This document summarizes key points about negotiating event contracts. It discusses common pitfalls to avoid in hotel contracts, such as attrition fees and damage calculations. It also covers convention center agreements, ensuring flexibility for labor disputes. Other meeting contracts like exhibitor and speaker agreements require attention to cancellation terms, ownership of materials, and intellectual property use. The overall advice is to thoroughly read all documents, understand negotiable provisions, and be willing to consider alternatives.
This document from the Mortgage Bankers Association discusses the high costs that lenders and investors face due to foreclosures. It finds that foreclosure is a lengthy and expensive process that usually results in significant losses for lenders of over $50,000 per foreclosed home. The costs include lost principal and interest, carrying costs of the property like taxes and insurance, legal and administrative fees, and the losses upon selling the repossessed property as a real estate owned (REO) property. While mortgage insurance can help recover some costs, it does not cover all costs such as repairs, commissions, and losses upon selling the REO property.
This document provides information about commercial real estate financing from Finance Agents. It outlines the benefits of their financing such as funding amounts up to $5 million, interest-only options, no personal credit requirements, and stated income being acceptable. It also details the documentation required, underwriting criteria, funding process, restrictions, costs and commissions. The summary provides a high-level overview of the key points covered in the document in 3 sentences or less.
This document provides information about short sales and the services provided by Kayser & Associates, LLC Law Firm and Short Sale Center, LLC. A short sale allows a homeowner facing foreclosure to sell their home for less than the amount owed on the mortgage in order to avoid foreclosure. This protects the homeowner's credit more than a foreclosure would. The law firm and short sale center collaborate to negotiate with lenders on behalf of homeowners and real estate agents to get short sales approved. Their fees are typically paid by the lender as part of the short sale closing costs. They provide expertise in navigating the short sale process which can otherwise be lengthy and complex for homeowners and agents.
Loan Workout 101 for Financial InstitutionsLibby Bierman
Ancin Cooley, founder and principal of Synergy Bank Consulting and Synergy Credit Union Consulting, will present on managing non-performing loans. Synergy provides risk management services to financial institutions. Cooley has over 10 years of experience, including as a regulatory examiner at the OCC. The presentation will cover warning signs of troubled loans, establishing transfer criteria to non-performing classifications, addressing documentation errors, using dunning letters, types of loan guarantees, analyzing and separating non-performing loans into groups, and assessing business problems and cash flow. The presentation is intended to help financial institutions better manage troubled and non-performing loans.
Federally mandated HECM Counseling is a valuable tool in helping prospective reverse mortgage clients understand the complex nature of reverse mortgage loans and to assure that particular loan they are considering is the best possible solution for their specific financial, health and living situation
Trinan specializes in commercial loan workouts and debt restructuring. They negotiate modifications to loan terms like interest rates, payment amounts, and maturity dates. Trinan has experience with many types of commercial loans. Their team of executives with banking experience lead each negotiation. Through industry relationships, they have a high success rate in resolving workouts.
Ceo, Director and Officer Liabilities and the Risks of Being SuedKaufman & Canoles
This document discusses various types of liabilities and risks that CEOs, directors, and officers of organizations may face. It covers their basic roles and responsibilities, including standards of conduct around good faith, reasonable belief, and acting in the best interests of the organization. It also discusses defenses like the business judgment rule. The document notes increasing risks from regulations, litigation, cyber threats, and other influences. It provides examples of management liability insurance options and coverage types that can help protect personal assets from lawsuits.
This document from the Mortgage Bankers Association discusses the high costs that lenders and investors face due to foreclosures. It finds that foreclosure is a lengthy and expensive process that usually results in significant losses for lenders of over $50,000 per foreclosed home. The costs include lost principal and interest, carrying costs of the property like taxes and insurance, legal and administrative fees, and the losses upon selling the repossessed property as a real estate owned (REO) property. While mortgage insurance can help recover some costs, it does not cover all costs such as repairs, commissions, and losses upon selling the REO property.
This document provides information about commercial real estate financing from Finance Agents. It outlines the benefits of their financing such as funding amounts up to $5 million, interest-only options, no personal credit requirements, and stated income being acceptable. It also details the documentation required, underwriting criteria, funding process, restrictions, costs and commissions. The summary provides a high-level overview of the key points covered in the document in 3 sentences or less.
This document provides information about short sales and the services provided by Kayser & Associates, LLC Law Firm and Short Sale Center, LLC. A short sale allows a homeowner facing foreclosure to sell their home for less than the amount owed on the mortgage in order to avoid foreclosure. This protects the homeowner's credit more than a foreclosure would. The law firm and short sale center collaborate to negotiate with lenders on behalf of homeowners and real estate agents to get short sales approved. Their fees are typically paid by the lender as part of the short sale closing costs. They provide expertise in navigating the short sale process which can otherwise be lengthy and complex for homeowners and agents.
Loan Workout 101 for Financial InstitutionsLibby Bierman
Ancin Cooley, founder and principal of Synergy Bank Consulting and Synergy Credit Union Consulting, will present on managing non-performing loans. Synergy provides risk management services to financial institutions. Cooley has over 10 years of experience, including as a regulatory examiner at the OCC. The presentation will cover warning signs of troubled loans, establishing transfer criteria to non-performing classifications, addressing documentation errors, using dunning letters, types of loan guarantees, analyzing and separating non-performing loans into groups, and assessing business problems and cash flow. The presentation is intended to help financial institutions better manage troubled and non-performing loans.
Federally mandated HECM Counseling is a valuable tool in helping prospective reverse mortgage clients understand the complex nature of reverse mortgage loans and to assure that particular loan they are considering is the best possible solution for their specific financial, health and living situation
Trinan specializes in commercial loan workouts and debt restructuring. They negotiate modifications to loan terms like interest rates, payment amounts, and maturity dates. Trinan has experience with many types of commercial loans. Their team of executives with banking experience lead each negotiation. Through industry relationships, they have a high success rate in resolving workouts.
Ceo, Director and Officer Liabilities and the Risks of Being SuedKaufman & Canoles
This document discusses various types of liabilities and risks that CEOs, directors, and officers of organizations may face. It covers their basic roles and responsibilities, including standards of conduct around good faith, reasonable belief, and acting in the best interests of the organization. It also discusses defenses like the business judgment rule. The document notes increasing risks from regulations, litigation, cyber threats, and other influences. It provides examples of management liability insurance options and coverage types that can help protect personal assets from lawsuits.
Contractual Risk Transfer in Construction ContractsGary L. Henry
This document discusses contractual risk transfer in construction contracts. It defines contractual risk transfer as shifting responsibility from one party to another through contract terms. It discusses different risk transfer techniques including indemnification agreements, additional insured status, waivers of subrogation, and builder's risk insurance. It provides perspectives on risk transfer from different project stakeholders and considerations for drafting effective contractual risk transfer provisions.
The purpose of this presentation is to show, Realtors and Investors, why working with us on your short sale properties is extremely beneficial. We are a preferred investor with the majority of lenders and have direct contacts to expidite the process.
The document discusses structured subprime RMBS portfolios and basis risk between different structures. It defines basis risk as imperfect correlation between hedging investments that can create excess gains or losses. Basis risk in subprime RMBS arises from differences in underlying assets, structures, liquidity, and cash flow timing. Recently, standardized ABX.HE index tranches were introduced to provide liquidity, transparency and benchmarking for hedging, relative value trades, and leveraged positions in subprime RMBS.
Focus on Fair Lending... Tips to Avoid the TrapsE Andrew Keeney
This document provides an overview and summary of fair lending laws and best practices for avoiding fair lending violations. It discusses key laws like the Equal Credit Opportunity Act and penalties agencies like the CFPB and DOJ have issued for violations. The document also summarizes fair lending examination focus areas and provides tips for credit unions to implement like developing fair lending policies and monitoring for disparities in lending practices.
COVID 19 Crisis Management for Hotel Owners | April 2020Brian Mahany
Many hotels are empty right now and many were financed by commercial mortgage-backed securities. Unlike traditional lenders who often are willing to work with struggling borrowers, CMBS trusts have no employees or even an office. Getting relief is much more challenging but possible. In this webinar, Brian Mahany and Christopher Katers discuss the current crisis and how to protect your investment and equity.
The operational & liquidity implications of CCPsJohn Wilson
This document discusses the operational and liquidity impacts of central clearing counterparties (CCPs) on banks and other financial institutions. It notes that CCPs will require large amounts of high-quality collateral from participants to back trades, posing liquidity challenges. Variation margin requirements being cash-only could also force asset sales during stressed markets. While banks may benefit from netting, buy-side firms face larger costs due to one-sided exposures. The document examines issues around trade processing, collateral management, and the different regulatory approaches between the US and EU. It emphasizes the need for participants to assess liquidity requirements under stress and diversify sources of funding.
This document provides an overview of common mistakes that lenders make regarding insurance. It discusses the importance of understanding insurance contracts and coverage details. Key points include: defining covered losses and determining how insurance proceeds will be used; ensuring sufficient coverage amounts and resolving valuation issues; avoiding assumptions that insurance proceeds substitute for lost collateral; and properly structuring additional insured endorsements and bonds. The document emphasizes the need for lenders to thoroughly read policies and endorsements to fully understand risk allocation and obligations.
The document discusses default mortgages, foreclosure, and loss mitigation options. It defines a default mortgage as failing to make timely payments on a loan. Homeowners in default have options like loan modifications, forbearance agreements, or repayment plans to avoid foreclosure. The foreclosure process involves default notice, filing, sale of the property, and eviction. Loss mitigation works with homeowners and lenders to negotiate terms to prevent foreclosure, such as loan modifications or short sales. The goal is to stabilize the financial situation and mitigate losses for both parties.
In the current economic climate, companies have been looking for partners with whom they can enter into joint ventures for a ship or a fleet of ships. There are many reasons for doing so including sharing of risk, access to capital or financing opportunities, pooling of expertise or providing opportunities to new entrants to the shipping markets. Much like a marriage, there are many issues to be discussed in the formation and operation of a joint venture and some of these issues are discussed in the attached presentation.
HomeReady™ Mortgage
Designed for creditworthy, low- to moderate-income borrowers, with expanded eligibility for financing homes in designated
low-income, minority, and disaster-impacted communities. HomeReady lets you lend with confidence while expanding
access to credit and supporting sustainable homeownership. Key features:
Simplicity and certainty for lenders
Streamlined pricing and execution
Product features designed to align with today’s buyer demographics and support sustainable homeownership
1-
This document discusses various options for homeowners facing foreclosure, including reinstatement, forbearance plans, selling or renting the property, refinancing, loan modifications, deeds-in-lieu of foreclosure, bankruptcy, and short sales. It provides details on the short sale process, noting it can take 3-12 months and requires proving financial hardship, marketing the home for sale, and getting lender approval of any purchase offer. A short sale is presented as less damaging to credit than foreclosure and allowing homeownership sooner.
How Resilient are MBS to CDO Market Disruptionsfinancedude
The document discusses the link between collateralized debt obligations (CDOs) and the primary mortgage-backed securities (MBS) market. It explains that CDOs were large purchasers of junior MBS tranches, providing funding that supported over $1 trillion in MBS issuance. If CDOs withdraw from this market, it could severely restrict funding for new home loans. The document recommends tighter regulation and disclosure to address risks and protect certain investors from high-risk mortgage products and securities.
This document discusses risk management strategies for financial institutions. It examines how they manage credit risk from loans and interest rate risk from changes in market rates. For credit risk, the key strategies are screening borrowers, monitoring loans, using collateral, and credit rationing. For interest rate risk, tools like income gap analysis and duration gap analysis are used to measure risks and immunize the balance sheet from changes in rates. The chapter provides examples of calculating duration and gaps to illustrate how financial managers can assess and address risks.
Air date: Sept. 25, 2018
Recording at http://www.mhmcpa.com
Lease accounting underwent a major revision with the issuance of the Financial Accounting Standards Board’s Accounting Standards Update 2016-02, Leases (Topic 842). The update made adjustments to lessee and lessor accounting. This course will discuss the changes and the challenges in implementation as well as the frequently asked questions of professionals concerning the changes.
The document discusses different options available to distressed debtors including bankruptcies, out-of-court workouts and liquidations, and assignments for the benefit of creditors. It provides details on the advantages and disadvantages of each option from the perspectives of both debtors and creditors. Key factors in determining the best option include the debtor's situation, ability to repay debts, and maintaining business relationships.
"Cross-Border Transactions from a US Perspective” was presented by Martijn Steger on September 12, 2008, to Deutscher Handels-und Gesellschaftsrechtstag in Berlin Germany.
Martijn discussed the attorney/client relationship, due diligence, break-up fees and selected German law provisions that U.S. clients have trouble understanding or accepting.
The document provides an overview of key considerations for contract management in project work. It discusses important terms and conditions including warranty, limitation of liability, indemnity, force majeure, liquidated damages, and acceptance. Warranty guarantees the product or service is free from defects. Limitation of liability caps financial exposure. Indemnity allocates responsibility for third party claims. Force majeure excuses delays from circumstances outside a party's control. Liquidated damages specify payments for failures to perform. Acceptance defines the time frame to accept work. The document emphasizes thoroughly reviewing contracts and understanding all terms before signing.
The document provides guidance on negotiating oil and gas agreements, including best practices for requests for proposals (RFPs) and contract negotiations. It discusses key elements to consider in an RFP, such as scope of work, commercial terms, and general terms and conditions. It also identifies important clauses to pay attention to like changes, dispute resolution, payment terms, liability, and insurance. The document advises being careful to not take exceptions to an RFP and to negotiate strategically by emphasizing cooperation, keeping communication respectful and businesslike, and remaining calm.
REAL ESTATE LAW DUMBED DOWN 2022 - Representing the Commercial TenantFinancial Poise
A commercial tenant views a lease negotiation quite differently than does the landlord. As most leases tend to be drafted by the landlord, a tenant must begin an uphill battle to gain as many concessions as possible. This is an arduous task made easier by a full understanding of what are the most important issues for a tenant in a commercial lease transaction.
How does the financial profile of the tenant enter into the picture? Where can a tenant get hurt the most by hidden costs or unforeseen expenses? Why is “leverage” the most important concept to consider in this process? This webinar will help one understand how the tenant, generally the underdog in lease transactions, can turn the tables and become the most powerful player in the leasing game.
Part of the webinar series: REAL ESTATE LAW DUMBED DOWN 2022
See more at https://www.financialpoise.com/webinars/
This document discusses various sources and methods of short-term financing for companies. It describes spontaneous financing sources like trade credits and accruals that arise from normal business operations without additional negotiation. Trade credits can come from open account arrangements, notes payables, or trade acceptances between suppliers and buyers. The document also examines negotiated financing options like commercial paper, bank loans, asset-backed loans, and factoring of accounts receivable. It analyzes factors for companies to consider like costs, availability, timing, flexibility and encumbrance of assets when determining the best mix of short-term financing sources.
Contractual Risk Transfer in Construction ContractsGary L. Henry
This document discusses contractual risk transfer in construction contracts. It defines contractual risk transfer as shifting responsibility from one party to another through contract terms. It discusses different risk transfer techniques including indemnification agreements, additional insured status, waivers of subrogation, and builder's risk insurance. It provides perspectives on risk transfer from different project stakeholders and considerations for drafting effective contractual risk transfer provisions.
The purpose of this presentation is to show, Realtors and Investors, why working with us on your short sale properties is extremely beneficial. We are a preferred investor with the majority of lenders and have direct contacts to expidite the process.
The document discusses structured subprime RMBS portfolios and basis risk between different structures. It defines basis risk as imperfect correlation between hedging investments that can create excess gains or losses. Basis risk in subprime RMBS arises from differences in underlying assets, structures, liquidity, and cash flow timing. Recently, standardized ABX.HE index tranches were introduced to provide liquidity, transparency and benchmarking for hedging, relative value trades, and leveraged positions in subprime RMBS.
Focus on Fair Lending... Tips to Avoid the TrapsE Andrew Keeney
This document provides an overview and summary of fair lending laws and best practices for avoiding fair lending violations. It discusses key laws like the Equal Credit Opportunity Act and penalties agencies like the CFPB and DOJ have issued for violations. The document also summarizes fair lending examination focus areas and provides tips for credit unions to implement like developing fair lending policies and monitoring for disparities in lending practices.
COVID 19 Crisis Management for Hotel Owners | April 2020Brian Mahany
Many hotels are empty right now and many were financed by commercial mortgage-backed securities. Unlike traditional lenders who often are willing to work with struggling borrowers, CMBS trusts have no employees or even an office. Getting relief is much more challenging but possible. In this webinar, Brian Mahany and Christopher Katers discuss the current crisis and how to protect your investment and equity.
The operational & liquidity implications of CCPsJohn Wilson
This document discusses the operational and liquidity impacts of central clearing counterparties (CCPs) on banks and other financial institutions. It notes that CCPs will require large amounts of high-quality collateral from participants to back trades, posing liquidity challenges. Variation margin requirements being cash-only could also force asset sales during stressed markets. While banks may benefit from netting, buy-side firms face larger costs due to one-sided exposures. The document examines issues around trade processing, collateral management, and the different regulatory approaches between the US and EU. It emphasizes the need for participants to assess liquidity requirements under stress and diversify sources of funding.
This document provides an overview of common mistakes that lenders make regarding insurance. It discusses the importance of understanding insurance contracts and coverage details. Key points include: defining covered losses and determining how insurance proceeds will be used; ensuring sufficient coverage amounts and resolving valuation issues; avoiding assumptions that insurance proceeds substitute for lost collateral; and properly structuring additional insured endorsements and bonds. The document emphasizes the need for lenders to thoroughly read policies and endorsements to fully understand risk allocation and obligations.
The document discusses default mortgages, foreclosure, and loss mitigation options. It defines a default mortgage as failing to make timely payments on a loan. Homeowners in default have options like loan modifications, forbearance agreements, or repayment plans to avoid foreclosure. The foreclosure process involves default notice, filing, sale of the property, and eviction. Loss mitigation works with homeowners and lenders to negotiate terms to prevent foreclosure, such as loan modifications or short sales. The goal is to stabilize the financial situation and mitigate losses for both parties.
In the current economic climate, companies have been looking for partners with whom they can enter into joint ventures for a ship or a fleet of ships. There are many reasons for doing so including sharing of risk, access to capital or financing opportunities, pooling of expertise or providing opportunities to new entrants to the shipping markets. Much like a marriage, there are many issues to be discussed in the formation and operation of a joint venture and some of these issues are discussed in the attached presentation.
HomeReady™ Mortgage
Designed for creditworthy, low- to moderate-income borrowers, with expanded eligibility for financing homes in designated
low-income, minority, and disaster-impacted communities. HomeReady lets you lend with confidence while expanding
access to credit and supporting sustainable homeownership. Key features:
Simplicity and certainty for lenders
Streamlined pricing and execution
Product features designed to align with today’s buyer demographics and support sustainable homeownership
1-
This document discusses various options for homeowners facing foreclosure, including reinstatement, forbearance plans, selling or renting the property, refinancing, loan modifications, deeds-in-lieu of foreclosure, bankruptcy, and short sales. It provides details on the short sale process, noting it can take 3-12 months and requires proving financial hardship, marketing the home for sale, and getting lender approval of any purchase offer. A short sale is presented as less damaging to credit than foreclosure and allowing homeownership sooner.
How Resilient are MBS to CDO Market Disruptionsfinancedude
The document discusses the link between collateralized debt obligations (CDOs) and the primary mortgage-backed securities (MBS) market. It explains that CDOs were large purchasers of junior MBS tranches, providing funding that supported over $1 trillion in MBS issuance. If CDOs withdraw from this market, it could severely restrict funding for new home loans. The document recommends tighter regulation and disclosure to address risks and protect certain investors from high-risk mortgage products and securities.
This document discusses risk management strategies for financial institutions. It examines how they manage credit risk from loans and interest rate risk from changes in market rates. For credit risk, the key strategies are screening borrowers, monitoring loans, using collateral, and credit rationing. For interest rate risk, tools like income gap analysis and duration gap analysis are used to measure risks and immunize the balance sheet from changes in rates. The chapter provides examples of calculating duration and gaps to illustrate how financial managers can assess and address risks.
Air date: Sept. 25, 2018
Recording at http://www.mhmcpa.com
Lease accounting underwent a major revision with the issuance of the Financial Accounting Standards Board’s Accounting Standards Update 2016-02, Leases (Topic 842). The update made adjustments to lessee and lessor accounting. This course will discuss the changes and the challenges in implementation as well as the frequently asked questions of professionals concerning the changes.
The document discusses different options available to distressed debtors including bankruptcies, out-of-court workouts and liquidations, and assignments for the benefit of creditors. It provides details on the advantages and disadvantages of each option from the perspectives of both debtors and creditors. Key factors in determining the best option include the debtor's situation, ability to repay debts, and maintaining business relationships.
"Cross-Border Transactions from a US Perspective” was presented by Martijn Steger on September 12, 2008, to Deutscher Handels-und Gesellschaftsrechtstag in Berlin Germany.
Martijn discussed the attorney/client relationship, due diligence, break-up fees and selected German law provisions that U.S. clients have trouble understanding or accepting.
The document provides an overview of key considerations for contract management in project work. It discusses important terms and conditions including warranty, limitation of liability, indemnity, force majeure, liquidated damages, and acceptance. Warranty guarantees the product or service is free from defects. Limitation of liability caps financial exposure. Indemnity allocates responsibility for third party claims. Force majeure excuses delays from circumstances outside a party's control. Liquidated damages specify payments for failures to perform. Acceptance defines the time frame to accept work. The document emphasizes thoroughly reviewing contracts and understanding all terms before signing.
The document provides guidance on negotiating oil and gas agreements, including best practices for requests for proposals (RFPs) and contract negotiations. It discusses key elements to consider in an RFP, such as scope of work, commercial terms, and general terms and conditions. It also identifies important clauses to pay attention to like changes, dispute resolution, payment terms, liability, and insurance. The document advises being careful to not take exceptions to an RFP and to negotiate strategically by emphasizing cooperation, keeping communication respectful and businesslike, and remaining calm.
REAL ESTATE LAW DUMBED DOWN 2022 - Representing the Commercial TenantFinancial Poise
A commercial tenant views a lease negotiation quite differently than does the landlord. As most leases tend to be drafted by the landlord, a tenant must begin an uphill battle to gain as many concessions as possible. This is an arduous task made easier by a full understanding of what are the most important issues for a tenant in a commercial lease transaction.
How does the financial profile of the tenant enter into the picture? Where can a tenant get hurt the most by hidden costs or unforeseen expenses? Why is “leverage” the most important concept to consider in this process? This webinar will help one understand how the tenant, generally the underdog in lease transactions, can turn the tables and become the most powerful player in the leasing game.
Part of the webinar series: REAL ESTATE LAW DUMBED DOWN 2022
See more at https://www.financialpoise.com/webinars/
This document discusses various sources and methods of short-term financing for companies. It describes spontaneous financing sources like trade credits and accruals that arise from normal business operations without additional negotiation. Trade credits can come from open account arrangements, notes payables, or trade acceptances between suppliers and buyers. The document also examines negotiated financing options like commercial paper, bank loans, asset-backed loans, and factoring of accounts receivable. It analyzes factors for companies to consider like costs, availability, timing, flexibility and encumbrance of assets when determining the best mix of short-term financing sources.
The document summarizes key topics from the Eversheds TMT Conference 2013, including contracting issues, open source software, and penalties. It discusses increasing use of cooperation agreements between vendors and defines best and reasonable endeavors clauses. It also addresses indemnities, noting they should only be used if appropriate, and open source software, emphasizing the need to clearly define obligations. The document cautions that penalty clauses must still reasonably estimate losses to be enforceable. It concludes by outlining considerations for "Bring Your Own Device" strategies regarding infrastructure, data protection, and conclusions.
Credit insurance common misconceptions and can it be a useful tool finalIgor Zax (Zaks)
Igor Zax, Managing Director of Tenzor Ltd. presented 4-th of November 2014 a webcast “Credit Insurance: Common Misconceptions, and Can it Be a Useful Tool”, hosted by Commercial Finance Association (CFA), the international trade association dedicated to the asset-based lending and factoring industries.
The webcast was attended by major banks, asset based lenders, export credit agencies, insurance brokers and credit insurers
The document discusses various types of term loans and lease financing. It defines term loans as debt that is scheduled to be repaid in more than one year but generally less than ten years. Term loans typically involve regular payments of both interest and principal. The document also discusses the costs and benefits of term loans versus lease financing. It provides examples of different types of leases and factors to consider when deciding whether to lease or purchase equipment.
The document describes various types of term loans and lease financing. It discusses term loans, provisions of loan agreements, sources and types of equipment financing, and different types of lease financing including operating leases and financial leases. It also provides an example comparing the present value of cash outflows for a company deciding between leasing or purchasing a new machine.
Paying for Litigation- Hourly, Contingency, Third Party Financing & More (Ser...Financial Poise
This webinar discusses various fee arrangements attorneys can use to pay for litigation services, including hourly fees, contingent fees, limited scope engagements, fixed fees, hybrid agreements, and third party litigation financing. It explores the benefits and drawbacks of each method from the perspective of both attorneys and clients. The webinar is part of a series aimed at educating new litigators on fundamental aspects of civil litigation.
The document provides an overview and summary of key legal issues relating to cross-border financing projects in 2017. It discusses updates to Thai law on mortgages, guarantees, business collateral, bankruptcy, and presentations on major legal issues in negotiating cross-border financing contracts regarding governing laws, taxes, and managing disputes. Recommendations are made for effectively structuring deals and resolving disputes involving multiple jurisdictions.
Leasing Express Inc. provides lease and finance solutions to help businesses acquire 30% of their assets through leasing. Leasing allows businesses to optimize cash flow, take advantage of tax benefits, and avoid equipment obsolescence. Leasing Express offers flexible financing programs with options like no down payment, deferred payment schedules, and end of lease purchase options to meet various business needs.
The document discusses term loans, leases, and equipment financing. It provides details on:
- Types of term loans such as revolving credit agreements and medium-term notes.
- Provisions and costs associated with term loan agreements.
- Sources and types of equipment financing such as chattel mortgages and conditional sales contracts.
- Key aspects of lease financing including issues, types of leases, and accounting treatment.
- A example comparing the present value of cash outflows for leasing versus purchasing equipment.
This document provides an overview of short-term financing sources and calculations. It discusses spontaneous financing sources like accounts payable and accrued expenses. It also covers negotiated short-term financing options such as commercial paper, bankers' acceptances, unsecured loans, lines of credit, and transaction loans. The document includes examples of calculating costs associated with trade credit, short-term borrowing rates, compensating balances, and commitment fees.
A common problem facing startup founders is how to adequately fund their businesses from inception through profitability.
Many rely on equity raises to climb up the J-curve, but the dilution that results is often a hefty price to pay. Fortunately, that isn’t the only option.
Venture debt is a potentially attractive alternative that founders tend to under-utilize. Whether you’re looking for a source of growth capital with minimal dilution, a way to extend your runway between equity financings, or both, venture debt is an important component of the capital structure for many venture-backed startups.
What’s best is that you don’t need to be an expert in debt financing to make venture debt work for your business. What you do need to understand, however, is how and when to access the venture debt markets.
Read more here: https://openviewpartners.com/blog
This document provides an overview of critical terms that should be addressed in sales agreements between startups acting as suppliers and their customers. It discusses key issues like payment terms, exclusivity clauses, liability caps, data privacy requirements, and assignability that can impact a startup's cash flow, costs, revenue recognition, and valuation. The document emphasizes that startups should aim to negotiate terms that are favorable to their business like net 30 payment schedules and limiting customer rights around exclusivity, liquidated damages, and assignment without consent.
This is the presentation deck from Real Estate Investing 101: Financing, PeerRealty's fourth in a series of on-demand educational videos. In this series, PeerRealty Head of Investments Jeff Rothbart takes viewers through the fundamentals of real estate investing, and discusses some of the key metrics that real estate investors should consider. This Financing course analyzes the different types of debt instruments that investors can expect to find in real estate deals. It also discusses common loan agreement provisions, and explains how they can affect your real estate investment.
You can view this webinar at http://resources.peerrealty.com/real-estate-investing-101-financing
The document discusses various topics related to business borrowing and leasing, including different types of bonds, bond terminology, lease types and accounting, tax treatment of leases, and reasons for leasing versus buying. It provides information on domestic and foreign bonds, convertible bonds, bond covenants, and bond innovations. Key lease concepts covered include the distinction between lessees and lessors, operating versus capital/financial leases, and incremental cash flows from leasing. Reasons for leasing include potential tax benefits and avoiding restrictive covenants, while dubious reasons include balance sheet manipulation.
This document discusses commercial lease audits, which involve systematically examining lease documents to check compliance with terms and measure space usage. Lease audits are important because real estate costs are major operating expenses, and landlords may overcharge tenants who lack expertise to review complex lease agreements. Audits ensure charges are accurate and identify common errors like miscalculated expenses or duplication of fees. The audit process involves verifying lease details, permitted space usage, expense charges, additional fees, and inspecting the premises. Tips for effective audits include considering economic impacts, knowing market prices, and mitigating risks by choosing a cost-effective audit provider.
Identifying & Managing Risk In Supply Chain AgreementsQuarles & Brady
This program covered three of the most heavily negotiated provisions in supply chain agreements - warranty, indemnification, and limitation of liability. These provisions are the primary provisions used to allocate risks between the contracting parties. We briefly discussed the purpose of each provision, identified the risks that negotiators should be aware of, and discussed strategies for understanding and managing the risks.
Similar to Agreeing to convene lisa hix - september 2013 aenc (20)
The 10 Most Influential Leaders Guiding Corporate Evolution, 2024.pdfthesiliconleaders
In the recent edition, The 10 Most Influential Leaders Guiding Corporate Evolution, 2024, The Silicon Leaders magazine gladly features Dejan Štancer, President of the Global Chamber of Business Leaders (GCBL), along with other leaders.
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IMPACT Silver is a pure silver zinc producer with over $260 million in revenue since 2008 and a large 100% owned 210km Mexico land package - 2024 catalysts includes new 14% grade zinc Plomosas mine and 20,000m of fully funded exploration drilling.
At Techbox Square, in Singapore, we're not just creative web designers and developers, we're the driving force behind your brand identity. Contact us today.
buy old yahoo accounts buy yahoo accountsSusan Laney
As a business owner, I understand the importance of having a strong online presence and leveraging various digital platforms to reach and engage with your target audience. One often overlooked yet highly valuable asset in this regard is the humble Yahoo account. While many may perceive Yahoo as a relic of the past, the truth is that these accounts still hold immense potential for businesses of all sizes.
Part 2 Deep Dive: Navigating the 2024 Slowdownjeffkluth1
Introduction
The global retail industry has weathered numerous storms, with the financial crisis of 2008 serving as a poignant reminder of the sector's resilience and adaptability. However, as we navigate the complex landscape of 2024, retailers face a unique set of challenges that demand innovative strategies and a fundamental shift in mindset. This white paper contrasts the impact of the 2008 recession on the retail sector with the current headwinds retailers are grappling with, while offering a comprehensive roadmap for success in this new paradigm.
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s DholeraAvirahi City Dholera
The Tata Group, a titan of Indian industry, is making waves with its advanced talks with Taiwanese chipmakers Powerchip Semiconductor Manufacturing Corporation (PSMC) and UMC Group. The goal? Establishing a cutting-edge semiconductor fabrication unit (fab) in Dholera, Gujarat. This isn’t just any project; it’s a potential game changer for India’s chipmaking aspirations and a boon for investors seeking promising residential projects in dholera sir.
Visit : https://www.avirahi.com/blog/tata-group-dials-taiwan-for-its-chipmaking-ambition-in-gujarats-dholera/
The Evolution and Impact of OTT Platforms: A Deep Dive into the Future of Ent...ABHILASH DUTTA
This presentation provides a thorough examination of Over-the-Top (OTT) platforms, focusing on their development and substantial influence on the entertainment industry, with a particular emphasis on the Indian market.We begin with an introduction to OTT platforms, defining them as streaming services that deliver content directly over the internet, bypassing traditional broadcast channels. These platforms offer a variety of content, including movies, TV shows, and original productions, allowing users to access content on-demand across multiple devices.The historical context covers the early days of streaming, starting with Netflix's inception in 1997 as a DVD rental service and its transition to streaming in 2007. The presentation also highlights India's television journey, from the launch of Doordarshan in 1959 to the introduction of Direct-to-Home (DTH) satellite television in 2000, which expanded viewing choices and set the stage for the rise of OTT platforms like Big Flix, Ditto TV, Sony LIV, Hotstar, and Netflix. The business models of OTT platforms are explored in detail. Subscription Video on Demand (SVOD) models, exemplified by Netflix and Amazon Prime Video, offer unlimited content access for a monthly fee. Transactional Video on Demand (TVOD) models, like iTunes and Sky Box Office, allow users to pay for individual pieces of content. Advertising-Based Video on Demand (AVOD) models, such as YouTube and Facebook Watch, provide free content supported by advertisements. Hybrid models combine elements of SVOD and AVOD, offering flexibility to cater to diverse audience preferences.
Content acquisition strategies are also discussed, highlighting the dual approach of purchasing broadcasting rights for existing films and TV shows and investing in original content production. This section underscores the importance of a robust content library in attracting and retaining subscribers.The presentation addresses the challenges faced by OTT platforms, including the unpredictability of content acquisition and audience preferences. It emphasizes the difficulty of balancing content investment with returns in a competitive market, the high costs associated with marketing, and the need for continuous innovation and adaptation to stay relevant.
The impact of OTT platforms on the Bollywood film industry is significant. The competition for viewers has led to a decrease in cinema ticket sales, affecting the revenue of Bollywood films that traditionally rely on theatrical releases. Additionally, OTT platforms now pay less for film rights due to the uncertain success of films in cinemas.
Looking ahead, the future of OTT in India appears promising. The market is expected to grow by 20% annually, reaching a value of ₹1200 billion by the end of the decade. The increasing availability of affordable smartphones and internet access will drive this growth, making OTT platforms a primary source of entertainment for many viewers.
Best practices for project execution and deliveryCLIVE MINCHIN
A select set of project management best practices to keep your project on-track, on-cost and aligned to scope. Many firms have don't have the necessary skills, diligence, methods and oversight of their projects; this leads to slippage, higher costs and longer timeframes. Often firms have a history of projects that simply failed to move the needle. These best practices will help your firm avoid these pitfalls but they require fortitude to apply.
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Building Your Employer Brand with Social MediaLuanWise
Presented at The Global HR Summit, 6th June 2024
In this keynote, Luan Wise will provide invaluable insights to elevate your employer brand on social media platforms including LinkedIn, Facebook, Instagram, X (formerly Twitter) and TikTok. You'll learn how compelling content can authentically showcase your company culture, values, and employee experiences to support your talent acquisition and retention objectives. Additionally, you'll understand the power of employee advocacy to amplify reach and engagement – helping to position your organization as an employer of choice in today's competitive talent landscape.
Recruiting in the Digital Age: A Social Media MasterclassLuanWise
In this masterclass, presented at the Global HR Summit on 5th June 2024, Luan Wise explored the essential features of social media platforms that support talent acquisition, including LinkedIn, Facebook, Instagram, X (formerly Twitter) and TikTok.
Understanding User Needs and Satisfying ThemAggregage
https://www.productmanagementtoday.com/frs/26903918/understanding-user-needs-and-satisfying-them
We know we want to create products which our customers find to be valuable. Whether we label it as customer-centric or product-led depends on how long we've been doing product management. There are three challenges we face when doing this. The obvious challenge is figuring out what our users need; the non-obvious challenges are in creating a shared understanding of those needs and in sensing if what we're doing is meeting those needs.
In this webinar, we won't focus on the research methods for discovering user-needs. We will focus on synthesis of the needs we discover, communication and alignment tools, and how we operationalize addressing those needs.
Industry expert Scott Sehlhorst will:
• Introduce a taxonomy for user goals with real world examples
• Present the Onion Diagram, a tool for contextualizing task-level goals
• Illustrate how customer journey maps capture activity-level and task-level goals
• Demonstrate the best approach to selection and prioritization of user-goals to address
• Highlight the crucial benchmarks, observable changes, in ensuring fulfillment of customer needs
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Final Hotel Thought - Commissions
Consider out-year consequences
No post-termination commissions (or reduced)
Have ability to revise relevant agreements without
agent approval.
Hotel Contracts