Guaranteed Rate is a large retail mortgage lender founded in 2000 and licensed in all 50 states. It has approximately 170 offices nationwide and closed $12.4 billion in loan volume in 2014. Guaranteed Rate aims to provide a fast and transparent mortgage process for customers along with competitive products and services tailored to real estate agents. Key offerings include various loan options, digital mortgage capabilities, marketing support, and an online real estate community called Partner Xchange.
Dan Keller Mortgage Planning Concierge Meeting 2019Dan Keller
http://www.mymortgageguydan.com/apply . Every client deserves the best I have to offer and that not only involves a great mortgage experience, but additional information that will help them create wealth through the wisdom I've gathered along with the network of professionals I know.
Dan Keller Mortgage Planning Guide For First Time Home BuyersDan Keller
The document provides an overview of potential sources of "turbulence" or challenges that may arise when obtaining a home loan. It lists 83 possible issues divided into those relating to the buyer/borrower (32 items), the seller (24 items), and the property (9 items). Some examples include the borrower losing their job or having incorrect information on their loan application, the seller backing out or being unable to clear liens, and issues with the property like unresolved repairs or the home not appraising for the agreed upon value. The overall message is that there are many potential complications that could delay or derail the loan process.
These are the slides from Justin Brown's at the Modern REAL ESTATE Summit | WATCH -- > How Justin Brown Is Stopping The Scroll with Social Media and Mortgage Coach https://youtu.be/XNnElOKgS1s
Lead generation for real estate brokersManaan Choksi
how to build a never ending pipeline of leads for your real estate business. Learn from time tested techniques of international trainers on how to cost effectively generate leads.
LCAR Unit 21 - Closing the Real Estate Transaction - 14th Edition RevisedTom Blefko
The document discusses the closing process for real estate transactions. It covers:
1) The closing process involves the buyer inspecting documents like the title, survey, and inspection results. The seller ensures they receive payment while the buyer ensures they have funds.
2) The title is checked to disclose liens and the seller's existing loan is paid off. If the buyer assumes the loan, the loan balance must be verified.
3) Federal laws like RESPA and TRID regulate the closing process, requiring forms that disclose costs to buyers in a standardized way. TRID consolidated prior forms into a Loan Estimate and Closing Disclosure to improve transparency.
This document summarizes a home buyer seminar presented by a realtor and mortgage lender. It discusses the benefits of homeownership over renting, current market conditions making it a good time to buy, various loan programs available, and the basic steps involved in the home buying process. Key points covered include how much house one can afford, the importance of pre-approval, costs of owning vs renting over 5 years, how to qualify for different loan types, and the many professionals involved in a real estate transaction. Questions from attendees are invited at the end.
Dan Keller Mortgage Planning Concierge Meeting 2019Dan Keller
http://www.mymortgageguydan.com/apply . Every client deserves the best I have to offer and that not only involves a great mortgage experience, but additional information that will help them create wealth through the wisdom I've gathered along with the network of professionals I know.
Dan Keller Mortgage Planning Guide For First Time Home BuyersDan Keller
The document provides an overview of potential sources of "turbulence" or challenges that may arise when obtaining a home loan. It lists 83 possible issues divided into those relating to the buyer/borrower (32 items), the seller (24 items), and the property (9 items). Some examples include the borrower losing their job or having incorrect information on their loan application, the seller backing out or being unable to clear liens, and issues with the property like unresolved repairs or the home not appraising for the agreed upon value. The overall message is that there are many potential complications that could delay or derail the loan process.
These are the slides from Justin Brown's at the Modern REAL ESTATE Summit | WATCH -- > How Justin Brown Is Stopping The Scroll with Social Media and Mortgage Coach https://youtu.be/XNnElOKgS1s
Lead generation for real estate brokersManaan Choksi
how to build a never ending pipeline of leads for your real estate business. Learn from time tested techniques of international trainers on how to cost effectively generate leads.
LCAR Unit 21 - Closing the Real Estate Transaction - 14th Edition RevisedTom Blefko
The document discusses the closing process for real estate transactions. It covers:
1) The closing process involves the buyer inspecting documents like the title, survey, and inspection results. The seller ensures they receive payment while the buyer ensures they have funds.
2) The title is checked to disclose liens and the seller's existing loan is paid off. If the buyer assumes the loan, the loan balance must be verified.
3) Federal laws like RESPA and TRID regulate the closing process, requiring forms that disclose costs to buyers in a standardized way. TRID consolidated prior forms into a Loan Estimate and Closing Disclosure to improve transparency.
This document summarizes a home buyer seminar presented by a realtor and mortgage lender. It discusses the benefits of homeownership over renting, current market conditions making it a good time to buy, various loan programs available, and the basic steps involved in the home buying process. Key points covered include how much house one can afford, the importance of pre-approval, costs of owning vs renting over 5 years, how to qualify for different loan types, and the many professionals involved in a real estate transaction. Questions from attendees are invited at the end.
This document provides information about a potential client's mortgage options. It introduces Keith Collins and his team at Movement Mortgage as partner lenders. The client is provided a link to a video about Keith and his team. Keith commits to providing clients with upfront interest rates and closing costs, ensuring on-time closings or providing $50 per day for delays, and helping clients make smarter mortgage decisions to build wealth faster. The document also includes information about Keith Collins and his experience at United American Mortgage Corporation, where he completed over $110 million in loans and 735 total cost analyses.
we are into Health and Wellness Industry representing an Indian company
dealing with Ayurvedic Products with
excellent results
thereby giving a chance for gr8 Health and Wellness for Self / family / friends
and providing a platform where huge income can be generated
Interested in Providing yourself with wonderful and natural Indian Ayurvedic products / in getting into work from home / Entrepreneurship ????
feel free to contact for any further Info ! ! ! ! Bharat@9555915424
The document outlines the 5 main steps in the mortgage process: 1) pre-approval to determine a buyer's price range, 2) shopping for a home, 3) submitting a mortgage application including documents on income, assets, credit, and the property, 4) removing subjects from the offer, and 5) the legal process of signing documents. It then provides details on qualifying for a mortgage, the different types of mortgages available, associated costs of buying a home, and the role of a mortgage consultant in helping navigate the process.
LCAR Unit 16 - Ethical Practices and Fair Housing - 14th Edition RevisedTom Blefko
The document discusses fair housing laws and ethical practices in real estate. It provides examples of discrimination testing in Allentown, PA and Long Island, NY that found minorities were treated differently in most cases. Federal and state laws like the Fair Housing Act prohibit discrimination in housing based on protected classes. Violations can result in fines or lawsuits. The implications for real estate professionals are to avoid practices like steering, blocking busting, or discriminatory advertising and follow guidelines to ensure fair treatment of all homebuyers.
This document outlines the process and services that a real estate agent, Mary Beth Welsh, will provide to help the client purchase a new home. The summary includes:
1) The agent will understand the client's goals, budget, and home needs to find suitable properties.
2) They will discuss market conditions and financing options to determine an affordable price range.
3) Once properties of interest are found, the agent will schedule viewings and negotiate offers on the client's behalf until an accepted offer is made.
4) The agent pledges to guide the client through the entire home buying process including inspections, appraisal, negotiations and closing to ensure a smooth transaction.
The document defines key terms related to startup companies such as startups, business incubators, venture capital, angel investors, and liquidity events. It also profiles successful entrepreneurs such as Sean Parker, Elon Musk, and Larry Ellison and their companies Napster, Tesla Motors, and Oracle. The document explores various aspects of starting and growing new businesses.
Private Money Credibility Packet - JJ Modern HomesJeff Jungers
JJ Modern Homes is a real estate investment company that specializes in buying distressed properties at discounts of 30-50% below market value, renovating them, and reselling them for a profit. They have a systematic process for finding, evaluating, purchasing, and quickly renovating properties, and they work with private lenders to fund property acquisitions and renovations in exchange for interest payments. Their business model aims to improve neighborhoods by increasing the quality and value of housing properties.
The document provides information for a home seller named {SELLERSNAME} about selling their home with the help of {AGENT NAME}. It outlines {AGENT NAME}'s experience and marketing plan, which includes strategically pricing the home, staging it for sale, and utilizing online and print advertising. The document also addresses frequently asked questions about the home selling process and recommends home improvement projects to maximize value, such as bathroom remodels and roof replacements.
LCAR Unit 17 - Listing Agreements and Buyer Representation Contracts - 14th E...Tom Blefko
The document discusses listing agreements and buyer representation contracts. It covers the key points that agency contracts are employment contracts for broker services, not property transfer contracts. Listing and buyer representation agreements are fundamental real estate profession documents. Pennsylvania law requires written agreements when a consumer compensates a broker. Required agreement elements include the broker's fee/term, broker services, broker representing multiple parties, and cooperation with other brokers. The document outlines exclusive right to sell, exclusive agency, and open listings. It discusses listing contract forms and the typical information contained within like property details, ownership evidence, broker compensation, and indemnification.
Stephen Akintayo is an inspirational speaker and serial entrepreneur who is the CEO of several consulting and media firms in Nigeria. The document discusses mini importation business, which refers to importing goods from abroad at wholesale prices and reselling them locally for profit. It provides information on goods to import, websites to purchase from, shipping options, and tips for promoting and selling the imported goods successfully.
Cindee Stone has over 15 years of experience helping people achieve homeownership through her mortgage lending expertise. She founded People Want Info to educate homebuyers on the loan process and stresses the importance of pre-approval to feel comfortable throughout the process. With her positive attitude and focus on clients, Cindee has achieved success in the mortgage industry by ensuring the best outcomes for each individual borrower.
Homebuyer seminar - Everything you need to know to purchase your homefvcollins
This document provides information about a first time homebuyers seminar. It covers topics like why buy a home, being ready to buy, types of homes, understanding loans and financing options, the home buying process, and closing on a home purchase. The seminar is intended to help first time buyers understand what is involved in purchasing a home and make it an easy and affordable process.
HUGE-LOCAL-EXPOSURE
A custom property website will be created
A custom color property brochure will be created
A detailed description of the property with color photographs and a link to the website will appear in the Los Angeles and Beverly Hills Board of Realtors Multiple Listing Service
Over 2000 just listed cards will be mailed to area residents
A custom E-mail blast with photos and a link to the property website will be sent to several thousand agents (encompasses all major real estate offices in Los Angeles)
A custom E-mail blast with photos and a link to the property website will be sent to 3,000 of James’ personal and business contacts
With the owners permission, an Open House for the Entire Brokerage community will be held
The property will be presented to over 120 agents during the Real Estate Concierge weekly office meeting
With the owners permission, a For Sale sign will be placed on the property
This document summarizes the key steps and considerations for first-time homebuyers. It discusses getting pre-approved for a mortgage, choosing between government and conventional loans, understanding closing costs and down payment requirements, working with a real estate agent and loan officer, and going through the home buying process from offer to closing. The overall message is to educate yourself on your financing options and work with professionals to ensure you purchase a home that fits within your budget and financial goals.
Listing Presentation for Austin Choi
In my practice of real estate, I am well known for one of the most honest and diligent agents, great customer service, consistent communication, strong attention to detail and ensuring a positive experience for all parties in a transaction: buyers, sellers, cooperating agents.
First Time Buyer Specialist (FTBS) |
Seller Representative Specialist (SRS) | Pricing Strategy Advisor (PSA) | Senior Real Estate Specialist (SRES®) | Certified Transaction Coordinator (CTC) | Short Sales and Foreclosure Resource (SFR®)
The document provides information about a health awareness program on lifestyle diseases sponsored by Asclepius Wellness Pvt. Ltd. It discusses how lifestyle diseases have replaced infectious diseases as leading causes of death. Some key lifestyle diseases mentioned include diabetes, cancer, hypertension, and cardiovascular disease. The document attributes the rise in lifestyle diseases to modern diets high in refined foods, sugar, salt, and chemicals compared to traditional diets. It also cites factors like genetic modification, nutrient depletion in soils, long cooking times destroying nutrients, and long transport times affecting food freshness and nutrition. The document promotes changing one's lifestyle and using nutritional supplements and ancient Ayurvedic practices to regain optimal health and fulfill nutritional deficiencies. It provides details on
Step by step process to buying a home. Everything you need to know from making the offer, to getting the proper inspections, the paperwork, and closing process.
Mike Hall
Http://www.myohiohouse.com
614-937-4162
Major Depressive Disorder is characterized by at least five symptoms of depression lasting at least two weeks. The document discusses the various types of depression like major depression, dysthymia, seasonal affective disorder, atypical depression, bipolar disorder, and others. It also discusses the causes of depression including genetic, environmental, medical factors. Treatment involves medication, psychotherapy, and social support depending on the severity and type of depression.
The document discusses a digital photo booth that was used at the TechEd 2014 conference, which had an estimated 10,000 attendees. Photos taken in the booth were uploaded daily to a digital wall display to promote awareness of the photo booth. Analytics data showed higher sustained traffic to the digital wall from social media referrals.
This document provides biographical information on six influential Renaissance figures, including their dates of birth and death and their occupations. Erasmo de Rotterdam was a Dutch humanist, priest and theologian who wrote important Latin texts. Juan Luis Vives was Lord Chancellor of Henry VIII and a humanist philosopher. Thomas More was an English lawyer, philosopher and humanist who was an important councilor to Henry VIII. Nicolaus Copernicus was a Polish scientist and astronomer known for his heliocentric theory. Andrea Vesalius was a Flemish anatomist and founder of modern human anatomy. Miguel Servet was interested in astronomy, meteorology, geography and medicine.
This document provides information about a potential client's mortgage options. It introduces Keith Collins and his team at Movement Mortgage as partner lenders. The client is provided a link to a video about Keith and his team. Keith commits to providing clients with upfront interest rates and closing costs, ensuring on-time closings or providing $50 per day for delays, and helping clients make smarter mortgage decisions to build wealth faster. The document also includes information about Keith Collins and his experience at United American Mortgage Corporation, where he completed over $110 million in loans and 735 total cost analyses.
we are into Health and Wellness Industry representing an Indian company
dealing with Ayurvedic Products with
excellent results
thereby giving a chance for gr8 Health and Wellness for Self / family / friends
and providing a platform where huge income can be generated
Interested in Providing yourself with wonderful and natural Indian Ayurvedic products / in getting into work from home / Entrepreneurship ????
feel free to contact for any further Info ! ! ! ! Bharat@9555915424
The document outlines the 5 main steps in the mortgage process: 1) pre-approval to determine a buyer's price range, 2) shopping for a home, 3) submitting a mortgage application including documents on income, assets, credit, and the property, 4) removing subjects from the offer, and 5) the legal process of signing documents. It then provides details on qualifying for a mortgage, the different types of mortgages available, associated costs of buying a home, and the role of a mortgage consultant in helping navigate the process.
LCAR Unit 16 - Ethical Practices and Fair Housing - 14th Edition RevisedTom Blefko
The document discusses fair housing laws and ethical practices in real estate. It provides examples of discrimination testing in Allentown, PA and Long Island, NY that found minorities were treated differently in most cases. Federal and state laws like the Fair Housing Act prohibit discrimination in housing based on protected classes. Violations can result in fines or lawsuits. The implications for real estate professionals are to avoid practices like steering, blocking busting, or discriminatory advertising and follow guidelines to ensure fair treatment of all homebuyers.
This document outlines the process and services that a real estate agent, Mary Beth Welsh, will provide to help the client purchase a new home. The summary includes:
1) The agent will understand the client's goals, budget, and home needs to find suitable properties.
2) They will discuss market conditions and financing options to determine an affordable price range.
3) Once properties of interest are found, the agent will schedule viewings and negotiate offers on the client's behalf until an accepted offer is made.
4) The agent pledges to guide the client through the entire home buying process including inspections, appraisal, negotiations and closing to ensure a smooth transaction.
The document defines key terms related to startup companies such as startups, business incubators, venture capital, angel investors, and liquidity events. It also profiles successful entrepreneurs such as Sean Parker, Elon Musk, and Larry Ellison and their companies Napster, Tesla Motors, and Oracle. The document explores various aspects of starting and growing new businesses.
Private Money Credibility Packet - JJ Modern HomesJeff Jungers
JJ Modern Homes is a real estate investment company that specializes in buying distressed properties at discounts of 30-50% below market value, renovating them, and reselling them for a profit. They have a systematic process for finding, evaluating, purchasing, and quickly renovating properties, and they work with private lenders to fund property acquisitions and renovations in exchange for interest payments. Their business model aims to improve neighborhoods by increasing the quality and value of housing properties.
The document provides information for a home seller named {SELLERSNAME} about selling their home with the help of {AGENT NAME}. It outlines {AGENT NAME}'s experience and marketing plan, which includes strategically pricing the home, staging it for sale, and utilizing online and print advertising. The document also addresses frequently asked questions about the home selling process and recommends home improvement projects to maximize value, such as bathroom remodels and roof replacements.
LCAR Unit 17 - Listing Agreements and Buyer Representation Contracts - 14th E...Tom Blefko
The document discusses listing agreements and buyer representation contracts. It covers the key points that agency contracts are employment contracts for broker services, not property transfer contracts. Listing and buyer representation agreements are fundamental real estate profession documents. Pennsylvania law requires written agreements when a consumer compensates a broker. Required agreement elements include the broker's fee/term, broker services, broker representing multiple parties, and cooperation with other brokers. The document outlines exclusive right to sell, exclusive agency, and open listings. It discusses listing contract forms and the typical information contained within like property details, ownership evidence, broker compensation, and indemnification.
Stephen Akintayo is an inspirational speaker and serial entrepreneur who is the CEO of several consulting and media firms in Nigeria. The document discusses mini importation business, which refers to importing goods from abroad at wholesale prices and reselling them locally for profit. It provides information on goods to import, websites to purchase from, shipping options, and tips for promoting and selling the imported goods successfully.
Cindee Stone has over 15 years of experience helping people achieve homeownership through her mortgage lending expertise. She founded People Want Info to educate homebuyers on the loan process and stresses the importance of pre-approval to feel comfortable throughout the process. With her positive attitude and focus on clients, Cindee has achieved success in the mortgage industry by ensuring the best outcomes for each individual borrower.
Homebuyer seminar - Everything you need to know to purchase your homefvcollins
This document provides information about a first time homebuyers seminar. It covers topics like why buy a home, being ready to buy, types of homes, understanding loans and financing options, the home buying process, and closing on a home purchase. The seminar is intended to help first time buyers understand what is involved in purchasing a home and make it an easy and affordable process.
HUGE-LOCAL-EXPOSURE
A custom property website will be created
A custom color property brochure will be created
A detailed description of the property with color photographs and a link to the website will appear in the Los Angeles and Beverly Hills Board of Realtors Multiple Listing Service
Over 2000 just listed cards will be mailed to area residents
A custom E-mail blast with photos and a link to the property website will be sent to several thousand agents (encompasses all major real estate offices in Los Angeles)
A custom E-mail blast with photos and a link to the property website will be sent to 3,000 of James’ personal and business contacts
With the owners permission, an Open House for the Entire Brokerage community will be held
The property will be presented to over 120 agents during the Real Estate Concierge weekly office meeting
With the owners permission, a For Sale sign will be placed on the property
This document summarizes the key steps and considerations for first-time homebuyers. It discusses getting pre-approved for a mortgage, choosing between government and conventional loans, understanding closing costs and down payment requirements, working with a real estate agent and loan officer, and going through the home buying process from offer to closing. The overall message is to educate yourself on your financing options and work with professionals to ensure you purchase a home that fits within your budget and financial goals.
Listing Presentation for Austin Choi
In my practice of real estate, I am well known for one of the most honest and diligent agents, great customer service, consistent communication, strong attention to detail and ensuring a positive experience for all parties in a transaction: buyers, sellers, cooperating agents.
First Time Buyer Specialist (FTBS) |
Seller Representative Specialist (SRS) | Pricing Strategy Advisor (PSA) | Senior Real Estate Specialist (SRES®) | Certified Transaction Coordinator (CTC) | Short Sales and Foreclosure Resource (SFR®)
The document provides information about a health awareness program on lifestyle diseases sponsored by Asclepius Wellness Pvt. Ltd. It discusses how lifestyle diseases have replaced infectious diseases as leading causes of death. Some key lifestyle diseases mentioned include diabetes, cancer, hypertension, and cardiovascular disease. The document attributes the rise in lifestyle diseases to modern diets high in refined foods, sugar, salt, and chemicals compared to traditional diets. It also cites factors like genetic modification, nutrient depletion in soils, long cooking times destroying nutrients, and long transport times affecting food freshness and nutrition. The document promotes changing one's lifestyle and using nutritional supplements and ancient Ayurvedic practices to regain optimal health and fulfill nutritional deficiencies. It provides details on
Step by step process to buying a home. Everything you need to know from making the offer, to getting the proper inspections, the paperwork, and closing process.
Mike Hall
Http://www.myohiohouse.com
614-937-4162
Major Depressive Disorder is characterized by at least five symptoms of depression lasting at least two weeks. The document discusses the various types of depression like major depression, dysthymia, seasonal affective disorder, atypical depression, bipolar disorder, and others. It also discusses the causes of depression including genetic, environmental, medical factors. Treatment involves medication, psychotherapy, and social support depending on the severity and type of depression.
The document discusses a digital photo booth that was used at the TechEd 2014 conference, which had an estimated 10,000 attendees. Photos taken in the booth were uploaded daily to a digital wall display to promote awareness of the photo booth. Analytics data showed higher sustained traffic to the digital wall from social media referrals.
This document provides biographical information on six influential Renaissance figures, including their dates of birth and death and their occupations. Erasmo de Rotterdam was a Dutch humanist, priest and theologian who wrote important Latin texts. Juan Luis Vives was Lord Chancellor of Henry VIII and a humanist philosopher. Thomas More was an English lawyer, philosopher and humanist who was an important councilor to Henry VIII. Nicolaus Copernicus was a Polish scientist and astronomer known for his heliocentric theory. Andrea Vesalius was a Flemish anatomist and founder of modern human anatomy. Miguel Servet was interested in astronomy, meteorology, geography and medicine.
This document discusses the probability that an element of a metacyclic 2-group fixes a set. It begins by providing background information on metacyclic groups and related concepts such as commutativity degree. It then summarizes previous works that have studied the probability of a group element fixing a set. The main results presented calculate the probability for various metacyclic 2-groups of negative type with nilpotency class of at least two. In particular, it determines the probability for metacyclic 2-groups of negative type with nilpotency class of at least three. It also calculates the probability for other specific metacyclic 2-group structures.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document summarizes a welcoming reception hosted by the Navy League at the NY Athletic Club on November 7th 2009. It describes several ceremonies for the USS New York, including the posting of the watch, manning the ship, and raising of flags. Opening remarks were given about Marines serving aboard the ship.
Michelle Trevino is an occupational therapist seeking new opportunities in rehab settings and pediatrics. She has over 10 years of experience evaluating, developing treatment plans, and providing therapy to patients with various disabilities and medical conditions. Trevino has a bachelor's degree in occupational therapy and is board certified in Texas and nationally. She also has experience as a stay at home mom and volunteer leader for her children's school.
Conferencia Magistral: Lo humano, lo ético, la educaciónAlexander Perdomo
La Universidad Autónoma de Santo Domingo, Recinto Santiago invita a una conferencia magistral titulada "Consideraciones sobre lo humano, lo ético y la educación" que será dictada por el profesor Daniel Vargas Peña el jueves 29 de marzo a las 5:00 pm en el Auditorio de la Biblioteca. La conferencia forma parte de los aportes a la reflexión académica en el centro, especialmente sobre los valores éticos y morales.
El documento resume las reglas ortográficas para la letra "g" en español. Explica que la "g" suena suave delante de las vocales "a", "o", "u" y fuerte delante de "e", "i". También cubre excepciones como cuando lleva una "u" no pronunciada delante de "e", "i" y cuando la "u" sí se pronuncia. Por último, enumera las palabras y sufijos que siempre se escriben con "g".
Assessment of river_plan_change_using_rs_and_gis_techniquesyafruddin rauf
This document discusses the assessment of river plan changes on the main stream of the Pahang River in Malaysia using remote sensing and GIS techniques. Two methods were used to classify river plan changes - Types of Lateral Activity (TYLAT) and Modes of Meander Movement (MOME). Analysis found that TYLAT methods were better for large rivers, identifying meander progression as the most common change. MOME methods were better for smaller rivers, finding extension and translation as the most common changes on the Pahang River from 2003-2010. The study provides baseline data on the characteristics and behavior of different parts of the Pahang River over time.
La gerencia industrial consiste en el análisis, diseño, programación y control de los sistemas productivos con el objetivo de optimizar los procesos de creación de bienes y servicios. Se encarga de proveer los conocimientos relacionados con la utilización efectiva de los factores de producción en las industrias manufactureras y de servicios para obtener mejores beneficios. La gerencia industrial juega un papel fundamental en la toma de decisiones y genera procesos eficientes que aumentan la producción y optimizan los resultados obtenidos por las empresas.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness, happiness and focus.
Guaranteed Rate is one of the largest retail mortgage lenders in the US, with over 170 offices nationwide. Founded in 2000, it closed over $12 billion in loan volume in 2014. Guaranteed Rate offers a wide range of loan products including conforming, FHA, VA, jumbo, and commercial loans. It prides itself on providing industry-leading customer service and technology solutions like its digital mortgage platform.
Guaranteed Rate is one of the 10 largest retail mortgage lenders in the US. It was founded in 2000 and has approximately 170 offices nationwide. It provides a variety of loan options including conforming, FHA, VA, USDA, jumbo, and commercial loans. It prides itself on fast and transparent processes, in-house underwriting and closing, and industry low rates and fees. Customers can apply for loans online to get instant pre-approvals.
The document discusses the services provided by Guaranteed Rate, a large mortgage lender. It outlines Guaranteed Rate's history and growth, high customer satisfaction ratings, and digital mortgage platform. It then describes the various loan programs offered, including FHA, VA, USDA, conventional, jumbo, and renovation loans. Finally, it summarizes the five steps of the loan process: application, home shopping, signing contract, conditional approval, and closing.
Why work with William Doom of loanDepotWilliam Doom
Benefits of working with loanDepot to secure your home financing. Learn how we are helping real estate professionals grow their business and consumers secure their dream of homeownership.
Become a VP of Mortgage Lending at Guaranteed Ratejoelrich
Take a closer look at the #1 Mortgage platform in the nation. Are you ready to take your mortgage origination career to a whole other realm as a VP of Mortgage Lending?
HomeBridge Financial Services is a large mortgage lender that focuses on providing customized home loan solutions and a customer-centric experience. It has experienced significant growth in recent years in terms of loan volume, number of branches and employees, and servicing portfolio. HomeBridge prides itself on its experienced personnel, financial stability, and focus on helping families achieve homeownership.
This document summarizes marketing materials and support provided by Guaranteed Rate to help originators double their purchase business. It outlines Guaranteed Rate's sales-driven processing model that allows originators to focus on sales while support staff handles processing. It also describes various marketing tools available, including automated campaigns, in-house agency support, national spokesperson Ty Pennington, corporate benefits programs, builder programs, referral partner marketing, social media support, events support, and sales coaching webinars. The goal is to give originators everything they need to grow their business through competitive products, advanced technology, and robust marketing and sales support.
The document discusses Guaranteed Rate's focus on helping mortgage originators double their purchase business through Guaranteed Rate's platform. The platform includes competitive pricing, an efficient process, state-of-the-art technology, marketing support, sales coaching, and proprietary technology that reduces administrative tasks so originators can focus on sales. The document provides details on Guaranteed Rate's history, growth, awards, values, technology tools, product offerings, and pricing advantages.
This document provides information about understanding credit scores. It discusses establishing credit by applying for credit cards and making on-time payments. A credit report contains personal information, credit account history, public records, and credit inquiries. Credit scores summarize this information as a single number between 300-850, and are calculated based on payment history, amount owed, length of credit history, new credit, and type of credit used. The document provides tips for obtaining credit reports, using credit scores to improve credit, and cautions when applying for loans.
This document summarizes information about HomeBridge Financial Services, a mortgage lender. It discusses HomeBridge's operating principles of having knowledgeable employees and a customer-centric approach. It also outlines HomeBridge's growth over recent years in production volume, number of branches, employees, and servicing portfolio. The document provides details on HomeBridge's product offerings, partnerships with brokers and correspondents, renovation lending programs, technology platform, and employee training and benefits. It positions HomeBridge as a partner to help people achieve their dream of homeownership.
Mortgage Network, Inc. is a large, independent mortgage company founded in 1988 with 34 regional lending offices. They offer a variety of mortgage solutions including fixed and adjustable rates, government programs, commercial financing, and reverse mortgages. As a direct lender, they have more control over the loan process compared to brokers. They pride themselves on providing exceptional customer service and competitive rates.
This document summarizes the new and improved Partner Xchange program focused on helping real estate agents double their business. It provides access to a video library of interviews with top agents giving best practice advice, industry resources and supporting apps. The program also includes social media support and tips, coaching webinars, an exclusive magazine and new real estate focused content and apps. It maintains all features from the prior version and makes agent tools like loan monitoring and marketing flyer creation easier to access.
This document provides information about understanding credit scores. It discusses the purpose of credit reports, the information included in credit reports, factors that affect credit scores, how to obtain credit reports, and tips for credit repair. Specifically, it notes that credit reports are used to assess credit risk, include personal information and payment history, and credit scores range from 300-850. Payment history, debt amounts, credit history length, new credit, and credit types are the main factors impacting credit scores.
This document provides an overview of Windermere Real Estate, including its history, mission, services, and process for helping clients buy or sell homes. Specifically, it details Windermere's founding in 1972, growth across the Western US, commitment to ethics and community involvement through the Windermere Foundation, and the services it provides to help clients through every step of the real estate process.
This document provides information about LegalShield's business solutions sales opportunity for licensed insurance agents in the United States. LegalShield has been in business for over 40 years and currently serves over 3.7 million customers. They focus on selling their legal and identity protection plans to business accounts like small businesses and insurance agencies. The plans provide services like legal advice, identity theft monitoring and restoration, and business consultation. LegalShield offers agents different compensation plans paying 12-16% commissions on new sales and residuals on renewals. Agents must be licensed and maintain a minimum of 500 covered lives. The opportunity provides marketing support, quick commission payments, and a way for agents to deepen relationships with clients.
The document promotes the financial services of Tammy Reid and her company Loan Wize. It summarizes Tammy's qualifications and experience in finance and mortgage broking. Loan Wize offers specialized lending advice and helps clients obtain the best loan rates. Their services include collecting client financial information, negotiating rates, recommending suitable loan products, and managing the application and approval process. The goal is to make the financing process easy to understand and connect clients with the right lender for their needs.
The Generational Wealth Protection ServicesWilliam Moore
This document provides information about financial services offered by United Credit Education Services including credit restoration, credit scoring education, will and trust preparation, debt elimination services, and identity theft protection. It details the various packages available including standalone services and membership plans. A partnership opportunity is described where individuals can become agents or full partners to market these services and build a sales organization. Compensation includes direct commissions, revenue sharing, bonuses for customer acquisition and sales volume. The goal is to help customers improve their financial situation and for partners to achieve financial freedom through the business opportunity.
Volition Meetup 2024 03 Mortgages & Interest Rates – Is The Worst Behind Us_ ...Volition Properties
Mortgages & Interest Rates – Is The Worst Behind Us? (Interactive Session w/ Hugo Dos Reis)
Mortgages & Interest Rates are the MOST TALKED ABOUT TOPIC in the real estate industry these days. Not a conversation goes by without someone chiming in with their 2 cents about whether rates are going up, down, or sideways.
Let’s go beyond the clickbaity newspaper headlines and hear from a REAL industry expert. Hugo Dos Reis is a partner at VINE Group, one of the top mortgage brokerages in Canada. They fund billions (that's not a typo!) in mortgages every year and have the expertise to handle complex investor and personal portfolios. With 12+ years of experience in the financial sector and a Bay Street Alumni, Hugo and his team lead investment financing solutions for clients across Canada. Hugo has provided financial planning education presentations to thousands of investors through seminars and workshops, has authored numerous articles, contributed insights to several news outlets and hosted a financial news segment for the multi-unit rental sector.
In this INTERACTIVE session, Hugo will be providing insights into:
☑️ Recent Bank of Canada announcement and impacts on mortgage markets
☑️ Interest rate forecasts for 2024
☑️ The age-old dilemma of Fixed vs. Variable as it relates to today’s environment, as well as length of mortgage term
☑️ Practical and useful mortgage strategies for maximizing cashflow and minimizing risk for your mortgage portfolio
☑️ Recommendation if buying/refinancing today
☑️ How RBC’s acquisition of HSBC will affect the lending environment
☑️ “What rates are homebuyers and real estate investors getting these days?”
☑️ How do I use rents to boost my mortgage qualification higher?
☑️ What are rental addbacks & rental offsets, and why do I care?
☑️ DCR lenders to help grow your portfolio
☑️ Desjardins as a investor friendly lender
BRING YOUR QUESTIONS AND SCENARIOS FOR HUGO TO ANALYZE! This will be an interactive session in which you will have the opportunity to have Hugo review your situation in real-time and give you expert advice on your mortgage portfolios, renewals, refinances, and more.