Investment Insights from NIFCU$: Standard & Poor's Downgrades U.S. Government...NAFCU Services Corporation
Standard & Poor’s (S&P) has downgraded their U.S. Government long-term AAA debt rating to AA+ for the first time since granting it in 1917. While forewarned, it still seems to have taken investors by surprise. Fitch and Moody’s recently re-affirmed their top-tier rankings of U.S. long-term debt, however. We do not expect S&P’s downgrade will have much impact on interest rates or the sale of Treasuries to finance U.S. borrowing, particularly if both Moody’s and Fitch continue to maintain their current top-tier ratings. The consequences of S&P's U.S. Government downgrade will likely have a greater emotional impact on investor sentiment, exacerbated by the European chaos, than any longer term impact on the economy or fixed income liquidity.
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Transforming the Customer Experience in Retail Branch Banking (Credit Union C...NAFCU Services Corporation
The pressure is on the financial industry to efficiently provide their customers with the same presence, preference and easy access to everyday services that can be experienced across other industries such as retail, travel and hospitality. How do credit unions create the right road map to incrementally improve their branch experience, all the while, delighting customers and cementing profitable long term relationships? In this 2012 Strategic Growth Conference session, check out the latest trends and how to integrate innovative technology solutions into your credit union’s roadmap! More info at: www.nafcu.org/ncr
Sintesis del programa dictado en la materia impacto ambiental en suelos. identificación de problemas y propuesta de soluciones y como utilizar los estudios del suelo en temas de impacto ambiental