This document provides an overview of SAP's roadmap for finance and risk solutions. It outlines recent innovations, planned innovations in the short and mid-term, solution directions, and visions. Key areas of focus include accounting, financial close, profitability, planning, cash management, treasury, risk management, and consolidation. The roadmap shows enhancements to support continuous close processes, predictive analytics, universal allocation, contract and lease accounting, and leveraging SAP Cloud Platform technologies. SAP's vision is to deliver early predictive insights, support multiple valuations and currencies, enable "lights out" finance processes, and provide knowledge and analytics tools to help customers transform digitally.