The document describes a 4-step process for online donations using INTERAC Online Hosted Payment Pages. Donors select INTERAC Online at checkout and are redirected to their financial institution to login and approve the payment. After payment is confirmed, donors are redirected back to the merchant's website with the donation complete.

1. How it works
INTERAC Online Hosted Payment Page Flow
(HPP)
Donating to a charitable cause or
fundraising for a political campaign
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Monday, January 2, 2012

2. Payment Flow
Step 1 - Online Merchant Checkout Step 2 - INTERAC Online HPP
Select
Select your
INTERAC
financial
Online to
institution
donate
Step 4 - Back to Online Merchant Website Step 3 - Online Banking HPP
Payment
Login and
confirmed and
approve the
donate
payment
complete
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Monday, January 2, 2012

3. Payment Flow
Step 1 - Online Merchant Checkout
• Online donors would select INTERAC
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Monday, January 2, 2012

4. Payment Flow
Step 2 - INTERAC Online HPP
• And re-directed to choose their bank to make
their online payment
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Monday, January 2, 2012

5. Payment Flow
Step 3 - Online Banking HPP
• They complete their payment transaction
• Immediately the payment is confirmed
• The money is deducted from the card-holder
bank account
• And deposited directly into the merchant bank
account
• A convenience fee per transaction is paid by
Merchant to Sterling Information Technologies
Inc.
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Monday, January 2, 2012

6. Payment Flow
Step 4 - Back to Online Merchant Website
• The card-holder is re-directed back to the
online merchant site
• The payment is complete
• It’s simple and secure.
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Monday, January 2, 2012