
Health Insurances, in technical terms, are a contract between the insurer and the insured, wherein the insurer will bear the costs of treatments of the insured, either by reimbursement or direct payment to the service provider, as long as the insured satisfies all the terms and conditions of the policy.
Blog: https://financebuddha.com/blog/your-personal-guide-to-health-insurance
Emeritrust Benefits provides a Medicare educational seminar to help explain what Medicare does and does not cover. We also explain what other types are available including Medicare supplement plans, Medicare Advantage Plans, and Medicare Part D drug plans.
Apollo Munich introduces a first of its kind, unique Restore benefit that automatically reinstates the basic sum insured in case you exhaust it in a policy year.
Insuring yourself against the risk of incurring medical expenses is important. However, before choosing the health insurance policy, it is important to know more about the different health insurance plans. This SlideShare provides more information about medical insurance and its benefits. http://bit.ly/1pHFP90
Your personal guide to health insuranceAnisha Sachit
Health Insurances, in technical terms, are a contract between the insurer and the insured, wherein the insurer will bear the costs of treatments of the insured, either by reimbursement or direct payment to the service provider, as long as the insured satisfies all the terms and conditions of the policy.
Blog: https://financebuddha.com/blog/your-personal-guide-to-health-insurance
Dear all,
I am excited to present my project, which is a comprehensive analysis based on the book "What Every Indian Must Know Before Investing" by Vinod. The main focus of my presentation revolves around health insurance. Through an in-depth study of the book, I gained valuable insights into the structure of health insurance and the essential factors that investors must consider to identify the most suitable options from the wide array of insurance available.
Drawing from my understanding, I have carefully curated the most crucial points and endeavored to present the content in a simplified and easily understandable manner. It is important to note that I have omitted the tax benefits sections for now, but I may incorporate them at a later stage.
I genuinely hope that this presentation, along with the book, proves to be as helpful to you as it was to me in navigating the complexities of health insurance as an investor.
Thank you for your attention and consideration.
Life and Health Insurance Tips and Complete Guide.pdfIGILife
Family Floater Health Insurance - A family floater health insurance is a type of policy customized to suit the entire family, under one single premium. The same protects and covers all family members against various illnesses, accidents, hospitalization, and other medical needs that may arise during one's lifetime.
HDFC life presents HDFC Life Health Assure Plan, a comprehensive, pure protection health insurance plan that reimburses medical expenses incurred in a hospital.
Kanoe India Healthcare, A division Of Kanoe Softwares proposes a special Medical insurance plan sponsored by Universal Sompo General insurance Co. Limited in joint venture with Allahabad Bank Limited, Indian Overseas Bank, Karnataka Bank Limited, Dabur Investments Corp and Sompo Japan Insurance Incorporation in Public Private Partnership (PPP), aiming to provide assurance of Government/Public sector and superb, hassle free service from private bodies.
At L&T Insurance, we put ourselves in your shoes and keep every detail in mind while designing your health plan. We understand that your family’s health is most
precious to you. Which is why we offer you a thoughtful and holistic health insurance plan to reduce your concerns and let you enjoy absolute peace of mind.
L&T Insurance presents myhealth medisure Classic Insurance, a meticulously designed insurance
solution that understands your family's unique health needs and provides you with a step-by-step
plan to ensure their complete well-being. Especially designed through a scientific process,
my:health plans enables you to quickly bounce back from a medical emergency so that you can
continue to spend and cherish your time with your loved ones.
Future Advantage Top-Up - Give Your Health Insurance A Backup Plan From Futur...ColinGenerali
Future Advantage Top-Up is a deductible health insurance plan with high Sum Insured options to provide extra coverage at low premium as compared to any traditional health insurance plan.
Assure is a comprehensive health insurance coverage plan from Religare Health Insurance. It covers Critical Illness, Surgical Procedures, Medical Events as well as give Personal accident cover.
Retirement is a big event in everyone's life. But have you prepared for it. If you have not planned for it till yet so just look at this presentation.If you have queries regarding retirement planning,just call me for more information @ 9828298041
rajesh bhutra : newsletter for march 2015 ( union budget 2015 review) RAJESH KUMAR BHUTRA
rajesh kumar bhutra (certified financial advisor) have started newsletter for awareness regarding mutual funds,life insurance,tax implantations for individuals.
march 2015 (1st edition)
you can find out the reason to invest in equity funds and common questions which is in your minds and their solutions .
Please feel free to call the undersigned for any further information & clarification.
Regards:
RAJESH KUMAR BHUTRA
(INVESTMENT POINT)
S.NO.5,1ST FLOOR,SHANTI TOWER,
BEAWAR-305901
9828298041,9314660760
EMAIL: investmentpoint.2007@rediffmail.com
rajeshbhutra@ymail.com
www.smartmoneycontrol.in
Couples presenting to the infertility clinic- Do they really have infertility...Sujoy Dasgupta
Dr Sujoy Dasgupta presented the study on "Couples presenting to the infertility clinic- Do they really have infertility? – The unexplored stories of non-consummation" in the 13th Congress of the Asia Pacific Initiative on Reproduction (ASPIRE 2024) at Manila on 24 May, 2024.
Title: Sense of Taste
Presenter: Dr. Faiza, Assistant Professor of Physiology
Qualifications:
MBBS (Best Graduate, AIMC Lahore)
FCPS Physiology
ICMT, CHPE, DHPE (STMU)
MPH (GC University, Faisalabad)
MBA (Virtual University of Pakistan)
Learning Objectives:
Describe the structure and function of taste buds.
Describe the relationship between the taste threshold and taste index of common substances.
Explain the chemical basis and signal transduction of taste perception for each type of primary taste sensation.
Recognize different abnormalities of taste perception and their causes.
Key Topics:
Significance of Taste Sensation:
Differentiation between pleasant and harmful food
Influence on behavior
Selection of food based on metabolic needs
Receptors of Taste:
Taste buds on the tongue
Influence of sense of smell, texture of food, and pain stimulation (e.g., by pepper)
Primary and Secondary Taste Sensations:
Primary taste sensations: Sweet, Sour, Salty, Bitter, Umami
Chemical basis and signal transduction mechanisms for each taste
Taste Threshold and Index:
Taste threshold values for Sweet (sucrose), Salty (NaCl), Sour (HCl), and Bitter (Quinine)
Taste index relationship: Inversely proportional to taste threshold
Taste Blindness:
Inability to taste certain substances, particularly thiourea compounds
Example: Phenylthiocarbamide
Structure and Function of Taste Buds:
Composition: Epithelial cells, Sustentacular/Supporting cells, Taste cells, Basal cells
Features: Taste pores, Taste hairs/microvilli, and Taste nerve fibers
Location of Taste Buds:
Found in papillae of the tongue (Fungiform, Circumvallate, Foliate)
Also present on the palate, tonsillar pillars, epiglottis, and proximal esophagus
Mechanism of Taste Stimulation:
Interaction of taste substances with receptors on microvilli
Signal transduction pathways for Umami, Sweet, Bitter, Sour, and Salty tastes
Taste Sensitivity and Adaptation:
Decrease in sensitivity with age
Rapid adaptation of taste sensation
Role of Saliva in Taste:
Dissolution of tastants to reach receptors
Washing away the stimulus
Taste Preferences and Aversions:
Mechanisms behind taste preference and aversion
Influence of receptors and neural pathways
Impact of Sensory Nerve Damage:
Degeneration of taste buds if the sensory nerve fiber is cut
Abnormalities of Taste Detection:
Conditions: Ageusia, Hypogeusia, Dysgeusia (parageusia)
Causes: Nerve damage, neurological disorders, infections, poor oral hygiene, adverse drug effects, deficiencies, aging, tobacco use, altered neurotransmitter levels
Neurotransmitters and Taste Threshold:
Effects of serotonin (5-HT) and norepinephrine (NE) on taste sensitivity
Supertasters:
25% of the population with heightened sensitivity to taste, especially bitterness
Increased number of fungiform papillae
Ethanol (CH3CH2OH), or beverage alcohol, is a two-carbon alcohol
that is rapidly distributed in the body and brain. Ethanol alters many
neurochemical systems and has rewarding and addictive properties. It
is the oldest recreational drug and likely contributes to more morbidity,
mortality, and public health costs than all illicit drugs combined. The
5th edition of the Diagnostic and Statistical Manual of Mental Disorders
(DSM-5) integrates alcohol abuse and alcohol dependence into a single
disorder called alcohol use disorder (AUD), with mild, moderate,
and severe subclassifications (American Psychiatric Association, 2013).
In the DSM-5, all types of substance abuse and dependence have been
combined into a single substance use disorder (SUD) on a continuum
from mild to severe. A diagnosis of AUD requires that at least two of
the 11 DSM-5 behaviors be present within a 12-month period (mild
AUD: 2–3 criteria; moderate AUD: 4–5 criteria; severe AUD: 6–11 criteria).
The four main behavioral effects of AUD are impaired control over
drinking, negative social consequences, risky use, and altered physiological
effects (tolerance, withdrawal). This chapter presents an overview
of the prevalence and harmful consequences of AUD in the U.S.,
the systemic nature of the disease, neurocircuitry and stages of AUD,
comorbidities, fetal alcohol spectrum disorders, genetic risk factors, and
pharmacotherapies for AUD.
Anti ulcer drugs and their Advance pharmacology ||
Anti-ulcer drugs are medications used to prevent and treat ulcers in the stomach and upper part of the small intestine (duodenal ulcers). These ulcers are often caused by an imbalance between stomach acid and the mucosal lining, which protects the stomach lining.
||Scope: Overview of various classes of anti-ulcer drugs, their mechanisms of action, indications, side effects, and clinical considerations.
Tom Selleck Health: A Comprehensive Look at the Iconic Actor’s Wellness Journeygreendigital
Tom Selleck, an enduring figure in Hollywood. has captivated audiences for decades with his rugged charm, iconic moustache. and memorable roles in television and film. From his breakout role as Thomas Magnum in Magnum P.I. to his current portrayal of Frank Reagan in Blue Bloods. Selleck's career has spanned over 50 years. But beyond his professional achievements. fans have often been curious about Tom Selleck Health. especially as he has aged in the public eye.
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Introduction
Many have been interested in Tom Selleck health. not only because of his enduring presence on screen but also because of the challenges. and lifestyle choices he has faced and made over the years. This article delves into the various aspects of Tom Selleck health. exploring his fitness regimen, diet, mental health. and the challenges he has encountered as he ages. We'll look at how he maintains his well-being. the health issues he has faced, and his approach to ageing .
Early Life and Career
Childhood and Athletic Beginnings
Tom Selleck was born on January 29, 1945, in Detroit, Michigan, and grew up in Sherman Oaks, California. From an early age, he was involved in sports, particularly basketball. which played a significant role in his physical development. His athletic pursuits continued into college. where he attended the University of Southern California (USC) on a basketball scholarship. This early involvement in sports laid a strong foundation for his physical health and disciplined lifestyle.
Transition to Acting
Selleck's transition from an athlete to an actor came with its physical demands. His first significant role in "Magnum P.I." required him to perform various stunts and maintain a fit appearance. This role, which he played from 1980 to 1988. necessitated a rigorous fitness routine to meet the show's demands. setting the stage for his long-term commitment to health and wellness.
Fitness Regimen
Workout Routine
Tom Selleck health and fitness regimen has evolved. adapting to his changing roles and age. During his "Magnum, P.I." days. Selleck's workouts were intense and focused on building and maintaining muscle mass. His routine included weightlifting, cardiovascular exercises. and specific training for the stunts he performed on the show.
Selleck adjusted his fitness routine as he aged to suit his body's needs. Today, his workouts focus on maintaining flexibility, strength, and cardiovascular health. He incorporates low-impact exercises such as swimming, walking, and light weightlifting. This balanced approach helps him stay fit without putting undue strain on his joints and muscles.
Importance of Flexibility and Mobility
In recent years, Selleck has emphasized the importance of flexibility and mobility in his fitness regimen. Understanding the natural decline in muscle mass and joint flexibility with age. he includes stretching and yoga in his routine. These practices help prevent injuries, improve posture, and maintain mobilit
The prostate is an exocrine gland of the male mammalian reproductive system
It is a walnut-sized gland that forms part of the male reproductive system and is located in front of the rectum and just below the urinary bladder
Function is to store and secrete a clear, slightly alkaline fluid that constitutes 10-30% of the volume of the seminal fluid that along with the spermatozoa, constitutes semen
A healthy human prostate measures (4cm-vertical, by 3cm-horizontal, 2cm ant-post ).
It surrounds the urethra just below the urinary bladder. It has anterior, median, posterior and two lateral lobes
It’s work is regulated by androgens which are responsible for male sex characteristics
Generalised disease of the prostate due to hormonal derangement which leads to non malignant enlargement of the gland (increase in the number of epithelial cells and stromal tissue)to cause compression of the urethra leading to symptoms (LUTS
Explore natural remedies for syphilis treatment in Singapore. Discover alternative therapies, herbal remedies, and lifestyle changes that may complement conventional treatments. Learn about holistic approaches to managing syphilis symptoms and supporting overall health.
Ozempic: Preoperative Management of Patients on GLP-1 Receptor Agonists Saeid Safari
Preoperative Management of Patients on GLP-1 Receptor Agonists like Ozempic and Semiglutide
ASA GUIDELINE
NYSORA Guideline
2 Case Reports of Gastric Ultrasound
1. Don’t just be insured. Be winsured.
When your health insurance pays for the unusual,
you are not just insured, you are Winsured.
2. Do you have similar concerns too?
Worry no more because we have the perfect solution. To ensure that our customers always get a winning
proposition, we’re redefining the health insurance category with a revolutionary product – Health Wallet.
Whether it’s today or tomorrow, you can be rest assured that it will take care of your healthcare needs in
a flexible and comprehensive manner.
So don’t just insure health, Winsure it with Health Wallet.
Why go for Health
Insurance when you
have to fall ill to
utilize it ?
How is it useful for
healthy people?
You still have to pay
for OPD, right?
Is there a way in
which my
investment in health
insurance will fund
my premium?
How is it a
good policy when
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amount will rise as
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3. Winsure yourself with the revolutionary Health Wallet.
Health wallet is a win-win health insurance plan, through which you not only insure your health today but also secure your
health for future. Health Wallet doesn’t let you loose your sleep or money over healthcare related issues. With Health wallet
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expenses and saves you from future financial worries.
Reserve Benefit
Restore Benefit
Mutiplier Benefit
Critical Advantage Rider Benefit
(Optional)
Recovery Benefit
Tax Benefit
Deductible (Optional)
Ambulance Cover Benefit
Preventive Health
Check-Up Benefit
Wonders of
Health Wallet
4. MULTIPLIER BENEFIT
Health Wallet comes with an amazing feature called Multiplier Benefit. In case of a claim free year, your basic sum
insured will increase by 50% at the time of renewal. And if you do not claim even in the 2nd policy year, your basic
sum insured gets doubled.
RESTORE BENEFIT
Another striking feature of the Health Wallet is Restore Benefit that automatically restores the sum insured, if the
base sum insured and Multiplier Benefit (if any) is exhausted during the policy period. Restore sum insured (equal to
100% of the base sum insured) will be automatically reinstated for that policy period, provided that:
The restore sum insured will be triggered only after the base sum insured and Multiplier Benefit (if any) have been
completely exhausted.
The restore sum insured can be used for only future claims made by the insured person and not against any claim for
an illness/disease (including its complications) for which a claim has been paid in the current policy year.
If the restore sum insured is not utilized in a policy year, it shall not be carried forward to any subsequent policy year.
The restore sum insured will only be applied once for the insured person during a policy year.
If the policy is a Family Floater, then the restore sum insured will be available for all insured persons in the policy for
subsequent claims in the balance policy period.
WHAT IS HEALTH WALLET?
Health Wallet is the perfect answer to your healthcare needs be it today or tomorrow.
Let’s take a look at its unique benefits.
RESERVE BENEFIT
A unique benefit that continues to grow and earn for you, helps you secure
your retirement. Reserve benefit has been designed to ensure that your money
does not get wasted, that’s not all the amount is carried forward incase not used
during policy period.
The amount that is carried forward also earns a 6% bonus at the time of renewal.
And the good news is, that you can pay upto 50% of your renewal premium from the
accrued Reserve benefit post 5 continuous renewals.
Reserve benefit also takes care of your out-of pocket expenses.With Reserve benefit you
can now pay for consultations with a medical practioner, physiotherapist, dietician, speech
therapist, you can also make purchase of medicines, vaccinations, dental expenses,
spectacles, contact lenses, medical device like blood pressure and sugar
monitors,oxymeters,prosthetics etc.
It also covers for your outpatient diagnostic test and purchase of special health food
supplements and many more.
Reserve benefit also gives you the flexibility of paying for non-payable items that are
generally excluded from any health insurance claim such as Co-payment,and/or deductable.
With reserve benefit you can also pay for other medical expenses that are not payable
otherwise under any medical insurance plan (For ex. Cosmetic treatment, Alzheimer’s etc.)
Use it as you want.
5. CRITICAL ADVANTAGE RIDER BENEFIT (OPTIONAL)
Health Wallet has an optional feature of Critical Advatage Rider that allows you to avail best in class quality
healthcare across the globe for treatment of Cancer, Coronary Artery Bypass Surgery, Heart Valve
Replacement/Repair, Neurosurgery, Liver Transplant, Bone Marrow Transplant, Pulmonary Artery Graft and Aorta
Graft Surgery. Besides the hospital bill, this benefit also covers the cost of second opinion and post hospitalization
expenses. And that’s not all, it also covers the cost of travel and accommodation expenses of the insured person
along with an accompanying relative.
RECOVERY BENEFIT
To cater to incidental expenses, Health Wallet offers you a lump sum amount of `10,000 in case your hospital stay
exceeds 10 continuous days.
World Wide Coverage : Covers in-patient treatment and daycare medical expenses incurred for emergency
treatments for an illness or injury sustained or contracted outside of India which cannot be postponed until one returns
to India, provided such treatment was medically necessary and certified as an emergency by a medical practitioner.
DEDUCTIBLE (OPTIONAL)
No problem if you already have a health insurance cover, you will still win with health wallet by opting for the
deductible option. Deductible is cost sharing feature. It means that the insured takes care of his healthcare costs
upto the deductible amount in the policy year by himself or through another existing policy. Healthcare expenses
beyond the deductible amount will be covered by the insurer.
• The deductible will apply on Individual basis in case of individual sum insured policy and on Family Floater basis in
case of Family Floater policy.
• A deductible does not reduce the sum insured.
• If opted, it will apply to all insured person(s) under the policy
PREVENTIVE HEALTH CHECK-UP BENEFIT
Health Wallet helps to keep track of your health status by offering a preventive health check-up at renewal
irrespective of claims made. However, eligibility of health check-up limit is based on Reserve Benefit sum insured.
AMBULANCE COVER BENEFIT
Health Wallet covers expenses incurred on transportation of the insured person to a hospital
for treatment in case of an emergency subject to `2000 per hospitalization.
SWITCH OPTION (WAIVER OF DEDUCTIBLE)
Health Wallet provides a unique option of converting into a full-fledged nil deductible plan by using the waiver of
Deductible Benefit. It is hassle-free with no re-evaluation of health status. This option for waiver of Deductible
(Switch Benefit) can be exercised by you only at the time of renewal between the age of 55 and 60
years or at the beginning of 6th policy year; provided that it has been bought before 50 years of
age and has renewed with us continuously and without any interruption.
TAX BENEFIT
The premium amount paid under this policy qualifies for deduction under Section
80D of the Income Tax Act, subject to applicable tax laws.
6. WHO CAN OWN HEALTH WALLET?
Health Wallet is the perfect solution for any individual aged 91 days to 65 years who cares for his health and wallet too.
Children between 91 days to 5 years can be covered if either of their parents own Health Wallet.
Individuals can buy Health Wallet either for themselves or their family members which include spouse, dependent children,
and dependent parents/parent in-laws.
Health Wallet has been designed to cater to varied needs of our
customers and bearing in mind the diversity in cost of treatment in
different Indian cities. Hence, it offers a wide range of coverage from
of `3 lac to `50 lacs.
`SUM
INSURED
3,00,000
5,00,000
10,00,000
15,00,000
20,00,000
25,00,000
50,00,000
WHAT MORE SHOULD I KNOW ABOUT HEALTH WALLET?
• Life long renewal: Health Wallet comes with the option of life long renewal regardless of your health status or claims.
• Waiting period: Health Wallet comes with initial waiting period of 30 days and 2 year exclusion for specific diseases; such
as Cataract, Hernia, Hysterectomy and Joint replacement. Any pre-existing diseases/conditions will be covered after a
waiting period of 3 years.
• Sum insured enhancement: Sum insured can be enhanced at the time of renewal only. In case of enhancement with one
grid up, there is no requirement of medicals. However, in case of more than one grid up, policy holder will have to undergo
medicals as stipulated by the company and the decision of enhancement will be done at the discretion of company.
• Portability: Health Wallet offers you easy portability so if you are insured under another insurer’s health insurance policy,
you can transfer to Health Wallet with all your accrued benefits after due allowances for waiting periods and enjoy all
benefits of Health Wallet.
• Free-look cancellation: We offer a period of 15 days from the date of receipt of the policy document to review the terms
and conditions of this policy. In case of any objections, you have the option of cancel the policy and you shall be refunded
the premium paid by you after adjusting the amounts spent on any medical check-up, stamp duty charges and
proportionate risk premium.
• Grace period: A grace period of 30 days for renewing the policy is provided under this policy.
WHAT ARE THE OPTIONS OF COVERAGE IN HEALTH WALLET?
7. WHAT DOES HEALTH WALLET NOT COVER?
Please be aware of the list of exclusions under Health Wallet which are as follows:
• Expenses arising from HIV or AIDS and related diseases
• External Congenital diseases, mental disorder or insanity, cosmetic surgery and weight control treatments
• Expense attributable directly or indirectly to pregnancy (including voluntary termination), miscarriage (except as a result of
an accident or illness)
• Abuse of intoxicant or hallucinogenic substances like intoxicating drugs and alcohol
• Drugs or treatments which are not supported by a prescription
• Hospitalization due to war or an act of war or due to a nuclear, chemical or biological weapon and radiation of any kind.
• Pregnancy, dental treatment, external aids and appliances
• Items of personal comfort and convenience
• Experimental, investigative and unproven treatment devices and pharmacological regimens
• Plastic surgery or cosmetic surgery unless necessary as a part of medically necessary treatment
Please refer to the policy wordings for complete understanding of benefits, terms and conditions and exclusions.
DISCLAIMER
This is only a summary of the product features. The actual benefits available are as described in the policy and will be subject to the policy terms,
conditions and exclusions. Please seek the advice of your insurance advisor if you require any further information or clarification.
STATUTORY WARNING
Section 41 of Insurance Act 1938 as amended by Insurance Laws Amendment Act, 2015 (Prohibition of Rebates):
No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance
in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of
the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as
may be allowed in accordance with the published prospectuses or tables of the insurers. Any person making default in complying with the
provision of this section shall be liable for a penalty which may extend to `10 lakh.
8. ABOUT APOLLO MUNICH
We are a joint venture company of Apollo Hospitals Group – the leading healthcare provider of Asia and
Munich Re – the leading global reinsurance company from Germany, with a decade of experience in
crafting innovative and customer friendly insurance solutions for health, personal accident and travel.
Through a widespread network of provides at 4500+ hospitals across the length and breadth of the
country, we have been delivering hassle-free cashless services to unburden and uncomplicate the
healthcare experience of our customers and make them health confident. With a blend of dedicated
team of experts and state-of-the-art technology, we are always prepared to delight our customers.
HOW TO BUY
a. Fill the application form stating your personal information and health profile. Ensure
that the information given in the form is complete and accurate.
b. Handover the application form and the premium amount in your preferred mode of payment
along with necessary documents to the company representative.
c. Pre policy check will be organized at a network center near you on cashless basis. In case
your proposal is declined, the cost of pre policy check will be deducted from the refundable premium.
d. Based on the details, we may accept or revise our offer to give you an optimal plan as per your profile.
This will be done with your consent. In case we do not accept your policy we will inform you with
a proper reason. In case of acceptance, the final policy document and kit will be sent to you.
1800-103-0555 www.apollomunichinsurance.com
Apollo Munich Health Insurance Co. Ltd.
2nd & 3rd Floor, iLABS Centre, Plot No. 404-405, Udyog Vihar, Phase-III,
Gurgaon-122016, Haryana.
Corp. Off. 1st Floor, SCF-19, Sector-14, Gurgaon-122001, Haryana.
Reg. Off. Apollo Hospitals Complex, 8-2-293/82/J III/DH/900, Jubilee Hills,
Hyderabad, Telangana - 500033.
Toll-free: 1800 102 0333 Fax: +91-124-4584111
E-mail: customerservice@apollomunichinsurance.com
For more details on risk factors, terms and conditions,
please read the sales brochure carefully before concluding a
sale. Tax laws are subject to change.
• IRDAI Registration Number - 131
• Corporate Identity Number: U66030TG2006PLC051760
• UIN: IRDAI/HLT/AMHI/P-H/V.I/57/2016-17
• AMHI/M/C16/464
To own your Health Wallet, kindly contact: