Gail Danvers, PSD’s Director of Banking & Financial Services, was invited as Guest Speaker at the AFB Operational Risk Forum to discuss Operational Risk Recruitment among attendees from a wide range of foreign banks.
PSD Operational Risk Event - June 2016 PSD Group Ltd
PSD's Banking & Financial Services sector recently hosted a forum to explore risk management in smaller banking firms.
Dr Ariane Chapelle, Director of Chapelle Consulting, was the key note speaker, giving a thought provoking presentation.
Julia Graham
Technical Director and Deputy CEO, Airmic
Immediate Past President and Board Member, FERMA
The Fourth Revolution Managing risk in a changing worldAre you a tenant or an owner?
5th April 2016
Moscow
Risk Reimagined! Series- The Importance of People and Culture to Effective Ri...Resolver Inc.
Copyright notice: The following slides are intended for professional use within an organization for discussion purposes only. Any other uses or modifications are strictly prohibited.
Any organization is an assembly of people: people who take risk as they manage and direct the enterprise; people who decide how much risk is acceptable or even desirable; and provide oversight of the management of risk across the extended enterprise.
Organizational culture has been the topic of study for many years.
• “Culture is how organizations ‘do things’.” — Robbie Katanga
• “Organizational culture is the sum of values and rituals which serve as ‘glue’ to integrate the members of the organization.” — Richard Perrin
Richard Anderson and Norman Marks share their views on this complex subject. They cover:
• What is the difference between the “risk” culture and the “organizational” culture? How can it be analysed?
• Who takes risk, and who should be responsible for deciding how much risk to take?
• Is there such a thing as a single risk level?
• Why do so many of us take different views of exactly the same risks? How does an organization decide which view is “right”?
• Is one person’s risk another’s opportunity?
• What about when the actions of one impact the success of another?
Governance in Enterprise Risk Management
Presented by Michael Lawrence
Monday 10th October 2016
APM North West branch and Risk SIG conference
Alderley Park, Macclesfield
The document discusses assessing and improving an organization's risk culture. It provides Deloitte's risk culture framework and describes four organizational influencers and sixteen key indicators that can be used to assess risk culture. It then gives examples of steps organizations can take to improve risk culture, such as ensuring tone from the top leadership, education and training programs for staff, effective internal communication, and involving all staff.
Integrating Risk Management Processes into Decision Making Case Study of the University of California
Erike Young, MPPA, CSP, ARM-EVice-Chair, U.S. TAG to ANSI for ISO TC262--Risk Management (ISO 31000)
This document provides an overview of KBC Group, a Belgian multinational banking and insurance group. It discusses KBC's risk culture and risk appetite, highlighting that risk appetite involves taking risks in a controlled way that is aligned with the vision, mission, and strategy of the company and supported by a strong risk culture. It also notes that defining and cascading risk appetite properly requires linking it to strategy, making it measurable, and communicating it throughout the organization.
PSD Operational Risk Event - June 2016 PSD Group Ltd
PSD's Banking & Financial Services sector recently hosted a forum to explore risk management in smaller banking firms.
Dr Ariane Chapelle, Director of Chapelle Consulting, was the key note speaker, giving a thought provoking presentation.
Julia Graham
Technical Director and Deputy CEO, Airmic
Immediate Past President and Board Member, FERMA
The Fourth Revolution Managing risk in a changing worldAre you a tenant or an owner?
5th April 2016
Moscow
Risk Reimagined! Series- The Importance of People and Culture to Effective Ri...Resolver Inc.
Copyright notice: The following slides are intended for professional use within an organization for discussion purposes only. Any other uses or modifications are strictly prohibited.
Any organization is an assembly of people: people who take risk as they manage and direct the enterprise; people who decide how much risk is acceptable or even desirable; and provide oversight of the management of risk across the extended enterprise.
Organizational culture has been the topic of study for many years.
• “Culture is how organizations ‘do things’.” — Robbie Katanga
• “Organizational culture is the sum of values and rituals which serve as ‘glue’ to integrate the members of the organization.” — Richard Perrin
Richard Anderson and Norman Marks share their views on this complex subject. They cover:
• What is the difference between the “risk” culture and the “organizational” culture? How can it be analysed?
• Who takes risk, and who should be responsible for deciding how much risk to take?
• Is there such a thing as a single risk level?
• Why do so many of us take different views of exactly the same risks? How does an organization decide which view is “right”?
• Is one person’s risk another’s opportunity?
• What about when the actions of one impact the success of another?
Governance in Enterprise Risk Management
Presented by Michael Lawrence
Monday 10th October 2016
APM North West branch and Risk SIG conference
Alderley Park, Macclesfield
The document discusses assessing and improving an organization's risk culture. It provides Deloitte's risk culture framework and describes four organizational influencers and sixteen key indicators that can be used to assess risk culture. It then gives examples of steps organizations can take to improve risk culture, such as ensuring tone from the top leadership, education and training programs for staff, effective internal communication, and involving all staff.
Integrating Risk Management Processes into Decision Making Case Study of the University of California
Erike Young, MPPA, CSP, ARM-EVice-Chair, U.S. TAG to ANSI for ISO TC262--Risk Management (ISO 31000)
This document provides an overview of KBC Group, a Belgian multinational banking and insurance group. It discusses KBC's risk culture and risk appetite, highlighting that risk appetite involves taking risks in a controlled way that is aligned with the vision, mission, and strategy of the company and supported by a strong risk culture. It also notes that defining and cascading risk appetite properly requires linking it to strategy, making it measurable, and communicating it throughout the organization.
The Role of Risk Appetite in embedding the ORSA and linking with Business Str...Susan Young
The document discusses embedding an organization's Own Risk and Solvency Assessment (ORSA) and linking it to business strategy and risk appetite. It covers defining risk limits, articulating risk appetite statements, embedding risk appetite throughout the organization, and linking risk appetite to the ORSA process. The ORSA helps ensure risk appetite remains aligned with business plans and strategies and is a key component of an effective risk management system.
Risk Reimagined! Series- The Relationship Between Strategy, Governance and Ri...Resolver Inc.
Copyright notice: The following slides are intended for professional use within an organization for discussion purposes only. Any other uses or modifications are strictly prohibited.
In this presentation, Norman Marks and Richard Anderson discuss two related topics. The first is the relationship between the strategies set by the organization, its governance, and risks to its objectives. Their conversation addresses:
• How does a senior executive or board member gauge the effect of risk on corporate objectives?
• Is it enough to review a list of top risks at every board meeting?
• How does the board know whether risk management is adding value?
• How do you measure success?
• Where do reward and opportunity factor in?
The second topic is one that is heavily debated among practitioners, whether the concepts of risk appetite and tolerance can be applied effectively in practice. Areas they cover include:
• What is risk appetite? What is risk tolerance?
• Is it a useful concept or an overly complicated piece of mumbo jumbo?
• How can you help the board and top management set desired levels of risk and also help decision-makers take the right level of the right risks?
• Does it make sense to be “risk averse”?
Conference 2010 Risk Appetite Includes Handouts And Outputliztaylor
The document discusses setting an organization's risk appetite, which is a combination of its risk capacity and risk tolerance. It explains that determining risk appetite involves multiple steps, including assessing the potential impacts of specific risks on the organization's business drivers, identifying risk thresholds, and developing qualitative and quantitative statements for the organization's risk appetite. The full process requires facilitated workshops and sign-off from the Board to fully establish the risk appetite statement.
This document provides an overview of key concepts related to risk management, including definitions of risk, vulnerability, probability, and impact. It discusses approaches to assessing risk such as quantifying probability and impact, analyzing threats and vulnerabilities, and measuring the effectiveness of security controls. The document is authored by Phillip Banks and copyrighted by The Banks Group Inc., which provides risk consulting and security services. It references numerous standards and guidelines for risk and security management.
A good risk appetite implementation process leverages existing practices, represents the aggregate view of risk across all lines of business and risk categories, and creates a dynamic structure that allows for internal and external changes in risk. Learn more about the 10 aspects of a robust and evolving risk appetite framework in this excerpt from the Credit Risk Management Audio Conference Series.
Alex Sidorenko at the 6th G31000 Risk management conference in DubaiAlexei Sidorenko, CRMP
G31000 Risk management maturity model, presentation by Alex Sidorenko
Overview of 80 risk maturity models across industry and sectors, worldwide
Measuring the alignment of risk management and performance
G31000 model : the only model solely based on the ISO 31000 risk management principles
Collective expertise of the G31000 network for corporates, consultants, auditors and risk managers
This document discusses risk management at Rolls-Royce. It defines risk and risk management, and explains why risk management is important through examples of past issues Rolls-Royce has faced. It describes Rolls-Royce's risk management framework, process, and techniques used, including bow tie analysis and risk matrices. It emphasizes the importance of planning, governance, assessment, treatment, review and culture to effective risk management.
Are you a risk or finance leader of an organization with exposures across multiple territories?
Take our Global Optimization Index survey. The 75 questions are
directly related to international risk management and will help you to measure your company’s risk management practices as compared to Aon’s best practice standards and find areas of focus to enhance the performance of your multinational risk management approach.
Risk Appetite: new challenges to manage an insurance companyPhilippe Foulquier
Based on a survey of European insurance companies, the results call into question some of the risk appetite indicators chosen by insurers. The study shows how risk appetite is applied to all decisions in a fully objective manner and it signals the need for a profound culture change with regard to risk-return analysis. It is on this point, which lies at the heart of the competition among players in the insurance sector – evaluating the performance of allocated capital by activity, measured against the risks incurred – that a number of structural shifts, innovations and changes will have to be made
Aligning strategy decisions with risk appetite
Presented by David Shearer
Monday 10th October 2016
APM North West branch and Risk SIG conference
Alderley Park, Cheshire
The document provides guidance on formulating and implementing operational risk appetite statements (ORAS). It discusses the objectives, benefits and critical success factors of having an ORAS. The key components that may be included in an ORAS are scales to qualitatively express risk appetite, risk measures to translate statements into metrics, risk categories aligned to the organization's primary risks, and risk tolerances including triggers to indicate if appetite is exceeded. The document also outlines principles for formulating, implementing, governing and monitoring an ORAS once established.
G31000 RMM helps organizations assess alignment to ISO31000 principles and current maturity level and to develop a roadmap for continuous improvement.
Global Institute for Risk Management Standards is a network of over 65,000 risk management experts across the world, more than 1000 people has been ISO31000 certified risk professionals.
G31000 Risk Management Maturity Model is the only globally recognized model that has been designed to closely align with the ISO31000:2009 principles.
Focuses not on formal elements of risk management but on the integration of risk management into activities, decision making and culture.
Created by a global team with extensive knowledge in risk management and risk maturity models.
This webinar demonstrates strategies to build effective risk mitigation and how to apply risk mitigation strategies in organizations. Mitigation is the effort to reduce loss of life and property by lessening the impact of disasters. In order for mitigation to be effective, we need to take action now—before the next disaster—to reduce human and financial consequences later by analyzing risk, reducing risk, and insuring against risk. Effective mitigation requires that we all understand local risks, address the hard choices, and invest in long-term community well-being.
Main points covered:
• Practical Use of ISO 31000
• How to Build Effective Risk Mitigation Strategies
• Applying Risk Mitigation Strategies in Your Organization
Presenter:
This webinar was presented by Henry Ee. He is the Managing Director at BCP ASIA, Regional Director for Asia at BCI, and has more than 20 years of experience in Business Continuity, IT-Disaster Recovery & Crisis Management.
Link of the recorded session published on YouTube: https://youtu.be/jIN0Yv4y0ZI
Five lines of assurance a new paradigm in internal audit & ermDr. Zar Rdj
• Boards are provided with a tangible vehicle to demonstrate they are actively overseeing the company’s “risk appetite framework” (“RAF”)
• The process is designed to fully integrate with strategic planning, new product/service initiatives, and M&A activities.
• The process provides a clear response to emerging expectations like the UK Governance Code, Canadian Securities Administrators, SEC, FSB, credit agencies, institutional investors and TSB.
• The main role of internal audit is to report on the effectiveness of the risk management processes and the consolidated report on residual risk status the board receives from the CEO or his/her designate and to help the company build and maintain robust risk management processes
• Boards are provided with a tangible vehicle to demonstrate they are actively overseeing the company’s “risk appetite framework” (“RAF”)
• The process is designed to fully integrate with strategic planning, new product/service initiatives, and M&A activities.
• The process provides a clear response to emerging expectations like the UK Governance Code, Canadian Securities Administrators, SEC, FSB, credit agencies, institutional investors and TSB.
• The main role of internal audit is to report on the effectiveness of the risk management processes and the consolidated report on residual risk status the board receives from the CEO or his/her designate and to help the company build and maintain robust risk management processes.
Operational Risk: Solvency II and Culture of Risk AnalysisIgnacio Reclusa
This document discusses analyzing an organization's culture of risk. It presents a 4-step model to do so, focusing on steps 1 and 4. Step 1 involves distributing a questionnaire to measure risk culture attributes like leadership, capabilities, governance, and decision-making using a scoring system based on expectancy theory. Step 4 calculates a overall culture of risk score by combining the scores from step 1. The goal is to monitor this score over time and compare it to benchmarks to assess trends in the organization's risk culture.
This document discusses crisis communications and crisis management. It defines a crisis as an abnormal and unstable situation that threatens an organization's objectives, reputation or viability. A crisis is often protracted, complex and may result from multiple incidents. It also presents a crisis management life cycle including readiness, response, recovery, and post-crisis assessment phases. Effective crisis management requires the ability to analyze situations, determine options, make decisions and evaluate impact.
What is risk & risk mgt.
Why do we need risk analysis
Who uses risk management
How is risk management used?
The 7 basic process steps…
Component of risk
Overall categories of risk
5 primary means of risk mgt.
How?
etc.....
This document is a resume for Calvin Settachatgul that outlines his skills and experience. It lists his proficiency in languages like Ruby, Rails, JavaScript and technologies including MongoDB, SQL, and AWS. It describes three recent full-stack web projects he worked on including a fossil mapping app built with AngularJS, Rails and the Google Maps API. It also provides details of his past employment including as a full-stack engineer at Flashtalking where he worked with PHP, MongoDB and AWS, and his education which includes a B.S. in Chemical Engineering from UC Berkeley.
The Role of Risk Appetite in embedding the ORSA and linking with Business Str...Susan Young
The document discusses embedding an organization's Own Risk and Solvency Assessment (ORSA) and linking it to business strategy and risk appetite. It covers defining risk limits, articulating risk appetite statements, embedding risk appetite throughout the organization, and linking risk appetite to the ORSA process. The ORSA helps ensure risk appetite remains aligned with business plans and strategies and is a key component of an effective risk management system.
Risk Reimagined! Series- The Relationship Between Strategy, Governance and Ri...Resolver Inc.
Copyright notice: The following slides are intended for professional use within an organization for discussion purposes only. Any other uses or modifications are strictly prohibited.
In this presentation, Norman Marks and Richard Anderson discuss two related topics. The first is the relationship between the strategies set by the organization, its governance, and risks to its objectives. Their conversation addresses:
• How does a senior executive or board member gauge the effect of risk on corporate objectives?
• Is it enough to review a list of top risks at every board meeting?
• How does the board know whether risk management is adding value?
• How do you measure success?
• Where do reward and opportunity factor in?
The second topic is one that is heavily debated among practitioners, whether the concepts of risk appetite and tolerance can be applied effectively in practice. Areas they cover include:
• What is risk appetite? What is risk tolerance?
• Is it a useful concept or an overly complicated piece of mumbo jumbo?
• How can you help the board and top management set desired levels of risk and also help decision-makers take the right level of the right risks?
• Does it make sense to be “risk averse”?
Conference 2010 Risk Appetite Includes Handouts And Outputliztaylor
The document discusses setting an organization's risk appetite, which is a combination of its risk capacity and risk tolerance. It explains that determining risk appetite involves multiple steps, including assessing the potential impacts of specific risks on the organization's business drivers, identifying risk thresholds, and developing qualitative and quantitative statements for the organization's risk appetite. The full process requires facilitated workshops and sign-off from the Board to fully establish the risk appetite statement.
This document provides an overview of key concepts related to risk management, including definitions of risk, vulnerability, probability, and impact. It discusses approaches to assessing risk such as quantifying probability and impact, analyzing threats and vulnerabilities, and measuring the effectiveness of security controls. The document is authored by Phillip Banks and copyrighted by The Banks Group Inc., which provides risk consulting and security services. It references numerous standards and guidelines for risk and security management.
A good risk appetite implementation process leverages existing practices, represents the aggregate view of risk across all lines of business and risk categories, and creates a dynamic structure that allows for internal and external changes in risk. Learn more about the 10 aspects of a robust and evolving risk appetite framework in this excerpt from the Credit Risk Management Audio Conference Series.
Alex Sidorenko at the 6th G31000 Risk management conference in DubaiAlexei Sidorenko, CRMP
G31000 Risk management maturity model, presentation by Alex Sidorenko
Overview of 80 risk maturity models across industry and sectors, worldwide
Measuring the alignment of risk management and performance
G31000 model : the only model solely based on the ISO 31000 risk management principles
Collective expertise of the G31000 network for corporates, consultants, auditors and risk managers
This document discusses risk management at Rolls-Royce. It defines risk and risk management, and explains why risk management is important through examples of past issues Rolls-Royce has faced. It describes Rolls-Royce's risk management framework, process, and techniques used, including bow tie analysis and risk matrices. It emphasizes the importance of planning, governance, assessment, treatment, review and culture to effective risk management.
Are you a risk or finance leader of an organization with exposures across multiple territories?
Take our Global Optimization Index survey. The 75 questions are
directly related to international risk management and will help you to measure your company’s risk management practices as compared to Aon’s best practice standards and find areas of focus to enhance the performance of your multinational risk management approach.
Risk Appetite: new challenges to manage an insurance companyPhilippe Foulquier
Based on a survey of European insurance companies, the results call into question some of the risk appetite indicators chosen by insurers. The study shows how risk appetite is applied to all decisions in a fully objective manner and it signals the need for a profound culture change with regard to risk-return analysis. It is on this point, which lies at the heart of the competition among players in the insurance sector – evaluating the performance of allocated capital by activity, measured against the risks incurred – that a number of structural shifts, innovations and changes will have to be made
Aligning strategy decisions with risk appetite
Presented by David Shearer
Monday 10th October 2016
APM North West branch and Risk SIG conference
Alderley Park, Cheshire
The document provides guidance on formulating and implementing operational risk appetite statements (ORAS). It discusses the objectives, benefits and critical success factors of having an ORAS. The key components that may be included in an ORAS are scales to qualitatively express risk appetite, risk measures to translate statements into metrics, risk categories aligned to the organization's primary risks, and risk tolerances including triggers to indicate if appetite is exceeded. The document also outlines principles for formulating, implementing, governing and monitoring an ORAS once established.
G31000 RMM helps organizations assess alignment to ISO31000 principles and current maturity level and to develop a roadmap for continuous improvement.
Global Institute for Risk Management Standards is a network of over 65,000 risk management experts across the world, more than 1000 people has been ISO31000 certified risk professionals.
G31000 Risk Management Maturity Model is the only globally recognized model that has been designed to closely align with the ISO31000:2009 principles.
Focuses not on formal elements of risk management but on the integration of risk management into activities, decision making and culture.
Created by a global team with extensive knowledge in risk management and risk maturity models.
This webinar demonstrates strategies to build effective risk mitigation and how to apply risk mitigation strategies in organizations. Mitigation is the effort to reduce loss of life and property by lessening the impact of disasters. In order for mitigation to be effective, we need to take action now—before the next disaster—to reduce human and financial consequences later by analyzing risk, reducing risk, and insuring against risk. Effective mitigation requires that we all understand local risks, address the hard choices, and invest in long-term community well-being.
Main points covered:
• Practical Use of ISO 31000
• How to Build Effective Risk Mitigation Strategies
• Applying Risk Mitigation Strategies in Your Organization
Presenter:
This webinar was presented by Henry Ee. He is the Managing Director at BCP ASIA, Regional Director for Asia at BCI, and has more than 20 years of experience in Business Continuity, IT-Disaster Recovery & Crisis Management.
Link of the recorded session published on YouTube: https://youtu.be/jIN0Yv4y0ZI
Five lines of assurance a new paradigm in internal audit & ermDr. Zar Rdj
• Boards are provided with a tangible vehicle to demonstrate they are actively overseeing the company’s “risk appetite framework” (“RAF”)
• The process is designed to fully integrate with strategic planning, new product/service initiatives, and M&A activities.
• The process provides a clear response to emerging expectations like the UK Governance Code, Canadian Securities Administrators, SEC, FSB, credit agencies, institutional investors and TSB.
• The main role of internal audit is to report on the effectiveness of the risk management processes and the consolidated report on residual risk status the board receives from the CEO or his/her designate and to help the company build and maintain robust risk management processes
• Boards are provided with a tangible vehicle to demonstrate they are actively overseeing the company’s “risk appetite framework” (“RAF”)
• The process is designed to fully integrate with strategic planning, new product/service initiatives, and M&A activities.
• The process provides a clear response to emerging expectations like the UK Governance Code, Canadian Securities Administrators, SEC, FSB, credit agencies, institutional investors and TSB.
• The main role of internal audit is to report on the effectiveness of the risk management processes and the consolidated report on residual risk status the board receives from the CEO or his/her designate and to help the company build and maintain robust risk management processes.
Operational Risk: Solvency II and Culture of Risk AnalysisIgnacio Reclusa
This document discusses analyzing an organization's culture of risk. It presents a 4-step model to do so, focusing on steps 1 and 4. Step 1 involves distributing a questionnaire to measure risk culture attributes like leadership, capabilities, governance, and decision-making using a scoring system based on expectancy theory. Step 4 calculates a overall culture of risk score by combining the scores from step 1. The goal is to monitor this score over time and compare it to benchmarks to assess trends in the organization's risk culture.
This document discusses crisis communications and crisis management. It defines a crisis as an abnormal and unstable situation that threatens an organization's objectives, reputation or viability. A crisis is often protracted, complex and may result from multiple incidents. It also presents a crisis management life cycle including readiness, response, recovery, and post-crisis assessment phases. Effective crisis management requires the ability to analyze situations, determine options, make decisions and evaluate impact.
What is risk & risk mgt.
Why do we need risk analysis
Who uses risk management
How is risk management used?
The 7 basic process steps…
Component of risk
Overall categories of risk
5 primary means of risk mgt.
How?
etc.....
This document is a resume for Calvin Settachatgul that outlines his skills and experience. It lists his proficiency in languages like Ruby, Rails, JavaScript and technologies including MongoDB, SQL, and AWS. It describes three recent full-stack web projects he worked on including a fossil mapping app built with AngularJS, Rails and the Google Maps API. It also provides details of his past employment including as a full-stack engineer at Flashtalking where he worked with PHP, MongoDB and AWS, and his education which includes a B.S. in Chemical Engineering from UC Berkeley.
Manjunath M is seeking a job and provides his contact information, educational qualifications, technical skills, extracurricular activities, projects, strengths, and personal details in his resume. He has a B.E. in TE from M.S. Ramaiah Institute of Technology in 2015 with 8.48 CGPA. His technical skills include programming languages like C, Java, HTML, SQL and manual testing. He has participated in workshops and hosted various inter-hostel events. His strengths include teamwork, positive attitude, and willingness to learn innovative systems.
The document provides a summary of the applicant's experience and qualifications. In 6 years at Hindustan Coca-Cola Beverages Pvt Ltd, the applicant has managed sales, distribution, and key accounts across Andhra Pradesh, contributing to 25% of company profits. Responsibilities included distributor management, promotions, and developing existing accounts. The applicant demonstrates skills in sales, distribution, business development, strategic planning, and team management. Education includes an MBA and certification in sales and distribution management.
El documento describe la situación de la pobreza en Costa Rica, señalando que afecta a múltiples dimensiones como la económica, estructural, política y social. La pobreza surge de la falta de recursos para satisfacer necesidades básicas como alimentación, vivienda, educación y salud. Los datos de 2010-2011 muestran que la pobreza afectó al 21,6% de los hogares costarricenses, siendo mayor en zonas rurales. Las regiones con mayores niveles de pobreza son Brunca, Chorotega y Hu
To obtain a temporary visitor visa to Japan as a tourist, visitor, or for business purposes for less than 90 days requires submitting documentation to the Japanese embassy in Colombia. The documentation includes a completed visa application form, valid passport with photo, proof of travel reservations, letter of invitation, detailed activity plan, and documents proving relationship, employment, or student status. Once completed, the documents must be delivered in person to the Japanese embassy in Bogota during specified hours. The visa process for Colombian citizens is free of cost.
This document provides information on a job posting for a Branch Accountant position at Ruba Digital (Pvt.) ltd. The key responsibilities of the role include managing the overall branch operations, daily financial reporting, ensuring proper stock management and compliance with standard operating procedures. Additional responsibilities involve guiding other staff, communicating with various departments, and applying accounting principles. The ideal candidate would have experience in roles such as Finance Officer and experience with accounting software.
The creative industries are defined as activities originating from individual creativity and skill that generate wealth and jobs through intellectual property. They include 13 main sectors like advertising, architecture, crafts, design, fashion, film and video, music, broadcasting, interactive software, performing arts, and publishing. In 2014, the creative industries contributed £84.1 billion to the British economy, growing at almost double the rate of the UK economy as a whole and generating £9.6 million per hour. They not only boost economic growth but also add great cultural value as some of the UK's most famous exports.
The document discusses HIV/AIDS and tuberculosis (TB). It provides information on HIV, including how it attacks CD4 cells and weakens the immune system. TB is caused by the bacterium Mycobacterium tuberculosis. HIV increases the risk of active TB for those with latent TB infections. Clinical presentation of TB is often atypical in HIV patients. Proper treatment of both HIV and TB is required to improve prognosis. The case presentation is likely extrapulmonary TB involving the pericardium and lymph nodes based on the symptoms and chest x-ray findings.
The document outlines an emergency response plan to provide shelter to vulnerable families displaced by the 2010 Haiti earthquake in Leogane. It will provide temporary shelter through a three phase approach, starting with emergency tarps and tents in a football stadium (Phase 1), then replacing with frame family tents (Phase 2), and finally facilitating relocation or reconstruction options (Phase 3). The plan aims to house 153 vulnerable female-headed households (total 765 people) in camps designed according to Sphere standards, and provide additional facilities for health, education, sanitation and community development. Management will involve local authorities, NGO coordination, and camp committees to ensure accountability, participation and a gradual transition to permanent housing solutions.
Ricardo Sanz is a Spanish painter known for his abstract expressionist paintings. His work features vivid colors and expressive brushstrokes that convey emotion through texture and movement. Sanz draws inspiration from music and nature, seeking to capture fleeting moments and sensations through an energetic application of paint on large canvases.
Oliver James Associates is a recruitment consultancy that has specialized in financial services since 2002. They launched their banking team in 2011 to fill gaps in mid-level recruitment between larger contingency recruiters and smaller search firms. They build long-term relationships with banks and source talented professionals who are not actively job searching. They take a specialized approach, focusing on niche areas like compliance, risk management, and quantitative finance. They have offices across Europe, Asia, and North America to serve a global client base.
Operational risk, or the risk of loss resulting from inadequate or failed internal processes, people, or systems, is one of the most important and crucial areas that banks and financial services firms (Firms) face today. In this modern era of cyber attacks, rogue traders, and technology failures, establishing robust and cutting-edge operational risk best practices is imperative for Firms operating around the world. This requires a systematic approach to the control of all operational risks and the establishment of an effective Enterprise Risk Management (ERM) culture.
This superior and unique operational risk training course will provide Firms with training across a wide breadth of areas pertinent to operational risk management governance. Attendees will be trained in a wide range of areas such as developing new and cutting edge internal risk control functions, developing operational efficiencies, mitigation of enterprise-wide operational risk, support and control functions, and modern risk measurement and management techniques. The highly flexible and modular nature of the training course allows Firms to customise it according to their own specific internal needs. From a high level perspective the training course will set out key steps in developing an operational risk framework, defining the scope of business, developing a risk policy, documenting an Enterprise Risk Document, and the Three Lines of Defence.
The Financial Services market may have come out of the infamous credit crunch some time ago, but with Brexit looming over, uncertain times lie ahead. Fortunately, at McGregor Boyall, we have experienced consultants who understand their sectors inside out. Our knowledge of individual markets has allowed us to attract the very best talent and to continuously consult both clients and candidates throughout unpredictable times. This allows us to understand your needs whether it be exploring a new opportunity or filling a problematic role.
This brochure will give you an insight into every discipline we cover and how we can assist with your needs.
Katie Wegg is a risk professional with over 10 years of experience in investment banking. She has expertise in risk operations, fund management, credit risk analysis, and client onboarding. Previously she was an Assistant Vice President at Barclays Bank, where she managed the credit risk of 3,200 funds and implemented robust processes for fund limit management. She has strong leadership, communication, and technical skills.
Progressive Intelligence is a global strategy and operations consultancy that offers advisory and implementation services to mid-large sized firms to help with strategic business transformation. They help clients reduce costs, improve profitability and growth, increase competitiveness, and manage risks. Their services include independent advisory, program governance, and leadership development to help clients align operations with commercial objectives and achieve business, financial, and operational goals. They have deep expertise in industries like financial, telecoms, professional services, sourcing, information management, and technology.
The document summarizes a job posting for a Senior Operational Risk Manager position at a world leading voice and electronic wholesale brokerage in NYC. The SORM will identify, manage and mitigate operational risks across all business units, monitor daily statistics, and partner with units on risk projects. Responsibilities include implementing risk strategy, promoting a risk culture, reviewing new initiatives and incidents, and maintaining risk management systems. Qualifications include a Bachelor's degree, 4-7+ years of relevant experience in brokerage operations or consulting, project management experience, understanding of various traded products and regulatory risk standards, and strong communication and presentation skills.
This document advertises opportunities at a global consulting firm for quantitative professionals to build portfolio risk and modelling teams. The roles range from Associate to Director with salaries between £45-150k. Candidates should have strong knowledge and experience in areas like portfolio modelling, risk assessment, stress testing, and economic capital. A degree in applied mathematics or related field plus postgraduate qualification is required along with excellent programming skills in C++ and mathematical background. Duties include building bespoke models, conducting research, and advising financial clients.
This document advertises opportunities at a global consulting firm for quantitative professionals to build portfolio risk and modelling teams. The roles range from associate to director with salaries between £45-150k. Candidates should have strong knowledge of portfolio modelling, risk assessment, and capital requirements. A degree in applied mathematics/engineering/physics plus postgraduate qualification is required, along with excellent programming skills in C++ and experience with Monte Carlo techniques. Duties include building bespoke risk models, conducting research, and advising financial clients.
iLEAD HCAP is a full-service HR firm that offers solutions including talent acquisition, testing and assessment, learning and development programs, HR consulting, and outsourcing processes. It has a presence in several countries and locations worldwide. The document provides details on iLEAD HCAP's services portfolio, with a focus on its talent acquisition solutions, which include executive recruitment, senior and mid-level management recruitment, and a rapid recruitment program for junior management and entry-level positions.
Riskpro provides risk management advisory and consulting services. It has offices in major Indian cities and alliances in other cities, managed by experienced professionals. It aims to provide integrated risk management services and be a preferred provider of governance, risk, and compliance solutions. It offers quality advisory services at competitive prices compared to large firms. Its main focus is risk management, with over 200 cumulative years of experience. Services include risk assessment, IT risk advisory, operational risk management, training, and recruitment.
Riskpro provides risk management advisory and consulting services. It has offices in major Indian cities and alliances in other cities. Riskpro is managed by experienced professionals and aims to be the preferred provider of governance, risk, and compliance (GRC) solutions. It offers services including Basel II/III advisory, corporate risk assessment, IT risk advisory, operational risk reviews, and training. Riskpro works with clients in banking, insurance, corporate, IT, and other sectors.
Riskpro provides risk management advisory and consulting services. It has offices in major Indian cities and alliances in other cities. Riskpro is managed by experienced professionals and aims to be the preferred provider of governance, risk, and compliance solutions. It offers services including Basel II/III advisory, corporate risk assessment, IT risk advisory, operational risk reviews, and training. Riskpro has experience in various industries and can handle large, complex projects through its hybrid delivery model.
MBK Search - An Elite Talent Acquisition FirmSpencer Knibbe
MBK Search provides talent solutions to help Governance, Risk, and Compliance (GRC) teams meet critical objectives. GRC teams face challenges like extended time to productivity for new hires, budget constraints, skill gaps, and attrition. MBK offers search, staffing, and sourcing services to identify and deploy full-time or contract talent with the needed skills and experience to immediately add value to GRC functions like audit, compliance, risk management, and operations/technology.
Seetec is a leading UK training provider that offers apprenticeships, qualifications, and business services solutions. It has over 30 years of experience in IT training and now provides services across multiple sectors including hospitality, retail, facilities management, and digital. Seetec works with large employers like British Airways, Sky, and Sainsbury's to design customized training and workforce development programs.
Riskpro is an Indian risk management consulting firm with offices in major cities. It provides integrated risk management services to mid-large sized companies and financial institutions. Riskpro is managed by experienced professionals and aims to be the preferred provider of governance, risk and compliance solutions. It offers quality advisory services at competitive prices compared to large consulting firms. Riskpro focuses on risk management and has over 200 years of cumulative experience across its team.
Riskpro is an Indian risk management consulting firm with offices in major cities. It provides integrated risk management services to mid-large corporations and financial institutions. Riskpro's team of over 200 professionals have extensive experience in various industries and specialize in governance, risk, and compliance solutions. They offer advisory services in areas like Basel II/III, corporate risks, information security, operational risk, and more to help clients address challenges related to regulations, fraud, and competition.
Riskpro is an Indian risk management consulting firm with offices in major cities. It provides integrated risk management services to mid-large corporations and financial institutions. Riskpro's team of over 200 professionals have extensive experience in various industries and specialize in governance, risk, and compliance solutions. Key services include risk assessments, internal audits, information security, operational risk reviews, and training. The document outlines Riskpro's network, services, clients, team experience, and challenges faced in industries like construction.
Andrea Kanserski presented on designing and implementing an integrated corporate governance framework at Gallagher Bassett. The presentation covered:
1. An overview of Gallagher Bassett, including its accountability and responsibility framework and 5-year risk plan.
2. Details of Gallagher Bassett's risk maturity assessment, which has improved from "ad hoc" to "managed" over 6 years through initiatives like its corporate governance framework.
3. The goals and strategies of Gallagher Bassett's risk culture and communication approaches, which aim to ensure staff ownership of risk management practices.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
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In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
How Does CRISIL Evaluate Lenders in India for Credit RatingsShaheen Kumar
CRISIL evaluates lenders in India by analyzing financial performance, loan portfolio quality, risk management practices, capital adequacy, market position, and adherence to regulatory requirements. This comprehensive assessment ensures a thorough evaluation of creditworthiness and financial strength. Each criterion is meticulously examined to provide credible and reliable ratings.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
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2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
2. Agenda
1. Introduction
2. Profile of an Operational Risk Practitioner
3. Current Trends
4. Remuneration
5. Career Prospects
6. How Can We Raise the Profile of Operational Risk
7. Questions
3. Gail leads a team of consultants in
London who specialise in recruiting
Risk, Compliance, Financial Crime,
Finance and Internal Audit
professionals into the Banking &
Financial Services sectors.
Client Sector Focus
Works with an impressive
range of Banks and Financial
Services firms on both
contingency and retained
search assignments.
Functional Focus
Gail is an experienced and
specialist Risk recruiter and
specialises in Senior Appointments.
Background
Gail has a BA honors in Politics and
has worked in recruitment for
eighteen years, the last fifteen years
with PSD.
Gail specialises in recruiting Risk &
Governance candidates at VP,
Director and C-suite level. A wealth
of experience at hiring for
Operational risk candidates in both
1st
and 2nd
line roles.
Gail Danvers – Director
4. Profile of an Operational Risk Practitioner continued
Academics
•Graduate
•OR qualification
5. Experience
•Relevant operational risk experience.
•RCSA, Scenario analysis, implemented the framework, set risk appetite.
•Experience of partnering with specific business areas eg. Technology and
Operations or HR, Finance etc.
•Specific Banking sector experience eg Retail Banking, Commercial, Private or
Investment Banking.
•Broader regulatory knowledge in Governance, Compliance and regulation
•Experience of dealing with the regulator
•Project Management
Profile of an Operational Risk Practitioner
6. Profile of an Operational Risk Practitioner continued
Communication
•Strong inter personal skills able to challenge the business.
•Develops positive relationships with the business.
•Excellent written and verbal skills.
•Confident dealing with Senior Executives able to engage and influence
senior stake holders
•Emotional Intelligence
7. Current Trends in Demand for Operational Risk Candidates
1) Operational Risk Manager – Traditional 2nd
line of defence role. Responsible for
specific business areas. Partner with the business and ensure the framework is
successfully implemented.
2) Operational Risk – Cyber and Information Security Risk, Technology & Operations
Experience.
3) Operational risk modelling – demand for candidates with modelling experience, stress
testing, scenario analysis and ICAAP.
8. Operational Risk Analyst
£45,000 - £65,000 (two to five years experience)
Operational Risk Manager
£70,000 - £85,000 (five years + experience)
Operational Risk Senior Manager / VP
£85,000 to £100,000 (eight years + experience)
Operational Risk Director / Head Of
£120,000 +
Operational Risk Managing Director
£160,000+
Remuneration
9. • Operational risk is a growing discipline and consequently candidates with 5 + years
of experience are in high demand.
• There is less demand at Director level & above due to the pyramid structure of
organisations.
• No clear path to Chief Risk Officer roles which require candidates with Credit or
Market risk experience.
• MD of Operational Risk occasionally do move over into Operations or COO
positions.
• Candidate with Compliance and Operational Risk experience
can secure C level roles such as Chief Compliance Officer.
Career Prospects to C Level
10. How Can We Raise the Profile of Operational Risk
• Graduate recruitment programmes covering operational Risk
• Internships to cover risk management
• More publicity around the OR qualification
• FCA and Bank Of England to raise awareness of the importance of
operational risk
• Increase publicity on social media, conferences, and forums