Allied Bank Limited is one of the largest banks in Pakistan with over 800 branches. It was established in 1942 as Australasia Bank Limited, the first Muslim bank in Pakistan, under the chairmanship of Khawaja Bashir. Today, Allied Bank has capital and reserves exceeding Rs. 13 billion with deposits over Rs. 325 billion and total assets over Rs. 418 billion. The bank offers various personal and commercial banking services and products including savings and investment accounts, loans, credit cards, money transfers, and more.

3. BANKBANK
 Bank is an institution or organizationBank is an institution or organization
which accepts deposits, lend loans andwhich accepts deposits, lend loans and
offers related services.offers related services.
 Basic bank accounts, are currentBasic bank accounts, are current
accounts and longer-term savingsaccounts and longer-term savings
accounts.accounts.

4. Presentation:Presentation:
ALLIED BANK LIMITEDALLIED BANK LIMITED


Presented by :Presented by :
 Khadija RehmanKhadija Rehman
 Subhan-ud-DinSubhan-ud-Din
 Gohar RehmanGohar Rehman
GROUPGROUP
LL

5. HISTORYHISTORY
 In the early 1940s, the muslim community was beginning to
realize the need for its active participation in the fields of trade
and industry. As hindus were dominating them in industry
trade and commerce field. And a rumor was popularly and
had a wrongly believed that muslims were temperamentally
unsuited for this profession.

6.  It was particularly upsetting for Khawaja Bashir to hear that
“Muslims could not be successful bankers”. He decided to
step-up to that challenge and take the lead of establishing
the first Muslim bank by the name Australasia Bank
Limited in Punjab, which was to become Pakistan in
December 1942 and LATER ON Sarhad Bank Ltd, Lahore
Commercial Bank Ltd and Pak Bank Ltd were merged.

7. INTRODUCTIONINTRODUCTION
Allied Bank has a Registered Offices in Karachi andAllied Bank has a Registered Offices in Karachi and
Lahore. It is one of the largest banks within the country withLahore. It is one of the largest banks within the country with
over 800 branches connected to an online network. It wasover 800 branches connected to an online network. It was
the first Muslim Bank Established in Pakistan beforethe first Muslim Bank Established in Pakistan before
Partition (1942) with the name of Australasia Bank. It wasPartition (1942) with the name of Australasia Bank. It was
Named as Allied Bank of Pakistan from Australasia BankNamed as Allied Bank of Pakistan from Australasia Bank
Limited in 1974 ,Limited in 1974 ,

8. In the beggining the Australasia Bank in Lahore had aIn the beggining the Australasia Bank in Lahore had a
paid-up share capital of Rs. 0.12 million under thepaid-up share capital of Rs. 0.12 million under the
Chairmanship of Khawaja Bashir, the Bank attractedChairmanship of Khawaja Bashir, the Bank attracted
deposits equivalent to Rs. 0.431 million in its first eighteendeposits equivalent to Rs. 0.431 million in its first eighteen
months of business.months of business.
Today, Allied Bank's paid up Capital & Reserves exceedToday, Allied Bank's paid up Capital & Reserves exceed
Rs. 13 billion, deposits exceed Rs. 325 billion and totalRs. 13 billion, deposits exceed Rs. 325 billion and total
assets exceed Rs. 418 billion.assets exceed Rs. 418 billion.

9. PRODUTS OF ABLPRODUTS OF ABL
 ABC cash cardsABC cash cards
 Allied bank master cardsAllied bank master cards
 Allied bills payment facilityAllied bills payment facility
 Money TransferMoney Transfer
 PLS AccountPLS Account
 Allied Business AccountAllied Business Account

10.  Allied rising starAllied rising star
 Allied Ba’IkhtiyarAllied Ba’Ikhtiyar
 Rewarding Term DepositRewarding Term Deposit
 Rewarding Profit AccountRewarding Profit Account
 Allied Bachat SchemeAllied Bachat Scheme

11. ALLIED BANK MASTER CARDSALLIED BANK MASTER CARDS
 Worldwide Acceptance CardWorldwide Acceptance Card
 Payment ConveniencePayment Convenience
 Cash withdrawal 20,000 perCash withdrawal 20,000 per
dayday
 Allied Balance TransferAllied Balance Transfer
 Flexible PaymentFlexible Payment

12. ADVANTAGESADVANTAGES
 Don’t need to carry a lot of cashDon’t need to carry a lot of cash
 Safe and secure transactionsSafe and secure transactions
 Enable to make purchases.Enable to make purchases.

13. Money TransferMoney Transfer
 S.W.I.F.T. Transfer :S.W.I.F.T. Transfer : Electronic remittanceElectronic remittance
service of banks worldwideservice of banks worldwide
 Telegraphic Transfer:Telegraphic Transfer: Transfer service usingTransfer service using
machinemachine
 HAGIBIS Overseas Remittance ProgramHAGIBIS Overseas Remittance Program
which include:which include:
 Credit to AccountCredit to Account:: The remittance isThe remittance is
credited to a bank account in the Philippinescredited to a bank account in the Philippines
 Door-to-Door Cash DeliveryDoor-to-Door Cash Delivery:: Delivery ofDelivery of
cash to your beneficiary's doorstep in keycash to your beneficiary's doorstep in key
cities.cities.
 Door-to-Door CheQUE Delivery:Door-to-Door CheQUE Delivery: Delivery ofDelivery of
cheque payments to your beneficiary'scheque payments to your beneficiary's
doorstep in areas with Allied Bank branch.doorstep in areas with Allied Bank branch.
 PAGAR Payments:PAGAR Payments: Payment to yourPayment to your
beneficiary is done at our bank counters.beneficiary is done at our bank counters.

14. PLS AccountPLS Account
 Attractive return of up to 5.00%Attractive return of up to 5.00%
per yearper year
 Free Cash Deposit / Withdrawal /Free Cash Deposit / Withdrawal /
account to account transfer withinaccount to account transfer within
city.city.
 Free Online Transactions,Free Online Transactions,
for depositors maintaining anfor depositors maintaining an
average balance of Rs. 2.500average balance of Rs. 2.500
(Million) & above(Million) & above
 Free issuance of cheque book atFree issuance of cheque book at
the time of account opening.the time of account opening.

15. Allied Business AccountAllied Business Account
 Free Pay OrdersFree Pay Orders
 Free Demand DraftsFree Demand Drafts
 Free DepositFree Deposit
 Free WithdrawalsFree Withdrawals
 Free Funds TransferFree Funds Transfer
 Free TelephonicFree Telephonic
TransferTransfer
 Free Internet BankingFree Internet Banking
 No Cheque returnNo Cheque return
chargescharges

16. Allied Ba’IkhtiyarAllied Ba’Ikhtiyar
 A term deposit scheme whichA term deposit scheme which
gives the flexibility to choose thegives the flexibility to choose the
profit payment frequency of yourprofit payment frequency of your
term deposit. Investment can beterm deposit. Investment can be
made with the minimum of PKRmade with the minimum of PKR
25,000 .25,000 .
 Account Type: Term DepositAccount Type: Term Deposit
 Term Period: 12 monthsTerm Period: 12 months
 Investment: Rs.25,000 & aboveInvestment: Rs.25,000 & above
 Profit:Profit:
Advance/Monthly/Quarterly/HalfAdvance/Monthly/Quarterly/Half
Yearly/YearlyYearly/Yearly
 Eligibility: Individuals & InstitutionsEligibility: Individuals & Institutions

17. RATE OF PROFITRATE OF PROFIT
ProfitProfit
PaymentPayment
FrequencyFrequency
AdvanceAdvance MonthlyMonthly QuarterlyQuarterly Half YearlyHalf Yearly Maturity/Maturity/
YearlyYearly
Profit RateProfit Rate -- 10.00%10.00% 10.10%10.10% 10.20%10.20% 10.50%10.50%
Total ProfitTotal Profit
AmountAmount
Rs.9,500Rs.9,500 Rs.833Rs.833 Rs.2,525Rs.2,525 Rs.5,100Rs.5,100 Rs.10,500Rs.10,500

18. Rewarding Term DepositRewarding Term Deposit
 A term deposit scheme whichA term deposit scheme which
gives a high rate of return andgives a high rate of return and
the flexibility of variousthe flexibility of various
tenure. Investment can betenure. Investment can be
made with the minimum ofmade with the minimum of
PKR 25,000 only.PKR 25,000 only.
 Account Type: Term DepositAccount Type: Term Deposit
 Term Period: 1-6 monthsTerm Period: 1-6 months
 Investment: Rs. 25,000 &Investment: Rs. 25,000 &
aboveabove
 Profit: Payable on maturityProfit: Payable on maturity
 Eligibility: Individuals &Eligibility: Individuals &
InstitutionsInstitutions

19. DEPOSIT AMOUNTDEPOSIT AMOUNT
11
MonthMonth
33
MonthsMonths
66
MonthsMonths
Rs.25,000 to less thanRs.25,000 to less than
Rs.10 millionRs.10 million
8.50%p.a8.50%p.a 9.25%p.a9.25%p.a 9.25%p.a9.25%p.a
Rs.10 million to lessRs.10 million to less
than Rs.100 millionthan Rs.100 million
9.00%p.a9.00%p.a 10.00%p.a10.00%p.a 10.00%p.a10.00%p.a
Rs.100 million & AboveRs.100 million & Above 9.50%p.a9.50%p.a 10.50%p.a10.50%p.a 10.50%p.a10.50%p.a
RATE OF PROFITRATE OF PROFIT

20. Rewarding Profit AccountRewarding Profit Account
Rewarding Profit Account isRewarding Profit Account is
introduced for theintroduced for the
customers who havecustomers who have
liquidity and can manage toliquidity and can manage to
maintain sizeable monthlymaintain sizeable monthly
average balance and earnaverage balance and earn
greater profit on it.greater profit on it.
 Account type: ChequingAccount type: Chequing
 Profit: Payable on monthlyProfit: Payable on monthly
basisbasis
 Eligibility: Individuals, andEligibility: Individuals, and
institutionsinstitutions

21. RATE OF PROFITRATE OF PROFIT
Rewarding Profit AccountRewarding Profit Account
Rs.10 million to less than Rs. 50 millionRs.10 million to less than Rs. 50 million 7.00%7.00%
Rs.50 million to less than Rs. 100 millionRs.50 million to less than Rs. 100 million 8.00%8.00%
Rs.100 million to less than Rs. 250 millionRs.100 million to less than Rs. 250 million 8.50%8.50%
Rs.250 million and aboveRs.250 million and above 9.50%9.50%

22. Allied Bachat SchemeAllied Bachat Scheme
 Allied Bachat Scheme is a PLS TermAllied Bachat Scheme is a PLS Term
Deposit Scheme based depositDeposit Scheme based deposit
scheme whereby you can double yourscheme whereby you can double your
investment in just 7.5 yearsinvestment in just 7.5 years
 Maturity Period:Maturity Period: 7.5 years7.5 years
 Minimum Deposit:Minimum Deposit: Rs. 50,000/- withRs. 50,000/- with
multiples of Rs. 10,000/multiples of Rs. 10,000/
 Expected rate of Profit:Expected rate of Profit:The depositThe deposit
amount will be doubled in 7.5 yearsamount will be doubled in 7.5 years

23. ABC CASH CARDABC CASH CARD
 Maximum/total loadable amount of the card is 100,000 per month.
 ABC Cash Card can be used for:
 • Purchasing goods and services via Point-for-Sale (POS)
 • Loan releases / payments
 • ATM transactions
 • Student allowance
 • Bills Payment
 • Fund Transfer
 • Gift
 • Plus many more!!!