4/23/2014
BY:
Syeda Umama Iftikhar.
Nazish Syed.
Naveed jan.
4/23/2014
4/23/2014
4/23/2014
‘OUR VISION IS TO BE THE LEADING
FINANCIAL SERVICES
PROVIDER, PARTNERING WITH OUR
CUSTOMERS FOR A MORE
PROSPEROUS AND SECU...
“OUR MISSION IS TO BECOME THE
PREFFERED PROVIDER OF QUALITY
FINANCIAL SERVIES IN THE COUNTRY
WITH PROFITIBILITY AND
RESPON...
 MCB founded by ISFANI and ADAM JEE families in
Calcutta on July 9, 1947.
 After partition of the Indo-Pak subcontinent,...
 MCB has a solid foundation of over 56 years in
Pakistan, with a network of over 900 branches, over 750 of
which are Auto...
4/23/2014
THERE ARE MANY SECTIONS/PORTIONS IN
WHICH MCB HAS DIVIDED ITS PRODUCTS
FOR THE CONVINENCE OF ITS CUSTOMERS,
THOSE ARE:
1. ...
PRODUCTS OFFER IN MCB’s PERSONAL BANKING SECTION ARE:
1. MAHANA KHUSHALI SCHEME
2. KHUSHALI BACHAT ACCOUNT
3. MCB RUPEE TR...
 MINIMUM DEPOSIT AMOUNT IS Rs.1000.
 IT HAS A MATURITY OF 5 YEARS.
 PROFIT OFFERED WILL BE MINIMUM 1% PER MONTH.
 THIS...
 MINIMUM DEPOSIT AMOUNT IS 2,500.
 IT HAS A MATURITY OF 5 YEARS .
 8% PROFIT/ RETURN IS OFFERED TO
ACCOUNT HOLDERS.
 A...
 AVAILABLE IN DENOMINATIONS OF Rs. 1000, Rs.
5000, Rs 10,000.
 VALIDITY IS 10 YEARS FROM THE DATE OT
PURCHASE
 EASILY R...
 CLASSIC CASH CARD IS ISSUED FOR Rs. 5000.
 SILVER CASH CARD IS ISSUED FOR Rs. 10,000.
 THE REMAINING AMOUNT IN ACCOUNT...
 IT FINANCES UPTO Rs.20 MILLION.
 FINANCING TENURE IS FROM 2-2O YEARS.
 PROVIDES LOANS TO PURCHASE, RENOVATE OR
CONSTRU...
 MINIMUM INITIAL AMOUNT IS Rs. 500,000.
 PROFIT IS CALCULATED ON DAILY BASIS, AND IS
PAID SEMI-ANNUALLY.
 IF AMOUNT IS ...
 MONTHLY DEPOSIT OF Rs.1,200 AND Rs.1,800 IN 3
AND 2 YEARS PROGRAME, RESPECTIVELY.
 HAS A DURATION OF 2-3 YEARS.
 IS OF...
 MINIMUM AMOUNT OF DEPOSIT IS Rs. 10,000.
 HAS A MATURITY OF 5 YEARS.
 PROFIT CALCULATED IS 2.7% ANNUALLY.
 ONE CAN AV...
 LOW AVERAGE BALANCE IS REQUIRED.[10,000]
 PROFIT UPTO 1.7% IS PAID ON ACCOUNT ON A HALF
YEARLY BASIS.
 CUSTOMERS CAN U...
 MINIMUM DEPOSIT BALANCE IS Rs. 10,000.
 NO PROFIT IS PAID ON CREDIT BALANCES HELD IN
CURRENT ACCOUNTS.
 CUSTOMER’S ALL...
 MINIMUM DEPOSIT AMOUNT IS Rs.20,000.
 MATURITY DEPENDS ON AVAIL CHOICE OF
CUSTOMER LIKE 3 MONTHS, 6 MONTHS, 1 YEAR, 2
Y...
 AT INTERNATIONAL LEVEL, ITS MEMBER-SHIP FEE IS
Rs. 1,000 AND HAS AN ANNUAL FEE OF Rs. 1,500.
 FOR DOMESTIC LEVEL MEMBER...
 FINANCES UPTO Rs. 25 LACs.
 FINANCING TENURE IS FORM 1-7 YEARS.
 IT PROVIDES OPTION FOR FIRST YEAR INSURANCE
FINANCING...
 MCB LENDS ANY AMOUNT FROM Rs.30,000 TO
Rs.3,000,000, DEPENDING UPON NET MONTHLY
INCOME OF THE PERSON.
 CUSTOMER CAN CHO...
CAN OPEN ACCOUNT IN US DOLLAR, UK POUND
STERLING, OR EURO.
 ACCOUNT OPENING AMOUNT IS $500, OR
EQUIVALENT.
 MINIMUM DEPO...
DEPOSIT SCHEMES ARE OFFERED IN MCB’s ISLAMIC
BANKING SECTION.
FOR CUSTOMERS WHO ARE LOOKING FOR DEPOSIT
OPPORTUNITY WHERE ...
 MINIMUM DEPOSIT AMOUNT IS Rs. 10,000.
 PROFIT IS PAID HALF YEARLY.
 ISLAMIC TOOLS ARE USED TO DESIGN THE PRODUCT.
 PE...
 MINIMUM AMOUNT DEPOSITED IS Rs.10,000.
 PROFIT IS PAID HALF YEARLY.
 PRODUCT CAN BE AVAILED BY INDIVIDUALS, JOINT
ACCO...
 MINIMUM DEPOSIT AMOUNT IS Rs. 25,000.
 AVAILABLE TENORS ARE 1, 3, 6 MONTHS AND 1, 2, 3, 5
YEARS.
 PROFIT PAYMENT OPTIO...
PRODUCTS/SERVICES OFFERED IN MCB’s
ONLINE BANKING SECTION ARE:
1. MCB MOBILE BANKING.
2. MCB SMART CARD.etc
4/23/2014
WITH MCB MOBILE BANKING YOU CAN ACCESS YOUR
ACCOUNT THROUGH YOUR ‘GPRS’ ENABLED MOBILE
PHONE AND CAN PERFORM IMPORTANT ACT...
 PURCHASING LIMIT OF CLASSIC GOLD ON LOCAL LEVEL
IS 50,000.
 WITHDRAWEL LIMIT OF CLASSIC GOLD ON LOCAL
LEVEL IS 10,000.
...
THE PRODUTS THAT MCB HAS
OFFERED FOR THE CONVINENCE OF
ITS CUSTOMERS, ARE SO FAVOURED
BY THE CUSTOMERS THAT MCB
BECAME ONE...
4/23/2014
4/23/2014
Upcoming SlideShare
Loading in …5
×

MCB

1,172 views

Published on

Published in: Business, Economy & Finance
0 Comments
1 Like
Statistics
Notes
  • Be the first to comment

No Downloads
Views
Total views
1,172
On SlideShare
0
From Embeds
0
Number of Embeds
2
Actions
Shares
0
Downloads
37
Comments
0
Likes
1
Embeds 0
No embeds

No notes for slide

MCB

  1. 1. 4/23/2014
  2. 2. BY: Syeda Umama Iftikhar. Nazish Syed. Naveed jan. 4/23/2014
  3. 3. 4/23/2014
  4. 4. 4/23/2014
  5. 5. ‘OUR VISION IS TO BE THE LEADING FINANCIAL SERVICES PROVIDER, PARTNERING WITH OUR CUSTOMERS FOR A MORE PROSPEROUS AND SECURE FUTURE’. 4/23/2014
  6. 6. “OUR MISSION IS TO BECOME THE PREFFERED PROVIDER OF QUALITY FINANCIAL SERVIES IN THE COUNTRY WITH PROFITIBILITY AND RESPONSIBILITY AND TO BE THE BEST PLACE TO WORK”. 4/23/2014
  7. 7.  MCB founded by ISFANI and ADAM JEE families in Calcutta on July 9, 1947.  After partition of the Indo-Pak subcontinent, the bank moved to Dhaka from where it commenced business in august 1948.  In 1956, the bank transferred its registered office to Karachi, where the head office is presently located.  . In January 1974,MCB was nationalized by Bhutto government, and in June 1974 premier bank limited got merged with MCB.  In April 1991, MCB became Pakistan’s first privatized bank. And The government of Pakistan gave the management of the bank to nationalized group, a group of leading industrialists of the country, known as NISHAT group. 4/23/2014
  8. 8.  MCB has a solid foundation of over 56 years in Pakistan, with a network of over 900 branches, over 750 of which are Automated Branches, over 222 MCB ATMs in 41 cities nationwide and a network of over 12 banks on the MNET ATM Switch, which as a combination is considered to be the core competence of MCB.  MCB has won the “Best Bank in Pakistan” award 4 times continuously and other awards, taking initiative in 2001.  It is one of the leading banks in Pakistan with a deposit base of PKR. 462 billion (approx.) and total assets of PKR 605 billion (approx.).  MCB is one of the largest foreign banks in Sri Lanka, has a strategic foreign partnership with May-bank of Malaysia and a connection with other foreign countries. 4/23/2014
  9. 9. 4/23/2014
  10. 10. THERE ARE MANY SECTIONS/PORTIONS IN WHICH MCB HAS DIVIDED ITS PRODUCTS FOR THE CONVINENCE OF ITS CUSTOMERS, THOSE ARE: 1. PERSONAL BANKING. 2. ISLAMIC BANKING. 3. ONLINE BANKING.etc 4/23/2014
  11. 11. PRODUCTS OFFER IN MCB’s PERSONAL BANKING SECTION ARE: 1. MAHANA KHUSHALI SCHEME 2. KHUSHALI BACHAT ACCOUNT 3. MCB RUPEE TRAVELLER CHEQUE 4. MCB CASH CARD 5. MCB PYARA GHAR 6. MCB SAVING 365 7. HAJJ MUBARIK SCHEME 8. CAPITAL GROWTH CERTIFICATE SCHEME 9. PAK-RUPEE SAVING AND CURRENT ACCOUNT 10. PAK-RUPEE TERM DEPOSIT ACCOUNT 11. MCB MASTER CARD 12. MCB CAR FOR YOU 13. EASY PERSONAL LOANS 14. FOREIGN CURRENCY ACCOUNT 4/23/2014
  12. 12.  MINIMUM DEPOSIT AMOUNT IS Rs.1000.  IT HAS A MATURITY OF 5 YEARS.  PROFIT OFFERED WILL BE MINIMUM 1% PER MONTH.  THIS SHEME IS OFFERED TO ENOURAGE THE POPULATION OF PAKISTAN TO SAVE, BY OFFERING LOW DEPOSIT AMOUNTS.  ZAKAT WILL BE DEDUCTED ON YEARLY BASIS.  AS PER GOVERNMENT DIRECTIONS, TAX ON THE PROFIT/ RETURN IS TO BE DEDUCTED BY THE BANK AT THE TIME OF PAYMENT . 4/23/2014
  13. 13.  MINIMUM DEPOSIT AMOUNT IS 2,500.  IT HAS A MATURITY OF 5 YEARS .  8% PROFIT/ RETURN IS OFFERED TO ACCOUNT HOLDERS.  ACCOUNT HOLDERS HAS THE FACILITY TO PAY UTILITY BILLS THROUGH THEIR ACCOUNT. 4/23/2014
  14. 14.  AVAILABLE IN DENOMINATIONS OF Rs. 1000, Rs. 5000, Rs 10,000.  VALIDITY IS 10 YEARS FROM THE DATE OT PURCHASE  EASILY REFUNDABLE, IN CASE OF LOST OR THEFT, FULL MONEY BACK GAURANTEE.  DUE TO SPECIAL PRINTING AND SAFETY PRECAUTIONS, CHEQUES CANNOT BE DUPLICATED 4/23/2014
  15. 15.  CLASSIC CASH CARD IS ISSUED FOR Rs. 5000.  SILVER CASH CARD IS ISSUED FOR Rs. 10,000.  THE REMAINING AMOUNT IN ACCOUNT OF MCB CASH CARD IS REFUNDABLE.  IF LOST OR STOLEN WILL BE MARKED AS ‘HOT’ ON THE REQUEST OF OWNER. 4/23/2014
  16. 16.  IT FINANCES UPTO Rs.20 MILLION.  FINANCING TENURE IS FROM 2-2O YEARS.  PROVIDES LOANS TO PURCHASE, RENOVATE OR CONSTRUCT HOMES.  INCOME OR SALARY OF THE PERSON SHOULD BE AT LEAST 18000.  MONTHLY INSTALLMENTS, NOT EXCEEDING 50% OF THE PERSONS INCOME/SALARY.  THE SERVICE IS PROVIDED TO CUSTOMERS AT THEIR DOOR-STEP. 4/23/2014
  17. 17.  MINIMUM INITIAL AMOUNT IS Rs. 500,000.  PROFIT IS CALCULATED ON DAILY BASIS, AND IS PAID SEMI-ANNUALLY.  IF AMOUNT IS BELOW MINIMUM BALANCE, PROFIT CALCULATION IS IGNORED.  HAS NO SUCH MATURITY MENTIONED, A CUSTOMER CAN SAVE HIS MONEY FOR AS LONG AS HE WANT.  ZAKAT IS DEDUCTED ON AT THE RATE OF 2.5%.  THERE IS NO RESTRICTION ON THE NUMBER OF WITHDRAWALS. 4/23/2014
  18. 18.  MONTHLY DEPOSIT OF Rs.1,200 AND Rs.1,800 IN 3 AND 2 YEARS PROGRAME, RESPECTIVELY.  HAS A DURATION OF 2-3 YEARS.  IS OFFERED FOR CONVENIENCE OF PERSONS, WITH LIMITED INCOME , WHO DESIRES TO PERFORM HAJJ. 4/23/2014
  19. 19.  MINIMUM AMOUNT OF DEPOSIT IS Rs. 10,000.  HAS A MATURITY OF 5 YEARS.  PROFIT CALCULATED IS 2.7% ANNUALLY.  ONE CAN AVAIL A CREDIT FACILITY UPTO 75% OF THE TOTAL DEPOSITED VALUE. 4/23/2014
  20. 20.  LOW AVERAGE BALANCE IS REQUIRED.[10,000]  PROFIT UPTO 1.7% IS PAID ON ACCOUNT ON A HALF YEARLY BASIS.  CUSTOMERS CAN USE THEIR ACCOUNTS TO PAY THEIR BILLS 24 HOURS A DAY, 7 DAYS A WEEK .  CUSTOMER CAN MAKE CASH FREE TRANSACTIONS BOTH LOCAL & INTERNATIONAL, AT THOUSANDS OF MERCHANT OUTLETS THROUGH THEIR MCB SMART CARD. 4/23/2014
  21. 21.  MINIMUM DEPOSIT BALANCE IS Rs. 10,000.  NO PROFIT IS PAID ON CREDIT BALANCES HELD IN CURRENT ACCOUNTS.  CUSTOMER’S ALL DEPOSIT’S AND WITHDRAWAL FROM A CURRENT ACCOUNT TAKES PLACE ONLY AT THE BRANCH WHERE THE ACCOUNT IS BEING MAINTAINED.  THE ACCOUNT HOLDER CAN DRAW SUMS FROM HIS ACCOUNT BY MEANS OF CHEQUE SUPPLIED TO HIM BY THE BANK. 4/23/2014
  22. 22.  MINIMUM DEPOSIT AMOUNT IS Rs.20,000.  MATURITY DEPENDS ON AVAIL CHOICE OF CUSTOMER LIKE 3 MONTHS, 6 MONTHS, 1 YEAR, 2 YEAR – 5 YEARS.  PROFIT UPTO 1.6%, 2.1%, 2.8%, 3.2%, 5.6% IS PAID HALF YEARLY.  CUSTOMER CAN AVAIL A CREDIT FAILITY UPTO 75% OF THE TOTAL DEPOSITD VALUE. 4/23/2014
  23. 23.  AT INTERNATIONAL LEVEL, ITS MEMBER-SHIP FEE IS Rs. 1,000 AND HAS AN ANNUAL FEE OF Rs. 1,500.  FOR DOMESTIC LEVEL MEMBER-SHIP FEE IS Rs. 1,000 AND HAS AN ANNUAL FEE OF Rs. 1,000.  THE CARD HOLDER IS AUTOMATICALLY COVERED FOR Rs.3.5 MILLION FREE TRAVEL INSURANCE. 4/23/2014
  24. 24.  FINANCES UPTO Rs. 25 LACs.  FINANCING TENURE IS FORM 1-7 YEARS.  IT PROVIDES OPTION FOR FIRST YEAR INSURANCE FINANCING.  THERE IS AN OPTION OF EARLY PAYMENT.  THERE IS AN OPTION FOR LOCAL AS WELL AS IMPORTED CARS.  PROVIDES OPTION FOR FINANCING OR LEASING. etc  MINIMUM 20 % DOWN PAYMENTS . 4/23/2014
  25. 25.  MCB LENDS ANY AMOUNT FROM Rs.30,000 TO Rs.3,000,000, DEPENDING UPON NET MONTHLY INCOME OF THE PERSON.  CUSTOMER CAN CHOOSE TENURE OF 1 TO 3 YEARS FOR THE REPAYMENT OF THE LOAN.  EQUAL MONTHLY INSTALLMENTS ARE THERE.  LOW INTEREST RATES ARE CHARGED.  NO GAURANTOR / SECURITY IS REQUIRED. 4/23/2014
  26. 26. CAN OPEN ACCOUNT IN US DOLLAR, UK POUND STERLING, OR EURO.  ACCOUNT OPENING AMOUNT IS $500, OR EQUIVALENT.  MINIMUM DEPOSIT AMOUNT IS $ 500 .  FREE FOREIGN CURRENCY CASH DEPOSIT AND WITHDRAWAL FACILITY.  PROFIT IS PAID INTO ACCOUNT IN EVERY SIX MONTHS TIME PERIOD.  CASH WITHDRAWAL IN PKR IS EQUIVALENT. 4/23/2014
  27. 27. DEPOSIT SCHEMES ARE OFFERED IN MCB’s ISLAMIC BANKING SECTION. FOR CUSTOMERS WHO ARE LOOKING FOR DEPOSIT OPPORTUNITY WHERE THEY CAN PURSE THEIR FUNDS AND REAP HALAL RETURNS ON THEM, FOLLOWING PRODUTS ARE OFFERED. 1. AL-MAKHRAJ SAVING ACCOUNT 2. AL-MAKHRAJ IANAT ACCOUNT 3. AL-MAKHRAJ TERM DEPOSIT 4/23/2014
  28. 28.  MINIMUM DEPOSIT AMOUNT IS Rs. 10,000.  PROFIT IS PAID HALF YEARLY.  ISLAMIC TOOLS ARE USED TO DESIGN THE PRODUCT.  PERSONALIZED CHEQUE BOOKS ARE PROVIDED.  PRODUCT CAN BE AVAILED BY INDIVIDUALS, JOINT ACCOUNT HOLDERS, COMPANIES, CORPORATES, TRUSTS etc. 4/23/2014
  29. 29.  MINIMUM AMOUNT DEPOSITED IS Rs.10,000.  PROFIT IS PAID HALF YEARLY.  PRODUCT CAN BE AVAILED BY INDIVIDUALS, JOINT ACCOUNT HOLDERS, COMPANIES, CORPORATES, TRUSTS etc.  PERSONALIZED CHEQUE BOOKS ARE PROVIDED.  ISLAMIC TOOLS ARE USED TO DESIGN THE PRODUCT. 4/23/2014
  30. 30.  MINIMUM DEPOSIT AMOUNT IS Rs. 25,000.  AVAILABLE TENORS ARE 1, 3, 6 MONTHS AND 1, 2, 3, 5 YEARS.  PROFIT PAYMENT OPTIONS ARE ALSO AVAILABLE LIKE MONTHLY , QUATERLY OR AT MATURITY.  ISLAMIC TOOLS ARE USED TO DESIGN THE PRODUCT.  PRODUCT CAN BE AVAILED BY INDIVIDUALS, JOINT ACCOUNT HOLDERS, COMPANIES, CORPORATES, TRUSTS etc. 4/23/2014
  31. 31. PRODUCTS/SERVICES OFFERED IN MCB’s ONLINE BANKING SECTION ARE: 1. MCB MOBILE BANKING. 2. MCB SMART CARD.etc 4/23/2014
  32. 32. WITH MCB MOBILE BANKING YOU CAN ACCESS YOUR ACCOUNT THROUGH YOUR ‘GPRS’ ENABLED MOBILE PHONE AND CAN PERFORM IMPORTANT ACTIONS. LIKE,  UTILITY BILL PAYMENT.  MOBILE POST PAID BILL PAYMENT.  CAN PURCHASE MOBILE PREPAID VOUCHERS.  CAN ACCESS ACCOUNT BALANCE INFORMATION, AND CAN MAINTAIN OTHER ACCOUNT SETTINGs. 4/23/2014
  33. 33.  PURCHASING LIMIT OF CLASSIC GOLD ON LOCAL LEVEL IS 50,000.  WITHDRAWEL LIMIT OF CLASSIC GOLD ON LOCAL LEVEL IS 10,000.  PURCHASING LIMIT OF CLASSIC GOLD ON INTERNATIONAL LEVEL IS 100,000.  WITHDRAWEL LIMIT OF CLASSIC GOLD ON INTERNATIONAL LEVEL IS 10,000.  INTEREST CALCULATED ON PERSONS DAY TO DAY CREDIT CARD TRANSACTIONS.  IT CAN BE USED FOR BILL PAYMENT, FUNDS TRANSFER, PURCHASING PURPOSE AND ALSO FOR INTERNET BANKING.ETC 4/23/2014
  34. 34. THE PRODUTS THAT MCB HAS OFFERED FOR THE CONVINENCE OF ITS CUSTOMERS, ARE SO FAVOURED BY THE CUSTOMERS THAT MCB BECAME ONE OF THE TOP 5 BANKS IN PAKISTAN. 4/23/2014
  35. 35. 4/23/2014
  36. 36. 4/23/2014

×