Abhay Bhutada’s Plan to Boost Financial Growth in 2024
•
0 likes•11 views
Context: Importance of leadership in financial sector growth. Focus: Abhay Bhutada, MD of Poonawalla Fincorp, and his strategic plan for 2024. Core Approach: Risk-adjusted methodology, prudent lending, robust asset quality.
Report
Share
Report
Share
Download to read offline
Recommended
How Abhay Bhutada Plans to Improve Finance Trajectory in 2024
Leadership Importance: Strategic vision and execution by leaders are crucial for financial institution success.
Bhutada's Role: Abhay Bhutada, MD of Poonawalla Fincorp, outlines a comprehensive strategy for 2024.
Focus Areas: Risk-adjusted methodology, prudent lending practices, and robust asset quality management.
How Improvement in Growth Plans Comes at a Risk of Asset Quality Pressure
Focusing on bureau-tested customers, lenders prioritize borrowers with documented credit histories, reducing the risk of default by leveraging their proven creditworthiness. Abhay Bhutada emphasizes this strategy, steering clear of new-to-credit individuals or high-risk segments, safeguarding asset quality and ensuring a healthy, sustainable loan portfolio. This targeted approach aims to maintain a balance between growth aspirations and risk mitigation, relying on established credit data to inform lending decisions and uphold financial stability.
CV OCT
Mohamed Ahmed Aboul Yazid is an experienced executive strategist and finance manager with over 28 years of experience in accounting, finance, and management. He has worked in senior finance roles for several companies in Saudi Arabia and Egypt. He has expertise in areas such as cash management, budgeting, financial reporting, investment analysis, and ERP implementation. He holds a Bachelor's degree in Commerce from Cairo University and has undergone extensive professional training. He is seeking new opportunities to apply his skills and experience.
Evolution of Treasury Management
The bank grew from a $2 billion balance sheet serving small local customers to a $200 billion balance sheet through strategic expansion and customer focus over 10 years. As the bank grew, it formalized and expanded its treasury function to manage increasing risks and complex needs. It built expertise in various areas like funding, markets, and risk management. It also enhanced technology and data capabilities to efficiently manage exposures, risks, and partnerships as a larger institution.
Unlocking Success: The Importance of Cash Management for Your Business
Cash management is not just about keeping track of physical cash; it encompasses a range of financial activities aimed at optimizing the use of liquid assets. These activities include monitoring cash flows, forecasting future cash needs, and making strategic decisions about how to allocate funds. Effective cash management involves finding a balance between ensuring there's enough cash on hand to meet short-term obligations and putting excess funds to work to generate returns.
Resume
Victor K. Nyamalor has over 15 years of experience in business development, financial management, and accounting. He currently works as a Business Development Manager at Ross Stores, Inc. where he conducts qualitative analysis of financial data to forecast revenue and assess risks. Previously he worked as a Financial Analyst for J. Sainsbury's where he developed models to identify trends in revenues and expenses. He holds a Master's degree in Financial Management from Middlesex University.
CURRICULUM VITAE
George Bush Ochieng has over 8 years of experience in banking and business development. He currently works as a Branch Senior Relationship Officer at Family Bank Ltd in Kisumu, where he manages client relationships and oversees business banking activities. Previously he held roles as a Senior Regional Relationship Officer and Business Banker at Family Bank, and as a Senior Relationship Officer at Faulu Microfinance Bank. He has experience in credit analysis, portfolio management, product development, and ensuring regulatory compliance. Ochieng holds a Bachelor's degree in Business Management from Moi University.
RESUME
Gaurav Kumar is seeking a career opportunity in business and finance that provides growth. He has a Bachelor of Commerce degree from Mahatama Jyotiba Rohilkhand University and an MBA in Finance from Sikkim Manipal University. Currently he works as an Assistant Manager of Credit Reporting at IRIS Computers Limited, where his responsibilities include financial planning, credit assessment, account reconciliation, and statutory and internal audits. Previously he worked as Finance Head at Cache Technologies, where he managed accounts receivable, cash flow projections, loan proposals, and ERP implementations. He has strong skills in accounting software, financial modeling, and treasury management.
Recommended
How Abhay Bhutada Plans to Improve Finance Trajectory in 2024
Leadership Importance: Strategic vision and execution by leaders are crucial for financial institution success.
Bhutada's Role: Abhay Bhutada, MD of Poonawalla Fincorp, outlines a comprehensive strategy for 2024.
Focus Areas: Risk-adjusted methodology, prudent lending practices, and robust asset quality management.
How Improvement in Growth Plans Comes at a Risk of Asset Quality Pressure
Focusing on bureau-tested customers, lenders prioritize borrowers with documented credit histories, reducing the risk of default by leveraging their proven creditworthiness. Abhay Bhutada emphasizes this strategy, steering clear of new-to-credit individuals or high-risk segments, safeguarding asset quality and ensuring a healthy, sustainable loan portfolio. This targeted approach aims to maintain a balance between growth aspirations and risk mitigation, relying on established credit data to inform lending decisions and uphold financial stability.
CV OCT
Mohamed Ahmed Aboul Yazid is an experienced executive strategist and finance manager with over 28 years of experience in accounting, finance, and management. He has worked in senior finance roles for several companies in Saudi Arabia and Egypt. He has expertise in areas such as cash management, budgeting, financial reporting, investment analysis, and ERP implementation. He holds a Bachelor's degree in Commerce from Cairo University and has undergone extensive professional training. He is seeking new opportunities to apply his skills and experience.
Evolution of Treasury Management
The bank grew from a $2 billion balance sheet serving small local customers to a $200 billion balance sheet through strategic expansion and customer focus over 10 years. As the bank grew, it formalized and expanded its treasury function to manage increasing risks and complex needs. It built expertise in various areas like funding, markets, and risk management. It also enhanced technology and data capabilities to efficiently manage exposures, risks, and partnerships as a larger institution.
Unlocking Success: The Importance of Cash Management for Your Business
Cash management is not just about keeping track of physical cash; it encompasses a range of financial activities aimed at optimizing the use of liquid assets. These activities include monitoring cash flows, forecasting future cash needs, and making strategic decisions about how to allocate funds. Effective cash management involves finding a balance between ensuring there's enough cash on hand to meet short-term obligations and putting excess funds to work to generate returns.
Resume
Victor K. Nyamalor has over 15 years of experience in business development, financial management, and accounting. He currently works as a Business Development Manager at Ross Stores, Inc. where he conducts qualitative analysis of financial data to forecast revenue and assess risks. Previously he worked as a Financial Analyst for J. Sainsbury's where he developed models to identify trends in revenues and expenses. He holds a Master's degree in Financial Management from Middlesex University.
CURRICULUM VITAE
George Bush Ochieng has over 8 years of experience in banking and business development. He currently works as a Branch Senior Relationship Officer at Family Bank Ltd in Kisumu, where he manages client relationships and oversees business banking activities. Previously he held roles as a Senior Regional Relationship Officer and Business Banker at Family Bank, and as a Senior Relationship Officer at Faulu Microfinance Bank. He has experience in credit analysis, portfolio management, product development, and ensuring regulatory compliance. Ochieng holds a Bachelor's degree in Business Management from Moi University.
RESUME
Gaurav Kumar is seeking a career opportunity in business and finance that provides growth. He has a Bachelor of Commerce degree from Mahatama Jyotiba Rohilkhand University and an MBA in Finance from Sikkim Manipal University. Currently he works as an Assistant Manager of Credit Reporting at IRIS Computers Limited, where his responsibilities include financial planning, credit assessment, account reconciliation, and statutory and internal audits. Previously he worked as Finance Head at Cache Technologies, where he managed accounts receivable, cash flow projections, loan proposals, and ERP implementations. He has strong skills in accounting software, financial modeling, and treasury management.
Credit & Accounts Receivable Manager MBA
This document provides a curriculum vitae for Hossam Mohamed Ahmed Al-Qady, including his personal and contact information, education history, work experience, certifications and duties in various credit and accounts receivable management roles over 15+ years. It details his experience in developing credit policies, managing receivables, training staff, and financial reporting and analysis for several companies in Egypt and Saudi Arabia.
Abhinav Anand
Abhinav Anand is seeking a challenging position utilizing his knowledge and skills in areas like finance, analytics, leadership, and relationship management. He has over 9 years of experience in treasury, fund raising, cash management, and credit underwriting for financial institutions. Currently, he is a Senior Manager of Treasury at Janalakshmi Financial Services, where he has raised over 800 crores in funding and expanded partnerships from 10 to 30 banks.
Strategic Financial Planning.pdf
Finalert LLC is a distinguished provider of exceptional Accounting and Bookkeeping Services in New York, NY, United States. Acknowledged for their outstanding financial solutions, Finalert serves businesses across industries and sizes with a comprehensive suite of services. Renowned for their excellence, Finalert delivers a wide array of financial solutions catering to businesses of all sizes and industries. Their specialized Bookkeeping Services in New York are meticulously designed to address each client's distinctive requirements, guaranteeing precise and current financial records.
Receivables Performance Management: Top 8 Strategies for Success | Enterprise...
In this comprehensive guide, we'll explore the significance of receivables performance management, key strategies to enhance it, and the impact it can have on your business's bottom line.
John Paul
This document provides a summary of John Paul's professional experience and qualifications. He has over 9 years of experience in finance, accounting, budgeting, and taxation. Currently, he works as a Senior Accountant at SNTTA Emir Tours Dubai where he is responsible for monthly financial reporting, budgeting, and liaising with auditors. Prior to this role, he held accounting positions in Oman and India where he managed accounts payable, receivable, and ensured timely financial reporting and statutory compliance. He has a Master's degree in Commerce with a specialization in Income Tax.
CFO_SB_Career History_Multi Sector Experience
A visionary CFO with a strategic mindset, I have driven transformative financial leadership across diverse sectors, propelling revenue growth and optimizing profitability. Expert in team building, stakeholder management, and business partnership, I empower CEOs, leadership team and the Boards with data-driven insights for strategic decision-making.
With a proven track record in financial planning, developing, and implementing high-impact financial strategies, spreading merger, acquisitions, and fund-raising initiatives, establishing robust internal controls and governance system, I foster innovation through technology integration and process re-engineering.
I am avid reader with keen interest in tax and fiscal laws, ESG principles, sustainability and CSR, data analytics, leadership and team development, crisis management, continuous learning, and professional development.
Ashley Barrios Resume
This accomplished analyst and manager has over 4 years of experience in business intelligence, strategic planning, and department management. They hold an MBA and BS in Management with extensive experience utilizing BI tools like Excel, SQL, and PowerBI. Currently a Business Intelligence Group Manager, their previous roles include Business Analyst and administrative positions developing analytics to improve operations and growth.
Improve Payment Performance with Business Credit Reporting and Management
Companies should take advantage of creditQ's credit reporting and management solutions, such as Business Credit Reports, to optimize successful payment transactions. Simplifying credit procedures improves financial stability and guarantees that payment management will continue to be successful. Use creditQ's credit reporting and management solutions to maximize payment success. Eliminating credit procedures improves financial stability and guarantees ongoing payment management success.
Explore more at https://creditq.in/page/credit-information-report
Financial Planning and Forecasting
Financial planning and forecasting involves determining capital requirements, framing financial policies, and assessing future financial performance. Financial planning is the process of estimating needed capital and determining sources, while financial forecasting extends planning by making inferences about future sales, expenses, cash flows, and financial positions. Forecasting techniques include regression analysis of historical relationships, creating pro forma financial statements using past ratios or estimated expenses, and functional budgeting through cash, sales, and operational budgets.
Brian Goeser resume
Brian Goeser has over 15 years of experience in pharmacy benefits management, health insurance, and financial analysis. He currently serves as Senior Manager of Pharmacy Network Economics at Argus Health System, where he leads teams in analyzing data to determine pricing. Goeser holds a Bachelor's degree in Business Management and has received training from UnitedHealth Care and OptumRx. He has a track record of developing pricing models, managing vendor relationships, and improving processes through technology.
Aashique Hussain UAE
The document provides a resume for Aashique Hussain, including his contact information, nationality, education background with a Master's degree in business administration, and work experience including current and past roles managing sales, marketing, risk management, and collections for real estate and financial companies. It also lists his core competencies and skills, and certifications and trainings related to banking, finance, and management.
Victor.Financial.Resume.2015.2 (6)
Victor K. Nyamalor is a dedicated and strategic financial analyst with over 20 years of experience in business development, financial management, and analysis. He has a Master's degree in Financial Management and experience working for various companies, including Akwaaba Tech Solutions, Ross Stores, Home Depot, J. Sainsbury's, and the Controller and Accountant General Department in Ghana. His responsibilities have included developing financial models, conducting quantitative analysis, budgeting, and improving operational efficiency.
Mohamed Abu Bakr- Planning Manager
Mohamed Abubakr Mohamed is seeking a position in financial management. He has a Master's in Business Administration and a Bachelor's in Economics. He has over 10 years of experience in financial planning, controlling, and analysis roles for companies like Astrazeneca, Sanofi-Aventis, British American Tobacco, and banks. He is proficient in Microsoft Office, SAP, and fluent in Arabic and English.
(Account receivable ) seminar document-2.docx
This document outlines a seminar on account receivable management. It includes an introduction defining account receivables and their importance. It then covers responsibilities, key performance indicators, best practices like credit evaluation and invoicing, tools and technologies, and two case studies on companies that successfully improved cash flow and reduced overdue payments through effective receivables management strategies. The seminar aims to provide a comprehensive understanding of managing receivables to optimize cash flow and customer relationships.
jmsresumelongmar16
Joseph M. Sbriglia has over 30 years of experience in the financial services industry, holding leadership roles in collections, risk management, and marketing. He has a proven track record of improving financial and operational metrics through process automation, data-driven strategies, and team accountability. Most recently, he served as Vice President and Senior Vice President at Sallie Mae/Navient, where he consolidated sites, implemented new technologies, and significantly reduced delinquency and default rates.
Vishal resume
Vishal Kacker is a senior manager at HDFC Bank with over 14 years of experience in banking, portfolio management, retail and wealth management. He has a post-graduation in management and has worked at HDFC Bank, ICICI Bank, Birla Sun Life Insurance, and HDFC Life in various roles managing business operations, clients, and achieving sales targets. Currently at HDFC Bank, his responsibilities include educating customers on digital banking, maintaining processes and compliance, and managing portfolios to achieve profitability targets.
First Euro Case Study
The document discusses strategies for banks to transition from traditional banking to diversified financial services companies. It outlines goals such as increasing revenue from fee-based products, cross-selling to existing customers, and providing consistent service across channels. The balanced scorecard approach is presented as a way to align business units, link strategy to performance management, and clarify roles. A case study of a bank that implemented the balanced scorecard is described.
Ramakant Dalwi Resume
The document is a resume for Ramakant D. Dalwi seeking a position in business development or marketing in the IT sector. It summarizes his over 10 years of experience in business development, key account management, sales, and marketing. He has helped companies like HCL Services, Sify Technologies, and Wipro analyze market trends, capture opportunities, and increase revenues. His roles have included managing customer relationships, driving new business initiatives, and ensuring customer satisfaction. He holds an MBA in marketing and a bachelor's degree in instrumentation.
subbiah Indus bank
The document is a resume for Subbiah A seeking a role in client relationship management or accounts. It summarizes his over 13 years of experience in banking operations and accounts, including controlling accounts, reconciliations, products sales, and relationship building. His most recent roles include an exclusive relationship manager at IndusInd Bank monitoring HNI clients' needs and a branch manager at ICICI Bank overseeing operations, sales, and compliance.
Resume Himanshu Shekhar_new
Himanshu Shekhar is a Chartered Accountant seeking a challenging middle management position in finance. He has over 10 years of experience handling treasury operations, forex risk management, internal controls, budgeting, and MIS functions at Hindalco Industries and Reliance Industries. Some of his responsibilities have included raising funds, managing loans, hedging currency exposures, cash flow planning, budget preparation, and ensuring regulatory compliance. He possesses strong communication, analytical, and leadership skills.
Understanding Systematic Investment Plan Inside Out
**Understanding Systematic Investment Plan Inside Out:**
Discover the essentials of a Systematic Investment Plan (SIP), a disciplined investment strategy that allows you to invest a fixed amount regularly in mutual funds. Learn how SIPs offer the benefits of compounding, rupee cost averaging, and financial discipline, helping you achieve your long-term financial goals effectively. Dive deep into the workings, advantages, and strategies of SIPs to make informed investment decisions.
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic Data
In this presentation, we will explore the rise of generative AI in finance and its potential to reshape the industry. We will discuss how generative AI can be used to develop new products, combat fraud, and revolutionize risk management. Finally, we will address some of the ethical considerations and challenges associated with this powerful technology.
More Related Content
Similar to Abhay Bhutada’s Plan to Boost Financial Growth in 2024
Credit & Accounts Receivable Manager MBA
This document provides a curriculum vitae for Hossam Mohamed Ahmed Al-Qady, including his personal and contact information, education history, work experience, certifications and duties in various credit and accounts receivable management roles over 15+ years. It details his experience in developing credit policies, managing receivables, training staff, and financial reporting and analysis for several companies in Egypt and Saudi Arabia.
Abhinav Anand
Abhinav Anand is seeking a challenging position utilizing his knowledge and skills in areas like finance, analytics, leadership, and relationship management. He has over 9 years of experience in treasury, fund raising, cash management, and credit underwriting for financial institutions. Currently, he is a Senior Manager of Treasury at Janalakshmi Financial Services, where he has raised over 800 crores in funding and expanded partnerships from 10 to 30 banks.
Strategic Financial Planning.pdf
Finalert LLC is a distinguished provider of exceptional Accounting and Bookkeeping Services in New York, NY, United States. Acknowledged for their outstanding financial solutions, Finalert serves businesses across industries and sizes with a comprehensive suite of services. Renowned for their excellence, Finalert delivers a wide array of financial solutions catering to businesses of all sizes and industries. Their specialized Bookkeeping Services in New York are meticulously designed to address each client's distinctive requirements, guaranteeing precise and current financial records.
Receivables Performance Management: Top 8 Strategies for Success | Enterprise...
In this comprehensive guide, we'll explore the significance of receivables performance management, key strategies to enhance it, and the impact it can have on your business's bottom line.
John Paul
This document provides a summary of John Paul's professional experience and qualifications. He has over 9 years of experience in finance, accounting, budgeting, and taxation. Currently, he works as a Senior Accountant at SNTTA Emir Tours Dubai where he is responsible for monthly financial reporting, budgeting, and liaising with auditors. Prior to this role, he held accounting positions in Oman and India where he managed accounts payable, receivable, and ensured timely financial reporting and statutory compliance. He has a Master's degree in Commerce with a specialization in Income Tax.
CFO_SB_Career History_Multi Sector Experience
A visionary CFO with a strategic mindset, I have driven transformative financial leadership across diverse sectors, propelling revenue growth and optimizing profitability. Expert in team building, stakeholder management, and business partnership, I empower CEOs, leadership team and the Boards with data-driven insights for strategic decision-making.
With a proven track record in financial planning, developing, and implementing high-impact financial strategies, spreading merger, acquisitions, and fund-raising initiatives, establishing robust internal controls and governance system, I foster innovation through technology integration and process re-engineering.
I am avid reader with keen interest in tax and fiscal laws, ESG principles, sustainability and CSR, data analytics, leadership and team development, crisis management, continuous learning, and professional development.
Ashley Barrios Resume
This accomplished analyst and manager has over 4 years of experience in business intelligence, strategic planning, and department management. They hold an MBA and BS in Management with extensive experience utilizing BI tools like Excel, SQL, and PowerBI. Currently a Business Intelligence Group Manager, their previous roles include Business Analyst and administrative positions developing analytics to improve operations and growth.
Improve Payment Performance with Business Credit Reporting and Management
Companies should take advantage of creditQ's credit reporting and management solutions, such as Business Credit Reports, to optimize successful payment transactions. Simplifying credit procedures improves financial stability and guarantees that payment management will continue to be successful. Use creditQ's credit reporting and management solutions to maximize payment success. Eliminating credit procedures improves financial stability and guarantees ongoing payment management success.
Explore more at https://creditq.in/page/credit-information-report
Financial Planning and Forecasting
Financial planning and forecasting involves determining capital requirements, framing financial policies, and assessing future financial performance. Financial planning is the process of estimating needed capital and determining sources, while financial forecasting extends planning by making inferences about future sales, expenses, cash flows, and financial positions. Forecasting techniques include regression analysis of historical relationships, creating pro forma financial statements using past ratios or estimated expenses, and functional budgeting through cash, sales, and operational budgets.
Brian Goeser resume
Brian Goeser has over 15 years of experience in pharmacy benefits management, health insurance, and financial analysis. He currently serves as Senior Manager of Pharmacy Network Economics at Argus Health System, where he leads teams in analyzing data to determine pricing. Goeser holds a Bachelor's degree in Business Management and has received training from UnitedHealth Care and OptumRx. He has a track record of developing pricing models, managing vendor relationships, and improving processes through technology.
Aashique Hussain UAE
The document provides a resume for Aashique Hussain, including his contact information, nationality, education background with a Master's degree in business administration, and work experience including current and past roles managing sales, marketing, risk management, and collections for real estate and financial companies. It also lists his core competencies and skills, and certifications and trainings related to banking, finance, and management.
Victor.Financial.Resume.2015.2 (6)
Victor K. Nyamalor is a dedicated and strategic financial analyst with over 20 years of experience in business development, financial management, and analysis. He has a Master's degree in Financial Management and experience working for various companies, including Akwaaba Tech Solutions, Ross Stores, Home Depot, J. Sainsbury's, and the Controller and Accountant General Department in Ghana. His responsibilities have included developing financial models, conducting quantitative analysis, budgeting, and improving operational efficiency.
Mohamed Abu Bakr- Planning Manager
Mohamed Abubakr Mohamed is seeking a position in financial management. He has a Master's in Business Administration and a Bachelor's in Economics. He has over 10 years of experience in financial planning, controlling, and analysis roles for companies like Astrazeneca, Sanofi-Aventis, British American Tobacco, and banks. He is proficient in Microsoft Office, SAP, and fluent in Arabic and English.
(Account receivable ) seminar document-2.docx
This document outlines a seminar on account receivable management. It includes an introduction defining account receivables and their importance. It then covers responsibilities, key performance indicators, best practices like credit evaluation and invoicing, tools and technologies, and two case studies on companies that successfully improved cash flow and reduced overdue payments through effective receivables management strategies. The seminar aims to provide a comprehensive understanding of managing receivables to optimize cash flow and customer relationships.
jmsresumelongmar16
Joseph M. Sbriglia has over 30 years of experience in the financial services industry, holding leadership roles in collections, risk management, and marketing. He has a proven track record of improving financial and operational metrics through process automation, data-driven strategies, and team accountability. Most recently, he served as Vice President and Senior Vice President at Sallie Mae/Navient, where he consolidated sites, implemented new technologies, and significantly reduced delinquency and default rates.
Vishal resume
Vishal Kacker is a senior manager at HDFC Bank with over 14 years of experience in banking, portfolio management, retail and wealth management. He has a post-graduation in management and has worked at HDFC Bank, ICICI Bank, Birla Sun Life Insurance, and HDFC Life in various roles managing business operations, clients, and achieving sales targets. Currently at HDFC Bank, his responsibilities include educating customers on digital banking, maintaining processes and compliance, and managing portfolios to achieve profitability targets.
First Euro Case Study
The document discusses strategies for banks to transition from traditional banking to diversified financial services companies. It outlines goals such as increasing revenue from fee-based products, cross-selling to existing customers, and providing consistent service across channels. The balanced scorecard approach is presented as a way to align business units, link strategy to performance management, and clarify roles. A case study of a bank that implemented the balanced scorecard is described.
Ramakant Dalwi Resume
The document is a resume for Ramakant D. Dalwi seeking a position in business development or marketing in the IT sector. It summarizes his over 10 years of experience in business development, key account management, sales, and marketing. He has helped companies like HCL Services, Sify Technologies, and Wipro analyze market trends, capture opportunities, and increase revenues. His roles have included managing customer relationships, driving new business initiatives, and ensuring customer satisfaction. He holds an MBA in marketing and a bachelor's degree in instrumentation.
subbiah Indus bank
The document is a resume for Subbiah A seeking a role in client relationship management or accounts. It summarizes his over 13 years of experience in banking operations and accounts, including controlling accounts, reconciliations, products sales, and relationship building. His most recent roles include an exclusive relationship manager at IndusInd Bank monitoring HNI clients' needs and a branch manager at ICICI Bank overseeing operations, sales, and compliance.
Resume Himanshu Shekhar_new
Himanshu Shekhar is a Chartered Accountant seeking a challenging middle management position in finance. He has over 10 years of experience handling treasury operations, forex risk management, internal controls, budgeting, and MIS functions at Hindalco Industries and Reliance Industries. Some of his responsibilities have included raising funds, managing loans, hedging currency exposures, cash flow planning, budget preparation, and ensuring regulatory compliance. He possesses strong communication, analytical, and leadership skills.
Similar to Abhay Bhutada’s Plan to Boost Financial Growth in 2024 (20)
Receivables Performance Management: Top 8 Strategies for Success | Enterprise...
Receivables Performance Management: Top 8 Strategies for Success | Enterprise...
Improve Payment Performance with Business Credit Reporting and Management
Improve Payment Performance with Business Credit Reporting and Management
More from Champak Jhagmag
Understanding Systematic Investment Plan Inside Out
**Understanding Systematic Investment Plan Inside Out:**
Discover the essentials of a Systematic Investment Plan (SIP), a disciplined investment strategy that allows you to invest a fixed amount regularly in mutual funds. Learn how SIPs offer the benefits of compounding, rupee cost averaging, and financial discipline, helping you achieve your long-term financial goals effectively. Dive deep into the workings, advantages, and strategies of SIPs to make informed investment decisions.
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic Data
In this presentation, we will explore the rise of generative AI in finance and its potential to reshape the industry. We will discuss how generative AI can be used to develop new products, combat fraud, and revolutionize risk management. Finally, we will address some of the ethical considerations and challenges associated with this powerful technology.
How To Start A Small Businesses In India
Embark on your entrepreneurial journey with confidence by delving into our comprehensive guide on starting a small business in India. From ideation to registration and beyond, this blog offers a step-by-step roadmap, covering essential aspects such as idea generation, market research, legal structures, compliance, financing, infrastructure, marketing, and more. Whether you're a budding entrepreneur or seasoned professional, this resource equips you with the knowledge and insights needed to navigate the complexities of the Indian business landscape and turn your entrepreneurial dreams into reality. Start building your business with clarity and strategy today!
Abhay Bhutada's Blueprint for the Cyrus Poonawalla Group
Dive into Abhay Bhutada's visionary roadmap for the future of the Cyrus Poonawalla Group. Discover how innovation, sustainability, and global influence are set to shape the group's trajectory under his leadership.
The Intricacies Of Cost Of Funds And Cost Of Borrowing
The blog explores the pivotal concepts of "Cost of Funds" and "Cost of Borrowing" in shaping a company’s financial landscape, elucidating their importance in understanding financial dynamics. Through insights from Abhay Bhutada, Managing Director of Poonawalla Fincorp, it discusses how stability in the incremental cost of funds and adept management of borrowing costs demonstrate the institution’s financial resilience and acumen. Referencing Benjamin Graham’s principles, the blog emphasizes the significance of evaluating borrowing practices for financial stability. Bhutada’s observations highlight the institution's ability to navigate economic turbulence while maintaining a steady financial course. Overall, the blog underscores the delicate balance required to manage these elements, showcasing Poonawalla Fincorp’s strategic capability and financial health amidst market uncertainties.
Abhay Bhutada: Proving His Entrepreneurial Prowess with Poonawalla Fincorp
Abhay Bhutada's entrepreneurial journey stands as a testament to visionary leadership and strategic foresight in the dynamic world of business. From the inception of his own non-banking financial company (NBFC) to his pivotal role in revitalizing Poonawalla Fincorp, Bhutada's story exemplifies the transformative power of entrepreneurship. This journey underscores the imperative of embracing digital transformation as a cornerstone for success in today's rapidly evolving financial landscape.
Navigating the Regulatory Landscape of Non-Banking Financial Companies (NBFCs...
Navigating the Regulatory Landscape of Non-Banking Financial Companies (NBFCs) in India
What Are The Key Takeaways From Budget 2024_.pdf
**Key Takeaways from Budget 2024: A Forward-Looking Approach to Economic Resilience**
Budget 2024 reflects a forward-looking approach to economic resilience, emphasizing innovation, sustainability, and inclusive growth. With a focus on infrastructure development, the budget allocates significant funds to key sectors such as healthcare, education, and transportation, aiming to boost job creation and enhance productivity. The government's commitment to digital transformation is evident, with substantial investments in technology infrastructure and digital literacy programs. Moreover, measures to promote sustainable development, including incentives for renewable energy adoption and environmental conservation initiatives, underscore a commitment to long-term prosperity. Additionally, tax reforms aimed at simplification and incentivizing investment are poised to stimulate economic activity and foster entrepreneurship. Overall, Budget 2024 signals a strategic vision for building a robust and inclusive economy poised for future challenges and opportunities.
Embracing Financial Digitization in 2024 and Beyond
This presentation explores the imperative of embracing digital transformation in the financial realm, emphasizing the significance of digitization for both businesses and individuals. It highlights Poonawalla Fincorp's visionary approach to fintech, led by Abhay Bhutada, and their commitment to leveraging digital innovation for growth. The blog then outlines ten strategic approaches to effectively digitize financial operations in 2024, ranging from cloud-based accounting solutions to cybersecurity measures. Each approach is succinctly described, showcasing how technologies like AI, blockchain, and digital payments can enhance efficiency, transparency, and innovation in finance. The overarching message underscores the importance of staying ahead of the curve in a rapidly evolving industry by embracing digital solutions and prioritizing cybersecurity and compliance.
The Psychology of Impulse Buying Subtitle_ Understanding and Managing Impulsi...
This concise presentation delves into the intricate world of impulse buying, offering a comprehensive understanding of its psychological drivers and effective strategies for management. Through seven succinct slides, it explores the emotional triggers, cognitive biases, and social influences that contribute to impulsive spending behaviors. The presentation highlights practical tactics such as recognizing triggers, implementing cooling-off periods, and setting spending limits, while also emphasizing the importance of mindfulness and seeking social support in cultivating healthier spending habits. With clear implementation tips and a focus on aligning purchases with long-term goals, this presentation equips audiences with valuable insights to navigate the complex landscape of consumerism with mindfulness and control.
Investing with Purpose: Navigating the Intersection of Finance and Social Res...
A new way of thinking is emerging, linking financial success with societal welfare. This is seen in the growth of sustainable investing, where investors are looking beyond just profits to consider the wider impact of their investments on the environment, society, and governance (ESG). By adopting social responsibility principles, investors can not only increase their wealth but also help create positive changes in society and the environment.
Deciphering the Psychological Drivers Behind Consumer Behavior
Today’s market environment is characterized by rapid changes and intense competition, where consumer behavior plays a central role in shaping economic dynamics.
Consumerism has evolved beyond rational analysis; it's now deeply rooted in psychological tendencies, making financial decisions more complex than ever.
Exploring the Depth and Scope of Chartered Accountancy in India
Becoming a CA requires dedication, training, and a commitment to financial integrity. CAs are essential for maintaining India's financial stability, as they uphold high standards through their expertise and pursuit of excellence. Explore what it takes to be a CA in India.
Introduction to Financial Management.pdf
Financial management involves planning, organizing, directing, and controlling the financial activities of an organization. This PPT explores the basic understanding and the calculations involved.
Green Bonds: Financing Sustainability in the Financial World.pdf
A special kind of investment is getting popular because it can make money and help the environment: green bonds. They let investors back eco-friendly projects and still make money on their investments.
Unveiling Business Expansion Trends in 2024
India's economic landscape in 2024 is defined by resilience, growth, and a strategic vision for the future. Finance Minister Nirmala Sitharaman's projection of an over 8% GDP growth rate for the fiscal year 2023-24 sets an optimistic tone, reflecting the nation's readiness to embrace new opportunities. This article delves into the myriad dimensions of India's business expansion trends, examining the factors driving growth and shaping the economic narrative in 2024.
Navigating Future Frontiers: Digital Transformation in NBFCs
In the dynamic world of finance, Non-Banking Financial Companies (NBFCs) are venturing into the digital sphere with significant momentum. Driven by the powerful forces of technological advancement, these organizations are reassessing their approaches. For NBFCs, digital transformation is not just a choice; it's essential for their survival, demanding adaptation, evolution, and success in an innovative environment. This voyage isn't solely about integrating technology; it's about fundamentally reshaping the core of financial services.
Abhay Bhutada Leads Poonawalla Fincorp To Record Growth In FY24
In FY24, Poonawalla Fincorp, led by MD Abhay Bhutada, achieved remarkable growth, notably in its assets under management (AUM) and quarterly disbursements. Abhay Bhutada expressed his elation, highlighting Q4FY24 as the best quarter to date, with record-high disbursements and exceptional asset quality, reflecting the company's dedication to excellence and customer-centric approach.
The Regulatory Framework Governing NBFCs
This presentation provides an insightful overview of the regulatory framework governing Non-Banking Financial Companies (NBFCs) in India. Through eight informative slides, it explores the distinct role of NBFCs, the regulatory oversight by the Reserve Bank of India (RBI), prudential norms, asset classification, governance standards, regulatory reporting, and the evolving regulatory landscape. Emphasizing the importance of prudent risk management, integrity, and compliance, the presentation underscores the need for stakeholders to navigate this regulatory maze with diligence and adaptability, guided by the wisdom of financial luminaries like Warren Buffett.
Unraveling The Intricacies Of Cost Of Funds And Cost Of Borrowing
The "Cost of Funds" refers to the expenses financial institutions pay to obtain and keep the money necessary for lending.
It includes more than just interest on deposits, also factoring in dividends on equity shares and related expenses.
Stable incremental cost of funds helps companies navigate economic ups and downs, demonstrating their ability to handle different factors in shifting market conditions.
More from Champak Jhagmag (20)
Understanding Systematic Investment Plan Inside Out
Understanding Systematic Investment Plan Inside Out
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic Data
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic Data
Abhay Bhutada's Blueprint for the Cyrus Poonawalla Group
Abhay Bhutada's Blueprint for the Cyrus Poonawalla Group
The Intricacies Of Cost Of Funds And Cost Of Borrowing
The Intricacies Of Cost Of Funds And Cost Of Borrowing
Abhay Bhutada: Proving His Entrepreneurial Prowess with Poonawalla Fincorp
Abhay Bhutada: Proving His Entrepreneurial Prowess with Poonawalla Fincorp
Navigating the Regulatory Landscape of Non-Banking Financial Companies (NBFCs...
Navigating the Regulatory Landscape of Non-Banking Financial Companies (NBFCs...
Embracing Financial Digitization in 2024 and Beyond
Embracing Financial Digitization in 2024 and Beyond
The Psychology of Impulse Buying Subtitle_ Understanding and Managing Impulsi...
The Psychology of Impulse Buying Subtitle_ Understanding and Managing Impulsi...
Investing with Purpose: Navigating the Intersection of Finance and Social Res...
Investing with Purpose: Navigating the Intersection of Finance and Social Res...
Deciphering the Psychological Drivers Behind Consumer Behavior
Deciphering the Psychological Drivers Behind Consumer Behavior
Exploring the Depth and Scope of Chartered Accountancy in India
Exploring the Depth and Scope of Chartered Accountancy in India
Green Bonds: Financing Sustainability in the Financial World.pdf
Green Bonds: Financing Sustainability in the Financial World.pdf
Navigating Future Frontiers: Digital Transformation in NBFCs
Navigating Future Frontiers: Digital Transformation in NBFCs
Abhay Bhutada Leads Poonawalla Fincorp To Record Growth In FY24
Abhay Bhutada Leads Poonawalla Fincorp To Record Growth In FY24
Unraveling The Intricacies Of Cost Of Funds And Cost Of Borrowing
Unraveling The Intricacies Of Cost Of Funds And Cost Of Borrowing
Recently uploaded
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
原版一模一样【微信：741003700 】【美国迈阿密大学牛津分校毕业证文凭证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
Discover the Future of Dogecoin with Our Comprehensive Guidance
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
Independent Study - College of Wooster Research (2023-2024)
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
快速办理(SMU毕业证书)南卫理公会大学毕业证毕业完成信一模一样
学校原件一模一样【微信：741003700 】《(SMU毕业证书)南卫理公会大学毕业证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
University of North Carolina at Charlotte degree offer diploma Transcript
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...
falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...Falcon Invoice Discounting
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.The Impact of GST Payments on Loan Approvals
Understanding how timely GST payments influence a lender's decision to approve loans, this topic explores the correlation between GST compliance and creditworthiness. It highlights how consistent GST payments can enhance a business's financial credibility, potentially leading to higher chances of loan approval.
5 Tips for Creating Standard Financial Reports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...University of Calabria
The study analyzes differences and primary drivers of green performance between family firms and non-family firms
1.2 Business Ideas Business Ideas Busine
Business Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas Powerpoint
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
永久可查学历认证【微信：A575476】【美国新罕布什尔大学(unh)毕业证成绩单Offer】【微信：A575476】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Earn a passive income with prosocial investing
Invest in prosocial funds that earn you an income while improving the world
Ending stagnation: How to boost prosperity across Scotland
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
How will new technology fields affect economic trade?
What's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightnessLabour Market Information Council | Conseil de l’information sur le marché du travail
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.Recently uploaded (20)
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
Discover the Future of Dogecoin with Our Comprehensive Guidance
Discover the Future of Dogecoin with Our Comprehensive Guidance
Independent Study - College of Wooster Research (2023-2024)
Independent Study - College of Wooster Research (2023-2024)
University of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma Transcript
Tumelo-deep-dive-into-pass-through-voting-Feb23 (1).pdf
Tumelo-deep-dive-into-pass-through-voting-Feb23 (1).pdf
falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...
falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
Ending stagnation: How to boost prosperity across Scotland
Ending stagnation: How to boost prosperity across Scotland
Applying the Global Internal Audit Standards_AIS.pdf
Applying the Global Internal Audit Standards_AIS.pdf
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
What's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightness
Abhay Bhutada’s Plan to Boost Financial Growth in 2024
- 1. Abhay Bhutada’s Plan to Boost Financial Growth in 2024 Strategic Initiatives for Sustainable Financial Success
- 2. Context: Importance of leadership in financial sector growth. Focus: Abhay Bhutada, MD of Poonawalla Fincorp, and his strategic plan for 2024. Core Approach: Risk-adjusted methodology, prudent lending, robust asset quality.
- 3. Balanced Approach: Avoid high-risk segments, focus on steady growth areas. Periodic Reviews: Update risk models with latest economic data. Outcome: Stable revenue, minimized volatility. A Risk-Adjusted Methodology
- 4. Extensive Database: Credit scores, repayment histories, income levels. Machine Learning: Predict future credit behavior, assess default risk accurately. Continuous Data Enrichment: Integrate new data sources, enhance datasets. Leveraging Data for Informed Lending
- 5. Ongoing Portfolio Management: Regular monitoring of KPIs. Early Warning Systems: Detect financial distress, take preemptive measures. Proactive Management: Low non-performing assets (NPAs). Ensuring Robust Asset Quality
- 6. Targeting Low-Risk Segments: Bureau-tested customers, verifiable cash flows. Strategic Partnerships: Expand market presence, reach creditworthy customers. Geographic Expansion: Identify regions with growth potential. Confident Growth Trajectory
- 7. High-Quality Assets: Low NPAs, high repayment rates. Continuous Improvement: Regular reviews, feedback incorporation. Transparency and Accountability: Clear communication, strong borrower support. Performance of the New Loan Book
- 8. Meticulous Planning: Coordination across departments. Rigorous Credit Assessment: Multi-layered evaluation process. Technology and Innovation: Advanced analytics, digital platforms for efficiency. Strategic Execution and Future Outlook
- 9. Understanding Customer Needs: Tailored financial products and services. Digital Platforms: Enhanced service delivery, customer engagement. Building Trust: Transparent practices, long-term relationships. Customer-Centric Approach
- 10. Comprehensive Strategy: Risk-adjusted approach, focus on asset quality. Indicators of Success: Reduced GNPA, net NPA rates. Future Outlook: Continuous improvement, customer-centricity, technological innovation. Broader Impact: Financial stability, industry benchmark, enhanced trust. Conclusion
- 11. Thank you.