The State of California Housing Finance Authority (CalHFA) has recently reintroduced and expanded it's Extra Credit Teacher Program. Complete Post & Guidelines Here: www.BMCLB.com/edu-workbook/ In addition to this exciting new Buyer Assistance and Closing Cost assistance program, the State of California also offers homebuyer assistance loans and grants that are available to first time, and non-first time buyers throughout the State. This slideshow was modified from the original live class to create a shortened version for video.

1. Educating and Empowering since 1988
!
2014 Guide to California
Teacher Assistance Programs
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com

2. 2014 California Teacher Loans
Buyer Assistance Programs
★ CalSTRS Home Loan Program Update
★ BCA Community Access + CHDAP
★ Extra Credit Teacher Program
★ CalHFA FHA, CalPLUS w/ ZIP, CHDAP
★ 3 CHF Platinum Grants -
Updated 2/2014
★ SCHFA OC & LA Homebuyer Grant
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

3. 2014 California Teacher Loans
CalSTRS Home Loan Update
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

4. Educating and Empowering since 1988
Broadview Community Access
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com

5. Discount Mortgage Insurance
Broadview Community Access
BCA Program Highlights
★
★
★
★
★
★
★
FHA Alternative
5% Down Payment
Can use w CHDAP
Reduced PMI Rate
Reduced Closing Costs
Refinance Ok
30 Year Fixed Only
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

6. Discount Mortgage Insurance
Broadview Community Access
Homebuyer Qualifying
★ Must be Primary Home
★ Not First Time Buyer Loan
★ Duplexes Allowed
★ 620 to 85.01 - 90% LTV
★ 660 to 90.01 - 95% LTV
★ 680 to 95.01 - 97% LTV
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

7. Discount Mortgage Insurance
Community Access
2014 Loan and Income Limits
★ $417,000 Maximum Loan Amount
★ 140% Area Median Income
★ LA & Orange County $93,520
★ Riverside / San Bernardino $87,640
★ San Diego $102,260
★ Contact us for More Limits
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

8. Educating and Empowering since 1988
California Housing Finance Agency
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com

9. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Buyer Assistance Loans
CalPLUS ZIP - CalHFA FHA - ECTP - CHDAP
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

10. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
First Time Homebuyer Requirement
★ No Principle Residence for 3 Years
★ Can Own Other Properties (Tax Returns)
★ Qualified Veterans Exempt
★ Federally Designated Target Area Exempt
★ Boomerang Buyers OK after 3 Years
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

11. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Borrower Requirements
★ Must Be Owner Occupied within 60 Days
★ Must Not Exceed CalHFA Income Limits
★ Maximum 43% Debt to Income
★ Minimum 640 FICO
★ 8 Hours Homebuyer Education Class
★ Non-Occupant Co-Signers Allowed
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

12. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Non-Occupant Co-Signer Rules
★ Must NOT Occupy the Property
★ Must Not be on Title or Have Interest in Home
★ Will have Income, Assets, Liabilities & Credit
History Considered by Underwriters
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

13. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Property Requirements
★ Sales Price Limits by County
★ Single Family, One-Unit Residence Only
★ Condominiums Must Be FHA Approved
★ Lot Size Cannot Exceed 5 Acres
★ Must Carry 2 Year Home Warranty
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

14. Educating and Empowering since 1988
Extra Credit Teacher Program
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com

15. California Housing Finance Agency
CalHFA Extra Credit Teacher Program
Silent Second Mortgage
“The Extra Credit Teacher Home Purchase
Program (ECTP) is a deferred payment,
simple interest rate subordinate loan.”
!
- CalHFA
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

16. California Housing Finance Agency
CalHFA Extra Credit Teacher Program
Borrower Eligibility Requirements
Teachers, Administrators, classified employees
and staff members working in either a county/
continuation schools or high priority schools*
★ *Academic Performance Index (API) 1-5
★ “If it’s ranked (API 1-5) it’s eligible”
★ Emergency Teaching Credential ineligible
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

17. California Housing Finance Agency
CalHFA Extra Credit Teacher Program
Calculating Buyer Assistance
★ Fixed Rate* - Deferred Payments
★ Greater of $7,500 or 3% Sales Price
★ Greater of $15,000 or 3% - High Cost Area
★ 0% Interest after 3 Years*
★ Must Use CalHFA First Mortgage
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

18. Educating and Empowering since 1988
CalHFA First Mortgage Programs
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com

19. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
CalHFA First Mortgage Loans
★ CalHFA FHA & CalPLUS
★ Both are FHA Insured Mortgages
★ Same Income Limits all Programs
★ Sales Price Limits by County
★ Rates & Fees set by CalHFA
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

20. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
CalPLUS with ZIP
★ CalPLUS Interest Rate is Higher
★ Zero Interest Program (ZIP) CalPLUS Only
★ Silent Second, Deferred for Life of Loan
★ 3.5% of Total Loan Amount inc. UFMIP
★ Automatic Approval with CalPLUS
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

21. Educating and Empowering since 1988
CalHFA CHDAP
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com

22. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
CalHFA CHDAP
★ 3% of Purchase Price
★ Can be used with Non-CalHFA First Mtg
★ Silent Second, Deferred for Life of Loan
★ Income & Sales Price Limits
★ Can be Used in Any Lien Position
★ Cannot be used with ECTP
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

23. Educating and Empowering since 1988
CHF Platinum Grant
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com

24. CHF Platinum Grant
Program Highlights
Qualifying Overview
★ Must Use Program First Mortgage
★ 30 Year Fixed FHA, VA, USDA
★ Less of $417,000 or FHA Loan Limit
★ Duplexes Ok
★ Qualify for 1st is Grant Eligible
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

25. California Homebuyer Grant
CHF Platinum Grant
CHF Grant Facts
★ Equal to 3% or 5% of 1st Loan
★ Interest Rate Increases at 5% Grant
★ Can be Used for Closing or Down
★ No Cash Back Allowed
★ Lender Requests Grant at Closing
★ Can use with CHDAP - Income Limits
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

26. California Homebuyer Grant
CHF Platinum Grant
Borrower Requirements
★ Must be Primary Residence
★ Income Limit 115% AMI / County
★ 640 Minimum Credit Score
★ Maximum DTI 45%
★ Meet all FHA, VA, USDA Guidelines
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

27. California Homebuyer Grant
CHF Conventional Grant
Conventional Grant Facts
★ Equal to 4% of 1st Loan
★ Can be Used for Closing or Down
★ 140% Area Median Income Limit
★ Discount Mortgage Insurance
★ Can use with CHDAP
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

28. Educating and Empowering since 1988
SCHFA Homebuyer Grant
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com

29. California Homebuyer Grant
SCHFA Homebuyer Grant
SCHFA Grant Facts
★ Equal to 4% of 1st Loan
★ First Time Buyer = No Primary 3 Yrs
★ Max First Mortgage = $417,000
★ LA – 1-2 = $99,360 / 3+ = $111,515
★ OC – 1-2 = $109,800 / 3+ = $128,100
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

30. California Homebuyer Grant
SCHFA Homebuyer Grant
SCHFA Grant Facts
★ Use for Down Payment or Closing Costs
★ Lender Orders Grant at Closing
★ Use with CHDAP - CalHFA Limits Apply
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

31. California Homebuyer Grant
SCHFA Homebuyer Grant
Borrower Requirements
★ Must be Primary Residence
★ 640 Minimum Credit Score
★ Maximum DTI 45%
★ Meet all FHA, VA, USDA Guidelines
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

32. Educating and Empowering since 1988
Mix & Match Assistance Programs
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com

33. Mix & Match Assistance Programs
Stacking Options
Always Use Most Restrictive Rules
★ CalHFA FHA or CalPLUS + ZIP + ECTP
★ CalHFA FHA or CalPLUS + ZIP + CHDAP
★ CHF Platinum Grant + CHDAP
★ Broadview Community Access + CHDAP
★ Any FHA or Conventional Loan + CHDAP
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

34. Educating and Empowering since 1988
Wrap Up & Take Aways
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com

35. California Homebuyer Assistance
Quick Review
Teachers and Home Buyers
★ Community Access + CHDAP = CalSTRS
★ CalHFA FHA or CalPLUS ZIP
★ CalPLUS + ZIP + ECTP = 3.5% LA + 3% SP
★ CHF & SCHFA Grants - Not Paid Back
★ Approved Lender CalHFA,CHF, SCHFA
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

36. California Homebuyer Assistance
Wrap Up & Take Aways
Community Programs
★ Community Programs are Back
★ Offered on Level Playing Field
★ More From CalHFA This Year
★ Creative Solutions are Available
★ Creative Lender is Key
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com

37. Educating and Empowering since 1988
!
Thank You for Attending!
Links to check eligibility and additional resources below
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com