Reliance Life Insurance provides various insurance products including protection plans, savings and investment plans, child plans, unit linked plans, and retirement plans. It aims to fulfill customers' savings and protection needs. Reliance Life Insurance is part of the Reliance Group and is a joint venture between Reliance Capital and Nippon Life Insurance Company. It has over 1230 branches and 1.5 million advisors serving over 9 million customers.

1. About Reliance Life Insurance
Reliance Life Insuranceoffers you products that fulfill your savings and protection needs. Our aim is to emerge as a
transnational Life Insurer of global scale and standard.
Reliance Life Insurance is a Reliance Capital Company and is part of Reliance Group. Reliance Capital is one of India‘s
leading private sector financial services companies, and ranks among the top 3 private sector financial services and
banking companies, in terms of net worth. Reliance Capital has interests in asset management and mutual funds, stock
broking, life and general insurance, proprietary investments, private equity and other activities in financial services.
Reliance Group also has presence in Communications, Energy, Natural Resources, Media, Entertainment, Healthcare
and Infrastructure.
Nippon Life Insurance Company acquired 26% interest in equity share capital of the Company effective October 7, 2011
subsequent to receipt of all regulatory approval.
Nippon Life Insurance, also called Nissay, is Japan's largest private life insurer with revenues of Rs 346,834 crore (US$
80 Billion) and profits of over Rs 12,199 crore (US$ 3 billion). The Company has over 14 million policies in Japan, offers
a wide range of products, including individual and group life and annuity policies through various distribution channels
and mainly uses face-to-face sales channel for its traditional insurance products. The company primarily operated in
Japan , North America, Europe and Asia and is headquartered in Osaka, Japan. It is ranked 81st in Global Fortune 500
firms in 2011.
Our Founder
Few men in history have made as dramatic a contribution to their country‘s economic fortunes as did the founder of
Reliance, Shri. Dhirubhai H Ambani. Fewer still have left behind a legacy that is more enduring and timeless.
As with all great pioneers, there is more than one unique way of describing the true genius of Dhirubhai: The corporate
visionary, the unmatched strategist, the proud patriot, the leader of men, the architect of India‘s capital markets, the
champion of shareholder interest.
But the role Dhirubhai cherished most was perhaps that of India‘s greatest wealth creator. In one lifetime, he built,
starting from the proverbial scratch, India‘s largest private sector enterprise.
When Dhirubhai embarked on his first business venture, he had a seed capital of barely US$ 300 (around `14,000).
Over the next three and a half decades, he converted this fledgling enterprise into a ` 60,000 crore colossus—an
achievement which earned Reliance a place on the global Fortune 500 list, the first ever Indian private company to do
so.
Dhirubhai is widely regarded as the father of India‘s capital markets. In 1977, when Reliance Textile Industries Limited
first went public, the Indian stock market was a place patronised by a small club of elite investors which dabbled in a
handful of stocks.
Undaunted, Dhirubhai managed to convince a large number of first-time retail investors to participate in the unfolding
Reliance story and put their hard-earned money in the Reliance Textile IPO, promising them, in exchange for their trust,
substantial return on their investments. It was to be the start of one of great stories of mutual respect and reciprocal gain
in the Indian markets.
Under Dhirubhai‘s extraordinary vision and leadership, Reliance scripted one of the greatest growth stories in corporate
history anywhere in the world, and went on to become India‘s largest private sector enterprise.
Through out this amazing journey, Dhirubhai always kept the interests of the ordinary shareholder uppermost in mind, in
the process making millionaires out of many of the initial investors in the Reliance stock, and creating one of the world‘s
largest shareholder families.
Vision & Mission
Vision
Empowering everyone live their dreams.
Mission

2. Create unmatched value for everyone through dependable, effective, transparent and
profitable life insurance and pension plans.
Our Goal
Reliance Life Insurance would strive hard to achieve the 3 goals mentioned below:
Emerge as transnational Life Insurer of global scale and standard
Create best value for Customers, Shareholders and all Stake holders
Achieve impeccable reputation and credentials through best business practices
Achievements
Largest Private Life Insurance in terms of Number of Policies for two consecutive years as of 31st March
2012
A wide network of 1230 branches and 1,50,000 advisors
Over 9 million policies
RLIC continues to be amongst the foremost Life Insurance companies in India to be certified ISO 9008:2001
Winner of ―Best Non-Urban Coverage‖ Award at Indian Insurance Awards 2011
RLIC‘s Boundaries for Books Campaign won the 'Silver' at the Indian Digital Media Awards (IDMA) 2012,
under Best Integrated Campaign – Social Cause and Best Use of Social Network – Social Cause
Amongst the top 3 Most Trusted Service Brands in the Insurance category as per the Brand Equity‗s ‗Most
Trusted Service Brands 2011‘ Survey
Top Management Team-Reliance Life Insurance
Anup Rau – Chief Executive Officer and Executive Director
Anup Rau, is the Chief Executive Officer and Executive Director of Reliance Life Insurance Company Limited,
one of the largest life insurance companies in India. Reliance Life is a joint venture between Reliance Capital
Limited and Nippon Life. His key focus areas at Reliance Life includes ensuring a sustainable and profitable
growth for the Company with a vision to become the most admired Life Insurance Company in the Country
and to strengthen the company‘s partnership with Nippon Life by adopting their long sustaining values and
singular focus on customers. He brings tremendous amounts of energy and belief in ideas that would help
realise this vision.
Prior to joining Reliance Life, Anup was Head – Sales & Distribution at HDFC Life Insurance. Under his
leadership at HDFC Life, the company enjoyed a consistent Top 3 position, achieved amongst the lowest cost
of acquisition in the industry, dominated the Bancassurance channel, fostered the Agency distribution channel
that scaled to the top quartile and introduced new distribution channels like Broker and International Business,
which also grew to enjoy leadership positions in the industry.
Anup has over 17 years of experience in the Financial Services and FMCG sectors. He started out in the life
insurance industry with ICICI Prudential, where he spent almost a decade. He began as a Branch Manager –
Agency, and worked across geographies in various key positions in Sales, Sales Planning & Strategy since
their formative years. He was Senior Vice President – Agency Distribution for West and South before he
became Head – Bancassurance & Alliances.
A philanthropist by nature, Anup is passionate about Corporate Social Responsibility (CSR) and strongly
believes in giving back to the community.
Anup is an Economics Graduate from University of Delhi and holds a Masters in Management Studies from
Mumbai University.

3. Srinivasan Iyengar – Chief Operating Officer
Srinivasan Iyengar is the Chief Operating Officer of Reliance Life Insurance Company
Srinivasan has over 26 years of rich experience in Operations, Customer Service and Techonolgy. His key
focus areas at Reliance Life are, integrating systems and processes for delivering operational excellence,
customer value proposition and developing cost efficient service delivery platform
Prior to joining us ,Srinivasan was with Aegon Religare Life Insurance where in capacity of the COO he led
several projects to achieve Service Excellence and Operational Efficiencies to support business strategy.
He has also been associated with companies like LIC, ICICI-Prudential, Prudential Malaysia & TCS in various
capacities.
Srinivasan has done his Graduation in Commerce from Mumbai University and an advanced course in
Systems Management & Technology.
Andleeb Rabbi – Chief Human Resources Officer
Andleeb is the Chief Human Resources Officer and is responsible for providing leadership for Human
Resources, Administration and Infrastructure functions of Reliance Life Insurance Company.
Andleeb is one of the founding team members of Reliance Life Insurance and has been involved from the
acquisition of AMP Sanmar days. He has been with the Reliance Capital and worked for Reliance Commercial
Finance and Home Finance as their Head of HR and Admin. Begining his career as a management trainee in
Elbee-UPS, he subsequently worked with ICICI Bank and Hutch-3G in the Human Resource function.
Andleeb holds a Management degree in Human Resources from Symbiosis Institute of Business Management
- Pune, a Diploma in Labour Laws from Pune University and has over thirteen years of experience post
management degree.
S V Sunder Krishnan, Chief Risk Officer
Sunder is the Chief Risk officer for Reliance Life Insurance and is responsible for overseeing Risk
Management, Internal Audit and Compliance functions at Reliance Life Insurance.
Sunder came with 23 years of experience and knowledge in Internal Audits, Compliance, Assurance
Consulting and Risk Management. He has worked for various leading organizations such as DSP Merrill
Lynch, ING Vysya, Credit Lyonnais, Standard Chartered, Bank International Indonesia, Ernst & Young and
Delloitte at senior and middle management positions with exposure to businesses and operations in more than
12 countries.
Sunder is a qualified FCA, CISA, and CCSA. He is currently the advisor to the Board of Information Systems
Audit Control Association (ISACA-USA), Mumbai Chapter. He was president of Information Systems Audit
Control Association (ISACA-USA), Mumbai Chapter for the year 2007-08.
Sunil Agrawal, Chief Financial Officer
Sunil Agrawal is the Chief Financial Officer at Reliance Life Insurance.
In his role as CFO he provides effective leadership to the finance function and plays a key role in managing
the affairs of the company.
Sunil has over 14 years of experience of which 13 years experience comes from the insurance industry. Sunil
joined Reliance life Insurance in December 2005 after a 5 1/2 years stint with ICICI Prudential Life Insurance
in various roles right from the inception of the company including compliance, special projects, financial control
and finance operations.
He is a B.E. Computer Science, a Chartered Accountant and DISA (ICAI).
PRODUCTS
Protection Plans
In today’s uncertain world, there could be calamity at every step of the life. It is up to you to
ensure that your family stays protected always.
Reliance Protection Plans helps you do exactly the same. You have a wide range of options to
choose a plan from. Right from limited period plans to lifetime protection plans, you can opt for
the one that suits your lifestyle.

4. While we understand that nothing can compensate for the loss of a life, we intend to provide you
the peace of mind. Investing in Reliance Protection Plans would mean your family’s future is in
safe hands.
Protection Plans
Reliance Life Insurance eTerm Plan
Life, as we know, is full of uncertainties. And to keep pace with it, you need to
plan ahead and protect the well being of your family in your absence..Read More
Reliance Term Plan
Invest in the Reliance Term Plan, a pure life insurance plan that offers you
comprehensive and affordable coverage for a limited period of time to suit your
needs...Read More
Reliance Simple Term Plan
Make a smart investment move by investing in the cost-effective Reliance Simple
Term Plan, which offers you comprehensive coverage for a specified period of
time to suit your needs...Read More
Reliance Special Term Plan
Imagine a life insurance policy, which on maturity returns to you all the premiums
you had paid for your basic policy. The Reliance Special Term Plan offers that and
much more... Read More
Reliance Credit Guardian Plan
The Reliance Credit Guardian Plan secures your family from any loan liabilities
you have incurred in case of your untimely demise. On survival at maturity, you
will be returned all the premiums paid for the basic policy...Read More
Reliance Special Credit Guardian Plan
Invest in the Reliance Special Credit Guardian Plan and protect your family from
any loan liabilities you have incurred. On survival at maturity, all premiums paid
for the basic policy will be returned to you...Read More
Savings & Investment Plans
In life, you have always given your family whatever they have wanted. Yet, there are some
promises you have to fulfil, such as taking your family for a vacation, or buying that dream house.
Set aside some money to achieve these specific goals with the help of Reliance Savings &
Investment Plans. The plan allows you to experience the joys of life and provide for your family’s
needs.

5. Enjoy life without worrying about the promises you have made—we are here to fulfil them.
Savings & Investment Plans
Reliance Life Insurance Smart Maturity Benefit Plan
Non Linked, Non-Participating, Single Premium, Savings cum Protection Plan, where
you pay the premium only once throughout the policy term. On maturity, you receive
the amount that is guaranteed...Read More
Reliance Life Insurance Super Endowment Plan
Reliance Life Insurance Super Endowment Plan gives you the financial independence
to achieve your dreams in the future. It lets you decide how much amount you would
like to set aside as your Sum Assured based on your current financial position and
your expected future expenses. ..Read More
Reliance Life Insurance Guaranteed Money Back Plan
Reliance Life Insurance Guaranteed Money Back Plan is a Non-linked, Non-
participating..Read More
Reliance Life Insurance Money Multiplier Plan
You want to do everything you can to protect the people you care about. But what’s
the best way to protect your family and loved ones from financial consequences now
and in your absence? ...Read More
Reliance Cash Flow Plan
Invest in the Reliance Cash Flow Plan and reap the dual benefits of a life insurance
plan and easy liquidity through lump sum cash, which means you can get a
percentage of the Sum Assured at periodic intervals...Read More
Reliance Endowment Plan
The Reliance Endowment Plan gives you financial independence by allowing you to
decide the amount of Sum Assured based on your current financial position and
expected future expenses… Dream!!...Read More
Reliance Super Five Plus
Imagine an endowment plan that protects you for a certain period even after you
have received your lump sum—that is exactly what the Reliance Super Five Plus
offers you with other added benefits..Read More
Reliance Whole Life Plan
Give your family a lifetime of timely financial support by investing in the Reliance

6. Whole Life Plan. This will help you enjoy your life to the fullest...Read More
Reliance Connect 2 Life Plan
The Reliance Connect 2 Life Plan gives you the option to upgrade your life cover to
keep pace with your changing lifestyle. As your income grows, your family will have
sufficient cover... Read More
Child Plans
Being a parent is one of the joys of life. Your child looks up to you and depends on
you for love, protection and support. You want to provide your child with the best in
life.
The Reliance Child Plan helps you save systematically so that you can secure your
child’s future needs. Be it higher education, his or her first home or any other
requirement, you will always be there for your child when he or she needs you.
So, invest in a Reliance Child Plan right away—it is the best gift you could ever give
your child.
Unit linked Plans
Unit Linked Insurance Plans generally called as ULIP are investment cum protection
plans that offers you dual benefits of availing market linked returns on your
investments along with life insurance cover.
You have an option to choose from a variety of funds available under the selected
plan along with the flexibility to manage and switch between funds.
Reliance Life Insurance presents you a wide range of Regular and Single premium
ULIP plans that suits your investment need.
Unit linked Plans
Reliance Life Insurance Guaranteed Maturity Insurance Plan
An insurance plan which guarantees atleast double your money plus all the
upside for you at maturity.Read More
Reliance Life Insurance Classic Plan - II
To keep pace in the race of life where financial planning is one of the key
requirements, it is imperative that you move fast and act smart.Read More
Reliance Life Insurance Classic Plan – Limited Premium
To keep pace in the race of life where financial planning is one of the key
requirements, it is imperative that you move fast and act smart...Read More

7. Reliance Life Insurance Pay Five Plan
Reliance Life Insurance Co. Ltd. offers one such plan that helps you achieve all
that you have wished for by paying just 5 annual premiums and reap benefits for
as long as 15 yearsRead More
Reliance Life Insurance Classic Plan
To keep pace in the race of life where financial planning is one of the key
requirements, it is imperative that you move fast and act smart...Read More
Retirement Plans
You are a young and earning individual. The income you earn allows you to enjoy life, your only
worry being whether you will be able to continue the same lifestyle after retirement.
A Reliance Retirement Plan will help you save money for your retirement. It ensures that you
continue to get some income after retirement thereby ensuring that you do not have to depend
on any other person or make any compromises to maintain the same lifestyle.
Invest in a Reliance Retirement Plan today and enjoy life after retirement on your own terms.
Retirement Plans
Reliance Life Insurance Smart Pension Plan
In the blissful journey of life,we work endlessly so that our children receive the
best of education, get the desired job which they have dreamt of and are happily
married.Read More
Reliance Immediate Annuity Plan
In life, some things should just never be compromised, such as your lifestyle, your
independence, your desires, your happiness, the annual family vacation and all
the things you''ve always loved to indulge in.Read More
Health Plan
"We Protect, We Care"
We are sure you would like to do too
Convey that you care for your family through Reliance Life Insurance Health Plans
Plans
Reliance Life Easy Care Fixed Benefit Plan
We offer you innovative health insurance plans that not only protect you from
unexpected financial burden but also care for you as a friend in need in difficult
times. Apart from the exclusive features of health plans, we also provide a basket

8. of unique and specialized services which differentiates us in the field of empathy
& care...Read More
Reliance Life Care For You Advantage Plan
At Reliance Life Insurance, we not only protect you, but we care for you
too...Read More
Reliance Life Care for You Plan
The worst nightmare that anyone can have is the one when a family member is
hospitalized ……Read More
Solutions for Groups
As an employer, you believe in providing the best opportunities for your employees while keeping
the interests of the company in mind. How will you strike a balance between the two?
Reliance Life Insurance offers you a win-win solution with Solutions for Groups. Not only are your
employees covered for life from accidents and disablements, you can also efficiently manage their
future with gratuity and pension plans.
So invest in Reliance Solutions for Groups to give your employees a sense of belonging and feel at
peace knowing that you have fulfilled your obligation towards your corporate family.
Plans
Employers Liability Solutions
Freedom from forecasting and managing liability for employees Gratuity, Leave
Encashment and Pension...Read More
Employee Protection Solutions
Have you always wanted to give your employees total cover from any accidents,
disabilities or untimely deaths? Invest in Reliance Employee Protection Solutions
today and show your employees that you care...
Read More
Health Plan
"We Protect, We Care"
We are sure you would like to do too
Convey that you care for your family through Reliance Life Insurance Health Plans
Plans
Reliance Life Easy Care Fixed Benefit Plan

9. We offer you innovative health insurance plans that not only protect you from
unexpected financial burden but also care for you as a friend in need in difficult
times. Apart from the exclusive features of health plans, we also provide a basket
of unique and specialized services which differentiates us in the field of empathy
& care...Read More
Reliance Life Care For You Advantage Plan
At Reliance Life Insurance, we not only protect you, but we care for you
too...Read More
Reliance Life Care for You Plan
The worst nightmare that anyone can have is the one when a family member is
hospitalized ……Read More
Claims Overview
In this section you will find the list of documents you need to submit while logging a claim. In case
of Critical Illness, Total and Permanent Disability or Death claims, please log the claim and submit
your documents directly to the Claims Department, Chennai or at the branch nearest to you.
How to register the claim under:
Critical Illness
Accidental Death Benefit / Total & Permanent Disability
Death
Survival and Maturity Benefit
Wealth + Health
EB Claims
For any help or information on INDIVIDUAL CLAIMS, please call or write to the
nearest branch
THE CLAIMS DEPARTMENT
9th Floor - Building No. 2,
R-Tech Park, Nirlon Compound,
Next to Hub Mall, Behind I- Flex building,
Goregaon, (East),
Mumbai-400 063