Financing for the Millineals. You no longer have to wait to put down 20% or 30% to finance the home that you really want.

1. With our unique mortgage
options, you can own the
home you love now. Our
underwriting approach may
allow you to qualify for
more financing than
traditional lenders offer.
We offer flexible down
payments ranging from
10% to 50%, even on
jumbo loans. Think of it as
more house, less headache.
DREAM BIG.
PAY LITTLE.
Affordable down payments
10% to 50% down payment on loans up to $3 million
with no mortgage insurance. Higher loan limits considered
on an exception basis.
Buy more house
Unlike traditional lenders, SoFi has flexible debt-to-income
limits which may help you qualify for more financing.
No fees, no catch
No application, origination, or other lender fees.
Exceptionally fast financing
Typical applications close in less than 30 days.
Pre-qualify online in 2 minutes
Discover the rates and loan amounts you pre-qualify
for before you complete a full application.
No paperwork nightmares
No tax returns and no letters of explanation required
for most wage earners.
MORE HOUSE
LESS HEADACHE
FIND YOUR RATES
INSTANTLY
SoFi.com/mortgage

2. Alabama
California
Colorado
Connecticut
Delaware
Florida
Georgia
Illinois
Indiana
Maryland
Minnesota
New Hampshire
New Jersey
North Carolina
North Dakota
Pennsylvania
Rhode Island
Texas
Vermont
Virginia
Washington
Washington, D.C.
Wisconsin
Wyoming
MORTGAGES
AT A GLANCE
15-YEAR FIXED
30-YEAR FIXED
Pay off your mortgage balance sooner.
Enjoy a fixed principal and interest
payment that won’t change over time.
Start with our lowest rate.
Rate is fixed for the first seven
years, then adjusts annually.
Lock in your rate. Enjoy a fixed
principal and interest payment that
won’t change over time.
7/1 ADJUSTABLE RATE
MORTGAGE (ARM)
How we do it?
Our unique underwriting approach takes into account merit,
employment experience, and our proprietary cash flow model
among other factors, to provide innovative financial and
investment products that other lenders are unable to offer.
About SoFi
SoFi is a leader in marketplace lending, with over $3B+
in loans issued. We help ambitious professionals accelerate
their success with student loan refinancing, mortgages,
mortgage refinancing, and personal loans. SoFi members join
an exceptional community with unique benefits like career
coaching and entrepreneurship support. We offer individual
and institutional investors opportunities to invest in these
bright minds and earn compelling rates of return.
SOFI MORTGAGES ARE
NOW AVAILABLE IN:
AS FEATURED IN
Jim Benavidez
jbenavidez@sofi.org
949.525.0344
NMLS #491666, California license only
SoFi.com/mortgage
Loans valid for purchase of an owner-occupied, primary residence or second home. Terms and conditions apply.
Information accurate as of July 14, 2015. SoFi Lending Corp. is a wholly owned subsidiary of Social Finance, Inc.
NMLS # 1121636. Visit sofi.com/eligibility-criteria/#eligibility-mortgage for current licensing details.