Capgemini implements new mobile banking service concepts to provide innovative services and increase revenues for financial clients. A new era of mobile banking has emerged with smart phones allowing location-based services, touch interfaces, and increased mobile internet access. Banks face challenges keeping up with technology changes and applying innovations individuals already use. Capgemini's Direct Banking Service Concept provides on-demand access to IT resources and services to help banks more quickly develop and deploy new mobile banking applications and experiences that meet evolving customer demands.
Rising to the New Challenges of Transactional Services in the Public SectorCapgemini
Companies and government agencies alike are moving their activities online.
The rising curve of online service delivery adoption has raised expectations of service levels. Yet many transactions in the public sector are often still provided by systems that were not intended, designed and built to support the exponential user and data growth.
Subsequently, the rise of online service delivery not only requires new investment but also adds new risks in making these systems secure for an online world with its increasing levels of cyber crime. Both the private and the public sectors are under pressure to reduce the costs associated with delivery of transactional services.
But since our last paper on the topic was published, three significant trends have emerged:
- The increased urgency to reduce fraud and non-compliance
- The changing nature of Business Process Outsourcing (BPO) and Shared Services strategies moving away from pure cost reduction to transformational outsourcing
- The rapid rise of Cloud technology, with dramatic changes to delivery models
Read our paper to learn more about how government can learn from the private sector in order to tackle these issues.
Advancements in any industry refer to the process of developing systems, tools, products, or techniques that improve conditions,
solve problems, or achieve goals. All industries value innovative minds and solution-oriented breakthroughs. This workshop will
feature top corporate and federal executive leaders form or from? diverse industries share the latest and greatest breakthroughs.
You may be behind the next big thing.
At the end of this workshop, participants will be able to:
a. E xplore pioneering advancements from diverse industries including:
Aerospace & Defense, Automotive, Media & Entertainment, IT, Intelligence Agencies
b. Explore ideas and visions for the future
c. Examine challenges and threats that these industries must overcome to survive
Cloud computing is a general concept that incorporates software as a service(SaaS), web2.0 and other recent well-know technology trends in which the common theme is satisfying the increasing computing needs of the users while reducing costs.
There is a move towards purchasing software as a service (SaaS) rather than buying and hosting the application internally. Industry researcher International Data Corp. says that the worldwide sales of public IT Cloud services will reach $55.5 billion in 2014, a compound annual growth rate (CAGR) of 27.4%. But for independent software vendors (ISVs) who built their business around the traditional model of selling licenses and maintenance agreements, moving to SaaS involves drastic changes in every aspects ranging from their business model, sales and marketing strategies, development methods and their own IT requirements.
This Handbook explains the importance of Cloud and how the market is moving towards delivering software as a service. The market trends and predictions explains the need for the ISVs to transform from software developers to services providers. This move will provide them with tremendous benefits and will keep them competitive. To meet the transformational challenges, the ISVs are required to unlearn some beliefs and learn new ones.
Rising to the New Challenges of Transactional Services in the Public SectorCapgemini
Companies and government agencies alike are moving their activities online.
The rising curve of online service delivery adoption has raised expectations of service levels. Yet many transactions in the public sector are often still provided by systems that were not intended, designed and built to support the exponential user and data growth.
Subsequently, the rise of online service delivery not only requires new investment but also adds new risks in making these systems secure for an online world with its increasing levels of cyber crime. Both the private and the public sectors are under pressure to reduce the costs associated with delivery of transactional services.
But since our last paper on the topic was published, three significant trends have emerged:
- The increased urgency to reduce fraud and non-compliance
- The changing nature of Business Process Outsourcing (BPO) and Shared Services strategies moving away from pure cost reduction to transformational outsourcing
- The rapid rise of Cloud technology, with dramatic changes to delivery models
Read our paper to learn more about how government can learn from the private sector in order to tackle these issues.
Advancements in any industry refer to the process of developing systems, tools, products, or techniques that improve conditions,
solve problems, or achieve goals. All industries value innovative minds and solution-oriented breakthroughs. This workshop will
feature top corporate and federal executive leaders form or from? diverse industries share the latest and greatest breakthroughs.
You may be behind the next big thing.
At the end of this workshop, participants will be able to:
a. E xplore pioneering advancements from diverse industries including:
Aerospace & Defense, Automotive, Media & Entertainment, IT, Intelligence Agencies
b. Explore ideas and visions for the future
c. Examine challenges and threats that these industries must overcome to survive
Cloud computing is a general concept that incorporates software as a service(SaaS), web2.0 and other recent well-know technology trends in which the common theme is satisfying the increasing computing needs of the users while reducing costs.
There is a move towards purchasing software as a service (SaaS) rather than buying and hosting the application internally. Industry researcher International Data Corp. says that the worldwide sales of public IT Cloud services will reach $55.5 billion in 2014, a compound annual growth rate (CAGR) of 27.4%. But for independent software vendors (ISVs) who built their business around the traditional model of selling licenses and maintenance agreements, moving to SaaS involves drastic changes in every aspects ranging from their business model, sales and marketing strategies, development methods and their own IT requirements.
This Handbook explains the importance of Cloud and how the market is moving towards delivering software as a service. The market trends and predictions explains the need for the ISVs to transform from software developers to services providers. This move will provide them with tremendous benefits and will keep them competitive. To meet the transformational challenges, the ISVs are required to unlearn some beliefs and learn new ones.
IBM collaborates with government leaders to transform services, improve outcomes of social programs, facilitate global trade, protect borders and enhance public safety.
Harmonisation of digital life - Innovation in devices, mobility and connectivity continue to drive the way we use everyday services, socialise and communicate.
Market Research Report : Unified Communications Market in India 2012Netscribes, Inc.
For the complete report, get in touch with us at : info@netscribes.com
Unified Communications market inIndiais currently undergoing through a phase wherein the market can be characterized with steady growth and a cut-throat competition amongst players operating in the market space. Primarily, the market is boosted by the ongoing proliferation of high speed internet services such as 3G and broadband. Further, the demand to incorporate mobility amongst corporations is also raising the demand for UC based technology so as to facilitate seamless flow of information and data.
The market comprises of multiple segments including voice based communications, conferencing and messaging & calendaring. “Currently, the market is growing at a compounded annual growth rate of 23.5%,”says Mr. Kalyan Banga, Product Manager at Netscribes. An array of factors including rising enterprise mobility, availability of 3G and broadband services, abundance of smart portable devices and the presence of a tech savvy youth population basically propel the market forward. Cloud computing has become a significant part of the UC market wherein players hailing mostly from the small and medium business segment opt for hosted UC services and solutions. This typical behavior is mainly because of the tendency to avoid the upfront capital costs associated with the deployment of UC solutions. “The UC market will see investments pouring in from the SMB space which in turn is expected to grow at a steady CAGR of around 16%” added Kalyan.
Consumers’ expectation is rising for highly visual and engaging content. Using a seasoned systems integrator and Agile methodology, organizations can effectively and quickly test and deploy multiscreen video delivery, thus meeting consumer expectations.
IBM’s distribution sector industry value proposition: IBM collaborates with distributors to help improve customers’ experiences, optimize operations and supply chains, and drive organizational efficiencies.
Webinar: Mobile trends and their impact on Nordic enterprisesTieto Corporation
Mobility is truly an exciting area for competitive differentiation. This is the presentation from our webinar exploring the latest trends and opportunities in a connected and mobile world, but also how they will impact Nordic enterprises and how to make it work for you. The presentation is built upon the latest insights from the GSMA Mobile World Congress 2013 in Barcelona. Please visit http://www.tieto.com/mobility for more info.
Cloud computing is the provision of dynamically scalable and often virtualised resources as a service over the internet (public cloud) or intranet (private cloud)
IBM collaborates with government leaders to transform services, improve outcomes of social programs, facilitate global trade, protect borders and enhance public safety.
Harmonisation of digital life - Innovation in devices, mobility and connectivity continue to drive the way we use everyday services, socialise and communicate.
Market Research Report : Unified Communications Market in India 2012Netscribes, Inc.
For the complete report, get in touch with us at : info@netscribes.com
Unified Communications market inIndiais currently undergoing through a phase wherein the market can be characterized with steady growth and a cut-throat competition amongst players operating in the market space. Primarily, the market is boosted by the ongoing proliferation of high speed internet services such as 3G and broadband. Further, the demand to incorporate mobility amongst corporations is also raising the demand for UC based technology so as to facilitate seamless flow of information and data.
The market comprises of multiple segments including voice based communications, conferencing and messaging & calendaring. “Currently, the market is growing at a compounded annual growth rate of 23.5%,”says Mr. Kalyan Banga, Product Manager at Netscribes. An array of factors including rising enterprise mobility, availability of 3G and broadband services, abundance of smart portable devices and the presence of a tech savvy youth population basically propel the market forward. Cloud computing has become a significant part of the UC market wherein players hailing mostly from the small and medium business segment opt for hosted UC services and solutions. This typical behavior is mainly because of the tendency to avoid the upfront capital costs associated with the deployment of UC solutions. “The UC market will see investments pouring in from the SMB space which in turn is expected to grow at a steady CAGR of around 16%” added Kalyan.
Consumers’ expectation is rising for highly visual and engaging content. Using a seasoned systems integrator and Agile methodology, organizations can effectively and quickly test and deploy multiscreen video delivery, thus meeting consumer expectations.
IBM’s distribution sector industry value proposition: IBM collaborates with distributors to help improve customers’ experiences, optimize operations and supply chains, and drive organizational efficiencies.
Webinar: Mobile trends and their impact on Nordic enterprisesTieto Corporation
Mobility is truly an exciting area for competitive differentiation. This is the presentation from our webinar exploring the latest trends and opportunities in a connected and mobile world, but also how they will impact Nordic enterprises and how to make it work for you. The presentation is built upon the latest insights from the GSMA Mobile World Congress 2013 in Barcelona. Please visit http://www.tieto.com/mobility for more info.
Cloud computing is the provision of dynamically scalable and often virtualised resources as a service over the internet (public cloud) or intranet (private cloud)
Customer centric digital platform for utilities: Process to valueCapgemini
New digital technologies like smart metering and smart
homes, together with the rise of mobile connectivity and
social media, are playing a major role in transforming
how utilities and customers interact
Streamline your digital transformation for a future ready venture.LCDF
Streamline your digital transformation for a future ready venture. How the Pandemic How the pandemic impacted DACH Industries the unexpected catalyst for digital Transformation ?
To deliver on this potential, smarter media and entertainment companies are transforming business models, operations and customer experiences. (1) Innovate business models and seize digital market opportunities, (2) Differentiate the consumer experience, (3) Improve operational efficiencies.
How can today’s retailers keep costs low and maximise margins, but at the same time grow market share, find new customer touchpoints and create better customer experiences? It’s a huge challenge – but, as this white paper will show, recent shifts in technology are creating huge opportunities for retailers to achieve these goals.
We know what it takes to solve our clients’ biggest challenges, and we’ve spent the last 50 years delivering software that is fueled by expertise, built for change, and ready for work.
Viability of bring your-own-computer BYOC programsMasaf Dawood
The confluence of powerful hand held devices, and a broadband network at home has created the desire for employees to expect the same level of connectedness in the enterprise space/workplace. Businesses are feeling the pressure to develop a hybrid support approach that also includes Gen Y and Gen Z workers, who are technology savvy and would like to use these devices in the workplace. What is un-clear is how some of the programs aimed at integrating users own devices will work with the existing IT/framework and this paper attempts to provide a balanced approach to analyze the problem and propose a solution.
By: Masaf Dawood
Vendor hype has devalued the promise of unified communications and threatens to cause confusion with the move to cloud computing. In the absence of clear and unambiguous explanations of the benefits of embarking on such projects, end users could be forgiven for thinking that these are technologies without a purpose. However, a revolution is underway, bringing with it real benefits to enterprises and to workers.
HARMAN Digital Transformation Solutions(DTS) offers engineering research and development (ER&D) and digital transformation solutions to deliver digital products, platforms, and software solutions for enterprises across industries. The company's Connected Lifestyle business focuses on connecting the consumer, with an emphasis on digital health, whereas the Smart Infrastructure business focuses on delivering telecom and industrial solutions.
The Information Agenda Guide for CSPs - Transform your business through information and analytics. The elements of an effective Information Agenda plan for communications service providers to help ensure the right information is delivered to the right people at the right time.
All organizations are now looking to the cloud as a possible model for enterprise IT delivery. Zero -capex, pay-per-use and radical scalability become the incentives. But there are risks too, with communication and data security, enterprise standards, compliance and service consistency all causes for concern.
This condensed document summarizes Getronics thinking and position on enterprise cloud adoption.
The Olympic Games 2014 Success Story: 15 lessons from the Orange country for ...Michel van den Berg
How to bring Olympic Success into your Business ? Business and Sports have lots in common. Superior Performance rely on applying winning elements.
The Dutch came to the Olympic Games to take on Goliath-countries like US and Russia to compete for Gold. They outperformed the competition with clean Orange sweeps and kicking ass in the overall Medal Count. Learn from the Country’s success story… No matter how small your business is….!
Please Share this presentation with your business contacts if you want to advise them on performance or just to encourage them !
Follow Michael at Twitter @appsolute_value
According to Forrester 97% of marketing executives need and want to adopt new technologies and tools to engage better with customers.
While most marketeers have finally mastered web marketing techniques, slowly they find mobile and social media are the new game-changers.
So if you among the 3%, consider yourself lucky and this presentation won't add much to your knowledge.
We are Appsolute Value. We fuel mobility in business. We rethinks apps. This is our pick of 10 best practices for mobile marketing.
We have shared these 10 practices already at EmerceDay and the Digital Network Conference in Toronto in the final months of this year. Great Feedback and endorsements!
In our relentless pursuit of building great mobile experiences to increase customer engagement, we want to share this with as much marketeers and brand managers as possible.
This presentation holds 7 animated video's to make one better understand how to create mobile engagement using mobile apps and mobile (sensor) technologies. We like to call this 'Smart Marketing'.
If you want an animated version of this presentation, you can send us an email at info@appsolutevalue.mobi.
Remember these are not innovative concepts but practices used mainly by big brands leading the Digital Era.
Enjoy and we wish you all the best in defining your mobile (app) marketing efforts for 2014.
For more mobile marketing content, read my blogs:
http://mobilefirstblog.wordpress.com/
Vision on using Google Glass for Banking and Shopping. How UX can look like for wearable apps. After first generation of portable mobile apps on smart phones, Google opens a new era of hardware. Apple to be expected soon with iWatch.
We have presented our Vision on invitation by Emerce Mobile Convention 2013 in Amsterdam. We are Appsolute Value, an agency specialized in mobile technology services focussing on mobile retail and mobile finance (banking, payment, brokerage).
We have been the first in Europe building a native direct mobile banking app in 2009.
Curious how consumers and bankers will react on our first Glass concept for banking and social shopping....
More on Mobile Apps and Google Glass at the blog at http://www.mobilesolutionsnetwork.blogspot.nl/
Mobile App development for Large Companies- presented at Appsterdam wwllMichel van den Berg
Building Apps at large companies is a different game. Michael van den Berg, CEO of Appsolute Value presented and shared at Appsterdam his views and experience on how mobile apps are build differently to mobilize large companies
Appsterdam is a global network of 2000+ mobile develoers and mobile designers...and counting
Appsolute Value is a mobile tech specialist boutique. A network-based organisation of partners and co-mavericks in the Mobile Tech arena. They act globally, build business apps and specialise in cross-platform app development frameworks (Kony, Worklight, Adobe) and engineering apps and devices in current digital landscapes of larger organisations
1. A new generation of Mobile Banking
services
The Direkt Banking Service Concept–Capgemini
implements new mobile service concepts to provide
innovative powers and increase revenues to its client
in the Financial Service Industry.
The Situation
After WAP, SMS and NFC
technology provided the first mobile information, transactions and
banking functionality, a new era of interactions
•
mobile banking has emerged. The Location based services:
market shift towards smart phones , Smart phones have the unique
like Apple’s Iphone, is the main ability to provide services based
cause. on the physical location of the
user
This new mobile banking (generation
• Surface computing: With the
2.0) emerged from a variety of
Multi-Touch interface, users
evolutions*:
enjoy a heightened sense of direct
• New client experience: The manipulation. A new set of
Iphone from Apple shows the gestures like tapping controls,
great impact of appearance on sliding and flicking through data
functionality. Consistent helps users to quickly grasp
integration of the appearance and applications and simplifies and
the tasks to be executed by give greater affinity for the
providing standard controls and objects and task execution on
behaviours, leads to new user screen.
interface elements and result in a
• Upscale of user demand: broad
new customer experience.
band availability fuels access to
• Ipodification: An eminent trend and use of mobile internet and a
shows more and more non- ‘front row interface ‘(TV) for live
computer- like devices are used entertainment.
as the primary access channel to
All together Smart Phones provides
for an increasing larger group of
customers a ‘pocket’ tool for remote
life !
Particularly the young, technology-
savvy online banking users consider a
smart phone and its new technology as
an ubiquitous asset that augments their
everyday live in many respects and
which they can combine at will to
.nl
create their own solutions.
Banking consumers want to improve
the overall experience. They want to
interact on the rhythm and at the
moments that suit them. They expect
seamless and compelling ways of
accessing applications and systems.
Also workers quickly start to
understand how their daily routine
2. might benefit from freedom that implement new hardware and then to mitigate delivery and adoption risks.
technology creates. They are getting deploy and configure new IT It also helps to reach business - and IT
used to interact more effectively and applications and services can take so goals:
intensively to co-workers, clients and long that much of the business value
•
partners. of the new resource is lost. Improve Time-To-Market
For these reasons - continuing to drive • Creating flexibility
The Business and IT Challenge IT infrastructure costs down, • Reduce investment costs (storage,
improving time to market for new applications, services)
Banks are affected by the same trends services and enabling new models of
• Reduce development costs (e.g.
and as new opportunities arise faster, working together - Capgemini
SDK and object-oriented
business must be able to sense crucial believes organizations will inevitably
programming for Iphone)
events in the business ecosystem. have a need for immediate access to a
• Reduces long–term costs since
massive pool of diverse computing
assets can be spread across
There is a pent-up demand to apply -storage, applications and services-
different organisations
the technologies that individuals are and business resources (Strategy, UXP
already used to. and Organizational Embedding).
With Capgemini Direct Banking
Service Concept this risk is
eliminated.
About Capgemini and the
Collaborative Business Experience
For IT, it is difficult to keep up the
Capgemini, one of the world’s foremost providers of Consulting, Technology and Outsourcing services, has a
pace of technology.
unique way of working with its clients, called the Collaborative Business Experience.
Combining the two in order to find Backed by over three decades of industry and service experience, the Collaborative Business Experience is
new ways of using technology to align designed to help our clients achieve better, faster, more sustainable results through seamless access to our
network of world-leading technology partners and collaboration-focused methods and tools. Through
and combine capabilities, explore new
commitment to mutual success and the achievement of tangible value, we help businesses implement growth
sales and delivery channels and thus strategies, leverage technology, and thrive through the power of collaboration.
unleashing new revenue potential is
challenging. Capgemini employs approximately 61,000 people worldwide and reported 2005 global revenues of 6,954
million euros.
To model your business according to More information about our services, offices and research is available at www.capgemini.com
above mentioned evolutions and to
understand the powerfull effect of the
new user interface and its new set of
human interface principles, a new
collaboration effort is required.
For Contact:
Partners in this collaboration are user
Michel.vanden.Berg@Capgemini.com
interface & user experience designers, Expert group Manager Channels retail banking
IT, marketing and channel
management. Frank. Moerdijk@Capgemini.com
Strategic Business Domain Manager Channels
For building new Internet Banking
and Mobile Banking models the
Direct Banking Service Concept, IT
and business elements can be accessed
immediately as external services.
How Capgemini Works Together
The Solution
Capgemini’s Direct Banking Service
For many IT departments at Banks we Concept is to close any gap between
know the time to procure, specify and IT, Business and Users in order to