2015 june 18th madrid innopayments key note - future of check-out
•
0 likes•201 views
Merchant's point of view on the evolving role of payments in check-out. Discussed from 4 angles: Reach, Ease of Use, Conversion, Cost. For each angle posing a provoking thesis and some challenges for the industry.
Report
Share
Report
Share
Download to read offline
Recommended
2015 september 15th london merchants & payments key note - future of check-out
2015 september 15th london merchants & payments key note - future of check-outDennis Van Allemeersch
Merchants' point of view on evolving role of payments in check-out. From Reach, Ease of Use, Conversion and Cost angle. Setting the stage at each point with a provoking thesis and some challenges for the industry.Travelex digital in travel event 2016-06-21 t wright
Travelex is a leader in foreign exchange services operating in 28 countries and serving over 1.7 billion passengers annually through its airport stores and ATM locations. The company has a history of innovation, launching its online business in 1999 and expanding into new areas like prepaid cards, payments, and ATMs. However, in 2014 Travelex recognized that consumer behavior was changing and pivoted to focus on lifetime customer value over individual transactions and shift investment to digital. This included launching new products like the Supercard, which allows fee-free global spending, and improving social media engagement. Travelex believes understanding customer data better will help form relationships and increase sales through offerings tailored to different traveler types at different stages of their
Mobile Convention Amsterdam 2015 - MEF/ Wirecard - Jack Harris
This document summarizes key facts and figures about Wirecard, including that it is a leading technology company for electronic payments founded in 1999 with over 1,750 employees and 19,000 customers. It processed €34.3 billion in transactions in 2014 and has a banking license in Germany and an e-money license in the UK. The document also summarizes results of a survey on mobile commerce, finding that while ecommerce on mobile devices is growing, dedicated mobile apps are still not widely used, and that consumers have concerns about security and trust with mobile wallets. It suggests that social media and "second screening" may help drive further adoption of mobile commerce.
Fintech Belgium_Webinar 10: Alternative Payments / Covid-19: Home Working Cha...
This document outlines an agenda for Webinar 11 on alternative payments and the coronavirus homeworking challenge. There will be presentations from five speakers on topics including digital payment methods, how to support local economies, and new prepaid card solutions. Lotta de Meulenaere from Bancontact Payconiq Company will discuss their digital payment apps and efforts to support medical and hospitality sectors. Nadège Foccart from Monizze will cover their dedicated digital payments and new Activ' product. Robert Masse from Loyaltek will present their new prepaid card and helicopter money programs. Bernard Noël de Burlin from JOYN will discuss combining loyalty and contactless payments to support local businesses remotely. The webin
A Better Payment Experience for EU Merchants
E-commerce payment experiences need to change to keep up with shifting consumer demands and technologies. The document introduces Rachel, an online fashion store owner who wants to start accepting payments from customers globally but faces challenges with paperwork and long wait times. A better solution exists that can onboard merchants quickly through digital tools and APIs, allowing payments to be accepted within days along with real-time reporting through a customer portal.
From Illusion to Reality: Turning the World into a Practical E-Global Mall
"Witnessing Cross-Border Successes Daily, Allows Vantiv & Credorax to ‘Knowledge-Share’ with other U.S. Industry Players Looking to Slice off a Piece of the Lucrative Global
E-Commerce Pie" - Vantiv & Credorax talk at #TRANSACT16 about global payments, cross border payments and e-commerce
Merchant acquiring in the age of Digital Commerce, Credorax
Global e-commerce is growing rapidly, with cross-border e-commerce sales reaching $300 billion annually and growing over 45% yearly. This presents significant revenue opportunities for payment service providers (PSPs) to give merchants access to international markets. However, PSPs face pressures to innovate and reduce costs while meeting increasing merchant demands for quality, low costs, new markets and tools. Additionally, integrating with multiple acquirers across many countries results in high upfront costs and ongoing complexities for PSPs.
Wirecard - The challenges in the past and for the future..
The presentation looks at different mobile payment solutions delivered by Wiroecard and successful marketing approaches. It shows that mobile payment is a complex environment - payment and mobile ecosystem are merging creating not only technological complexity. Consumers are not aware of technology standards and they shouldn't. Mobile payment must be embedded and seen as part of a mobile purchase process at the POS, in the Internet - in the situation the user is in. Mobile payment must deliver in those situations clear defined use cases and focus on the UX - not on technology. NFC, HCE, BLE, QR can in combination deliver the experience demanded by consumers.
Recommended
2015 september 15th london merchants & payments key note - future of check-out
2015 september 15th london merchants & payments key note - future of check-outDennis Van Allemeersch
Merchants' point of view on evolving role of payments in check-out. From Reach, Ease of Use, Conversion and Cost angle. Setting the stage at each point with a provoking thesis and some challenges for the industry.Travelex digital in travel event 2016-06-21 t wright
Travelex is a leader in foreign exchange services operating in 28 countries and serving over 1.7 billion passengers annually through its airport stores and ATM locations. The company has a history of innovation, launching its online business in 1999 and expanding into new areas like prepaid cards, payments, and ATMs. However, in 2014 Travelex recognized that consumer behavior was changing and pivoted to focus on lifetime customer value over individual transactions and shift investment to digital. This included launching new products like the Supercard, which allows fee-free global spending, and improving social media engagement. Travelex believes understanding customer data better will help form relationships and increase sales through offerings tailored to different traveler types at different stages of their
Mobile Convention Amsterdam 2015 - MEF/ Wirecard - Jack Harris
This document summarizes key facts and figures about Wirecard, including that it is a leading technology company for electronic payments founded in 1999 with over 1,750 employees and 19,000 customers. It processed €34.3 billion in transactions in 2014 and has a banking license in Germany and an e-money license in the UK. The document also summarizes results of a survey on mobile commerce, finding that while ecommerce on mobile devices is growing, dedicated mobile apps are still not widely used, and that consumers have concerns about security and trust with mobile wallets. It suggests that social media and "second screening" may help drive further adoption of mobile commerce.
Fintech Belgium_Webinar 10: Alternative Payments / Covid-19: Home Working Cha...
This document outlines an agenda for Webinar 11 on alternative payments and the coronavirus homeworking challenge. There will be presentations from five speakers on topics including digital payment methods, how to support local economies, and new prepaid card solutions. Lotta de Meulenaere from Bancontact Payconiq Company will discuss their digital payment apps and efforts to support medical and hospitality sectors. Nadège Foccart from Monizze will cover their dedicated digital payments and new Activ' product. Robert Masse from Loyaltek will present their new prepaid card and helicopter money programs. Bernard Noël de Burlin from JOYN will discuss combining loyalty and contactless payments to support local businesses remotely. The webin
A Better Payment Experience for EU Merchants
E-commerce payment experiences need to change to keep up with shifting consumer demands and technologies. The document introduces Rachel, an online fashion store owner who wants to start accepting payments from customers globally but faces challenges with paperwork and long wait times. A better solution exists that can onboard merchants quickly through digital tools and APIs, allowing payments to be accepted within days along with real-time reporting through a customer portal.
From Illusion to Reality: Turning the World into a Practical E-Global Mall
"Witnessing Cross-Border Successes Daily, Allows Vantiv & Credorax to ‘Knowledge-Share’ with other U.S. Industry Players Looking to Slice off a Piece of the Lucrative Global
E-Commerce Pie" - Vantiv & Credorax talk at #TRANSACT16 about global payments, cross border payments and e-commerce
Merchant acquiring in the age of Digital Commerce, Credorax
Global e-commerce is growing rapidly, with cross-border e-commerce sales reaching $300 billion annually and growing over 45% yearly. This presents significant revenue opportunities for payment service providers (PSPs) to give merchants access to international markets. However, PSPs face pressures to innovate and reduce costs while meeting increasing merchant demands for quality, low costs, new markets and tools. Additionally, integrating with multiple acquirers across many countries results in high upfront costs and ongoing complexities for PSPs.
Wirecard - The challenges in the past and for the future..
The presentation looks at different mobile payment solutions delivered by Wiroecard and successful marketing approaches. It shows that mobile payment is a complex environment - payment and mobile ecosystem are merging creating not only technological complexity. Consumers are not aware of technology standards and they shouldn't. Mobile payment must be embedded and seen as part of a mobile purchase process at the POS, in the Internet - in the situation the user is in. Mobile payment must deliver in those situations clear defined use cases and focus on the UX - not on technology. NFC, HCE, BLE, QR can in combination deliver the experience demanded by consumers.
Masspay int short
MASSPAY is a mobile payment system that allows any phone to make contactless payments without modifications or extra hardware. It addresses the problems of cash dominance and the complexity of existing mobile payment solutions. The system works by scanning a merchant's sticker or dialing their number, confirming payment details, and receiving an SMS confirmation. MASSPAY turns any phone into a payment instrument and aims to be simpler than alternatives while avoiding niche approaches. It is developed by an experienced team and aims to benefit both merchants and consumers by increasing sales and convenience without heavy investments.
Alcatel lucent mobile wallet service - wima nfc conference 2010
Alcatel-Lucent presentation at the 2010 Wima NFC conference in Monaco, France. Alcatel-Lucent's Ihsan Ozcan discussed the success factors for the go to market of NFC. He also explained how a Mobile operator wallet needs to be approached in parallel with the SIM rental model.
Wirecard scam
Marcus Braun founded Wirecard in 1999, growing it into a large German payments company. However, in 2020 it collapsed after an accounting scandal where it was revealed that €1.9 billion of cash that was supposed to be held in trust accounts likely did not exist. The company had a history of opaque accounting practices, acquisitions with inflated prices, and accusations of artificially inflating profits. Several red flags were raised over the years but Wirecard's auditor EY and German regulators failed to properly investigate, leading to Germany launching an inquiry into the failures to prevent the large scale fraud.
Alcatel Lucent Touchatag At Digital Marketing First Emakina Academy - Int...
Presentation by Toon Coppens, marketing Director touchatag, an Alcatel-Lucent venture. This presentation covers the area of Internet of Things and mobile wallet 2.0. This presentation was given at digital marketing first, Brussels, in the Emakina academy on 22 October 2009.
Future internet workshop
Slides of the Future Internet Workshop by Hans De Mondt, presented at LICT Heverlee in Belgium, FEB 26 2010
Top 3 banking technologies to hit the market
With the rise of internet and smartphone banking, UAE banks have been pressured to enhance their systems and digitise their applications. We examine three of the latest banking technologies to reach the local market.
Risk Beyond Acquiring: Merchant Risk Across FinTech
In our Vendor Spotlight at MAC 2016, Jose Caldera, IdentityMind VP of Marketing & Product, presented a collection of use cases and examples of how IdentityMind clients are applying our platform for merchant risk, fraud prevention, anti-money laundering, and terrorist financing prevention.
The session provided a great introduction to the benefits of our platform, and we've provided a synopsis of it here for those who missed the session, or were curious for more information.
Challenges _opportunities_for_merchant_acquirers
Merchant acquirers face increasing challenges in the rapidly changing global payments landscape, but these challenges also bring new opportunities. The key functions of acquirers include signing up merchants to accept card payments, authorizing transactions, and facilitating clearing and settlement of funds between merchants and card issuers. Acquirers also provide dispute management and information services to merchants. Major challenges for acquirers include regulatory pressures, compliance issues for small merchants, threats from non-traditional players, and fraud; however, opportunities exist in developing new pricing strategies, technological investments, and multichannel acquiring.
Mobile Payment Solution - Alcatel-Lucent - Cartes 2009 - Paris - November 2009
Alcatel-Lucent touchatag presentation on mobile payment solution in the session on NFC and Contactless of the Cartes 2009 conference.
TNS Changing Times and Trends in Payments Sept 2014
Major trends in payments were identified across the entire stakeholder framework, including consumers, merchants, payment providers, and financial institutions. Six key trends were highlighted: value chain expansion, alternative payment methods, changing customer shopping and payment behaviors, new business models, regulatory changes, and new entrants. Technology is driving changes in how customers shop and pay. Merchants must invest in technologies to stay responsive to evolving customer expectations. Mobile payments are growing in popularity and laying the foundations for wider adoption of mobile wallets.
Disruptive Innovationen in der Finanzwirtschaft
The Largest Independent Payment Infrastructure
- Germany is still extremely cash-driven
- Especially Low-Income Population Extensively Uses Cash
- Germany’s Largest Independent Payment
Infrastructure
- Strong Partner Network Allows for a Rollout of Services
across Europe
2014 june 16 barcelona global ecommerce summit - mobile payments
Mobile payments are growing in popularity as more traffic comes from mobile devices, but Hotel Booker's conversion rate on mobile trails desktop. Customers drop off more on mobile, especially at the payment step, due to bad user experience navigating content and choosing payment options. To improve the mobile experience, Hotel Booker is working towards one-click payments using methods like storing payment information, single page checkout screens, and social identifiers. The EU could also help increase mobile payments by addressing legislation, identification, and security issues.
2014 feb 26 brussel ecommerce summit
This document summarizes the international expansion of Hotel Booker, an online travel agency. It discusses how the company expanded from the Netherlands to other European countries between 2002-2013, growing its hotel supply from 50 to over 4000 and bookings from 7500 to over 400,000. It then outlines Hotel Booker's strategy to further expand using the same platform and brand across countries. Key aspects of the strategy discussed are preparing by prioritizing nearby markets first, developing a last mile solution to manage content in different languages, implementing scalable payment options, localizing through local marketing/sales teams, and investing over 10.5% of budget in growth.
2007 nov amsterdam m3 marketing - payments are sexy
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
2012 march 8th amsterdam emerce - altijd winkel op zak marktplaats
Evolution of shopping, and the increasing importance of mobile in that.
2015 may 5th vienna local searchtoday - vertical succes travel case
Travel case on why an intermediary, OTA in this case, can fail or succeed in the travel vertical. Ending with the emerging 3rd disruption cycle in online travel.
2015 sept. 9 bunnik nl xborder ecomm key note - hotel specials de
Case on how and why HotelSpecials whon the Dutch 2015 e-commerce cross-border award with our succesful German market entry
2015 september 15th london merchants & payments key note - future of check-out
2015 september 15th london merchants & payments key note - future of check-outDennis Van Allemeersch
This document discusses trends and challenges in the future of online checkouts and payments. It notes that while alternative payment methods are rising, integrating them across Europe remains difficult. It also suggests that payments need to focus on ease of use and reducing steps at checkout, especially on mobile, in order to drive conversion. Reducing fees and costs, both direct and indirect, will also be important challenges to address going forward.Nick Senechal What kind of doughnuts will we need
The document discusses emerging challenges and solutions for automated clearing houses (ACHs). It notes that ACHs have traditionally provided centralization, simplification, and efficiency for banks, but that regulators are now focused on increasing competition and access to payment services for customers. The document also discusses the need for ACHs to support innovation, compete internationally, and adapt to new technologies or risk being replaced by substitutes. It argues that for ACHs to still be relevant in the future, they will need to continue providing liquidity, connectivity, routing simplicity, consistent service levels, and the capability to support new real-time services and innovations.
Exploring the next generation mobile payment solution
Digital Finance Africa 2022 - https://itnewsafrica.com/event/ hosted by IT News Africa is the definitive annual event on technology leadership in the financial services industry. It asks the hard questions not asked in other conferences and identifies the skills required to steer a course in an age where the entire industry is transforming rapidly. This is a Summit for bold,visionary leaders who are willing to take calculated risks as much as they are willing to consolidate, who know what to give up as much as what they expect to gain.
Mobile Convention Brussels 2014 - Filip Gossele
This document discusses mobile payments and analyzes Apple Pay. It provides background on early mobile payment solutions from 2000-2014 that failed to gain traction. It then summarizes how Apple Pay works, including using Touch ID for authentication and storing card details securely on devices. The document also discusses Apple Pay's potential business model of charging a 0.15% cut of transaction values and how it relies on existing payment networks and processors rather than creating a new ecosystem.
An overview of payments by Partech
Paying for stuff is, unfortunately, something we do every day! Be it with cash, cards, mobile phones or with our fingerprints and faces, we send money from one account to another. Globally speaking, cash is still king, but the payment experience is undergoing radical disruption which for the time being especially involves the act of payment more than the processing that goes on behind it. This presentation provides a description of payment processes and the new trends that are slowly but surely re-shaping the way we pay money. The authors are Philippe Collombel, Nico Valenti Gatto and Tanguy Confavreux who all work for Partech Ventures, a global venture capital fund with offices in San Francisco, Paris, Berlin and Dakar.
More Related Content
What's hot
Masspay int short
MASSPAY is a mobile payment system that allows any phone to make contactless payments without modifications or extra hardware. It addresses the problems of cash dominance and the complexity of existing mobile payment solutions. The system works by scanning a merchant's sticker or dialing their number, confirming payment details, and receiving an SMS confirmation. MASSPAY turns any phone into a payment instrument and aims to be simpler than alternatives while avoiding niche approaches. It is developed by an experienced team and aims to benefit both merchants and consumers by increasing sales and convenience without heavy investments.
Alcatel lucent mobile wallet service - wima nfc conference 2010
Alcatel-Lucent presentation at the 2010 Wima NFC conference in Monaco, France. Alcatel-Lucent's Ihsan Ozcan discussed the success factors for the go to market of NFC. He also explained how a Mobile operator wallet needs to be approached in parallel with the SIM rental model.
Wirecard scam
Marcus Braun founded Wirecard in 1999, growing it into a large German payments company. However, in 2020 it collapsed after an accounting scandal where it was revealed that €1.9 billion of cash that was supposed to be held in trust accounts likely did not exist. The company had a history of opaque accounting practices, acquisitions with inflated prices, and accusations of artificially inflating profits. Several red flags were raised over the years but Wirecard's auditor EY and German regulators failed to properly investigate, leading to Germany launching an inquiry into the failures to prevent the large scale fraud.
Alcatel Lucent Touchatag At Digital Marketing First Emakina Academy - Int...
Presentation by Toon Coppens, marketing Director touchatag, an Alcatel-Lucent venture. This presentation covers the area of Internet of Things and mobile wallet 2.0. This presentation was given at digital marketing first, Brussels, in the Emakina academy on 22 October 2009.
Future internet workshop
Slides of the Future Internet Workshop by Hans De Mondt, presented at LICT Heverlee in Belgium, FEB 26 2010
Top 3 banking technologies to hit the market
With the rise of internet and smartphone banking, UAE banks have been pressured to enhance their systems and digitise their applications. We examine three of the latest banking technologies to reach the local market.
Risk Beyond Acquiring: Merchant Risk Across FinTech
In our Vendor Spotlight at MAC 2016, Jose Caldera, IdentityMind VP of Marketing & Product, presented a collection of use cases and examples of how IdentityMind clients are applying our platform for merchant risk, fraud prevention, anti-money laundering, and terrorist financing prevention.
The session provided a great introduction to the benefits of our platform, and we've provided a synopsis of it here for those who missed the session, or were curious for more information.
Challenges _opportunities_for_merchant_acquirers
Merchant acquirers face increasing challenges in the rapidly changing global payments landscape, but these challenges also bring new opportunities. The key functions of acquirers include signing up merchants to accept card payments, authorizing transactions, and facilitating clearing and settlement of funds between merchants and card issuers. Acquirers also provide dispute management and information services to merchants. Major challenges for acquirers include regulatory pressures, compliance issues for small merchants, threats from non-traditional players, and fraud; however, opportunities exist in developing new pricing strategies, technological investments, and multichannel acquiring.
Mobile Payment Solution - Alcatel-Lucent - Cartes 2009 - Paris - November 2009
Alcatel-Lucent touchatag presentation on mobile payment solution in the session on NFC and Contactless of the Cartes 2009 conference.
TNS Changing Times and Trends in Payments Sept 2014
Major trends in payments were identified across the entire stakeholder framework, including consumers, merchants, payment providers, and financial institutions. Six key trends were highlighted: value chain expansion, alternative payment methods, changing customer shopping and payment behaviors, new business models, regulatory changes, and new entrants. Technology is driving changes in how customers shop and pay. Merchants must invest in technologies to stay responsive to evolving customer expectations. Mobile payments are growing in popularity and laying the foundations for wider adoption of mobile wallets.
Disruptive Innovationen in der Finanzwirtschaft
The Largest Independent Payment Infrastructure
- Germany is still extremely cash-driven
- Especially Low-Income Population Extensively Uses Cash
- Germany’s Largest Independent Payment
Infrastructure
- Strong Partner Network Allows for a Rollout of Services
across Europe
What's hot (11)
Alcatel lucent mobile wallet service - wima nfc conference 2010
Alcatel lucent mobile wallet service - wima nfc conference 2010
Alcatel Lucent Touchatag At Digital Marketing First Emakina Academy - Int...
Alcatel Lucent Touchatag At Digital Marketing First Emakina Academy - Int...
Risk Beyond Acquiring: Merchant Risk Across FinTech
Risk Beyond Acquiring: Merchant Risk Across FinTech
Mobile Payment Solution - Alcatel-Lucent - Cartes 2009 - Paris - November 2009
Mobile Payment Solution - Alcatel-Lucent - Cartes 2009 - Paris - November 2009
TNS Changing Times and Trends in Payments Sept 2014
TNS Changing Times and Trends in Payments Sept 2014
Viewers also liked
2014 june 16 barcelona global ecommerce summit - mobile payments
Mobile payments are growing in popularity as more traffic comes from mobile devices, but Hotel Booker's conversion rate on mobile trails desktop. Customers drop off more on mobile, especially at the payment step, due to bad user experience navigating content and choosing payment options. To improve the mobile experience, Hotel Booker is working towards one-click payments using methods like storing payment information, single page checkout screens, and social identifiers. The EU could also help increase mobile payments by addressing legislation, identification, and security issues.
2014 feb 26 brussel ecommerce summit
This document summarizes the international expansion of Hotel Booker, an online travel agency. It discusses how the company expanded from the Netherlands to other European countries between 2002-2013, growing its hotel supply from 50 to over 4000 and bookings from 7500 to over 400,000. It then outlines Hotel Booker's strategy to further expand using the same platform and brand across countries. Key aspects of the strategy discussed are preparing by prioritizing nearby markets first, developing a last mile solution to manage content in different languages, implementing scalable payment options, localizing through local marketing/sales teams, and investing over 10.5% of budget in growth.
2007 nov amsterdam m3 marketing - payments are sexy
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
2012 march 8th amsterdam emerce - altijd winkel op zak marktplaats
Evolution of shopping, and the increasing importance of mobile in that.
2015 may 5th vienna local searchtoday - vertical succes travel case
Travel case on why an intermediary, OTA in this case, can fail or succeed in the travel vertical. Ending with the emerging 3rd disruption cycle in online travel.
2015 sept. 9 bunnik nl xborder ecomm key note - hotel specials de
Case on how and why HotelSpecials whon the Dutch 2015 e-commerce cross-border award with our succesful German market entry
Viewers also liked (6)
2014 june 16 barcelona global ecommerce summit - mobile payments
2014 june 16 barcelona global ecommerce summit - mobile payments
2007 nov amsterdam m3 marketing - payments are sexy
2007 nov amsterdam m3 marketing - payments are sexy
2012 march 8th amsterdam emerce - altijd winkel op zak marktplaats
2012 march 8th amsterdam emerce - altijd winkel op zak marktplaats
2015 may 5th vienna local searchtoday - vertical succes travel case
2015 may 5th vienna local searchtoday - vertical succes travel case
2015 sept. 9 bunnik nl xborder ecomm key note - hotel specials de
2015 sept. 9 bunnik nl xborder ecomm key note - hotel specials de
Similar to 2015 june 18th madrid innopayments key note - future of check-out
2015 september 15th london merchants & payments key note - future of check-out
2015 september 15th london merchants & payments key note - future of check-outDennis Van Allemeersch
This document discusses trends and challenges in the future of online checkouts and payments. It notes that while alternative payment methods are rising, integrating them across Europe remains difficult. It also suggests that payments need to focus on ease of use and reducing steps at checkout, especially on mobile, in order to drive conversion. Reducing fees and costs, both direct and indirect, will also be important challenges to address going forward.Nick Senechal What kind of doughnuts will we need
The document discusses emerging challenges and solutions for automated clearing houses (ACHs). It notes that ACHs have traditionally provided centralization, simplification, and efficiency for banks, but that regulators are now focused on increasing competition and access to payment services for customers. The document also discusses the need for ACHs to support innovation, compete internationally, and adapt to new technologies or risk being replaced by substitutes. It argues that for ACHs to still be relevant in the future, they will need to continue providing liquidity, connectivity, routing simplicity, consistent service levels, and the capability to support new real-time services and innovations.
Exploring the next generation mobile payment solution
Digital Finance Africa 2022 - https://itnewsafrica.com/event/ hosted by IT News Africa is the definitive annual event on technology leadership in the financial services industry. It asks the hard questions not asked in other conferences and identifies the skills required to steer a course in an age where the entire industry is transforming rapidly. This is a Summit for bold,visionary leaders who are willing to take calculated risks as much as they are willing to consolidate, who know what to give up as much as what they expect to gain.
Mobile Convention Brussels 2014 - Filip Gossele
This document discusses mobile payments and analyzes Apple Pay. It provides background on early mobile payment solutions from 2000-2014 that failed to gain traction. It then summarizes how Apple Pay works, including using Touch ID for authentication and storing card details securely on devices. The document also discusses Apple Pay's potential business model of charging a 0.15% cut of transaction values and how it relies on existing payment networks and processors rather than creating a new ecosystem.
An overview of payments by Partech
Paying for stuff is, unfortunately, something we do every day! Be it with cash, cards, mobile phones or with our fingerprints and faces, we send money from one account to another. Globally speaking, cash is still king, but the payment experience is undergoing radical disruption which for the time being especially involves the act of payment more than the processing that goes on behind it. This presentation provides a description of payment processes and the new trends that are slowly but surely re-shaping the way we pay money. The authors are Philippe Collombel, Nico Valenti Gatto and Tanguy Confavreux who all work for Partech Ventures, a global venture capital fund with offices in San Francisco, Paris, Berlin and Dakar.
Mark Buitenhek, 5th Digital Banking Forum
Κεντρική Ομιλία: Mark Buitenhek, Global Head of Transaction Services, ING, Netherlands
Τίτλος Ομιλίας: “The evolution of payments – adapt or …….”
Ausum presentation
AUSUM Ventures is creating an all-inclusive point-of-sale (POS) system that addresses issues with traditional credit/debit cards and offers alternatives. It highlights problems like insecurity and high fees with plastic cards and argues Bitcoin provides a secure, cheap alternative without fees or exposing financial information. The AUSUM POS system supports new EMV credit/debit card standards, contactless payments via NFC/NFS, and digital currencies to give merchants a future-proof solution.
201603_SlimPay General
Smart Recurring Payments is a fintech startup founded in 2009 that provides recurring payment solutions. They manage recurring payments through direct debit and cards, helping reduce churn and increase customer lifetime value for over 2,000 clients in various industries. The company has 65 payment experts across 5 offices in Europe, processes over 5 billion euros annually, and raised 15 million euros in capital in 2015.
Digital Payment Quo Vadis
Kurt Schmid discusses digital payment trends and strategies for issuers. He outlines the growth of digital wallets and proximity payments. Tokenization securely digitizes cards and scales payments by using scheme token services. Wallets offer issuers opportunities to build brands and relationships through additional services beyond payments. While third party wallets control interfaces, issuers can deploy their own wallets and enable Apple Pay to retain customer touchpoints. Tokenization also benefits e-commerce by replacing stored card data with tokens to reduce fraud while maintaining security. Issuers should view digital payment investments strategically rather than just financial returns due to benefits like increased customer loyalty and transactions.
Visa Europe : eCommerce strategy
Please find here the presentation I've realised for VISA EUROPE for my 2d interview of the hiring process :
Initial subject : What position would you recommend to allow Visa to maintain its leadership in payment e.commerce?
Context : 7 days to realize it with my current job
Visa's conclusion of my presentation :
- Presentation was not enough VISA centric (sorry that eCommerce is not focus on Visa)
- I was supposed to explain more the V.me solution which is not yet released/official in Europe : V.me = Paypal copycat (this was not the subject !)
Very good exercise, but very disappointed with Visa methodology and behavior.
Anyway, the presentation is not perfect, but I should have charge VISA Europe.
Because, I 'm not a Visa collaborator, I can share this presentation I've realised.
Don't hesitate to contact me if you have any questions.
Payment trends 2016
Payment trends & What makes payments experiences successful. Not meant to be a comprehensive trends document.
Digital Payment-Revolution in India
It is one of the best presentation by engineering students of RIT under the guidance of Dr. Binod Sinha
Digits ico-whitepaper-1v8c
Digits aims to turn any credit or debit card into a crypto card by integrating cryptocurrency payments into the existing credit and debit card networks. This would allow consumers to easily pay for goods and services with cryptocurrency using their existing credit/debit cards. On the backend, purchases would be instantly funded using the consumer's cryptocurrency funds, making the process similar for merchants as traditional card payments. The goal is to increase cryptocurrency adoption by making it as easy to use as traditional payment methods.
Presentation joys en 2020
This document describes an international payment service called Joys that allows users to make payments for goods and services using cryptocurrencies and national currencies. Joys aims to create a new worldwide payment infrastructure that integrates blockchain projects and cryptocurrencies into the traditional economy. It discusses Joys' solutions, operations, partnerships, and financial projections to transform digital money into real goods and services purchases globally.
Mr. Ali Rashid al Mohannadi's presentation at QITCOM 2011
The document discusses the evolution of mobile banking and payment technologies. It describes how mobile banking has expanded from SMS-based services to smartphone applications. Mobile payment technologies like NFC are also discussed, along with challenges in developing sustainable business models. Multiple players are seeking to take a leading role in the mobile wallet ecosystem, including telecom operators, handset manufacturers, and banks. The future of mobile payment remains uncertain, as it needs to prove significantly more convenient than existing payment methods to gain widespread adoption.
Payment Gateway
The document discusses IBM Payments Gateway, a solution that provides secure online payment processing capabilities. It offers a variety of payment options, global acceptance of over 170 payment methods across 70 countries, and centralized payment management. The solution provides security through encryption of payment data in a PCI-compliant vault and tokenization. It also offers automated reconciliation, reporting and settlement to streamline payment processing. Case studies demonstrate how the solution has supported increased online sales, digital wallet services, and processing of transportation tolls and fees.
Digital Payment in 2020 - Kurt Schmid, Netcetera
The document summarizes the key topics discussed at the Swiss Payment Forum 2019 including the challenges facing digital payments such as new fintech competitors, changing regulations, and shifting user behaviors. It also covers new developments in e-commerce payments including merchant tokenization and Secure Remote Commerce (SRC). The document discusses how solutions like tokenization, delegated authentication, push provisioning, and SRC can help drive adoption by improving the user experience and security of digital payments.
DIBS Breakfast: How to create frictionless payment experiences
This document discusses creating frictionless payment experiences. It begins by discussing credit card tokenization and mobile wallets. Tokenization allows one-click payments by storing credit card details with an authorized third party. Mobile wallets take care of card storage and can provide user contact information. The document then covers opportunities from PSD2 regulations, including third parties initiating payments and accessing bank accounts, as well as increased consumer protection and authentication requirements. PSD2 could open opportunities for merchants to cut out middlemen by acting as banks themselves.
Indjic fintech week 5
Paytech: money and payment technologies: cards, QR. The fifth Module of Queen Mary University London Fintech Elective
AUTOMATED EMBEDDED PAYMENT SYSTEMS
Payment industry is largely aligned in their desire to create embedded payment systems ready for the
modern digital age. The trend to embed payments into a software platform is often regarded as first step
towards a broader trend of embedded finance based on digital representation of fiat currencies. Since it
became clear to our research team that there are no technologies and protocols that are protected against
attacks of quantum computing, and that enable automatic embedded payments, online or offline with no
fear of counterfeit, P2P or device-to-device to be made in real time without intermediaries, in any
denomination, even continuous payments per time or service, while preserving the privacy of all parties,
without enabling illicit activities, we decided to utilize the Generic Innovation Engine [1] that is based on
the Artificial Intelligence Assistance Innovation acceleration methodologies and tools in order to boost the
progress of innovation of the necessary solutions. These methodologies accelerate innovation across the
board. It proposes a framework for natural and artificial intelligence collaboration in pursuit of an
innovative (R&D) objective The outcome of deploying these Artificial Innovation Assistant (AIA)
methodologies was tens of patents that yield solutions, that a few of them are described in this paper. We
argue that a promising avenue for automated embedded payment systems to fulfil people’s desire for
privacy when conducting payments, and national security agencies demand for quantum-safe security,
could be based on DeFi and digital currencies platforms that does not suffer from flaws of DLT-based
solutions, while introducing real advantages, in all aspects, including being quantum-resilient, enabling
users to decide with whom, if at all, to share information, identity, transactions details, etc., all without
trade-offs, complying with AML measures, and accommodating the potential for high transaction volumes.
It is not legacy bank accounts, and it is not peer-dependent, nor a self-organizing network.
Similar to 2015 june 18th madrid innopayments key note - future of check-out (20)
2015 september 15th london merchants & payments key note - future of check-out
2015 september 15th london merchants & payments key note - future of check-out
Exploring the next generation mobile payment solution
Exploring the next generation mobile payment solution
Mr. Ali Rashid al Mohannadi's presentation at QITCOM 2011
Mr. Ali Rashid al Mohannadi's presentation at QITCOM 2011
DIBS Breakfast: How to create frictionless payment experiences
DIBS Breakfast: How to create frictionless payment experiences
More from Dennis Van Allemeersch
2019 Nov 7 London - switching business model jobs classifieds
Experiences and lessons learned in switching business model in jobs classifieds from fixed price duration to performance based pricing
2018 Nov 24th Athens ecomm congres - Marketplaces Frenemies
Marketplaces definition
Marketplaces size 2018, growth, predictions 2022
Marketplaces trends
Marketplaces growth playbook
Marketplaces opportunities and threats
Marketplaces strategy
2018 April 21st Vienna - Digital banking and mobile payments summit - Open ...
2018 April 21st Vienna - Digital banking and mobile payments summit - Open ...Dennis Van Allemeersch
Threats & opportunities banks of Open Banking APIs. Possible strategies to follow and emerging business models arising from the PSD2.2017 Jan 17th Utrecht NL - WWVD - Intimacy products customer segmentation & j...
2017 Jan 17th Utrecht NL - WWVD - Intimacy products customer segmentation & j...Dennis Van Allemeersch
This document summarizes the history and operations of Beate Uhse, a German retailer of intimacy products. It discusses how Beate Uhse was founded in 1946 and became the world's first sex shop in 1962. It then outlines how the company has grown, acquiring other brands and opening retail locations and an office in Amsterdam. The document presents Beate Uhse's vision to become the largest online erotic retailer in Europe by having a customer-centric, data-driven organization. It also analyzes the erotic market in terms of customer segments, popular products, and barriers to buying. Finally, it discusses customer journeys and how needs differ between "connecting" and "kicking" segments.2017 Feb 3rd Malta - NPF2017 - APIs in context of PSD2
This document discusses the role of APIs in the context of PSD2 and the risks of fragmentation. It notes that while PSD2 aims to harmonize the European payments landscape, the EBA RTS confirms the risk of fragmentation as it requires each bank to develop its own communication interface. There are numerous emerging standards for APIs that differ in their scope, and a lack of interoperability could burden merchants. The document advocates for a single European standard for APIs and infrastructure to maximize benefits and ensure PSD2 promises are fulfilled, but notes the challenges given the current state of differing approaches.
2016 Feb 17th Berlin - MPE2016 - PSD2 merchants impact
How PSD2 could improve payment experience for merchants. Reach, ease of use, conversion and costs of payments in the context of PSD2.
2015 Dec 1 Maarssen NL - Marketing Technology2015 - Digital Transformation
Changing Tech Stack as key driver for Digital Transformation. Approach, choices, rationale and lessons learned. It's first and foremost about people.
2015 sept 8 ddma kennissessie hotel specials winner e mail award2015
Presentation on how HotelSpecials won the Dutch E-mail Award 2015 from the Dutch Direct Marketing Association (DDMA)
2015 march 3rd houten nl online betaalcongres key note - toekomst check-out
Merchant's point of view on the evolving role of payments in check-out. Discussed from 4 angles: Reach, Ease of Use, Conversion, Cost. For each angle posing a provoking thesis and some challenges for the industry.
2015 june 2nd amsterdam e commerce-live - hotelspecials de
Case on how and why HotelSpecials whon the Dutch 2015 e-commerce cross-border award with our succesful German market entry
2014 june 12th amsterdam emerce e travel - casey's global empire
This document summarizes the international expansion of Hotel Booker, an online travel agency, from 2002-2013. It began in the Netherlands in 2002 with 50 hotels and has since expanded to over 4000 hotels in 6 countries. Key milestones included expanding to Belgium, Sweden, and other countries, introducing new services like hotel videos and deals. To continue growing internationally, the CEO outlines a strategy of using the same platform with localized marketing and sales teams in each country. The challenges discussed include payments options and content management across languages and markets.
More from Dennis Van Allemeersch (11)
2019 Nov 7 London - switching business model jobs classifieds
2019 Nov 7 London - switching business model jobs classifieds
2018 Nov 24th Athens ecomm congres - Marketplaces Frenemies
2018 Nov 24th Athens ecomm congres - Marketplaces Frenemies
2018 April 21st Vienna - Digital banking and mobile payments summit - Open ...
2018 April 21st Vienna - Digital banking and mobile payments summit - Open ...
2017 Jan 17th Utrecht NL - WWVD - Intimacy products customer segmentation & j...
2017 Jan 17th Utrecht NL - WWVD - Intimacy products customer segmentation & j...
2017 Feb 3rd Malta - NPF2017 - APIs in context of PSD2
2017 Feb 3rd Malta - NPF2017 - APIs in context of PSD2
2016 Feb 17th Berlin - MPE2016 - PSD2 merchants impact
2016 Feb 17th Berlin - MPE2016 - PSD2 merchants impact
2015 Dec 1 Maarssen NL - Marketing Technology2015 - Digital Transformation
2015 Dec 1 Maarssen NL - Marketing Technology2015 - Digital Transformation
2015 sept 8 ddma kennissessie hotel specials winner e mail award2015
2015 sept 8 ddma kennissessie hotel specials winner e mail award2015
2015 march 3rd houten nl online betaalcongres key note - toekomst check-out
2015 march 3rd houten nl online betaalcongres key note - toekomst check-out
2015 june 2nd amsterdam e commerce-live - hotelspecials de
2015 june 2nd amsterdam e commerce-live - hotelspecials de
2014 june 12th amsterdam emerce e travel - casey's global empire
2014 june 12th amsterdam emerce e travel - casey's global empire
Recently uploaded
办理毕业证(NYU毕业证)纽约大学毕业证成绩单官方原版办理
退学买【纽约大学毕业证认证】【办证微信176555708】【纽约大学文凭毕业证制作】【NYU学历学位证书哪里买】办理纽约大学学位证书扫描件、办理纽约大学雅思证书！
国际留学归国服务中心【如何办纽约大学毕业证认证】【NYU学位证书扫描件哪里买】实体公司，注册经营，行业标杆，精益求精！（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
◆◆◆◆◆ — — — — — — — — 【留学教育】留学归国服务中心 — — — — — -◆◆◆◆◆
【主营项目】
一.毕业证【微信：176555708】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【微信：176555708】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分→ 【关于价格问题（保证一手价格）
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
学历顾问：微信：176555708
学位认证网(DU毕业证)迪肯大学毕业证成绩单一比一原版制作
24小时办理【微信176555708】【毕业证明信-推荐信做学费单】成绩单，录取通知书，Offer，在读证明，雅思托福成绩单，真实大使馆教育部认证，回国人员证明，留信网认证。网上存档永久可查！
degree，Transcripts（一对一服务包括毕业院长签字,专业课程,学位类型,专业或教育领域,以及毕业日期.不要忽视这些细节.这两份文件同样重要!毕业证成绩单文凭留信网学历认证！）如果您是以下情况，我们都能竭诚为您解决实际问题：【公司采用定金+余款的付款流程，以最大化保障您的利益，让您放心无忧】
1、在校期间，因各种原因未能顺利毕业，拿不到官方迪肯大学毕业证+微信176555708；
2、面对父母的压力，希望尽快拿到；
3、不清楚流程以及材料该如何准备；
4、回国时间很长，忘记办理毕业证丢失 学历认证《迪肯大学毕业证》微信176555708《DU学位证书购买》
学位证书验证；
5、回国马上就要找工作，办给用人单位看；
6、企事业单位必须要求办理学历证书 英文《迪肯大学毕业证》微信176555708《DU学位证书购买》
本科毕业证书扫描件的；
微信176555708面向迪肯大学毕业留学生提供以下服务:
【★迪肯大学毕业证、成绩单等全套材料，从防伪到印刷，从水印到钢印烫金，与学校100%相同】
【★大学学历 硕士学位《迪肯大学毕业证》微信176555708《DU学位证书购买》
硕士毕业证】
【★毕业证书范本】
【★真实留信认证，留信网入库存档，可查】
主营项目：
a.办理海外毕业证认证《迪肯大学毕业证》微信176555708《DU学位证书购买》
学位证书英文版，改成绩单，Offer、在读证明、学生卡、信封、证明信等全套材料，从防伪到印刷，从水印到钢印烫金，高精仿度跟学校原版100%相同.
b.真实使馆认证（即留学人员回国证明），使馆存档可通过大使馆查询确认.
c.真实教育部国外学历学位认证，教育部存档，教育部留服网站100%可查.
d.留信网认证，国家专业人才认证中心颁发入库证书，留信网存档可查.
e.招聘中介代理：本公司诚聘各地代理人员以及留学生，如果你有业余时间，有兴趣就请联系我们，我们会给到您的回报！期待您的加盟：一朝办理，终身受益（本信息长期有效）互惠互利，为广大海内外学子及有需要的人士在事业上跨过这道门槛！
【业务选择办理准则】
1.如果您只是为了的应付父母亲戚朋友看下迪肯大学毕业证，那么办理一份学位即可
2.如果您是为了回国找工作，只是进私营企业或者外企，那么办理一份多大学历认证有时间限制吗《迪肯大学毕业证》微信176555708《DU学位证书购买》
毕业证丢失补办即可，因为私营企业或者外企是不能查询学位真假的！
3.如果您是要进国企银行事业单位考公务员等就需办理真实学历认证！
诚招代理：本公司诚聘当地合作代理人员，如果你有业余时间，有兴趣就请联系我们。
可查真实(Monash毕业证)西澳大学毕业证成绩单退学买
办理假西澳大学毕业证【微信176555708】购买,办理Monash成绩单,Monash毕业证制作【微信176555708】【西澳大学毕业证】，Monash毕业证购买，Monash学位证，西澳大学学位证【Monash成绩单制作】【Monash毕业证文凭 Monash本科 澳洲学历认证原版制作【diploma certificate degree transcript 】【留信网认证，本科，硕士，海归，博士，排名，成绩单】代办国外（海外）澳洲、韩国、加拿大、新西兰等各大学毕业证。 ?我们对海外大学及学院的毕业证成绩单所使用的材料，尺寸大小，防伪结构（包括：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。 文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）都有原版本文凭对照。#一整套西澳大学文凭证件办理#—包含西澳大学西澳大学毕业证成绩单学历认证|使馆认证|归国人员证明|教育部认证|留信网认证永远存档教育部学历学位认证查询办理国外文凭国外学历学位认证#我们提供全套办理服务。
一整套留学文凭证件服务：
一：西澳大学西澳大学毕业证成绩单毕业证 #成绩单等全套材料从防伪到印刷水印底纹到钢印烫金
二：真实使馆认证（留学人员回国证明）使馆存档
三：真实教育部认证教育部存档教育部留服网站永久可查
四：留信认证留学生信息网站永久可查
国外毕业证学位证成绩单办理方法：
1客户提供办理西澳大学西澳大学毕业证成绩单信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。
教育部文凭学历认证认证的用途：
如果您计划在国内发展那么办理国内教育部认证是必不可少的。事业性用人单位如银行国企公务员在您应聘时都会需要您提供这个认证。其他私营 #外企企业无需提供！办理教育部认证所需资料众多且烦琐所有材料您都必须提供原件我们凭借丰富的经验帮您快速整合材料让您少走弯路。
实体公司专业为您服务如有需要请联系我: 微信176555708
Ready to Unlock the Power of Blockchain!
Imagine a world where data flows freely, yet remains secure. A world where trust is built into the fabric of every transaction. This is the promise of blockchain, a revolutionary technology poised to reshape our digital landscape.
Toptal Tech is at the forefront of this innovation, connecting you with the brightest minds in blockchain development. Together, we can unlock the potential of this transformative technology, building a future of transparency, security, and endless possibilities.
存档可查的(USC毕业证)南加利福尼亚大学毕业证成绩单制做办理
精仿办理南加利福尼亚大学毕业证成绩单（【微信176555708】）毕业证学历认证OFFER专卖国外文凭学历学位证书办理澳洲文凭|澳洲毕业证,澳洲学历认证,澳洲成绩单【微信176555708】 澳洲offer,教育部学历认证及使馆认证永久可查 ,国外毕业证|国外学历认证,国外学历文凭证书 USC毕业证，USC毕业证，USC毕业证，USC毕业证，USC毕业证，USC毕业证【微信176555708】，USC毕业证，专业为留学生办理毕业证、成绩单、使馆留学回国人员证明、教育部学历学位认证、录取通知书、Offer、（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
◆◆◆◆◆ — — — — — — — — 【留学教育】留学归国服务中心 — — — — — -◆◆◆◆◆
【主营项目】
一.毕业证【微信：176555708】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【微信：176555708】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分→ 【关于价格问题（保证一手价格）
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
学历顾问：微信：176555708
Search Result Showing My Post is Now Buried
Search results burying my post that used to rank before Google's March 2024 algorithm update.
Should Repositories Participate in the Fediverse?
Presentation for OR2024 making the case that repositories could play a part in the "fediverse" of distributed social applications
Explore-Insanony: Watch Instagram Stories Secretly
Instagram has become one of the most popular social media platforms, allowing people to share photos, videos, and stories with their followers. Sometimes, though, you might want to view someone's story without them knowing.
Discover the benefits of outsourcing SEO to India
"Discover the benefits of outsourcing SEO to India! From cost-effective services and expert professionals to round-the-clock work advantages, learn how your business can achieve digital success with Indian SEO solutions.
成绩单ps(UST毕业证)圣托马斯大学毕业证成绩单快速办理
一比一原版制作UST毕业证【微信176555708】圣托马斯大学毕业证书原版↑制作圣托马斯大学学历认证文凭办理圣托马斯大学留信网认证,留学回国办理毕业证成绩单文凭学历认证【微信176555708】专业为海外学子办理毕业证成绩单、文凭制作，学历仿制，回国人员证明、做文凭，研究生、本科、硕士学历认证、留信认证、结业证、学位证书样本、美国教育部认证百分百真实存档可查】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
◆◆◆◆◆ — — — — — — — — 【留学教育】留学归国服务中心 — — — — — -◆◆◆◆◆
【主营项目】
一.毕业证【微信：176555708】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【微信：176555708】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分→ 【关于价格问题（保证一手价格）
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
学历顾问：微信：176555708
办理新西兰奥克兰大学毕业证学位证书范本原版一模一样
原版一模一样【微信：741003700 】【新西兰奥克兰大学毕业证学位证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
假文凭国外(Adelaide毕业证)澳大利亚国立大学毕业证成绩单办理
购买澳大利亚国立大学毕业证>【微信176555708】办理澳大利亚国立大学毕业证成绩单【微信176555708】Adelaide毕业证成绩单Adelaide学历证书Adelaide文凭【Adelaide毕业套号文凭网认证澳大利亚国立大学毕业证成绩单】【哪里买澳大利亚国立大学毕业证文凭Adelaide成绩学校快递邮寄信封】【开版澳大利亚国立大学文凭】Adelaide留信认证本科硕士学历认证(诚招代理)微信：176555708办理国外高校毕业证成绩单文凭学位证,真实使馆公证（留学回国人员证明）真实留信网认证国外学历学位认证雅思代考国外学校代申请名校保录开请假条改GPA改成绩ID卡
1.高仿业务:【本科硕士】毕业证,成绩单（GPA修改）,学历认证（教育部认证）,大学Offer,,ID,留信认证,使馆认证,雅思,语言证书等高仿类证书；
2.认证服务: 学历认证（教育部认证）,大使馆认证（回国人员证明）,留信认证（可查有编号证书）,大学保录取,雅思保分成绩单。
3.技术服务：钢印水印烫金激光防伪凹凸版设计印刷激凸温感光标底纹镭射速度快。
办理澳大利亚国立大学澳大利亚国立大学毕业证成绩单流程：
1客户提供办理信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）
-办理真实使馆公证（即留学回国人员证明）
-办理各国各大学文凭（世界名校一对一专业服务,可全程监控跟踪进度）
-全套服务：毕业证成绩单真实使馆公证真实教育部认证。让您回国发展信心十足！
（详情请加一下 文凭顾问+微信:176555708）欢迎咨询！
Understanding User Behavior with Google Analytics.pdf
Unlocking the full potential of Google Analytics is crucial for understanding and optimizing your website’s performance. This guide dives deep into the essential aspects of Google Analytics, from analyzing traffic sources to understanding user demographics and tracking user engagement.
Traffic Sources Analysis:
Discover where your website traffic originates. By examining the Acquisition section, you can identify whether visitors come from organic search, paid campaigns, direct visits, social media, or referral links. This knowledge helps in refining marketing strategies and optimizing resource allocation.
User Demographics Insights:
Gain a comprehensive view of your audience by exploring demographic data in the Audience section. Understand age, gender, and interests to tailor your marketing strategies effectively. Leverage this information to create personalized content and improve user engagement and conversion rates.
Tracking User Engagement:
Learn how to measure user interaction with your site through key metrics like bounce rate, average session duration, and pages per session. Enhance user experience by analyzing engagement metrics and implementing strategies to keep visitors engaged.
Conversion Rate Optimization:
Understand the importance of conversion rates and how to track them using Google Analytics. Set up Goals, analyze conversion funnels, segment your audience, and employ A/B testing to optimize your website for higher conversions. Utilize ecommerce tracking and multi-channel funnels for a detailed view of your sales performance and marketing channel contributions.
Custom Reports and Dashboards:
Create custom reports and dashboards to visualize and interpret data relevant to your business goals. Use advanced filters, segments, and visualization options to gain deeper insights. Incorporate custom dimensions and metrics for tailored data analysis. Integrate external data sources to enrich your analytics and make well-informed decisions.
This guide is designed to help you harness the power of Google Analytics for making data-driven decisions that enhance website performance and achieve your digital marketing objectives. Whether you are looking to improve SEO, refine your social media strategy, or boost conversion rates, understanding and utilizing Google Analytics is essential for your success.
重新申请毕业证书(RMIT毕业证)皇家墨尔本理工大学毕业证成绩单精仿办理
不能毕业办理【RMIT毕业证【微信176555708】皇家墨尔本理工大学文凭学历】【微信176555708】【皇家墨尔本理工大学文凭学历证书】【皇家墨尔本理工大学毕业证书与成绩单样本图片】毕业证书补办 Fake Degree做学费单【毕业证明信-推荐信】成绩单，录取通知书，Offer，在读证明，雅思托福成绩单，真实大使馆教育部认证，回国人员证明，留信网认证。网上存档永久可查！全套服务：皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单真实回国人员证明 #真实教育部认证。让您回国发展信心十足#铸就十年品质！信誉！实体公司！可以视频看办公环境样板如需办理真实可查可以先到公司面谈勿轻信小中介黑作坊！
可以提供皇家墨尔本理工大学钢印 #水印 #烫金 #激光防伪 #凹凸版 #最新版的毕业证 #百分之百让您绝对满意
印刷DHL快递毕业证 #成绩单7个工作日真实大使馆教育部认证1个月。为了达到高水准高效率
请您先以qq或微信的方式对我们的服务进行了解后如果有皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单帮助再进行电话咨询。
国外毕业证学位证成绩单如何办理：
1客户提供办理信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作皇家墨尔本理工大学毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。
留学学历(UoA毕业证)奥克兰大学毕业证成绩单官方原版办理
制做办理奥克兰大学学历证书＜176555708微信＞【毕业证明信-推荐信做学费单＞【微信176555708】【制作UoA毕业证文凭认证奥克兰大学毕业证成绩单购买】【UoA毕业证书】{奥克兰大学文凭购买}】成绩单，录取通知书，Offer，在读证明，雅思托福成绩单，真实大使馆教育部认证，回国人员证明，＞【制作UoA毕业证文凭认证奥克兰大学毕业证成绩单购买】【UoA毕业证书】{奥克兰大学文凭购买}留信网认证。
奥克兰大学学历证书＜微信176555708（一对一服务包括毕业院长签字,专业课程,学位类型,专业或教育领域,以及毕业日期.不要忽视这些细节.这两份文件同样重要!毕业证成绩单文凭留信网学历认证！）[留学文凭学历认证(留信认证使馆认证)奥克兰大学毕业证成绩单毕业证证书大学Offer请假条成绩单语言证书国际回国人员证明高仿教育部认证申请学校等一切高仿或者真实可查认证服务。
多年留学服务公司,拥有海外样板无数能完美1:1还原海外各国大学degreeDiplomaTranscripts等毕业材料。海外大学毕业材料都有哪些工艺呢？工艺难度主要由：烫金.钢印.底纹.水印.防伪光标.热敏防伪等等组成。而且我们每天都在更新海外文凭的样板以求所有同学都能享受到完美的品质服务。
国外毕业证学位证成绩单办理方法：
1客户提供办理奥克兰大学奥克兰大学硕士毕业证成绩单信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）
— — — — 我们是挂科和未毕业同学们的福音我们是实体公司精益求精的工艺！ — — — -
一真实留信认证的作用(私企外企荣誉的见证):
1：该专业认证可证明留学生真实留学身份同时对留学生所学专业等级给予评定。
2：国家专业人才认证中心颁发入库证书这个入网证书并且可以归档到地方。
3：凡是获得留信网入网的信息将会逐步更新到个人身份内将在公安部网内查询个人身份证信息后同步读取人才网入库信息。
4：个人职称评审加20分个人信誉贷款加10分。
5：在国家人才网主办的全国网络招聘大会中纳入资料供国家500强等高端企业选择人才。
Meet up Milano 14 _ Axpo Italia_ Migration from Mule3 (On-prem) to.pdf
Quattordicesimo Meetup di Milano, tenutosi a Milano il 23 Maggio 2024 dalle ore 17:00 alle ore 18:30 in presenza e da remoto.
Abbiamo parlato di come Axpo Italia S.p.A. ha ridotto il technical debt migrando le proprie APIs da Mule 3.9 a Mule 4.4 passando anche da on-premises a CloudHub 1.0.
留学挂科(UofM毕业证)明尼苏达大学毕业证成绩单复刻办理
精仿办理明尼苏达大学学历证书＜176555708微信＞【毕业证明信-推荐信做学费单＞【微信176555708】【制作UofM毕业证文凭认证明尼苏达大学毕业证成绩单购买】【UofM毕业证书】{明尼苏达大学文凭购买}】成绩单，录取通知书，Offer，在读证明，雅思托福成绩单，真实大使馆教育部认证，回国人员证明，＞【制作UofM毕业证文凭认证明尼苏达大学毕业证成绩单购买】【UofM毕业证书】{明尼苏达大学文凭购买}留信网认证。
明尼苏达大学学历证书＜微信176555708（一对一服务包括毕业院长签字,专业课程,学位类型,专业或教育领域,以及毕业日期.不要忽视这些细节.这两份文件同样重要!毕业证成绩单文凭留信网学历认证！）（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
◆◆◆◆◆ — — — — — — — — 【留学教育】留学归国服务中心 — — — — — -◆◆◆◆◆
【主营项目】
一.毕业证【微信：176555708】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【微信：176555708】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分→ 【关于价格问题（保证一手价格）
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
学历顾问：微信：176555708
Recently uploaded (20)
Explore-Insanony: Watch Instagram Stories Secretly
Explore-Insanony: Watch Instagram Stories Secretly
Understanding User Behavior with Google Analytics.pdf
Understanding User Behavior with Google Analytics.pdf
Meet up Milano 14 _ Axpo Italia_ Migration from Mule3 (On-prem) to.pdf
Meet up Milano 14 _ Axpo Italia_ Migration from Mule3 (On-prem) to.pdf
2015 june 18th madrid innopayments key note - future of check-out
- 1. 11 TITELFuture of check-out InnoPayments 2015 Madrid, June 18th
- 2. 22
- 4. 44 REACH
- 5. 55 Trend: Rise alternative payment methods … however: hassle from merchant perspective
- 6. 66 Thesis: Reach = Ease of use for merchant … however: European payment methods don’t have enough footprint <> rise of global giants
- 7. 77 Challenge: I welcome them as merchant … because: prepared to pay bit more for ease of use & big reach =
- 8. 88 EASE
- 9. 99 Trend: Further European payments integration … however: focus on ‘traditional’ payments, online still too country specific (= hassle) XS2A
- 10. 1010 Thesis: Online payments market only mature at a national level … because: too fragmented, making it difficult for cross-border trade & merchants in particular
- 11. 1111 Challenge: Seamless integration and at a min. interoperability (ideally full harminization) … accelerating the API-economy for banks, with further regulation as potential pressure instrument
- 12. 1212 CONVERSION
- 13. 1313 Trend: Alternative identification & authentification … safe, but simple and ideally integrated identification & authentification
- 14. 1414 Trend: … and no trend would be complete w/o Mobile of course … once at the booking page, bring clients as fast as possible to payment w/o need to think => 1 (2) - click payment, also on mobile!
- 15. 1515 Thesis: Mobile not designed for conversion … but for risk … because: too much thinking from the ‘old’ desktop world
- 16. 1616 Thesis: Payment methods (especially alternative payments) suffer from functionality bloat / overload … however: getting too much, need to go directly to payment, no distraction / x-sell at check-out
- 17. 1717 Challenge: Innovation needs to serve simplification instead of diversification ! … less is more! Stick to your core trade ?!
- 18. 1818 Challenge: Mobile innovation also needs to facilitate x-border ease of use … ideally with 1 European protocol for mobile payments
- 19. 1919 COST
- 20. 2020 Trend: Fees are under pressure … rightfully so, off-line is already pretty efficient, but still gap with online
- 21. 2121 Thesis: Not only direct, but also indirect costs need to go down … because: payment disruptions cost money and settlement days still date from the batch days
- 22. 2222 Challenge: Reduce payment disruptions … invest again in online payments (tackle legacy) + manage perception
- 23. 2323 Challenge: eliminate T+2/3 settlement days … because transactions are more & more real-time, with also here pressure of further regulation