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Achieving Financial Freedom.
Securing Our Future By Smart Investing.
Commodore Ray DSouza
THINGS TO AVOID
• Fixed Deposits - Reduce
• Avoid Investing in Gold
• Avoid Investing in Property for rental
• Avoid Personal loans and Credit Card Debt
MORE THINGS TO AVOID
• Avoid “Get Rich Quick” Portfolio Management Schemes
• Avoid Mutual funds. Invest systematically in Direct
Equity
• Minimise DSOP – Defence Services officers provident
fund
• Do not take PMR –Portfolio management research
IMPORTANT
• Importance of Patience
• Power of Compounding
• The Rule of 72
THE 50-30-20 RULE
50%
30%
20%
• for household expenses
• for discretionary expenses
• Equity
My Strategic View for Long Term Investment . .
US and Europe
• Ageing Demographics
• Low birthrates unable to sustain existing
numbers.
• Decline in working population
• Young people unwilling to work hard.
• Feeling of entitlement
• Social Security and services under strain
• Likely to go into recession
India . . . . A Different Story
• 1.4 billion population
• 50% under the age of 30
• 700 million people with aspirations going forward
• 23 million young people entering the job market
every year
REGIONAL BANKS
• Karnataka Bank
• Karur Vysya Bank
• Federal Bank
• CSB Bank
• IDFC
• IDFC First Bank
• Bank of Maharashtra
• AU Bank
HOUSING INFRASTRUCTURE
Steel
• Tata Steel
• JSW Steel
• Maithan Alloys
Cement
• ACC
• Ultratech Cement
• India Cements
Ceramics
• Kajaria Ceramics
ROAD INFRASTRUCTURE
Steel
• SAIL
Cement
• RHIM
• Shree Cement
• Ambuja Cement
Construction Companies
• KNR Construction
• IRB Infrastructure
RAILWAY INFRASTRUCTURE
• RITES
• RVNL
• IRFC
• IRCON
• ABB
• Titagarh Wagons Ltd
• BEML
• HBL power
DEFENCE INFRASTRUCTURE - 1
• BDL
• BEL
• Mazagon Docks
• GRSE
• Cochin Shipyard
• HAL
DEFENCE INFRASTRUCTURE - 2
• MTAR
• MIDHANI
• Data Patterns
• Zen Technologies
• Idea Forge
• Bharat Forge
Fuel Blending with Ethanol
• Praj Industries
• Balrampur Chini
• Dhampur Sugars
• Dalmia Bharat
• India Glycols
• Gulshan Polyols
LIQUOR and SPIRITS
• Radico Khaitan
• United Breweries
• United Spirits
HOTELS
• Lemon Tree Hotels
• Chalet Hotels
• Indian Hotels
• East India Hotels
HINTS
• Open a DMat Account in your spouse’s name
• Friday afternoon is the best time to buy
• Avoid Futures & Options
• Stock behaviour after results
IN CONCLUSION …..
India is on the move.
• We are all lucky to be Indians at this point in time
• We are all going to live to ripe and healthy old ages
• We need to invest systematically for the long term in growing
assets
• While doing this we need to concentrate on our professions
•We must not be taken for a ride by financial
sharks, portfolio managers and mutual fund
sellers
•My Whatsapp and Mobile contact 9620348883
Achieving Financial Freedom Draft Presentation final.pptx

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Achieving Financial Freedom Draft Presentation final.pptx

  • 1. Achieving Financial Freedom. Securing Our Future By Smart Investing. Commodore Ray DSouza
  • 2. THINGS TO AVOID • Fixed Deposits - Reduce • Avoid Investing in Gold • Avoid Investing in Property for rental • Avoid Personal loans and Credit Card Debt
  • 3. MORE THINGS TO AVOID • Avoid “Get Rich Quick” Portfolio Management Schemes • Avoid Mutual funds. Invest systematically in Direct Equity • Minimise DSOP – Defence Services officers provident fund • Do not take PMR –Portfolio management research
  • 4. IMPORTANT • Importance of Patience • Power of Compounding • The Rule of 72
  • 5. THE 50-30-20 RULE 50% 30% 20% • for household expenses • for discretionary expenses • Equity
  • 6.
  • 7. My Strategic View for Long Term Investment . . US and Europe • Ageing Demographics • Low birthrates unable to sustain existing numbers. • Decline in working population • Young people unwilling to work hard. • Feeling of entitlement • Social Security and services under strain • Likely to go into recession
  • 8.
  • 9. India . . . . A Different Story • 1.4 billion population • 50% under the age of 30 • 700 million people with aspirations going forward • 23 million young people entering the job market every year
  • 10.
  • 11. REGIONAL BANKS • Karnataka Bank • Karur Vysya Bank • Federal Bank • CSB Bank • IDFC • IDFC First Bank • Bank of Maharashtra • AU Bank
  • 12.
  • 13. HOUSING INFRASTRUCTURE Steel • Tata Steel • JSW Steel • Maithan Alloys Cement • ACC • Ultratech Cement • India Cements Ceramics • Kajaria Ceramics
  • 14. ROAD INFRASTRUCTURE Steel • SAIL Cement • RHIM • Shree Cement • Ambuja Cement Construction Companies • KNR Construction • IRB Infrastructure
  • 15.
  • 16. RAILWAY INFRASTRUCTURE • RITES • RVNL • IRFC • IRCON • ABB • Titagarh Wagons Ltd • BEML • HBL power
  • 17.
  • 18. DEFENCE INFRASTRUCTURE - 1 • BDL • BEL • Mazagon Docks • GRSE • Cochin Shipyard • HAL
  • 19. DEFENCE INFRASTRUCTURE - 2 • MTAR • MIDHANI • Data Patterns • Zen Technologies • Idea Forge • Bharat Forge
  • 20.
  • 21. Fuel Blending with Ethanol • Praj Industries • Balrampur Chini • Dhampur Sugars • Dalmia Bharat • India Glycols • Gulshan Polyols
  • 22.
  • 23. LIQUOR and SPIRITS • Radico Khaitan • United Breweries • United Spirits
  • 24.
  • 25. HOTELS • Lemon Tree Hotels • Chalet Hotels • Indian Hotels • East India Hotels
  • 26.
  • 27. HINTS • Open a DMat Account in your spouse’s name • Friday afternoon is the best time to buy • Avoid Futures & Options • Stock behaviour after results
  • 28. IN CONCLUSION ….. India is on the move. • We are all lucky to be Indians at this point in time • We are all going to live to ripe and healthy old ages • We need to invest systematically for the long term in growing assets • While doing this we need to concentrate on our professions
  • 29. •We must not be taken for a ride by financial sharks, portfolio managers and mutual fund sellers •My Whatsapp and Mobile contact 9620348883